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HOW WE'RE FINANCIALLY PREPARING FOR BABY (BEFORE I'M PREGNANT) 

Marissa Lyda
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27 авг 2024

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Комментарии : 66   
@inherbedroom
@inherbedroom 3 года назад
I can hear in your voice that your heart hurts for the pregnancy you’ve lost. There are no words that can take the pain away. Just sending love and support. I hope 🌈 comes soon
@RachaelLyn
@RachaelLyn 5 лет назад
I don't have any children, but I am an elementary teacher and I hear so many different views. I hear that children are incredibly expensive and I've also heard that children are not expensive at all and only add minimally to their household finances. This may sound confusing, but honestly, I think this tells me that children CAN be expensive, and as long as the children are healthy and do not have many special needs, children are only expensive if you allow them to be. Just like eating out and going on vacation can be expensive, but only if you allow it to be. I might get some hate on comparing kids to those things, but it's just a comparison to put things in perspective. Of course there are possibilities that could increase costs if a child has health problems or other special needs, so you do need to plan for just in case, but as far as generally, I think kids are only expensive if you allow them to be.
@Liale2011
@Liale2011 5 лет назад
Rachael Lyn i have to disagree. I can’t go on many vacations because kids are expensive. Diapers, wipes, cream, clothing, bedroom set, daycare alone is a mortgage, daycare supplies, food, lunch box, shoes, socks, bottles, milk, when they are sick time off from work to care for them, cost of meds, co pays for dr visits, ER visits, ambulance cost and other unforeseen cost, the cost of toys, the cost of Christmas alone with kids, baby supplies, and the list goes on. Kids are amazing, I have two...but please you can’t say that kids are not expensive. Anyone dependent on someone else is expensive. Whether it’s an elderly person, and adopted person, a pet, anyone aside from yourself that needs some of your money is expensive.
@Liale2011
@Liale2011 5 лет назад
Rachael Lyn even if the child did not have medical needs, it is still very expensive. You can’t compare a child to materialistic things; it’s like comparing apples to homes going on foreclosure. I understand that you are a teacher; but but being a parent or guardian totally changes up the scenario.
@RachaelLyn
@RachaelLyn 5 лет назад
@@Liale2011 I'll say it one more time...it isn't me saying this, but other parents that have said this.
@Liale2011
@Liale2011 5 лет назад
Rachael Lyn well I want to meet these parents and see their personal take. Maybe you work in a higher income area where people don’t live on a tight budget, not sure. But kids are super expensive, even the kids that are not diagnosed with other ailments
@michellekercy4430
@michellekercy4430 5 лет назад
@@Liale2011 Yes but kids don't need a bedroom set they can make do with a cheap 200 dollar bed and mattress and you don't need alot of those things for kids people just like to get them. Like for my nieces they don't have a ton of Christmas presents and whatnot. It depends on your lifestyle.
@GrowthePiggyBank
@GrowthePiggyBank 5 лет назад
Thx for sharing marissa! It’s funny how expensive my wife and I thought our first baby was going to be. Now with our third baby, we’ve learned just how much the baby stuff marketed to parents are unnecessary.
@bookwormbon482
@bookwormbon482 4 года назад
Can you give some examples please? :)
@Sparklejumpropequeen374
@Sparklejumpropequeen374 5 лет назад
All great tips! My husband and I have been living on one income and saving the other! Been budgeting like crazy and putting money into sinking funds.
@TheBudgetingWife
@TheBudgetingWife 5 лет назад
That's such a great way to build a savings habit and prepare for the future!
@shannanoel9158
@shannanoel9158 5 лет назад
I remember how badly I wanted to stay home, after our second child was born. Prior, I thought I'd go back to work, and had everything set up and "planned" to do so. There was something about having my second child, and seeing how quickly the time passed with my first, that really tugged at my heart. I ended up quitting my job, and following that "tug". Having said all of that, it's amazing how we were able to work all of that out, and for a brief season, (it flies by), we had to stop working on several of our long term financial priorities, to take care of our present situation. That was five years ago, and I have since gone back to work part-time and we're back to working on those long term financial priorities. I don't regret that decision, at all. I say all of this to tell you that after watching your videos, I feel like you are wise beyond your years, and when the time comes, you and your husband will know exactly how to make this work for that season. You're already steps ahead of so many people, in that you're planning and preparing for this upcoming season. I can't wait to see how it all unfolds!
@April-zh2vm
@April-zh2vm 5 лет назад
Wait until after 20 weeks that still gives you a lot of time to get ready. Honestly so much about parenting is go with the flow and seems like personally for me it was less planning is more. Of course life insurance and saving money for out of pocket L&D expenses are super important but the more flexible and less stressed you are about the money the better. I am a planner and type A and after 3 kids I have learned that you will always have what you need when you need it. Planning is awesome but stay flexible and don't plan so much you don't enjoy what's happening. Babies and kids are cheap thankfully they don't need much to be happy and healthy!
@nachannachle2706
@nachannachle2706 4 года назад
This comment needs more likes. :)
@nevaehluz4213
@nevaehluz4213 4 года назад
Some people need financial peace and I'm sure she is one of them. Circumstances differ, it's not one size fits all
@ssarabia2124
@ssarabia2124 5 лет назад
We bought a house before having a baby. I would recommend breastfeeding as long as you can because formula is expensive!
@losingthewilltolive4284
@losingthewilltolive4284 3 года назад
Formula is free if you join something like WIC
@PenniesNotPerfection
@PenniesNotPerfection 5 лет назад
Great idea to prepare before getting pregnant! We saved up a bunch of money before having my daughter and it made the whole experience a little less stressful (still stressful for different reasons). Hope you guys get things into place for when God blesses you with a pregnancy!
@TheBudgetingWife
@TheBudgetingWife 5 лет назад
Thanks girl!
@Bmanda15
@Bmanda15 5 лет назад
Loving your content recently! My husband and I are just starting to stick to a stricter budget as we are just beginning to try for our first baby. Thanks for your tips! May God bless your family💗
@Hallowsaw
@Hallowsaw 4 года назад
My wife and I are 27 and we pretty much started our careers off with 400k in student loan debt... flipping sucks. Also we live in a rather expensive area (lowest rents are 1700). I'm so thankful we make 150k and we use about 3200 a month to pay off this debt. It is insane to think what we can afford once this 400k is gone. We want to have children but know we cannot afford a house and these loans at the same time. Really cheap houses are about 325k here. NUTS... We moved here from a place where very very nice homes were that price so it's a little culture shock at what people pay here between DC and Baltimore. I would love to move back to Delaware if there were jobs there... She is a Pharmacist and i'm an assistant meat manager at a grocery store. It is a highly concentrated area of pharmacists here and it took her 4 months to find something after she graduated. Luckily I got a promotion moving here but it is not making up for the god awful cost of living. Our rent use to bee 1100, now its 1750 for a smaller place. Can't wait to move to a cheaper area.
@ssarabia2124
@ssarabia2124 5 лет назад
I love you optimism and openness with sharing your personal goals. So nice to know I’m not the only one that thinks like that!
@ninamarie8421
@ninamarie8421 5 лет назад
Thank you for being so open with your life. We are going to start trying for our first child next February and this video is super helpful! Seeing youtubers like yourself talk about your miscarriage made me realize it is common. I talked to some of my friends and was surprised a few of them had gone through the same. Best wishes to you and your husband.
@bookwormbon482
@bookwormbon482 4 года назад
Hope you got the good news in February :)
@katanaa2187
@katanaa2187 5 лет назад
I just wanted to say that your doing such a good job on your videos. I love watching them!
@TheBudgetingWife
@TheBudgetingWife 5 лет назад
Ahh thank you!
@nessaaaaa870
@nessaaaaa870 2 года назад
I'm sorry for your loss😔💜🙏🏾
@loneranger3977
@loneranger3977 5 лет назад
You are a true inspiration and you are doing it right. Never forget that. God bless you both.
@RaisingLittleLights
@RaisingLittleLights 5 лет назад
Hi Marissa! These are great tips; I wrote down the new ideas I hadn't thought of before. You have super helpful content, keep it up! :)
@Jessmannie
@Jessmannie 4 года назад
Yup this is a great video for someone with less than $200k in student loans. $80k is a dream for us now.
@CodyCat2336
@CodyCat2336 5 лет назад
Such great tips! God has a great plans for you and your family. Thank you for sharing your journey!
@robinjbeck6388
@robinjbeck6388 5 лет назад
I just started watching your channel and i Love it❤️keep up the work with the videos❤️
@strangeamber69
@strangeamber69 3 года назад
Love this video. Thank you for posting it. And I hope everything works out the way you want. 😊
@justin8771
@justin8771 4 года назад
Yes I told my fiancé I want a house before we have a baby just because I want to give them the life I didn’t have so I want to be financially stable before bringing another person into this world for one number two I also would like to save at least 100 thousand before having a child plus at least a 20 thousand dollar emergency fund for any un foreseen expenses or anything but I’m glad I came across this channel because there’s many things I want to get take care of in my life before I bring another human being into this world glad people are planning for the future instead of jumping into it
@maryanakurti
@maryanakurti 4 года назад
Seems a bit extra to me
@andreagerman610
@andreagerman610 3 года назад
Praying for you and your family!
@lizmoore6321
@lizmoore6321 5 лет назад
Do you plan to budget for childcare since you said you have to keep working? That's my biggest hurdle right now!
@TheBudgetingWife
@TheBudgetingWife 5 лет назад
Our goal is for me to be able to work from home on my business! If that's the case, then we won't need childcare. But I totally get ya there... Childcare is expensive!
@breyoniacooper3318
@breyoniacooper3318 2 года назад
This was very helpful! Thank you so much 💜
@dannacollins3256
@dannacollins3256 3 года назад
Could you show us how you came up with the $700/mo. I’d like to know how much you allocated for baby items and maturity and exclude the medical portion. Thanks!
@kimberlyjones2343
@kimberlyjones2343 4 года назад
Omg so glad I found your channel 😍
@BrownFam1225
@BrownFam1225 2 года назад
Sounds like somebody's been listening to Dave Ramsey lol I hear them baby steps ❤️❤️
@taddu-tamtoladdu625
@taddu-tamtoladdu625 3 года назад
Don't take stress 😃take care of yourself 💐
@nachannachle2706
@nachannachle2706 4 года назад
So sorry about your miscarriage. >__< I am glad you used this experience to share your insights on RU-vid. :)
@Anna08371
@Anna08371 2 года назад
I don’t have any debt but I worry that We won’t have enough for starting a family. I’ll give my fears onto the Lord and just work hard to save money before pregnancy like you :)
@TheJUiCy1117
@TheJUiCy1117 3 года назад
I feel like you may be a Dave Ramsey follower?? Great suggestions!!
@moomak8920
@moomak8920 4 года назад
Thank u !
@beccanicole5439
@beccanicole5439 3 года назад
i'm 15. i have baby fever sooo bad. i'm on birth control. but the only way i can calm my baby fever is by buying baby stuff. i have quite a bit of clothes. a pack of newborn diapers. wipes. and pacifiers. i bought everything with my own money and it just makes me feel better idk why
@samuelasanderinos1521
@samuelasanderinos1521 3 года назад
Sounds like babysitting would be a good part time job for you.
@beccanicole5439
@beccanicole5439 3 года назад
@@samuelasanderinos1521 yeah
@beccanicole5439
@beccanicole5439 3 года назад
@@samuelasanderinos1521 my family has a lot of female problems and every female has had to have a hysterectomy or is going too in their early 20s so i'm thinking about trying for a baby at like 17/18/19 cause i really want to be a mother
@nevaehluz4213
@nevaehluz4213 3 года назад
@@beccanicole5439 do you watch 16 and Pregnant? Speak to someone that had a baby at 16 on what they had to give up and grow up in a whim. Enjoy your Youth, you have ample time to think about babies but not now
@Las645
@Las645 3 года назад
@@beccanicole5439 hun that’s too young, remember there are options like adoption, and fostering if that’s the case parenthood is NOTHING you should rush into. You not only have to be financially prepared, but you have to be mentally and physically prepared as well.
@E.J.123
@E.J.123 5 лет назад
Great video !!! I heard alot about a vitamin that is wonderful for conceiving called : Serrapeptase by Doctors Choice brand. You may want to.look into.
@cheeseandsprinkles
@cheeseandsprinkles 5 лет назад
Would you guys be okay with having a baby as renters?
@brooke6504
@brooke6504 5 лет назад
cheeseandsprinkles renters have babies all the time. Not a big deal. 🤷🏻‍♀️
@TheBudgetingWife
@TheBudgetingWife 5 лет назад
Yes! Ideally, we'd like to have a house, but totally possible renting our apartment as well. :)
@benjaminmeza5372
@benjaminmeza5372 3 года назад
Your budgeting tactics better last until they turn 30.
@stacyklein2497
@stacyklein2497 2 года назад
You would like ynab
@E.J.123
@E.J.123 5 лет назад
Also Xi Xian Cao tea to help with healthy pregancy.❤
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