I LOVE all things personal finance - saving, budgeting, tips and tricks to save on my already incurring expenses. I’m documenting my personal finance journey towards achieving my dreams on this channel and hope it'll inspire others, like you, to create a life that you love to live (and some useful travel tips 🙂). If you are interested, follow along on this journey~ A disclaimer, all videos are meant for education and entertainment purposes only. You are advised to perform independent research yourself or seek a qualified financial adviser. I will not be liable for any losses directly or indirectly from any product / material provided and mentioned. This channel has not been reviewed by the Monetary Authority of Singapore.
My goal this year is to safely maintain and hit above $1mil. Had some rough investments that went bad. Properties overseas had good steady rent but capital did not gain. Some rash stock and crypto investments made me lose the million so I have to be a little smarter this time round. On the bright side, my income has quadrupled so it is easier for me to hit $100k every two months now. I'm aiming to save 80% so i have more funds to deploy in investments. To cut down on unnecessary expenses, except travel i supposed, love traveling. Happy to hit new milestones every year and turning 26 this month, I definitely do not regret my mistakes to be a better investor this time round
Weren't you using moomoo? I'm currently using admiral markets and wonder if I should go with interactive brokers as well what is stopping me is that on admirals you can deposit straight from your card where in interactive brokers you need bank wire which is a bit of a hassle.
that's actually a strategy, to avarage the value instead of averaging the cost. You invest to increase your value by a fixed amount, so when the price rises you buy less because the value increase is already given by the price rising and when the price fall you have to buy much more to keep having the same value increase. The theory is to buy less when the market is already rising to keep your money for the opportunity to buy more when the market dips. This strategy has its own drawbacks, but is still an existing method with some good elements on it's side.
Could someone please explain how can you trust some application (web site) invest your money via them? What happen if that application / web site suddenly stop working?
Hi Demi, for the recurring monthly order tiered pricing, does that means that every month, it will incur the USD 1.7 per order and the equivalent tiered % of the monthly trade value?
Hi there , thanks for sharing this interesting content. You mentioned that your round trip ticket to osaka cost only $450 with checked in baggage , How did you manage to get such a cheap deal?
Thanks for the sharing. Very handy. I have just started using IBKR. For CSPX, domiciled in Ireland, do we have to ensure trading permission for United Kingdom?
Hi Demi, I absolutely love your videos! I have a small piece of feedback: the "T" and "S" sounds come across quite harsh when I listen with earphones. Would it be possible to soften these sounds using a pop filter or through audio editing software? Thanks so much!😃
The paper crumples in background are slightly distracting to me, but the visuals and how you explain everything are very clear. I like how clinical you are in your diagrams!
Hi Demi, does it make sense to use platform brokers like Moomoo to invest in index funds in long term (10-20 years), considering the platform may not exist in the long term?
Not only amazing experience in Japan but also interested in your Finance story. Be always great work! This video recalls me the period of time I visited Japan years ago. Thank you and enjoy your trip!
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summer shopping is good. I bet u got many new clothes and can wear in Singapore? Same too. I used YouTrip to top up Suica. Then after I reached major station, I got physical Suica and also managed to get physical ICOCA from the machine. 😊
