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Ranking My 3 Bank Accounts Worst To Best (High Yield) 

Dayana Plays
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Ranking My 3 Bank Accounts Worst To Best (High Yield)
In this video I rank my 3 bank accounts from worst to best. These bank accounts include some of the best high yield savings of 2023 or high interest savings account and best checking accounts of 2023. MAking these some of the best banks and savings accounts you can put your money in 2023 to earn a high APY or interest rate. Some of these high yield savings accounts and banks have two in one checking and savings account options, so you’ll get to earn a high APY on the high yield savings account and you’ll get a checking account as well, like one of my favorite bank accounts, SoFi, with the SoFi checking and savings account combo that earns you interest on checking balances as well.
The list of best banks mentioned in the video along with their high yield savings accounts includes Capital One with the Capital One 360 performance savings account, SoFi with the SoFi checking and savings account, and Discover high yield savings account.
This video is for those looking for:
- Best high yield savings account
- High yield savings accounts
- Best high yield savings account 2023
- Best savings account
- Best savings account 2023
- Best bank account
- Best bank accounts 2023
- Best bank to open an account
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SoFi Bank Review: The BEST Checking and High Yield Savings Account Of 2023: • SoFi Bank Review: The ...
The 5 BEST High Yield Savings Accounts Of 2023 (GET THESE!): • The 5 BEST High Yield ...
The BEST High Yield Savings Accounts Of 2023 (ACT FAST): • The BEST High Yield Sa...
Capital One 360 Review | Best Bank Accounts Of 2023:
The 5 BEST Bank Accounts Of 2023: High Yield (ACT FAST):
SoFi Credit Card HONEST Review AFTER 1 Year | High Credit Limit Credit Card: • SoFi Credit Card HONES...
Ranking My 11 Credit Cards (WORST To BEST): • Ranking My 11 Credit C...
DISCLAIMER: I am not a lawyer,CPA, lender, realtor or a financial advisor. The content in my videos should not be taken as legal, tax, financial advice, etc, and may or may not be outdated or inaccurate as the time this video was posted. It is your responsibility to verify all information from the video on your own. This is a RU-vid video for Entertainment purposes ONLY. If any company is mentioned is because Dayanaplays has an interest in them. Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a commission or referral bonus. PLEASE DO NOT make buying or selling decisions based on Dayanaplays videos. If you need advice, please contact a qualified professional as I am not one.

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27 авг 2024

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Комментарии : 146   
@DayanaPlays
@DayanaPlays 10 месяцев назад
⏰LIMITED-TIME OFFERS: 💰- SoFi Checking & Savings Account (Get up to $325): bit.ly/SoFiBankAccounts 💰- SoFi Personal Loan (Get $300): bit.ly/3Md6OIp 💰- SoFi Student Loan (Get $300): bit.ly/3Md6QQx 💰- SoFi Medical Student Loan (Get up to $1,000): bit.ly/45YBULf 💰- SoFi Private Student Loan (Get $100): bit.ly/3QrsmDQ 💳- SoFi Credit Card (Get $50): bit.ly/soficreditcard 💳- Amazon Prime Visa Card (Get Amazon gift card): amzn.to/47YjnQE 🛍- Rakuten (Get $30): www.rakuten.com/r/DAYANA3694?...
@luisserrano863
@luisserrano863 9 месяцев назад
Great video and it’s true that the best fit is a different thing for everyone. I rank Sofi as #1 because their SoFi vaults are a unique feature that is highly underrated. Setting up a direct deposit and automatic vault transfers is basically an automatic budget and is truly a game changer to be able to accrue the high interest yet still keep everything budgeted in vaults. I’d rank Capital One as #2, but my #3 is Schwab Checking since their ATM card is free at any ATM worldwide, so I keep them for the ATM card only since its a game changer for that feature.
@ediah5
@ediah5 11 дней назад
This young lady is legit 👍 … really knows her stuff … excellent video, thank you kindly for sharing
@DayanaPlays
@DayanaPlays 9 дней назад
Aw, thank you so much for your kind words. 🙏🏽💜
@user-mp6id7in7v
@user-mp6id7in7v 10 месяцев назад
Capital one gives me $2,200 in interest with the Performace Savings.
@DayanaPlays
@DayanaPlays 10 месяцев назад
🔥🔥
@nafeesawilliams887
@nafeesawilliams887 10 месяцев назад
Glad to see you posting again. I love the content. Keep it coming.
@DayanaPlays
@DayanaPlays 10 месяцев назад
Thank you my friend that's the plan! 💜
@jonlukas3483
@jonlukas3483 9 месяцев назад
I use sofi and I love them
@DayanaPlays
@DayanaPlays 9 месяцев назад
Same! 😎
@AngieMBlanco
@AngieMBlanco 10 месяцев назад
HALLOWEEN 🎃 I love my Capital One and SoFi savings accounts. I’ve made soo much interest on them 🤑🤑 btw, nice new background! 🎉❤
@xocheenahox
@xocheenahox Месяц назад
You have two HYSA?
@Rizzzzzzzzzzzzzzzzzzzzzzzzzzzz
@Rizzzzzzzzzzzzzzzzzzzzzzzzzzzz 9 месяцев назад
Halloween Really wanted to do SOFI, but since I’m paid in cash, it seems capital one is the best choice for the APY
@geneb2131
@geneb2131 10 месяцев назад
Love SOFI!
@DayanaPlays
@DayanaPlays 10 месяцев назад
Me too! 🧡
@AyjayAlleyway
@AyjayAlleyway 5 месяцев назад
Me too.
@AndersonChao-vs3zf
@AndersonChao-vs3zf 6 месяцев назад
I got Charles SW for my Checking no ATM fee charge debit card and Capital one and American express for my saving both of them 4.35 not much different from Sofi but I don't have to set up direct deposit
@LMBeck
@LMBeck 10 месяцев назад
Halloween. Ally is good also. But Sofi is my main online bank.😂
@DayanaPlays
@DayanaPlays 10 месяцев назад
I like them both but personally prefer SoFi haha! 😎
@LMBeck
@LMBeck 10 месяцев назад
Halloween. Ally is good also. But Sofi is my main online bank.
@r1tz97
@r1tz97 10 месяцев назад
Can’t wait to be 18 and bank with SoFi thank you for your videos they teach a lot on a subject high-school won’t.
@DayanaPlays
@DayanaPlays 10 месяцев назад
Thank you, that means a lot. That's the sole purpose of this channel. If you ever have any questions or need help with anything, let me know. 💜
@r1tz97
@r1tz97 10 месяцев назад
@@DayanaPlays 🙏👍
@memyselfirenejones9397
@memyselfirenejones9397 10 месяцев назад
I have capital one 360 🥰
@DayanaPlays
@DayanaPlays 10 месяцев назад
Great choice! 💜
@turtletrade
@turtletrade 8 месяцев назад
Being able to deposit cash for free at any CVS or Walgreens makes CapitalOne #1 for me.
@markbell1089
@markbell1089 2 месяца назад
Im seriously considering Sofi, because after hearing the rumors im just trying to get away from wells fargo. Thank you for this
@DayanaPlays
@DayanaPlays 2 месяца назад
You're very welcome! 💛
@Karmakarkoushik99
@Karmakarkoushik99 2 месяца назад
I am using SoFi checking and high yield savings account for 2 years now and I am more than happy. They recently integrated Zelle inside their mobile app as well (earlier you had to download Zelle app and setup with your debit card). Withdrawing money is even easier now as I have more walgreens and CVS with all point atm near me than BoFA or chase ATMs.
@drbcrb
@drbcrb 9 месяцев назад
We like Amex high yield currently 4.3%
@DayanaPlays
@DayanaPlays 9 месяцев назад
Nice choice I'm actually working on a video review of the Amex high-yield savings account due to high demand hehe.
@ReconPro
@ReconPro 10 месяцев назад
Hi hope all is well for everyone ❤😊
@DayanaPlays
@DayanaPlays 10 месяцев назад
Hey hey! 👋🏽 Hope all is well my friend! 💜
@user-rk1sb6qo2x
@user-rk1sb6qo2x 5 месяцев назад
This video provides valuable insights into the world of high-yield bank accounts! I appreciate the transparency and thoroughness in ranking your bank accounts from worst to best. It's refreshing to see someone break down the pros and cons of each account, helping viewers make informed decisions about where to invest their money. Your analysis is not only informative but also engaging, making complex financial topics more accessible to a wide audience. Thanks for sharing your expertise and helping us all make smarter banking choices!
@debbiesherrill7228
@debbiesherrill7228 6 месяцев назад
What about Ally? It's a great bank for savings. Could you do a video on Ally, please?.
@blikemimi
@blikemimi 5 месяцев назад
I do get 4.5% with Sofi just direct deposit of $50 each paycheck so not much but you do still get the high yield savings which is nice
@davesteven2058
@davesteven2058 10 месяцев назад
Halloween I’m still thinking of which checking & savings account to open tough choices😉
@DayanaPlays
@DayanaPlays 10 месяцев назад
Decisions decisions... 🤔😂
@smancharlie
@smancharlie 10 месяцев назад
Halloween! This is good info. I use these banks myself.
@Bluegreenred
@Bluegreenred 9 месяцев назад
I have a question for you regarding Capital One checking, is it a deal breaker for you that Capital One checking does not round up your purchase with every swipe? But SoFi does have this feature. Thanks and keep up the good work with the reviews. They are awesome. 👍👍👌👌🙂🙂
@nana-ce2nz
@nana-ce2nz 10 месяцев назад
Made my decision easier thank you. great video.
@DayanaPlays
@DayanaPlays 10 месяцев назад
I’m glad I could help! 💜
@click888ms
@click888ms 3 месяца назад
Great video - are the hi yield saving account interest rates fixed or do they change periodically ?
@DayanaPlays
@DayanaPlays 3 месяца назад
Hey, thank you so much. 😊 HYSA interest rates are variable and can change at any time.
@tim4real
@tim4real 10 месяцев назад
i really love the videos you do and the information you give luv.
@DayanaPlays
@DayanaPlays 10 месяцев назад
Thank you! 💜
@user-jv9yd3jm3r
@user-jv9yd3jm3r 10 месяцев назад
Halloween!! Dayana , what do you think about the American Express saving account?
@verbalkint4258
@verbalkint4258 Месяц назад
I personally had a terrible and tedious experience with the Amex savings account, had to close it. I don’t recommend it.
@KittyOzzyZiggy3895
@KittyOzzyZiggy3895 6 месяцев назад
i have capital one its awsome
@DayanaPlays
@DayanaPlays 6 месяцев назад
Sure is! 🚀🚀
@spamysamie8731
@spamysamie8731 5 месяцев назад
My Ranking 1. Capital One 2. Ally Banking
@derekrequiem4359
@derekrequiem4359 4 месяца назад
HALLOWEEN 🎃 also Sofi Squad represent! 😎
@CesarJoel
@CesarJoel 10 месяцев назад
Those are some great accounts. I love the Discover HYSA and costumer service. Great video, thanks for the information!
@DayanaPlays
@DayanaPlays 10 месяцев назад
I appreciate you, my friend. Keep killing it over on your channel. Happy Halloween to you and the family. 🧡🎃
@AccentBwoy
@AccentBwoy 9 месяцев назад
Sounds like discover is the winner in my books
@paulprince906
@paulprince906 10 месяцев назад
Do Capital one and discover require direct deposit for the higher apy like sofi? I currently have sofi and wish they offered the high apy without direct deposit...still awesome bank though
@nicholaskeith6614
@nicholaskeith6614 10 месяцев назад
No: Capital One nor Discover require a direct deposit for the APY that they offer.
@Silma10
@Silma10 10 месяцев назад
@paulprince906 what the APY without the DD?
@geneb2131
@geneb2131 10 месяцев назад
SOFI just raised APY on SAVINGS to 4.6%.
@DayanaPlays
@DayanaPlays 10 месяцев назад
I just saw that! They’re super quick at increasing rates; that’s another reason why I really like SoFi.🔥
@fallback8314
@fallback8314 10 месяцев назад
sofi is a stinking rip. how many people are able to deposit 5k in salary each month!? they know that amount is rare that's why they made it 5k. bastards. screw em
@AccentBwoy
@AccentBwoy 9 месяцев назад
So is Sofi better than discover?
@geneb2131
@geneb2131 9 месяцев назад
@@AccentBwoy I like SOFI for many reasons but one of the major reasons is because I have their credit card, bank with them, and I also use them to buy and sell stocks. Being able to see all this information from my phone has simplified things for me. I can also see my credit score. You can also link accounts to SOFI. I have my 401k and my wife’s 401k among other things. I can see my net worth in pretty much real time. I also like the savings vault. Every month we have certain amount of our pay go to certain savings vaults like a vacation fund and tuition for my son’s school. I also like that SOFI has a lot of atms to withdraw money. They partnered with allpoint is the name I believe. 55,000 atm’s nationwide at no cost. When I was with TD bank I could only withdraw from TD bank so atm’s were limited.
@redscorpion9325
@redscorpion9325 7 месяцев назад
@@AccentBwoyIf you have and Setup Direct Deposit then yet
@charlesmdietz
@charlesmdietz 8 месяцев назад
Discover's lowered the ATM withdrawal limit from $2,000 to a paltry $500 w/ zero notice.
@dmnpl1
@dmnpl1 10 месяцев назад
Halloween! Let’s goo!
@DayanaPlays
@DayanaPlays 10 месяцев назад
Thank you for watching all the way through my friend! Happy Halloween! 💜
@gregoryroth9638
@gregoryroth9638 6 месяцев назад
Intelligent, excellent speaking skills, and cute. TRIFECTA !!! from your newest subscriber !!
@DayanaPlays
@DayanaPlays 6 месяцев назад
Haha thank you and welcome aboard my friend! 💜
@atlec1
@atlec1 6 месяцев назад
Is being able to withdraw money from Sofi via wire transfer a new feature? Or did she mistaken when she mentioned this?
@DayanaPlays
@DayanaPlays 6 месяцев назад
Hey, thanks for pointing this out, it was a mistake on my end. SoFi does allow outgoing wire transfers, but only for home purchases and incoming wires from any domestic institution at this time.
@jhonlikethese6705
@jhonlikethese6705 3 месяца назад
Holloween!!!
@DayanaPlays
@DayanaPlays 3 месяца назад
💙
@gemed77
@gemed77 8 месяцев назад
Are there any penalties for transfers from savings to checking ?
@antonyfranco5744
@antonyfranco5744 8 месяцев назад
I have a question for SoFi bank acc, if I set up direct deposit for the checking acc does the higher interest 4.20% also apply for the saving acc? Also does the debit card come in the mail? Sorry I’m fairly new to banking.
@AyjayAlleyway
@AyjayAlleyway 5 месяцев назад
Yes to both
@davidater9
@davidater9 8 месяцев назад
Good Job
@MichaelJSNeves
@MichaelJSNeves 10 месяцев назад
Halloween 🎃 Also Vanguard just released a savings account would be awesome to see you do a review on it.
@DayanaPlays
@DayanaPlays 10 месяцев назад
Nice, I'll look into it. Thanks for watching and dropping some love in the comments! Happy Halloween! 🎃
@Bluegreenred
@Bluegreenred 9 месяцев назад
Do you recommend Cred ai card at all as a primary use?
@KittyOzzyZiggy3895
@KittyOzzyZiggy3895 6 месяцев назад
No not necessary i had that
@Akumay745
@Akumay745 7 месяцев назад
Hi.. how do you create multiple accounts within the capital savings account? I want to do it but unable to
@RosarySoldier
@RosarySoldier 3 месяца назад
Discover mobile deposit has a max limit of $1000 unbelievably inconvenient
@xocheenahox
@xocheenahox Месяц назад
Do I need to open up a checking account with Capitol one before opening a HYSA?
@DayanaPlays
@DayanaPlays Месяц назад
Nope 😊
@imarichmultimillionaire5509
@imarichmultimillionaire5509 10 месяцев назад
Just opened my 360 savings account after watching your videos. Really like the capital one bank just one thing I’ve noticed: when you transfer from an external bank it takes at least 5 business days to become available for use. Bummer but other than that it’s great
@abhishekbodas
@abhishekbodas 7 месяцев назад
did you incur any transfer fees?
@alexegharevba1026
@alexegharevba1026 8 месяцев назад
What of Western Alliance Bank, they have excellent rates above 5%
@N0name..
@N0name.. 10 месяцев назад
When i try to add my mother’s discover debit cashback external account in my cashback debit account when i entered routing number it shows error can you please reply on this problem
@AccentBwoy
@AccentBwoy 9 месяцев назад
What u think about PNC bank?
@psdaengr911
@psdaengr911 Месяц назад
Capital One bought Discover Financial.
@mikebiggs1337
@mikebiggs1337 7 месяцев назад
The capital one 360 performance savings in not a fixed rate it’s variable so it can go lower so why not do a cd where it’s fixed with a guaranteed rate
@DayanaPlays
@DayanaPlays 7 месяцев назад
Yep highyield savings accounts have variable rates and those rates can increase or decrease at anytime. I prefer a highyield savings account over a CD because of the freedom to withdraw my money at anytime. CD’s lock you in at a fixed rate but in exchange you can’t take out your money for a set period, which I don’t like very much. 😊
@cpaul57
@cpaul57 9 месяцев назад
Vio bank and varo
@DayanaPlays
@DayanaPlays 9 месяцев назад
Thanks for sharing! 😊
@Wileyg4lify
@Wileyg4lify 10 месяцев назад
I been banking with capital one for like 6 years actually it was the 1st time that my card expired that’s how happy am with capital one but in the other hand I don’t use it daily transactions I only use it to pay some bills I actually use a credit card to use it to pay daily transactions
@jeysenrodriguez5942
@jeysenrodriguez5942 10 месяцев назад
Halloween 🎃
@MonaPerez-iy3lp
@MonaPerez-iy3lp 10 месяцев назад
Halloween 👻
@DayanaPlays
@DayanaPlays 10 месяцев назад
Thank you for watching until the end my friend. Happy Halloween! 🎃
@Jay-vt2so
@Jay-vt2so 10 месяцев назад
🍂 🦇 Halloween! 🎃 👻
@DayanaPlays
@DayanaPlays 10 месяцев назад
Hehe, Happy Halloween! 🎃🧡
@qves30301
@qves30301 10 месяцев назад
🌹
@DayanaPlays
@DayanaPlays 10 месяцев назад
Appreciate you as always! 💜
@nelsonvrivera5614
@nelsonvrivera5614 10 месяцев назад
Halloween 🌷
@DayanaPlays
@DayanaPlays 10 месяцев назад
Appreciate you Nelson! 💜
@nelsonvrivera5614
@nelsonvrivera5614 10 месяцев назад
Blessings Dayana and don't give up, all the content you always bring is in good shape well executed and very pleased to see and learn.🌷
@user-vp2xm6ds8p
@user-vp2xm6ds8p 10 месяцев назад
Hello, i think Current Bank is better then your 3 bank!!)
@DayanaPlays
@DayanaPlays 10 месяцев назад
It may be for some people. My 3 banks work amazing for my personal needs & wants. 😊
@averageguy1261
@averageguy1261 22 дня назад
Ha Halloween.
@JimmyGotVlogz
@JimmyGotVlogz 10 месяцев назад
❤❤❤
@DayanaPlays
@DayanaPlays 10 месяцев назад
Appreciate the love J! 💜
@keith5479
@keith5479 9 месяцев назад
What about pnc bank?
@ozarkcreativestructuresllc
@ozarkcreativestructuresllc 10 месяцев назад
Halloween
@DayanaPlays
@DayanaPlays 10 месяцев назад
Thank you for always showing love my friend. Happy Halloween! 🧡🎃
@danbam465
@danbam465 10 месяцев назад
She cute
@DayanaPlays
@DayanaPlays 10 месяцев назад
Thank you! 💜
@danbam465
@danbam465 10 месяцев назад
@@DayanaPlays
@bonanzatime
@bonanzatime 6 месяцев назад
You're a Cutie-Pie🤗🙂
@justinjones2973
@justinjones2973 9 месяцев назад
Halloween
@Paol3555
@Paol3555 10 месяцев назад
Halloween
@abelluciano
@abelluciano 8 месяцев назад
Halloween
@DayanaPlays
@DayanaPlays 7 месяцев назад
🙏🏽💙
@rxx5499
@rxx5499 6 месяцев назад
Halloween
@DayanaPlays
@DayanaPlays 6 месяцев назад
💜
@highway535
@highway535 8 месяцев назад
Halloween
@DayanaPlays
@DayanaPlays 7 месяцев назад
💙
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