I believe it is the high time that the USA took steps to lower the cost of simple Graduation (B.A., BSc, BCom) Since they alone are not good enough to get higher paying jobs. They do make a good foundation for higher education but hardly are industrial relevant all alone. People pursue them just to become graduate. Hence, earning them shouldn't be that expensive. In short, lower the cost of college degrees which are there to fulfill the formality of becoming a graduate.