I Can’t Fix A Situation This Terrible | Financial Audit

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Опубликовано:

20 июл 2023

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Комментарии : 3,7 тыс.

@AChickandaDuck Год назад

“I don’t take medication, I take supplements.” This is probably the root of the problem.

@alephnaught8343 Год назад

nah this is still a symptom. Though honestly the holistic medicine is still a side issue. What sort of trauma did this poor lady and her siblings face as a children...

@uikmnhj4me Год назад

Medication and supplements are both bad for you in many cases. If you eat a good diet you don’t need to supplement. And if you take care of yourself there’s no need to be on many of the ongoing medications people get suckered into taking for decades on end

@user-mf4gz3sp1q Год назад

...maybe she has a Xanax and Lithium deficiency...

@jlab6969 11 месяцев назад

Lmao didnt you hear what she said though? Apparently they work better for her brain… yet her spending habits and money problems stem from her mental issues…

@user-mf4gz3sp1q 11 месяцев назад

@joola696 ...THEN...THEY...DON'T...WORK...BETTER...

@l.a.8753 Год назад

I think you need to audit the whole family in order to make sense of this one

@Eibarwoman Год назад

This is a family that might be a mess both financially and conspiracy-wise.

@christinefrier7888 Год назад

That is an excellent idea!

@gingerleamcwow435 Год назад

NAILED IT

@tammya5403 Год назад

@@Eibarwomanconspiracy wise 😂

@camiii4261 Год назад

that would be super interesting!

@craftsmanceramics8653 Год назад

"I'm not going to have a mental crisis ever" *checks notes* Blames entire financial situation on manic episodes, mental illness, and handicaps.

@thatbluegirl7528 Год назад

Glad someone else noticed.

@barbaraday7662 11 месяцев назад

And she’s not taking any actual meds for it

@outdoorfr3ak 11 месяцев назад

@@barbaraday7662that's the craziest thing. I'm prescribed meds and I just come out and say what I'm diagnosed with. Anyone who says they have a "mental illness" does not have a fucking mental illness

@sarar.1932 11 месяцев назад

She's in the middle of a mental crisis just talking on this show....

@nintendobunz 10 месяцев назад

Im bipolar and not being medicated is very dangerous. She is 100% going to have anotber manic episode

@elizabethjahr173 Год назад

As a therapist I want to give you my resounding gratitude for not taking better help as a sponsor.

@cleanclean4031 11 месяцев назад

Why's? I've been in therapy since I was nine, twenty five now and betterhelp is the best experience I've had. I've definitely had poooor experiences with other providers so my starting point is different but I would love to know your opinions.

@elizabethjahr173 11 месяцев назад

@@cleanclean4031 The therapists on Betterhelp are wonderful. I actually used to work for them and ever other clinician I encountered were great. I certaintly don't begrudge any individual person who wants to use the service or any clinician who chooses to work there. Mental health providers, on the whole, however are really concerned about how they are changing the therapy space in a way that is really harmful to us and our livelihoods. We also know they sell user data to Meta as it is buried in their terms and conditions, which is concerning for privacy. They also have a lot of false advertising. Their ads make it seem like a client will have 24/7 access to their therapist through text, when in reality therapists are not available 24/7 and have to set those expectations/boundaries. They also make it seem like you will be hand matched to the perfect therapist, when it's actually just an algorithm. The pay for therapists is also pretty bad, and super unclear with a strange scale up based on how many hours you work. As a therapist paneled with insurance I get anywhere from 80-90$ for a $45 minute session and my client only pays their copay. For betterhelp I made $30 for a 45 minute session while my client was paying at least $70 but probably more depending on what payment option they chose. So it's more expensive for clients, and clinicians are paid less.

@freddymaximo5767 11 месяцев назад

As a therapist you're loosing money be honest

@elizabethjahr173 11 месяцев назад

@@freddymaximo5767 are you asking if I'm losing money? Because I'm not. My caseload is full, I have a wait list, my business is profitable and earns me a solid living.

@Michael-hx8pv 11 месяцев назад

@@freddymaximo5767 do you know anything on springhealth? I did 6 sessions with them last year but I didnt have a great experience. it always felt like she forgot half the conversations or exercises to work on by time we got to the next session even though she was taking notes.

@theend1555 Год назад

This has to be the most confusing financial situation ever. I can't imagine needing to split a mortgage 5 ways and having my portion still be 40% of my income, that's insane.

@AnonYmous-UserNotFound Год назад

To be fair, that portion also sounds like utilities/food/pets expenses etc, but yeah

@sandra_egh Год назад

Splits everything! Has all sorts of bank accounts and doesn't bring statements for all of them...

@joemachine4714 Год назад

They all need to add another $50 or more to their monthly mtg contribution, so as to build up a buffer for emergencies

@stayaway7357 Год назад

@@sandra_eghthat is the craziest part to me. It’s like… you’re here to look are your situation and try to get some help. Do your due diligence and have your paper work together! Smh.

@robby95036 Год назад

@@sandra_egh yeah i’m confused why the shared expenses monthly don’t all just go to one sinking fund even if they’re on separate automatic transfers

@rebeccashields9626 Год назад

Caleb’s “I cannot speak on that, it would be inappropriate of me to do so.” I felt that in my SOUL. The self control this man has for us.

@rebeccashields9626 Год назад

@@greenlantern1986 to not go off on that lady when she says she has to take a ton of online supplements instead of actually seeing a doctor for her clear as day mental health conditions? Yes, that takes a lot of self control. I wanted to throw my phone on the floor!

@TheFreerunner777 Год назад

Timestamp?

@ox0cherrybomb0xo Год назад

@rebeccashields9626 Doctors won't take us seriously, if they do they won't prescribe medication aside from strictly antidepressants only, and if they do prescribe you anything else pharmacists aren't willing to fill it, and if they ARE willing there's a shortage and they can't get it in. We're desperate bro.

@AyoJesse Год назад

@@TheFreerunner777 @34:19

@flacjunkie5553 Год назад

@@TheFreerunner777 the supplements thing? Watch 31:45

@Sandra-Renea Год назад

This episode makes me realize how lucky and privileged I am to have a healthy mind. I can see how chaotic her thinking is and it seems exhausting.

@Peoe500 5 месяцев назад

Yes

@AB-py6jl 5 месяцев назад

She seems nice but listening to her is so frustrating 😅

@sofiasaviranta5640 5 месяцев назад

It is.. weirdest thing is to grow up not knowing and just wondering why I'm a piece of shit and can't function..

@IzzysTravelDiaries 2 месяца назад

As someone with unmedicated adhd, you're very lucky.

@angbrit Месяц назад

This comment is super old lol, but as someone with ADHD and Bipolar, medication saved my finances. In my early 20s when I was undiagnosed I maxed out a credit card and almost sold my car and financed a new car (as a student). I am extremely lucky that my parents bailed me out of the credit card bill, and that I was medicated shortly after that before I got into more serious debt. I don’t even like to think about where my finances might have ended up without meds. And I know I will 100% never come off of them.

@ryanra44 9 месяцев назад

When someone ADMITS they are diagnosed with bipolar, but say they don’t take medications, run!!! That is super scary. You can’t supplement your way out of bipolar

@ashleelalasmith2792 8 месяцев назад

Exactly unmedicated im a fucking disaster. Medicated normal life work full time go to college full time

@wpjwinnipeg.plant.journey5576 8 месяцев назад

Exactly: 1 has no sense of money, 2 she take a personal loan out on a certificate with the women who runs the course uhmm and doesn't even seem to like it 3 she's unmedicated and takes suppliments-wtf that's scary vitamins and shit doesn't help the manic episodes she will have 4- this is just horrible she was prob in a manic episode when she bought this house and her family just encouraged it she takes care of everything and the others prob make her do it as she is unmedicated and can't do numbers. Crazy this won't end well if she stays unmedicated. Wow 😲😳 terrible

@MollyMA13 8 месяцев назад

Honestly, I feel like “not feeling like they need meds” is a symptom of bipolar. I’ve heard SO many bipolar people say it…

@ryanra44 8 месяцев назад

@@MollyMA13 💯. People going through mental health issues rarely think they need to be medicated

@ryanra44 8 месяцев назад

@@MollyMA13 I hope you haven’t had to deal with similar issues or had loved ones that have. I dated a woman once that was bipolar. It was super difficult bc of the wreck less behavior she would sometimes pursue

@BringTheParty Год назад

If you can’t explain your certification it is 99% a scam.

@SupremestCommander Год назад

100%

@haywood4299 Год назад

She is just tired of doing real work and wants to sit in front of a webcam and tell some sucker what to do despite her life being in complete shambles.

@elizabethallen4353 Год назад

$2800 for an unverified something that she cannot explain. omg omg omg 🙄🙄🙄

@mirandazahn Год назад

If anyone wants to peruse, I think I found her "certification" program, Integrated Life Strategies by Robin Perry Braun. Has ~great~ info about Christian quantum well-being, including a "remediation package" for the covid "jab". Might be even worse than she made it sound here.

@briana5772 Год назад

@@mirandazahn Damn. This is worse than I thought.

@QQ-vc9wt Год назад

“I don’t foresee myself having a mental health crisis” No one really does, but you always gotta be ready for it, and sadly not a lot of people are equipped to handle said situations.

@okoala62 Год назад

Exactly! That’s what I muttered under my breath when she said that- we definitely don’t PLAN those awful things 😣

@JKRBW Год назад

Same. On that topic, she said she had her siblings and access to her parents (presumably meaning a support system) but then followed up the story of her mental break with "a storm of everyone else's lives." Codependency and support system aren't the same. 😕

@restlessroadtrips4099 Год назад

She is ripe for a weekly mental health crisis!

@joemachine4714 Год назад

I don't foresee myself having an emergency anytime soon 😋

@craftsmanceramics8653 Год назад

She blamed her entire financial situation on mental illness, a manic episode, and handicaps. This girl is so far in denial, she is drowning.

@erinkerbs6789 11 месяцев назад

I will never understand why so many people with major mental health, financial, and life issues want to get fake certifications to be life coaches. I have met a lot of them.

@catsoflasagna 7 месяцев назад

THATS SO TRUE are they really in a place in their life to tell OTHERS how to live??

@vixwza8553 7 месяцев назад

Running away from dealing with their own issues

@moneypro85 7 месяцев назад

I just wrote this 😂

@lizzie1897 6 месяцев назад

Get in it for themselves and try to make money off it?

@jbennison5672 6 месяцев назад

It's because they are quite literally mental.

@Kalinka732 10 месяцев назад

“I was a child athlete” “oh, in what” “nothing” 😂😂 this show kills me!!

@marj6377 8 месяцев назад

Exactly. Smh.

@erin2150 7 месяцев назад

Just passed that part and ran to the comments

@MesQueUnGirl 7 месяцев назад

No but she explained it right after. She was just being humble by saying nothing

@ThePainkiller9995 5 месяцев назад

she played sports like literally every child lol

@allthatsheiz 4 месяца назад

😵‍💫

@ButterfliesDoom Год назад

This poor girl has been told she is the victim of her mental health issues instead of being taught how to manage and overcome. It's tragic that she's fallen for all the "healthcare" scams of supplements and health coaching.

@craftsmanceramics8653 Год назад

When I heard her talk about her 'mental illiness' all I could think about is how she wasn't disciplined enough or got a solid wack on the head. If I tried half the things she pulled, my parents would discipline me as a full adult grown man.

@mochi_salamanders Год назад

Omg yes! She can barely form a sentence or really explain what she's certified in, what her living or financial situation is...and that numbers dyslexia...a literal get out of jail free card for everything!

@keashablew7728 Год назад

@@tymondabrowski12sounds like a lot of excuses. As someone who manages ADHD and deals with a now adult son who has ADHD I refuse to allow it to be an excuse to fail.

@Apfelbottich Год назад

@@keashablew7728 ADHD can be different for many people, deping on gender or socialization for example, you cannot deny that. sorry to tell you, but your experience is not the centre of the world and does not defy scientific findings.

@baileya368 Год назад

@@Apfelbottich funny how nobody talked about the detrimental effects of ADHD until...now. It's almost like people find an excuse for everything huh

@kwilt Год назад

"It sounds like an MLM but it's not" and then immediately describes an MLM

@choreomaniac Год назад

We don’t have enough info either way. I assume she has to buy supplements and exercise plans and nutrition plans from her trainer and she sells them on to her clients along with personalized advice and coaching. It’s a franchising model and I’m sure 99 percent of coaches don’t make anything nearing minimum wage. It’s just a way to fell like you are working for yourself. I bet she has to buy marketing materials too. All at a markup.

@elmike-o5290 Год назад

Happens every time . . .

@MisterNightfish Год назад

First thing every MLM tells you: We are not an MLM / pyramid scheme. And they always are. Baffling that people still for them with all the info that's out there but I guess people believe what they want to believe.

@samquinn2769 Год назад

it’s not an MLM it’s more like a, uuuhhh, like a triangle

@okoala62 Год назад

…….🫤 it definitely sounds like MLM….if it’s bot, then it’s probably something WORSE.

@Ashentz Год назад

Who here watches Financial Audit videos mentally preparing for how to answer all of Caleb's questions even though we're never going to be on the show

@chesh1rek1tten 10 месяцев назад

I'm German, so I 100% won't be on.. and stuff like 401k and Roth IRAs aren't a thing here.. but yes, this.

@YTaddict16 10 месяцев назад

Lol I thought I was the only one

@lanetajohnson9108 8 месяцев назад

OMG, I never understand how you don’t know the amount of your check or bills or savings??!!

@jkasriders3195 7 месяцев назад

I thought I was the only one doing that 😂😂. I have been binge watching his vids and learning best I can

@wallyintechnicolor 6 месяцев назад

@ashleynoelle7429 Год назад

It makes my heartbreak that she can’t explain her “health program” certification because after years of experience with this kind of stuff, it sounds like she’s getting sucked into a debt she won’t make any income from. Someone sold her on it so she can sell their products.

@allyjackson4233 Год назад

and her saying she couldn't teach this course because all the knowledge is in Robin's head....that doesn't seem worth it

@ShamikaLMoore Год назад

19:27 This was a 'health coach' scam. A dietician requires a Master's degree. A personal trainer requires an intensive certificate program. Anybody can call themselves a 'nutritionist' or 'health coach', it's not a protected term.

@TfearWasHere Год назад

As a certified personal trainer dietician and health coach, I can confirm.

@PrimericanIdol Год назад

She should start her own scam. It would be fast and easy money.

@Oliviaandtrina Год назад

Definitely a pyramid scheme.

@evanyoung3601 Год назад

Yea she's def being scammed by someone she trusts more than him, and she still seems completely convinced it's legit 😢

@MeghanGraceDIY Год назад

God I wanted to cry for her when I heard this….she got completely scammed

@JustJess91 Год назад

I actually can’t finish this…it’s a train wreck, excuse after excuse, and the most confusing housing situation I think I’ve ever seen. Not to mention the medical bs.

@Cromzile Год назад

I've tried 3 or 4 times. I get 5 more minutes in and it's some other weird excuse. Infuriating and must have been super draining for Caleb.

@sisiphopeter4221 Год назад

I just don't like how inarticulate she is. Not in a way of she may not be good with words, but more in a way of she doesn't know what's going on with her own life

@hofterup Год назад

I watch these videos precisely for the train wrecks; I might have to re-watch this one. Speaking of infuriating, she just said "I don't do tech" in a baby voice.

@maryrock6990 11 месяцев назад

Yes, I'm getting close to backing out.....

@rjcoady21 11 месяцев назад

I thought I was on the back half 😢 I'm only 26min in. 😢

@BlackRageInfinity Год назад

I don’t think I’ve struggled this much to watch an audit since the 41 year old taquito connoisseur. This situation goes beyond the standard fare disorganized several times and straight into weird, scary, and incredibly messy.

@stephanienkurtz 11 месяцев назад

That's what severe ADHD and/or bipolar is. It's awful.

@Mrs.Servius-ru9rj 10 месяцев назад

I couldn’t finish the 41yr old 😅

@rubenbenavides7271 9 месяцев назад

What episode is the taquito guy

@xXmojodojocasahouseXx 9 месяцев назад

Was the 41 year old the one who was having his retired parents pay for everything? 💀

@BlackRageInfinity 9 месяцев назад

@@xXmojodojocasahouseXx YUP

@deeprollingriver52 11 месяцев назад

Sadly, I was so far into debt that I didn’t see a way out. My poor father died suddenly and left me enough money to get out of debt. That’s the ONLY way I got out of debt. If it wasn’t for HIM being smart with his money and leaving money and no debt to his children, I’d be in deep trouble. Even in death, he took care of me. Thank you Dad. I will always love you 😍

@aleksandrulyanov1903 11 месяцев назад

Hell yeah brother!

@Falcons8455 11 месяцев назад

Now make him proud with your success thanks to him with jump starting you

@graemesefton7944 7 месяцев назад

This is beautiful!

@davidr7819 22 дня назад

My father died in 2010. My mum got Alzheimer’s, we sold her house. This was enough to pay for her care in her last years, but also for my brother and I to inherit. I’ve paid off the mortgage and now have become obsessed with savings and investment. Thank you dad. We are very lucky ❤

@Sara-ri7qi Год назад

the second she was hesitant to describe the “loan” and “friend” i KNEW it was gonna be an MLM lol

@jorgedawsonwetto25 Год назад

exactly

@ChubbyBlumpkinz Год назад

Using “I was a child athlete” as an excuse is wild. Especially when she just meant she played sports growing up.

@DJSolistica Год назад

As if just growing old wasn't a valid enough excuse she tried to spin it as "I did hard things on my body" in the most pathetic way.

@marykayandelle Год назад

I thought it was going to be "i was a child actor." never heard of "child athlete" smh

@cleansweep1074 Год назад

@@marykayandelleIt's another "diagnosis". 🙄

@keashablew7728 Год назад

@@DJSolisticawhich is why I don’t believe everything she says. I think she believes it tho

@heartgirl40 Год назад

@marykayandelle I've worked as a nanny for a family where the kids were on a competitive ski track. a friend nannyed for a family with a junior Olympic gymnast. there are definitely children out there putting their bodies through hell from pretty young ages

@davideades8833 Год назад

This audit is BRUTAL. I’ve never seen a family so financially lost… it’s kinda sad. Also, valuable lesson for all of us to learn a trade/become a professional/create value.

@smittycat359 Год назад

It says a lot that she had the best credit score to qualify for a mortgage but her siblings didn't trust her enough to let her have the 'mortgage' bank account access on her phone.

@sb1206 Год назад

Caleb, THANK YOU for not sponsoring BetterHelp! They are are horrendous company and every time I see a creator take money from them I lose respect for them. Thank you for doing this work from with a good heart and conscience.

@starlord157 Год назад

What’s wrong with better help?

@sambulthuis287 Год назад

@@starlord157they’re in the business to sell meds and that’s it

@snielbob1878 Год назад

Many things. First they have been caught selling personal information of patients to advertisors/advertising companies. That should have been kept confidential. Then there have been many many complaints about people that better help hires not being licensed. Also alot of stories of just really bad therapists who are uncaring and not helpful. There's probably alot more that I don't know

@courtneya2207 Год назад

^this!!! They pay very well and a lot of my favorite influencers have taken the bait and it’s disappointing, it means a lot he chooses sponsors wisely!!

@raedaze Год назад

Same!!

@starrynite786 Год назад

Caleb is going to change the lives of millions of young adults with these videos

@Matt-fk2hy Год назад

These videos have already helped me a ton. I’ve been following the advice and been getting my shit together. Im pretty close to the 6 month emergency fund and will soon begin maxing a Roth ira every year. Glad I caught all of this and got on track while I’m young.

@nicholasdean2805 Год назад

It’s already changed they way my partner and I manage our money, creating a joint budget and my anxiety around money has reduced dramatically.

@OhsoWoobie Год назад

he's already changed mine! 26 and starting to take my finances seriously.

@joemullen3863 Год назад

Changed my life for sure I’m 22 and now on the right path because of Caleb

@isaiahrodriguez9613 Год назад

He already has. Helped me out these past few months ❤

@themancalledx1342 5 месяцев назад

“Mental health” is becoming the universal scapegoat to absolve responsibility

@mariogrenadine 3 месяца назад

to be fair, bipolar and ADHD is a total b*tch and can really make it hard for people to participate in society if unmedicated... She needs professional treatment and proper medication, then maybe she can make things better.

@jakobjohanning5928 Год назад

As a 23 year old who was never taught about finances, your channel is a godsend. Thank you so much. :)

@i_llogicalmyth4118 11 месяцев назад

Yes it is, trust me I’m 28 I wish I had a channel like this when I was 23. I’m struggling. Don’t get into debt woth credit cards and cars, if you can’t pay for it outright don’t get it. Know the difference between needs and wants, if you get a car pay for it in cash so you can get a cheaper insurance rate

@theend1555 Год назад

"my mom did it and my sister did it" when discussing debt relief tells you everything you need to know. Poor financially decisions run in the family.

@absolutelyridiculous6743 11 месяцев назад

EXACTLY 💯

@evanprestwich6581 Год назад

Pays 2800 dollars for a certification and doesn’t know what she’s certified to do

@NightRidah777 Год назад

Welcome to America! 😂

@aashleyk78 Год назад

Lmfaoooo 😂 it’s definitely not a scam though!! 😅

@oliviacarter1517 Год назад

I have a rule that if it takes someone more than two sentences (concise ones) to describe what they do for a living or are certified to do, it’s not a real job.

@jimmytwotime6875 Год назад

@@aashleyk78 Buddy... its NOT a scam if she uses the certification to scam other people.

@mystfire Год назад

sounds like she bought in to one of those influencer courses like all the other shams that popped up starting 2020 and onward lol

@Jp_vk 11 месяцев назад

It’s called DYSCALCULIA not Discalcula! 🤦‍♀️ Numbers don’t “swim” a person with dyscalculia has trouble understanding number-based information. As a person who has this learning disorder I just have a more difficult time doing math and remembering numbers, but I can still balance my check book and pay my bills! This lady really really needs to see a therapist before it’s too late. 😢

@erinlikesacornishpasty4703 3 месяца назад

I also have that disorder. I know what a budget is and how to stick to it, even if I'm utterly confused by algebra.

@macairhead5137 3 месяца назад

Interestingly, my numbers DO ‘swim’. I can balance a checkbook, I can do more complicated math and passed my university statistics courses. I can’t do even the simplest calculations in my head, or remember phone numbers (or other numbers) because the numbers keep changing places (I’d call that ‘swimming’: 12 becomes 21 etc) and my brain just shortcircuits whenever I try to calculate. Math equations take me a loooong time to complete, and I can’t do it without a calculator and a pen and paper. 🤷🏻‍♀️

@Mtripp27 2 месяца назад

@@macairhead5137 If your number swim, you should see an aya doctor. They have therapies for that.

@Neatnik00 2 месяца назад

Her using dyscalculia as an excuse irritated TF out of me. I have it too and you absolutely can still do math. Just another excuse for her.

@marnie9063 9 месяцев назад

Has bipolar 2 "I dont foresee myself having a mental health crisis." No shit sherlock, when you're feeling fine or hypomanic you think nothing bad can happen. She is not educated in her illness and this will blow up disastrously. I say this as someone with mental ill health myself and as someone who has spent money I didn't have myself in the past. It's hard and it's not easy but you need to get proper help before you can even try to look at finances otherwise youll fritter it away every time you hit a manic period.

@anarchodandyist Год назад

Who the hell is gonna trust her for a health consultation after seeing this 🤦‍♂️

@shapri1115 Год назад

Exactly, she is all over the place, this whole episode annoys me.

@beckypetersen2680 Год назад

for real - those were my thought exactly

@jorgedawsonwetto25 Год назад

exactly! and 150$!!!

@deirdrekiely6187 Год назад

@@shapri1115 Same - this was hard to watch. I think the only thing she could teach people is how to be in denial about a complete clusterf*ck in your life.

@haywood4299 Год назад

Ironically its the most messed up people who go into mental health. Psychiatrists have a much higher suicide rate than the general population.

@bahwickee Год назад

Codependency with your siblings at this age is really a symptom of something way bigger going on.

@sb1206 Год назад

This is a huge thing in my family with my mother's family...when she mentions having a "quack doctor" as a child and medical trauma, I'm hearing irresponsible parents and a potentially abusive/neglectful household.

@kents.2866 Год назад

ADHD and Bi polar, I'd imagine, not medicated would be extremely hard living on your own.

@Mizzy3030 Год назад

I was thinking they were maybe part of some weird religious cult. There is a lot going on with her (and her siblings).

@Oliviaandtrina Год назад

@@Mizzy3030ohhh good catch. I was trying to figure out what exactly it is but that makes sense.

@Angela-ne9cy Год назад

That's my thinking. Not just one sibling but ALL OF THEM! None can live independently, which makes me wonder what sort of trauma or co-dependency occurred in their past. Even in cultures where families happily reside together, you rarely see all the siblings living in one house, and entangled finances, while father lives almost as far away as he can get.

@angelicamartinez-so1kb Год назад

She is a 34 year old child. She isn’t even responsible for her own things. Seems like her parents bail out their kids all the time. They have no real sense of true adult responsibility

@Dottyluvsllamas 10 месяцев назад

As a Registered Dietitian it is concerning that she is getting a certification for $2800 and expects to make as much as if not more than a dietitian. It’s not gonna happen. I hope she is able to get things under control. Also after binging Caleb’s content with every purchase I make I question if Caleb would approve or not. Was upset I keep buying things from a home improvement store but a toilet breaking is an emergency so we are good. Thanks for everything Caleb.

@carolineselig8478 8 месяцев назад

Same 😅 „would Caleb classify this purchase as BS?„ is constantly running through my head when humouring the thought of buying something.

@chibiaye637 Год назад

This girl was excruciating to watch. She's always backing up her story. Hard time following her.

@craigbotha2073 Год назад

I couldn't handle the budget

@Ashley-nope Год назад

The wonders of an ADHD brain. It’s why adults with ADHD have homeless rates higher than the general population. I felt her in my soul.

@NaoiseLaw-sp5ei Год назад

@@Ashley-nope Yes 100%

@Spellchecc1OO Год назад

@@Ashley-nopeADHD is pushed by big Pharma. Keep staying inside the box they put in

@theend1555 Год назад

I usually don't believe people when they say they have ADHD. I believe her LOL

@ianmacdonald9201 Год назад

My wife comes from a long line of financially incompetent people. One of the hardest things for her to learn was to not help these people out financially and let them deal with the ramifications of their decisions no matter how low they end up.

@joycef8443 Год назад

My son’s wife has a messed up family. Most generations had one stable person but not her parents. It’s a dumpster fire!

@cassandraknight8804 Год назад

Can relate

@biffm.2806 Год назад

Sounds like my background. My husband made it very clear before we got married that we will not give money to anyone. And only very strictly loan. I’ve said no loaning, though. I don’t want my family’s poor financial choices interfering with my marriage.

@abnxl1887 10 месяцев назад

"Ive gotten several bosses fired for sexual harassment" ???????

@masonbronson3194 2 месяца назад

shes prob one of those flirty types that flirts and flirts then when they react its immediately ra3p or asaault chargez

@osculant 11 месяцев назад

“I don’t foresee myself having a mental health crisis” Says the person who had an episode where she maxed out her credit card.

@JoseFlores-xh5cj Год назад

The entire family needs it's own individual audit and their own spinoff of Meet The Wacky Siblings. "I spend $2800 on a certification that I don't know what it certifies me on"

@kimberly8185 10 месяцев назад

Sounds scammy to me

@JPotta 5 месяцев назад

It's clearly one of those health supplement pyramid schemes.

@juicycouturecollectionsam3473 Год назад

This girls life is a dumpster fire. No common or book sense. The parents led all these kids to a place where they are not self-sufficient and set them up to fail.

@pinkisforpimps Год назад

The only reason she can clean is probably because the parents forced the kids to clean their house growing up, and that's the only semblance of a skill she has now.

@chelseasmith8164 Год назад

calling someone's life a "dumpster fire" is pretty harsh, if she's saying she's "bipolar, adhd, dyslexic, dyscalc, has trauma in her background" she's mostly likely struggling with executive functioning, social and cognitive reasoning, amongst a bunch of other neurodivergent tendencies which make basic activities infinitely more difficult for her. Moreover, if she's taking medication for it (which I'm sure she is, because she referenced having a manic episode) that means there's chemicals at work here too, it's not that simple to manage at all, nor is it necessarily her parents' fault. I think there's an opportunity for some compassion here

@dp2120 Год назад

@@chelseasmith8164you just took a lot more words to say her life is a dumpster fire

@nairin.7535 Год назад

@chelseasmith8164 Unfortunately, she basically said she's taking supplements instead of medication for her disorders :(

@wrongwayeric Год назад

@@dp2120 There's alot of dumpster fires under one roof in that household.

@katt4212 10 месяцев назад

As an accounting major, this is my favorite channel. Financial literacy is so important!

@sarahkate297 11 месяцев назад

I’m an ER nurse and I can’t tell you how many times we get patients who were injured by chiropractors.

@hannah60000 3 месяца назад

I can imagine. The things I have seen some chiropractors do…definitely believable! 😅

@TheMeganExperience Год назад

Their relationship as a family seems real freaking weird; I can’t put my finger on it but it’s like 5 adult siblings living together wandering around the country giving me like hippy cult commune vibes.

@deirdrekiely6187 Год назад

Family of co-dependent underachievers.

@turnipy88 Год назад

It's not the living with family that's the weird part. It's the fact that it seems like none of them have their shit together and mistrust "traditional medicine".

@turnipy88 Год назад

Living with family you get along with is less weird than having a stranger for a roommate.

@runningdebate2670 Год назад

@@turnipy88No, having multiple adult siblings still living together is definitely weirder than living with a stranger. If I met a girl and she said she lived with 4 siblings I'd be like wtf.. think most people would think that.

@codywebb2768 Год назад

It’s called gypsy

@maryjambor3677 Год назад

ADHD with mild dyslexia/discalcua checking in. I have a degree in mechanical engineering and got a 740 on my math SAT. In my day job (testing and designing software) I deal with numbers all the time. Also I write "how to" guides for the software. Take the numbers slow, check in on yourself with what you're doing, and proofread everything multiple times, and it's manageable. It's not an excuse to not to check in with your finances just because numbers are hard.

@NovaDoll Год назад

My dyslexia is much worse and not mild. Numbers are hard. My entire life I studied and could not get past basic math. Learning my times tables were hard. I use to write the numbers down to try and mesmerize them but never happened. My parents are both College math and science professions. They knew something was wrong as soon as 7 because I just couldn't read. Even though I had the best help when I was younger still can't math...

@hc3550 Год назад

Hell yea

@deirdrekiely6187 Год назад

Your story isn't everyone's story. Some women have an irrational fear of math too.

@tammya5403 Год назад

Thank you for checking in!! And to add, you don’t necessarily need to know math to do finances, just a calculator haha

@srw788 Год назад

IT Manager chiming in. Even for neurotypical people these are good steps. I see younger IT workers fall apart when given open ended work because they almost actively refuse to proof their work and think about what they are writing. MIxing up responses to clients, mistyping data, copy/pasting the wrong templates. Just slow down, be intentional with work, and speed will come to you.

@ryanra44 9 месяцев назад

This poor woman will die in debt. She is a mark in life and every scammer possible is going to take advantage of her.

@Daniel.Walker Год назад

Love that Caleb immediately calls out chiropractors and bullshit medicine 🙌🏻🙌🏻

@Sht.poster85 8 месяцев назад

They're a band-aid not a cure. Very hit or miss

@madeyoulook.. 3 месяца назад

I'm proud to be an American who has never visited a chiropractor.

@dreamchaser5758 Год назад

Whew....this one was a doozy. The sibling co-dependency. Sketchy certification. Using mental health as a crutch. Unhelpful debt relief.

@grneal26 Год назад

mental health this, mental health that, ADHD, bipolar, dyslexia, dysmathia, etc. Our future is so screwed.

@courtneya2207 Год назад

@@grneal26 who’s gonna tell ‘em

@Jayjoe1006 Год назад

@@courtneya2207He’s to far gone he already thinks mental health isn’t real it’s too late

@deirdrekiely6187 Год назад

@@grneal26 Do you know how hard it is to get mental health help in this country?? If we had more resources for mental health we would not have so many people screwed up.

@haywood4299 Год назад

Most of it is just a total lack of discipline and responsibilty. Sure some people have legit illnesses but we have millions of people just medicating themselves because they don't want to take any responsibility for their behavior.

@finessegod2 Год назад

She paid an individual woman for a "certificate"... damn that's a new finesse I need to learn

@joycef8443 Год назад

Do you have a computer and a printer? You got this!

@Erepk Год назад

And ur username is finessegod😂 at least ur honest

@loriej9297 Год назад

But she DIDN'T pay her. She promised to pay her at some undefined later date. Which in this case seems fair because it's clearly a scam.

@youtube.handle69 Год назад

You just need to find some stupid people like this woman and you're set

@TheRyanandKimberly Год назад

@@loriej9297 Good point! She can scam the scammer.

@bellasamantha237 11 месяцев назад

What's with the hesitation with pretty much every question? It didn't sound like she even knew how old she was. 🤦‍♂️🤯

@joshuadopson2933 4 месяца назад

I noticed this too

@bellasamantha237 4 месяца назад

@@joshuadopson2933 kinda makes you wonder if she's mixing fact & fiction n her hesitation with even the most basic info has her trying to recall if she's already lied about it. 🤔🤥

@joshuadopson2933 4 месяца назад

@@bellasamantha237 she definitely is! She states she cant do doordash hc her car has a salavaged title but doordash doesn't even as for vehicle information amd they have no restrictions on what vehicles you can use.

@thekid3770 Год назад

Forcing your siblings to carry life insurance to live in you and your dads house is absolutely wild

@wmluna381 4 месяца назад

Some business partnerships are known to do that.

@masterof2d926 Год назад

The holistic certification sounds like such a scam

@ericahoelscher3733 Год назад

It's a scam because she's in debt to the trainer and not using the skills to make money.

@eggychelle Год назад

Because it is.

@PrimericanIdol Год назад

Maybe she should start a scam herself. Easy money.

@glennweatherson4493 Год назад

it do be like that

@Scarbuckks Год назад

It 100% is. “She’s the only one that can certify people!” Is a huge red flag lol

@sebastianrmaaa3275 Год назад

I think the most worrying part for this woman’s situation is her complete lack of belief in mainstream medical practices for her mental and physical ailments. I hope she can find actual professional help for her problems and stops relying on gurus.

@abbyelisabeth824 Год назад

I know 😢 she genuinely really needs mental health support and I hope she can find someone she trusts!

@JasonRetribution Год назад

She needs to realize that it will take a ton of going through things that don't work to find a cocktail that'll work for her. I've got loved ones with BPD that went through that stressful period but is now mentally stable and happy

@a.wanderer5006 Год назад

I don't know, I was saved by an Ayurvedic doctor. The western docs made me sicker. An ayurvedic doc may tell you to move out of your in-law's house - sometimes it's about figuring out the stressors in one's life. You have to start from the ground up, eat and live healthily and go from there because a lot of people have habits that screw them up and there is no 'brain chemistry' problem.

@Ocelot35 Год назад

Western doctors are all working for the illuminati. I drink green tea to cure my illnesses.

@TonyCox1351 Год назад

@@a.wanderer5006seems like she’s been following non-traditional medicine for years and all it’s gotten her is obvious psychological issues and sucked into a quacky certification.

@heimbiggysmallz Год назад

I can’t even finish this she’s no annoying…. “Discalcula” so much self diagnosing

@camiii4261 Год назад

this is THE MOST interesting and wild episode so far from caleb. this situation is a spiderweb of confusion, but major props to this gal for coming on the show to try to dissect it. i wish her the best and financial freedom!!

@MindyGail Год назад

It is very problematic that she doesnt have access to the account that holds the money for the morgage thats in her name.

@MimiRAM0NE Год назад

I think that was just a dodge to not show the account.

@biffm.2806 Год назад

It’s a safety precaution so she doesn’t spend all the money

@banonymous6790 11 месяцев назад

@@biffm.2806yeah, I think it’s this

@andrewireland8426 11 месяцев назад

@@biffm.2806if she needs that protection then she can't have a mortgage in her name

@somethingawesome1462 11 месяцев назад

She admitted to racking up $10k in a manic episode so I see why

@debbieharris1628 Год назад

I'm disturbed by this episode; I truly believe Caleb handled the audit very well, with diplomacy and tact (especially when the subject of supplements and that certification came up) but she needs way more help than any RU-vid channel can provide. I'm sure it took a lot of strength and courage to put herself online like that but she's so close to going over the edge it's not even funny. And the sad thing is that her breaking point can come from literally any direction: one or more sibling decides to move out or just refuse to pay, her family experiencing issues that she feels obligated to resolve, her car breaks down, she can't build a client base with her "certification", she has a mental breakdown, literally anything will destroy any progress she's made and it doesn't even have to happen to her directly. I don't want to speculate on her current mental state but it's fairly obvious that she needs mental health counseling and probably real medications asap. I wish her all the best ❤

@rachelbryant3697 11 месяцев назад

When they are talking about better help and she said she didn’t foresee herself having a crisis at any point I literally shook my head like a cartoon character, this ep was wild

@silviahoffmann158 11 месяцев назад

She needs 2 jobs

@trulygrateful7217 10 месяцев назад

Completely agree. This episode was hard to watch for so many different reasons.

@Peoe500 5 месяцев назад

True! In my experience with similar mental illness it’s easy to get trapped in “well I’ve made it before I can do it again” while also teetering on suicidal ideation 24/7. This makes it impossible to feel the pressure needed to make the huge choices. Truthfully financial security, time to relax, and something grand to live for can make a huge difference in the mindset of people like this. It doesn’t necessarily fix the root of the issue but it provides a comforting nest and a sense of hope and motivation that is otherwise found in negative coping strategies. Medication is a temporary and costly patch on a permanent problem, which can contain the issue but not necessarily provide a comfortable way of living long term. Explore your inner self and make the smart choices.

@yoniwolf92 Год назад

Poor woman, i hate to see such harsh comments about her situation. She is really struggling with alot of complex issues and i really hope she can get the support she needs. At least she is attempting to get some help. People who have been through alot struggle with taking criticism and accountability when they have such difficult mental health issues and family troubles. I really feel for her. Equally as important, mainstream healthcare can be very traumatising for women especially those with mental illness so i can understand her aversion to it. Sending her so much love i hope she gets on track for a better life ❤

@stephanienkurtz 11 месяцев назад

I just wanted to acknowledge and appreciate this compassionate comment. People who haven't seen this up close have no idea how difficult it actually is, and how badly these people already feel about themselves. It seems like she's not taking it seriously, but it's either inability to understand it all (because of mental issues OR coping through denial) or she's just so uncomfortable and embarrassed that she's deflecting.

@barbaraleszczynski2214 9 месяцев назад

yoniwolf92 You are a truly compassionate person …..I agree with you completely.

@kahdse- 10 месяцев назад

I also have ADHD. One of my therapists in the inpatient clinic once said : It's an explanation, but never an excuse. That stuck with me, cause at the very beginning of my therapy process, I sought excuse on the outside as well🤔

@YoloSwagO Год назад

Yeah I don’t want this woman to be my personal health consultant.

@nenavice9903 Год назад

middle aged, overweight, and naive. perfect sucker

@AsdfAsdf-uo1rj Год назад

There's a whole host of other people who do want her because she will validate all of their excuses, just as she currently has all of her excuses validated by the alternative medicine practitioners she seeks out.

@MrChandlerskates Год назад

I thought the same thing and didn’t wanna say it

@gillianjaune4616 Год назад

Everyone on this show looks SO much older than their stated age. Is it the lighting? Or do the same people who lie about their finances also lie about their age?

@BachBeethovenBerg Год назад

@@gillianjaune4616 Or does the stress of their finances make them age faster?

@bennywillard24 Год назад

It’s insane how everyone is so aware of what a pyramid scheme is but still manage to fall for them 😂 it’s always “i know it sounds like a pyramid scheme but they promised me it’s not!!”

@sdot5389 11 месяцев назад

Because they will all say…it isn’t a pyramid scheme, it’s just a sales structure of business where we are all arranged in a triangle.

@Draggonny 10 месяцев назад

Because everyone thinks only dumb people get taken in by scammers but it happens to pretty much everyone. Whether it's missold investments, MLMs, romance scams or buying fake brand name goods online. The scammers prey on whatever our weaknesses are with a too good to be true offer followed by playing on the sunk cost fallacy.

@taylorbug9 9 месяцев назад

This. My mom fell for one when I was a child, a teenager, and again when I was a young adult. Seems like every 6-7 years one pops up that gets her.

@kristen21023 Год назад

I've been seeing a trend with people recently where they build their entire persona around negative aspects of their lives. Where the conversation consistently gravitates towards the "bad circumstances" in their lives. Like this woman. So many stories and tangents amplifying this broken bird identity. But rarely do these things actually feel like they're relevant to their root issues. Idk maybe it's empathy fatigue on my end.

@stephanienkurtz 11 месяцев назад

All of this seems related to the root issue. She clearly has actual mental health issues that her irresponsible family is enabling and/or also has themselves.

@James74828 2 месяца назад

Good observation - all the stories are true, they are sad little birds with broken wings - but in this context its being used as a deflection to looking at themselves in the harsh light of the mirror if theur financial patterns. The attitute buggers up the point of the show - Caleb has to tip toe around this unfortunate situaton, that trauma... i think yes, its true - all those bad things happened to you AND, using it in this way, in this contexr - its a defensive manipulation against the bitter medicine of the self reflectìon that needs to happen for self responsibility to take root.

@christopherxgordon Год назад

I could literally feel Caleb's frustration when they were talking about her cards in collections and she was getting confused. 😂

@katieforeverstronqbonilla9748 10 месяцев назад

I think they were both confused because they don’t know how the program actually works. She’s paying a steady monthly payment that goes into a pool while they work on negotiating the debt. They use the money she puts in to pay off those balances once something is negotiated and it also covers legal fees. There’s no total balance listed upfront bc they don’t know what they can negotiate until they do it. It’s not a great program, but it’s also not a terrible one. It can help get out of high amounts of debt. The down side is your credit of course will be f***ed for a while but that’s the least of someone’s worry when they have that much detrimental debt. You can always work on repairing it after the debt is eliminated.

@EmpressoftheLibrary Год назад

This lady would fit right in with one particular branch of my family tree. I felt like I was listening to one of my cousins: severe learning disabilities, mental health problems, family members overly enmeshed in each other's lives, overly trusting to the point of not knowing when they're being scammed and/or taken advantage of. Then when they try to explain their situation it's really hard to follow. Sadly, it's all familiar to me. That dyslexia/dyscalculia is no joke. If it's severe and/or never properly remediated, the person is going to need help their whole lives to navigate any situation which involves filling out forms, handling money, or dealing with the slightest bureaucratic issue. That's why she lives with her siblings. She can't function on her own.

@elizabethallen4353 Год назад

💯💯💯

@bibinoojen Год назад

Thanks for sharing this, it helps give me perspective and be more compassionate. There must be therapy/ life mgmt / coping techniques?

@DutchFurnace Год назад

I understand it's going to be offensive to some people, and I'm not saying I'm smart, but I must always think of that "imagine how dumb the average person is, then realize half the people are dumber than that" saying. At least three in ten people are outright struggling to understand difficult things and one in ten people are struggling to understand even basic things.

@EmpressoftheLibrary Год назад

@@bibinoojen , there are things that can be done, but the person has to understand how severe their situation is and be willing and open to receive help. Sometimes family members due to their own issues unwittingly set up roadblocks.

@EmpressoftheLibrary Год назад

@@DutchFurnace, I don't find it offensive, rather I think of it in terms of everyone having strengths and weaknesses. We all need help sometimes and some of us are going to need more help than others. I just wish we lived in a world where we all use our strengths to help each other in our weaknesses, without having to worry about unscrupulous people exploiting our weaknesses. :(

@geebee3256 Год назад

If these people are essentially applying to be on your show voluntarily, why aren’t they ready with all their figures when you ask the same questions of everyone??

@jdeux3677 Год назад

Right. They take FOREVER to get to the point or number .

@cokedclassic7627 Год назад

Nerves and let's face it, if they had their s together they wouldn't be on

@geebee3256 Год назад

@@cokedclassic7627Excellent point my friend….

@darkriku12 Год назад

If they're on here, this show is likely the first time they've actually looked at and summarized the numbers

@JJ-zr6fu Год назад

What I’m finding with this show is that generally if you don’t have your basic finance in order your life isn’t in order.

@troiscaniche4937 11 месяцев назад

Poor Caleb he is melting each time she reveals a new thing. ❤

@KelliJ_ 11 месяцев назад

You’re so patient it’s really wonderful to see. ❤ thank you you keep my fire lit by watching these videos!!

@amymiller1673 Год назад

As a healthcare professional, there is no such static as "the 1% who have awful side efforts." This statement typically comes from someone who suffers with mental health issues. There are other medications, other therapists, pharmacists -- all would be helpful to help mitigate these side effects. I wonder if she is not in a mental health crisis right now.

@BPMEmmelia Год назад

I'm one of those people who react badly to most medications.... Not even specifically related to mental health. At a certain point you stop wanting to be a Guinea pig for doctors too experiment on to 'find the right thing'. The weird %1 is totally a thing. 😂

@87Strong Год назад

As an ER nurse you develop and astute skill to see thru the BS ppl try and sell quickly (although we reserve judgement until we have concrete evidence-labs/scans/clinical assessment, etc) *I thought the same exact thing.*

@OldsmobileCutlass1969Va Год назад

I thought the 1%ers in those cases were the ones where the side effects was death?!

@runningdebate2670 Год назад

Oh lord here come to nurses trying to play doctor....

@amymiller1673 Год назад

Not a nurse....not trying to play doctor. Simply looking out for the well-being of other

@TheLeotedesco Год назад

You cannot deny the amount of work Caleb is putting... Glad I was here for 10k, will be at 1mil in no time.. And actually making a difference.

@belinda9646 Год назад

Kudos for Caleb, he’s being quite easy on her, she seems pretty fragile mentally, sad situation from all angles.

@kellymckenzie4865 Год назад

You are the only person doing this kind of thing that actually listens. "Everyone's body is different and if your body is saying.... I respect that". Big props

@melissamendoza889 Год назад

2800 owed to a lady that just goes "you are now certified to work for me (only me)" and now she gets to take on clients and work to pay off the 2800... she's gonna be working for free and doesn't even realize it.

@abigailwestwood729 Год назад

She subscribes to supplements and chiropractors over actual proven medicine, has signed up to an MLM, doesn’t look remotely like someone I’d take any health / fitness advice from, makes excuses constantly and laughs off valid criticism by blaming every issue under the sun. This has been one of the hardest ones in a while 😬😬

@christinalittle3708 Год назад

Strange for sure

@margggggggie Год назад

She is doomed because she WANTS to be helpless and codependent. There have been so many people on this show who have mental illness, learning disabilities, financial ignorance, messed up family situations, etc etc etc that are willing to put in the work to find accommodations for those issues to get their finances together. She has an excuse for everything It's 2023, you don't need to do your own budget or track any numbers. There are a million apps that will do it for you without you even having to think about it. But she "doesn't do tech" as she said in the video and instead wants to use her helplessness as an excuse to try to get everyone to do things for her. She couldn't even log into a website so check the amount, her sister had to do it! I'm sure her reason for abandoning has business and rapidly moving across the country with 0 plan was just as delusional as her "certification" and her mistrust of medical science If holistic medicine actually worked it would just be called medicine

@broken_rebirth Год назад

There are people who are highly sensitive to pharma. I for one almost died to multiple pharma in totally different families and have a PCP that prescribes CBD and the devil's weed OVER antipsychotics because of the horrific side effects...like gaining 100 lbs with spiked insulin and an inability to lose weight with high fat storage. More and more doctors are realizing that pharma is not for everyone and if you have a life long history of life threatening side effects, which I suspect she does, that means the medications are proven to not work for you. Yes, she and I could go through every single pharma but by the time we'd find something covered by insurance that might work a little we'd both be dead. So why not use the thing that works for you. At least CBD works for me. I don't know what she's doing, but, try not to be so ignorant. Biochemical sensitivity is a genetic condition and it's very challenging to get proper testing for it. Often times dr's won't preauth that type of testing as you need to have various markers look at so they just work with you on alternative treatments that do work for you. Also, she could have a contraindicating condition like I do and maybe the reason she has such horrific side effects is because of that. Women's endocrine systems are 1000 times more sensitive to pharma than men because our unique hormone structure varies throughout the month. Antipsychotics actually affect your cycle and cortisol levels, insulin resistance and more...and yet, so does our monthly cycle. Regardless if you're on the pill/can be on the pill. Then when you approach menopause you have a whole other thing to deal with. Most of these drugs have been tested on men in their 40s and have no actual scientific factual basis for being prescribed ON WOMEN. And THAT is why my GP does not perscribe them willy nilly and uses them as a last resort.

@Bergsen_Bun-sense Год назад

@margggggggie exactly the "I don't do tech" but wanting to lead a business and potential start "practicing" yeah good luck with out using tech to market or interact with consumers

@ewitte12 Год назад

Nutrition and exercise IS health. People relying on pills to treat symptoms is in itself a mental health crisis. Stop giving people your power.

@londonwoodfolk3032 11 месяцев назад

Living for Caleb's takedown of chiropractors.

@ginnanicole 11 месяцев назад

I literally subscribed a few days ago and Caleb has already gotten 2,000+ new subs ❤️❤️❤️ much deserved

@thekmonkey101 Год назад

Caleb! I work as an Accountant in Texas & I’ve been assisting on Tax Debt Representation cases. It doesn’t always work, but as long as it’s the first time you owe the IRS, anyone can call and request a first time penalty abatement. Doing this, I was able to get $2,000 in late fees and penalties waived for a client this week.

@nicolcacola Год назад

Good to know!

@morgynnstedman9777 Год назад

Replying to bump the comment. Great information 😊

@Luckoftheirish1 Год назад

I hope Caleb reads this comment ! Many of his guest are behind on taxes.

@Theblondebass1 Год назад

Cool!

@jcuadros62 Год назад

This lady will never do what Caleb is advising.

@vanessamontes-sx6lc Год назад

I experienced a lot of childhood trauma and an anxiety disorder. Yet I’ve worked hard to get my masters degree, a good paying career, own two homes and am on track to pay off all of my student loans before 30. Sometimes you have to be strong and rise above your challenges instead of letting them hold you back.

@eliza_kai Год назад

I agree! She’ll get there. This was a great start. Some of us used our pain as a motivator and some take a little longer.

@antiantipoda 11 месяцев назад

That is how to get bipolar to be debilitating: ignore medicine and take supplements. Live in the roller coaster from hell that is untreated bipolar. Make financial mistakes left and right when manic and depressive. Bipolar is hard to manage. I know, I do manage it.

@tonyblock84 Год назад

I know this is going to sound shitty; someone who's got no higher education, cleans houses for a living, and fell for a MLM, looking down on modern medicine is galling.

@jonm.678 Год назад

That’s exactly what I thought. Why does this person who clearly has no leg to stand on with making responsible decisions feel like they have authority to say “supplements” work better for her than prescriptions from medical doctors? I feel bad for the stuff she’s been through but all the other stuff is BS in my opinion

@magicmollieee Год назад

spot on

@softlolo Год назад

@@jonm.678 But she does have the authority to say “supplements” work better for *her* than prescriptions from medical doctors because it's her body / lived experience. She wasn't advocating for everyone on prescription meds to chuck 'em. She just said what worked for her. I'm not disagreeing that she might be better off going back to a GP, but everyone here shitting on her for taking supplements...let her have them! She's not hurting anyone (but herself).

@courtneya2207 Год назад

Sounds like they were all raised in an abusive household - taught distrust of doctors, teachers, anything other than the religion/organization the family belonged to

@IAmebAdger Год назад

@@softlolo Honestly, she can have as many of these "supplements" as she wants once she's got disposable income. They'll probably even improve her health slightly through the placebo effect... but yeah, it's best if she does it after getting out of debt.

@hoontar1635 Год назад

Most hotel chains are paying at least $16 an hour for housekeepers where she can get full time tomorrow.

@YumDex 9 месяцев назад

Wow this episode was so awesome, Caleb is so real and genuinely tries to fix this. This is peak.

@davidr7819 22 дня назад

His patience is amazing. He tries so hard to clarify her finance fog

@Twighlightsuperfanxx Год назад

Love hearing Caleb share his wariness of Better Help!!

@BC-xh7gf Год назад

Did she really say she got several bosses fired for sexual harassment? Several? What is going on in this woman's life?!

@user-mf4gz3sp1q 11 месяцев назад

...simple...unchecked and untreated psychosis...

@joshuadopson2933 4 месяца назад

For real

@teddycrain2531 Год назад

This made me so uncomfy. There are so many levels of misunderstanding and under-education. And the sprinkle in some mental health problems and it’s a disaster. I always have such a hard time understanding how people get to this point but Caleb is really opening my eyes for compassion.

@rachelbryant3697 11 месяцев назад

I have so much respect for how Caleb handles these situations, I feel like just watching these is helping me become a more patient and understanding person

@alepolait8951 11 месяцев назад

Yep, there's something weird happening behind the scenes. At first i was like, you know is not that weird to live with siblings, probably a cultural thing, if she bought a home it makes sense to want to save by renting the rooms. But then there are little flashes of weird things going on, nothing too obvious, but at best it's a very codependent situation...

@stephanienkurtz 11 месяцев назад

I appreciate this comment. It's one of the only ones that isn't calling her a liar who's making excuses for being lazy.

@TXTRILLZ Год назад

She's getting a certification to help people when she needs help herself 😳

@cb23939 Год назад

Did she say "I got my last boss, I got several bosses fired for sexual harassment before" while...laughing? That was wild.

@vahnthegreat 11 месяцев назад

That was the scariest part in this whole episode

@IzzyBizzyBooBoo 10 месяцев назад

where? what timestamp in video?

@foobarFR Год назад

She had a manic episode and she has no real mental healthcare. This is a recipe for disaster. Bipolar disorder is no joke Her total lack of trust in real healtcare professionnals is a huge red flag. From all episodes I saw, this is the most disturbing.

@craftsmanceramics8653 Год назад

Na, you worry to much. She doesn't trust a doctor to get a real diagnosis. How much do you beat these are 'self diagnosed' from a lifetime of lack of discipline

@BPMEmmelia Год назад

As someone whose known lots of people through my life with mental health issues. I've been horrified at the ineptitude of most mental healthcare providers. Especially the ones that can prescribe brain meds.

@stephanienkurtz 11 месяцев назад

@@craftsmanceramics8653 She's displaying a lot of hallmark traits of serious mental health issues. This isn't just made up to excuse things.

@craftsmanceramics8653 11 месяцев назад

@@stephanienkurtz She's also displaying a lot of hallmark traits of never having discipline or structure in her life. Quit excusing her poor decisions with 'illness.' Excuses like this are exactly the reason why real mental illness has a stigma. Someone is triggered they gotta follow my comments around. Gotta love to see it

@microwave311 11 месяцев назад

@@craftsmanceramics8653you're ignorant. You are physically unable to "discipline" a manic episode away. You can stay on top of eating right, exercise, stressors, but if it's already underway it's gonna happen.

@EC11515 Год назад

A child in the body of a 34 year old. So sad to see.

@gillianjaune4616 Год назад

She's a child in the body of a 54 year old

@chi7087 Год назад

As someone who just finished college and is about to get a job, I’m glad I’m watching these videos to learn from. This stuff is crazy scary.

@marypowell4925 10 месяцев назад

Never a straight answer to any question.

@saoirseryan4141 Год назад

She's got no financial boundaries with her family. He lack of boundaries has gotten her selling supplements

@MrPbaydari Год назад

I've always wondered how people were stupid enough to fall for scams, then I saw this. Her ignorance is terrifying.

@Eibarwoman Год назад

She makes me feel like I'm a rocket scientist. I don't think that's a good thing as I'm pretty sure I don't have the knowledge to make rockets fly.

@MrPbaydari Год назад

@@EibarwomanMLM, chiropractors, buying things they can't afford on the advice of others. There should be a mandatory critical thinking class for people like this.

@MrPbaydari Год назад

@@sirmadam8183Very good observation!

@deirdrekiely6187 Год назад

@@sirmadam8183 Same. She acts like a den mother and shirks responsibility for her own life and her own situation.

@pancakeface2570 Год назад

She is clearly mentally unwell, that is different from being stupid.

@katephilbrook3959 10 месяцев назад

I am so proud of this lady for doing financial peace university and going on this show! I want to hug her.

@Ike32 10 месяцев назад

I cant make it through this episode. Caleb has saintlike patience.

@TehVelocityHD Год назад

Caleb too consistent with them uploads

@LetsTalkAboutItSeries Год назад

I’m literally proud of him as if he’s in my life 🤣

@BillyBoi911 Год назад

Literally too consistent. Too many videos

@MyWillbot Год назад

I don’t have so much time in my life. But here I am.

@meetdavid2024 Год назад

He needs money 😂

@shastaweston Год назад

@@MyWillbotI love it

@choreomaniac Год назад

She says she has the best credit of the siblings. And she is drowning in debt. This is a bad situation.

@pandasleepingzzz Год назад

It's really good to see someone trying their best to pay their debts etc. While she could be doing a lot better / shouldn't get into this sort of debt in the first place; you can see she really is trying her best to sort it out.

@DaddyDavid1826 5 месяцев назад

Why does he never mention that to get the 4.5% sofi savings yield you need to direct deposit $5k a month? These people bring in under 2k, they'd be getting the same 1% they're getting now with sofi