Rana Kapoor, Yes Bank collapse, rescue & prospects: we explain the story in 5 Ws & 1 H 

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Is that a cabbage patch in the background?

Isn’t it funny that whenever Shekhar says you’ll see that on the screen behind me, 9 times out of 10 nothing happens :P

When I heard "Cashless Economy" a couple of years ago, I did not understand that it means "Cashless Citizens"

@9:00 Its Arun Jaitley who started Asset Quality Review and clean up of NPAs. Its okay, I understood your agenda of giving entire credit to Raghuram and Urjit.

Anil Ambani pleading in London he don’t have anything to pay. Here in Mumbai yes bank paid him tens of thousands of crores. It’s clear it’s game Crony game

Entrepreneurial decision by RBI. I like that. They have learned from Global Trust merger and PMC failure. Thumbs up for that! Let's thank both Raghuram Rajan and Urjit Patel for their wisdom and implementing tough processes at the cost of their jobs🙏

Excellent analysis. The tele media should learn from this fellow, how to give information and not opinions. Thank you sir.

TTD deposited Rs 1,300 crores in YES Bank between 2014-19 during Chandra Babu Naidu’s TDP rule. But after Jagan came to power in 2019 he constituted TTD Board Unser the leadership of YV Subba Reddy who decided to move the deposits in private banks to public sector banks.

Ashok Kapur and Rana Kapoor are not brothers, they are brother in laws.

Actually Yesbank was started by 2 promoters Mr.Ashok kapur and Rana kapoor on 2004.But Listed National stock exchange and Bombay stock exchange on 2005 issued at 45/share. If you look up their business operations income from Corporate Lending and Synthesis of Fees. They used to lend only big corporates as per recent report 66.6% and Retail Loans about 34.4% only. In 2008 Ashok kapur killed by Terrorists attack in the Trident Oberoi Hotel in. Mumbai. After 4 yrs later Yesbank chairman Mr.Rana kapoor introduced about Yesbank history on 2012 in that nothing has been mentioned about old chairman of Mr. Ashok kapur in that book and immediately appointing 3 new board of directors Mr. MR Srinivasan, Drewan Arun Nandha, Ravis Chopra there after Mrs. Madhu kapur wife of Mr Ashok kapur filed complaint Mumbai high court about either Madhur kapur or shagun kapur daughter of Ashok kapur to appointed as a Board of directors. After 3 yrs later Indian law system judgement in favour of Mrs. Madhur kapur argument. High court mentioned and found Ultra Violence action (beyond persons appointment) of Board of Directors appointment has been eliminating Mr Srinivasan MR, Mr Ravis Chopra, Mr Diwan Nandha Kumar, Mr Sanjay Pralay, Mr Ajay Vohrah, Mr. Pralay Mondal, has been Null and Avoid. Usually RBI have separate committee called AQR (Asset Quality Review) in the year 2015 found Divergence Loan difference figure s roughly around 4176cr but Yesbank published 450cr of NPA and 6355cr in the year 2017.Then people started doubting honesty about bank confidence level declined. As well as Qib Quality institution investors with drawn Qib offer for sale in 2016. So from 400-40/share. If you check Gross Pay Total Advances it means,(For example if you are lending Rs.100 but Rs.3 is not recovered). It also raised 0.64%-1.36% , Net NPA of total advances of bad loan/ irrecoverable Loan 1.28%-3.22% increased more than double on 2017-18. In the area of Provisions and Contingencies means as per RBI rules every bank has to keep aside of some Assets to meet up liability but in Yesbank increased almost 271% about 15538-57775cr. Even technically 2010-2015 more than 5-6times range 45-47 repeated still being correction. Promoter pledged equity shares more than 60%.and profitability Net Profit down 59%My conclusion humble request towards everyone stay away from Yesbank🙏🙏🙏please...

Sir I am a UPSC aspirant.. I have been watching you for long... There is a request I would like to make... Sir why don't you publish a brief note of 1 or 2 pages which includes introduction, context, then body, and a conclusion or a way forward of cut the clutter and national interest.. This will benefit lakhs of aspirants.. We will watch the show and we can take the print out of the brief notes... This will help us for our mains.. Please do it sir..you have workforce of skilled people around you.. it won't take much of the time... Please do it...at least publish those which are non political..please sir.. we request you...

Seems like 2020 is slowly becoming for India what 2008 had become for the world...hope that Yes bank doesnt become the next Leeman brothers ..

No figures on the screen!

Very well explained..excellent presentation basis a thorough research.

Insiders would have made shitload of money by shorting YesBank in F&O

Rana Kapoor and Ashok Kapur were brothers in law, being married to two sisters. Ashok was killed in 26/11 shoot out at the Taj Hotel in Mumbai. Things turned ugly thereafter.

This looks like the US Savings and Loans crisis, which happened in the 1980s - 90s, playing out in India now. The government can learn from how the US addressed the crisis.

Was waiting for CTC since 8 pm. You enlighten us everyday.You always keep up to our expectations and not miss episodes. Thank you sir. Thank you for your service.

💰💰 Seeing the conditions of banks in India now, untill 2024 only 1 bank will truly survive . . . and it will be *Blood Bank* 😃

I have built my tower of Babel and entropy is increasing side by side. Let it get destroy as I have to build it again.

Air India is failing, Privatize it!!! Yes bank is failing, nationalised it!! 🤔 Very confusing Govt!

Moral of the story: Stay clear of investing in Indian banks. If senior creditors of banks have been reduced to nil by virtue of Sec45 of Indian Banking Act, only fools will ever extend credit to banks.

ashok kapur is brother in law or brother? other media outlets showed him as brother in law and madhu as sister

Yes bank का भविष्य बहुत उज्जवल है 24july Target 54 /

2:00 Rana Kapoor and Ashok Kapur were brothers-in-law, not brothers. Bindu Kapoor, Rana Kapoor's wife, is the sister of Ashok Kapur.

Content as always good 👌 Although the 🌟 of the show is the surrounding and background . The Print should record all it's episodes at places like these. Peaceful and relaxing.

Mr Rana Kapur throwing crores to buy stupid paintings by Priyanka Vadra had no relevance, as per this analysis....

When public sector banks were doing this kind of thing, they said this cannot happen if the banks were privatized. Now Yes bank has said a big "NO",.that we can also do the same thing,in a more efficient way to collapse a bank... whatever its general public who are bearing the brunt !!!!!

SHUNTING OUT OF ECONOMISTS LIKE RAGHURAM RAJAN AND URJIT PATEL AND REPLACING THEM WITH A RBI GOVERNOR With QUALIFICATION MA History VIRTUALLY COST THE INDIAN ECONOMY DEARLY. Since the banks are collapsing one after another during his tenure and economy has nosedived. It would be better he should be replaced with an expert on the subject.

To the extent that the current govt stopped Raghuram Rajan and Urjit Patel from exposing the NPAs, it is responsible for the Yes Bank crisis. Aur karo in bewakoofon ki wah wahi.

Nationalisation of loss. Privatisation of profit.

Sir, Odomos nahi lagaya ?

Love the background of cabbages in the patch of the left.

Video editor of this video was on weed i think. Not showing figures properly...

For those who don’t know, Ratnakar Bank is now known as RBL

SBI is next, withdraw the maximum cash you can.....

Good talk. Factual information. No bullshit. No prime time drama.

NO ONE FORGET Narendra Modi 'allowed' Gujarat 2002 anti-Muslim riots NOW IN 2020 DELHI AND UP OUR LEADER IT SELF A CRIMINAL.

NO ONE FORGET Narendra Modi 'allowed' Gujarat 2002 anti-Muslim riots NOW IN 2020 DELHI AND UP OUR LEADER IT SELF A CRIMINAL.

NO ONE FORGET Narendra Modi 'allowed' Gujarat 2002 anti-Muslim riots NOW IN 2020 DELHI AND UP OUR LEADER IT SELF A CRIMINAL.

NO ONE FORGET Narendra Modi 'allowed' Gujarat 2002 anti-Muslim riots NOW IN 2020 DELHI AND UP OUR LEADER IT SELF A CRIMINAL.

Why not attach Yes Bk with ICICI Bk or other Pvt banks. Why it should be always the Public sector? When Govt does not support public sector like BSNL (4G access). Vested interests compare efficiency parameters of PSU with Private entities. This is the efficiency of private banks. Fall of Yes bank after Global Trust Bank.

Mr Shekhar, everone knows which gang you belong to. But in your hurry to show your loyalty to the Italian clan, don't fudge the facts by quoting wrong NPA figures like 0.30% mis-reported by the culprits of Yes Bank. Everyone knows how huge loans were disbursed to cronies of Ghandy family like Venugopal Dhoot, DHFL, Anil Ambani ( Rahul's friend not Modi's). All these huge loans were given at the behest of and on recommendation of the then PM/FM who in turn were guided by 10, Janpath. All the 4 parties, Loan giver (Bank), loan receiver, FM and the Godmother knew these were never to be repaid and turn into NPA but never reported on Yes Bank's quarterly or annual reports. So although the real NPAs were sky-rocketing, the reported results kept showing a very rosy picture. So much so that the share price touched 1500 although its real price would not even be 5 rupees.

Tirupathi trust removed their money. Even God didn’t trust Rana Kapoor.

Shame on the journalism of Shekhar Gupta. Conveniently hides demonetization and failure of govt

The Government has no business in bailing out a private bank. It should let it go bankrupt . And take action against RBI officers who failed in its regulatory functions . The depositors should be paid by RBI. ( Rather than paying 1.7 lakh crore of its profits to GOVERNMENT of India which it did )

Dear private bank depositors please withraw your money and deposit in the goverenment banks . Because modi govt not taking responsibility.. Those who have salaey account in icici, hdfc,HSBC Kodak and private banks,please when you get salary please transfer to government banks immediately. Government banks may be bad services but your hard working money will be safe. Near future these🖕banks will be hit. Be Alert with jumlas,vikas ,vishwas

ICICI bank CEO?? Private bank but lending in the family. And we say private banks are well managed..

You have shown as year 2004 NPA 0.31% You should be more carefull

You have mentioned that NPAs of YES BANK surfaced in 2015 during Sh Raghu Rajan's tenure n it worsened thereafter. Is it possible for you to kindly advise the month n year alongwith the loan amount and name of parties to whom loans were disbursed which subsequently turned into bad loans / NPAs.

1.I wish RBI had taken this step at least a couple of years back. 2.Rana Kapoor should be behind the bars and all his assets and bank accounts should be confiscated. 3.Was there an indication for IndusInd Bank depositors?! 4.We should have Raghuram Rajan as our FM. Like, if you agree.

They all are involved .ALL GOVT , REGULATORS .ALL ARE INVOVLED , NO BANK OF SUCH A SIZE CAN FAIL LIKE THIS .THEY ALL ARE INVOLVED .AND THIS GOVT WITH ITS SUCH A FOOLISH POILCY WILL RUIN ALL GOVT ORGANIZATION JUST FOR PRIVATE PLAYERS TO LOOT AS THEY ARE ALREADY DOING .

2014 to 2020 complete mismanagement took place. Sbi should not buy 49 percentage in yes Bank. Yes bank had given more loans than its deposits.

Banking system in India is rotten to the core; please find the genesis of the issue. (1) PSU banks are run by the political bosses as it is under Department of Banking Supervision as per Banking Regulation Act. Section 10BB - Power of Reserve Bank to appoint Chairman of the Board of Directors appointed on a whole-time basis or a Managing Director of a banking company; Section 10C - Chairman and certain Directors not to be required to hold qualification shares. Therefore, Chairman and directors are political appointees; only the Chairman is chosen from the Banking sector. Board of Directors have the supreme power to sanction and grant big-ticket loans; And, the political bosses influence taking financial decision and collectively they are NOT accountable as per the law. Banks money is being siphoned-off and PSU Banks are recapitased as a matter of routine out of public / tax-payers money. At least, small ticket agricultural loans spread across the bottom of the pyramid do some good to the economy contrary to big ticket loans enjoyed by the upper crust that include rich political leaders. India is rich but Indians remain poor. Now, the time has come and the bubble started to burst. Wait and see ...!!!! Do the RTI and find out the year-wise amount spent on recapitalisation of PSU Banks since Bank Nationalisation. Present banking structure just suit the political bosses not the common man. The private sector banks comes under Company's act and technically RBI has powers to remove the Directors/Chairmen of Pvt. sector Banks and not the PSU Banks. When, RBI governor is a political nominee, any amount of stand alone discussion over an isolated issue will lead us nowhere !!!!!

After this experience... do you still think that privatization of indian banks is a good and a needed step!! I mean, private banks have thier own drawbacks! And shouldn’t there be a mix of both public and private sector banks!?

Why didn't SBI bought Lehman brothers

while you explain the background, why didn't you ask why was RBI and Fiance ministry were sleeping for at least 3 years when so much filth start coming out? why are you so soft and try to defend the RBI whose sole purpose is to regulate but sleeping and then the finance ministry of government??? all woke up when the ship sinks 95%...

You are always nagative ...we know you Mr....such an wrong message by you always.

BSNL, air india fails, Modi : I sleep Private sector bank sails Modi : o bc ! lets shift the NPA's of Yes bank to SBI . hypocrite government. BJP wala say on one hand say that government has no business in being in business.The invisible hand of market will automatically perform the function of efficient allocation of capacities.But then why are they rescuing yes bank, shouldn't incompetent players in the market be allowed to suffer havoc at the hands of the invisible hand and perish? this is such a stupid government, in the economic survey they are talking about giving free reign to free market but in reality we see increased interference by govt, over-zealous tax raids and so on

Gupta ji when you are saying good abt govt you say “Modi’s govt “ loudly .but in case of negative you say “Govt “ in low voice .you can check at 8.40 .

For past 8 year so many banking scam happened like pnb,PMC and yes bank. How common people trust on bank now.indian is hub of scam now.ulimate middle class person suffer. Can you tell me who are accountable for this? How can we achieve 5 trillion economy?

SBI is the Banker to the government. It holds all the government's money in deposits. Besides, the merger with it's subsidiaries has made it even more robust. People used to always compare the performance of PSBs with Private banks. Now their eyes will open to the reality that the 'sanction in one day' loans lacked due diligence, compromised on collateral security and ended up as NPAs in 3-5 years, which as we at PSBs knew, were being under-reported and hence not being 'provided for' in the Bank's Balance sheet. A percentage of profits has to be set aside for bad debts or NPAs. By not reporting NPAs, the banks thus inflated their profit figures, which resulted in increase in their share price.

Sir can you please do a video on "What will happen to the Indian masses if Reliance Jio go bankrupt?" Will it affect the masses severely? Or nothing at all? Pleas do it...I've been searching on the internet about this question but no one dare to think Bout it....

The chirping of the birds in the background is so pleasant :)

The reliability is not so clear in the Borrower. If you can analysis this a few more seconds, where as the very low level paid of income, the Bank itself get its high status because we are only, who can improvise them with good accountability not the shareholders or the Borrowers. I have been told also that the money can be deposit but cannot be taken out from such bank if this kind of things happen. So why we have so much so bank why not only SBI, and private bank HDFC. These are the two competent after all, Disgrace for the society (you say) for the family of Kapoor. That is True. And I will not marry once Kapoor family nor anyone with the title effect af. The only question here I want to ask is can the bank be stable after all the shit happens. For my concern please, do not feel so good about the blue and red color ☑️. I will never open account in this bank never. Damns they are rude.🤬😬

Just a waste of public hard working money

I have great respect for you but I am amazed you called Rana the Founder of Yes Bank in your introduction and even more astonished that you described Rana and Ashok as brothers. At your stage and position in journalism you must ensure you have facts before you proceed to disseminate information. Rana and Ashok are ( in Ashok's case was) married to two sisters from Jor Bagh. I can tell you but maybe you need some exercise to find out their father's name and address. I also requested earlier that you should avoid showing funeral homes and pyres as those images are rather distressing. Just so you know I am fan of your cut the clutter (watching it first thing on the phone with my tea every morning) and thats why I am really disappointed at the inadequacy of fact check.

Good presentation sir....

Mr Gupta this is a case in Point why Bank Nationalization was a good thing. Before that Private Banks like Yes bank regularly use to take public money and run away.

Now we have to rethink that Government Banks are the most safest place to keep our hard earned money. We should not fall prey of private Banks false propaganda as better customer services or better facilities etc. Now a days all PSBs are equipped with new Technologies etc, So be wise choose safe rather than fancy..

Mr Kapur was brother in law of Rana, not his brother as stated by you. In the beginning there were 3 founders not two. The third founder Mr Singh quit as the two Kapoors ganged up against him. In fact Rana was the junior partner with 8 percent shareholding whilst Mr Kapur was senior partner and had 12 percent shareholding.Moreover Mr Kapur was killed in the Taj Hotel and not in the Oberoi Hotel as stated by you.

Who needs brand value. Very poor clutter from mr.shekar

I am from Karachi, Pakistan. Gupta sahab is the only journalist from Indian subcontinent whom I listen to everyday. Always great analysis. Best thing is his explanation. Most of the time he is objective, but a bit biased against Pakistan especially in context of India Pakistan relations. But that's understandable given the fact he is an Indian himself. Overall good journalism.

In 2014 the. Caption coming is 2004 ... Check it ....

Ashok Kapur and Rana Kapoor were not brothers. Their wives were sisters. So they were Saadus.

So ultimately the bad loan of Anil Ambani and company etc. has to be paid by SBI and GOI taxpayers.

Common its a national toppest pvt bank,,,,, ok what happen its happened but its a economy of india,,,,, stick wid its ann sbi

Where there is congress money trail and scam Darbari comes with counter .. Painting of Priyanka gandhi Ranan kapor buys for 2coror ... Wow

Ashok Kapur is not the brother of Rana Kapoor!!

Chillar catcher this guy from Chandra Babu Naidu

We have to admit one thing, India does not deserve noble person like Raghuram Rajan, because we truly love living in a financial shit. It is just like we dislike a doctor who gives a bitter pill.

Various governments n RBI are chiefly behind all the financial mess in the banking sector. While the government (UPA,NDA..) indulged in behest lending, politically motivated large scale loan waiver policies, board of directors shenanigans, RBI, not to be left behind, revelled in lackadaisical supervisory role..in some cases enjoying deep slumber while the loot went on unabated in the banking sector. Pathetic inspection mechanism, RBI remaining blind to the routinely grossly underreported/misreported NPAs by banks for years together thereby allowing NPAs to fester n assume humongous cancerous size, the dubious role of auditors in identifying NPAs, sham restructuring of loans, suspicious write offs of big ticket loans through compromise vis a vis the role of banks' boards are some of the deep seated maladies. The multi-crore frauds of PNB, ICICI Bank, other nationalised banks expose the glaring weaknesses of RBI n force us to think whether we really need RBI. While nationalised banks have become the playground of unscrupulous politicians, the private sector banks have become the convenient channels of personal aggrandisement.. The plunge into gutter has begun...well n truly...many more banks are destined to join the Hall of Shame... courtesy the government n RBI..

Age is to be respected...budhoa, respect your age and stop your gibberish.

Did anyone notices...Rana Kapoor entering the scene at 13:12

15:06 SG sir, banks are kept out of the purview of the Insolvency and Bankruptcy Code, for the purposes of Corporate Insolvency Resolution. Recently, Financial Services Providers (such as insurance companies and NBFCs) have been included, but banks continue to remain specifically excluded.

SUB SWAMY THE BIGGEST BEHIND THE SCENES OF YES BANK COLLAPSE AND P&M BANK GETTING LOANS TO FAILED BUSINESS MEN AND GETTIN KUDOS FROM GOVERMENT MDEIA BY TWO LOUD MOTHS OF INDIAN GODI MEDIA REMOVE HIM BLACKLIST HIM NEVER TOLD ANY POSTION TODAY HE HAS HARDLY OPENED HIS MOUTH ON YES BANK COLLAPSE BECAUSE HE SAYS NO

Ashok kapur and rana kapoor are not brothers. Their wives are sisters .. they are brother in laws.

Shekhar Gupta one of the best journalist in India

You need to go Vraddha Ashram ..... It's better

The beauty of a duplicate certificate. need education and brains to run a country like India not only chest like ordinary labor.

Manmohan singh - small mouth on a big head Modi - big mouth on a small head.....

Please be simple and precise. People want it short and pointed.

*@PRINT* I think I was close to catching CTC live.... I can never figure out when it is streamed every day..

PMC bank ki pungi Baji Diwali pe, Yes Bank ki pungi baji holi pe 😁. Sab din change tyohar k din nange 😂😂😂 jor se bolo .............

Good analysis. But he did not tell why is Chidu crying.

Sir can you please add captions in your videos It will be helpful to us

You are much interested then Kapil Sharma

section 45 is a Brahmastra :D

Hello the Print why not print the script of this program?