I’ve Put Myself Into a Terrible Situation

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Опубликовано:

18 фев 2024

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Комментарии : 501

@iforgotmyscreenname1

15 years ago, I learn that it's best to be rich but live like a poor person, instead of being poor living like the rich.

@raiden031

I disagree with Dave's logic about the car. There is a HUGE difference between a $6k car you already own and know it's condition vs. buying another $6k car that you are only going by a someones cursory assessment of it. I would consider a $6k purchase in today's car market to be very risky unless I know the previous owner personally.

@lisahinkofer2085

Paid off twenty thousand dollars in credit cards. And now only have a year left on my car payment. It’s been a rough ride but I have learned my lesson. No more debt. Taking back my power and life

@stevegolacks8731

I love my parents, but they are the LAST people I would go to for financial advice. Dont just blindly follow someone because you are realted to them or they are your bestie. Bad move!

@IndigoStarrAz

She's not selling that car.

@frogturtle

say whatever you will about her financial choices, but she made the right decision by calling and seeking help. the fear of keeping herself in debt finally became larger than the fear of changing her financial situation. that is a powerful moment!

@skateata1

There arent many $6k cars out there anymore. Unless they are falling apart.

@cljerjr31

You better get a second job

@Rohoactr

On the bright side this lady is still young. She can get out of this situation in 2 or 3 years. But she’s gotta work hard ! Grind

@BrianW211

You're in a slow season with your current self-employed job. That's kind of a no-brainer to at least go get another part-time job.

@3ddiEdotcom

She needs a REAL full-time job, preferably a better career path. This family business of hers isn't going to cut it.

@garyclark6427

If her parents want her to have a better car, they can buy one for the business, write it off according to generally accepted accounting principles and then let her drive it.

@FP65

I sympathize with people who find themselves in big debt. It’s a horrible trap. We learned our lesson decades ago. We finally paid off and got rid of our credit cards and never took out another one again. We sold off our nice cars and bought old used cars. It is a glorious life when you don’t have any debt. I can’t think of any product out there that could entice us into going back in debt. We feel free now.

@random-nz7dy

Awkward moment between Dave and George there 5 min in lol.

@kendrapratt2098

Sounds like she’s been trying to maintain a certain appearance and lifestyle without the necessary income. She’s finally heard from people with sound financial advice. Rooting for Megan. I hope she can get serious about living like no else for the present

@napoleon1992

As an LLC owner, she cannot be on payroll. However, she can take draws. Now if it is a S-corp she can make herself an employee of the company and take a salary.

@D9Beats

First time I’ve ever been in debt. I hate it. I’m fighting my way out of it!

@lindawilson4625

The caller also needs to rethink the wedding venue job salary. I understand what the CPA was thinking, but waiting to pay her taxes when she files her return doesn't work for this person. I also suspect she is underpaid and maybe not getting reimbursed for business mileage or even have the venue own the vehicle. I suspect her parents are taking the lion's share of the tax & expense write offs on the business. I'm not so sure this caller is getting her fair share. Or she works very little and needs to get a strong second job.

@IgoOutlateAtnight

@mdaje

Ive been there, i side hustled, worked at mcdonalds in my off time from my other job. Then paid the lowest loan and snowballed the money from that payment into my next payment. Took the bus. She needs to hustle. Debt free, ill never forget that day. takes hard work and discipline. Just like weight loss, takes hard work and not snaking