I WASTED MY 20’s….LIFE LESSONS AT 45 😓

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My life lessons I learned at 45 is what I will discuss in today’s video. If you’re interested in reading some of my other book recommendations please visit my Amazon storefront today! www.amazon.com/shop/starrknow...
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Опубликовано:

28 янв 2024

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Комментарии : 1 тыс.

@starrknowscredit 3 месяца назад

Part 2 I Wasted My 20s…Lets Talk Relationships| I Life Lessons at 45 #genx #milenial #genz ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-KVEogFbt16k.html

@michaele5588 3 месяца назад

She missed the most important one 1. DO NOT HAVE BABY at early age.

@hughjackson9279 3 месяца назад

what you consider early age

@ruthmchuwen 3 месяца назад

@@hughjackson9279 under 25 years old. Let the brain develop

@25tjack25 3 месяца назад

😂😂

@marvin2678 3 месяца назад

@@ruthmchuwen why ? how does it make a difference ?

@JaneDoane 3 месяца назад

@jstylez.z 3 месяца назад

Some folks in our community will die with the mindset “if I went through it, you gotta go through it too” INSTEAD of educating their children.

@kasans3214 3 месяца назад

Literally my mama said dis I feel like u should want your kids 2 better

@Kiran37369 3 месяца назад

Damn that’s crazy how someone’s own parents can say that!!!!!!!!!! LIKE YOU BIRTHED THEM!!!!!! WHY DO YOU WANT THEM TO STRUGGLE??

@partylikeitsyourbirthday..6494 3 месяца назад

My mom didn't do that to me. She protects me. So... I am not married. I don't want kids. I won't watch TV all day. I just be on computer and learn things.

@poeticprincee9750 3 месяца назад

That’s crazy as hell. Almost unbelievable

@CatEyedGoddess 3 месяца назад

Facts!!! My mother actually told me she was going to raise me me hard, and have me go without because she that’s what she went through and she wanted me to know how it feels. I also wasn’t allowed to go to college because she didn’t. I did have to work as a teenager to fend for myself, but plenty of times my mother took my whole paycheck, because she was entitled to it as she gave birth to me. She also jacked my credit up before I was 20. Now here’s the kicker, years later I brought this up to my mother’s brothers and they all said she’s lying. That my grandmother gave her everything and my mother was just a narcissist.

@BlueDude-cf9mk 3 месяца назад

Big Tip: Be VERY careful who you date and marry. Nothing can ruin someone's future like a terrible relationship. You like bad boys and wild girls? You are gonna ruin your life. Find someone who is kind, loving, supportive, smart and fair; someone who isn't needy and won't blow your money or have you in a rough situation. Also, DO NOT and I repeat...DO NOT become a single parent (no offense to the author of this video.) Too many girls are having kids too early and by accident. I point out women in particular because men still make more than women on average and are more likely to be financially stable enough to handle a single father home. Women are more at risk of becoming poor. Marry before you carry. It is a statistical fact, that single motherhood is almost a fast track to poverty. It is very stressful and difficult coming up when you are stuck with another mouth to feed for 18 years, all by yourself. Don't be sleeping around with every person you think is attractive. Be intentional. Guard your womb, reserve your seed. Build a firm, loving, mature relationship with a man or woman. Before you get married, make sure you both have beliefs that places marriage on a sacred level. Neither one of you should accept that divorce is a light thing. Once you've established a true bond with each other, then bring children into the equation. You both work together to increase your finances and make the home a smooth place of selfless love and stability. Again, who you decide to pair yourself with, can change the entire trajectory of your future. Be wise.

@techbasics2647 3 месяца назад

So true.

@GreenwoodCotton 3 месяца назад

Well said.

@8eautyInTheDark 3 месяца назад

This, right here, is the advice I'd give.

@CNM2326 3 месяца назад

Point 3 is doable but 1 and 2 is completely out of one's control. Being a single parent is very tricky the partner can leave, cheat on you, die so how can you tell people to do something they can't control. And for the first point people can change their true colours yes im not saying people should date with blinders but if only you knew sociopaths and nacs then please come back with better Advice

@ladytye826 3 месяца назад

Agree 💯

@Nikki-ks6wi 3 месяца назад

Great tips but I would say instead of doing what you want, realize your passions don’t always have to be your career but find a career you are comfortable with that affords your passions.

@starrknowscredit 3 месяца назад

I agree and I should’ve conveyed it that way. 🥰

@Dee_Dee794 3 месяца назад

I agree! The things I am passionate about won’t allow me to live comfortably so I decided to do my passions on the side enough.

@Nwakaego_ 3 месяца назад

BINGO!!! I completely agree.

@Jaytwelvy 3 месяца назад

The quicker people realize this the better. I agree 100%

@kenya1067 3 месяца назад

Thank you. Some confirmation. I realized yesterday that I spent 4 years trying to decide because people have said things like "I need to choose" and spent eight years all together because of other people trying to influence me. But I can do all the things. I've done so many other jobs and if I had just done what I thought of I'd be better off. Live and learn ya know.

@ll2323 3 месяца назад

Me at 33 here taking notes like I’m 20 again 😂😂😂

@starrknowscredit 3 месяца назад

💗💗

@saininj 3 месяца назад

Better late than never. ❤

@farhhana9336 3 месяца назад

30 is the New 20 😁 you got this

@user-et7he5mn3x 3 месяца назад

😂 me too!

@georginajor1939 3 месяца назад

me too😢

@darrylharden203 3 месяца назад

Sis wasn’t lying about that time. My mom tried to warn me but I’m trying to figure out how I’m 33 but graduated high school last year somehow😂😂😂

@kaylaEA_ 3 месяца назад

I sit and wonder why my parents didn’t tell me any better. I really had to learn from experience.

@starrknowscredit 3 месяца назад

My folks never learned themselves, but now that I know better I educate my son and my younger family members so they won’t make the mistakes I made. And even if they do make mistakes, it won’t be from a lack of knowledge.

@tranger4579 3 месяца назад

Same here. My parents literally would let me fall in the snake pit vs educating me on the lessons of life. I'm gen x

@Strongpoeticmind 3 месяца назад

@@tranger4579 My parents as well. I know better Im educating my kids.

@dialac1 3 месяца назад

If they told you, you may not have listened. We should not blame our parents cos they did the best they could

@ShondaD_ 3 месяца назад

Same here. I had to go to therapy and found out that the reasons why my parents didn’t teach me better, was that they really didn’t know any better because they were taught the same way by their parents. Basically generational curses.

@kevinsjournal 3 месяца назад

Thanks for all this! I'm in my late 20s, almost 30, have about $100k saved up, no debt, but sadly feeling behind. The reason I've saved so much is from being single, living at home, living frugally. While others my age are already marrying and raising kids. I'm still figuring things out.

@hellstryker9638 3 месяца назад

You still have time

@kaheaisaac1 3 месяца назад

That's amazing!

@Chiefmane1 3 месяца назад

Thats the norm in your culture, staying at home in 20s & 30s. Consider yourself lucky to be able to do that.

@nequag 3 месяца назад

I have about $2 saved 😂🤣🤷‍♀️

@Chiefmane1 3 месяца назад

@@pandaangry1267 exactly 😂 im black been on my own since 19, now 29. The asians got it made.

@sonderexpeditions 3 месяца назад

I'm 30 now but I advise all young people to watch these videos because when I was 21/22 I used to read life advice about 20s from Quora and Reddit and it really influenced my life choices to where I'm comfortable at 30 although not everything is in your control, most is.

@BamMilg 3 месяца назад

Good work

@MisterUrbanWorld 3 месяца назад

I still feel like a teen in my 30s because i look extremely young, never did drugs, have yet to have my first beer, and im free with my own business. Idk why people act as if 30s is old.

@vivianebarros8210 2 месяца назад

@@MisterUrbanWorld I think because the lifespan before modernity made 30s look old. But nowdays, that's not true.

@layparisss 3 месяца назад

My mom is trash and taught her kids NOTHING!!! She was more worried about going to church and trying to impress people she gossiped about. I’m Blessed that while in my 20s I had responsible friends and other adults I was able to learn from.

@lupitasims5209 3 месяца назад

G that’s a little mean

@glomon8 3 месяца назад

We are lucky since we grow up during the internet era. We can educate ourself and listen or read other ppl experiences.

@maralynn1851 3 месяца назад

You must have good parents lmao @@lupitasims5209

@Southerntings 3 месяца назад

@@lupitasims5209 at the end of the day it's true for more people than you may think. Every mother isn't good, even if they're a good enough actor to manipulate others into thinking they are

@nicolemadison729 3 месяца назад

Lmbooooooo I be feeling bad but this be my exact thoughts about mine. She literally taught me NOTHING and I mean NOTHING literally. Everything from a kid till now I taught myself.

@QueenQueenly 3 месяца назад

I also wasted 20-25 years of life on meaningless friendships and meaningless relationships. I wish I woulda spent less time on humans and more time making money. Damn.

@sumgi1537 3 месяца назад

i spent my 20s on both and honestly it was torture cuz if i sacrifice time for money building i would see my friends having fun and having a blast while i was stressing about money how to get it and how to keep it and re invest it. i wish i had a nice ending but im still in the same position with slightly just a bit more money. it was not worth the stress honestly, but maybe one of these days i figure it out and maybe it was part of the journey and i come back and say it was worth it lol

@EvolvingENFP 3 месяца назад

I’m 26 and I’m learning everything now 😭 I had no guide but I’ve taken control of my life and I’m working on all areas of my life !

@crissymiller 3 месяца назад

Same I had to learn from 24 to 26 years. I'm 26 now

@starrknowscredit 3 месяца назад

Yall got this!! 💪🏾♥️🥰🌹✨

@Danicrown 3 месяца назад

Same 😢

@5heila 3 месяца назад

currently me @24 realizing i'll be 26 end of next year@@crissymiller

@missmack2328 3 месяца назад

Same

@Blissedx 3 месяца назад

I’m 30. Just found this video on my timeline. I’m married for 2 years now to a full provider while I invest my money. Lesson for young ladies…never date broke men, no matter how witty or charming he is. They are a complete waste of time Marry before you carry Do not move in with a man before marriage ❤

@YungNandoDdd 3 месяца назад

Same With Men ? Dont date broke women

@sleepysundew9544 3 месяца назад

Yess this is what I’m talking about, your smart as hell, I wish good things your way :)❤

@Stillcountingracks 3 дня назад

Same for men I’m 20 never date broke women there head acs

@Stillcountingracks 3 дня назад

Same for men never date a broke woman

@partylikeitsyourbirthday..6494 3 месяца назад

I feel that I didn't waste my 20s. I traveled. Went to colleges. Met people. Learned so much stuff. I had apartments. I bought houses. I love being on the internet. I got my first college degree. I had jobs.

@Datb2 3 месяца назад

You look amazing for 45

@starrknowscredit 3 месяца назад

Thank you so much 🥰

@elkanjulian1037 3 месяца назад

said the same thing

@db4449 3 месяца назад

@@starrknowscredit yea, do you have skin products you recommend?? besides the "sleep and drink water" acknowledgement

@user-vg9eh4gr9j 3 месяца назад

My advice: 1. Don't trust yt ppl media 2. Don't trust yt ppls history 3. Don't trust yt ppls money system 4. Quality or Quantity with Friends 5. Be with a person at least two years before having a child with them. 6. Don't depend on Good credit or any wage slavery. 7. Let go of yt Jesus 8. Time flys. Don't work overtime. Go home. 9. Trends come and go. 10. Eat Healthy foods

@sumgi1537 3 месяца назад

what yt??

@Sarah-kv3qs 2 месяца назад

Their money system is great if you can find out how to apply it to you.

@vanhornchristina 3 месяца назад

I wish more people would not look at their 20’s as a waist and more like journey of self discovery ❤

@starrknowscredit 3 месяца назад

I enjoyed the journey and the experience but the time I wasted in the things I didn’t fully understand its importance until now is invaluable.

@NewGuy2024 3 месяца назад

Girl, I am 46. Raised poor and frugal. Barely finished college and hated working. Saved and invested since age 23 to get out of the Rat Race one day. 24 years later DaaaaaANG!!!!!! OMG!!!!!!! It was also important that I married the right person too! It was all sacrifice and a little luck.

@Itsa_chaa 3 месяца назад

I’m in the same situation May I know how much money you started investing and in what? I just really need some advice just turned 24.. love from Germany 💌

@LifeWithDanesha 3 месяца назад

How did you figure it?

@NewGuy2024 3 месяца назад

@@Itsa_chaa I aim to invest the max per year.

@NewGuy2024 3 месяца назад

@@LifeWithDanesha Simple math, doesn't need to be complex.

@user-be7tc2bd6e 2 месяца назад

In my 20s I was in the military,joined the navy at 18,seen I had no bills ( no kids,no wife )put myself on a budget and stuck to it. Worked hard to know my job and know more about the navy so I could get promoted,higher ranks mean more money to save.Served in both the navy and the army and saved money in both branches,no kids,wife or major bills while in the military.

@BLACKDAGGER794 3 месяца назад

I’m 21, turning 22 later this year. Working hard to hit $100,000 in stock holdings. Praying that I’ll be able to hit this goal before changing my profession. Also have no credit card debt nor student loan debt- auto loan at 4% interest on 19k. So thankful for the mistakes I’ve learned to get to this point.

@michaelaxis6304 3 месяца назад

AND I am short men denied jobs just because of my height F you

@123paramorefan 3 месяца назад

Make sure you’re using a high yield savings account as well! I’m regards to your emergency savings

@delmar818 3 месяца назад

Buy cars cash unless the yield is bigger than the interest on the loan. Good job! 👏🏼

@hadassahjacksonchannel6971 3 месяца назад

Congratulations

@Inabundanse 3 месяца назад

God bless you on your journey! I'm 22 as well and funny enough I'm also working toward hitting 100K before my birthday 23rd Birthday in May 😂 Praying everything goes according to plan 🙏

@svmclever 3 месяца назад

What I've learnt when i was in my 20s is that without applying God's advice, wisdom and knowledge you won't make it no matter how smart you think you are. Read and apply the information in the Bible, which also advises as to how you can use money.

@GetKaseFit 3 месяца назад

Amen!!! The biggest and best principle you can apply

@nehemiembombo9912 3 месяца назад

Thank you 🙏

@hellothere8347 3 месяца назад

THISSSSSSSS! I’m 23 and really realized I can’t do this life without God

@ca6248 2 месяца назад

What I'm trying to do now!

@LeslieC-lk3vu 2 месяца назад

Amen and Amen!

@jalia581 3 месяца назад

Wasted is such a strong word 🥺 it was a learning experience. No regrets❤

@starrknowscredit 3 месяца назад

I agree, It is a strong word but it is a strong topic too. And sometimes to get the right attention to a subject, you have to go there, but I don’t regret my life because it taught me many lessons and values that I can now share to help someone else. 🙏🏾♥️✨

@7reload777 3 месяца назад

No, I completely disagree “learning experiences” are for situations where the information to avoid a mistake is not already out there. Being ignorant of information or choosing to learn from your own mistakes is simply not an excuse for someone wise and who wants to be successful 🤷🏾‍♂️

@michaeljeffery7466 3 месяца назад

Interesting.

@drinabooboo 3 месяца назад

@@7reload777Exactly. A "learning experience" is often something we just say to make ourselves feel better about bad choices. It also helps people not take accountability or deflect regarding their poor choices.

@jeremiahkorleykortey8542 3 месяца назад

@@drinaboobooyou have my fullest support bro

@bradwilmoth 3 месяца назад

Such great advice. Being 37, I really wish I did better in my 20s especially regarding saving and investing.

@kwbaby4297 3 месяца назад

You and me both!

@Jadea420 3 месяца назад

Im 28.. I most definitely wasted the majority of my twenties. Grateful to have gotten it together.

@proudindian9140 3 месяца назад

how di u waste it?

@Raw_Media77 Месяц назад

@@proudindian9140 I wasted my twenties in out of jail,wasting. Money on food eating out,now I’m 27 got steady income with 1k in the bank account trying to have 10k this year than save 10k every year till I’m 40-45 to reitee

@bornphilosopher 3 месяца назад

Most of our parents were and are still children. There are no life lessons to teach as the times constantly change. If times change constantly, everyone will always be a baby to life.

@jennigirl8275 3 месяца назад

True but not true

@bornphilosopher 3 месяца назад

@@jennigirl8275 Contradicting Response but I’m willing to hear an example of why you say that.

@jennigirl8275 3 месяца назад

@@bornphilosopher they might be babies in new areas but also mature and experimented in others.

@bornphilosopher 3 месяца назад

@@jennigirl8275 so in other words, they were grown enough to have sex for you however not grown enough to properly raise you.

@bornphilosopher 3 месяца назад

@@jennigirl8275 Ok so in other words, Your parents were matured and experienced when they had sex however they never knew much when you were born.

@dialac1 3 месяца назад

Thanks for this video. I have a sister in her 20s that doesn’t listen to me so I’ll just send her this video so she can hear the same advice from a woman. I’m almost 40 with 4 houses paid off and a 7 figure net worth and I believe one thing I was blessed with is foresight so I am in a better situation than most people I’ve met. You’re really giving out game here

@maureenachi1 3 месяца назад

@@Divine-sw7cc she said she has 4 houses paid off.

@maureenachi1 3 месяца назад

Congratulations dear

@dialac1 3 месяца назад

@@maureenachi1 thanks so much. It’s all been based on living way below my means, buying houses that need work like new paint, new flooring and minor fixes and just doing it by myself as I live in it over 2-5 years. Once it’s in decent shape, it’s usually also paid off and then i rent it out as I go buy the next house. All the houses were bought before covid so they were much cheaper than house prices today

@Msangel06 3 месяца назад

I never had any guidance in life. I wish I had guidance when I was younger. So I can be better established. Also, in your 20s it’s a different mindset. You think you have all this time. You think you’ll get a job after college. In reality, you don’t have all this time. And chances are you won’t get the job you want after college. I thought I’d be raking it in by now. Time goes faster than we think. I was just reflecting back on life and I haven’t gotten anywhere whatsoever. The last 4 years have passed me by. I have doubt about my future. 😕

@dialac1 3 месяца назад

@@Msangel06 you have to start somewhere. I’m African. I came to America alone at age 18. My parents and siblings are still in Africa. I came here on a full scholarship to attend college. When I got here, my plan was to do engineering but several people told me I should go into nursing cos it’s cheaper, faster and I’ll always have a job. As a man, I felt awkward going into nursing and then I met several male nurses who were doing great financially and they are the ones that gave me the advice. I started out as a home health nurse, then went to med surg and then became an icu nurse. While as an icu nurse, I got other licenses like ccrn, TNCC for trauma and also trained in cardiac, neuro and trauma icu. After 5 years working as a nurse, I started working as a travel nurse wayyy before covid. What I earn in 1 week covers all my bills for a month. It has been a true struggle getting to this level. My 20s were not fun. I was working hard and grinding my way thru it. My 30s have been way better than my 20s cos I can buy whatever I want and do whatever I want. My advice to you is it’s not too late to start. You have to start something and commit to it. Even if you go into the trades. I know plumbers and carpenters making well over 200k a year. I know a handyman making over 250k a year. There are many areas you can go into. College isn’t everything but as long as you start somewhere and always live below your means.

@sawsickness 3 месяца назад

I'm a Gen X. 51 years old. I got myself setup with a career, home paid off, pension and 401k plan. I got 8 years left to retirement. It was not easy.

@crazycatlady312 2 месяца назад

I feel I'm on the right track in life. 27 going on 28 in June with a great paying job where we receive a 5% yearly raise & they pay my student loans, affordable bills that don't cut into my income, a very nice amount of money saved up/invested so far, and now following my other passions & embarking on the journey of opening an event space hopefully by the end of the year. All I can do is thank God. My life may not be perfect and I don't have everything I want but all my needs are met I'm healthy and I'm damn grateful! 🙌🏾

@starrknowscredit 2 месяца назад

I’m so proud of you! Keep it up! ♥️✨🥰

@TheHardTruth101 3 месяца назад

Great video! I’d like to add ladies and gentlemen to not wait to take control of your heath with healthy eating habits and exercise. Too many people waiting till their 30’s, and by then a lot irreversible damage is already done. Makes no sense to be financially secure, but you’re miserable because you’re unhealthy. People are having heart attacks in their 20’s and 30’s 😩

@starrknowscredit 3 месяца назад

Another great point! Health is Wealth! 💪🏾

@AlexisTwoLastNames 3 месяца назад

yeah. the obesity epidemic is insane. i hope people realize it’s a food addiction to become obese.

@hellstryker9638 3 месяца назад

31 here got around 545,000 saved. Hopefully this is good

@starrknowscredit 3 месяца назад

Excellent!!🎉🎉

@hellstryker9638 3 месяца назад

@@pandaangry1267 I started investing around 19-20. Ever since then I try to save 30-50% of my check. I make 140k a year in my area that is a good wage

@AccentBwoy 3 месяца назад

Put it in a Cd

@patb2582 3 месяца назад

Omg

@Blatgotyahatty 3 месяца назад

Jesus

@ShutterSpeedGaming 3 месяца назад

My best decision when I was 19 was joining the Navy. It Was the best decision of my life. I have no college debt, home owner, and have a military pension all at 35. Now I’m going back to school for my dream (film/ television industry) video editing career all on the countries dime. I would suggest the Navy or the Air Force to any youngster who want to get a good grip on life at a young age. Love all the knowledge you’re kicking.

@quannypatterson5307 3 месяца назад

I'm thinking about joining now at 34 to reverse the 20s damage to my credit

@Fashionarily 3 месяца назад

@@quannypatterson5307 Do it! I wish I would have gone into the Air Force at your age vs 18. I regret that I gave the Air Force my youth. You are wiser and more determined to stay focused and not be toyed with at the age of 34. Do it and get everything out of it!

@Me-eb3wv 3 месяца назад

Your comment feels like a sign. I’ve been thinking about joining the navy lately to retire in my 40s and becoming a homeowner lol

@Me-eb3wv 3 месяца назад

@@quannypatterson5307go for it. You will benefit greatly from it

@Mianna. 3 месяца назад

Yea don’t forget about being accepted in or having a good recruiter

@Winnie_talks 2 месяца назад

Being 25 didn’t feel old but all honesty am turning 26 in April en am panicking like there’s a lot I should have done,,to some extent the panic helped 😂coz my life is beginning to look put together

@CatEyedGoddess 3 месяца назад

I wasted my 20s, I think most ppl do but for me I had a grown woman ( my mother) that I had to take care of. She was healthy, I was just raised it’s my job to take care of her because I owed her the debt that can never be repaid. The other half my 20s was just a really bad depression. My 30s were healing and now my 40s I’m playing catch-up.

@Avaaaw 2 месяца назад

God will reward you immensely for your taking care of her even if she took advantage of you. These years won’t go to waste!

@GetWellSoonR.E.M. 3 месяца назад

I’m 26 and I definitely have struggled a lot because I had an abusive parent who couldn’t teach me anything worthwhile, so I’ve been basically meandering through my late teens and early 20s. I didn’t even really have much fun because I spent a lot of time isolated from people both by choice and because of the pandemic. I did finally start school at 25 and have a clearer idea of what I want to do, but I’m definitely still figuring it all out. 25 was a big year of transformation for me and 26 is continuing that trend and expanding upon it. I really want to enter my 30s in a much better place, with a more stable job and living a more adventurous life.

@Myaccount923 3 месяца назад

Same ❤❤ I’m 28 now

@Chiaractually98 2 месяца назад

Same , I'm 25

@bettylegendre1024 4 месяца назад

I’m going to make sure that my 29 years old son and my 26 years old daughter watch this. Thanks

@starrknowscredit 4 месяца назад

Thank you for watching and sharing!😊

@5t384 3 месяца назад

Passive aggressive

@chetreid77 3 месяца назад

I'm 46, and this is one of the simplest, best videos to share with those younger than us. Our 20's were such a blur, and we were raised in the Different World/School Daze era where we were told to just go to college, and everything would be alright. My first job out of college was in the Corporate world, but I was taught about investing by my older coworkers. Then, working in the banking industry further piqued my financial interests. It's so important to live below your means, start investing early, never be the smartest person in the room, don't be afraid to ask questions, and take your time! Time, like you said, is the biggest thing young people have in their favor.

@Me-eb3wv 3 месяца назад

Never be the smartest person in the room? Whys that? Wouldn’t that hurt your career in the long run?

@Greenwoody-vq9ym 3 месяца назад

@@Me-eb3wv You should always be learning. So even if you get a high position, you want to hire and surround yourself with smarter people. Lots of leaders will admit that. You may have exceptional leadership qualities, but you'll have some type of gap in your knowledge base.

@KL-ii6dt 3 месяца назад

I think the most important thing that young people need to know is not that saving and credit is important but simply that there is no fast way to wealth. So many people get caught in scams and illegal behavior because they think they found the cheat code. There is no cheat code. The richest smartest people on earth made their money slowly.

@se2664 3 месяца назад

You sure they made the month slowly?

@MrYuJoo 3 месяца назад

I'm 35 now just finally making a career change. But one thing I've learned is don't spend too much of your time with people who aren't doing anything with their lives. It's nice to have some fun but set yourself some goals too. Some of those goals may involve you spending some time alone. Those friends might still be around when you're done taking care of yourself. If they aren't, that's okay too.

@starrknowscredit 3 месяца назад

That part!👏🏾👏🏾

@johnnymaldonado983 3 месяца назад

I just turned 30 . I wish I knew what I know now back then in my 20’s !

@H1storybr3akdown 3 месяца назад

I’m 23 making 80k-120k a year with a wife and child. What advice would you give me? I am a novice investor and didn’t take it seriously until recently.

@starrknowscredit 3 месяца назад

@ReefBangoura I would say to start with your bank and see if they have relationship managers that can help you with a financial plan. Most credit unions and some banks have this service for free.

@serenity7027 3 месяца назад

As a 41 year old woman I agree with everything that you said! Great advice

@starrknowscredit 3 месяца назад

Thank you so much! 🥰

@whothou 3 месяца назад

Just takes 1 to stop generational poverty and begin generational wealth. Parents knew enough to get by but not really enough to teach much. I've been a personal finance nerd since last summer when i started my first full time job @ 25. My gateway was credit cards and then from there went into all other sectors. Investments, savings, theory, mindset.

@TheCastedone 3 месяца назад

Alot of us raised by parents in survival mode. They did their best. We can take it to the next level.

@300prncss 3 месяца назад

do you think you could give me some tips on things to search to further my knowledge on finances, or just advice in general, I still don’t have a credit card or a bank and I’m afraid to have bad credit, I just think about my future so deeply that once I think too far it goes blank and I end up crying and feeling lost;/

@sumgi1537 3 месяца назад

@@300prncss i had a credit card since i was 18. im 31 and never used my good credit for anything yet.. finding a career should be the first of your worries ,not finances and investing imo. im 31 and had success in ecommerce from 2015-2020 and still have some saving from that time but now i lost that business and gotta do uber to eat. i did invest money to the stock market but i think i lost money cuz since 2020 the market has been up, down, and sideways. even if u invest in a good company, the stock will go down. its nuts

@jamieholsey1106 2 месяца назад

I’m 30 and my wife is 29 . Been married for 9 years . I’ll say we are extremely lucky to have found each other . We have a lot of similarities and became a power couple together. Saved up a lot for our retirement and bought our house 🏡 young . Trips around the world 🌎 will come once our sons are older . If you date just make sure it’s the right person and your life will turn out amazing. Great video btw .

@MariaEspinal-pg4pn 3 месяца назад

Girl you look so young 😮

@starrknowscredit 3 месяца назад

Thank you Love! I praise God I don’t look like what I’ve been through 🙏🏾🥰

@theyouthtalkshowwithkeziah8545 3 месяца назад

And after all is said and done, Godly principles always outweighs them all. As you apply all these helpful tips she’s giving, please add God fearing and biblical principles. Secure a great life here and after here(eternal life). That’s a double win!

@11zee85 3 месяца назад

26 turning 27 in 3 days :) great advice

@starrknowscredit 3 месяца назад

Happy Birthday!🥳🥳

@leggyReid4c 3 месяца назад

You video reminds me of a youg 19 year old that got hired on my job. I told her to start her 401k and she never did. I kept asking her everytime i saw her if she opened it already and everytime she said not yet. It was sad how she kept spending money on new shoes and clothes for work instead of saving for her future. Her mother also worked at that job and i wonder why she did not have her do this...

@starrknowscredit 3 месяца назад

I hope her mom is educating her if she has the knowledge herself. Thank you for trying 🙏🏾♥️

@BrownSkinGirl96 3 месяца назад

There is no way anyone can save money in this economy smh

@leggyReid4c 3 месяца назад

@@BrownSkinGirl96 Its very important to listen to people who talk about finance. Some of us were waiting for this economic time years ago because the "fear mongerer" were sounding the alarms.

@rachaeljackson3759 3 месяца назад

For me I’d say something I’d tell younger people is YOU DO NOT NEED TO GO TO COLLEGE RIGHT AFTER HIGHSCHOOL. Take your time “in the real world” first to figure what you like to do and what you don’t like to do.

@michaele5588 3 месяца назад

and top popping out babies with high school sweetheart

@h.c3891 3 месяца назад

Wow, this is amazing. Im 18 years old, graduated high school in 23' and going to a low cost community college while trying to build my finances and save up for my transfer to University. This came up right after I talked about my concerns with my mom, lol!

@starrknowscredit 3 месяца назад

I’m glad it came across your feed! Congratulations on going back to school too! Save, Save, Save and don’t get any credit cards or other personal debts while in school. Focus on your education! ♥️

@newprincessofpop9208 3 месяца назад

SAMEE!!

@AlexHernandez-xh8ei 2 месяца назад

You know it’s funny because for me I feel like I’m wasting my 20’s by working so much and trying to “set myself up”. I’m studying mechanical engineering while working at Mercedes as a technician. Yea I got 30k saved up, good credit with 3 accounts at 22 years old But I feel like I’m not enjoying my youth enough and that is something I’ll regret when I’m older.

@lillyvgutierrez9685 3 месяца назад

Perfext ! I’m 37 I wasted a lot of my 20s I moved home at 27 picking everything back up I’m Now 37 and have been alone since

@proudindian9140 3 месяца назад

how did u waste it?

@TripSoul10 3 месяца назад

Got my first credit card during college and never had a late payment despite high balances from choices. Opened a Roth IRA at 25 while having a 401K with first job I had. Late 20s to mid 30s was my struggling times with little investing and career chances. Past 5 years with lots of work and investing, got back on track while being debt free past two years.

@rayvenshyann5147 3 месяца назад

I came across Ramsey at 27 and my finances has improved ever since.

@egarrett1117 3 месяца назад

Sis spit nothing but facts so I hope the young people see this.

@ThousandairesClub 3 месяца назад

*I spent my entire 20's on the money train and then I just got EXTREMELY BORED with the entire quest, like it was deeply effecting my spirit in a negative way....spent my 30's investing all my money and time into my passion and I'm the happiest I've ever been. not sure what my 40's looks like yet but I desperately want to avoid the 9 to 5 grind at all costs unless its in the exact field I'm passionate about. I honestly don't care about the money or even being financially secure, I just NEED to be happy now...its not an option* 💙💛

@nikkiyevette 3 месяца назад

These were good tips. I’m 34 now and feel late in the game with financial literacy. Time does fly but it’s never too late to get it together.

@jellygurl27 3 месяца назад

35 I am 10 years younger than you. So far agree with everything you said. My only thing I would add is being healthy, eating healthy foods, and go the gym. It saves a lot of Doctor appointments.

@starrknowscredit 3 месяца назад

I agree!! I will have to make a part 2 that addresses other things not money related. 😊

@StrawberryJamJam29 3 месяца назад

I started educating myself on finances in my mid-20s, but I live in a HCOL area and it’s so expensive. I couldn’t save much on a nonprofit salary. I got fired by a toxic manager and have been unemployed for a year. Turning 29 soon and so upset that I couldn’t save and invest more. Trying to switch industries to something more higher paying, but the layoffs are making it so hard. Most of my friends are broke too. 😢 I haven’t been able to move out and my mom doesn’t work, so when I have a job most of my money goes to bills.

@starrknowscredit 3 месяца назад

I pray everything turns around for you soon! Keep the faith it will happen for you! 🙏🏾♥️

@Me-eb3wv 3 месяца назад

I completely feel you. It’s experiences like that that makes me want to join the military. The grass ain’t that green here in the civilian world. At least the military will help me with retirement and becoming a homeowner

@Dani-fc1hc 3 месяца назад

Have you tried placement agencies? I pray things turn around soon.

@BrownSkinGirl96 3 месяца назад

@@Me-eb3wvI would do it but I am not doing no boot camp

@nancyelmon4544 3 месяца назад

Choose some new friends while you are young by the time you get older is harder to make friends choose God first for your best friend and everything will be okay

@autobotdiva9268 3 месяца назад

Because they didnt know, beaten down financially & secretly didn't want you to do better. Trust that!

@Hello-iz9hl 3 месяца назад

Right that part “they secretly didn’t want you to do better” I feel it yes true

@ImChicism 3 месяца назад

As a 35 year old millennial thank you for this❤ my parents taught me nothing about credit or how it work. I had to learn the hard way after being forced to be on my own at 19

@IAMJewel_11 3 месяца назад

Can we talk about how dope your locs are? That's the recipe I need lol... The method, diet, growing solutions, etc.

@starrknowscredit 3 месяца назад

Thank you 🥰 They are almost 9 years old. I got them on my birthday in 2015. I do them myself ever since the first install. What I have learned from having them is: Less is more with locs. I wash my hair every 6 to 8 weeks but I only twist or interlock my hair 3 times a year. I keep an essential oil blend on them only for moisture. They are very light weight, never stink, and they are at my butt now 😅😂 I make my oil product here if you’re interested. I’ve been using this since I created it in 2009 when I started my natural journey. 🥰 scentperbulous.com/product/hibiscus-clove-essential-oil-for-hair/

@darneewashington6960 3 месяца назад

being 35 out here in NY. i've become cognizant that we were misled. the public schools systems kept us indoctrinated, and a lot of us don't even put in the due diligence to attain the knowledge deliberately to change our lives. choice and priorities!!!

@janyiamari 3 месяца назад

Thanks for sharing, great video. we appreciate it - gen z lol at 25 almost 26 i feel like i wasted so much time. NO MORE!

@90sgreg 3 месяца назад

Same

@oliviaspaceee 2 месяца назад

Someone at my last job sat me and my young colleagues down and told that instead of running after a passion and monetising it, we should capitalise on our skill sets that bring value, things we are naturally good at, and climb the financial ranks in that regard. Best piece of advice I was given. Now I work full time in a senior position tech, earn a great salary and I get to funnel that money into making independent films and studying naturopathy in my free time. Creating a system works !

@wedoebe 3 месяца назад

This should really be taught in schools, along with the parents be educated on financial literacy. Also, if the parents are young, or wasn’t taught financial literacy, it won’t help.

@user-yb9sh7yf7y 3 месяца назад

I am turning 40 in March and i truly regret dating in my 20s- all the dudes were such a waste of my time! Young people stop dating, it aint worth it in your 20s.

@Lynette85974 3 месяца назад

Same!!

@AlyssaTheePatriot 3 месяца назад

Great work Starr! Financial literacy and saving while young is important. I wish more young people would listen. Also Education. Learn in a class, college, business school etc. These GOOD PAYING jobs are NOT HIRING folks with no education nor skills. Get yourself together. Now. Dont suffer at 40 - 50. Blessings to you 🙏

@kara_tee 3 месяца назад

Your advice was spot on!!!! My word of advice would be to learn and apply balance. In your 20s you feel invincible, no holds barred, reckless even😉 It’s so important to handle your business FIRST. There is always time for fun but (like the youngsters say now) stand 👏🏾on 👏🏾business!!!! Save a little bit of cash every time payday rolls around, have conversations with your parents or trusted loved ones about money…..often!

@supersaturn956 3 месяца назад

Well said

@nikkiford8679 3 месяца назад

I’m also 45 years old and can relate to and agree with everything Starr is saying. Like most, I made a few mistakes in my life. But there were some good decisions i made in my 20s and 30s that have made life in my 40s so much easier: I focused on my career and education and went after what I wanted in my life, I learned from Dave Ramsey and became debt free, and I stayed out of toxic relationships (or rather, I released myself from certain relationships once I discovered they were toxic). Today I have no regrets. I still work, but my financial freedom has allowed me to work on my own terms…not somebody else’s. Great job Starr, all the best to you!

@michaelmuiruri3623 3 месяца назад

The best financial literacy is thou shall not covet and Godly contentment is great gain.😊

@michellebrock9352 3 месяца назад

🙌🏾 dropping gems!!

@taniiwho876 3 месяца назад

Thank you for this video!!! Very helpful, I will definitely use these tips 😊

@techbasics2647 3 месяца назад

Great information!

@odessajackson4551 3 месяца назад

I agree 💯 with everything you're teaching... Great video keep up the good work..

@okn3297 3 месяца назад

Thanks for the video, quite useful rn

@nyaslens 3 месяца назад

Thank you for this advice!! ❤

@hicksville256 3 месяца назад

Only 23 but I be feeling old already. 🤦🏽‍♂️ All the OGs be telling me I still got so much time left.

@efficaxxsales8623 3 месяца назад

Get rid of this age anxiety asap before it ruins your 20s....saying this as a 27 YO who has had this feeling the whole time lol

@DoyinVoice 2 месяца назад

how is 23 old that's ridiculous ?

@hicksville256 2 месяца назад

@@DoyinVoice just how i feel mentally lol

@Stillcountingracks 3 дня назад

I feel old just turned 20

@DoyinVoice 3 дня назад

@@hicksville256 you need to refresh your mind - do you read books, exercise eat right - pray? how do you spend your time lol ?

@abigailjoseph6908 3 месяца назад

Thank you so much for this video! I’m 26 and left a toxic dead-end job in December and am looking for a new job but really just want to pursue my dream of being a writer. I sometimes feel like I’m behind because I’m still living at home and my finances are limited but this video was very encouraging and soothing

@01Mariah10 3 месяца назад

Thank you for sharing!

@matthewsharpe3799 3 месяца назад

appreciate the knowledge ma

@ashd5326 3 месяца назад

I’m about to turn 21, thank you so much.

@youngrichnigga2081 3 месяца назад

Also for men don’t waste your 20s chasing women I’m 20 years old and I learned it the hard way got to take your life serious and everything else will come focus on yourself and the bigger picture you’ll have that beautiful women of your dreams one day💯

@lilmamagc 3 месяца назад

applies to girls too. don't waste the time on the boys. Unless you find your soulmate and you are both going to support each other's goals

@Keyboardmom 3 месяца назад

Just turned 41 here. I would add taking care of our bodies and exercising earlier in life. I used to play every sport and activity back in the day. It's much harder to try and manage life AND body fitness when you're in your 20's and 30's.

@dlhthewigcoach 3 месяца назад

Love this!!!Very helpful and confirming....

@GirlLikeTash 3 месяца назад

Incredible video and tips sis. Thank you for spreading knowledge. Subbed 💗

@fdoctor79 3 месяца назад

Do what you need to do so you can do what you want to do. Great lessons, I wish I adhered to these when I was younger, but it is never too late to learn. Tfs

@annjean8709 3 месяца назад

Great video! Thank you for sharing. 👏🏾

@starrknowscredit 3 месяца назад

Thank you for watching!

@Prepper319 3 месяца назад

Thank you ❤

@BeautifulDiaspora 3 месяца назад

I just turned 21 a few days ago and I really needed to see this😂 tysm❤

@07lilnet 4 месяца назад

Love it Star!!!❤❤

@starrknowscredit 4 месяца назад

Thank you!! 🥰

@truthspeaker8863 3 месяца назад

Gen Z here, I am 27! We turn 27 this year. Yes, Some of us are getting old

@blacksyrianiskenderunboi9388 3 месяца назад

You’re not gen z lol

@truthspeaker8863 3 месяца назад

@@blacksyrianiskenderunboi9388 gen z starts in 1997. a quick google search would tell you that but i can tell you aren't very bright... Millenials start in 1981 and end in 1996. There has never been a generation in history that has laster longer than 16 years......

@rockstarjoe5725 3 месяца назад

theyre like late gen z, closer to milliniels than gen z imo tho@@blacksyrianiskenderunboi9388

@kaydod3190 2 месяца назад

You’re not Gen Z. Real Gen Z are 2000s babies. Young People.

@truthspeaker8863 2 месяца назад

@@kaydod3190 did you google this information? You know this information is online right? You do. know that YOU do not determine who is gen z or who isnt' right? You do know that gen z ends between 2010-2012 right? ther's never been a generation that was only 10 years or 12 years in history lmao. Google is free. Gen z starts in 1997. Gen Z is not just 00s babies just like millneials are not just 80s or 90s babies... you are very unintelligent lmao

@valm9462 3 месяца назад

Thank you for your advice

@Melanated_never_duplicated01 3 месяца назад

Words of wisdom!! Preach sis!!

@kittensmitten3287 3 месяца назад

I think i got my first credit card at 27 years old. Still happy about that. Now i have several but i have paid off all of them. I'm using just one right now but yes, it's so important to know this

@Greenwoody-vq9ym 3 месяца назад

Great advice! Guard your heart and your health. Don't accumulate "stuff". Live below your means. Develop a relationship with God. Take advantage of the internet and the wealth of info out there. We had the opposite problem....not enough info. Gen Z may have too much info...LOL.