Police provide update on major credit fraud scheme

Подписаться 216 тыс.

Просмотров 67 тыс.

50% 1

Toronto police say 12 people are facing a combined 102 charges in connection with an investigation into a major credit fraud scheme.
The charges were announced Monday as police provided an update on a probe into “synthetic-identity fraud” dubbed Project Déjà Vu.
Det. David Coffey, of the Financial Crimes Unit, said synthetic-identity fraud is a form of financial fraud in which fictional personal information is used to open accounts at financial institutions and other businesses.
Subscribe to CP24 to watch more videos: / cp24torontobreakingnews
Connect with CP24:
For the latest news: www.cp24.com/
For the latest videos: www.cp24.com/video
CP24 Live and Interactive: www.cp24.com/now
CP24 on Twitter: / cp24
CP24 on Facebook: / cp24toronto
CP24 on Instagram: / cp24breakingnews
CP24 on TikTok: / cp24breakingnews
CP24 Breakfast on Twitter: / cp24breakfast
CP24 Breakfast on Instagram: / cp24breakfast
---
CP24 is Toronto's #1 source for breaking news.

Опубликовано:

28 апр 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 542

@gerik2453 Месяц назад

Deport!!!!

@milamir8225 Месяц назад

😂

@jeffbrousseau5363 Месяц назад

Who is getting deported, they have no identification

@MikeTyson-ig4vf Месяц назад

Not gonna happen Canada will SOONER deport patriots against mandates then these jerks.

@chelseagirl278 Месяц назад

Trudeau needs them one more year for the election

@adilpasha-tc9eq Месяц назад

Deporting won’t help should be put in jail.

@gerik2453 Месяц назад

What a bloody mess!

@gabycesari7799 Месяц назад

They'll be out by the weekend 😢with new identities 😅😅😅😅

@Doug-zl8nb Месяц назад

This destroyed ontario canada it's disgusting

@carloscastano2033 Месяц назад

This is so stupid, how come someone can crate an identity out of the air, and fool the banking system in Canada. We can see how weak our institutions are in this Country

@ricolaw2293 Месяц назад

Lmao, this can be done in any country.

@banksy2870 Месяц назад

These companies have very incompetent managers so, these people get away with it. These are not brilliant criminals - these companies are managed by incompetent people.

@NicBam Месяц назад

Because they had help obviously. Do you think the huge influx of immigration by the millions per year and all the car thefts that started at the same time and all the mortgage fraud’s that started at the same time are all a coincidence? What country commits the most fraud around the world? Then ask yourself why are they coming here? How is it so easy for them to do this? Do you honestly think we live in a country where our officials want good things for us?

@TB-zf7we Месяц назад

Canada's Legal system is still working thru a 19th century process. It must be modernized to be more relevant. Even unsophisticated conmen are dunking on our country.

@user-jd4kp3lp9r Месяц назад

The way banks create money out of thin air

@birdpainter452 Месяц назад

Big, heavy sentences and then deport.

@myopinion6092 Месяц назад

yes, Take all personal/ business assets and deport all persons from the last 10 years and ban their passports from Canada.

@marshferguson4737 Месяц назад

No way! Just deport them. I don't want to pay to feed them in our jails 😂

@haraldmoeller-cp6nj Месяц назад

Y. E. S

@chelseagirl278 Месяц назад

under Trudumb? not going to happen

@spawn11 Месяц назад

Born and brought up here. Canadian by paper, 🇵🇰 by Nature

@Cyber_Hunter. Месяц назад

Hope they won't be released on bail tomorrow?

@aldosigmann419 Месяц назад

This afternoon more like it....

@shabba213 Месяц назад

Trudeau will be there bobbling his head and wearing flip flop safety shoes.

@pchen4432 Месяц назад

More important is that these people should be charged properly, not just released.

@terrylazurko2476 Месяц назад

Too late.

@jimwilliams4003 Месяц назад

i bet all these people were out on bail before the ink was dry on the charges

@Doug-zl8nb Месяц назад

Government protects immigration criminals

@theworkingactor9451 Месяц назад

What a mess Canada is

@andreaatkins8420 Месяц назад

THE WHOLE WORLD.

@chelseagirl278 Месяц назад

@@andreaatkins8420 especially Canada!

@Doug-zl8nb Месяц назад

Government needs to be put in jail.They're the cause of all problems.They want massive immigration coming in and doing massive crime

@luckyguy600 Месяц назад

THIS is only the start. Wait till the entire economy collapses. You won't dare leave your home.

@Thetruthhurts708 Месяц назад

All the accused are high quality immigrants we desperately need. Who else is going to commit the crimes if we don't bring in specialists from overseas?

@jgalt5002 Месяц назад

Engineers and dr

@ardit4001 Месяц назад

I came myself through express entry, which requires a lot of qualifications to be selected! The problem lies in other ways of immigrations these people find...

@aldosigmann419 Месяц назад

They're high trained and deeply committed!

@derrickpiche1119 Месяц назад

Wow diversity is great, let's bring more of them in. They are such great civilizations, failed over many generations, but somehow they will benefit us.....

@tessietesoro7407 Месяц назад

Why bring immigrants who are good in committing crimes , why not hire good moral standing among Canadian citizens ?

@laurafulton7023 Месяц назад

Remember back when Canadian cities were occupied by Canadians? I miss those days

@waffles1ca Месяц назад

You must be as old as me

@harlow9175 Месяц назад

Those days are long gone.

@NunyaHarmonee Месяц назад

Yes.. 😊The First Nations people were here before app the colonizers. Great times!

@johndagenais2565 Месяц назад

Me too😢

@natalied5917 Месяц назад

@@NunyaHarmoneeTell my brother.

@neliaferreira1492 Месяц назад

Deport

@chelseagirl278 Месяц назад

one more year, Trudeau needs them for the election

@ili397 Месяц назад

They say nothing on how to protect ourselves as citizens. What a shame.

@HarryFromTheNorthSide Месяц назад

Its part of the agenda,to allow crimes to continue and then get the public on board with voting for more surveillance and to get us through fear tactics to willingly give up our rights and freedoms

@luckyguy600 Месяц назад

Leaving your keys & wallet and banking information on a table just outside the door is the safest dumb thing to do. Cookies and milk would be thoughtful. Just sayin'

@Math_Homework_Help Месяц назад

Thanks Toronto Police 😃

@johnrock123 Месяц назад

All former telemarketers coming to this country to make a better life for themselves and have their families "migrate" here. Thanks Trudeau 🇨🇦

@beachydee854 Месяц назад

Criminals ruining our country!

@rettbutler1312 Месяц назад

Only the PPC will fix this. I was a left voter all my life, but I am voting to get rid of this existential threat to our culture, safety, and economy.

@rettbutler1312 Месяц назад

Also, every bank employee who opens an account for a customer GETS A BONUS. We need to legislate salaries only, no commissions for sales in our banks.

@tylert3709 Месяц назад

😂😂😂😂😂

@ProudCanadian1959 Месяц назад

@@rettbutler1312 I totally agree with you. More people should read the PPC platform and see what they stand for. Bernier would make the best PM in a very long time...9 years.

@lenvillemaire4751 Месяц назад

Trudeau let bring in more of these people, for Liberal votes…

@pjx607 Месяц назад

they can't vote dumbass

@haraldmoeller-cp6nj Месяц назад

Especially in the Brampton area. The number of ridings. Hey, do our politicians gerry mander like they do in America?

@gonefishing4204 Месяц назад

@@haraldmoeller-cp6njBramgladish?

@AnikenSkiwalker Месяц назад

Finally canadians are waking up. ⏰ But its too late.

@Sk-zw7bb Месяц назад

You’re a racist

Месяц назад

Thank you Trudeau, please allow millions more of these fine, upstanding individuals into our country. You’re the best (dictator with open borders) that we’ve ever known.

@adrian-gr8hg Месяц назад

Shut up w your BULLSHIT.

@Doug-zl8nb Месяц назад

Absolutely disgusting.This government that snake at the top

@fillmore1267 Месяц назад

Bank has no money anyway, too bad they don't work this hard for the people of the country.

@ardit4001 Месяц назад

I am an immigrant myself. I came through express entry with a lot of rigorous requirements from a western Balkan country. I came to Canada to fulfill my potential and give my contribution to this country. This has to stop, the law must be harsh to all these criminals (no matter who). Break the law - go to jail. I didn't come here to work hard as I do, and to get ripped from these people, and others who try to benefit from the system and taxes I pay!

@milamir8225 Месяц назад

Then, the process must be started from the very top. 😊

@4giveNever4get Месяц назад

@@milamir8225 But the top needs new immigrants as supporting voters.

@SybilKibble Месяц назад

Agreed -- and I wish the racism and xenophobia would stop. Most of them are bots creating these echo chambers for the prejudiced sad wastes of space who hold those beliefs.

@adrian-gr8hg Месяц назад

Get over yourself dude. It's tough and rough everywhere. Loblaws Walmart,big banks are causing more problems in your life than these pos criminals. Remember that.

@haraldmoeller-cp6nj Месяц назад

Well put friend ! But we should go one step further Deport the accused and their dependants back from wence they came.

@marshferguson4737 Месяц назад

The government needs to start deporting these criminals ASAP! The driver in the Humboldt crash didnt get bail and he was deported for an ACCIDENT! This makes zero sense!

@doreenblatz2440 Месяц назад

Makes sense to those Canadian parents whose children were killed in that so called accident. Unless YOU lost a child on that school bus you should keep your opinion to yourself. It’s disgusting you would use dead children to try and get your opinion on deporting murders.

@marshferguson4737 Месяц назад

@doreenblatz2440 I wasn't saying he should still be here I don't think that at all I was trying to say we deport non criminals. I don't believe he did it on purpose as a crime. Sometimes it's hard to explain my position in writing. Sorry if I hurt you it wasn't my intention to hurt anyone. And I do have 2 children so I understand greatly.

@marshferguson4737 Месяц назад

@doreenblatz2440 it doesn't makes sense that these criminals get off with a more leniency

@6mas Месяц назад

That driver’s negligence was responsible for so many deaths. He was driving without proper training and experience. Was given that job because of an industry that’s rigged with scams and incompetence. His own people are involved in those activities. He should be deported, and so should these identity theft scammers

@Doug-zl8nb Месяц назад

Doug ford needs to build a massive jail for the government and all the cousins that are coming in

@janetteellingham4982 Месяц назад

Keep letting them in. It’s only going to get worse

@samhasan-vy6is Месяц назад

Well leave if you are not native then kindly sht the f up

@nktechnical_9966 Месяц назад

Okay Janette that has nothing to do with it.

@LocsLoco Месяц назад

@@nktechnical_9966 has everything to do with it id10t

@chelseagirl278 Месяц назад

@@nktechnical_9966 you are deluded

@nktechnical_9966 Месяц назад

@@chelseagirl278 so what she tryna say? You bring more coloured folks in and it's gonna keep happening? Or you keep bringing anyone in and it'll keep happening? If it's the second one then I agree

@atomixfang Месяц назад

Those hard working doctors and engineers are doing their best here in Toronto!

@rhetorical1488 Месяц назад

trudys voter base

@JB-qh6ni Месяц назад

Probably his vote counters too

@Doug-zl8nb Месяц назад

Justin trudeau's cousins

@sarudi51980 Месяц назад

Oh those swedish exchange students again

@MrBetc Месяц назад

Charge them and let them go, spend more time on the press conference than they will ever spend in jail.

@joeway8665 Месяц назад

A local bank just laid off a bunch of workers here in Canada..... now the frontline is mostly brown. WTF?

@DEBO5 Месяц назад

What’s your point?

@LiplessEagle Месяц назад

@@DEBO5deport. Reason why different cultures live on different continents. Simply don’t get along

@DEBO5 Месяц назад

@@LiplessEagle are you that clueless? Then why did the Europeans come to North America and massacre the natives and steal their land? You can’t be serious being a white Canadian complaining that there are immigrants in this country YOU are an immigrant as well.

@alienfetus4 Месяц назад

@@DEBO5denial of service associated with totalitarian ideologies.

@gonefishing4204 Месяц назад

It’s that way everywhere buddy.

@rizz_the_dog Месяц назад

Chief myron demkiw resign now

@peej91 Месяц назад

Great work keep em comin

@euanreid6682 Месяц назад

Looks like they could all be related to the gold heist criminals.😂

@ysiadpir1423 Месяц назад

Lol.. exactly what I was thinking...did not take long to find your comment. Lol😅

@push137 Месяц назад

That's why they let them in the country to throw everything on their back its not us its them look at their face 😂 and eveyone agree on deport the small fish but the big fish continue to do their business

@wreckin11 Месяц назад

Or the ones that work at CRA , fuck up my taxes mf couldn't speak English

@SosaSweeti Месяц назад

@@ysiadpir1423right 😂

@lingerl1352 Месяц назад

should had been called Project What a Surprise or Project Usual Suspects

@shabba213 Месяц назад

Project you kick my dog

@matthewbell9667 Месяц назад

And I bet you they all got bailed out today and I bet you they probably won't even do 6 months in jail

@alphamike9560 Месяц назад

Diversity is certainly proving to be our strength. Why is it always the usual suspects who do this?

@HarryFromTheNorthSide Месяц назад

Takw it up with your local kkk and hells angels members ,theyre supposed to be controlling all the canadian crime

@Austinmediainc Месяц назад

Come to Canada! We let anyone in, it's super easy to commit crimes, if you are arrested you will be out in 24 hours, and you will be let off with a slap on the wrist. What a joke this country is becoming. We should see the data on how many crimes are committed by "newcomers" so Canadians can decide if we should be bringing in so many people !

@theworkingactor9451 Месяц назад

As a new citizen in the US - you commit a crime in the first 5 years you are out!! papers pulled

@commonsenserevolutionx1053 Месяц назад

Canada...a criminal's paradise.....thanks to the Liberal soft on crime mandate.

@cantrait7311 Месяц назад

@@theworkingactor9451not in Canada media protects criminals

@CaptainScreech Месяц назад

@@theworkingactor9451I agree. It is a privilege to live in Canada or the United States and these people show no respect to the hardworking people in both countries. I was always under the impression that people came here to have a better life than where they lived but it seems some are only coming here to commit crimes.

@abomabom-wn1rb Месяц назад

Wow what a big surprise of who it might be. We are much too lenient on these low lifes

@Michael-pg7rv Месяц назад

Now let's see if the justice system follow through..

@chelseagirl278 Месяц назад

good luck with that. i bet you they are already out on bail

@aldosigmann419 Месяц назад

Diversity is our strength!

@gerik2453 Месяц назад

Lol! Deport all of them

@beachydee854 Месяц назад

🤮

@swaggershaun Месяц назад

Do you think crime care about color you moron

@baileyMFvext Месяц назад

@@beachydee854projectile

@jrone380 Месяц назад

That's what the natives say🤮🤮🤮🤮

@Dr_mom_gymlover Месяц назад

Looks like all south asians 😢

@joka5345 Месяц назад

We know police lie under oath, so lets wait

@svc2461 Месяц назад

Mostly from the religion of peace and mostly from Paxtan.

@redsable6119 Месяц назад

@@svc2461 Most religions fall into that category, responsible for millions of deaths.

@paperlater8708 Месяц назад

They look indian @@svc2461

@monalisa7 Месяц назад

@@paperlater8708 “look” did you read their names and origins?

@laurafulton7023 Месяц назад

In Post National Canada there’s 30 million Canadians, 14 million homes and 11 million foreigners occupying Canadian homes

@Aphrx Месяц назад

Whoever is creating these project names at TPS genuinely needs a raise!

@mikes1292 Месяц назад

The new Canada .

@ghservices5397 Месяц назад

Shame on these bastards

@6mas Месяц назад

Disgusting and disgraceful.

@Doug-zl8nb Месяц назад

Canada is a third world country if your criminal canada is the best place to live

@isabelle3855 Месяц назад

Wondeer how much in CERB they all received?

@Doug-zl8nb Месяц назад

Government's government's new cousins, scamming millions and millions of dollars when COVID was on.I wonder if they had to pay it back.Or they got a new passport

@sammys1008 Месяц назад

This department is so corrupt , can’t wait to see the trail , all of them will run free

@jimjackson4256 Месяц назад

Why when you go to a bank and you enter your card does it show all your assets to the teller?

@such_kna9041 Месяц назад

Why Canada loosen the rules? When we immigrated here years ago, opening a bank account was difficult, needed a referral, getting drivers licence was difficult, it is very easy now if you have certificate the country they came from, every one can come to Canada, difficult to understand the criteria govt. looking into to give PR.

@77dris Месяц назад

Diversity is our strength...

@laurafulton7023 Месяц назад

Diversity strikes again

@user-zt6gu1ph7c Месяц назад

Thanks 4 sharing that.

@plaistowbill Месяц назад

Synthetic identity?? Didn’t the banks check SIN first each application for a credit card? Credit score?? @1:10 Sounds like an “inside job”. @2:12 The funds are likely laundered into businesses or send overseas. @3:14 Yes! The suspects s likely had friends or relatives who work at financial institutions. @9:03 Doing their best?? If the banks were doing their best they would not be defrauded. Any time I’ve applied for credit I had my credit score checked. If credit scores were checked the identity would be determined to be fake. Either the institutions involved were negligent, one CB or more thief worked at the institutions or had associates who did. No the banks were not doing their best.

@subspace666 Месяц назад

well its obvious imo that its ether negligence in checking the validity of the identification papers or they have someone adding new SIN's in the system. my bet on the first option hopefully lol.

@plaistowbill Месяц назад

@@subspace666 yes, it could be negligence to a certain degree. But they must have has a lot of help to be able to steal do much. Sooner or later synthetic identities will be created . There Wii be a time when hands will have friends who work Igor the government who will sell new identities that are actually in government databases.

@Farmguy1 Месяц назад

Thanks Trudeau!

@picard120 Месяц назад

The British also allow in these immigrants into the UK. The UK also have same crime rate like Canada

@rogerbonneau6470 Месяц назад

Get that out of Canada now

@ilserv9 Месяц назад

Why are they asking the police about what banks do? He doesn’t know.

@pixxz4737 Месяц назад

Friends of the gold thieves.

@6mas Месяц назад

Brothers from a different mother

@brianmcdonald9502 Месяц назад

Will the police really do anything? I doubt it.

@parentrap Месяц назад

Hope Ford and Trudeau are happy to rush to house all these guys!

@theastuteangler Месяц назад

if the update isnt deportation I dont wanna hear it

@americanhotdog Месяц назад

Thx's Trudeau

@pacman3556 Месяц назад

you have a sad pathetic life if it revolves around one man. Trudeau is living rent free in your head lol.

@crushingalldeceivers Месяц назад

Trudeau has replaced the old Canadian culture with a new "post nationalistic state" culture of high crime and danger.

@sk84life0 Месяц назад

in like 2017 I had my identity stolen , yet I did not lose any identity cards or anything. and they open bank accounts , got loans , and open cellphone accounts. it was crazy , took me 1 year to get all this FIX I HATE HATE people that do that stuff. I was so stressed out because of all that crazy mess I had to get fix .

@amartinjoe Месяц назад

AHA..Indians & South Asians.....first the Gold Heist @ Pearson...now this!!!

@SimpleMinded221 Месяц назад

Marry Christian and preserve the west.

@KarlRove-vk7gg Месяц назад

The great depression 2.0 has arrived ladies and gentlemen.

@user-ty6hq6yn8y Месяц назад

where are they from?

@pacman3556 Месяц назад

how and why is that relevant?

@jimsmith3258 Месяц назад

India

@wqv5423ln Месяц назад

The same reason its important where the hostile protesters are from

@aldosigmann419 Месяц назад

@@pacman3556 Hahahahahahahaha!

@CheaplaffsJohnson Месяц назад

@@pacman3556Because the track record of that particular nationality speaks for itself

@mikefilippou8321 Месяц назад

Criminals jail for the crimes 50 years 🥵☠️

@Doug-zl8nb Месяц назад

They will be given a brand new passport to get back on the street.Skilled workers doing their best job

@rayhauser4730 Месяц назад

4mill ha ha ha why don't you investigate the government and save us billions

@dubgaragenorth8143 Месяц назад

"Diversity is our strength" -Some Jackwagon with fancy socks.

@RubyVideoFan Месяц назад

Can i be hired for a Bank job? No sales positions, just let me be an office clerk.

@NotLeftarded1 Месяц назад

Start doing your job so called authorities or the people are going to rise up and start doing your work for you since you're scared to be called names for doing your work.

@KamilaKrchova Месяц назад

Good job 👏 👍

@emiliehumbert6877 Месяц назад

Great job Toronto police.

@joka5345 Месяц назад

They are the biggest liers

@thaq8.2 Месяц назад

Describe "arrested"

@ddwayn2469 Месяц назад

4track transport in Winnipeg MB ask for applicants to provide SIN number, Passport copies, DL copy before they can process the application for employment. They should be checked why that are asking for these documents before offering the employment

@user-fe7mg5ot9z Месяц назад

They fake documents. That's the point.

@BarriePoole Месяц назад

There is more out there, keep looking!

@sanic5946 Месяц назад

The banks,the banks!

@jeepstuff4004 Месяц назад

Guessing all new immigrants and released by the judge

@SharpCats371 Месяц назад

what other criminal activity associated with these individuals?

@tarzank4245 Месяц назад

making Canadian birth certificate ,work permit you name it

@beachydee854 Месяц назад

You name it.....they're doing it.

@indianajones6517 Месяц назад

Skip to 3:25 to see how more diversity is such a strength for Canada !! These doctors and engineers left their home country to come here for a better life

@Mr80jb Месяц назад

I thought the main banks have special cybersecurity to stop this type of crime? 😮

@PerryCS2 Месяц назад

when is the crime tsunami going to get people to change their opinions on how things should be done in Canada and around the world. There is a lot of similarities in a lot of crime videos lately... DRPS police reports are almost all the same these days, the top 40 is pretty much all the same... you voted for this and soft on crime... what did you expect was going to happen? This is just the beginning... crime is skyrocketing... violent crime is increasing as well all over the place as criminals realize you hold your life savings in your pocket (your phone).... you just wait... it hasn't even begun to be really bad yet... this is just the growing pains... :)

@DanSmith-qx4nl Месяц назад

When they get their car stolen.

@ghservices5397 Месяц назад

Good job

@luckiangels Месяц назад

So what if you catch them ? It’s catch & release 😡🤬😡 deport them !!!

@SosaSweeti Месяц назад

And these are the same ones that act to look down on others, shame

@AngelaDubs-nw8cj Месяц назад

Ridiculous

@bradvp4339 Месяц назад

Toronto was great before this woke mass immigration bullshit. I miss 2000-2007 Toronto.

@luckyguy600 Месяц назад

I miss growing up in Ontario in the 50's

@Obi1to1 Месяц назад

Embarrassing

@Mr80jb Месяц назад

Took eight years and the perps spent over 4 million. Not bad considering they will get out in a year or two. Full support if they get life imprisonment to scare everybody else off. 😮

@tussoon1390 Месяц назад

It's surprising that CP24 even shows their faces and names them. After all, this is so contrary to our main Canadian value - inclusivity...

@cantrait7311 Месяц назад

Agree they usually look for a graduation 🧑‍🎓 cap photo first

@primrosehenry7654 Месяц назад

The same people work in the bank work with thare friends

@79tazman Месяц назад

They are coming to Canada for a better life for their family. Yes they really are and what a better life they are living. We need to bring in some more since we have so much to give.

@beachydee854 Месяц назад

@Doug-zl8nb Месяц назад

Government has given them all a new passport to get cracking again on the streets

@TheBogyy Месяц назад

The tip of an iceberg probably.

@user-qf8gd9or4d Месяц назад

Is their any news on the terror attacks at embassy or in Meaford now someone was killed at harbour! After report of crime then senior was killed!

@jacks1443 Месяц назад

What about voting?? Would be nice to know that this doesn’t happen at the voter’s stations.

@PadrickNonis Месяц назад

ARTIFICIAL INTELLIGENCE LEADS THE WAY

@danielchow1975 Месяц назад

What did this investigation cost?

@korky7674 Месяц назад

The enrichment crowd at it again!

@user-qr1rl3ov5q Месяц назад

🤔🤔🤔🤔INTERESTING!!!!!

@mexifin Месяц назад

Well, well,well. You’re the Master of your own disaster .

@waffles1ca Месяц назад

Gosh, you can’t get a cellphone account without a credit check, how does a made up person have a credit history? As they say, it’s way too easy to get credit now.

@kevindiamond6642 Месяц назад

Anyone else see a similarity??? Hmm I bet they might be new to Canada.

@luckyguy600 Месяц назад

Dah ...

@landryfields0 Месяц назад

Why isnt there a 2 step MFA where you qr scan the back of your ID from your mobile b4 purchasing in person or online ensuring the encrypt the network traffic. Online sites just add this security feature in the visa checkout pages. Start with city website then force banks then others will follow. Max 2-3yrs problem solved