Found your channel when looking into Vancouver a few months ago. I love your content and your personality that shines through. From the money to bikini tips (relatable) to even more personal videos like what your sister went through. It sounds like your working really hard. Taking and making opportunities. Inspiring 😀
Awe, thank you so much :) that means a lot. I'm happy that you relate to the wide range of content I create 😛 I know it's kinda all over the map so I'm always happy to hear when somebody connects with it. 🙏🏼 I appreciate it!
I don’t know if it’s doable where you’re at right now, but one of my ambitions is to get to a point where I can help give somebody a real chance to succeed in life. Instead of focusing on small efforts that improve many people’s lives slightly (still really great btw), why not focus all available resources into helping one person at a time in a life-changing way? Obviously it takes money to do it, but imagine the long-term results of getting an apartment for a person in need and covering all their living expenses for a few months! I’m sure it doesn’t even have to be that extreme but that’s just a thought I’ve had yk? Great video btw congrats on the progress :)
Excellent content! You have grown a lot, since i started watching your videos. I always get "good vibes" from your videos plus quality is also commendable. Good luck.
Thanks, Reece, I just checked out your channel, & it turns out you're no stranger to talking about financial tips. So I appreciate your feedback! Keep up the good work 😊
Very inspirational that you do all this at age 27. Awesome content. I've dabbled in sponsored blogging for various services and because I live in India, the USD & GBP conversion rates works out well for me. Some months it's really good and some like in 2021 it isn't but still it's very easy money.
Thanks so much! I know if can certainly be tough, but it's one of those things that gets easier with time and repetition (takes a lot of grit for sure). It's cool that you've started dabbling, good for you!
Some good practical tips and some good reflections ... some of your frugal investment advice reminds me of Andrew Hallam's humorous but practical book Millionaire Teacher ... God Bless
You're truly a great inspiration girl and I learned a lot watching your videos! ❤️Thanks for being so honest, genuine and selfless. Gorgeous hair BTW 😉
love this video! I would really appreciate a video with more info on what it's like purchasing a home in BC (like the cottage/summer home you mentioned) as someone that's also from Ontario I would love to know how that process goes! Keep up the awesome work, I love your content it's so well made!
Thank you Cassie! great recommendation, I totally will. The home buying thing is a journey that's for sure hahaha. It's been tough to find a place because the market is so hot. But I will give updates as soon as possible & outline some of the process. Thank again for the kind words 🙏🏼
You are such a kind person, and I seriously think that your landlord letting you pay the same when your friend moved out, was already a payback for your good vibes! karma man, karma
BC hydro has free campsites around BC. My boyfriend and I drove up to gold bridge and camped for free and the most amazing spots. You have to take a super sketchy road for about 2 hours but I really recommend checking out gold bridge!
That's awesome, great recommendation! I've been to a couple of these places up by harrison lake. It was so pretty, but the mosquitos were INSANE hahaha
That's awesome, great recommendation! I've been to a couple of these places up by harrison lake. It was so pretty, but the mosquitos were INSANE hahaha
Congrats on growing your income so quickly!! You’re killing it! Regarding charities, there’s one in Richmond called Rabbitats. They capture and take care of rabbits that people abandon around the lower mainkand, get them vet care and spayed/neutered, and try to find foster homes or adopters for them. We found out about them when they did a pop-up at the Catfé two years ago, and ended up adopting two rabbits from them. They have a website (rabbitats.org) and are on Facebook - today they took in a kit (litter of babies) that were in a construction zone, and are currently trying to catch the mom.
Hey Elizabeth, thanks for the recommendation! That's really cool, I'll look into it for sure. It's always interesting to learn about new organizations. Speaking of rabbits, have you ever noticed the hundred of rabbits at Spanish banks? I wonder if they ever release them back into the wild. Now I'm curious hahah
@@HarmonieV That's awesome! I don't think I've ever been to Spanish Banks (even though I've lived in Van for 8 years now!), but I've heard there are tons there and at Jericho too! Rabbitats does not release them into the wild. They search for fosters and adopters, and build "rabbit colonies" where they house them together.
Thank you for this honest and informative video, Harmonie. I really needed to hear the reassurance part about the time you invest in projects in relation to the time it takes for things to come to fruition. I've been working on a new blog for the last few months and been putting so much into it and hoping that it'll help people. I'm not making any money from it and it's a pure passion project at the moment, but I hope I'll eventually be able to monetize it. Keep up the fantastic work and I wish you even more success in the future. You are a true inspiration 👏💙.
Awe Niloo, thank you so much 🙏🏼. Sometimes it takes years to build momentum with passion projects, but honestly just keep at it. Even if you're not initially successful with it (in terms of monetization) the skills that you learn along the way are soooo invaluable. It's so much easier when you focus on the process instead of the outcome. Also, let me know what your blog is! I would love to check it out :D
@@HarmonieV yes! Focus on the process is what I tell myself each day. I have a background in biochem and worked in the biomedical industry for ten years. I started a science-backed blog on fitness and nutrition. I studied UX after and designed, coded, research, write, develop recipes, and do photography. A one woman show lol. Here's the link. I post content on IG as well. getfitscience.com
@@nica1 Omg I love the cross-over of all your talents! I totally relate to this. Also, so cool to hear that you also work on UX, that's excellent! Okay I'm excited to check it out, thanks for sharing 🙌🏼
@@HarmonieV thanks so much, Harmonie. You're a sweetheart. I'm also a native of downtown and practically live in your neighborhood 😁. Such a small world.
@@nica1 No way! okay, I feel like we should go for a neighborhood stroll one of these days. I'll shoot you an email & hopefully we can get together when we're not in lockdown 👌🏼:)
Hey! Similar to the project you talked about with $7.5k lump sum to a homeless person to change their life. You should check out Empower to Employ. They give a budget to a resident of the DTES and help them create a business and give them autonomy too. They're also always looking for mentors to work with the participants!
That's an awesome recommendation! I'm so glad I asked for reccos, these are excellent causes, thanks so much for sharing :) I would deff be interested in that sort of thing!
Yea give back! 🙌 find organizations in your city that provide food and shelter (Salvation Army). That is what I do personally, because I know that the money is used for providing basic needs for those who need it, instead of just giving cash to an individual, though that can certainly be a blessing as well
Harmony, $115K in Vancouver, BC, Canada, you'll have no problems sleeping peacefully every night without a worry, lol, don't you worry about a thing, young lady, you are doing fabulous at that income level, and you are right 100%, attention to financial detail is a must, happy holidays to you!!!💵🎄🎁😉✌💛
So far yeah, the 2020 (or maybe it's the 2021) model has been great. Would recommend. But I also heard the previous generation from last year was trash. So I was nervous and super hesitant to let go of my old 2017 one (which was perfect and never had issues). My partner Alex has one from 2019 and has had endless issues with his. I hope that helps!
Hi Harmonie, I love your honest and open vlogs. You are doing a great job tracking your finances. I am going to move from Calgary to GVA or Fraser Valley. Would love to speak with you on that. Best, Brian
Im thinking of moving to vancouver when i grow up, its always been a dream. Im in Ontario now and planning to go to university and optometry school here because there is not that many options there. But i really love your videos and if there is any schools there please let me know even thought ill be in a little bit.
Do young Canadians do credit card churning? Credit Card Churning: You MUST pay your credit card in FULL every month. One uses his/her credit card to buy gas, groceries, stuff one needs ( not wants) and the card translates those purchases into points. then one can exchange those points for free airfare, free hotel depending on the credit card you have. Or is that just a USA thing?
Hey Alex, great question. Yes, in Canada we have a similar point systems. Though, I don't think there is a requirement to pay off your credit in full each month to earn points (in most cases). I've had a rewards card for years and I've never encountered a rule like that. Though, I do pay off my card in full every month, so maybe that has something to do with it? Would be curious to hear from my fellow Canadians, if anyone knows feel free to chime in if you're reading this and know more about it :)
@@HarmonieV yes.. so unless you pay off your full balance every month there will be a huge interest that's charged to the outstanding amount.. to the tune of 2% a month ie 24% a year (varies between banks/cards)
hahah the store atmosphere was having a BOGO sale & I realized it applied to big ticket items like paddle boards 😂, plus they were doing some sort of other sale event where you take an extra 20-40% off your purchase, so it was pretty uncommon and wild. I got them online and then had to drive like an hour to pick them up at the only location that had boards in stock (in abbotsford) . So it's possible, but kind of a pain in the ass. Keep an eye out incase they have a boxing day sale or something
@@HarmonieV that's epic!! I'll definitely be keeping an eye out because paddle boarding has to be one of the most chill activities to do in the summer 🤙
Hey Daniel, thank you so much! Great question. Majority of clients come through RU-vid or word of mouth :) It wasn't always this way, but recently youtube has been really helpful in connecting with new clients.
@@HarmonieV Ahh I see, I’ve been using UpWork but have been getting little success (videographer). I think I should start posted on RU-vid to build my portfolio. Thanks again :)
Thats so cool I love your videos. I live in California I'm planning to move to Vancouver but im so scard about the income and thenew life. I have no family out there so I'm jumping right in. Im a massage therapist for 15 years now I work in a spa, got laid off 😌 I do have a couple of in home massage to at least have alil income. I have been under alot of stress because of the pandemic, it hit me pretty hard. My daughter just finished film school and has no work as well. We were hoping to start over in Vancouver, a beautiful place with beautiful people, but wondering how job wise and a place to live. I would love to know your thoughts on what I should do to get started. Your information u give is so great and inspiring. Thank you 🙏😊💜
absolutley. I actually grew up with my parents being on disability, so I certainly know where you're coming from. I have so much respect for all the families out there who are in your situation
If you can make $115K in Vancouver then you are doing pretty good for yourself. I am wondering how many different revenue streams are required for you to make this?
Okay I'm an idiot and forgot tp reach out to them before posting this. It's on my list 😅 Either way, you should check them out, you will save yourself so much time on cooking and cleanup
Awesome that you're able to give back! I dedicate 5% of my monthly income to donations to make it consistent. I generally like to support individuals via GoFundMe (because money directly to individuals can make such a big impact vs. large non-profits) but for organizations, I have a few recommendations. People often question the usefulness of non-profit organizations that are doing more response work, so two organizations that do proactive policy work are the BC Civil Liberties Association and Raven Trust. BCCLA campaigns in legal cases around prison reform, houselessness, COVID19 relief, etc. with the provincial government. Raven Trust (based in Victoria) supports Indigenous nations across the country in their legal battles in protecting their sovereign lands and the environment against pipelines and resource extraction. Hope you check these two out! Their newsletters are very informative.
Thanks Ji-Youn!! Those are excellent recommendations 🙏🏼 Also, good for you, the 5% monthly contribution is huge! I'm super interested in Raven Trust because I grew up living between two indigenous reserves and have a strong connection to the culture & communities. Thanks for letting me know about these, I will dig deeper :)
Hey! thanks for the comment :) I show American money because it's more standardized globally. Also for some shots I source footage online, so most of the shots of money are b-roll from other sources :) It's a little video editing hack to include extra footage to make the content more interesting . Great question! And thanks for the kind words ❤️
@@HarmonieV thanks for replying. That completely makes sense. It’s odd seeing the American cash because I’m from Vancouver as well so my brain was conflicted. The image didn’t match up with the words. Your video left me feeling very peaceful and calm. You have a very genuine positive vibe. It’s very appreciated 💫
Very informative video tutorial! I learned very much by watching this. Tutorial content is what YT is nice for. If you like marker art & doodle art, and related stuff visit #digitalarttutswow. Could be interesting, its fitting in your niche.
Wooooah, that's jumping to conclusions. Although it was a really long time, I fully supported his process, and he ended up landing a job that's the perfect fit. Patience is key and in this case, it was worth the wait
@@mchan3210 haha isn't that the truth. As a business owner for 12 years in the Vancouver area. I've never had more issues finding quality employees until this summer. The government was doing anybody a favour by handing out this money. It allowed millennials to hang out at the beach well others who had good work ethics put our heads down and worked.
@@AT-cn2gu Again, I feel like this is a generaliztion. If you're a working professional in a field that's specialized you're not going to opt to take a summer job scooping icecream (for example). It makes more sense to take the time to find a position that matches the salary you're capable of earning. Not sure what industry your business is in but I feel that this doesn't take into count the difference between jobs and professions. Not all positions or "jobs" are created equal.
