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INSANE! CIT Bank vs SoFi HYSA Comparison. Which is BETTER? | Best High Yield Savings 2024 

Alex Isidro
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27 авг 2024

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Комментарии : 31   
@alexisidro
@alexisidro 6 месяцев назад
🏦 SoFi Checking & Savings (up to $325 Bonus): alexisidro.com/SoFi BUDGETING APP I RECOMMEND: Track, save, and take control of your money: alexisidro.com/Quicken
@charliecharter6452
@charliecharter6452 5 месяцев назад
Man this was exactly what I was looking for. So thorough yet specific. Thanks a ton for putting this together!
@alexisidro
@alexisidro 5 месяцев назад
Glad it was helpful! Which did you end up choosing?
@charliecharter6452
@charliecharter6452 5 месяцев назад
@@alexisidro I still haven't made my decision. I'm still weighing my options with the information you provided tbh
@alexisidro
@alexisidro 5 месяцев назад
Sounds good! Any questions I can help answer, you let me know!
@QueenBee-xd1xk
@QueenBee-xd1xk 4 месяца назад
I am going with CIT
@alexisidro
@alexisidro 4 месяца назад
Great! Other than the APY, what else did you like about it?
@skynet000001
@skynet000001 5 месяцев назад
ive had CIT for 1 year with 230k - they never missed a beat. easy money ....
@alexisidro
@alexisidro 5 месяцев назад
That's wonderful! What do you like about it the most
@skynet000001
@skynet000001 5 месяцев назад
Like you mentioned in the video they have a super simple account dashboard and maybe the simple features makes them about to share a most consistent rate of return... i worry that other HYS ive heard start dropping the rates after a few months. @@alexisidro
@josephmgomez3921
@josephmgomez3921 5 месяцев назад
Do they offer an ATM card?
@alexisidro
@alexisidro 5 месяцев назад
If you have the checking account, yes.
@josephmgomez3921
@josephmgomez3921 5 месяцев назад
They offer it with the Savings Connect @ 4.65%@@alexisidro
@itsmeht9o1
@itsmeht9o1 Месяц назад
Thanks for this. Opening CIT first thing tomorrow.
@alexisidro
@alexisidro Месяц назад
Great! Why did you go for CIT?
@itsmeht9o1
@itsmeht9o1 Месяц назад
@@alexisidro I didn’t need any of the extra features SoFi offers. I just need something to just deposit with high APY. Plus I wasn’t sold with opening SoFi account with direct deposit. This helped me a lot whereas I was stuck between the two.
@SteveSabbai
@SteveSabbai 3 месяца назад
I don't like how SoFi requires you to have a Direct Deposit to get the high APY. CIT-Platinum is the winner for me in this comparison.
@alexisidro
@alexisidro 3 месяца назад
Sounds good! Let me know how you like it! CIT is a good choice for sure.
@orlandovelastegui1391
@orlandovelastegui1391 3 месяца назад
I recommend SOFI because they have ATM’s everywhere!! Walgreens, Rite Aid, Duane Reade, McDonald’s 7-Eleven and many other places! I’m also considering to put my money in UFB direct bank 5.25 % interest!
@alexisidro
@alexisidro 3 месяца назад
Thank you for sharing!
@egorovd79
@egorovd79 19 дней назад
Кто то ещё пользуется кэшем? Зачем? 🤦‍♀️
@sardonumspa6033
@sardonumspa6033 Месяц назад
SOFI now has Zelle. Does CIT?
@Ksane
@Ksane 12 дней назад
Yes, they do.
@josephmgomez3921
@josephmgomez3921 5 месяцев назад
I'm not sold on SoFi
@alexisidro
@alexisidro 5 месяцев назад
I’m curious, what do you like or not like?
@pcysneros
@pcysneros 3 месяца назад
Do any of these banks charge a fee or make it difficult to close an account?
@alexisidro
@alexisidro 3 месяца назад
From the ones I've seen, they're usually easy to close. Of course, i can only speak to the ones I've used.
@sanjogm92
@sanjogm92 6 месяцев назад
Do these banks charge fees for transferring money out of the high yield savings account to another account in a different bank? Also, what is the process and fees to transfer money to these banks from another bank account (e.g. Bank of America)?
@alexisidro
@alexisidro 6 месяцев назад
Unless it’s a wire transfer, there shouldn’t be ANY fees when transferring money from bank to bank. You just set up your account and that’s it. You can transfer. Wire transfers are usually charged to the sender. There’s a small fee which depends on the organization.
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