Insurance Adjuster Vandalizes Roof Trying To Repair It  

Gold watch, no tan lines, clean boots and gloves, white pants. This guy probably sits in a truck all day.

Noticed the same thing

​@@Lightbrigade101and he probably makes more money that you do. So what?

@@anon556so he has no idea what he’s really saying or he does and he’s just trying to scam you

@@anon556Terrorist leaders also make more money than me. Does that make them good, honest people?

@@WhatTheFishFry?????? Where does he say all of them are scammers? He only told you the company he worked for were scammers. He didn’t claim to be an expert, or know anything really he simply just said he worked for a scam. You’re the one adding all the other bs 😂

@@WhatTheFishFryI think bros mad he got called out for scamming people 😂

Company name plz?

@@WhatTheFishFry you’re about as dense as it gets.

​@tyrlant2189 agreed I'd love to know the llc or w.e. it was

It's a scheme... insurance companies lobbied politicians until they proposed the laws in congress (the same laws the insurance company lawyers wrote) that mandated every single person carry auto and home insurance or its against the law .... hmmm Companies writing law and paying politicians to codify it into law to steal your money.... sounds perfect. Drain the MF swamp

Truth be told

Saying I’ve never had any issues claiming anything… maybe you have a garbage policy?

I don’t get what’s going on here in this video. Can someone please explain?

While we are fixing America after Brandon and his corrupt regime are gone, insurance companies need to be dealt with. All of them are crooks.

"Let's see, went from 3 shingles to 4, still below deductible so no check getting sent. Have a good day and thank you for choosing State Farm!"

The deductible would have already been met, so what's one more single needing to be replaced? Got to think a little.

Yeah cause they will up your insurance soon as you make a claim 😂😂😂

I know a buddy of mine took State Farm to court and won bc the insurance adjuster denied his insurance claim on his house fire was bc of prairie fire that downed power line. The reason why it was denied bc it wasn’t a a act of god that caused the fire but a act caused by a car accident my friends lawyer destroyed State Farm in court and got a let’s retire early settlement lol

@@Ryanmoore_118 If it's a no-fault cat event (like wind) then they're legally prohibited for penalizing you by upping your premiums for filing a claim. If your premiums go up they'll go up anyway, may as well get the damage paid for since you bought coverage for it.

"Status, soldier?" "FUBAR'D SIR."

Come back to the office and hand in your gold watch.

I assumed he was drunk with how long it took to process that shingle was in need of a gooping

no hes trying to get under it to measure it. go get educated in roofing, it was obv an accident. No adjuster in the world wants to damage a roof because they dont make money off of it

😂😂😂

Are you 12? Flexseal came out in the 2000s. Back in your day LOL

​@@altitudeentertainment7525if he was 20 when he started as a trainee, he'd be 40 plus now. If he started on a different trade and eventually moved to that maybe in his mid 20s or at early 30s, he'd be 50 plus. Old enough to say "back in my day"

​@@altitudeentertainment7525my man 2000s is 23 years ago lmao

@@altitudeentertainment752523 years is enough to say back in my day, old man 😂

@@altitudeentertainment7525thank you

I don’t get what’s going on here in this video. Can someone please explain?

​​@@balla2828the adjustor is only there to assess the damages. Theyre not supposed to do anything intrusive, like peeling up shingles, because it can cause more damage that they will then be liable for, exactly like what happened here. I did home inspections for real estate transactions for 10 years and we would never do anything like that without the homeowners approval first

@@Farce13 gotcha appreciate the explanation

I still don't understand. Why did this guy commit his company to paying out on damages he caused as if that was the goal? The home owner gets a new roof (maybe) but that adjuster probably has a very short career life (like hours..)

@@DarenSpinelle judging by his appearance and if I had to guess, I'd bet he spends most of his working hours in an office relying on others to do the required legwork. Being in the field could've skewed his judgement due to unfamiliarity with the situation, causing to make bad decisions like this.

Ill one up ya. Never trust anyone involved in insurance.

Never trust anyone whos dressed nice on a work site

Never trust anyone with a receding hairline

@@brucemac5496damn that I guess I’m not able to be trusted smh

@@magneticgray5.03tf lmao that’s like a majority of men

Yeah my friends tool of choice is a flat pry bar .

Nah you need a wider putty knife or even a 6” drywall mud knife to spread out the lifting area

He's delaminating the dimensional part of the shingle, there's literally no reason to EVER do that. There's nothing you can fix by prying that apart

It doesn't matter what tool he is using, that is not even the part of the shingle you would pry at. 😂

​@@steveo1584 exactly. 😂

You mean every shingle thing.

Nothing a little quality roof caulking won’t fix. Is it ripped yes. Will it leak even without caulking no. It’ll seal back down to the tar strip and you’d never know it

@@theknifeconnection9571 not the point though. The adjuster is fraudulently adding damages to the claim that he is liable for. Reverse the roles: if you were up there on your roof with him and you damage your shingles showing him wind damage, do you think he’d be ok tacking that on to the final payment? He’s violating the contract that the insured agreed upon when they purchased the policy. It’s bad, regardless of the total amount of damages. And ultimately the cost falls on the insured so you’re paying a new, higher rate that could’ve been affected by that extra damage (probably not in this case but in general).

Him laughing at himself tearing up the roof is a sure sign he has no clue what he's doing on that roof, not to mention the putty knife he's using trying to pry up the singles. Guy probably shouldn't even be up on a roof without a harness lol what a joke 😅

​@@seangilchrest6091harness what is that😅 everytime we replace shingles it's because you can see the actually see the roof

@@theknifeconnection9571 exactly bro dude being a fucking karen over a tiny ripped shingle if this joke of a video is even real

Looks like they smuggle them in, under a dress sock. 😂

I haven't done roofing in my life but even I know he's trying to pull up the shingle in the middle of the mf sheet, I've seen those sheets are 2 shingle layers tall and they are usually nailed down

I don’t get what’s going on here in this video. Can someone please explain?

​@@balla2828the home owner was trying to make a claim on his insurance. The adjustor-the guy with the scraper, damages the roof more with scraper tool. Insurance adjusters should never bring anything other than inspection equipment and a tape measure. He had no business doing that. And he just cost his company even more money by increasing the insurance claim of the homeowner

@@claytonbigsby1 but what would he gain from causing this extra damage? It was clearly intentional.

What exactly is happening here? Is that adjuster talking to a roofer of the homeowner? Was he tryin to get out of paying a claim or what

It's getting close to the time for the people to rise up.. Historically speaking we are actually a few years late.. Our ancestors would have already had a revolution

Hail storm, 6k worth of damage. Insurance paid $1600 because they filed it as wind damage. And nothing we can do about it. I’d shame State Farm but every insurance company follows that line of thinking.

​@@llkjjjssgather your buddies and get to work

@@llkjjjssa revaluation for Small insurance dispute? Okay sure buddy 😂 you sound like a child. You pick your insurance and your policy. Insane to me how many adults sign up with a shotty company or have a shotty policy and act like there was nothing they could have done about it.

​@@DecomposingJediinsurance companies, mortgage companies, health insurance companies, they are all crooks! 5 trillion dollars was stolen from the American people in 2008/09 and not a single person went to jail for it. Our government, the US federal government, has lost 21 Trillion dollars over the last 25 years! That's 66% of the US national debt lost with out records of where it was spent! During this same time period the cost of living has increased by 99.6%. The cost of owning a vehicle has increased by 250% and the cost of owning a home has increased by 300-400%! Minimum wage has increased $2! So that can't be the reason. Hmmm so what could it be? From the year 2000 till today Corperate profits and corporate executives wages have increased by 1500-3000%! My grandfather died a millionaire! Worked 35 years for one of the largest health insurance providers.. a non profit! A few years after he retired the board voted to increase their salaries to match the private for profit sector! Wages for executives went from $150k to 500k to 3.5 million up to 7 million! Just imagine how many insurance policies it takes to cover each of their salaries! It's been like this across the board in Corperate America and is why we are dealing with massive increases in everything! 50% of Americans are struggling to survive while the top 30 million live in luxury! If it's not stopped the wealth gap which reached record levels in 2019 will lead the USA to a total economic collapse! You can only milk the hardworking people of America for so much before there's nothing more to take! Currently someone buying a $240,000 home will pay over $522,000 for said home. You're literally buying 2 homes and giving the bank 1! Eventually the massive increase in cost of living will lead to another collapse. It's not a matter of if but when!

😂😂😂

Oh don't do that playa. 🤣 My brother had a crack head build him a detached man cave room. No permits were pulled. The crackhead did not put down a cement/brick foundation. He just laid the wood on the ground and built up on it. 🤣 Ever time it rains the wood under the floor just sat in water so the wood rotted out. Now like 4 years later the floor is ready to cave in from being rotten. 🤣 Paid him with some crack.

@@Pooslingingmonkey one of the craziest youtube comments I ever seen lmfao

I don’t get what’s going on here in this video. Can someone please explain?

Nah. You want a good roof, go get you a couple Mexicans. They'll finish your roof in a day and wont be nearly as expensive as an actual roofing company. And that roof will last you a good thirty years.

You'll never find that because the person would make more money in the roofing business.

I don’t get what’s going on here in this video. Can someone please explain?

Nail pop was a bad dude!

​@@tedkaczynskiamericanhero3916 Nail pop is actually a good man, it's his brother who doesn't like to follow the pool rules

@@AnUnapologeticApologist Next you're going to tell me he let kids touch his hairy legs, ridiculous!

Lmfao ive never seen anyone tackle a shingle that way in my life 😂

​@@AnUnapologeticApologistyou must be talking about corn pop

That’s the insurance guy though.

Were you even paying attention to the video?

@@Daniel-1680 that means they know at least 10x the average roofer, right? /s

If it was that easy we wouldn't be paying a third of our wages in taxes while the govt pisses away trillions of dollars lol too bad most people are scared to stand up for themselves

I don’t get what’s going on here in this video. Can someone please explain?

It wasn't allstate. We had hail damage and they told us to go flock ourselves. They said it was wear and tare. Even though we had personally did the roof ourselves less than 5 years ago.

Which insurance was it we are trying to change our insurance too.

That’s a man that was paying too much for insurance lol

​@@jerryvelasco1474AllState covered our roof no problem. Maybe you were the issue haha

@@jerryvelasco1474 All State covered our room basically no problem. The only problem we had was an old shed that a tree crushed, but in the end they ended up paying all that as well.

How do insurance companies try to low ball? A lot of contractors and adjuster use the same xactimate program that bases monthly prices by zip codes.

@@ac_az there is RC vs ACV, you can also estimate using cheaper materials, less sq ft, different hardware, etc, etc. it’s not like we don’t have whistleblowers that exposed carriers that have started a few lawsuits across the country.

All part of the plan. The US is a symbol of hope for so many across the world, WHEN it falls, it will be a dominoe effect. Soros backed DAs are doing their part to collapse the justice system, I wonder where the money takes you in the housing industry.

​​@@ac_azInsurance companies lowball. It is a thing. I used to be a stormer. I would call that insurance company up and tax that azz for my customer. God help them if they did something wrong in the process. I got one customer that had a bad dimension over his garage. Was supposed to be 30 ft. Was written 13 ft. So they were trying to say almost 20 ft of my customers garage was uncovered. They argued with me and argued with me. Made them print out the floorplan and lay it underneath the roof print out. Then silence. Them, "excuse me a moment." 5 min later they had me an "emergency" adjuster on the way the next morning to correct it. They gave me EVERYTHING. And since I am a nice guy, and not a money hungry loser like half of these roof salesman...I upgraded the shit out of my customers roof with the extra money. He got new EVERYTHING. Box vents, gone, ridge vents, les go. Upgraded from a 3 tab to a pretty GAF dimensional. Everything brand new instead of repainted. Zipped it up and walked away with a mice little profit for me and the office, at no cost to him. No other roofer even got on his roof to measure. They just came in, did the math based on the insurance paperwork, told him there wasn't enough money, and left. Clowns, man. 😂

Adjusters work off Exactimate which had monthly updated industry pricing.

Dude, it's like a 3/12 pitch, what harness is needed??

@@roofking234 its still the law to be fastened to the roof, anything could happen up there.

It’s about the pitch not the height

Legalized extortionists

@@eamoncrawford I can't help but talk to the insurance Ads that I see. Oh, you're here for me? Little old me? That's funny, you sure do seem to have a lot of money for advertisements...

Then don't buy it and don't get a loan.

Sounds like someone that would have State Farm or All State

That's the power they weild, let alone Medical INSURANCE CORPORATIONS. They have the power to decide who or what gets covered or who does not, or who lives and who does not live. And when to get covered and why it gets covered, all at the customers dime.

For real, shingles are for sheds here in Scotland😂

You got a metal roof so that people you specifically chose to be your insurers don't come out and peel up a shingle? Ok. Good job man.

They be up on your roof with a cut off wheel patching your metal roof that was perfectly fine before he got up there but it needed to be fixed no they just wants to screw everyone they can over

Wait until it somehow gets damaged.The insurance company will fight you so hard... My friend with a tile roof has been going through a multi year lawsuit. Hes about to win it in bad faith and his claim will be close to million since he now has water damage too.

⁠​⁠@@Connection-Lostno, he just has a metal roof and is happy about it. You could have just read the comment properly and not made a retarded assumption. Well done, champ.

@@misterbulger corrugated steel makes the best roofs, ever. Who wants a roof that cracks open to the elements with minimal force? Not OP Commenter or myself lmao

Do not tell them about a heat gun lmfaoooo

​@@vanderumd11Heat gun?! Nah, I'd bring out the weed torch. I will use any excuse to bring that thing out.

It's amazing how taking your time ends up saving you time in the end.

@@nicpadilla9836 so true!

Only if you're comfortable making dog shit pay 😂

fix AN internal - when the next word starts with a vowel is an not just an A its AN say it out loud it feels more natural to say an before internal than just a. It just amazes me how many adults that post comments don’t know its crazy…

​@hubes96 no one cares bro. It's RU-vid. He's not writing an essay. Also. Not everyone speaks English as a first language

@@hubes96 Goddamn dude. I can feel the bitterness radiating from your comment. It's not that serious, but I can tell that means you're hurting. I hope things get better for you 😊

That IA isn’t even licensed to mess with that roof. 90% of them aren’t even qualified to even be up on the roof. Good ol’ insurance companies

@@exaltedalpha2610 there job as ia qualifies them to be up there or wherever the damage may be..

That's not true there's plenty of things to look at and check, plus you have to touch the roof to do a stress test to see if it's repairable vs needing a full replacement

Let me look at a roof and assume it's fine????? SMH, some people should just keep quiet and not talk about things they don't know anything about.

Thats what they used to call your mom with those big 2 front teeth lol "The Scraper"‼️

Who's Jeff?

You mean Jake you shmuck

@@VintSafeJake’s brother

What was he even tryin to do why did he do that lol

@@JohnSmith-fq7hjfrom what I can tell he was making sure they were nailed down good but instead of lifting the top one he decided to try to pry it in to for whatever reason and just ended up breaking the shingle

I’m an automotive tech and the sheer amount of times the insurance company low balled a very serious repair was almost constant they have this idea that every part for a car costs relatively the same all around when in reality most parts are still expensive especially if you have to repair an entire system of a car that got crushed or penetrated

2 years isn't long enough.

Maybe more like 5 years

It’s a way different game today than just 5 years ago doing storm damage roofing and dealing with insurance adjusters.

Nah we just let them dig their own grave. Record it. Then go fight the insurance. Usually works out great in out favor

I had an adjuster in New Orleans. She said it was her 4th year. She was too scared to climb an 8/12 with cougar paws on.

@@TexasPapa13this isn’t the own you think it is

@@Piernaapestosa you sound like an adjuster. Most of them are terrible at their jobs and can’t tell hail from blistering from mechanical damage. Stay behind your desk.

Damaging shingles that are not repairable should be called vandalism

Dummy

​@@RoofingInsights3.0and he's paying for it correct?

@@efficientfuture1336 no he is not. He is paying for “repair” but can’t show how it actually can be repaired. It takes to remove 7-10 shingles to replace one, he can’t remove one. And doesn’t want to pay for roof replacement arguing you can repair/replace 9-10 shingles around

Yeah but that guy looks high af the way he tryina pry that off

They agreed to it, question is, can you repair it lol

@@RoofingInsights3.0 gotta love when they tell you to repair it and they can’t even get the tar line to separate without ripping every other shingle

At least he has gold watch with it

Hell even that would work with some hammer taps. They just suck at their job.

Not just premium.. but stupid crap like quarter mill in coverage on househould items.. that most dont have.. and they wont pay for what you cant proove you had.. so why are you being forced to pay a premium on a imaginary sum

Just like what happened during covid, pay for full coverage and wouldnt send an insurance adjuster out, never got fix. I believe i was with geico

How would not paying your bill lead to the insurance company coming out and peeling up shingles?

How?

Are you a woman?

@@paleashail7265 Are you a retard? Jesus fuck, not everyone works in a roofing industry.

Insurance adjustor refused the claim to repair the damage to the roof and caused even more damage himself during his "inspection"

Tl;DR : L Insurance Adjustor

Not according to them .

100% repairable, I could do both spots in an hour or two. The insurance company will tell you its FUBAR'd though

He knows exactly what he is doing: earning his bonus from insurance company

@@RoofingInsights3.0typical insurance No Man.

​@@RoofingInsights3.0i don't get this.. what is he doing? What happened here?

Those are architect shingles, the part he was digging at is a second layer over the full shingle. He was going to fuck this up no matter what because he doesn't know where to lift from.

Said the person who has no idea how a roof is put together

@@zachschendt7201 uhoh bois I pissed off a little girl 👧 😂

@@crouchingcamels nah. Just don't like retards who talk about stuff they have no idea about. Makes the world a worse place. I've seen sharper marbles than you my friend

@@crouchingcamelsyou’re a dumbass

Seeing is how we have more problems today.. Your statement has been deemed false. If you solved the problem it wouldn't still be here

Thats why we defraud them, bud

@@Tony-Jabroni🤣🤣😂🤣😂✌️✌️

Everyone hate appraisals

@@RoofingInsights3.0 really? you have a neutral 3rd party representing the insurance. the appraiser does not have to abide by insurances "rules" (policy is enforced though"), and in my experience, if the damage is their and wasnt paid by the adjuster, it will usually get paid for in appraisal. It does take more time, but what would the homeowner prefer, they pay out of pocket for damages, or it takes a little longer and the insurance ends up paying for it? id assume the latter of the 2.