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MANAGING MONEY WITH ADHD | how to create a budget, automate your finances & avoid impulse spending 

Lexa: The Avocado Toast Budget
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23 авг 2024

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Комментарии : 112   
@TheAvocadoToastBudget
@TheAvocadoToastBudget 2 года назад
Hi friends! Part 2 is LIVE! Going over the Dos and Donts of Budgeting with ADHD! ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-mAQ1zXk_tnc.html
@lauravenner
@lauravenner Год назад
Hey Lex! Could you give an updated video on what Budget app you're using? I know that DIgit is now owned by Oportun and have since finding your video seen alot of negative reviews on it. I need a fellow ADHDer's perspective.
@kayleigh8969
@kayleigh8969 2 года назад
For me, when I’m spending my money I’m always thinking I have more than I do - like I forget to subtract what I’ve spent. I’ll keep thinking that I have $1000 in my account when it’s really down to $400
@LisaGallegos
@LisaGallegos 2 года назад
Same 😭😭😭😭😭
@kimtato702
@kimtato702 Год назад
Meee af. Then I’m shocked and the guilt and shame crash in. Every single payday.
@Margurisa
@Margurisa Год назад
Yoo 😭😭 this is too accurate
@candacemitzi
@candacemitzi Год назад
ME TOOOO!!!
@deborahsheets2604
@deborahsheets2604 2 года назад
Stick to your budget not your bank account. GIRL THANK YOU I NEEDED TO HEAR THAT
@spacemonkey340
@spacemonkey340 3 года назад
As someone with adhd this is my biggest struggle. Thank you for this. Timing is perfect.
@TheAvocadoToastBudget
@TheAvocadoToastBudget 3 года назад
I’m so glad ❤️❤️ I wish I would have had more realistic budgeting advice when I was younger that worked with having ADHD!
@SimplifiedBusinessSystems
@SimplifiedBusinessSystems 2 года назад
I smiled when you mentioned starting an Etsy sticker shop! I did that back in July (very impulsively and focused on funny ADHD stickers, ha) and somehow it stuck! I’m sitting here packaging a wholesale order while watching! But if only I had back all the money I spent on every idea that didn’t stick!
@mesharuu8331
@mesharuu8331 Год назад
The fact that I was nodding and laughing with your examples means I need to subscribe lol. … meanwhile waiting for the $2 to stretch for 12 days lol
@mishka.a
@mishka.a Год назад
I just realized I might have ADHD... The hobbies thing, this is totally me! + spending money on the best equipment and then forgetting about that hobby soon later. Whoa
@ILikeCatsMoreThanILikeYou
@ILikeCatsMoreThanILikeYou 9 месяцев назад
This is like the 10th video I've watched on adhd budgeting and I gotta say, this one reaaaaally nails it. The mentality of thinking I have tons of money cause I see my paycheck is 10000% me. Out of sight out of mind it such a strong sensation with me as well. So thank you!! I'm gonna do my best to implement these tips and I think it will genuinely help! ❤
@KatThePRPrac78
@KatThePRPrac78 3 года назад
I am sooooo tired of this struggle! Thank you for this.
@SanctifiedLady
@SanctifiedLady Год назад
This is awesome! Glad I learned to auto draft and never look at my bank balance…use cash envelopes for groceries and fast food envelope, social outing envelope, never spend more than $10 a outing. $5-10 fast food rare occasion, put and keep a $100 bill in the glovebox for on the road 911, then $1000 in the safe for repair 911. I’m always going on $600 shopping sprees then retuning it all. I can only use my debit card for gas. This have helped me so much. Until Covid debt. ER out of pocket visits. 😢
@rissa919
@rissa919 3 года назад
Wow! You popped up on my iG feed and I literally just got my adhd diagnosis today. I’ve known it forever but I’m tired of working so hard just to survive. Us Adult women have it hard. Literally turned my Digit account back on today. I can’t save the way it does for me. You have a new subscriber!
@TheAvocadoToastBudget
@TheAvocadoToastBudget 3 года назад
OMG perfect timing!!! Welcome to the ATB fam!!!
@batbxby6400
@batbxby6400 2 года назад
The amount of hyperfixations I related to 😭 thank you for this, budgeting has been such a struggle
@theblueelephant2808
@theblueelephant2808 2 года назад
one of the splurge items I allow myself is stickers that are cute and to my liking. I don't skimp out on stickers. It allows me to engage with a reward that is relatively inexpensive (compared to other things) and can be used for other reward/habit-building systems (ie sticker charts for daily exercise). The nuance of different sticker designs keeps my dopamine receptors happy and my budget gets SIGNIFICANTLY less impacted by it.
@noblethoughts4500
@noblethoughts4500 2 года назад
Do you get them on Amazon? Or do you have a different favorite place to get them?
@emmalay1962
@emmalay1962 Год назад
this is such a cute and fun idea :)
@linkus1824
@linkus1824 2 года назад
Something that helps me is to think of money as time. Let’s say you make 10$ an hour after taxes. Your friends invite you out to eat then to the mall. 20$ for a burger and fries thats 2 hours of work. How about that $60 hoodie at the mall is it worth 6 hours of your time? I love cooking so instead of going out to eat I invite to eat at my place 5$ each for a good meal and dessert. 5$ covers my grocery cost and helps them save money too. Then walk to the local bar and shoot pool and have only one or two drinks which costs me about 10$ all night. I’ve hung out with my friends all night and only spent 1hour. There are many ways to do this hiking, having a snacks and Netflix day instead of going to the movies. Hope this helps.
@jackielehman8945
@jackielehman8945 Год назад
I would cautioun folks doing auto payments until you have an account that has enough to cover 1 month ahead. When you miss payments it can be very costly.
@melissapetzer3560
@melissapetzer3560 2 года назад
If you're comfortable I'd love to hear your diagnosis story of adult adhd.
@thecreativeminimalist5792
@thecreativeminimalist5792 Год назад
OH EM GEE. I HAVE NEVER NEVER found someone that has explained everything like that. I was screaming "THIS IS ME!" So glad I found this!
@feerich9410
@feerich9410 Год назад
This is Soo good! So much budgeting advice out there requires you to have so much discipline and do so much work, without much short term reward. As someone with ADHD, I get really excited and try it all, but then stop after a few days. This is really helpful, sustainable advice :) Thank you, Lexa!
@faigyliebermann4749
@faigyliebermann4749 2 года назад
Fab video, yet again! My ADHD brain still finds YNAB hard to navigate. I know that I will keep on coming back to your videos until I get it right...
@nicoledunn6925
@nicoledunn6925 2 года назад
um, so, THANK YOU MAAM. I feel so heard. My mother is an accountant and I feel so much shame and guilt when it comes to a budget and spending, and it just feels like I can't ever get it right. Thank you so much for doing this for those of us who have brains that work a little differently.
@TheAvocadoToastBudget
@TheAvocadoToastBudget 2 года назад
I felt the same way for so long! I'm so sorry you're going through that and I hope this helps!
@dahliaharris311
@dahliaharris311 2 года назад
This is my biggest struggle. For the longest i didn't even realize that i am ADHD until i started working with my counselor. Everything you said i 100%relate to. I think now what i am learning is how to deal with it. It henders me in so many ways and money/budgeting is one of them. Thank you for this video. The tips are very helpful. (Im a psychology major too!👍🏾🤓)
@ferniecat
@ferniecat 5 месяцев назад
Watching this before I go to bed to have it engraved in me naturally:-)
@michellenordstrom90
@michellenordstrom90 2 года назад
You put into words exactly what I have been struggling with! Thanks for the tips!
@donttalktomebye
@donttalktomebye 2 года назад
my impulse spending is with groceries LMAO
@KitKat10281
@KitKat10281 10 месяцев назад
Yesss! My biggest income suck! Sadly, I WORK at the grocery store, so give them back my checks pretty quick!
@themissmay
@themissmay Год назад
Found my new favorite corner of the Internet … finances for ADHD
@danikeebler1662
@danikeebler1662 3 месяца назад
I have worked in sped for 30+ years and never entertained the idea of myself having a learning disability. I was always the the village idiot from 4th grade on. Not only am I being tested for adhd....but dyscalculia. Dyscalculia is a math learning disability similar to dexlexia....but for math/ left brain. I can add, subtract, x and ÷ really well ( using my fingers) but anything beyond that my brain goes blank. I can do numbers but I avoid them. Most people have never heard of dyscalculia I accidentally found out how my brain struggles. I also was diagnosed with double vision 20 years ago. The numbers font line up for me. I finally got my act together and got out of $$$$$ worth of debt in about 2 years. It works but the denial has to end. Denial of debt and learning disability.
@danikeebler1662
@danikeebler1662 3 месяца назад
I got paid a few days ago. It took me 10 minutes to wipe out my check. The good news is that my bills are covered for rhe summer break. In the past that NEVER would have happened. July 1st I would be sweating.
@SharlenesJourney
@SharlenesJourney 2 года назад
I love the channel name avacado toast budget ☺️ yes I’m struggling so bad I got bills I’m behind on it’s sooo stressful 😢 thank you
@iamathousandapples
@iamathousandapples 3 года назад
I have the opposite issue, i know that i dont know how much money i have and so to compensate i dont spend unless i really need to. Sounds like a good thing but its really frustrating and i know I'm making myself miserable unnecessarily
@jessicak7965
@jessicak7965 2 года назад
I do the same thing
@JB-cx2vk
@JB-cx2vk 2 года назад
I do this too! I won't spend money unless I know I'll have some left over after the spending. It can be pretty crippling when you know you know that you need to update a lot of things in your life but you have no idea how to budget for them
@jessicak7965
@jessicak7965 2 года назад
@@JB-cx2vk exactly!
@chastrumpful
@chastrumpful Год назад
Thanks for the suggestion to focus on the budget when spending as opposed to what we are paid I like that way of thinking and will have to try it out. If I’m correct that should fix most of the issues I have with spending
@Ashes_1995
@Ashes_1995 2 года назад
Thank you for this video. This has helped me more than words could ever say. Keep up with the amazing content!!!
@jablestables682
@jablestables682 10 месяцев назад
This video described me so well. Thank you so much for these tips!
@JohnsonKayla12
@JohnsonKayla12 Год назад
I want to go through and like all of your videos because wow this was the most helpful vid ever. I’m going to rewatch it a few times so I can implement all the tips bit by bit.
@SanctifiedLady
@SanctifiedLady Год назад
I can never know how much I have left… period
@Omg_sade
@Omg_sade Год назад
Pauseee, your fake scenario was too accurate😮😂
@EmmiJade
@EmmiJade 3 года назад
Holy cow i just started following you and this is my first new video - and my biggest struggle. You rock!
@TheAvocadoToastBudget
@TheAvocadoToastBudget 3 года назад
Yay!!! I’m so glad you are here! It was meant to be!!
@EmmiJade
@EmmiJade 3 года назад
@@TheAvocadoToastBudget thank you! Quick question: is the digit app something you use in conjunction with YNAB or instead of?
@FacEgirL76
@FacEgirL76 Год назад
Object permanence is the understanding that objects continue to exist even when they cannot be sensed. When a friend goes to another room and comes back, a person with ADHD is not then shocked that they poped back into existance. There for it is lot lack of object permanence.
@SanctifiedLady
@SanctifiedLady Год назад
I have two great pair of ballroom dance shoes… new!
@lolucky1317
@lolucky1317 2 года назад
You get it 🥺💕 thank you so much for brilliant, down to earth and compassionate tips
@riennatullos
@riennatullos 10 месяцев назад
Automatic payments I forget what I have coming out. Object permanence is a struggle with adhd.
@Thenocturnalstitcher
@Thenocturnalstitcher 3 года назад
Thank you for doing this. Some very helpful things in this video.
@TheAvocadoToastBudget
@TheAvocadoToastBudget 3 года назад
I'm so glad it was helpful!!
@bd3966
@bd3966 2 года назад
Wow this was incredibly accurate - I feel seen! 🙌🏿 thank you so much for posting this!! It was so helpful!
@somebodyody
@somebodyody 3 месяца назад
“Whenever you have ADHD” 😂 The “whenever” makes it seem like you’re implying sometimes the ADHD just takes a day off 😂
@ferniecat
@ferniecat 5 месяцев назад
Thank you so much!!!
@robynbieber6312
@robynbieber6312 3 года назад
Timing is perfect. Thanks for this!
@ericjohnson3426
@ericjohnson3426 2 года назад
I so glad you made this video ,thank God for you
@joycesegers5578
@joycesegers5578 Год назад
Wow Lexa, just found you doing some research on ADHD and 🤑😳 Money. This video was very helpful, thanks for the tools and the app suggestion. 🙏 I liked 👍 and I subscribed!! 🥳
@TheAvocadoToastBudget
@TheAvocadoToastBudget Год назад
Yay! I'm so glad you're here!!
@dianec690
@dianec690 Год назад
Just subscribed. I’m loving this !
@elliwesishawkins4799
@elliwesishawkins4799 2 месяца назад
The funniest part is that as you’re describing this app I’m like huh I already do that maunualy every paycheck (I dont have adhd) and then you said “and it sends you daily updates with how much discretionary spending you have” and I said lol my husband asks for daily updates on what money is left like that 😭 (he does have adhd) Edit: as I continue to watch the rest of this video it just keeps calling my poor husband out, imma have to show him this when I get home from work lmao
@DC-ri3pb
@DC-ri3pb 2 года назад
I feel so seen! Thank you so much!
@TheAvocadoToastBudget
@TheAvocadoToastBudget 2 года назад
Yay!!!
@Ironfrenzy217
@Ironfrenzy217 10 месяцев назад
With automation I find it annoying. Why can't you withdraw when I've told you State Farm!? Why is it 3-4 days later!?
@BodaciousWench
@BodaciousWench 2 года назад
My impulse buy (right now)is toys for my 2yo charge and his big brothers. So I buy an Amazon gift card for $200 and use that.
@dejafloyd2726
@dejafloyd2726 3 года назад
Love this! Taking notes. Thank you.
@invertedrain
@invertedrain 2 года назад
thank you for this video, I really needed all of these tips
@ericjohnson3426
@ericjohnson3426 2 года назад
I thought ,I was only had this problem ,I was wondering why I never had any money ,I just appointment to get on meds ,I wish I realized I notice this problem , in my 20$ now I near 50s
@TheAvocadoToastBudget
@TheAvocadoToastBudget 2 года назад
This is a topic we need to talk more about! So many of us are silently struggling thinking we’re alone in our struggles 💜
@al-ansarmo9198
@al-ansarmo9198 2 года назад
Not quite object permanence, that's part of early baby development
@arwenives
@arwenives 2 года назад
This was so helpful!
@thekappap
@thekappap Год назад
my dad and sister know to make feel ashamed of spending money i am in debt 2,000.00 something like that and when i told i felt like i got the brunt of anger towards me . ? and sometime i don't keep a promise . they use it against a small jab.
@daughterofyahavah280
@daughterofyahavah280 2 года назад
Oh my !!! This is so helpful !!! I was never diagnosed with ADD but I struggled so much with budgeting and handling money. Tried a few way but just couldn’t keep it up and get discouraged. Now it makes so much sense! However the app you suggested don’t work in Canada 🇨🇦😕
@JennKelly
@JennKelly 2 года назад
How does direct work with YNAB? Are they complimentary?
@SanctifiedLady
@SanctifiedLady Год назад
20-40yrs to invest?? Okay this is a youngsters channel but old folks with ADHD still suffer with these things ❤
@KayleeBanjaGaHoole
@KayleeBanjaGaHoole 2 месяца назад
Is direct no longer a thing? The link is dead and I can’t find anything about the app anywhere else
@chipstealer.-.
@chipstealer.-. 11 месяцев назад
Hello! The link for direct isn’t working?
@tiffanyharris2910
@tiffanyharris2910 Год назад
Do you still use Digit Direct in combination with YNAB or just YNAB now?
@jeanniemcbride4619
@jeanniemcbride4619 Год назад
I can’t even sit and do a budget so overwhelm
@thekappap
@thekappap Год назад
I have a learning disability ADHD and difficult with budgeting money it irradiated my dad and sister they get mad at me for thinking about spending money on myself and I don't why should be even mad at me for that they spending there money on stuff and I do not get mad at them.?
@LayneBrockbank
@LayneBrockbank 3 года назад
This is so helpful!
@TheAvocadoToastBudget
@TheAvocadoToastBudget 3 года назад
Yay! I’m so glad!!!
@lucymcmmck
@lucymcmmck Год назад
not available in Canada
@jaykaytherapy
@jaykaytherapy 10 месяцев назад
What extra money?
@breannaveverka8838
@breannaveverka8838 Год назад
Is direct still available?
@thekappap
@thekappap Год назад
the budget apps are too confusing for me to understand .??? none of the apps make sense to me .
@aletajade9499
@aletajade9499 27 дней назад
No sound coming
@jasmynjohnson4346
@jasmynjohnson4346 3 года назад
So everyone is deciding to get their finances together huh 😀
@TheAvocadoToastBudget
@TheAvocadoToastBudget 3 года назад
YESSSSS 🎉🎉 it’s TIME!
@Letmebefrankie
@Letmebefrankie 8 месяцев назад
Hi! Does direct still exist? 🙏🏽
@shannonwells2847
@shannonwells2847 6 месяцев назад
Did you ever find the app?
@toriroberts1783
@toriroberts1783 2 года назад
Not thrilled that I have to have referrals to get off the wait list for the account😑
@thekappap
@thekappap Год назад
my credit is in the $2,000 dollars and my dad isn't going to be happy with me . ? i picture see the steam coming out of his ears. don't know how to tell him without him getting mad at me like is always.
@LifeontheBush
@LifeontheBush Год назад
I bought 100 dollars worth of fudge yesterday, no I’m not proud.
@Nat06
@Nat06 10 месяцев назад
@thekappap
@thekappap Год назад
budget app that help anyone who has ADHD .?
@dustingregg7925
@dustingregg7925 Год назад
I feel so seen. 😂
@missnurseeri
@missnurseeri 2 года назад
That not what object permanence means... And we learn as humans get a handle on this by age 1. Speaking as a nurse with ADHD.
@TheAvocadoToastBudget
@TheAvocadoToastBudget 2 года назад
Speaking as a licensed healthcare professional who specialized in ADHD and Autism, I’m aware it’s not the same phenomenon studied in infants. However, there is not currently a specific term used to describe the “out of sight, out of mind” phenomenon that occurs in many people with ADHD. Therefore, it’s commonplace to use the term object permanence or object constancy in this context. If this facet of ADHD isn’t something you personally struggle with, that’s great! But it is common and can severely impact people’s lives, relationships, and finances.
@Ouiyoginamaste
@Ouiyoginamaste 2 года назад
automate is not a good trick for me since I always spend all my money.
@EddyDee3
@EddyDee3 2 года назад
I cried watching this video… I’ve struggled with adhd my entire life and didn’t get diagnosed until two years ago. I’m 33 and it’s been a humbling experience learning how to control or harness this new found super power. But also learning to give myself grace because I feel like such a fuck up sometimes🥹
@Ttrbeautybar
@Ttrbeautybar Год назад
I guess the app changed since you uploaded this. It’s called oporturon or something like that. I wish the digit app was still a thing. I have not found an app that does what you explained digit does
@christianemichelberger8245
@christianemichelberger8245 2 года назад
Love your channel. I just thought about writing a book about money management for ADHD and other ND people because that's what I fall into and in the meantime, I learned by trial and error what works best: Exactly what you say in this video! :-) I think my book is not needed, you're great!
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