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Revolut Ultra 6 Months Later - My Honest Verdict! 

Smart Money with Kai
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Disclaimer: I am not a financial advisor. This video, and the ideas presented in it, are for entertainment/educational purposes only and should not be construed as financial or legal advice. You, and only you, are responsible for your investment decisions. This video, post & article should not be construed as investment advice. Capital at risk.
Affiliate Disclosure: This description contains some affiliate links, meaning that I may earn a small commission if you click through and use these links, at no additional cost to you.
In this video, I dive deep into the world of Revolut's Ultra Card. Six months ago, I embarked on a journey with this card, and it's time for the no-holds-barred, brutally honest review! 💳🔍
🌟 What's Inside:
Initial Impressions vs. Reality: How has the card lived up to its promises?
Features Breakdown: What worked, what didn't, and what surprised me.
Cost vs. Benefit Analysis: Is it really worth the hype and the price?
Personal Experiences & Anecdotes: Real-life stories of using the Ultra Card.
Expert Tips: Maximizing the benefits - how I did it and how you can too.
Final Verdict: Would I recommend it to you, my smart money community?
👊 Whether you're a seasoned Revolut user, considering the Ultra upgrade, or just love staying informed about finance tools, this video has got you covered. I'm bringing you the raw, unedited truth about the Ultra Card - the good, the bad, and the financially savvy! 💪💰
#revolut #revolutultra #revolutapp

Опубликовано:

 

16 дек 2023

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Комментарии : 61   
@SmartMoneywithKai
@SmartMoneywithKai 7 месяцев назад
🟡 JOIN MY SMART MONEY CLUB www.smartmoneywithkai.com/smartmoneyclub
@WardL
@WardL 7 месяцев назад
Amazing video with a great structure. For me it is not a good value but amazing that it is for you. The airport lounge access for 1 person is something that i didn't think about. But i would always have the same problem the few times i travel
@SmartMoneywithKai
@SmartMoneywithKai 7 месяцев назад
Thanks so much Ward, glad you liked it and fully understand that Ultra does not have a mass-market appeal and as mentioned, I do hope that they either bring the price down or the value it offers even more up🤞 Cheers mate and happy Monday💪
@boxman1327
@boxman1327 7 месяцев назад
Love the video keep it up ❤
@SmartMoneywithKai
@SmartMoneywithKai 7 месяцев назад
Thank you so much, really appreciate this🙏
@nabilapsalsabila
@nabilapsalsabila 4 месяца назад
Thanks, this is really helpful😃
@SmartMoneywithKai
@SmartMoneywithKai 4 месяца назад
Thanks a lot. Glad to hear that and my pleasure 🙌 Cheers
@stefanocaruso6666
@stefanocaruso6666 2 месяца назад
Hi Kai, thanks a lot for your video: super useful! Quick question, is the feature of the positive interest rates on liquidity available also if you have a Revolut Ultra Italian account? Cause I am reaserching but cannot see that feature listed. Thanks😃
@SmartMoneywithKai
@SmartMoneywithKai 2 месяца назад
Hi Stefano 👋, Thanks a lot 🙌 It looks like yes, found this one here help.revolut.com/en-IT/help/profile-and-plan/my-plan-benefits/revolut-plans/ Cheers
@akaGFB
@akaGFB 7 месяцев назад
Dragon Pass is significantly worse than LoungeKey and Priority Pass. The over 1,000 lounges actually include facilities like sleeping pods, spas and even gaming areas. So the actual lounges are way less than 1,000. In addition, several important airports are not covered. Examples are Los Angeles, Chicago and Miami.
@SmartMoneywithKai
@SmartMoneywithKai 7 месяцев назад
Hi there and thanks for sharing. As I am not travelling much to the US this hasn't been an issue for me and having previously been with Loungekey for me I don't feel a difference, but in your case, if those cities matter, then for sure it might not be the best option for you. Cheers
@etienne7484
@etienne7484 7 месяцев назад
This is true. But if you mostly travel within Europe they’re comparable (at least, from my experience).
@SmartMoneywithKai
@SmartMoneywithKai 7 месяцев назад
Thanks for sharing and fully agreed, which is what I do and very happy with them so far👌
@raskyofficial5246
@raskyofficial5246 3 месяца назад
For me actually the problem is the 20credit of ClassPass, 1 gym access is at least 4/5 credit. If they included the 30credit instead of the 20 credit I would join right away, because would mean that I can cut of on 35€ gym.
@SmartMoneywithKai
@SmartMoneywithKai 3 месяца назад
Understandable. Sadly for me and many others we pay the same price and don’t even get any classpass credits at all which is very strange.
@LegendTheAnonymous
@LegendTheAnonymous 6 месяцев назад
I don’t like that you can’t bring a guest with you into the lounges with dragon pass. So I went to the AMEX platinum instead.
@SmartMoneywithKai
@SmartMoneywithKai 6 месяцев назад
Hi👋Agreed, that’s a bummer, I really hope they add that feature soon at least for their top plan. Happy you found another solution 💯 Cheers
@jamesroche6138
@jamesroche6138 3 месяца назад
Can you use pro card without owning a business?
@SmartMoneywithKai
@SmartMoneywithKai 3 месяца назад
Hi James, well I did and never had any issues and not sure how they would check and they don't ask for business details it's more for freelancers so you should be good 👌
@jol7094
@jol7094 6 месяцев назад
you forgot to talk about travel and device insurance!
@SmartMoneywithKai
@SmartMoneywithKai 6 месяцев назад
Yet another plus indeed 👌
@dabeasty8521
@dabeasty8521 6 месяцев назад
What’s better Amex Plat or Revolut Ultra ?
@SmartMoneywithKai
@SmartMoneywithKai 6 месяцев назад
Hi, hard for me to say as I never used Amex as in Europe it's maybe not the best option, so for me I will gladly stick with Revolut 👌
@dabeasty8521
@dabeasty8521 6 месяцев назад
@@SmartMoneywithKai Hello, thank you for your answer! Why isn’t the best option? I live in France and I really struggle to choose between the two
@SmartMoneywithKai
@SmartMoneywithKai 6 месяцев назад
Not the highest acceptance rates in Europe, many places won't let you pay with Amex such as hotels, etc. due to their high fees for the merchants.
@mrkaz23
@mrkaz23 Месяц назад
Hello sir! So if i buy this ultra card i automatically have 1.2 % cashback on all transactions? All stores etc?
@SmartMoneywithKai
@SmartMoneywithKai Месяц назад
If you use it with you Revolut Pro card then yes so check first if you have access to Revolut Pro in your country 👌
@orion9k
@orion9k 6 месяцев назад
What's the point with cashback when transaction fees are already 2% per transaction? This card seems extremely expensive to use..
@SmartMoneywithKai
@SmartMoneywithKai 6 месяцев назад
Not sure why you think transaction cost is 2%? I pay zero transaction & FX fee so 1.2% cashback in Europe in cash without a monthly limit on much you can earn, is pretty sweet if you ask me😉
@orion9k
@orion9k 6 месяцев назад
@@SmartMoneywithKai i just created a standard account with them, and I am pretty sure it said 1,99% (and minimum 9dkk) fee on all transactions made. But it could be due to the country I live in (Denmark). They have fees for everything here.
@SmartMoneywithKai
@SmartMoneywithKai 6 месяцев назад
@@orion9k Maybe double check, just had a look at Revolut Denmark and could not find 2% fee, maybe if you spend more than the 1K FX free limit per month in a different currency then maybe, but if you spend in your native currency there is no fee www.revolut.com/en-DK/our-pricing-plans/ Cheers
@SmartMoneywithKai
@SmartMoneywithKai 6 месяцев назад
I just saw what you meant, that refers to commodity exchange fee, this is when you buy for example gold via the app, otherwise 0% so all good.
@orion9k
@orion9k 6 месяцев назад
@@SmartMoneywithKai ah ok cheers mate
@cbastien92
@cbastien92 6 месяцев назад
I think that you should mentioned that it’s 45€ for first 3 months only then it’s 55€. For me all those “partner’s” benefit are useless
@SmartMoneywithKai
@SmartMoneywithKai 6 месяцев назад
Hi there👋 No, I signed up for the annual plan and paid €540 which comes out to €45 per month, every month😉 If you don't use the partner benefits then it makes your decision easy not to go for it, their lower plans offer great value too👌 Cheers
@PastMyShadesTravels
@PastMyShadesTravels 5 месяцев назад
Then you got Chase bank which is free with 1% cashback.
@SmartMoneywithKai
@SmartMoneywithKai 5 месяцев назад
Wow, nice. Sadly don’t have Chase in my country. Cheers
@ShoopkoTubePranks
@ShoopkoTubePranks 6 месяцев назад
''Dragon Pass, it's from China - it is what it is'' 🤣
@SmartMoneywithKai
@SmartMoneywithKai 6 месяцев назад
😂😂😂
@CrownedWithGlory1981
@CrownedWithGlory1981 4 месяца назад
I tried to use VPN last year but I was not able to use any website freely anymore that is why I stopped using VPN. Can you recommend one to me, please?
@SmartMoneywithKai
@SmartMoneywithKai 4 месяца назад
Hi and not sure what you mean to use websites freely? I only use NordVPN and works flawlessly, they are the biggest VPN provider for a good reason, can only recommend them 👌
@dominic0313
@dominic0313 13 дней назад
Will they bring this to America?
@SmartMoneywithKai
@SmartMoneywithKai 13 дней назад
Hi and I am sure it will be added eventually 🤞
@Sam-pn2kc
@Sam-pn2kc 7 месяцев назад
Not worth untill they bring more features
@SmartMoneywithKai
@SmartMoneywithKai 7 месяцев назад
Hi Sam, totally get you, for me it does make financial sense right now, but still hoping for Revolut to beef up the perks more in the future especially since Premium & Metal got a nice upgrade recently. Cheers
@zgtv418
@zgtv418 6 месяцев назад
I just want to raise my credit score would it work?
@SmartMoneywithKai
@SmartMoneywithKai 6 месяцев назад
@@zgtv418 Hi👋 Not sure about the US, as in Europe we don't really have a credit score system as such, maybe best to write to their support directly to double check. Cheers
@CrownedWithGlory1981
@CrownedWithGlory1981 4 месяца назад
@@SmartMoneywithKai What Europe are you living in?? In my country we do have a credit score system for sure!
@SmartMoneywithKai
@SmartMoneywithKai 4 месяца назад
@@CrownedWithGlory1981 Sure, but not to the extend the US has, where if you don't have a credit card you are actually falling behind which is wild. I never had a credit card really and had no issue getting a mortgage 😉
@hugoapresname
@hugoapresname 5 месяцев назад
I need nothing of all that.
@SmartMoneywithKai
@SmartMoneywithKai 5 месяцев назад
That's cool, then don't get it 😉 That's why Revolut has different plans for different people 👌 Happy Sunday 👋
@rudolfalonso217
@rudolfalonso217 7 месяцев назад
Wedding as business costs ?
@SmartMoneywithKai
@SmartMoneywithKai 7 месяцев назад
Yep😉 Of course many things such as accommodation, food, transportation, tickets, etc. could arguably be, so yes, all went smoothly👌
@agoogleuser6937
@agoogleuser6937 7 месяцев назад
It’s subject to the profitability (ROI) of the marriage 😂
@SmartMoneywithKai
@SmartMoneywithKai 7 месяцев назад
😂😂😂😂👌
@heshramsis5038
@heshramsis5038 6 месяцев назад
Not worth it still. Financial times is not very important. Mean stream media.
@SmartMoneywithKai
@SmartMoneywithKai 6 месяцев назад
Hi there👋 It's obviously just one benefit out of many others, I also did not sign up to it for FT but having it is a nice perk and I do read it from time to time👌 Cheers
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