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Niva Bupa Senior First Plan Details | Niva Bupa Health Insurance | Health Insurance 2022 

Gurleen Kaur Tikku
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Max Bupa Senior First Plan is comprehensive health protection with a promise to give our seniors secured second innings.
In this video, we simplify the plan for you by discussing the eligibility, waiting periods, exclusions, premiums calculation by using easy-to-understand examples.
For any queries, feel free to reach out to our team at 9650706699 or info@hareepatti.com.
Do SUBSCRIBE to our RU-vid Channel for more such informative videos.
List of Network Hospitals : transaction.ni...
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For any queries:
👩🏻‍🎤 WhatsApp/Call: 9650706699
💌 Mail us at: info@hareepatti.com
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 15 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

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9 окт 2024

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Комментарии : 187   
@ahmedkhaleel4051
@ahmedkhaleel4051 3 года назад
Dear Gurleen Madam, I cannot thank you enough and am short of words to appreciate the support you have provided along with answering the endless questions I had for my parent's health insurance. For someone who lives overseas and troubled with questions, you are the right source for all the health insurance queries. Thank you Gurleen Madam.
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Most welcome Ahmed jee 🙏 I am glad I could help 😊
@mahendraarya509
@mahendraarya509 2 года назад
Commendable work mam, wholeheartedly thanks for this free of cost source of knowledge blended with on call assistance without in return expectations. Hats off to you ..Thank you so much
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Thank you so much :) Keep Watching & Keep Supporting !
@amitkumarkar6689
@amitkumarkar6689 3 года назад
Thanks mam for decoding the new policy plan
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
:)
@Chhotugupta16
@Chhotugupta16 3 месяца назад
Maim mere papa ka age 51 hai & mother ka 44 to kya kon sa plan best rhega? Health insurance k liye? Plz reply 🙏🏻
@PashuPakshi
@PashuPakshi 3 года назад
Mam आपका यह वीडियो यूट्यूब गाइड लाइन के तहत रेड ज़ोन में है आपने हैशटैग 15 से ज्यादा लगा रखा है
@susmitachowdhury542
@susmitachowdhury542 2 года назад
Thank u for helping senior citizens with their health insurance issues----wanted to know d list of tie-up hospitals---but d given link doesn't exist according to Google. I stay at Birbhum District, W Bengal--any service of MaxBupa here?Pl. let me know if any hospital tied up around here. Does work with TPA?
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Hi, you can add your location on the given link & check the network hospitals easily. LINK : transaction.nivabupa.com/Pages/hospitalnetwork.aspx Thank you
@PashuPakshi
@PashuPakshi 3 года назад
बहुत बहुत बधाई 2k के अधिक के लिए
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Thank you jee :)
@soapy781
@soapy781 2 года назад
My Father age is 68 and Mother 56, Can you please let me know which plan shall I take ? Shall I go for Individual plan for Senior citizen for my father and reassure for my mother ?
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Swapnil jee, If you are ok with deductible / co payment, then go for senior first for your father and you can see other individual plans like Reassure, companion or HDFC ergo restore/ secure, depends on the medical history as well.
@pradeeppatel2049
@pradeeppatel2049 9 месяцев назад
Any limit on iCU ? If yes details would help
@pradeeppatel2049
@pradeeppatel2049 Год назад
If we have star red carpet running for 4 yrs without claim, can we port in into this product, to get zero waiting on PED/SED??. Existing PED is medicine controlled bp and sugar type 2, age 71/74.
@deepakdelhivale256
@deepakdelhivale256 3 года назад
Health information they all are best 👍 Lakin mam aap your Osm i like you baatein sunte sunte topic sa mind dievert jata ha or bas dekhte rahte ha bus Vase acha btata ho aap mojha ya almost general sari information ha lakin aap sa zyada nhi Vase I am working in hdfc life insurance company 😊😊
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Thanks :)
@abhishekagarwal89
@abhishekagarwal89 10 месяцев назад
Mam i purchased star family health optima for my parents in 2018 till date no claim but every premium increasing in 2018 i had paid 20700 rs now in 2024 renewal its showing 38000/- please suggest should i continue.SI - 4 lac ,Age 27/02/1959 and 09/11/60, please suggest S
@TheTechFix197k
@TheTechFix197k 14 дней назад
Mam kindly respond please *Quotation for 2 Adults + 0 Child* Policy:- * senior first Base Coverage:- *5 lac* Premium:- 1 Year :- *Rs 30482 Is price maim lena sahi hoga mam
@guidancelifeuncut8016
@guidancelifeuncut8016 7 месяцев назад
Hospital mein admit karne ke kitne time baad insurance documents submit karna padta hai?
@dr.jayantmali7366
@dr.jayantmali7366 2 года назад
Hello madam ....I want to take this plan for my father...i have already choosen Star Red carpet senior citizens since 2 yrs now 2 yrs will complete in next month...so my question is can i port health policy from Red carpet senior citizens to max buppa senior first? Second question is can i got all benifits that will give by Star health after completing 2 yrs with out claim
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Yes, plan can be ported and all continuity benefits will be given. Please note portability will be subject to medical underwriting.
@akshaygupta7910
@akshaygupta7910 Год назад
if a single pvt room isn’t available in the hospital, we gotta shift to some other hospital or will be get another room in the same hospital ¿
@amanarora2201
@amanarora2201 Год назад
Ma'am, Meri grandmother ki age 65 hai.. Unko diabetes aur BP hai.. Unko loading nahi lgegi ? Aur cover bhi hoga diabetes aur BP?????
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Hello jee, for any health insurance queries : please connect with our team on WhatsApp/Call at 9650706699. We will be happy to assist you in choosing a suitable plan according to your requirements.
@abhijeetinvestments
@abhijeetinvestments 2 года назад
Congratulations for subscribers success
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Thank you so much 😀
@lasithaprasad3340
@lasithaprasad3340 3 года назад
Very well explained..looks like a beneficial plan Have a query .. For how many years is the validity of single premium..say about 12000 for a policy of 5 lakhs
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
I didn't get your question, if you can elaborate little bit more
@sadhnasingh5516
@sadhnasingh5516 3 года назад
@@GurleenKaurTikku u said 13665 for 5 lakhs, so is this 13665 amount do we have to pay each year? How many years it is covered?
@deepakarorameerut5436
@deepakarorameerut5436 2 года назад
Hello mam.. Father ki open heart sergery hui thi last year.. age 65 kya vo applicable honge is policy ke liye.... And second is.. in this plan non consumables items add hain ya nhi ..
@deepakarorameerut5436
@deepakarorameerut5436 2 года назад
Reply pls..
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Niva Bupa Senior First plan nahi mil payega because of heart surgery. You can add safeguard rider for consumables coverage.
@prtpacific
@prtpacific 3 года назад
Mam I have taken Health Reassure and Health Recharge combination from Max Bupa. Mam I have seen lots of negative reviews regarding Max Bupa from people near by and on the internet. Should I continue with Max Bupa or should I cancel this policy and move to HDFC Ergo??? Please guide me mam
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Sir, there will be negative and positive both reviews for all the companies. There are many reasons for which claim is not paid- non disclosure, documents incomplete, treatments not covered for 2 years and so on. If the claim is genuine and all material facts are properly disclosed in the policy, claim is paid. you may continue with the Max Bupa policy.
@NehaSingh-ji5gl
@NehaSingh-ji5gl 11 месяцев назад
Dear Gurleen Ma'am, is there any health insurance plan for senior citizen with Ankylosis spondlitis?
@GurleenKaurTikku
@GurleenKaurTikku 11 месяцев назад
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you .
@SweetGirls2711
@SweetGirls2711 2 года назад
Kindly guide on BP claim ...if hospitalized due to high BP
@atulgaurnet
@atulgaurnet Год назад
Is it possible to remove the deductible during future renewals.
@aditisharma7804
@aditisharma7804 3 года назад
Very informative 👍
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Thanks :)
@gyanbizz
@gyanbizz 3 года назад
Dear mam, I did not get about co pay and deductible because if this plan is like REASSURE, then why will the customer pay few amount (like 20% or 50% co pay)
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
co payment and deductible is mandatory in Senior first plan. The plan is not exactly like reassure, some of the benefits are similiar.
@rimaljitarora631
@rimaljitarora631 2 года назад
Hi Gurleen, Loved your video. I want to ask you if you are aware if there any policies for women who want to become single/unwed mothers because I tried finding but could not find any insurance which provides maternity benefits
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Hi Rimaljit ! Please get in touch with us on WhatsApp at 9650706699 or you can fill up this form & our team can contact you directly. FORM LINK : hareepatti.com/contact-us/ Thanks
@dhanwatesudhakar4310
@dhanwatesudhakar4310 Год назад
Niva Bupa health care p A policy videos please share
@daulatrakshe3212
@daulatrakshe3212 2 года назад
Nice information mam please make video on comparison of senior citizens first of max bupa and red carpet of star health.
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE--m3OvU6kTqY.html Please refer this video on the same
@sahyadrienterprises2740
@sahyadrienterprises2740 Год назад
Hi Gurleen, If we claim Health check-up of Rs. 3000...then we will get No claim bonus or not??
@RoyalIndian85
@RoyalIndian85 Год назад
Hi, There is no link of health checkup and no claim bonus.
@girishpurswani5605
@girishpurswani5605 2 года назад
Mam if we take 1 lakh deductable then 20percent copay completly cleared ...yahi apne bataya na mam...plz cofirm and 15percent discount also...plz confirm
@pradeeppatel2049
@pradeeppatel2049 Год назад
Can asthma patient age 75 get this insurance? Or its a straight no?
@raginisinha3942
@raginisinha3942 3 года назад
Hello ma'am, Are therapies such as physiotherapy excluded in this plan.
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Ragini jee, physiotherapy can be included as a part of Pre/post hospitalisation in case one gets hospitalised for the related illness otherwise they will not be covered.
@devanggg14
@devanggg14 Год назад
Niva Bupa Rejected my mothers policy proposal because she has diabetes. even if her latest Hb1Ac was 6.2 well within range. i don’t think Niva Bupa senior first is good plan
@PrityKumari-kb8gr
@PrityKumari-kb8gr Год назад
Very good information mam
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Thank you !
@deepakmehta8454
@deepakmehta8454 3 года назад
Congree... Mam
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Thanks :)
@manupaul832
@manupaul832 Год назад
67years old Female PED: Arthritis & Cholesterol Can I purchase niva bupa senior first plan?
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Yes, you can
@Video21550
@Video21550 Год назад
Mam 70age ka lie kya deductable policy hai
@jagjitkang8610
@jagjitkang8610 2 года назад
Good work Gurleen!!!
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Thanks jee 🙂
@manishkumarsrivastavaDDU
@manishkumarsrivastavaDDU Год назад
Hello Gurleen Ji It was very Informative.... My uncle is 69 years old and want ur advice on policy portability Can i call you
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
@Abhishekyadav-ro1kk
@Abhishekyadav-ro1kk 3 года назад
Mam I need a policy for my family Can you please help me.. for choosing best plan
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Abhishek jee, please get in touch with us at info@hareepatti.com or 9650706699
@fpsupravatfinancesimplifie2124
@fpsupravatfinancesimplifie2124 2 года назад
contact me . policybazar
@sagarpharma10
@sagarpharma10 2 года назад
Hello madam thank you for valuable information.I have one question in deductable option. If I have policy with 2lac deductable. Then it work yearly basis(means for first claim 2 lac is my own contribution and then for next claim in same year company pay full amount) or on every claim I need to pay first 2 lac rs. Please clarify me this point.
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Thanks Sagar, I am glad you found the information useful. It is annual aggregate deductible, means 2 lacs need to be paid only for 1st claim in a year.
@krishkrishana3069
@krishkrishana3069 3 года назад
My father pre existing disease BP, diabetes,& Heart Angioplasty one stain in there..which plan will best my father,pls reply
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
In case of angioplasty, it will be tough to get policy. You can try Star health cardiac care or care heart insurance
@pradeeppatel2049
@pradeeppatel2049 Год назад
Can deductible be dropped on renewal? would that need an underwriting and/or waiting period served again?
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Yes, can be dropped. No underwriting / No waiting periods will be applied as confirmed by Niva Bupa's team
@ksudarsanpatro3027
@ksudarsanpatro3027 Год назад
Whether we have to pay any extra if we are going for treatment in zone 1 if our policy is issued in zone 2
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Nothing extra is to be paid
@saisurya1135
@saisurya1135 Год назад
Madam is there Any Waiting periods For Bp diabetes thyrot
@GurleenKaurTikku
@GurleenKaurTikku Год назад
If it is Pre existing, then 2 years. Otherwise- Initial waiting period of 30 days will apply
@abhijeetshenvi
@abhijeetshenvi Год назад
Hi Madam, I have purchased reassure for my parents, till 65 yrs of my father the premium was 34000, next renewal is due in Feb 23, the premium asking is 45000/- due to 66 yrs , shall i shift to senior first with deductable option? I have company policy of 5 lac including my parents . Also let me know how to process deductable during claim processing.
@GurleenKaurTikku
@GurleenKaurTikku Год назад
You can check with Niva bupa if they are allowing internal migration to senior first
@souvikkhan6257
@souvikkhan6257 3 года назад
A question. What is ICR ratio for Max Bupa? (Not CSR)
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
The ICR of Max bupa is 54-55%. When the incurred claim ratio is between 50% and 100%, it means that the insurer can manage the insurance claim settlements through the total premiums received in the year. In other words, the insurer is financially stable.
@letslistenandtalk5091
@letslistenandtalk5091 3 года назад
Ma'am, video is good. I heard maxbupa is unable to process cashless claims due to their partnership is no more. Reimbursement is not really good option when bill amount are higher. Please advice. Thanks
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Partnership with?
@letslistenandtalk5091
@letslistenandtalk5091 3 года назад
@@GurleenKaurTikku I am a customer and willing to buy one policy for my mother. I am not agent with anyone. Thanks for your kind reply.
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
@@letslistenandtalk5091 you mentioned their partnership is no more, so was asking about partnership with? Wanted more clarity on your question.
@letslistenandtalk5091
@letslistenandtalk5091 3 года назад
@@GurleenKaurTikku just wanted to know if cashless claim can be settled or not.
@PraveenKumar-bs5gc
@PraveenKumar-bs5gc 2 года назад
Nice
@dhanwatesudhakar4310
@dhanwatesudhakar4310 Год назад
Very nice
@mysterious107
@mysterious107 2 года назад
Is it possible to buy the policy now for a patient who is suffering from backpain , and requires surgery in about a week?
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
No
@mysterious107
@mysterious107 2 года назад
@@GurleenKaurTikku thank you.. what are my best options?
@rajeshmolasi6938
@rajeshmolasi6938 3 года назад
Well detailed content and presented really well! can you also make a video on Super Top ups plan?
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Thanks Rajesh jee Max Bupa super top up plan ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-nIgYFRDAexk.html
@BharatRazdan
@BharatRazdan 3 года назад
Hi Mam, I want to purchase insurance for my parents and I'm a little confused regarding the Deductible option. I already have a GHMI insurance of 5 lakhs (parents as dependents) that my employer pays. In that insurance there's a 25% Copay for parents. Will it make sense if i go for Max Bupa Senior plan and choose deductible option?
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Hi Bharat, yes you should choose senior first with deductible option only. Can choose from 1 lac deductible onwards and premium will vary accordingly. It will be cheaper as compared to co pay option
@sunilbehera4209
@sunilbehera4209 3 года назад
Hi Ma'am My mother is 63 yrs now. She has been a diabetes patient for the last 7 years. Can you suggest me a health policy for my mother?
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Sunil jee, you can go for standard policies like HDFC ergo restore/ secure or Max Bupa reassure. There will be waiting period of 3 years on diabetes as PED. To get coverage of diabetes from day 1, you can go for HDFC ergo Energy Plan or Aditya Birla sun life enhanced platinum plan.
@sunilbehera4209
@sunilbehera4209 3 года назад
@@GurleenKaurTikku Mam Tq so much.
@Harry-hd6uv
@Harry-hd6uv 3 года назад
Why you only make video of max bupa only please tell about care polucy Aditya birla policy n other too
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Thanks for the feedback, will make for other companies also shortly.
@sandeepmainkar4886
@sandeepmainkar4886 Год назад
Co pay or diducteble Lena compulsory hai kya
@GurleenKaurTikku
@GurleenKaurTikku Год назад
For any queries regarding Health Insurance or any assistance in buying the plan , feel free to connect with us on WhatsApp/Call at 9650706699. Thank you 😊
@sahilwadhwa8644
@sahilwadhwa8644 Год назад
Hello mam My mother is having cover of 3 lakh of medical i want to opt for 10 lakh cover. Her age is 71.she is have sugar and hypertension as medical history. No major medical history. Which deductable should i choose??
@GurleenKaurTikku
@GurleenKaurTikku Год назад
You can with 10 lacs insurance with 2 lacs deductible or 15 lacs with 3 lacs deductible
@sahilwadhwa8644
@sahilwadhwa8644 Год назад
@@GurleenKaurTikku mam i wanted to know on more thing i have corporate insurance of 3 lakh later i took niva bupa super top of 15 lakh. But in that top up my mother is not included due to age. Suppose my mother utilise the 3 lakh corporate buffer due to hospitalization.. And in that year the some how i will have to go some surgery will my super top up will get activated. Because my mother had already used corporate base policy.?
@pandurangdesai4795
@pandurangdesai4795 2 года назад
07/11/1952, female having diabetes, hypertension, Respiratory diseases and their complications Diseases of Urinary systems, and their complications Diseases related to Female Genital System and their complications SI. 10 Lac
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Please get in touch with our team at 9650706699 / 9810458605
@anantsharma6537
@anantsharma6537 2 года назад
If someone is living in zone 2 and paid premium for zone 2 . But somehow went for treatment in zone 1. How will this situation work. Whether he be denied claim. Or will he/she have to pay from his/her pocket. Or some amount will be be settled.
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Anant jee, if someone has paid zone 2 premium, he can take treatment anywhere in India without any restriction/co-payment/sublimits.
@anantsharma6537
@anantsharma6537 2 года назад
@@GurleenKaurTikku thank you for making the clarification.
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
@@anantsharma6537 😊 Thank you , keep Watching & do Subscribe
@sujathasampathi9357
@sujathasampathi9357 3 года назад
Plan is good.. But i stay in Hyderabad which is zone 2, having diabetes bp. 67 age.. Can you tell me how much premium I have to pay for 5 lakh and 10 lakh?? And also I understood deductible method which u said, Is it possible to get 100% claim without any copay??
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Please find below premiums for zone 2 5 Lacs with deductible of 1 Lacs Rs.15520 10 Lacs with deductible of 2 lacs Rs.15582 There is mandatory deductible/ co payment in the plan. It cant be removed.
@sujathasampathi9357
@sujathasampathi9357 3 года назад
Thank you. I purchased the plan..
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
@@sujathasampathi9357 :)
@torrtuganooh2484
@torrtuganooh2484 2 года назад
When the SI limit 0f 10 lakh gets over and when the reassure/refill option comes, how much extra we have to pay on top of the premium?
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Nothing is to be paid to use refill benefit
@torrtuganooh2484
@torrtuganooh2484 2 года назад
@@GurleenKaurTikku But if i am paying say 20k per annum for a SI of 10 lakh. And use the 10 lakh, why will they increase the SI without any extra charges? Will that not mean that the SI is unlimited and not just 10 lakh for the 20k premium. Please correct me.
@faisalmbaib
@faisalmbaib 2 года назад
Hello I have a question if life is covered under any health insurance.
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
No, life insurance is not part of any health insurance policy. If you go for Personal accidental policy, then claim for only accidental death is paid.
@yogeshchandrashekhar9754
@yogeshchandrashekhar9754 Год назад
My father is 63 and mother is 58. Is it possible to include both parents in platinum policy?
@AravindKumar-lj7kx
@AravindKumar-lj7kx Год назад
Yes you can add both in family floater
@pradeepg4676
@pradeepg4676 3 года назад
Can a client age 69 and have undergone angioplasty eligible to take policy in this plan??
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
I don't think so , he will get the policy. Still one can try applying, it will be subject to medical underwriting.
@pradeepg4676
@pradeepg4676 3 года назад
@@GurleenKaurTikku thanks for your feedback.
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
@@pradeepg4676 :)
@fpsupravatfinancesimplifie2124
@fpsupravatfinancesimplifie2124 2 года назад
no cant take, contact for heart diseses plan
@samiran881
@samiran881 Год назад
My parents stay in zone 2. If I do purchase the plan for zone 2, can they avail cashless in zone 1 network hospitals?
@bhavikagarwal9233
@bhavikagarwal9233 Год назад
They have to pay some extra premium
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Yes, they can claim PAN India without any restriction/ co payment / sub limits
@saurabhmishra7823
@saurabhmishra7823 3 года назад
I have a group policy from bank for my senior citizen in laws which renewal is due on 24th may 2021. Can we port that policy in this plan ????
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Saurabh jee, Group policies can't be ported in the retail plans. You may connect with us on 9650706699, will suggest you an alternative option.
@apanchaxari1
@apanchaxari1 3 года назад
After what duration... PED/Accident/other issues will be eligible for claim? 😔
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Accidental hospitalisation is covered from day 1. PED are covered after 3 years. specified illnesses are covered after 2 years.
@galaxykanker9746
@galaxykanker9746 3 года назад
Mam.. plz suggest best term insurance plan...
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
You can check out LIC Jeevan Amar, ICICi pru smart protect , Max Life insurance.
@rakeshrak480
@rakeshrak480 3 года назад
Hi mam my father is 60years had brain tumor operation 5years back and I'm trying to get insurance in Max Bupa they are telling no he is not eligible for insurance. Can u help how can we get the insurance
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Rakesh jee, Regretfully no insurance company will be able to offer him cover because of the PED
@sujathasampathi9357
@sujathasampathi9357 3 года назад
Pre existing disease
@onestopsolution619
@onestopsolution619 Год назад
Well done
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Thank you jee, keep watching !
@lasithaprasad3340
@lasithaprasad3340 3 года назад
Can the premium be paid in instalments..half yearly, quarterly or monthly?
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
EMI option is available , you can choose from the same - 3 months, 5 months , 8 months and 11 months
@Travellern
@Travellern 2 года назад
मैम आपने कहा कैंसर, क्ट्रेक्ट पर सप्पलीमेंट नहीं है इसका क्या मतलब है।
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
sub limits means koi bhi restriction nahin hai, it is fully covered
@DevOpsTips
@DevOpsTips 3 года назад
How deductible works in floater policy at time of claim. Is deductible amount sum of individual expenses from pocket or it calculate on floater basis ? Eg. I spend total 2 lakh on my parents from my pocket ( Father 50,000 + Mother 1,50,000/- ) so what will be deductible amount of my father at the time of claim ?
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Deductible in a floater policy is total and not individual. For example: 5 lacs policy with 1 lac deductible, After 1 lac claim in a year, you can use 5 lacs from the policy.
@aakashgarg9363
@aakashgarg9363 9 месяцев назад
Deductible amount option is not showing in insta insure
@GurleenKaurTikku
@GurleenKaurTikku 9 месяцев назад
It is there on Niva Bupa's website
@grewalmeet73
@grewalmeet73 3 года назад
co payment last mein video k bata rahe ho , pehle batani chahiye taki time waste na ho video dekhna
@9yogo
@9yogo 3 года назад
Max bhupa costomer review is so bad they facing claim settlement issue
@chayagp5561
@chayagp5561 3 года назад
Will this has super top up also??
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Yes, super top up is an additional policy that can be added to any plan
@1787aryan
@1787aryan 3 года назад
How is it different from Health Reassure Plan?
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Abhinav jee, Health reassure plan can be bought by anyone. Senior First is only for senior citizens in the age group of 61-75 years. There is no co payment and deductible option in HR whereas in SF, there is mandatory co payment /deductible option. There are two variants Gold and Platinum in SF, but only one variant in HR.
@1787aryan
@1787aryan 3 года назад
@@GurleenKaurTikku Well I guess than HR plan is a better plan compared to SF for senior citizens
@chawlasumit144
@chawlasumit144 3 года назад
Mam 5 lakh ka kitna premium hoga as only my father 1 person 61 age
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
For zone 1-5lacs gold plan with safe guard benefit with 20%co pay , Rs.23000 5lacs platinum plan with safeguard benefit with 20%co pay, Rs.28000
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Zone 2 Approx 15% lower than zone 1
@emailcharlesjosh
@emailcharlesjosh 2 года назад
Hello mam, Will this policy cover mental health issues? (Dementia, Schizophrenia, etc)? Thanks and Regards, Charles
@neelammali3026
@neelammali3026 2 года назад
What is Free Lookup?
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Free look period is a period of 15 days in which you can cancel your policy without any charges
@PS-el2hp
@PS-el2hp 2 года назад
At present premium in Rest of India for 61-65 age is 35k+ for 5lac SI
@krishanagarwal3333
@krishanagarwal3333 3 года назад
Mam mane mere wife jo 7month pregnant hain covid positive hain unko admit karwaya. Hain ab .but maxbupa ne claim rejected kar diya ye bol ke ki apne ghar par ku nai ilaz karwaya .hospital may admit nai karna chaye tha.claim rejected karne karne ke liye kuch bhi bol dete hain froud person hain maxbupa .
@subratapaul5172
@subratapaul5172 2 года назад
Hello, Madam, I have a confusion regarding deduction process. Suppose one gets admitted and needs 3 lakh . 1lakh would be paid by himself and rest 2 lakh by company . Now,if the person again admits in the same year. And needs 1 lakh/ more than1 lakh/less than 1 lakh. Should he again have to pay first 1 lakh to the hospital?
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
It is annual aggregate deductible, so it has to be paid once a year. Here, again you do not have to pay 1 lakh again
@MdShahid-vq1dh
@MdShahid-vq1dh Год назад
Aapke videos mai add kafi aate hai
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Woh youtube add karte hai , hum nahi
@ranjancom2000
@ranjancom2000 11 месяцев назад
Reg Insurance plan after age 80
@_neophyte2391
@_neophyte2391 2 года назад
Stop promoting niva Bupa, one of the worst health insurance in settling claim, they keep sending mails inquiring, instead of working out. Even the mails from hospital is not being responded. I had a very bad experience today. I had to discharge my father without even settling the claim.
@GurleenKaurTikku
@GurleenKaurTikku 2 года назад
Biswajit jee, we never promote any of the companies & always request our viewers to do their own due diligence before buying the policy. We have just tried to review the product. You can contact our team on WhatsApp at 9650706699 /9810458605 for any queries regarding Health Insurance. Thanks
@154sourav
@154sourav Год назад
Did u buy from policybazaar
@154sourav
@154sourav Год назад
I was thinking of buy the same as policy bazaar guy was pitching this policy
@_neophyte2391
@_neophyte2391 Год назад
Do not go for niva Bupa then there customer support is really bad
@darkliongaming4307
@darkliongaming4307 Год назад
The best policy for senior citizen and best company
@shreyasbl1420
@shreyasbl1420 3 года назад
Speak in English maam
@shreyasbl1420
@shreyasbl1420 3 года назад
Pls speak in English
@GurleenKaurTikku
@GurleenKaurTikku 3 года назад
Sir, There are some videos in English as well. You can check those. Will try to make videos in English and Hindi both.
@krishanagarwal3333
@krishanagarwal3333 3 года назад
Froud hain mam ..total froud
@yatinbhatia9323
@yatinbhatia9323 Год назад
I had called madam and asked query but she had not given answer properly and told me you watch video and contact to company regarding your query . If you are not giving proper information then don't give your number.
@GurleenKaurTikku
@GurleenKaurTikku Год назад
Yatin jee, Just heard your recording. You asked for pre existing diseases waiting period, I mentioned it is 2 years and video me bhi bataya hai. You also asked about disclosing PED and some client ( I couldn't understand ki aap client hain ya agent) told you that if you disclose, then it is 3 years,uska bhi answer diya ki 2 years waiting period hai. Baaki kuch aur clarification chahiye, toh call Niva Bupa.
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