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Is It Worth Trying to Settle Credit Card Debt? 

The Ramsey Show Highlights
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28 окт 2024

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@jackofalltrades4844
@jackofalltrades4844 3 года назад
So he’s making 100K and owns the house and she wants to postpone the wedding until the renovations take place? Anyone else pick that up?
@random-nz7dy
@random-nz7dy 3 года назад
Unfortunately Dave didn't catch that. That's a major red flag. if she truly threatened to postpone the wedding over him not doing home renovations before she moves in there then she is an absolute child and he's headed for doom.
@Mike_Thompson
@Mike_Thompson 3 года назад
Yeah, red flag... Don't marry her!
@Ryan_DeWitt
@Ryan_DeWitt 3 года назад
@@Mike_Thompson Unfortunately, it's probably too late. The guys that end up seeing the truth it usually requires a bad burn of some type to allow it to happen.
@thelogicaldanger
@thelogicaldanger 3 года назад
Likely a red flag, but it would depend on what he means by "home renovations." If the house is on the verge of being condemned, then it would be more understandable that she is pushing for renovations.
@thelogicaldanger
@thelogicaldanger 3 года назад
Just to clarify, I think the bigger red flag is her amount of debt vs her salary, not necessarily the home renovations. But a red flag is a red flag, I wouldn't want to combine incomes with her!
@matt_gunz
@matt_gunz 3 года назад
Am I the only one that would be cool with getting married in the back yard for like 1k? 15k to put on a show for one day lol, I’ll never understand it 🤷🏽‍♂️
@Elizabeth-yg2mg
@Elizabeth-yg2mg 3 года назад
To me getting married is a private thing plus I wouldn't want all of those people watching me--being the center of attention is not for me.
@lillysmalls51
@lillysmalls51 3 года назад
TOTALLY AGREE WITH YA..... THE VOWS ARE WHATS IMPORTANT, THE PARTY 🎉 IS THE LEAST OF THE ISSUES. A FEW TABLES SOME FOOD AND CAKE 🍰 AND CALL IT A DAY.... 😁
@tcgtpl
@tcgtpl 3 года назад
I'd be totally down for couples throwing a huge 10- or 20-year anniversary party. That'd show that their bond was legit, and it'd way more meaningful than putting on an overpriced wedding gown and tux, especially since nowadays couples are usually banging before they get married in the first place.
@Elizabeth-yg2mg
@Elizabeth-yg2mg 3 года назад
@@tcgtpl Then we'd only have to go to half as many....
@ihatemrjesteracp1678
@ihatemrjesteracp1678 3 года назад
Same I don’t understand expensive weddings
@wichaelmeston1492
@wichaelmeston1492 3 года назад
No no no... let her pay it off then get married.
@dr.bradshaw
@dr.bradshaw 3 года назад
They’d be waiting years
@airborneranger-ret
@airborneranger-ret 3 года назад
Ditto
@winstonsmith6204
@winstonsmith6204 3 года назад
I agree. What's the rush in getting married. Let her sort out her debt then . . . Don't get married. It's a contract
@cazpk6840
@cazpk6840 3 года назад
Yea she might be using him.
@lj3507
@lj3507 3 года назад
@Robert Santiago 100% agreed. Dave is a simp because he's a hardcore Christian and believes everyone should get married. Dave's religious influence turns me off to the show.
@littlebritian2822
@littlebritian2822 3 года назад
She works for a ministry & doesn't make enough yet she can find money to pay for a wedding!? Her "mindset" is a red flag....this man may learn the hard way...
@Elizabeth-yg2mg
@Elizabeth-yg2mg 3 года назад
He might be the one in a hurry to get married--it's usually the guys from what I've seen.
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 3 года назад
You only get married the first time once....girls want to to be special
@Elizabeth-yg2mg
@Elizabeth-yg2mg 3 года назад
@@insideoutsideupsidedown2218 Wellacourse.
@garrettmesser3977
@garrettmesser3977 3 года назад
She’s going to take all his money, run up more debt and leave him. Hopefully without children but she might get a couple of those and half his money for 20 years
@Elizabeth-yg2mg
@Elizabeth-yg2mg 3 года назад
@@garrettmesser3977 Where can I get one of those crystal balls?
@mxerb5912
@mxerb5912 3 года назад
Wow dude run. She rather have you spend 15k on a useless wedding than her cc debt. She also threatened to not marry you unless the house is renovated?? She makes almost nothing. Holy cow get out! You are in for a long road of hurt trust me. You seem pretty naive by your question about CC payments and you seem like a nice guy.
@mph5896
@mph5896 3 года назад
"she's threatening to push the wedding back if the home renovations don't get done". I would be pushing the wedding back if there wasn't a clear sensable plan on her part to be on the same page with paying off her accumulated debt. Guy is in a world of hurt.
@ashleyjones5396
@ashleyjones5396 3 года назад
Exactly!!! Run run run ... sprint away!
@crisc5890
@crisc5890 3 года назад
Have her payoff debt herself before you get married
@benb7727
@benb7727 3 года назад
Wait wait wait...she is “wanting” to get out of debt, but is willing drop $15k on a wedding? Nope. She is a problem. It’s only going to get worse once she has access to your $100k income.
@dougprentice1363
@dougprentice1363 3 года назад
And 15k is "a portion" of the wedding. Crazy.
@dmbgator86
@dmbgator86 3 года назад
@@dougprentice1363 15k is cheap for a wedding. 30k is below average for a wedding these days.
@SevenHunnid
@SevenHunnid 3 года назад
The FBI is sending me to prison after they found out that i get high off marijuana on my RU-vid channel for a living 😂💯💯
@benb7727
@benb7727 3 года назад
@@dmbgator86 Yeah. But normal is what makes it stupid.
@benb7727
@benb7727 3 года назад
@@SevenHunnid what does that have to do with this?
@dougprentice1363
@dougprentice1363 3 года назад
Get married at the courthouse, and pay off debt.
@garrettmesser3977
@garrettmesser3977 3 года назад
He shouldn’t get married to her until she pays off her own debt.
@CaseyBurnsInvesting
@CaseyBurnsInvesting 3 года назад
Settle it by paying it off.
@dougprentice1363
@dougprentice1363 3 года назад
Exactly. She agreed to the terms when she borrowed money. It's sick that people think they shouldn't have to pay it back.
@brianmiddleton1002
@brianmiddleton1002 3 года назад
Right!
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 3 года назад
But, but, that's hard.....
@patrickboyd3364
@patrickboyd3364 3 года назад
He needs to run for the hills.
@ashleyjones5396
@ashleyjones5396 3 года назад
He needs to run! So many red flags here!!!
@tigerak02
@tigerak02 3 года назад
Simpin' ain't easy
@ChrisMFlorida
@ChrisMFlorida 3 года назад
but it's necessary to get that trim. Or so he thinks.
@chartuck
@chartuck 3 года назад
@@ChrisMFlorida He's working hard and spending a lot of dough on something Chad gets for free with no effort. Poor guy.
@investinstyle-financeinves1181
@investinstyle-financeinves1181 3 года назад
These are definitely the things you want to figure out before you get engaged.
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 3 года назад
There's a reason she is an ex girlfriend...
@crooked52h
@crooked52h 3 года назад
Don’t get married the juice isn’t worth the squeeze
@NYCCamper
@NYCCamper 3 года назад
How about spending less on the wedding 🤫
@joicey8936
@joicey8936 3 года назад
I can tell that he won’t win that battle with his wife 😂
@racpatrice
@racpatrice 3 года назад
Exactly! If home renovations and debt reduction is important then do a simple wedding with immediate family only, set aside an emergency fund then pay off debt as quickly as possible
@Faith-un7ns
@Faith-un7ns 3 года назад
And how about waiting to do the home renovations. 😜
@random-nz7dy
@random-nz7dy 3 года назад
She's threatened to postpone the wedding if he doesn't do home renovations??? RUN, FORREST!!! RUN!!!!!
@MrOfficer235
@MrOfficer235 3 года назад
So he gets to pay off her debt and she walks away clean. We got it.
@israelmondragon6195
@israelmondragon6195 3 года назад
Ikr 😂😂
@israelmondragon6195
@israelmondragon6195 3 года назад
@Csab his debt free with 50k in savings all of her debt is just Hers
@patrickboyd3364
@patrickboyd3364 3 года назад
He's totally whoop and a all 🍭.
@patrickboyd3364
@patrickboyd3364 3 года назад
@Csab He's desperate to get married, and she's depressed to get her debts paid off.
@crooked52h
@crooked52h 3 года назад
More simping 🤦🏽‍♂️
@MichaelJones-rn2pq
@MichaelJones-rn2pq 3 года назад
His fiance sounds like she is going to be high maintenance.
@bonitamathura3887
@bonitamathura3887 3 года назад
She us the one with the debt and she is calling the shots . Isn't that something. She still wants a princess wedding and she is carrying a huge burden. Ha ha I think love blind sometimes. He better look out after she is debt free and married she will flee. I see this is a convenient marriage. Kind boy look before you leap.
@TheRealDealNeal
@TheRealDealNeal 3 года назад
This guy is going to regret this in a few years
@mjjacks2092
@mjjacks2092 3 года назад
I paid off 91000 in 24 months on 67k per yr , once you pay off big debt you feel reincarnated, good luck !
@marktheshark2569
@marktheshark2569 3 года назад
How that’s $45.5k a year. What’s was your take home pay a month and did you not have any expenses at all
@mjjacks2092
@mjjacks2092 3 года назад
@@marktheshark2569 i slept in my car
@mjjacks2092
@mjjacks2092 3 года назад
Also i got a prepaid cellphone service, a po box number for mail , i had a fridge in my car and i showered at work
@terriesmith2616
@terriesmith2616 3 года назад
@@mjjacks2092 Congrats man! You sacrificed for 24 months and now you get to reap the reward of being debt free!!
@marktheshark2569
@marktheshark2569 3 года назад
That’s insane, very nice job. I’m curious was was your take home pay after taxes
@peacedeepsleeprelaxation2677
@peacedeepsleeprelaxation2677 3 года назад
So he cant fix his house but has to pay off HER debt?? She got herself a sucker. He should just stay single and fix his house.
@abundantras6287
@abundantras6287 3 года назад
You cants save while you’re digging out of a hole 🤷🏿‍♂️🥶
@jnlauer0
@jnlauer0 3 года назад
Christy sitting there acting like she hasn’t heard Dave’s story 1,000 times before. 😂
@smile4cla
@smile4cla 3 года назад
I have noticed that he has been saying his story now all the time.
@monicadhenderson8670
@monicadhenderson8670 3 года назад
Even if I wasn’t behind I would ask can we settle if I pay 💰 right now. You never know till you ask 🤔
@gerardopliego-financevideo8214
@gerardopliego-financevideo8214 3 года назад
Of course , make it interesting with the debt snowball effect and knock out smallest debt to biggest .
@saka2456
@saka2456 3 года назад
"Dave I'm getting married to my fiance." Dave: "sell the fiance."
@DebtFreeDad
@DebtFreeDad 3 года назад
Definitely, I got one company to just wipe out 5k for 800 dollars. If payments are on time no chance to settle on those buddy. Sneak in home renovations. Lol.
@123nothinmuch
@123nothinmuch 3 года назад
How did you do that
@jokerharley1271
@jokerharley1271 3 года назад
Fr how
@tatialo37
@tatialo37 3 года назад
Default, in charge off, settle.
@handleyobusiness
@handleyobusiness 3 года назад
Get a new debt-free fiancée or live the free agent lifestyle.
@musselmanmedia5236
@musselmanmedia5236 3 года назад
Why cant these couples be on the phone at the same time???
@winstonsmith6204
@winstonsmith6204 3 года назад
YES!!!!
@petemidthun1290
@petemidthun1290 3 года назад
That would make for a interesting talk.
@johnnyb1554
@johnnyb1554 3 года назад
Why is one collection agency who purchased charged off debt threatening to sue me? They sent a letter saying they will garnish my wages and my bank account.
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 3 года назад
They cannot garnish your bank account if they never get access to it (or if you feel like they do have access, take out all the money and deposit it into another account.)
@michaelkane7021
@michaelkane7021 7 месяцев назад
I just don't get why Dave doesn't want to destroy credit, if someone has "good credit" he/she will just run up debt again...
@susun7771
@susun7771 3 года назад
She lives above her means and doesn't want to pay off her debt.. prolly the type to buy "stuff" to keep up with an image. No wedding until debt free!! Her debt is not your responsibility, it's hers.
@yamamancha
@yamamancha 3 года назад
Cringe. He's setting himself up for trouble.
@JohnJohn-fq5bl
@JohnJohn-fq5bl Год назад
Dave Ramsey can you talk about consumer proposal? A lot of scams and a lot confusion about it. Please talk about it.
@turtlelife5444
@turtlelife5444 9 месяцев назад
watched again, and what a car crash response. Steford, you showed the elephant in the room lol !!
@djpuplex
@djpuplex 3 года назад
Most creditors now don't even sell to collectors anymore including health care creditors they just warehouse her debt. I love the dead beats. This guy's marrying a woman who can't budget and will welch on debt bad signs. This guy's a meal ticket to her I guess god provided.
@user-mb6et1yd4e
@user-mb6et1yd4e 3 года назад
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@user-mb6et1yd4e
@user-mb6et1yd4e 3 года назад
+ = 1 = (=7 = 2 = 4 = ) = 6 = 1 = 7 - 2 = 0 = 6 = 1
@israelmondragon6195
@israelmondragon6195 3 года назад
He is way out of her league he doesn’t need her why can’t she pay off her own debt simple solution would be him taking care most of the bill while she using 80% of her income to pay off her debt
@williamthurman9082
@williamthurman9082 3 года назад
Well said ...if u dont know were ur goin u wont know Were u end up
@bigimportantman1544
@bigimportantman1544 2 месяца назад
She’s probable making him “wait” until marriage even though he’ll be the 20th guy who’s been with her. The guy seems way too eager to pay for her wedding, pay her debt, and pay for the home renovation that she wants.
@jameshorton3692
@jameshorton3692 2 месяца назад
This dude needs to run.
@tonemeister2318
@tonemeister2318 3 года назад
Most money, least risk and establishing great habits going forward
@user-mb6et1yd4e
@user-mb6et1yd4e 3 года назад
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@user-mb6et1yd4e
@user-mb6et1yd4e 3 года назад
+ = 1 = (=7 = 2 = 4 = ) = 6 = 1 = 7 - 2 = 0 = 6 = 1
@susanq6030
@susanq6030 3 года назад
How do you spend more than 15k on a wedding?
@chuckdre1399
@chuckdre1399 3 года назад
Bruh!!! If u don't run the other way! 100k and she bringing a bag 🎒🤪!!
@johnallen3497
@johnallen3497 3 года назад
Yeah, no way would I marry into that shitshow
@ashleyjones5396
@ashleyjones5396 3 года назад
Exactly! I’m sure that 50k saved is money he saved!!!
@jeffdorris5321
@jeffdorris5321 3 года назад
Nice work 🎆🎇🌠
@lucastheproducer995
@lucastheproducer995 3 года назад
I would never pay my wife’s debt got me messed up
@agr-tech
@agr-tech 3 года назад
no such thing as her debt when you get married. it becomes yours as well if you want to admit it or not.
@lucastheproducer995
@lucastheproducer995 3 года назад
@@agr-tech well good thing I’m not married
@activelifeg5237
@activelifeg5237 3 года назад
@@lucastheproducer995 run to the forest
@agr-tech
@agr-tech 3 года назад
@@lucastheproducer995 so your comment is not coming from a place of experience. got it.
@lucastheproducer995
@lucastheproducer995 3 года назад
@@agr-tech nah I don’t think that feeling will ever change everyone has a different opinion and I know enough that she just might divorce you after you pay it all of
@turtlelife5444
@turtlelife5444 9 месяцев назад
How is Dave any different from caller ? He says Sharon want to get a better car but Dave said he wanted to use the money to grow the business !! What about "Values" as presenter said and pay your debt off, even though made himself bankrupt ?? Caller right in my eyes if you dont need credit in future but Dave know it also but cant agree on air as banks would be pissed surly? again only my opinion and not proffessional advice.
@ryancharles7742
@ryancharles7742 3 года назад
Beautiful
@Madi4321
@Madi4321 Год назад
Let's not be deluded. She was making 28k. How can you be financially "responsible"? And she was working for the church! That's a crying shame. Let's start paying people more - AND let's go easy on the $6 daily lattes. It's both.
@noname75013
@noname75013 3 года назад
She brings nothing to the table.
@chartuck
@chartuck 3 года назад
Well she is a woman.
@chomper4x4
@chomper4x4 2 года назад
Mistitled
@dannydinosaur73
@dannydinosaur73 3 года назад
If I ever get married, we're going to the courthouse like Clarence and Alabama in True Romance. 😁
@SgtMantis
@SgtMantis Год назад
Just do a small wedding. What the heck is the point of spending $30k for one day?
@todd2456
@todd2456 3 года назад
I'm sorry for simpin', but simpin' what I do. If you saw me how I saw you, then you could be my boo.
@christinabrenneman7641
@christinabrenneman7641 3 года назад
I'm so glad I'll be able to finally be out of debt before my fiance and I get married. :)
@user-mb6et1yd4e
@user-mb6et1yd4e 3 года назад
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@user-mb6et1yd4e
@user-mb6et1yd4e 3 года назад
+ = 1 = (=7 = 2 = 4 = ) = 6 = 1 = 7 - 2 = 0 = 6 = 1
@double_joseph327
@double_joseph327 4 месяца назад
Asking Ramsey something about what he has no experience in is just dumb. This guy has no idea about settling debt since he’s never had to do it.
@princealnord7361
@princealnord7361 3 года назад
yes
@okthen77
@okthen77 3 года назад
LOL young people want everything as quick as possible. Life doesn't work that way
@countdown2xstacy
@countdown2xstacy 3 года назад
Just have a “backyard wedding” and payoff the debt 🤷🏻‍♂️
@crosses101
@crosses101 2 года назад
Sounds like thr real advice is to leave her and find one that's debt free
@cowterminator
@cowterminator 3 года назад
Its worth it to settle if you can. Saved me over $12k. Now just to finish off my 5k in student loans. Those you cant settle.
@user-mb6et1yd4e
@user-mb6et1yd4e 3 года назад
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@user-mb6et1yd4e
@user-mb6et1yd4e 3 года назад
+ = 1 = (=7 = 2 = 4 = ) = 6 = 1 = 7 - 2 = 0 = 6 = 1
@cowterminator
@cowterminator 3 года назад
Btw the messages above or below are not Ramsay highlights.just a troll account. Please report them
@princealnord7361
@princealnord7361 3 года назад
okay
@monglododji9755
@monglododji9755 3 года назад
Is that be possible if she was making 100k ?
@hansonallie
@hansonallie 3 года назад
Doing the home renovations in phases will actually end up doing wonders for your sanity & probably for your relationship as well, lol 😹
@Maryland_Kulak
@Maryland_Kulak 3 года назад
Renovated homes are for people who don’t have debt.
@turtlelife5444
@turtlelife5444 9 месяцев назад
talking of values, did Dave go back and pay off all his debts from bankruptcy now that he is worth millions ?? I think not, so please don't talk about values to pay a debt. So why worry about destroying a credit as Dave said when the goal is to never use credit again ? Default like Dave applied for bankruptcy and start again. Dave cant condone that, but if not worried about getting mortgage for 6 years in uk. Its an option but get professional advice. Just my opinion.
@jameshorton3692
@jameshorton3692 2 месяца назад
Imagine having to ruin your life to get some trim
@Ryan_DeWitt
@Ryan_DeWitt 3 года назад
Don't be another SIMP that just pays off everything for her, pays for the wedding then when you are used up she leaves and goes for the bad boy that she really wanted all along.
@gatewaysolo104
@gatewaysolo104 3 года назад
That's how the pagans do it. Find someone involved in their church, reads their bible daily and you won't end up divorced.
@chartuck
@chartuck 3 года назад
Beta need Alpha seed.
@DoctorSmartyPants
@DoctorSmartyPants 3 года назад
Just step up and pay back what was borrowed. I hate all this how to get away with not paying in full. Christians?
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 3 года назад
Explain it to his gf!
@jaym9879
@jaym9879 3 года назад
Dave Ramsey suggesting guys move in a traditional way when woman are no longer traditional woman, steering men to their financial ruin unintentionally..
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 3 года назад
And???? To get them to buy his program! DING DING DING!
@christopherpaige406
@christopherpaige406 10 месяцев назад
Better off staying single because she's going to be a major money pit.
@moneyman6015
@moneyman6015 3 года назад
Here real early
@ryancharles7742
@ryancharles7742 3 года назад
wow
@worthyrobinson
@worthyrobinson Год назад
Don't marry her lol
@patrick-gc8ew
@patrick-gc8ew 3 года назад
Let me get a call in lol
@dylanimproveslife
@dylanimproveslife 3 года назад
Dave is hiding something in that desk. VERY, VERY suspicious...
@Austin_Patrick
@Austin_Patrick 3 года назад
??
@cancel.lgbtq.6892
@cancel.lgbtq.6892 3 года назад
Chris Hogan's love letter.
@FirstLast-fc7dt
@FirstLast-fc7dt 3 года назад
😬
@michaelbreaux2485
@michaelbreaux2485 3 года назад
If these roles were reversed...hmmm.
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 3 года назад
Divorce and then hemorrhage the guy for alimony and child support.
@slr-streetlegalrevenue899
@slr-streetlegalrevenue899 2 года назад
I’m happy that I married a submissive woman that does what I say without complaining
@charityclark7910
@charityclark7910 2 года назад
😂 until she sees your comment
@crooked52h
@crooked52h 3 года назад
Sounds like he needs Kevin Samuel The Godfather not Dave Ramsey the simp
@user-en4de6jf8p
@user-en4de6jf8p 2 года назад
👆⬆️👆⬆️👆⬆️👆
@dylanimproveslife
@dylanimproveslife 3 года назад
imagine getting pinned
@PierreMontgomery
@PierreMontgomery 11 дней назад
It should have been a stipulation that she be debt free before you wed. Its her debt, she has the cash to take care of it immediately. Its incredibly stupid not to do so. Red flags all over the place.
@idlehandsarizona
@idlehandsarizona Год назад
Gonna recharge once it's paid
@MaddaxxxE
@MaddaxxxE 8 дней назад
Bruh, she is bringing nothing but debt to the relationship. Dude already needs to give up 74% of his saving to get her out of debt and she is trying to make him spend even more money to renovate his house before they even walk down the aisle. Paying that debt down needs to be priority number one.
@idlehandsarizona
@idlehandsarizona Год назад
A sugar ma seems way better
@idlehandsarizona
@idlehandsarizona Год назад
I'll be your Chad...
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