Living on 800 dollars a month in the Philippines 

I believe ya, thanks for stopping on by.

Good rules to live.

@@imexpatbill pretty basic rules. +15 years working and living in se-asia(+11 yr thailand 2 yr vietnam and 2 yr phillipines) , seen so many expats go broke or done pretty stupid things, especially with ladys involved. Most funny are the blokes renting/buying BIG luxury condos and virtually bragging for the bar girls they take home.. often do they sit there in aircondition all day and cant go out because their bodys dont acclimate to the climate and geting fat from beer and western fat food

🎯💪

Funny you said do a budget as a hobby… I just started that a few months ago and thought the same, gives me something to do👍

@@willieshoemaker8680 pretty interesting to track all expenses and cut away the unnecessary things

I hope you have the time of your life, great adventures and meet great people.

Always people complaining, that's RU-vid. I really tried to add some "fun" into the budget but it was hard. Now if one had 1500 a month, things like island hopping & traveling can be added.

Yes that is true. Cheap room in a roach filled motel is $60.00 a night in Tennessee. That's why I returned to my small house in the philippines

Not only that but be in deep debt too.

You can't live comfortably you would live in hardship on that amount of money

You are right, there is always that chance the rate could go down as inflation drops. Thanks for viewing.

That's a good general range and 800 a month is a tight budget.

I see you follow Steven also

why live so materialistically? you moving here to change your life not live like a king, watch out as kings get kidnapped! change your life, loose weight, get off the booze. stop waisting $. 2000 if for a family 0f 3

@user-ji6hc7qx6w it's called retirement. I worked too hard for too long for my entire adult life to live like a Filipino on $800 USD a month. If you only have $800 USD a month to live on, you are just surviving, not living.

And I should have mentioned that one's attitude towards life is at times just as important as money. Thanks for viewing.

There are only 5 JCI accredited hospitals in the Philippines and they are all located in Metro Manila. None in Cebu.

Sometimes learning to tell yourself no is a life long lesson.

And the taste of the food probably was close to the same.

Much appreciated. Thanks for viewing Ned.

Hey, thanks, after a three-year layoff gonna see how it goes. Enjoy making videos, posting on RU-vid not so much.

Agree, just trying to paint a picture of what 800 would possibly look like.

@@imexpatbill Oh, I totally agree with you. It needs to be shown what one can do with a particular budget and you’ve shown that very well. Didn’t mean to come across as disagreeing with you.

We been here 20 years..Had I bought pacific cross med insurance back then till now,I wouldn't have banked the extra 2 Million PHP it would have cost me. We took a risk and it paid off..

Glad you liked it! And thank you for viewing !

You are welcome and thanks for your support.

There is always controversy whenever someone makes a budget video. I just tried to picture what an 800 dollar budget would look like. Pretty limited actually.

Thanks for the nice comment.

Yes its a good low budget amount but if inflation doesn't slow down, might have to increase the amount.

You are so welcome and thanks for watching.

Thanks and a thank you for viewing.

I will check out your channel.

Adopting to the culture pays a big part.

Cheapest meal he ever had apparently

I did the hitchhiking thing in my youth, it's a dangerous means of transportation.

If one meets a girl, usually where ever area the girl is from is where the foreigner will setup shop.

@imexpatbill I agree but yeah spend time looking in her area what I did found 4 bedroom 265 US

Thanks man, those were kind words, I am just hoping to get some funds so I can get what I put into it.

I think to some degree the Philippines has made me happier.

Oh, I would totally agree but one has to start somewhere. I think I even mentioned in the video, that one should "pray to the health Gods" to stay healthy long enough for the fund to build up some. Thanks for viewing and your comment.

Well, i guess im just of the school that one should have already a set amt of USD in savings (set aside for emergencies) before making the move to a fireign country, but...to each his own!😊

Major surgery is around $25K. I know someone personally that was in ICU for 3 weeks at St. Lukes & his total bill was $70K.

​@@bhinbayoucity5691I would never move until I have 80k saved up

live out of the woods?? if you eat and live like a Filipino you be fine with 500 look at the average salary per day. you western guys are just spoiled

850$ Canadian is our budget excluding visa costs. But that’s a beach house so maybe not for everyone. I eat healthier than ever and am living not just surviving.

There has to be some compromise, of course, you can't afford an LG washer/dryer (about 50K pesos) that's why you use a laundry drop-off service. The 800 budget is assuming you are coming here as a single person.- add wife, add family cost goes up.

Actually, the LG that we bought was 72,000 for the largest one. But on an 800 budget you cannot afford too much. There’s no strawberries raspberries blueberries. Steak dinners or big barbecues for the family. There is no 24 hour a day air conditioner, running like you would have in the states. When my wife goes shopping will spend 30 to 40,000 a month on groceries. But we like our steak, and good cheese. And of course, my wife is addicted to the hostess snacks and the little strudel things like she used to get from Publix. And of course, a single guy can live much cheaper than somebody with a family. But 2000 a month is still way cheaper than living. Anywhere in Florida rent is at least 2000 a month. It is still a deal over here. I have met a couple people that live at $1000 or less.they last about a year or two and they go back to their home Country. Most of the time I would hear them complaining. And their wife would be unhappy unless they were from somewhere in the providence. You have to figure the average Filipino wage is 43,000 a month per person so if a husband and wife works that’s like 86,000 according to GMA the news channel in the Philippines. So if you’re living off 800 you’re living worse than the average person here. And if you want to talk about hospital in the past year, I’ve spent 1.6 million pesos on my wife’s medical procedures at St. Luke’s in Manila. And we still have one more procedure as soon as she gets cleared by the end of the year. If you’re a foreigner or any plan on coming over here, please bring a little bit of cash for your budget and have something for an emergency.

Good on you! But personally I don't believe a word.

I pushed up the rental rates to try and find a range where you could find a place most areas.

It's only at the terminals you are safe everywhere else

I would be able to do if I lived the single life but things would be tight.

@imexpatbill Yeah very tight

If one can't afford the Philippines, how hard life must be at one's home country. 😮

@@imexpatbill Well, if you had only $800 dollars per month retired in America, you didn't plan very well. With all the housing, food, Medical and utilities subsidies available for low income people by the Govt, life would be a heck of a lot better that living in the Philippines on just $800 a month. A lot safer in America. I hate pinching pesos, dying in a foreign land because I didn't have any Govt resources to avail but most people don't think about that. Even $3000 dollars a month living in America is very hard. By making that much, you don't really qualify for any subsidies and you would be barely making it.

I heard him refer to an 800 dollar budget, not 800 dollar income. Big difference.

Ha ha -"add 500 if you want a girlfriend" ( and we are not talking pesos)

@@imexpatbill Nope, 25000 pesos :)

No you're the man. lol

He moved away, but I think he is thinking about moving back. In my opinion Bacolod is a great city to live in, getting more modernized everyday and the people are great, truly is the City of Smiles.

As you can see even with 800 USD, things would be pretty tight. Thanks for viewing.

because you were born spoled

Now that a "fun" budget.

@@imexpatbill that’s only 41600 a year. In the US you will just get by. But can be done if you own your home and have no debt. But more is better

I will say this, having been here for over 10 years, things have slowly.......slowly gotten better, even solar has gotten cheaper.

Definitely for a single person even then it's a tight budget.

I put 800 USD as the least amount you can enjoy living here, naturally more is better.

I tried to find a happy medium that cover most areas of the Philippines, from urban to the provinces. Some say the 240 USD is too low for the Manila area.

Everybody has their "ideal" version of living and that has to match up with the "reality" version. You could make a model version of 2000 USD a month budget and there would be a portion of viewers who would say, it's not enough. As I stated in the video, 800 a month is not enough for my "ideal" style of living so I tried to create a "what if" and how I would spend it.

Pretty sure is misstatement

I use DITO for 499 I get 50GB per months, unli text and call. Smart also has a similar deal: 30gb plus 2hr youtube per day unli text etc.

Smart - 499 pesos, its only on the smart app.

I think I have see that deal in DITO store at the malls.

I don't think I did, about 2 minutes in I mention putting 40 USD a month aside for visa renewal.

Its all about attitude what is heaven for one is hell for another.

True, it's the same where some old guys get it into their head that young women are attracted to them.

I know expats living in wealthy subdivisions just sitting around doing nothing. Life is what you make of it, you can have a small budget and still travel, if that's your thing, just have to plan for it. I guess when you get right down to it, it's not the money but the desire that makes for an enjoyable life.

I would agree that the PH is not for everyone and it's true as far as rights are concerned you are only a visitor. But honestly I think it's still a great place to call home if you can adapt.

Ha ha I'll take your bet, I don't do relationship videos. My heart is for people trying to survive on a limited income, I have friends back home living in their cars.

Like your choice of music.

I have always said moving to the Philippines, in fact moving anywhere away from your home country is not for everyone. I would love to see how that family of six, living in California in a 3 bedroom condo on 600 USD a month are making it, I hear living in California budget-wise is really hard. I enjoy seeing how different people live and how their happiness is tied to their outlook on life. Too often many people assume since one has less money they are less happy than those with more.

There is absolutely no way a family of six to live on $600 per month in California. That is patently absurd on its face even with housing assistance and EBT just gas car maintenance and food would be beyond 600 per month

@@larryellington3543probably the family is getting food stamps, Medicaid and if there is no income coming in they have a housing voucher that is paying their entire rent, not to mention every year getting child credit money up to 2500 per child I think, possibly maybe one or more children have any disability physical/or emotional they could get a disability check every month which is not counted as income so doesn’t effect their other benefits etc.

That's one way to spend 2K.

Don't forget two months rent plus deposit and the cost of the bike with startup costs. Enjoy your vlogs and look forward to meeting you in the future. We are semi retiring to Bacolod in two years. Will be there next year for three months for turnover of our condo. All the best!

Realistically it's better here with a low income than back in the USA on a low income.

@@imexpatbill Yes, your homeless in the west and in PH about half the Filipinas make more money than you. Just pray you dont incur some unexpected medical or theft expenses.

Anyway thanks for commenting.

As long as you are content with your life, then you are living the millionaire lifestyle.

For those living on 800 USD a month, the life you can have here is better than back home.

Everybody dont need all the bells and whistles.

Street food is better than fast food, like McDonald's, KFC, jolly Bee.

Street food is FAST FOOD ...

street foods are much healthier than mcdonals@@KaliBahayKubo

BS. You can live in Philippines for 250 dollars. Most Filipinos live this way. If you earn 800 dollars in PH you are at the top 10 percent.

I would put 800 USD a month more in the lower middle class level.