MARCH MONTHLY RESET | budget with me, goal setting + mortgage increase 💰📝

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Hello my loves and welcome to my March monthly reset! I'm so ready to reset, reflect and make a new budget + intentions for this next month xx
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▸ INSTAGRAM: / smileycitrus
▸ TIKTOK: / smileycitrus
For all business enquiries email at: gday@huume.com.au
Budget Template: coplenty.com/smileycitrus *
Use my code: SMILEYCITRUS10 to save $$!
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★ FREQUENTLY ASKED QUESTIONS ★
✰ How old are you? 27
✰ Where are you from? I'm originally from England but moved to Adelaide, Australia when I was 9 years old. I also spent 2 years living in Toronto when I finished high school which is why the accent is a bit all over the place 😅
✰ When did you get married? April 2022

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Опубликовано:

28 фев 2024

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Комментарии : 81

@annaliseaudrey963 4 месяца назад

Women's only gym changed the game for me!!! I didn't realise how much more self conscious I felt at base level in a co-ed space. It's so much easier to be consistent at a women's only than it was in a co ed, I don't think I could ever go back lol

@CatsInPyjamas 3 месяца назад

same for me! It’s the best. And you can rock around in a sports bra and not feel conscious about it

@smileycitrus 3 месяца назад

this sounds like my vibe for sure! thanks for the insight!

@TaylahLouiseBudgets 4 месяца назад

I’m actually so excited by your self-employed budget bc it feels so much more realistic!!! Also gives me peace of mind that you’re putting enough aside to be protected if things don’t pan out as full time ❤

@smileycitrus 4 месяца назад

agreed! 🥰

@brookeharland8577 3 месяца назад

You should post to RU-vid shorts, recycle your reels and tik toks

@smileycitrus 3 месяца назад

great idea! I just hate how the limit is 1 min on YT Shorts! i've got too much to say 😅

@bah5637 4 месяца назад

If you're looking for an alternative to the gym - I've really been loving ClassPass, but it's been really fun trying different classes and feel like you can mix up your training schedule whenever you like, it's also encouraged me to get out of my comfort zone and try so many new things like reformer, boxing & yoga (you can try it for a month to see if it's your vibe as well).

@smileycitrus 4 месяца назад

oooh I'll definitely look into this! thank you!

@cailynelizabeth3694 4 месяца назад

This video is a budgeting dream 🤩🤩🤩🤩🤩

@smileycitrus 4 месяца назад

i'm honoured 🥰

@lexi_catherine 4 месяца назад

highly recommend going to an all women's gym. i used to go to one that had a room for women only and wow it's such a different feeling after. love love love it.

@smileycitrus 4 месяца назад

the thought of no men? game changing tbh

@heyyjoannaa 3 месяца назад

How exciting! I found you through Tiktok through your 'what i spend' series. Recent subby, cant want for more!

@smileycitrus 3 месяца назад

thank you so much! welcome 🥰

@catlynthiele6007 4 месяца назад

hey Ella I love your videos, also live in SA!! was wondering you could make a video on how someone should start this finance journey? finding myself lost with money :/

@smileycitrus 4 месяца назад

Hi!! love a fellow South Aussie 🥹🫶🏼 I can definitely do that!

@suddenlythree 4 месяца назад

Great video Ella, you're making so many great decisions, they will get you far in life ❤ We are turning our sights to early retirement so are putting 70% of our income into our mortgage. I wish I knew 20 years ago just how little we need to live a happy life.

@smileycitrus 4 месяца назад

thank you! good luck with your plans 💛

@user-gk4gg6hu1h 3 месяца назад

I've recently joined a women's only gym and I love it. It's the first time I have been consistent for 4 months. I would recommend!

@smileycitrus 3 месяца назад

ok this has convinced me!

@alyssajenaway3781 3 месяца назад

I thoroughly recommend having hospital cover- I am an ICU RN and have seen the worst case scenarios. I had unexpected cancer at 31, and was told I would have had to wait over 9 months before even being seen by a specialist if I had been public... even though they knew it was cancer and could have spread, paying cash usually isn't allowed. Private insurance saved my life. Always have insurance for the things that could ruin you and pay cash for everything else- you can probably afford a scale and clean at the dentist but could you afford brain surgery with cash (if that was even allowed which it's not)- probably not. Public health is okay for broke people, but you have to wait a long time which is dangerous in some cases.

@itsamina 3 месяца назад

I love how your intro just gave me such an instant calming feeling 💖

@smileycitrus 3 месяца назад

i'm so glad 🥰

@audreylepine9126 3 месяца назад

You hit your 50k followers this is insane!

@smileycitrus 3 месяца назад

i'm shook 🥹

@alexkeuken6867 4 месяца назад

You're getting so close to 50K! So exciting that you will hit that milestone in this era of Ella 😍

@smileycitrus 4 месяца назад

I can't believe it 🥺 thank you lovely!

@amys6099 3 месяца назад

so excited for you!!! ❤

@smileycitrus 3 месяца назад

thank you so much 🥰

@antoniatuckwell7362 3 месяца назад

Love these videos Ella! So happy to see you blossom in your self employed era! ❤

@smileycitrus 3 месяца назад

thank you so much lovely! 🥰

@ruebennomura9143 4 месяца назад

Good work on budget and goal setting too

@smileycitrus 4 месяца назад

thanks!

@nikkibott3878 3 месяца назад

Just watching this today and you’ve hit and surpassed 50k subscribers!! Yay!! 🎉

@smileycitrus 3 месяца назад

eeek!! thank you 🥹❤️

@lihfng 4 месяца назад

getting this video right on the last day of the month is so perfect to motivate me to go over my budget again + do my monthly reflection!! financial goal for next month is really cutting back on eating out which always puts me over budget

@smileycitrus 4 месяца назад

good luck with all your goals! eating out is our downfall too usually 🥲😅

@daisyclifton5210 4 месяца назад

Working on paying off debt… we’re able to put a big chunk towards it this month! 🎉

@smileycitrus 4 месяца назад

that's amazing! go you 🥳

@jennifert5120 4 месяца назад

New subbie here! I bought the spreadsheet with your code, and it’s literally changed my budgeting game. Thank you so much. These are so helpful for my husband and I.

@smileycitrus 4 месяца назад

this makes me so happy to hear! thanks lovely 🫶🏼

@NaturalLiving9 4 месяца назад

Updating my March budget whilst watching your reset video. Motivation goals! 🥰 x

@smileycitrus 4 месяца назад

hope you have a fab March lovely! 🥰

@dianalewis8147 4 месяца назад

Love this!! Appreciate you sharing these details and being transparent about financial matters! (P.S. CONGRATS ON BEING FULLY SELF EMPLOYED!!)

@smileycitrus 4 месяца назад

thank you so much!! 🥰

@tahlia4189 4 месяца назад

loved this Ella 💛 beyond proud of you! Xx

@smileycitrus 4 месяца назад

thank you so much Tahlia! 🩷🩷

@wisener17 4 месяца назад

Ella I found your insta just a couple of weeks ago but you’ve quickly become one of my favourite content creators! I love watching your videos here and on insta / tiktok, thank you for being so relatable and creating such easily digestible content surrounding personal finance and lifestyle .. I never knew what I was missing in my feed until I found you ❤️

@smileycitrus 3 месяца назад

oh my goodness, thank you so much 🥹 appreciate your sweet comment & support so much! ❤️

@WellBalancedWallet 4 месяца назад

I love your budget spreadsheet!

@smileycitrus 4 месяца назад

it's the best 🥰

@user-cq1nn6ty2w 4 месяца назад

Love this ! Excited for March - would love to see how you plan/ budget for travel - do you run a separate spreadsheet for this ?

@smileycitrus 4 месяца назад

Yes I do! I'm going to go over our whole USA budget/itinerary and how we planned it after our trip x

@stephaniewhyman3434 4 месяца назад

I've bought the spreadsheet such a game changer for me. You explain it all very well ❤ Could you explain how you carry over the money left to spend from last month x

@smileycitrus 3 месяца назад

I'm so glad! it should automatically carry over! if not, email Coplenty and they can fix it x

@karellemason8194 3 месяца назад

Ella! thank you for the recommendation of the budget planner. I have purhased it and at first found it amazing, however have found recently that it has been glitching terrible for me, not saving my expenses in my yearly totals tab, and not allowing me to copy and paste between tabs. I am wondering if you may know what I am doing wrong?? I have also discovered that while I paid for the download, I didn't receive any emails or account details/order number so maybe thats why its not working for me??

@popstevenstan56 4 месяца назад

Just downloaded your budget template! I love the aesthetic and how clean it is! Love love love!

@smileycitrus 4 месяца назад

Hope you enjoy it! 🥰

@rachelstrike5411 2 месяца назад

love your videos so much!

@smileycitrus 2 месяца назад

thanks so much lovely!

@emily_kate_ 4 месяца назад

Happy Autumn! ❤️🤎🧡

@smileycitrus 4 месяца назад

the best time of the yearrrrrr ✨🍁🍂

@edwardleecaliforniausa 4 месяца назад

Hi Ella happy Thursday night and I hope you having amazing day today and I loved your vlogs and you are amazing Supporter

@smileycitrus 4 месяца назад

thank you! have a great rest of your week ☺️

@edwardleecaliforniausa 4 месяца назад

@@smileycitrus your welcome sending you hugs ❤️ 🤗

@courtneyboyd6401 4 месяца назад

You should look at refinancing the variable loan! We just did and got 5.9%, it may not seem like a lot but it makes a pretty big difference.

@smileycitrus 4 месяца назад

we asked for a rate review and 6.45% was the best they could do 🥲

@wercitka 4 месяца назад

hi Ella! have a good day!

@smileycitrus 4 месяца назад

🥰❤️

@JM-ig2rk 4 месяца назад

Can you please share how you invest in ETF’s? I’d like to actively invest but am not sure where to start, Thanks!

@smileycitrus 4 месяца назад

tbh I don't know enough about investing to share but we use commsec pocket

@Tifidomnic 4 месяца назад

Hi. I looked at this template are you able to reconfigure the headings. Thanks

@smileycitrus 4 месяца назад

I believe so!

@emmawright200 4 месяца назад

Notification squad, where u at? Here from RU-vid notifications! Already liked the vid EVEN b4 watching as I know I will ❤️ it!

@jy8985 4 месяца назад

❤❤❤

@smileycitrus 4 месяца назад

🥰🤍

@KattsLife 4 месяца назад

♥♥♥

@user-ig5vp3qu8k 3 месяца назад

I work in private health, and if your income is above 186k per year as a couple, you would fall into the next income tier

@smileycitrus 3 месяца назад

thank you!

@laurendavisa 3 месяца назад

Hey! RU-vid recommended one of your videos, and I must say, you post awesome stuff. I love it, and I want to see you on top! By the way, I was wondering if you or your friends need a video editor or thumbnail designer. I am Mohan, a professional video editor and thumbnail designer with 4.5 years of experience in creating engaging and high-quality videos and thumbnails for RU-vid. If not, please reply with "NO" and I will remove you from my follow-up list. Keep creating amazing content! Best regards, Mohan