Motorcycle Insurance Q&A: Your Questions Answered

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Hands up who’s had painless associations with insurance companies? No? Us neither. El Baron sits down with Matt from BeMoto to answer some of your questions regarding insurance. Akin to 44T, BeMoto are gamechangers in their respective field and we're working together to provide YOU with better insurance - 44teeth.com/44r...

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4 окт 2024

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Комментарии : 149

@MianCowell 8 лет назад

Never forget, insurance companies aren't your friends. They exist to make profit, not to help you. You are merely a source of money and if they can take more from you or avoid giving any back, they will.

@HalfdeadRider 8 лет назад

Yep, they have just got worse over the years too. I just cancelled a car policy, roughly £30 pm, they told me I had to pay £86 to cancel, I cancelled and they are not getting shit. Years ago I have cancelled policies early and got money back because it was halfway through a month I had already paid for, even got the difference back on a fully paid policy too once. They have forgotten what customer support/loyalty actually is worth to them.

@Noonga6 7 лет назад

I agree also, its bloody hard in Australia here, im 19 and most companies wont even cover you if you're under 25 let alone the fact if you do get full comp its a stupid amount of money and 8/10 times they'll screw you around and hold off a pay out or repair for as long as possible

@motodevcam 8 лет назад

Exactly the kind of vid that 44T should definitely be doing. top job BVG!!

@addario 8 лет назад

Just been on the phone to these guys and waiting to see what they can do for me, even if they can't do any better than current quotes I will say the "customer experience" was far better than anything you would get from other companies. It's like you are talking to someone who actually knows about bikes and tries their best to get you the best deal.

@BaronVonGrumble 8 лет назад

thats great to hear - and i totally agree. Only ins. co i actually trust they do the best they can rather than just treat you like you HAVE to call, not WANT to call.

@MrAndyS 8 лет назад

The real test is how hard they fight your case after a claim, all seem excellent in customer service wen selling then completely give up once you pay its like they got 40 people on sales and 1 handling claims and that person works an hour a week, I remember the good ok days before anpr , cover notes were only a score of me mate mark

@R14DSR 8 лет назад

+1 just had a great experience on the phone and got a £500 excess off bonus because of this youtube video. Great service even if they couldn't beat the quote.

@michaeljennings8888 8 лет назад

Just insured my bike with these guys, absolute blinder of guy on the other end of the phone. Really helpful and listened to what I needed with a Europe trip coming up next year as well as an offer of discussing the new purchase DEC/JAN as well as the best deal for the insurance possible. Amazing personal service, like chatting to an old mate down the pub. Will look to stay with them for sure - more brokers should be like this.

@GFDiablos1984 8 лет назад

I work in claims department of one of the insurance companies and the questions You should be asking is how they go about a claim. How is a non fault claim being dealt with what are the charges at the valuation stage if the bike is a total loss.People are concentrated on just how much will they pay for the insurance. Think further how much You would get back for Your bike in the event of a total loss and how much compulsory excess they charge You.Most of cases bikers have massive excess sometimes more than half of the bike value 😑 also When Baron asked why IC like to total loss the bikes in stead of repairing them I will tell You because they will buy the salvage off You and sell it with profit so sometimes even tough the bike could be fixed it's a TL to earn some cash off You.Its all sad really.Bottom line is look for insurance on compare websites never call them and ALWAYS check the excess note that in the event of a claim You will pay for both voluntary + compulsory keep that in mind.Last but not least read Your policy and You will avoid disappointment in the future there are so many exclusions for every policy that You will be surprised on when Your IC will help You and when they won't.

@Zalonka 8 лет назад

I have total loss with Progressive. Which means I get the MSRP of the latest model on the showroom floor for compensation. That sir is a great question though.

@climbjay 6 лет назад

this should be a pinned comment. stellar advice 👌🏼

@robertanthonyfarrell 8 лет назад

I'm insured with these guys. They broke their backs getting me an amazing policy on my brand new bike after my previous insurer were completely useless and messed me about. Best customer service experience I've ever had with an insurance company. Was a big difference to the standard computer-says-no treatment from other insurers.

@shaithesm0ck 8 лет назад

basically every answer was, it shouldn't be; no explanation given

@AGD_27 8 лет назад

He is saying there is no reason to do those thing. they just do them for more money.

@Bazz_46 7 лет назад

but they also do it themselves so they are cashin in also

@bigleemac 8 лет назад

Just rang these guys and was very impressed with how they go about things, not the cheapest but certainly offering an attractive package overall, will definitely be calling them back at renewal stage.

@MyChannel-di2ho 8 лет назад

what a great advert for these guys....thankful i am in NZ and not legally required to have insurance...

@christaylor5924 7 лет назад

Excellent company. Common sense approach and the first to look at my personal situation, take things into consideration make a very competitive quote. Saved £75 plus free RAC membership and my excess back in event of a claim. Superb customer service and well informed. Highly recommended.

@dave80h 7 лет назад

Just bought my insurance through these guys, great service and great quote. Highly recommend!

@jordan22075 7 лет назад

Just had my renewal through & they were wanting my pants down on my S1krr. Called bemoto as I remembered this video & what a top price & service. Cheers boys

@cornish_boy6235 8 лет назад

sorted my insurance with be moto yesterday, no switchboard! straight to a person(sorry forgot his name) happy with the price and seemed much more approachable and easier to talk to than any other insurance company ice used in the past.

@jrh5544 6 лет назад

Cornish_ Boy is bemoto still good for insurance?

@Pippa_85 8 лет назад

Can't believe you were at on yer bike!!!! I live 5 mins away from there!!!!! Great vid as always

@turkeyman345 8 лет назад

I once resprayed my bike and they wanted 4x more. I argued with them and finally got it for the same price .. wankers

@roadsonboard 8 лет назад

Great video and nice to hear it from the other side!! Will definitely try these folks at my renewal.

@wiffer22222 7 лет назад

Just took out my insurance for my sp1 and zx7r with these guys, gave me a great deal £150 cheaper than my previous insurer who claimed to be the uk's number one. Nice guys who know bikes.

@DaytonaDays 8 лет назад

I insure my bike with these guys and it was Matt who sorted the whole thing for me. They are different and the cheapest for the best cover. You'd be mad not to try them out...

@jrh5544 6 лет назад

Dubble D hi, ik this is 2 years later but are bemoto still reliable and cheap? I’m looking to get insurance with them

@Invis_Space 5 лет назад

YAS! just got an amazing quote with BeMoto! phoned maybe 5 insurers including my own. lowest quote was £1100, BeMoto £750 with a much much better policy than others were offering. Baron, Matt, Thank you!

@barry4234 4 года назад

invisiblekid69 which code did you use ?

@Invis_Space 4 года назад

barry young just mention 44teeth.

@christaylor5924 7 лет назад

Thanks to 44teeth for bringing them to my attention.

@Yizzlesquasm 3 года назад

Tried to go with BeMoto, ran off a list of cosmetic mods, two of which affect performance (Master cylinder, brake pads) and they said 'not a chance'. Perfectly nice bloke to deal with though it does seem like they just fill in the same form you do on any website with their insurers and wait for the same answers.

@PrimeMatt 6 лет назад

Great video, I'd like to see more like this. I have a BMW K1300s HP, and after missing my Fireblade too much bought another. Called up the insurance company, purely for ease of having to only remember one company, and they said they could not find anyone to insure it. A quick online search brought up several companies, and it was only about £400, the whole system seems ridiculous, and if this guy is genuine, then this is what it needs to be like, actual people making informed decisions.

@lukesmall7660 8 лет назад

I shall be using these guys next from now on. seems a lovely chap

@ZaPpaul 8 лет назад

I had a claim on a bike policy that affected my next car insurance quote. It's so nice that car insurance companies will take from your bike policy but not give to it. Basically my car insurance went up by £150 a year because I got a cheque for £280 on a bike policy that my car NCD could not be used on. So now my bike policy is more expensive and my car policy is too. Wonderful stuff.

@lambypie100 8 лет назад

This guy seems genuine, but can he really say "I don't apply ANY of the tricks all the other insurance companies do"

@Wayne.R 8 лет назад

Chris, just thought I'd let you know that I took out next years policy with Bemoto this afternoon. They were excellent and saved me over £100 from my recent renewal. I have their Titanium package which offers so much. Plus they're doing a deal for quoting your 44 teeth video. Thanks for your efforts.....

@aukanmeister 5 лет назад

I changed IC 10 times the last 15 years. I get better coverage and better pricing for every change! If you are one of a few who actually know what to ask for, you get what you want at a reasonable price.

@scottymcjimbo 8 лет назад

Need to renew my insurance at the end of the month so will be giving these chaps a call now, instead of using my computer as per normal.

@comfysofa1549 8 лет назад

With MCE at the moment - they increased my premium by 200 quid (was 400) cos my wife had an accident in our car which wasnt her fault (she wasnt even moving at the time). Ive still got another 9 months to go but ill definitely give them a shout and see what they can do for me....seems like a nice bloke...

@BaronVonGrumble 8 лет назад

If you have more questions, feel free to comment below and we'll try and get BeMoto to help you where they can.

@Zalonka 8 лет назад

My company actually did help me out a ton. "Progressive" charged me $300/year for full coverage on my first street bike a 2015 ninja 300 in 2015. Someone tipped my bike over while I was working and it was estimated at $2,800 USD.... I had to pay my $500 deductible. So that claim and a speeding ticket raised my yearly premium to $400/year on the same bike. Not too shabby though to be honest. To be completely honest with you I was going rightfully fast. Funny to say that about a 300 but in comparison to the speed limit I was being a twat I guess. Baron my gas tank for my 2015 ninja 300 was $735..... It had ding in it because when they tipped it over. My bike managed to also to clip a curb. Shows you how overpriced OEM can be.

@stuontwo677 8 лет назад

Hi Baron, Just watched the vid, and not sure if I might have missed this question but don't recall it, so if you're doing a follow up could you ask? With regards to the no claims issues. Why is it that no claims isn't transferrable to other machines, but lets say I had an accident in my car, (which they ask about when insuring your bike) would that affect my bike policy? Surely if NCB is seperate on each machine, then in that case, if I have accident in car it should have no bearing on bike policy? Just another way to screw us for every penny!

@Etho_7 8 лет назад

No claims works weird over there, our no claims bonus is attached to an individual, not the vehicle, though sometimes it doesn't follow to different insurers.

@adamkent8 8 лет назад

4.35 could this be the fastest reversing DHL van? #danger #DHL

@MargusMoto 8 лет назад

I do not envy you one bit for your über-complicated insurance.. Welcome to e-Estonia: I type in the license plate number on the internets, it gives me quotes from different companies, I pick the cheapest (atm it's about 60€ for a year), pay up and they e-mail me the document.. and that's it. Don't even have to have anything on me while riding except for an ID.. :P

@climbjay 6 лет назад

it’s not uber complicated. we have the same. comparethemarket.com. type in details about yourself and your bike, choose the best quote from 20 insurers, click buy insurance, pay the money. done. insured. documents emailed immediately. I’ve insured vehicles in less than 5 minutes. what this video is suggesting is rather than using a Insurance comparison website, give bemoto call centre an actual phone call and see if they can beat the next best quote.. he’s also saying that most other insurers apart from bemoto penalise riders for silly things like bike mods... which is bullshit. I’ve just insured 2 high performance Motorcycles for a year, for £400... I called bemoto first... they wanted £600 so this guy is talking absolute shit. they actually penalised me for riding history. they wanted to know each and every bike I had ever ridden and how long I had ridden each bike 🤷🏼‍♂️🤷🏼‍♂️🤷🏼‍♂️ None of the companies via the comparison website ask for any of those details. Won’t ever be considering bemoto again. Was just a waste of half an hour of my time. By promoting this video they just want your phone call and they’ve roped baron in to offer a little sweetener (excess free discount) which is absolute bollocks. The insurance company I went with quoted LESS for me selecting zero excess, than if I selected the maximum excess allowable...

@rezhed 8 лет назад

Never heard of BeMoto, but will be tapping them up come renewal time to see what's on offer!

@findingneutral426 8 лет назад

Seems like a switched on guy. Will give them a try when mine is due for renewal. With Bennetts at the moment who are okay to be fair, was with MCE before though, although aids would be better than MCE so not saying much..

@robertwarner5486 8 лет назад

I'm currently in the middle of a claim with MCE........make the pain stop

@zombies4sale 8 лет назад

I've literally just got off the phone to MCE to insure my bike. I probably should of watched this first haha.

@BaronVonGrumble 8 лет назад

14 days to cancel any policy free - i think the call it cooling off period or some silliness

@zombies4sale 8 лет назад

I think there is an admin fee for cancellation they did say but the phone call had been going on for a while and my brain had gone to sleep but definitely better if I can get a better quote. Great video by the way. Thanks for bringing this info to light. Keep up the great work.

@GFDiablos1984 8 лет назад

Yup m8 You will pay for cancellation 😃

@pauljeanettecooper4149 8 лет назад

Called Bemoto. Got a nice price, true to the word, excess is gone. Nice chap to speak to (Spoke to Matt). Price is cheaper than Bennetts who I'm currently with (by a long way). And pretty sure Bennettts would have tried to hike it by a fair wad again this year, just as they did last year. Cheers boyo's.

@VeeFour 8 лет назад

Well Bemoto have just trounced Carole Nash by 350 quid on my Yamaha R1/Triumph Explorer multi bike policy, plus I got a 500 quid excess contribution from 44 Teeth (should I need it). Winner winner chicken effing dinner! Proper old school insurance broker experience, actually speaking to a person (the very excellent Molly in this case) and having my personal situation being taken into account. I would fully recommend giving them a try when your next renewal is due. Top service!

@Gaz1za21 8 лет назад

Matt Nick and Ben are a good crew, though get in early as they'll be stepping back from taking calls once the business builds though couldn't happen to a nicer bunch of blokes👍

@mikescott4591 6 лет назад

I need to add a bike to my insurance and given run around and rubbish quotes from Hastings, Bennetts and Carol Nash. Called bemoto and no issues insurance sorted in 10 minutes and £200 cheaper than the my other quotes. They clearly understood bikes, accessories and mods - highly recommended.

@fifth_elephant 8 лет назад

Will have to think of them when my insurance is up for renewal.

@alpen4921 7 лет назад

Another quality interview

@SFGITA 8 лет назад

Good video answered most of my questions!

@crabmaniac1 8 лет назад

How come when I upgraded my bike licence my insurance wanted £50 in admin fees yet this is something that statistically should make me a safer biker.. But instead I get charged instead of a reduction.

@TheSlagwerker 8 лет назад

Insurance is all about evaluating risk. It stands to reason that the higher the risk, the more your policy is going to cost.

@casualtruffle 8 лет назад

I have had some painfull experiences with insurance in the past but I would like to point out one particular company that has been nothing but awesome. MCE. I bought a second bike less than a week ago just days after I renewed my insurance. I called up MCE to add the bike (a project bike over the winter) and explained the situation. I wanted it on my policy but I was only going to ride it for a few weeks this year and then it will be off the road and in bits until next summer. I was expecting fees aplenty and convoluted explanations of these fees but y'know what- they didn't charge me a penny in fees. Instead all it cost me to add the bike for the year was £18! I like to moan as much as the next brit but sometimes there is simply nothing to moan about.

@webby724 7 лет назад

I'll more than likely give Bemoto a call when I come to renew in April. From what I've seen in regards to their reviews, they're a cracking insurer. Unlike other brokers who'll refuse to adjust the price despite having an automatic 'base price' on their systems that's cheaper. Looking at you, Admiral.

@sprocket-YT 8 лет назад

One big one that was missing from this video is when you get a insurance renewal which is the cost of a new kidney so phone up asking is there's any movement on price ie very little or none....but then go on a insurance comparison website & it's cheaper with the same company ?

@ivanandhismightysteed 8 лет назад

just in time for renewal

@ninja12lawbreaker 3 года назад

Best bike shop in the UK. I used to travel from South London to buy my bikes there, On yer Bike Aylesbury

@Shaunoconnor711 8 лет назад

Was that the akeman inn at the end? Looked like the roundabout before it. Some lovely roads round there!

@neilsmithers6979 2 года назад

The logo for all motorcycle insurers should include the following: tri-cornered hat, mask and gun because they exist only to rob you.

@colinburnside8725 7 лет назад

Cool video my key feature,s document with Bennett,s was 75 pages long.

@Jackorias 8 лет назад

Seems like a proper sound bloke.

@robkewley 3 года назад

Noooooo I just renewed with bemoto (great price) and forgot the promo!!!!!

@big500 5 лет назад

57 years old, clean license, passed bike test in 1982, no accidents, current Triumph owner no losses etc etc.... Bemoto couldn’t even give me a quote on a Diavel X

@rich4896 4 года назад

Hooligan

@jighjigh 8 лет назад

your dashing looks reminded me to ask you when are the shirts being shipped out i want that swag too

@steventripp2981 8 лет назад

I feel so bad for you UK guys. Insurance seems like such a clusterfuck.

@snipey14 8 лет назад

It is. I bought a 2012 ZX6R in the UK, it cost me 1200 pounds a year to insure. I now live in the Netherlands and it's 100 euros a year.

@VASILLEVSKI1878 7 лет назад

what the fuck? Bro, are you actually serious? Is it really that expensive? Im gonna get me a ninja 300 in the near future and plan to slowly graduate to larger bikes so how u think the insurance will be. Im in the UK also.

@sinki19841984 7 лет назад

depends on your age a lot in belgium. A sportsbike at 25 is like 700+€. At 30 its about 250.

@clattie5526 7 лет назад

I'm paying 1700 GBP for a WR125 now in the UK.... They want 2000 GBP for my next bike...

@dinxsy8069 8 лет назад

Well i know who i'll be giving a bell when the insurance is up for renewal next June, whether they can beat the £280 for the year is to be seen.

@mickely0 6 лет назад

Taking on board from how this video came across I actually called for a quote hoping for great expectations, completely disappointed, the guys on the end of the phone were very confident on what insurance they could give you but never delivered a price that I could compare. In the end between frustration and countless telephone conversations Bennett’s and Carole Nash actually gave me a figure, Nash got my business.

@derp872 8 лет назад

Hearing Barron say my username

@GMANS_BIKES_CARS 6 лет назад

Hi guys, just about to swap to Be Moto after Carol Nash messing me about! Great customer service and even cheaper then carol Nash for my 2 bikes, winner winner chicken dinner 😜

@Squid675 8 лет назад

great video

@timinno 8 лет назад

Really useful content BvG! Any chance you can stick the camera on a tripod though? The channel seems to be more 'polished' in its content…branding…style etc. little details like that would also help. Just an idea (constructive criticism) :) Keep up the good work.

@elmotovonbrappbrapp4080 8 лет назад

Love 44 vids but I can't believe I just watched that I'm a dammmm fool

@scottieray 8 лет назад

From the pic I assumed there would be an insurance comparison between Barron's Lamborghini and his R1-M. (yesiknowhedoesnothavealambo...or DOES he?)

@hexafoe 8 лет назад

Nice tag Kirium! I also have one ;)

@bikersoncall Год назад

I have full coverage with Progressive on my Harley. I'm shopping for an auto right now, am I covered under liability long enough to drive home what I wind up buying? I called progressive and got an AI bot, that was of no help. Called agent, get same kind of bot run around.. lol

@AVAglimmer 7 лет назад

in New Zealand you legally don;t have to have insurance.

@manusk40 7 лет назад

Lucky bastards

@princefancybum4605 6 лет назад

I’m guessing that since it’s not compulsory, companies can’t get away with charging the ridiculous amounts you’re forced to pay in the uk

@RobEilb 8 лет назад

I wasn't too impressed when bemoto quoted me £1500 for insurance, however that was before they took on a company that specialised in young persons insurance. Ended up paying £400 with an insurance company aimed at young riders such as myself.

@RobEilb 8 лет назад

I will add that customer service was fantastic and highlight the fact this was before they worked with a young persons insurance company

@Warner1981 8 лет назад

Pretty sure that last question was mine 😁 or at least I asked it too

@colinbarron8070 5 лет назад

Had a road accident, rear ended, made a claim to find out after 2mths, their insurance company went in to liquidation. what do I do, my insurance wants no more part of the claim and they are sending me my broken bike back.....what to do HELP

@sampimblett2544 8 лет назад

How long until we see 44teeth on sky?

@Satyr910 8 лет назад

@BaronVonGrumble I'll probably give em a ring anyway but do they only cover full bike licence riders or do they cover CBT riders too? I'm getting a bike at the end of the month and of course need to get some insurance sorted.

@supaty4618 6 лет назад

I had my bike written off for bent gear linkage and bent bars 😔

@robster1147 7 лет назад

i live in Bulgaria and insurance here is for the vehicle, NOT the rider, a bike, typical Z1000cc or fz1n etc,,,,,, costs £50 a year ti insure.... and the best thing, you can ride all over EU, and covered!!!! Winner!!!

@TheKruxed 8 лет назад

Always good to mix it up with videos like this. Next up, speak to Triumph and ask them where the fuck the new street triples are

@rossnos 8 лет назад

i'm 18 in just over a month (november 18th) and will have 2 years no claims but yet my insurance company are being total bellends, i wana get my kawasaki eliminator on the road but also want a multi bike policy so i can ad my Kawasaki ar50 on when its restored and also my moped, is this possible with this insurance company? if it isnt too expencive and is easy to do then i think i'll go to this company next month, hopefully you get back to me and not leave me hanging haha

@sambam007 6 лет назад

I need to get business insurance because of my job which is putting me off getting a nicer bike :( any tips for business riders who want to ride something decent but won't break the bank insurance wise?

@themightydash1714 8 лет назад

I only pay £88 fully comp for my insurance so I'm pretty happy, lol.

@DG-ig4wj 3 года назад

Who’s is your insurance with

@stevenwilkins8828 8 лет назад

I insured my bike 4 weeks ago. they asked me for copies of no claims and policy. I phoned them to say I haven't received them yet. so they said they have sent them out and after it leaves there office they have no responsibility for them.so I said the 96 pounds I have to pay them so I said I will send you a cheque and after I post it then I'm not responsible if you get it or not. they don't like it when you do the same shit on them

@kalemblan99 8 лет назад

I have a 125cc ped and the insurance is more than £500, its absolutely stupid

@v4forlife 8 лет назад

Ref the 'club memberships' I have yet to find a club that I actually get along with. Most have very different ideas than myself, which is a shame, as it leaves me rather lonesome.....

@BaronVonGrumble 8 лет назад

what about a 44Club? ;)

@v4forlife 8 лет назад

In theory, yea. I like what you guys stand for etc, but it's the members that make the club. And besides, unless I get a bomber jacket, secret handshake and a dedicated cheese and wine night, I'm out.....

@andybully1014 8 лет назад

I got screwed by Lexham Insurance. Cancelled my MSX125 insurance after just over 6 months as passed full test and sold bike. Expected £60 back assuming a £40 admin fee to cancel it(a rip off in its own right). Lady said a colleague would phone back later (they were busy) to tell me how much refund I would receive. Many hours later they phoned to say I would get nothing!!! I may as well have not bothered - plus I lost 6 months' no claim bonus. This is encouraging illegal behaviour - I could have not cancelled the remainder of my insurance and "gifted" it to the buyer so that the police number plate recognition would never sound and there would be an uninsured rider on the roads. I would then get the NCB as I would never claim because I don't have the bike. Insurers don't seem to actually be at all interested in risk. Perverse!

@Tudor600rr 8 лет назад

Let the poor guy talk....

@CBRboy1717 8 лет назад

Short rate cancellation and refund is shit. If your insurance company is doing that, change your company. The companies we write all work on a proration basis.

@sum1quiet 8 лет назад

God damn when did you visit OnYerBike!?

@InvisibilityComment 8 лет назад

£430 for insurance on 13 bikes, sons is £460 for one bike.

@Bikeadelic 4 года назад

dont buy into it being too complicated for transparency with price calculations.

@robotspartan9100 6 лет назад

The whole little mods shouldn't matter is why I went with bennets. Screens, tidys, rear sets etc they specifically say you don't have to declare it. Even a full exhaust system added like £5 to my policy. These bemoto guys seem to have that same common sense, will definitely be checking them come renewal

@reerbaadia1896 7 лет назад

if there are any bikers. please write on this thread your bike type, power, any modes done, rough estimate of age and the price of your insurance pcm. I am trying to get a rough estimate of every cost before I can venture in this lifestyle. thank you all.

@rob961988 8 лет назад

+BaronVonGrumble what model of Oakley's are you wearing? I've got Holbrook's, similar but yours look like they have bigger lenses

@Warner1981 8 лет назад

I'm sure they are just Holbrook, BVG pea head makes them appear bigger 😉

@paulleonard1296 8 лет назад

Good video but I'm still none the wiser.

@Bikeadelic 4 года назад

“Too complicated” haha way to assume your customers intelligence. No it’s not transparent because they don’t want you or their employees to know how much the guys at the top (who don’t do anything) are raking in. Regardless 44T videos are great. I have a question, can I insure my van with you as well as my bike?

@cisium1184 6 лет назад

This guy seems like a good guy. But he is a insurance broker, not an insurer. In other words he is selling you the insurance and hopefully advocating for you if you make a claim, but not actually underwriting the risk. I would definitely want him as my broker, but that won't change the basic rule that insurance companies make money by collecting premiums, not by paying claims. Still you are always better having a biker on your side instead of some besuited eejit in the city. What I like about this guy is not that he seems like a good guy (though he does) but that it sounds like he has a selfish business interest in treating bikers well. Your best insurance is still to ride safe.