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Optimising My Insurance Portfolio at 28 Years Old | Self Review

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Watch as I optimise and review my insurance polices bought when I was 24 years old, fresh out of university.
I was tired of relying on someone else that only has remuneration at the back of their minds, not your interest. I can't change the industry but I can help whoever I meet. I am as transparent as I've always been on this channel. How would you know? Meet me to find out. 😂
As my main income comes from doing RU-vid, I hope this can be an added assurance to any one of you who needs help (Watch my monthly Money Diaries sharing with you my income sources - • First month back in Si... )
You can reach out to me here ➡️ tally.so/r/wky9XJ
Don't wait until it's too late to get insured, when you become uninsurable... Not to mention it's cheaper while you're young. It's important to match insurance products to meet your needs at your current stage of life instead of the other way around. You only need what is enough. Nothing more.
My Story Why ➡️ demizhuang.com/life-updates-d...
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TIMESTAMPS:
00:00 - Introduction
01:01 - How I Got Insured at 24 Years Old
01:40 - Why Buy a Whole Life over Term Life
02:03 - Breakdown of Existing Insurance Plans bought at 24 Years Old
04:53 - Why Do I Need to Review My Insurance Policies?
06:05 - New Insurance Portfolio at 28 Years Old
#insurancereview #demizhuang

Опубликовано:

10 авг 2024

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Комментарии : 18

@DemiZhuang 2 месяца назад

Do you know the details to your insurance coverage?

@Mourik131 2 месяца назад

Im from the Netherlands our insurance works differently. Interesting to see how it works overseas.

@JJarJared 2 месяца назад

This is an awesome video! The RU-vid space is very limited to these type of content for people to understand about these products. Hopefully, if you are able to share about other products such as investments, that would be great! Thank you!

@jasminetang2531 2 месяца назад

Thank you, Demi. Many wise words from you. I’ve personally make many mistakes when it came to insurance and only made an “awakening” 20 years later. 😢 However, all is not lost and I am trying to learn to handle my own personal finance through what I’ve learnt from good people like you and other RU-vidrs/bloggers. ❤

@DemiZhuang 2 месяца назад

💪🏼💪🏼

@dzdz55_SIUUUUU Месяц назад

The paper crumples in background are slightly distracting to me, but the visuals and how you explain everything are very clear. I like how clinical you are in your diagrams!

@1MW9 Месяц назад

bought whole life plan when I was young and dumb as well at 25. One of the bigger mistakes in my life. Thankfully I didnt have enough money back then to sign a bigger plan. Now at 30, I bought another term critical illness to complement the existing whole life plan, exactly like you did, directly without insurance agents

@caiwentian409 Месяц назад

I have some ILPs which covers my early and multi-stage CI, do you think it is better to switch to protection coverage only without the “investment” portion?

@iam-we6lj 2 месяца назад

Im 26 n still noob in insurance therefore this rlly helps

@DemiZhuang 2 месяца назад

I’m glad it helps!! :)

@muqsitghazali 2 месяца назад

So right about cost isn't the only consideration factor. Having someone dependable and able to service your claims for you is really important because you're very likely to be in a stressful situation when you need to claim for insurance. Just my two cents.

@DemiZhuang 2 месяца назад

Hope more people realise this! Thank you for sharing!

@kohlee888 2 месяца назад

👍

@BC-hl4qh 2 месяца назад

Having a professional financial advisor (agent) is important. What is equally important is the insurance company. As a family of three, we have purchased around 20+ policies from five insurance companies over the years. I deal with 5 agents which are fortunately very good. My experiences with one particular insurance company, call it A, is very bad to the extent that I no longer wish to buy anymore policies from it. Why do business with a company that does not provide adequate services but messes you around making your life difficult.