I've Got More Money Than I Can Use and I'm Miserable! 

I can’t wait to be miserable like this guy. Almost there.

Im a carpenter, If I was in this position I would build homes for good people in need.

Money isn’t the key to happiness but I’ve never seen anyone crying on a jet ski

I feel like I have the same problem minus the millions of dollars.

"Giving" doesn't need to be monetary. Be a mentor to someone. The teacher, too, grows with the student. And you'll multiply your impact many times over.

It’s great to write checks but I can’t explain the overwhelming feeling of peace when I buy lunch for a homeless person and eat with them. The conversations I’ve had are something I treasure more than anything. And it costs $10.

I’m working on having this problem!

When my wife and I go to a nice restaurant we find a couple that aren't on there cell phones and buy there dinner

Giving your time to a charity instead of just money is the most fulfilling thing I do. I walk shelter dogs and it has given me purpose and taught me so much.

Engage in a craft. To keep you busy and to make others happy, sell it cheaply. From experience, I found this to be very gratifying.

I’ve heard giving to others is a real fun thing to do...hint, hint 🤲🏻

Buying land and raising food and animals has been richly rewarding, not only for the work and finished product, but having people visit and enjoy the property as well.

I love the Ramsey team. The world needs a billion more companies, teams, and people that duplicate the heart, hope, and head of this organization.

The first time I heard Ramsey say 'live like noone else so later you can live and give like noone else' it was kind of emotional... Because most videos about wealth talk about just the wealth, the expensive cars, the luxury vacation, the never-having-to-work, and I was like, I don't even want the expensive cars! It was really cool to finally hear someone talk about wealth in a different way.

I'm 60 and haven't had to work since 35. I work sometime seven days a week doing very physically demanding work. My family always say I need to stop working because I don't need the money. I love what I do and it keeps me fit, and sitting around talking to the actors on a soap opera like my aunt is not for me. You need purpose in life. When you stop moving you start to decay.🤔

Travelling, learning, volunteering, set up a charity that’s close to your heart. There are so many things I can think of doing when I’m financially free!

I appreciate his call. Our focus changes as our situation improves. People who are at rhe top of the mountain recognize the top of the mountain isn't what motivated them as much as the adventure of getting there.

This guy beat the life game early.

Move to LA. You will call back in 5 years.

I’m Muslim and I enjoy these Dave Ramsey episodes especially regarding the spiritual importance. There is a lot of overlap, completely agreeing with his standpoints.

This is the reason sugar daddies came into existence LOL

My uncle died of a heart attack at 54 because he couldn't afford health insurance. You are right. Money doesn't buy happiness.

This might sound stupid, but I would personally go on as many road trips as time would allow and completely randomly give and help broke strangers. Imagine the feeling of walking into walmart in the poorest area of the county and walking down to every register for about 10 minutes paying for everyone's groceries - you'd make their MONTH. This past december just before christmas, we went to a restaurant and our bill was about $34, we left $80 on the table, we didn't get to see her face, but it just feels so good to know you're making someone's day or week.

When you understand money is not happiness, wether you’re poor, rich... you know its time to help people and enjoy the rest of your life with happiness!!

When you retire early, make sure you like to hang out by yourself cause all your friends are at work. :(

My fiancé and I volunteer at a different charity every month. It’s very fulfilling and helps bring immediate joy to you and the people you’re helping/community

"In your career you have to find meaning" - amazing words to live by!

At the age of 30 I had reached that "now what" moment...and it was EMPTY! So I can understand both the callers point and Dave/guest. With everything occurring now worldwide there is ample opportunity to do meaningful things to bless others.

Once i get to his point, i plan on starting a animal shelter

The only solution to this guys problem is to give me his money. He’ll be much happier and so will I! LOL

This may be the most helpful and insightful video I’ve ever seen Dave Ramsey do. I was helped by this. Thank you.

I’m 37 with £3000 left to pay off 😂 man I wasted the first 35 years of my life

Money is like oxygen, it's only important when you don't have any.

There’s so many things a person could do in this position...help repair homes for the elderly, build ramps for the disabled, buy Christmas gifts for kids that wouldn’t have a Christmas otherwise, have holiday dinners for the homeless, poor or elderly and cook and help serve it, sponsor homes for people recovering from addictions or domestic violence and help mentor those people,....I wish this was my problem. I don’t have a lot to give but I still try to little things that sometimes aren’t even about money. A few weeks ago, the line was seriously slow at a little grocery store I was in. There were three guys that looked like they had just got off work and was tired and only had a few items. I was ahead of them line but I insisted they go first. They were so appreciative and just kept thanking me...and it was such a small thing...but I really didn’t have much extra money that week and that was my small act of kindness. Sometimes I’ll give a child begging for a candy bar just five bucks...that’s a little tricky..you have to okay it with the parent..but you can often tell when that parent just doesn’t have it as opposed to they just don’t want their child to have it. But I don’t judge..I just don’t. Once a woman was paying in change for cigarettes in front of me in line and you could tell she had a super hard life, probably on drugs, but I bought those. It may have been the only kindness shown to her in a year...who knows. I try to be observant and if there’s some small thing I can do, I step up and do it. I can’t do much, because I’m not in that position, but these small things help me, and people are very appreciative of kindness.

A lot of people don't have access to fresh water. Go help others 🙏🏽

This is a prime example of Maslow’s Hierarchy of Needs.

This is absolutely one of the most wonderful conversations i have ever heard on this show. Thank you so much for posting!!!

Have a great relationship with God and that will help so much.

one of the best calls and answers from Dave...godliness brings contentment

This was the most helpful Ramsey clip that I've heard. I've heard 1000 or so, and most have been helpful, but this was the best.. THANK YOU!

If money wasn’t a problem, I would be surfing and fishing everyday

So true...we've lived like no one else and have found it so satisfying that we see no reason to change our lifestyle ever. By keeping our lives reasonable it keeps them easy and problem free. As you get older, this becomes more and more important.

The more stuff you own the more repairmen you know. Love it. 😊

What that guy calls a miserable situation, I call Success. Sometimes you need to look at others that are struggling and be grateful where you are and that you are experiencing financial freedom.

I'd be a foster parent and give foster kids a baller life and paid college.

I know I won’t be facing this problem, because unlike him and a lot of people, I get happiness through the things I buy. I’ll never run out of cool cars to want or good food to eat.

Another idea: pick a church school that you believe in, and start sponsoring students whose families want to send their kids there, but can’t afford it. Even if all you do is pay part, or even most of the tuition, and have the parents pay what they can, then go volunteer at the school and watch those kids blossom. THAT is amazing, and someday I would love to be able to do it.

Money doesn't buy happiness, but no money buys nothing. Choose wisely.

Man, this call RESONATES WITH ME! I was hungry in my career for many years -- mainly because I was busting it to get debt free. Flash forward to now (mid fifties) and I have no mortgage, no debts of any sort. My job is even with my own company that pays a recurring monthly income based on a solid client base, so I don't even have to work that hard if I don't want to. So what motivates me now? What indeed.

If this guy has more money than he knows what to do with, I am not adverse to receiving a check for the undesired amount he wants to get rid of.

This video was awesome. It felt like a reality check and a lesson from those who are already at the top. Thank you for this.

I am so happy that almost 2 million people follow this channel !! 🤗

It would have been nice to get the specs on this guy. Salary, how long did it take him to save, occupation, etc.

the most meaningful conversation in the entire series...

I think it goes to show that MONEY DOESN"T SOLVE ALL PROBLEMS. Your problems just change overtime. More money just means different kinds of problems. Tax // Litigation // Where it goes etc. What do other people think? 🤔

This is why Dave is still working. He's making money yes but he finds fulfillment in counseling people. I'm not financially free yet but once I do I plan to donate my time to helping people. I've always felt really happy when I give just $5 to a begger on the streets so I know my calling is to be of service to others

I would start a business, that would keep me engaged. Then hire people and feel good about it.

I am so glad I found this spot. This is what I've been struggling with a little bit. I am so close to being debt free and I have been facing the thought of 'what shall I do next?'

I’ve found that once I reach an important goal, that I can find myself in a position where I just need to set a new goal. That time right after reaching the goal produces a void, and the remedy is a new goal - for me. That said, a million dollars is not that much money, these days. He’s comfortable, but he still has some work ahead of him to be truly wealthy with a ridiculous amount of money.

Create a scholarship!!! I swear theres not enough 😵

When you climb that mountain, climb back down and find another one

This is the most important video I’ve seen of Dave Ramsey’s. When I finished baby step 6 I fell into a horrible depression when I paid off my house. I was only 39 and I felt as if I already beat the game with too much time left. It’s really really weird. It feels just like buying a video game and beating the game in a week, yet, you can’t buy another game, and you’re just replaying a game over and over that gets boring.

To get hands on with my giving I started volunteering for Habitat for Humanity actually building the homes instead of writing a check. That was so rewarding that now I'm an electrician, and my "retirement" still involves me working 3 days a week, more if it's a project for a friend or a big safety issue. Find your passion and work becomes play!

The caller should read the comments, he will find a fulfilling purpose for his life 😀

I was in similar shoes. Try to spend a fixed amount per month on experience. Force yourself to spend it every month or at least every quarterly. It helped me to enjoy life, and gain new perspective and new friendships.

Wow that must be an amazing feeling not to have bills or rent. Everyone i know is broke and unmotivated.

Wealth hasn't changed me, it just created more opportunities to achieve on a larger scale.

Only knowing Jesus brings true peace! Everything else is only temporary pleasure.

We are not on that step yet but this was actually so freeing to hear. It’s not about money but about purpose all the way along. Money simply helps purpose along but cannot create it. So so freeing! Thank you!

When you make things all about you, no matter if you're rich or poor, you'll end up unfulfilled. When you focus on others and make it about them and their struggle you will find purpose and meaning. Random acts of kindness man! You have the ability to help those who are hard working and hard pressed but can't pay their mortgage. Maybe find people outside of your community that need a hand until they can get back on track. So much good you can do that's not selfish. What an awesome and rare problem to have during these tough times. I feel privileged to be debt free and able to help those who need it. I'm not rich but I'm far from not being able to help my fellow man or woman. Take care. Hope you find a worthy calling. 👍

This is one of the most valuable episodes I've watched

I was in the same situation as he was about 15 yrs ago at 25. It was great, but was unfulfilled and needed something more. Now 15yrs later after taking a step back and looking at life differently has made a difference. The time you have on your hands is I think the biggest issue for most in this situation. Iwent from working multiple jobs/businesses after and during college to having all the time in the world. It's a completely different world. I focus on my health daily along with spending time with family and friends.

Having a lot of money doesn’t make u happy but not having money will make u very sad and gives u a lot of anxiety and affect ur relationships

Mid-life crisis makes sugar daddies come into existence 😔

Contentment is the best. I would only want peace and contentment in life.

If money isnt making him happy and causing all these problems, then give it away, go back into debt and do it all over again 🤷🏽‍♂️

1:23 I cant wait for the moment Dave turns senile and says "Join a street gang" right at this moment

I wish I could say that. It's a great problem to have. I have raised both my children 17 and 13 on my own. Their dad went to prison for 6 years after we divorced. Now I am faced with my daughter graduating this year, no college fund saved because all my working money has went toward raising them all these years and struggling. A 13 year old son who needs braces but just dont make enough income to afford those things. I have worked everyday of my life since I was 14 years old. Never depended on a man, but just cant get ahead for trying. I would suggest you get out and meet people listen to there story and help ppl in need. 🙏🙏 I'll pray for you brother, for you to find your purpose. God bless you!

Dave, you're getting better at letting your co-hosts talk. The key word is 'better'.

We learned that in psychology too, you really need to be involved and see the effects your giving has to feel it --- and that's super healthy.

I’m broke and been homeless before… but never had a crapload of money like these guys. But at the end of the day whatever little money I had I got to do things and spend time with my daughter. The result always ended up spending all of what we had but the value and the memories of my family doesn’t even phase that I am broke because what makes me happy, is our memories and that’s priceless 😊

The only fulfilling purpose in life is found in service to God that comes from the heart in true faith in His Son.

“Money doesn’t buy happiness” is a gross exaggeration. A massive part of misery, stress, and sadness in the world is remedied by money. Give poor children in Africa the money to build a good water system or a mom who can’t afford her kids next meal or a guy catching the bus in the heat to work... just a few examples of how money would easily increase happiness. Ok moneys not everything when it comes to happiness but it plays a large role. Don’t exaggerate

I'd just start doing eccentric things like making ppl's dreams come true but not in an extravagant way

Dave’s right. I practice my personal mantra…. “One Hour for Others”. Take only 1 hour/week to help those in need at the street level by: - Mentoring - Reading to children - Peeling potatoes at a food shelter - Deliver meals - Teach financial literacy - (Fill in blank but make a difference)

We’re financially secure and we couldn’t be happier. We’ve struggled so long and finally, we can breathe. Excited for this guy though. Wish we could’ve mastered this when we were younger.

i cant comprehend this. i have a paid off house and i can still think of things to do if i had more money... if he was worth 1-100 billion then i could understand, but 1m isnt that much. a simple solution is to just set a new goal of 5 million, or find a vacation home, yacht or sports car that you really love, then work to a net worth to be able to easily afford that as a small percentage of your net worth. in regards to charity, just giving a check to an organization is indeed not very satisfying. go find a homeless non drug/alcohol addict and go pay for a place for him to rent for 3 months, go buy a single mother a used car, go volunteer at a soup kitchen or homeless shelter. there are plenty of charitable things you can do that will bring great joy to yourself and the recipient.

The reason I follow D. Ramsey is he stands behind scripture. He may fall short so does everyone else. I appreciate his leadership.

I really recommend giving to small, local charities, not giant "corporate" ones. You'll get to see how your gift helps in much more tangible ways. Find local homeless shelters, women's shelters, pregnancy care centers, after-school programs, etc. They always have lists of things they need it's a lot more rewarding and tangible to buy a new washing machine for a shelter than it is to just write a $500 check. Both are great of course, but if you're struggling to feel like you're making a difference, just going a level deeper with more personal gifts (of money OR time) can make a huge difference.

Not a millionaire, not 27 BUT I am on baby step 6 and I gotta say, I thought paying off the house would have made me feel "happier" longer. I mean I'm relieved but not happy. We worked so hard to check that box now it feels weird that it's done. 😕

Well Jeff, you could always help me and my family. We could really use it and you would be able to see the end result.

This kinda happened to me too. I don’t have a house paid off but money isn’t much of an object. It’s weird and disheartening.

I'm 48 and I'm in very good financial shape too. I've realized that I think I know my future based upon my phone games.... every game I play, I hoarde, I've quit a couple of them and I had a ton of in-game money when I quit. At least I'll be able to pass something on.

My grandfather was a very wealthy man (never had to work after 29), but he also was VERY addicted to alcohol due to all his free time and no purpose

I would love to have that problem. So many things you can do like buy a car that you can enjoy. Go on trips with your family around the world. Go do things that will give you memories so you don’t die regretting you never did something you wanted to. One day I’ll get there

🤦🏽‍♂️ He's miserable cause he has no purpose in life.. go find a hobby man lol there's so much to do in life.. especially when you're rich 😂

I've been struggling a lot with choosing a degree to pursue and in turn a career. I have been debating if I wanted to go into real estate or finance. Or if I wanted to become a registered nurse. This video allowed me to realized I need to pursue a career as an RN, and I hope to start nursing school soon. Thank you.

I can relay so much to this, my parents and I pay off dozens of college tuition of hardworking students, the joy does make us happy for a second, but that’s about it

Send some this way. I'm struggling.

“There comes a point when you realize Having everything is not enuf.” -George Michael