@@nomadcapitalist I totally agree with @calinomad22 ... I was just thinking of where to move to as there is a changing guard. Thanks for the great videos.
The US is slowly circling the drain, and its painful to watch because it used to be great in many ways. In recent months I've visited a few parts of SE Asia, what an eye opening experience. The people, the culture.....the whole vibe about that part of the world is quite different from the West and I have become very drawn to it. More trips are planned as it is now my personal first choice for a retirement location in a few years.
I just retired and am looking to leave the US. I hear good things about Thailand and the Phillipines as retirement locations. Do you have a list of SE Asian countries you are looking at?
@@nomadcapitalist Andrew. You may be elegible for Portugal EU passport. Due to your jewish grandparents from lithuania. Abramovich got citizenship that way because of this family jewish lithuanian past As well as hundreds of thousands of people who already have it. The government imposed restrictions after abramovich case but many lawyers saw it s unconstitucional because the amendment did not pass by parliament and the government imposed the restrictions by decree. However the government now has a full legislation prepared to enter parliament to do it rightfully. Last chance. Look into this. For you and then your wife becomes elegible by marriage ( 6 years of marriage no need for residence in portugal NOT even language test straightfoward).
@@nomadcapitalist the israeli community of lisbon that certifies the people has hired one of the best constitutional lawyer of portugal to call unconstitucional the decree that imposes links to portugal. So many people believe it s unconsituticional that 75 000 people applied regardless of the restrictions of links to portugal. check this out. 250 euros fee for an application for a possible EU passport is cheap. Even your wife will then be elegible by marriage after 6 years of marriage without a word of portuguese without setting a foot in portugal. The descent hundreds of years ago from a single sephardic jewish from the iberian peninsula is what you need. Because you have jewish grandparents there is a good chance in their family line an ancestor of them married a sephardic jewish originating from iberian peninsula. so many people believe it s unconstitucioanl 75 000 applied dispite the restriction of ties to portugal.
Thank you Sir. I was tired of the constant wars and hate. The criminalization of it's citizenry. And the taxation with little to no representation. So, I went where I was treated best. 🇧🇷🇧🇷
I'm in Istanbul right now and I can say I never saw anything like it. Open shops and restaurants almost everywhere and I'm 10 miles away from the city center in Kadakoy. Even Manhattan, Rome and London does not compare.
I just left Istanbul after a thorough visit to see if it’s livable. It’s not. The scamming and depression has touched every corner of turkey. Anywhere where social media has reached, society is collapsing. My taxis all scammed me, people I ran into, everyone smoking, everyone eating trashy food. It’s horrible there. It’s far from religious. Homosexuality has reached there too. It’s not livable
Wow, "Repulsive"?!😮 How rude! I think what you do is amazing, Andrew! Despite the fact that I dont currently "qualify" for your services, I think you are very valuable to the world and I am thoroughly enjoying your FREE content!👌
When someone calls your work "despicable", I've found that it's worth first considering if that individual is saying that because you're preventing them from benefitting from their own abusive behavior towards others.
Even if you're not currently in a position to use our services, We're glad to hear you're finding value in our free content!! We will be happy to serve you in the future!
Our ruling elite sold out to China and is destroying our country and world standing from the inside. If China were to become a dominant power is there any reason to think they wouldn't expand their death camp and secret police programs to your country??
I'm excited to be in the final stages of effecting this change. Already bought property and invested in my destination country and just about to put my house on the market here in Australia and we'll leave soon after Christmas. The West is in decline.
LIVING BEING IS OUR RACE,MANKIND IS OUR RELIGION HINDU,MUSLIM,SIKH,CRISTAIN,THERE IS NO SEPARATE RELIGION ALMIGHTY GOD KABIR is the father of all souls that JESUS, MOHAMMAD, GURU NANAK, VEDH was telling in BIBLE, QURAN, GURU GRANTHA SAHEB PRESENT MESSENGER of ALMIGHTY GOD KABIR is SAINT RAMPALJI MAHARAJ 🙏🙏😊😊
A true global citizen. Wishing you the best, good health and wealth brother! It’s sad to see the US go down it’s current direction. Thanks for great videos too!
When someone calls your work "despicable", I've found that it's worth first considering if that individual is saying that because you're preventing them from benefitting from their own abusive behavior towards others.
It's about freedom, taxation, and the ever authoritarian and woke west. Here in the UK. it is seriously heading in the wrong direction, and its demise is already built by existing government policies. Even if they stop now, its not a place I will recognise in 10 to 15yrs or one I will want to retire in.
@@steinbauge4591 Money is freedom. Very few people want to get rich to have 50 fancy cars or a giant mansion. It's about being able to do more in your life than you ever could otherwise, whether that's for yourself or others
I have homes in both the US and Canada. Visiting the US is always a little odd as you can feel the fear and paranoia. The level of violence and the general decline in society is so obvious in the US. Canada isn't much better but doesn't have the same fear and violence.
I'm in Canada, but I'm leaving North America altogether. I've spent 50 years here and contributed a lot, but it's still disturbing to see the decline across the continent. It's time to return to my homeland of Barbados where there are some amazing transformations and initiative happening. It's also safe, neutral ("Friends of all, Satellites of none."), and does business well with others. I also feel I can contribute more there, rather than spinning my wheels here in Canada and feeling drained.
@@waltbroedner4754 Actually the UN stands for nations united against us. Their purpose is to help pave the way for a One World Order and a One World Government.
Thank you so much for this video! I'm planning to take all these precautions! As a Chinese American, I don't wish for participation in the war, so I plan to move to somewhere that my family could live without worrying about political, economic, or social unrest. Hopefully, I could build a nice greenhouse and a homestead for farm animals and bees, especially as a self-sustaining energy and water and food source. I could definitely find that outside of the United States. This is partly because I don't want to choose sides in the upcoming Sino-American war. I grew up in the USA and I love my birth country (China), so I really don't want to contribute to either side's downfall. 😢
Go to Scotland. It's affordable, even the best university is now in Scotland, Oxford and Cambridge are no 2 and 3 in the UK. Or go to The Netherlands or Germany, good education and people are generally better educated (these 2 countries are kind to Chinese people, Muslims are their problems not Chinese folks). I know these 3 places very well. I've lived 11 years in The Netherlands, but I'm retiring in Indonesia, it's cheap, and if we live in an upper-middle-class area and an international community it's very nice. I've lived in Melbourne Australia and Singapore as well. But Singapore is too expensive, Melbourne is still a white people area and the Australian Dollar is depreciating from 1.1 US$ to 65 cents only since Australia decoupled from China.
@@sjelucten7150those are all the target areas for nuclear fallout during ww3. Favorable areas are in the south america. Cost of living is less. Land is affordable.
I was born in the US and have been a resident of Guatemala for 16 years now. my partner and I have been watching the economy and the social a People in the states and decided to purchase a piece of land here. it’s sad when the US state department puts out warnings about this country. Of course, there are areas that are dangerous, but let’s examine what is going on in the states… Mass murders on a daily basis. I have never felt unsafe here and no one passes you by without saying hello or waving. It’s a wonderful feeling. if you are considering moving out of the states, I say, go for it! 😃
Where's a good place to live in guat. My husband is Guatemalan, I've visited but I didn't like the area he was from. It wasn't modern and very crowded.
Let's be honest, only bullies force other countries to take sides. In a civilized world, every country should be free to choose their own path. It is worrysome when a fading superpower threaten sanction, war intead of diplomacy, even manufacture conflicts when there isn't any.
@@johnclifford544 do you know who was supplying Javelin missiles to Ukraine since 2014 to shoot at civilians? Kidnapped children? Shooting missiles that require guidence from satellites that are only accessible by US? Selective ignorance much?
I just received my Polish passport through descent. I plan to move to Europe permanently early next year. The US is too divided politically with no one wanting to compromise. The government doesn't care at all about its citizens in numerous ways. Go where your treated best!
One side is promoting communism the other side capitalism. Therein lies the problem, both cannot survive in the same place at the same time. Both are the antithesis of each other. There is only side that will win and it won't be communism.
@@ektorpolykandriotis635 social change, business change, tax change, laws change, everything all at once. Seriously & respectfully. ussa funeral today noon.
So you have $$$ to live amongst the white/castizo Mexican elites? Or are you moving to a Mayan village in the Yucatan or to a pueblo in Michocan? Mexico is VERY classist. I hope you speak fluent Spanish, if you cannot afford to live amongst the "fresas." Maybe San Miguel Allende with the rich Anglo hippies and trustafarians would be a better option.
This is for those comments about Andrew's videos, if you think you live in the greatest place on earth, that's fine (stop watching this content then, this obviously isn't for you). But if your looking for something better ,to live and not be bothered by constant changing rules and can't walk down the street without be asked, for your papers please. This channel will give you the basic outline to begin a fantastic journey to a place that treats you best! My wife and I sold all possessions in a certain western country and found a new place to live. It's not a perfect place but no where is. We ordered a Wise card before we left and put affairs in order ie mail,bank accounts and on the plane we went. We're in our late fifties and with 90k we set off to Europe. We bought a home with some land and have enough $ until we collect retirement, the only regret we have is that we didn't watch The Nomad Capitolist sooner! Thanks Andrew
I can't agree more. The American dream is dying if not dead. Home affordability is at historic lows. Inflation is rampant in will not get any better because the government does nothing but print more and more money just to give away in stupid ventures like the Ukraine war. The national debt now equals the entire GDP of the country. It's not sustainable yet the policies are not changing. Like another poster said we are slowly circling the drain. Thank you for your content Andrew. I have changed my future goals into finding an area not only friendlier for me but also my children when they grow up. This country greater prominence based upon free market capitalism in competition. It's time to start letting that competition work for me globally.
What you share is valuable for all. I, for one, am very grateful. Your views and discussions have caused me to see the world differently now. I realize that when I hear "global" here in the U.S., they really just mean "the West." Through your work, we can see other possibilities, and if we have the means and are brave enough, to explore and execute. Thanks for all, Andrew!
I'm in the philippines, no of course I'm not bragging, the government has just started a 12% VAT on money transfers to local banks from the US. Just saying,,,
With respect sir as you are a soldier, I feel American soldiers are misled into believing that they went to war protecting the U.S Constitution because I cannot find which article of the U.S Constitution was violated by other nations that warrant their invasions by the U.S. Soldiers were misled and sent to war protecting the interest of the American elites, their hegemony, and ability to dictate what other nations must do or else. Trillions dollars spent on these invasions and “reconstruction” of those countries to which the profit went to the military industrial complex and the institutions that took on those “reconstruction “ projects while the Americans people beared those economic costs. Meanwhile, at home, our infrastructure is deteriorating and housing affordability disappears. You may notice that more Americans are voicing their frustration with the current economic and social conditions here at home imposed on them by the so called “tyrannical government “. Yet many failed to realize they are just living the reality that other nations have lived , i.e., the impositions by the so call “democratic and free world”.
I can only see three of the five replies to my comment (silly youtube and their censorship). I find it hilarious that three people who have obviously never served and obviously have absolutely no clue what they are talking about have so much to say about something so foreign to them. Hilarious. A soldier can't control his government, we can only control ourselves. Tell me which country has powerful elites that are benevolent and make all of their decisions for the greater good. Please tell me the one. It doesn't exist. Powerful people only care about insuring their power. It doesn't matter what country you go to. If everyone refused toserve in the military because they disagree with the powerful people in their country all that would happen is the powerful people from some other country would conquer our country. The world isn't a fair place. The universe isn't a fair place. The strong survive, the weak parish. Period. We cannot control the universe. We cannot control the laws of physics. The universe does not care about your feelings. If you get torn apart and esten by a bear or tiger the universe does not care. If you have to watch your child or someone you care deeply for get torn apart and eaten by a tiger or bear the universe does not care about your pain or your emotions. You can choose to be weak and play the victim and all that will happen is you will make yourself easy prey. OR, you can choose to be strong. We all have the ability tomake this choice. The predators would prefer if you choose to be a victim.
You can move to any country in the world and live well, if you have money. But if your money is based on a job in the US or investments into the US economy, how are you going to survive? Dear Nomad, can you address this issue? Because giving advice on moving to any country is all great, but the real question is- how to make a living in the new country if your base in the US is gone?
Either you work remote, start a remote business, start a business in new country, and or continue to run business in US while living in new country. Those are the only ways. And I dont recommend working remote.
The USA's turn toward dictating 'morality' to the world is quickly leading to its downfall. Empires have often fallen when they try to 'dictate the laws of physics' with regard to mores and markets. Love the channel: SUBSCRIBED!
That's ironic, given how Western Europe tends to "dictate morality" in the general direction of the USA. To each their own; it doesn't seem like empires that lack a moral plank in their ideological platform do any better.
Been binge watching these videos and absorbing and extrapolating on all the different possibilities. Haven’t lived in the US in nearly 7 years now (stationed in 5 different countries serving in the Air Force) and visited total of 11 so far. Noticed I was by far happier in South Korea & Japan, and going on leave to Thailand was my final eye opener I needed to be completely disillusioned. After my contract ends my only guidance I must seek is if there are consequences against potential VA benefits if a veteran renounces citizenship. All kinds of conflicting answers on Reddit & other forums but I hope to find someone with knowledge of such circumstances as soon as I can to get the ball rolling 😄 eyeballing Ecuador, and either Ireland or Finland for citizenship based on descent, albeit sadly the conscription expectation for all men of minimum of two years may deter me on Finland tragically. Ready to take a leap of faith, we go forward never backward!
@@conlawmeateater8792 your right it usually happens like that in underdeveloped countries but I think as far as having a advantage in the new world pushing away from centralized banking I can see you having a shot in a country like El Salvador but then again it’s all about ones individual goals
Can you please do one for UK people who want to leave !! And include pensioners as well and Russia a lot want to go there !! We need info fast not much time left before they won't let us leave.!!
As a native Russian living in UK since 93, i can tell you that Russia has much more freedom compared to uk. In their personal and financial lives. There is much more wealth there, more benefits like excellent healthcare. Cheap energy prices. Excellent cheap transport. Lots of help for pensioners and families. Cheap land outside of big cities. And beautiful nature. And lots of space. Also there are huge amount of churches and people are very religious. And they dont bend their religion to accept politically correct views on certain modern trends. Although i lived biggest part of my life in uk and consider myself British, things had changed a lot since 93 and now changing at a great speed. The life in uk is quite bleak and stressful, old values and principles are disappearing fast. There are many people from America, Europe and Australia who are living in Russia and loving it. I know that they are even building an American village outside of Moscow at the moment.
@@pinetworkminer8377 It is on a internet. An American named Tim Kirby is organizing it. He got a big piece of land approval about 80 km outside of Moscow and they are starting building in spring. Tim got regular podcasts on the process as well as other information about moving and settling in Russia. Also, few days ago another American, a priest, Father Gleason , also got aproval for second American village near Rostov, about 300 km north of Moscow.
A big thank you from Martinique french west indies. You have a refreshing and balanced perspective. I will surely apply to your website. May I ask you what software you're using in your video for highlighting texts and studies ? Thank you
@@swanbaby62 Weather is very hot and almost unbearable those days. Thanks to climate change haha. We are most of the time protected from hurricanes since we are almost in the south of the carribean. If you're a capitalist, stay away from Martinique. We are under french tax system (up to 70% of your income)
12:30 So true. I just came from the Netherlands and Sweeden for a month and WOW. We are absolutely not free in the US. You want freedom and happiness go there, which is something had never thought to be true.
Their nations are rich, the ppl are educated very well, the ppl are extremely happy, they promote having children and you can tell in everything you see. You can drink openly, no homeless, no trash, its WILD!
I always did have respect for the Dutch. But also they are tough on just letting unchecked undocumented people who are just economic migrants because Netherlands doesn’t need much slaves or people to pay under the counter like the United States does
@@FreedomPlaya US and Canada are prospering too but both appear to be in decline. The decline is more than simple economic conditions. If you probe you will see thst many Mexicans feel Mexico is in decline compared to past years like almost every other country.
@@thomasleise7012 None of what you said is supported by data. Yes social media outlets make these exaggerated claims but that doesn’t make them true. Triple immigration numbers? Failing healthcare? Record inflation? Let me guess you didn’t live in the 80s when inflation was in double digits?Home shortages? Homes are plentiful if you’re willing to live outside the coastal cities. Where did you come up with these numbers?
its a bummer. I started a business right before covid and never got to make my money. Im worried I wont even be able to leave yet as It will take me a while to get my savings up after the disaster of the last 3 years
Had to return to my home (US) its disappointing, lived a better life in Thailand than here😔 you make total sence. Even the streaming ads are disheartening here.
The government has really called things more difficult for its citizens, and we can't sit back and bear all the consequences of the bad governance. It's obvious we are headed for hyperinflation,it is always the poor who take the hit.
Some people don’t want to work online, nor should they have to in order to live a decent life. If everyone decided to work online, nothing would get done.
True. I suppose this content isn’t for everyone. Only a select will to be able to leave… The rest will have to suffer to keep this world turning. The ones that enjoy the benefits will have to turn a blind eye towards it.
Aside from the long wait times to renew/ apply for a US passport, what other signals are in the tea leaves that point to the US restricting international mobility among its citizens?
For what it’s worth, it currently takes around four days to renew a US passport via the normal procedure at the embassy in El Salvador. Know several people that did it this past Spring and Summer.
My basic test of freedom and safety is whether or not I can play with random kids in a park. I live primarily in SEA countries, and I can. Do so often. I can pick kids up to the monkey bar without being suspected to be a pedo. I can chat with middle school girls about K-drama without being weird. I can walk with highschool and college students without being a "daddy". Just that guy who's too trendy to make friend his age, is what a boy I train with in a gym called me. That's a sign of free country, where you aren't judged for friendly interaction. That's a sign of safety, that parents don't have to worry that their kids gonna be a victim of crime, and they can trust a random person to be a decent responsible man around their kids. I don't feel any of that in the EU, and I avoid traveling US in general.
Maybe you are one on a million, but those are too high of odds for me to trust you with any child. Maybe I am just too "American" but I still trust my American Spidey senses for knowing I just read something totally effed up.
@@Roobahyeah, when is freedom judged by putting your hands on strangers kids 😂. I live in South America and been to 19 countries. Not sure that I have seen any of that touchy feely stuff being normal.
Hey Andrew great video as always. Question for a friend, Person who likes to use Cash over card, Holds Gold and Silver and also Bitcoin. Six Figure Income but careful about spending like Buffet. The sort of person who doesn't openly flaunt their wealth, and makes 90% of their income from multiple countries while based in Australia. I would be interested in your answer and This person is now an avid watcher of your content
@@jrbleau EL salvador likes Bitcoin, Japan likes Cash, Using all of the videos on Nomad Capitalists channel the venn diagram of the options especially as the person is currently an Australian citizen is huge. I would like to see the Nomad Capitalist team do a video on the multiple currency options
Just discovered your channel and agree on everything you stated in this video. How do you feel about Belize in reference to the subjects in this video?
You can't run away from your problems or the evil in the world instead you must stand firm and confront them head-on , if not it will follow you where ever you go !!!
SMART PERSON." When The Bus Pulls up to curb. " He Or She Gets aboard. And Doesn,t Look Back. Then Again look what happened to those on the Titanic. That Didn,t take advantage of the life Boats.
I just saw 2 videos about how expensive Canada is, regular people can't afford to live there. One man even traveled back to the Caribbean to work for 7 years to be able to buy 2 properties in Canada with no loans. He had been living in Canada for 20 years prior to that.
if you like facing genocide it is a great pick. I am sure Andrew's questionnaire includes a question " do you like being in the middle of a genocide?" That would be a pragmatic thought, wouldn't it?
I can travel endlessly between Vietnam Thailand Japan Malaysia Phillipines. 3 month tourist visa is fine Airfare cheaper than visas Bank through local friends.
No. His target customer are millionaires. But as a normal US citizen the best way out is to get a job in a foreign country (the easiest route is teaching English in Spain, Japan, China, Thailand, Vietnam, etc. or IT jobs basically anywhere). Another option is getting a remote job in the US and living anywhere else in the world.
Bill Holter had a good point. He left Costa Rica because he felt that other countries would not look favorably at Americans when their countries fall apart as a result of americas fiat etc.
Bravo, your content allines with my belief system. I'm 66 y/o I don't have much financial freedom but I'm leave America, I've paid more attention over the last decade to what our country has done, the lies we have been told, how our freedoms have been eroded how our dollar has been devalued, it's pointless here I see it as the frog in the boiling water. People never see it till it's too late.
Earlier this year a US survey ranked China first in Happiest Countries with a score of 91% feeling satisfied and happy; the US got a mediocre score of some 70%. Those numbers might be exaggerated but the following are not, China doesn’t have the symptoms of shootings, racism, opioids, fentanyl, strikes, inflation, credit card loans, student loans, medical bills, evictions, homeless, hunger, armed robberies, falling bridges, broken railways, wars and mentally ill veterans. In China, everyone has a roof and plenty to eat. One can stroll the streets of China for a month and not come across a single homeless person. The US might seem to be a big economy but not quite. A lot of its GDP come from non productive financial services including 1 trillion credit card loans, 2 trillion student loans, 4.5 trillion medical insurance, high prices of homes, rent and stocks, 1 trillion+ military spending, nukes, how much do gun sales and weed contribute to GDP? All these items are run by corporations to squeeze out the last drops of profits. Per Bernie Sanders new book, 60+% of Americans live from paycheck to paycheck, 0.1% control 90% of the wealth; a handful of rich and powerful families own more than half. The oligarchs have consolidated their wealth as well as their control of the government. America is the best democracy money can buy…very much so Rich Men North of Richmond. If you are not already rich, they are coming for you. IRS just hired 3700 agents to tax the heck out of you. Buying real estate along the Belt and Road projects in Latin America might not be a bad idea. When there are roads, riches follow.
Those 3,700 IRS employees (not all are 'agents') are actually going to help with collecting taxes from the rich who currently don't pay their share because the IRS has been systematically gutted by Republicans. This is a good thing for the rest of us, who do pay our taxes.
You are wrong about bank accounts. It is easy to open an account in Switzerland, it just can't be done anonymously. As for Americans, they must report to the IRS.
What matter most to you and say NO to things that don't aligned with your priorities. You'll make far more money and get things done if you invest on your future, it will become more important to you family.
I like what you do even if you loved America why wouldn't you want to be treated best. Why wouldn't you want a strong creative free nation. It's important to live in a world of ideas. Go where you are treated best is a fantastic Mantra. Keep sharing. So we can see what is going on in a greater world and not simply in detroit ohio califoria new york etc. It's a big world out there enjoy.
It is not the best 15% and it is not great. At the same time it is impossible to be neutral when you are sitting on the western side of the fence. I applaud your recognition of other views and positions.
Hi Andrew enjoy your video's. Off the subject but wondering if you have ever thought of doing the currently annual Nomad Conferences twice a year? Maybe one every 6 months or so in one part of the world and another in a different part of the world.
The meek shall inherit the earth for eternity. The righteous shall not be uprooted from the land. Unlike the benevolent wealth, the oppressive rich have an ocean side appointment in the Lake of Fire.
Hi Andrew, thank you for sharing your knowledge and years of experience. There is a missing part to your point regarding the T25 countries or a potential superpower split, and that is China. I understand your discussion specifically concerns Western countries' "superpower split." Although the Economist article covers China, it does so from the growth perspective but fails to mention China's political and military influence in the region. It is no secret that China uses military and political coercion against its neighboring countries, including Vietnam, Thailand, the Philippines, and Taiwan. On the other hand, the U.S. also has very strong ties with these aforementioned countries. China also has ties with countries such as Russia, Iran, and other countries around the world that can also influence a potential worldwide superpower split. Moreover, the relatively new BRICS alliance is attracting a lot of interest. My point is that your discussion is incomplete without you also analyzing China's influence or the potential outcome of a superpower split. The China topic could have significant importance in the decision-making regarding what countries a potential nomad could consider investing in and obtaining a permanent residency or citizenship. Thank you.
where they can change currency any time and not allow you to move money No its not it.The people are nice so is every average person everywhere they are nice
I've been in Canada for >50 years. I have been from the Pacific to the Atlantic within it's borders, and to almost every single significant and major city in this country. I liked your comment about France and El Salvador as 3rd world countries. Canada is, BEYOND ANY DOUBT, a 3rd world country, lead by imbeciles across the political spectrum and in all levels of government. Our former Christian values, which engendered trust, among other positive benefits, and was a major cause of our prosperity, have been overthrown by the gods of envy and stupidity.
Poor nations will obviously be hurt by a worldwide recession/depression. However, those might be the best places for individuals, especially those with little wealth, to survive.
@@ektorpolykandriotis635 They will do what most Americans are too ignorant to do. Produce food. Currency is losing purchasing power. History teaches that rural small holding food production prevents starvation. Centralized governments do not.
I'm all for bringing the wealth in. But it's about how it's distributed. You can't just have a small wealthy class and everyone else serving them. That's not okay.