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Millionaire Reacts: Living In Atlanta on $125,000 Per Year | Millennial Money 

The Graham Stephan Show
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Today we're going to be watching a BRAND NEW CHANNEL: Living In Atlanta on $125,000 Per Year | Millennial Money - Enjoy! Add me on Instagram: GPStephan
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14 окт 2024

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Комментарии : 2,3 тыс.   
@strongestdirector6137
@strongestdirector6137 3 года назад
Crazy, I didn't expect for you to watch my video of me talking about my terrible spending habits. It's funny because I watched both your and Dave Ramsey's channels everyday talking about making good financial decisions before I go out and blow through my money. I'd love to do a shoot together, I normally film all over the US.
@YahTab
@YahTab 3 года назад
Graham have this man on that PODCAST!
@reallunacy
@reallunacy 3 года назад
You know that we are going to want a one year later video to see how things may or may not have changed. Also, thumbs up for more regular videos. Two months ago is too long. Lol
@businessacc179
@businessacc179 3 года назад
You have got to follow more of Dave & Graham's advice! Personal finance is 80% behavior and you make enough cash to have a comfortable life. Agree with Graham 100%.
@jonathanmejia5878
@jonathanmejia5878 3 года назад
You got a huge heart bro. Great person. Gotta put that energy into saving. You'll help much more people! Many respects to you 🙌🏼
@CptDangernoodle
@CptDangernoodle 3 года назад
​@@LaraUAE It doesn't seem like he wants to change. First step is always to acknowledge the problem but he sees it as something to boast about
@Je.rone_
@Je.rone_ 3 года назад
*His spending sounds like rebellion against his parents... let's talk behavioral personal finance & subconscious motives😉*
@sunshinexoxo6107
@sunshinexoxo6107 3 года назад
Same thoughts...
@swiing444
@swiing444 3 года назад
This is so fucking true man. I feel like generational wealth or the lack there of and the effects that has on us needs to be discussed more
@justteresiah
@justteresiah 3 года назад
It happens alot. In one way or another we react to our parents' teachinga on personal finance
@Je.rone_
@Je.rone_ 3 года назад
@@justteresiah very true, i believe that's why i'm so frugal, parents & things that happen in my childhood
@Je.rone_
@Je.rone_ 3 года назад
@@swiing444 Very true!
@ChengTeoh
@ChengTeoh 3 года назад
"If I can't decide between two options, I'll normally just buy the more expensive" ... that mindset will eventually bankrupt you even if you make an ungodly amount of money.
@whyme7996
@whyme7996 3 года назад
It's a teenager way of thinking.
@nomnomnomnom6773
@nomnomnomnom6773 3 года назад
It already does. I mean 135k jezz
@havefaith8276
@havefaith8276 3 года назад
I now see that that’s the reason ppl think spending more is better. It makes them feel good about themselves and empowered. There’s the saying ‘always buy the best and you’ll have no regrets’ which equates to buying the mirar expensive. Interesting video.
@jenjencurls
@jenjencurls 3 года назад
I can’t believe people think more expensive automatically means it’s better 🤦🏻‍♀️
@AK33M
@AK33M 3 года назад
It's crazy how dumb people can be while being intelligent at the same time. It is what it is.
@TinaLeder
@TinaLeder 3 года назад
*"He's very talented... just not with money."* Deceased.☠
@TheeMademoiselle
@TheeMademoiselle 3 года назад
Seeing some of these people’s finances make me feel like I’m not doing that bad lmao
@Owlleesun
@Owlleesun 3 года назад
Same 😂😂
@ambrosia417
@ambrosia417 3 года назад
SAME! I'm a penny pincher on my salary. Now, I'm thinking: what can I cut out in my expenses?!
@josevillasenor9853
@josevillasenor9853 3 года назад
You should probably stop watching these😂
@takarahayashi4124
@takarahayashi4124 3 года назад
ikr? lol
@adueolav8333
@adueolav8333 3 года назад
😆😆
@alishanook9324
@alishanook9324 3 года назад
Graham has trained us all so well, we are all getting anxiety from this guys finances lol
@winnieafl6638
@winnieafl6638 3 года назад
For real
@AlexInF1
@AlexInF1 3 года назад
so true
@Phoenixliberty1
@Phoenixliberty1 3 года назад
This video hurts to watch
@darianreese123
@darianreese123 3 года назад
Seriously! 😂
@RemingtinArms
@RemingtinArms 3 года назад
"OMG why is he buying Maxwell House when the Walmart brand is cheaper!?"
@shak8791
@shak8791 3 года назад
Every sentence the man spoke sounded like the worst thing possible to say in front of Graham LOL
@drchtct
@drchtct 3 года назад
Highlight was when he said he doesnt care about prices except when he cant decide between two things and gets the more expensive one LMAOOOO
@lukepascal6023
@lukepascal6023 3 года назад
@@drchtct I audibly cringed when he said that :O LOL
@Gzickgraf
@Gzickgraf 3 года назад
I was thinking the exact same thing. It is like he made the video just to get under Graham's skin
@mr.OldNews
@mr.OldNews 3 года назад
the dude has such a bad relationship with money. Wouldn't surprise me if he's broke and struggling for a few years.
@DailyDoseOfAgua
@DailyDoseOfAgua 3 года назад
His spending habits sound like he has childhood trauma from his parent's cheapness
@carbonarne675
@carbonarne675 3 года назад
totally!
@raconte-moialice9509
@raconte-moialice9509 3 года назад
Yep, addictive behabvior usually stems from trauma. I wish him peace and healing for this new year.
@CasaUwU
@CasaUwU 3 года назад
meh Let the man love his life..... but let's keep the financial chops coming in ;)
@retro2712
@retro2712 3 года назад
@@raconte-moialice9509 🖤🖤🥺🥺🥺 u sound like a nice aunt
@AskMiko
@AskMiko 3 года назад
Excellent point. I know someone who GREATLY OVERSPENDS during Xmas because growing up, he only got 1 toy. His parents explained they didn't have much, but his overspending during Christmas for things he doesn't need is certainly his childhood trauma manifesting
@cobress5325
@cobress5325 3 года назад
“You can’t afford it.” Lol this should be a notification tone to deflect impulsive purchases 😂.
@AK-pz7om
@AK-pz7om 3 года назад
He works in a precarious environment. It's not a stable industry and he's spending like it's nothing. Save up my dude
@hecatrice2064
@hecatrice2064 3 года назад
Why is it not stable?
@AK-pz7om
@AK-pz7om 3 года назад
@@hecatrice2064 The creative industry is something that ebbs and flows. It's not a "necessity" in society compared to engineering, medicine, law, etc. Which means that his main source of income can dry up. Same thing with YT, you aren't guaranteed the same income on a month to month basis. For every successful YT'er, theres hundreds that fail daily. That's what I mean by precarious.
@chiqui.marrero
@chiqui.marrero 3 года назад
@@hecatrice2064 AK is correct. Before COVID I had steady film jobs coming in week to week but it all dried up. Thankfully it’s finally coming back but now I know how unstable it can be.
@CaseyBurnsInvesting
@CaseyBurnsInvesting 3 года назад
This was painful to watch. I hope he sees this. He can afford all this one day but not now. Sometimes (often) there’s a very good reason behind what your parents did. Because of that sometimes rebellion against what they did is counterproductive.
@jafetpadilla5600
@jafetpadilla5600 3 года назад
Bro you have the same algorithm as me...I see your comment in most of the videos I see lol 😂
@LoniLoni11
@LoniLoni11 3 года назад
Well he sure did
@deeslifestyleloves
@deeslifestyleloves 3 года назад
@@jafetpadilla5600 same lol
@ftoole1
@ftoole1 3 года назад
Hit some more small channels kinda interesting to see what they do.
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
YEAH!
@Nothingbuttechyt
@Nothingbuttechyt 3 года назад
@@TheGrahamStephanShow good to see your reacting to smaller channels Graham
@TheCinnamondemon
@TheCinnamondemon 3 года назад
agreed! this was so fun and a great way to get content when the bigger channels arent posting and help out smaller channels
@ftoole1
@ftoole1 3 года назад
Best comment up votes for me in a while.
@thehandashow993
@thehandashow993 3 года назад
watch my small channel
@grub7257
@grub7257 3 года назад
Dude, he could of payed off all of his credit card debt and a lot of his student debt this summer with that $65k, but I guess not...
@AskMiko
@AskMiko 3 года назад
ooh very true! He could have been 100% out of debt in a few months
@esaug644
@esaug644 3 года назад
@@konstantinmeyer8662 begone bot
@MrBoomboom719
@MrBoomboom719 3 года назад
@@konstantinmeyer8662 bot leave us
@tinahoffman1458
@tinahoffman1458 3 года назад
I was thinking the same thing, but wouldn't put it towards the student loan debt. It is probably in forbearance right now with covid and most likely has a lower interest rate than that car loan. I can not fathom an interest rate of almost 30% on a car.
@koolk2269
@koolk2269 3 года назад
Well he said he had bad credit so paying those debt payments on time would increase his credit. He could have put down a bit of money for that debt to make it go a little quicker since he still had the car note which he could build credit from there.
@Itsmirahh
@Itsmirahh 3 года назад
When I saw the car, I was too through 🤣 i was definitely expecting to see a Benz
@jupiterkhang
@jupiterkhang 3 года назад
His parents lived check to check and he saw that first hand. That is his relationship with money. Subconsciously, he is living this out.
@judahfindley
@judahfindley 3 года назад
The guy is like a drug addict for bad finances lol. Graham he needs a intervention
@thehandashow993
@thehandashow993 3 года назад
watch my review of him that i did in November , @
@blucow6677
@blucow6677 3 года назад
I only make $1,800/month and save $1,200/month. wish I had the opportunity to make 135K a year 😢
@JohnsonKayla12
@JohnsonKayla12 3 года назад
@@blucow6677 good job & keep it up... but there’s no way you live alone...
@cerealis_5432
@cerealis_5432 3 года назад
@@blucow6677 what do you do?
@kpuppy
@kpuppy 3 года назад
Spinoff of the tv series Intervention but with finance instead of drugs and alcohol??...I'd watch
@ecPaname
@ecPaname 3 года назад
29% APR for a car? I rather take Uber’s or walk. That’s so expensive lol
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
Yeahhhh
@dannyv2230
@dannyv2230 3 года назад
Also he did Uber in an unreliable car that’s gonna bring up more problems than solutions
@TheLbrown17
@TheLbrown17 3 года назад
He probably has bad credit.🤷‍♀️
@thehandashow993
@thehandashow993 3 года назад
that's my thumnail
@marcomensi6390
@marcomensi6390 3 года назад
@@TheLbrown17 He said he has bad credit twice in the video
@foreverinbloom14
@foreverinbloom14 3 года назад
I grew up like him with really poor parents and told myself when i grew older ill buy anything i want as long as i can pay for it. But that ended up in me spending most of my income on little things for years and wasting a lot of money without really saving. Still trying to work on it though! It can be a vicious cycle.
@J509-b8c
@J509-b8c 2 года назад
Same here
@xenakaifinancevideos8650
@xenakaifinancevideos8650 3 года назад
What’s crazy is that this is how the majority of people are when it comes to their finances. We shouldn’t be so surprised
@rtrt2889
@rtrt2889 3 года назад
Most Americans don't even have $1,000 in their savings account. It's sad
@xenakaifinancevideos8650
@xenakaifinancevideos8650 3 года назад
@@rtrt2889 you should watch his response to Graham’s video. It’s even worse 🤦🏻‍♀️
@MobileAura
@MobileAura 3 года назад
This is how the majority of people are with everything. Look at peoples shopping carts, the ingredients in their food. It’s crazy how complicated life is to get right and how many screw up in the process royally.
@sweatynachos1422
@sweatynachos1422 3 года назад
Its true, most people out there live with the "i work so i can spend" or "ill just make more money tomorrow" mentality
@coldpizzask8shop761
@coldpizzask8shop761 3 года назад
Graham, you probably just drastically changed the trajectory of this man’s life for the better! This video is gonna bless the rest of his financial life.
@dominicanchu1ita
@dominicanchu1ita 3 года назад
Yeah he’s so bad with money... just with the car payment alone. I was like boy bai!
@Nothingbuttechyt
@Nothingbuttechyt 3 года назад
totally agree , spending way too high
@_CPerk
@_CPerk 3 года назад
29% interest was so foolish
@LailiBirdy
@LailiBirdy 3 года назад
This is easily one of the best reaction videos you've done! Thoroughly enjoying this
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
Thanks so much!
@daysy409
@daysy409 3 года назад
THIS MAN DONT HAVE NO MONEY!!!! HE THROWS IT AWAY EVERY MONTH!!!! This video gave me so much anxiety....
@Caroline-gl2ky
@Caroline-gl2ky 3 года назад
I was cringing so much 😖
@tresjolieme81
@tresjolieme81 3 года назад
ATL
@jrr7031
@jrr7031 3 года назад
@@tresjolieme81 exactly. Especially if ol boy is single......he is LITERALLY teying to keep up his looks with his job. This RIGHT HERE, is the mindset difference between how old money vs new money thinks.
@Jeffrey67114
@Jeffrey67114 3 года назад
It just kept getting worse and worse. I’m pretty sure I had a heart attack when he got to savings.
@takeriagriffin3904
@takeriagriffin3904 3 года назад
If being broke has taught me one thing, every dollar is valuable
@MobileAura
@MobileAura 3 года назад
Money never expires.
@rockinrolldog
@rockinrolldog 3 года назад
"I spend everything I make." And he must be self-employed. His tax situation sounds like a nightmare.
@theodoresmith3353
@theodoresmith3353 3 года назад
You would think being forced into driving for uber would be a wake up call.
@oladapoawoniyi37
@oladapoawoniyi37 3 года назад
That's a good point
@I_am_milan
@I_am_milan 3 года назад
That's what I said
@aaronalbert6985
@aaronalbert6985 3 года назад
His confidence almost makes you feel he's doing alright 😭😭😭 Thank God we have Graham to expose the TRUTH 😅🤣
@rescala4000
@rescala4000 3 года назад
My guy just said if he is stuck between two options, he’s going with the more expensive one 😐
@SweetLolitaStocking
@SweetLolitaStocking 3 года назад
Probably because the expensive choice is high quality, still I go with the cheap option because I don't have that luxurious mindset
@ivandrol4733
@ivandrol4733 3 года назад
I mean, between a corola, a civic, a Chevy cruise, and a Ford Focus HE CHOOSE A F#*KING EMPALA!!!
@Tigerkem
@Tigerkem 3 года назад
@@SweetLolitaStocking This mindset is what's hurting us. Expensive doesn't always equate to high quality, just like something being cheap doesn't make it a deal. For example you can get gas from multiple stations at varying prices, but the most expensive station has the same gas quality as the cheapest station..
@danielledanleizhao5131
@danielledanleizhao5131 3 года назад
I'll probably pick the middle one haha
@infinitymfg5397
@infinitymfg5397 3 года назад
People that think that way deserve to stay broke.
@macaylaandela-gonzales9931
@macaylaandela-gonzales9931 3 года назад
“$50 here”... shows Avacado Toast! 😂 I see the message here Graham!
@TheLDRdiaries
@TheLDRdiaries 3 года назад
I gasped when he said "I have no money in savings"
@ambrosia417
@ambrosia417 3 года назад
My heart dropped in my grave hearing that!
@ZachTank2009
@ZachTank2009 3 года назад
I mean, if he had savings, he wouldn’t have $20k in American Express debt.
@guccidonbuzzflightyear4440
@guccidonbuzzflightyear4440 3 года назад
All my savings in Bitcoin
@tsaunders9340
@tsaunders9340 3 года назад
@ Hayden, mines is with Ethereum and Synthetix.
@guccidonbuzzflightyear4440
@guccidonbuzzflightyear4440 3 года назад
Titus Saunders Ima buy some synthetics tonight
@bryanr9575
@bryanr9575 3 года назад
“He’s very talented... Just not with money” 😂
@WonderfulTrouble.
@WonderfulTrouble. 3 года назад
I agree man , this video stung a little bit to watch.
@Rocket_Man
@Rocket_Man 3 года назад
Just saw this😂😂
@NessajVideo9527
@NessajVideo9527 3 года назад
Well say hahaha
@keith1689
@keith1689 3 года назад
His side hustles should be as a personal trainer and investing in money literacy literature.
@suzannemugalu6113
@suzannemugalu6113 3 года назад
Can we appreciate how much of G Graham is!!! Supporting a stranger. GREATNESS
@vladj2428
@vladj2428 3 года назад
lol i checked now and hes almost at 10k subs. my boy Graham with that influence!
@carter5548
@carter5548 3 года назад
I love this! Do more small RU-vidrs like this. This guy's video quality is amazing.
@x-men69-96
@x-men69-96 3 года назад
This guy will never be a millionaire if he doesn't change his habits. I am 27 and make a half what he makes. I own a honda car, a house, have no debt, 100k in saving and stocks.
@hecatrice2064
@hecatrice2064 3 года назад
He never said he wanrs to be a millionaire. Some people wanna buy things to enjoy for the work they put in instead of chasing a number. He wants to live in the moment. Respect what anyone does with their money.
@treyhall9138
@treyhall9138 3 года назад
@@hecatrice2064 yeah, no. This guy is one missed paycheck away from serious trouble because he wants to "live in the moment". No way I'm respecting that
@siphokazileratomalinga2969
@siphokazileratomalinga2969 3 года назад
@@hecatrice2064 he said he wants to earn a specific by age 30 so that tells us he desires a certain lifestyle. Unfortunately, he'll be earning that much and still be broke. This mentality of 'respect what people do with their money' is the reason why people are perpetually broke and won't have ANY MONEY for emergencies. Since he's a free lancer, he's one month of no work away from homeless. No respect there,sorry.
@siphokazileratomalinga2969
@siphokazileratomalinga2969 3 года назад
@@treyhall9138 facts
@hecatrice2064
@hecatrice2064 3 года назад
@@siphokazileratomalinga2969 He also said his parents were cheap, so he likes to spend money of himself. He is materialistic and works a lot, it's his money.
@buyerclub2
@buyerclub2 3 года назад
This sounds like it could be a perfect symbiotic relationship. He teaches you some video editing, you teach him money discipline YOU could change his life. Reach out to him and do it!!!
@ajh.4131
@ajh.4131 3 года назад
Can we just start making our own millennial money videos and put them in dating profiles? It would make life so much easier so we’d know if they’re compatible 😂
@aminat643
@aminat643 3 года назад
Omg I love this idea 😂😂
@sunshinexoxo6107
@sunshinexoxo6107 3 года назад
🤣🤣🤣🤣
@Ubetterworkblog
@Ubetterworkblog 3 года назад
Lol. You should totally do this.
@tic8259
@tic8259 3 года назад
Right??! It needs to be at the forefront of dating nowadays!
@shelbielyon2699
@shelbielyon2699 3 года назад
Seriously! One of my biggest fears is falling in love with someone who has no financial literacy.
@adanechm
@adanechm 3 года назад
He needs to start eating rice and beans, and beans and rice. LOL this stressed me out too much.
@13ikea
@13ikea 3 года назад
Lmaooo
@shegotstandards
@shegotstandards 3 года назад
Yes, the stress!😣😵🤔😱 This video was stressing me out too as I watched it. W h e w! I hope he gets it together while he's still young.
@guevarasamson1165
@guevarasamson1165 3 года назад
Hahaha the diet of a future everyday millionaire!
@hypothalapotamus5293
@hypothalapotamus5293 3 года назад
People should mix it up a little. Try some dishes with oatmeal and split peas.
@grimlockscousin
@grimlockscousin 3 года назад
Bologna and cereal
@nasilemakletakicecream
@nasilemakletakicecream 3 года назад
This guy is exactly me, when I was still studying I made at highest 30k a month doing videos . I always spend so much that at the end I end up with gambling addiction and lost everything. I sold my camera, and have to burrow money to recover. Fast forward 8 years, I’m now much more financially educated because of grapham and other financial RU-vidr
@cassidy18908
@cassidy18908 3 года назад
Hes trying to flex. Living this rich looking lifestyle to impress those around him. Humble himself down, live better
@kidwray4313
@kidwray4313 3 года назад
That’s the Atlanta way
@Frazier16
@Frazier16 3 года назад
I disagree. I think he spends stupidity for himself. He's making alot of money and could be easily spending less and investing alot of it while having a saving account
@tiffanylastinger3925
@tiffanylastinger3925 3 года назад
No he started out poor and never got the best of anything so now that he has money he wants what he thinks is the best of everything the most expensive thing etc
@expectthabest951
@expectthabest951 3 года назад
He’s a walking “LIABILITY”...... too many bad choices...🤦‍♂️
@whosdondada
@whosdondada 3 года назад
😂😂😂
@davinarobertson47
@davinarobertson47 3 года назад
😭
@joshproctor2809
@joshproctor2809 3 года назад
First time I've seen Graham quickly die inside after talking someone up in the beggining lmao
@Yesitsmedaphne
@Yesitsmedaphne 3 года назад
His spending was so bad that I feel like he has to be trolling 😂
@ajh.4131
@ajh.4131 3 года назад
For his sake, I hope he is!
@sissokothierno6641
@sissokothierno6641 3 года назад
I think he is 🤦🏽‍♂️🤦🏽‍♂️🤦🏽‍♂️
@JessicaAhibo
@JessicaAhibo 3 года назад
The worst part is that he couldn't have possibly gotten a worst car. Sheesh.
@judahfindley
@judahfindley 3 года назад
This guys a hot mess. Graham do a series on saving people from there financial mistakes 😂
@nookiewacookie1
@nookiewacookie1 3 года назад
This 100%!!!!!
@AshiyaWhitley-ShawVeganAthlete
@AshiyaWhitley-ShawVeganAthlete 3 года назад
This would be EPIC!!!🗣
@lisar.3815
@lisar.3815 3 года назад
That’s a great idea!
@ayannagradymba5959
@ayannagradymba5959 3 года назад
Sign me up!
@CloBareMoneyCoach
@CloBareMoneyCoach 3 года назад
Love this idea and I second it!
@aminat643
@aminat643 3 года назад
Is it bad that kind of missed Graham being this stressed? Old Millennial Money days vibes - now everyone is great with their money, which is wonderful, but it's funny to see the ones who need some more work with their money
@lisar.3815
@lisar.3815 3 года назад
No this was a treat! His reactions are the best! 😂
@RyanHarrisonYT
@RyanHarrisonYT 3 года назад
StrongestDirector's channel is about to blow up now 😂
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
Yep!!
@QR_Code
@QR_Code 3 года назад
@@TheGrahamStephanShow it all works out...he'll return the favor
@joofalltrades3528
@joofalltrades3528 3 года назад
@@QR_Code a reply video would be big for both!
@Klub40
@Klub40 3 года назад
Graham just helped him "afford" a Benz now 😑
@joyaustin6581
@joyaustin6581 3 года назад
I saw this before. I thought it was millennial money
@mrbyorself
@mrbyorself 3 года назад
I went to college with him. I respect his dedication to make his dream a reality, but the truth is we could all use a little advice on our finances.
@christineloader1835
@christineloader1835 3 года назад
“I’ll buy the most expensive things cause that’ll usually be the best” that’s why you got all that credit card debt bro 😬
@60secondfinance81
@60secondfinance81 3 года назад
Who else thought that they missed a Millennial Money episode? 😂
@GlamGoddes101
@GlamGoddes101 3 года назад
Me! I was like how did I miss it?? I always see them before Graham does the reaction video & then I realized lol
@bethanywashington1243
@bethanywashington1243 3 года назад
I got scared lol 😱
@avgholson8143
@avgholson8143 3 года назад
Me
@HHmz-rp8ht
@HHmz-rp8ht 3 года назад
I only watch them through Graham lmao
@retro2712
@retro2712 3 года назад
@@HHmz-rp8ht me too!!! Who else does this
@ALXSSA
@ALXSSA 3 года назад
A Chevy Impala for over $1,000 a month!!?! 🤯😩 Chile anyways....
@ajh.4131
@ajh.4131 3 года назад
Exactly. There’s absolutely no reason why you should be paying THAT much for a car that basic.
@joofalltrades3528
@joofalltrades3528 3 года назад
His credit must be terrible or he just got completely ripped off
@dannyv2230
@dannyv2230 3 года назад
Putting in tons of miles on an unreliable car for Uber is such a waste. What a shame if he got a Civic with high MPG it would be so much better
@bhrhfhdbd6268
@bhrhfhdbd6268 3 года назад
Bad credit My payment for Benz was 400 smh
@stngwa87
@stngwa87 3 года назад
Might as well get a Maserati for that price
@EconomicCockroach
@EconomicCockroach 3 года назад
Wish they would make more living on 30k-40k videos of people, it's fun to see high earners and all but it can get a bit old
@EconomicCockroach
@EconomicCockroach 3 года назад
@Bröther May I Have Some Lööps most definitely. I want to see "guy who is server at Applebee's in tampa making 28k per year"
@EconomicCockroach
@EconomicCockroach 3 года назад
@Bröther May I Have Some Lööps no dude definitely do it! I would love it and so would he! And you'll be able to improve based on constructive criticism its a win win! :)
@alexjoneskramer2062
@alexjoneskramer2062 3 года назад
I heard “29% interest rate” and my eyes went 😳
@w.m.6156
@w.m.6156 3 года назад
Love that you are reviewing the smaller channels, with real people discussing their spending. You gave very constructive and helpful financial advice, he has a good heart and is very generous to others. However you are so right that it shouldn't be at the price of him going into deeper debt.
@danielbaker5297
@danielbaker5297 3 года назад
This is one of the best reaction videos Graham! Really good advice plus its obvious that you care and are actually helping. I think this idea of random YT channels is great!
@andrewsteavpack9079
@andrewsteavpack9079 3 года назад
Seems like he’s working hard to earn his money, but he’s spending it like it was handed to him
@ko-Daegu
@ko-Daegu 3 года назад
Same happens to me I just don’t know how to manage money when I don’t have enough I always tell myself that’s the problem is not saving but rather cash flow I need level up my income I guess I’m wrong
@walkermorales337
@walkermorales337 3 года назад
@@ko-Daegu one way to help this is to set up some sort of automatic investment. Set it up so some money gets automatically transferred into a brokerage account, robo investor, or a savings account that way it gets saved before you get a chance to spend it
@chipsta2008
@chipsta2008 3 года назад
Dave Ramsey says you can't out earn your own stupidity
@elmateo77
@elmateo77 3 года назад
Yep. I know people who earn $500k+ per year and are broke and drowning in debt.
@spants1058
@spants1058 3 года назад
What a Christian thing for Cultist Dave Ramsey to say 🤦‍♀️
@GB-te3kr
@GB-te3kr 3 года назад
Thank you for being so selfless. Just by encouraging others to support his page really shows your true character. Awesome!
@marthur2578
@marthur2578 3 года назад
Graham this was such a kind gesture, his subscribers definitely went up! 👏🏽
@dylanlyons6
@dylanlyons6 3 года назад
That oxygen mask analogy was low-key perfect - can’t save anyone around you when you’re suffocating yourself.
@jamesedghill3726
@jamesedghill3726 3 года назад
This is the kind of disaster spending we've all been waiting for.
@Jill_Horvath
@Jill_Horvath 3 года назад
That’s really ashame that his parents taught him how to save and coupon everything and he choose not to use that to his advantage😕
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
:(
@CreativeC13
@CreativeC13 3 года назад
I'm sure his parents being so cheap out of necessity made him relish spending money
@KentPetersonmoney
@KentPetersonmoney 3 года назад
Let's hope Graham kid don't do what this guy did.
@tgnuma2
@tgnuma2 3 года назад
@@CreativeC13 Absolutely. I feel that. Not exactly the same but my dad worked for Goodwill as long as I remembered and could barely pay his rent and gas for his 70's Oldsmobile pile of junk so I told myself that I'd never be like that. I make more money, though I do feel I spend more than my income allows since I was never able to have anything I wanted as a child. Obviously it's not good and I am working on it.
@spants1058
@spants1058 3 года назад
@@tgnuma2 i have the same issue. My parents were super cheap growing up; almost never had anything new. I had out of control spending on crap I wanted, from my late teens-early twenties (though i will say my CRC debt never got above $5k) until I went to a free financial advisor and learned how to budget. My brother was the same way.
@BlackLuxLife
@BlackLuxLife 3 года назад
I subscribed to his channel. I will watch his videos. He has trauma from his childhood. His parents likely grew up poor and he felt they kept him from enjoying some luxuries growing up and is now spoiling himself recklessly. I have faith he will pull it together and his financial position will change drastically for the better in the next 18 months.
@thesinglemomsummit2618
@thesinglemomsummit2618 3 года назад
Wow graham! I respect you big tim for sending us to his channel! I really like you and your correct about everything your saying 🙌🏽
@gauravmondal
@gauravmondal 3 года назад
haven't seen Graham so worked up in a long time, though this man deserves it
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
Haha
@jayceewilliams5250
@jayceewilliams5250 3 года назад
He lost me with that buying the most expensive thing crap
@JhennipherBarbara
@JhennipherBarbara 3 года назад
I think his spending habits come from not wanting to be like his parents but it’s only going to back fire cause it won’t help him in the long run
@joelittle7488
@joelittle7488 3 года назад
The RuneScape reference just got you a subscriber for life.... Tbh I would've subbed sooner, but I thought I already did 😂 good stuff as always 👍🏼
@ogenna_
@ogenna_ 3 года назад
“You gotta help yourself before you help other people” I felt that.
@nicholasgathara4332
@nicholasgathara4332 3 года назад
Devastated when he said “I have no money in savings” 😭
@katieakin1091
@katieakin1091 3 года назад
I relate to that unfortunately. I mean, I used to have $10,000 overall between checking and savings, but I screwed up twice, right after each other that cost me all of it and more. I didn’t go completely broke, but I have less than $4,000 between checking and savings
@katieakin1091
@katieakin1091 3 года назад
@Erica M. Cross hopefully 🙏🏼
@cryptoflippodcast
@cryptoflippodcast 3 года назад
That guys channel is about to BLOW UP 🎉🎉
@N_lynnn
@N_lynnn 3 года назад
I like this concept Graham. I hope you continue to do these.
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
Sure!!
@theandlife
@theandlife 3 года назад
I love his honesty and transparency!!
@mindykaufman1072
@mindykaufman1072 3 года назад
Love that you are supporting small youtubers!
@mariahmaganda385
@mariahmaganda385 3 года назад
He gives me so much anxiety 😦 I can’t believe how jacked up his finances are
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
😱😱
@dannyv2230
@dannyv2230 3 года назад
Same here comparing your expenses each month to his makes you scared. Imagining him just losing his job and keep these money habits is scary
@robinalexis-personalfun-an8592
@robinalexis-personalfun-an8592 3 года назад
How jacked up his finances are or how jacked his body is? Asking for a friend.
@mariahmaganda385
@mariahmaganda385 3 года назад
@@robinalexis-personalfun-an8592 HAHAHAH
@kishsingh5349
@kishsingh5349 3 года назад
Don't bw anxious. There is nothing to be anxious about. You are likely intelligent enough to pull yourself out of any hole even if you fell.
@justteresiah
@justteresiah 3 года назад
For a minute I thought I had missed a cnbc make it millennial money video 😂
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
nope!
@Ubetterworkblog
@Ubetterworkblog 3 года назад
Same here 😂
@strangergranger10
@strangergranger10 3 года назад
If I got that much money annually, I can be a millionaire in a few years.
@Nothingbuttechyt
@Nothingbuttechyt 3 года назад
most would if they are sensible
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
Yeah!!
@ajh.4131
@ajh.4131 3 года назад
The crazy thing is people making that much don’t realize how well off they’d be if they were discipline with their money.
@pistachiosandpopcorn7146
@pistachiosandpopcorn7146 3 года назад
Absolutely. Dave Ramsey FTW.
@pistachiosandpopcorn7146
@pistachiosandpopcorn7146 3 года назад
@@ajh.4131 These people would be amazed at how if they moved to a small town and paid cash for their impala of how many people would think they were rich just with that.
@SoundsCafe
@SoundsCafe 3 года назад
“I like his parents” 😂💀💀💀
@taniak8003
@taniak8003 3 года назад
I cracked up when you said "thats what I would do!" with the most sincere expression of joy I've ever seen for being cheap with fast food menus😂😂
@Moss_girl
@Moss_girl 3 года назад
This is... so sad :( he definitely has to unpack his relationship with money
@bFransik
@bFransik 3 года назад
This vid literally had me laughing, Graham😂😅 You've got to link with this dude!
@azariaferrer
@azariaferrer 3 года назад
I’ve never been this early. I love you Graham.
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
@lacebycr
@lacebycr 3 года назад
wow, same here. Only 27 views atm :D
@tracy_cakkes
@tracy_cakkes 3 года назад
Same
@successwithstacee9290
@successwithstacee9290 3 года назад
Graham must be so excited to finally tell someone what they are doing wrong. I'm going to subscribe now! By the way, nice editing on this one Jack. I love the used car photo.
@LevelUpWithRajan
@LevelUpWithRajan 2 года назад
9:00 I'm 🤣🤣 Dude wants to be nice and buy someone else's meal and Graham is in the background like "YOU CAN'T AFFORD IT" Sir - I'm gonna need some money or the meal back. I'm his finances manager.
@tristian9006
@tristian9006 3 года назад
I'm so gonna make my own "millennial money" video now in hopes Graham will watch it and boost my channel. Just gotta learn to how edit first...😂
@TheGrahamStephanShow
@TheGrahamStephanShow 3 года назад
Go for it :)
@Nothingbuttechyt
@Nothingbuttechyt 3 года назад
@@TheGrahamStephanShow or maybe check out smaller channels in general as not everyone has a finance channel
@ItsAllAboutBrandon
@ItsAllAboutBrandon 3 года назад
This dude is living like he's making 50k a month
@JackDuffley
@JackDuffley 3 года назад
I actually shuddered at the picture of his Chevy knowing how expensive it is for him
@cristalcruzzin1756
@cristalcruzzin1756 3 года назад
I blacked out when he said 29% apr
@JackDuffley
@JackDuffley 3 года назад
@@cristalcruzzin1756 Same here - he got abused at the dealership
@austinnavarro1780
@austinnavarro1780 3 года назад
Subprime++. He didn't get abused. He wanted something he could not afford. The market dictated that rate for someone who's defaulted umpteen times on everything else, probably including an Auto Repooession. You act like a idiot with finances, you will get hosed like an idiot. He obviously hasn't learned his lessons either.
@yieml92
@yieml92 3 года назад
Loved this episode, Graham! So supportive and great advice
@TigerGreene
@TigerGreene 3 года назад
There's literally veins popping out of Graham's forehead. I've never seen him so mad haha
@sashap3641
@sashap3641 3 года назад
If he wants to build his real estate portfolio something tells me he’s gotta get his credit score up a bit
@YahTab
@YahTab 3 года назад
Have him on the PODCAST!!!!! Would be great for both parties!
@benjaminholguin3645
@benjaminholguin3645 3 года назад
I think this deserves an intervention on the Iced Coffee Hour 😁
@two2young93
@two2young93 3 года назад
Thanks Graham. I went to the channel and subscribed.👍
@orcahhh8017
@orcahhh8017 3 года назад
CONGRATS FOR MAKING THE REWIND!!!!
@mpete0273
@mpete0273 3 года назад
Your reaction to $30,000 in student loans just made me laugh out loud because I have $166,000
@johntron1237
@johntron1237 3 года назад
😳 166k jeez man hope that degree was worth it
@dylanw5142
@dylanw5142 3 года назад
Hey Graham, I’m sixteen, you don’t know it but you completely changed the trajectory of my life.
@nursevirginiairene
@nursevirginiairene 3 года назад
29% APR on a car?!?!? ...”You know what’s FREE? Smashing the like button!” 👍🏼
@CrashCode413
@CrashCode413 3 года назад
I'm really liking this style video. Keep em coming. Made me look at my own finances.
@chuckc662
@chuckc662 3 года назад
Good thing is he makes enough to turn all this around and he’s still young, has yet to hit his financial peak. He could literally change his life one about a 1-2 years of budgeting.
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