You absolutely didn’t go backwards, you reduced overall and that’s the goal. You did what you could with your own circumstances and that’s the best that’s humanly possible to do. You got this!
Interest hurts my heart, too. I don’t even track how much we lose to interest because I know it will be depressing 😅 You honestly don’t pay much interest for how much y’all owe though! Some months are great and you knock out a lot, and some months are slower, but you still made progress, and that is what matters 👏🏼👏🏼
Steph, $500 less is $500 less 👏🏻👏🏻. It’s a win for me. I’m the same, some months are just better than others. You’re still going in the right direction my friend. Great check in! 💕🌸
Progress is progress and although the interest on the Home Depot card was added, YOU didn’t accrue any debt… that’s a win! You had a tough month, but you worked your butt off to keep on top of your budget and make it work out. All things to be proud of! ❤
Hey Stephanie, give yourself some grace. You are doing great. Things happen especially when we are homeowners and have to make repairs and upgrades. You’ve got this❤❤❤
I call this a win. No new debt accumulated is progress. Even though you got hit with some interest and Home Depot went up slightly, celebrate. A win is a win. 🎉💜