Money in Europe: What You Should Know Before You Go 

They sell all the Vatican coins in Vatican for like 90€

We had something similar with Quarters, when our mint started issuing different designs for states.

@@JeroenJA do you mean the 2 euro ones? They can be used for paying and you often get them as change

Simular in poland, but some shops still only take cash. They let you pay with card at 1pln. Just always pay with your card in pln, not your own currency, you won't get any better exchange rate :-) . But the ATM scams you with the exchange rate, first it's lower displayed (ok) but then they pull some extra fees and that is not displayed in the report, you just see it on your bank account. An ask if you can pay card, fell for that, had a sticker on the door accepting everything and than wanted cash. In Germany you need a lot of cash, a lot of shops don't accept CC, even in big malls or at a publuc marked they want cash, and be careful in restaurants...oh, we only take cash,wtf...that is really embarrassing when scratching cash together...but hey, it's total normal running around with 200€ cash in the middle of the night

@@mammutMK2 small shops might not accept card because they have to pay for every transaction. Elavon and other companies like that take their cut for processing and managing card payments. I currently work in a sports shop in a rather remote part of Gdańsk, it's kinda far away from everyone, so we don't make huge profits, but, we still have to pay at least 5k every month to Elavon. For little shops, accepting card for little payments would be crippling, even though very few people carry cash with them in the age of NFC, where your phone is all you need

That's why you need to buy for at least for 10€ in Germany before you can use a DD-card. That way they can compensate the fees

Good luck going out with no cash in Berlin, nearly all of the small Clubs or corner Bars only take cash or you have to make At least 10 Euro which is 4 beer 🤣

Its so funny my Danish BF got a shock in Hamburg when so many places wouldn't take card.

I get that this is at least partly a joke, but in all honesty, I've had more issues as someone who only speaks English in more rural corners of Italy and Spain than France.

@@ospero7681 But some french do know english, but don't want to speak it, while some italians don't know english but want to get you to understand them with gestures etc...

Davis Schina i mean when you are the most visited capital in the world it is understandable that you get annoyed at tourists

@@ahp2547 or just dont be a dick

A lot of people spoke english in france but not a single one spoke english in italy. I had luck that there are a lot of indian polyglots

Can confirm that...it's a total scam...exchange rate 15% lower is displayed and then they pull some extra 15% exchange fees that are not displayed,not even on the receipt, it only says you took 100# ...but on you bank account they pull you 130@, and you thought like "ok, 115@". The new way of : what you see, what you expect, and what they really take from you...and now way to complain because you can't proof it (oh yeah, it's standing in the regulations written in 1/32 inch

Risk of Robbery? Sweden is safe what the hell.

It was related to the euro net ATM.

@@gordusmaximus4990 sweden safe ? 😂😂😂😂

Agree. The irony is that Euronet is not even a European company. It's actually an American company based in Kansas. It's just like Haagen-Dazs ice cream is actually an American brand disguised as European. en.wikipedia.org/wiki/Euronet_Worldwide

Lol now its half midnight

@@nothingheretowatch7371 where?

@@eccoeco3454 central europian time Croatia

@@nothingheretowatch7371 strange here in Italy Is 23:42 now I thought we shared a time zone

@@eccoeco3454 here is 23:49

Trip Hacks DC I don't get it

If your bill is €150 and you have €50 cash that you don't want to take back home, ask to pay your hotel with €50 cash and the €100 balance on your credit card.

Dude, I've been watching your channel! Going to DC end of this month.

Awesome. Enjoy your trip!

Actually this is a great idea. I did this in Chile when I had about $110 leftover and was about to leave for the airport. Paid if off and then did the balance on my credit card. Part of me was thinking "why didn't I think of this before?!"

I've been there last year and my experience was jus the opposite: they only accepted cash in most places

@@norweminguerfochnare9921 unless you are out in the middle of nowhere in the netherlands (very hard to do) just about every store where you go you can pay in cash, use your pin (debit) card or pay using contactless payment. Almost every store where you can pin you can use contactless payment (it is built in to the machine) however the amount you can pay is capped at around 20-25 euro's.

Debit sucks lmao, credit is superior

Yeah coffee shops dont accept cards

@@IO-hh2fz I am from the middle of nowhere. Our closest snackbar is pin only. So its not only in the middle of nowhere.

Lmao

+FemmeK that's awesome. Have a great trip and I hope the video helps!

FemmeK I leave for Italy this weekend as well!!

You both will love Italy!!!

Welcome and have fun then! Where are you going to go? (i'm italian)

arthur staal no answer lol

+Mehmet Akif Aydoğdu 1 - tablet restaurants are popping up all over the U.S. so ordering, *paying,* tipping is all electronic including receipt 2 - no cash saves time for owners/managers who have to reconcile the sales every night 3 - credit only is accurate to the penny *But the biggest reason* 4 - it's a well known fact that most customers spend more when using credit cards

Mehmet Akif Aydoğdu they simply save a lot of money; approved cash registers are expensive and the cash have to be handled safely and deposited every day at the bank for a fee. Going "cash free" saves them a lot of work but also speed up payments as card payments are much faster these days, especially for small amounts.

The same is the case in the Netherlands, I haven't carried cash for months now, everything can be (and is even expected to be) done with cash.

The fees on card payments are usually more costly. Some say it's about the danger of robberies, but it's also about Sweden always wanting to be "the most modern country, in the world". Few swedes realise this leads to a totalitarian control state where the banks, and therefore the state, see *_every_* little step you take.

Herr Friberger the cost of handling cash is way higher than the card fees, which also have been reduced in later years. I agree there is a privacy concern when almost all payments and money transfer is electronic, but to most people it's simply a matter of convenience. Many Swedes have already quit carrying cash around unless they're going abroad, myself included. Many bank offices doesn't even accept cash deposits and withdrawals, and the number of ATMs are going down. One remedy to privacy concerns is to buy a prepaid debit card, and pay for it in cash.

I'm from Belgium, I relate travel check only to 'seen at school in economic' as an old way to get cash in land of arrival at a bank in the before-my-birth past before ATM machine became really common in the south of Europe. (NW europe, south europe and eastern europe are historically economcally totally different things, and still today often want totally different things in monetairy politics.) I'm from 1984, and don't think my parents used those since my birth , or at least since the 90ties.. or you ask beforehand at you local bank to reserve foreign bills, or you just take from ATM at location, since the 90ties any ridiculous high exchange rates disappeared within Europe certainly for debit card. Credit cards, I ONLY have one cause for foreign internet shops lacking a debit card option. I consider VISA a real low secure paying method compared to security on a debit card.. I try to do as little transaction as possible cause you have to be ably to spot a month later if anyone overcharged or extra charging ... since just the numbers PRINTED ON THE CARD ITSELF are in almost all anglosaksen countries considered enough to just charge thing on it .. really weird, while with my debit card I have control over the exact amount I approve on for payment when I pay, without any concern after that i would have to check the exact amount charged..

+In1998able EVER

Well, since the Euro, that problem has decimated a lot in Western Europe. I was walking in Venice in the 90's and I saw dozens of them, last time it was decimated to around 5. They are hit hard.

Don't change money with random people, you lose your money or your life

Always use an ATM or bank to change (and check via internet of the bank is really a bank because a lot of those offices call themselves a bank to let tourists believe they are reliable).

I used that once because I had no choice (limited time and no other atm while on a school trip). They charged me €20 for €50 that I took :/

it will be only hard in turist places with icecreams, turist gadges etc

colin Paterson It’s worthwhile pointing out that if you withdraw money from an ATM in the UK it will be paid out in £10 and £20 notes, so you will have no problem of this sort.

So, you have money in your hand but you can't pay anyway? Is that legal?

@@kacperwoch4368 No you can't, not to the bussdriver. Cash is a legal payment so the buss company has to accept it. You'll be able to prepay your ticket with cash at the company headcourters, or at a machine. The company is obliged to accept cash, but the bussdriver isn't. This is done for their own saftey, and also makes the transaction faster. I work at a cashfree hotel, and we have to accept cash, but we strongley encurages the custumer to pay with a card.

@@PSverre That's interresting. The cash vs card payment situation is somewhat different where I live. Many people embraced cash-free payment as the default but the difference is that I have never heared of a place you can't pay with cash or that you may be discouraged from doing so. It's not uncommon to pay in cash for cars or even houses, not to avoid taxes but because people like to see their money. Maybe there is less trust in digital numbers?

Was it a debit card that got eaten by the ATM?

Christopher Parry Same ATM experience in Croatia,select always 'decline offer', meaning deny fixed exchange rate !

Same, as an American who has never left North America but is still very much a traveler at heart, as well as I am obsessed with local economies and international currencies of all kinds, especially pesos from certain Latin American countries (particularly Mexico and Argentina) or euros from Europe, or pounds from the UK or Australian or Canadian dollars, I always look at the exchange rate AND the fees in case I do happen to travel at any time in my life. And yes, Mark Wolters is right in his advice, when you take cash out, NEVER, EVER take the conversion when they offer it, let your bank back home handle the conversion because oftentimes you can lose 10% just by taking the ATM’s offered “conversion”.

Luca Di Cicco and it says $5 😅

I have used VISA in 14 countries in Europe with no problem.

Kotor (Càttaro) in Montenegro/Crna Gora? I've a friend that bought a Villa there: wonderful! Like a Norwegian Fjord but much more cheaper! and nicer peole (not cold as an IKEA mannequin). Love Montenegro!

Don Travis: English is the only language offered at cash machines in England.

+grant ballard thanks Grant. We want these videos to help other travelers and it's great to know they are helping.

+grant ballard thanks Grant. We want these videos to help other travelers and it's great to know they are helping.

Happened to me outside Windsor Castle, but a nearby bank exchanged it for me.

How much does the 0,5l bottle of water cost in Switzerland?

0.30 - 1.50 Swiss Francs, depends on the brand. But bottled water is actually a bad example, since we have high quality tap water (and even from the fountains in the city) for free ;)

In Germany you would pay around 1.30€ on a Train station for a 0.5l bottle (supermarkets obviously a lot cheaper, around 0.10€ for a 0.5l bottle). Since Switzerland is more expensive than Germany, water probably is also.

Where did you buy a 10 cent bottle of water? At mega chains it might be 15-20 sometimes when it's at a huge discount, but usually it is 35 in huge retails, 50 at smaller retails, 1 at metro, 1-1.5 at places like train stations, airports etc. Water in Germany is drinkable, just like 99% of Europe so it is really smarter to bring a refillable container, as it is unsanitary to refill plastic PET bottles.

@@YukiNoYume I don't think tap water is free (almost but just almost)

You just gave him your ruble worth. One ruble equals two cents.

Ruble . Plural Rubles.

Rabble rabble rabble rabble rabble!

Europe still has different currencies