Revolut vs N26 - Main differences between the FREE option of both apps 

Very good point and thanks for adding this! (great news by the way)

Thanks for the addition! Certainly an additional point, but actually at least in Spain several "traditional" banks are also starting to add this function (not all of them though). Thanks a lot for the support :)

No not good

Glad I could help! And thanks for the suggestion!

That is true, but it is not like a regular bank, in which the government would step in and cover in case the bank doesn't have enough to pay back all the customers, hence, there is more risk.

@@robertalcaniz After your Orders have been accepted and executed, your Instruments will be executed by the Third Party Broker, who will arrange for your Instruments to be held in accordance with applicable law. In the US, if a brokerage firm ceases to operate, the assets of their clients are normally transferred in an orderly manner to another registered brokerage firm. In addition, the Third Party Broker is required to keep their clients’ securities and money separate from their own so that even if the Third Party Broker fails, their clients' assets are safe. Brokers are also required to meet minimum net capital requirements to reduce the likelihood of insolvency and to be a member of the Securities Investor Protection Corporation, which protects client securities accounts of up to US$500,000.

Good approach!

Awesome! Thank you!

Glad you liked it!

Hey, so N26 does offer the option, please see the following link on how to: n26.com/es-es/cash26 (using the cash26 section). Unfortunately Revolut doesn't offer this as far as I have seen: www.revolut.com/help/adding-money/with-cash-or-cheque/with-cash-or-cheque

Thanks! 👍

N26 bank in Berlin - CRIMINAL - STAY AWAY FROM THIS BANK! I used this bank for four years, with nothing but praise for them BUT THEN ! N26 bank confirmed to me on 19th Oct, 2022 that they had closed my account and that I had no access to my funds. I had submitted a transfer instruction in favour of my bank in the UK, which they initially acknowledged but then they claimed that they had found irregularities in the account. This was false, as my funds had been deposited by my Lawyer in Spain following the sale of my property there which he completed, acting as my Power of Attorney, with all due taxes etc paid and the whole transaction had been endorsed by the European Court at The Hague. I have requested details from N26 of what irregularities they had purported to have found but they are unable to do so, which is hardly surprising. The fluctuation in the exchange rate since my initial instruction has added a loss to me of more than €1800 which I would expect them to cover plus other bank charges, where I have had to access loans to fill the gap. They're aware that I am 84 years of age and the worry, stress and lack of sleep that they have caused me has had a serious effect on my health. This should also be compensated for. I reported the facts to BaFin (the so-called regulatory authorities in Germany) on four separate occasions between October and when they eventually replied in June, they turned out to be a waste of time Is this state aided theft? There are hundreds with the same problem.

Glad it was helpful!

In Revolut you can choose inside the app/platform which currecies you have and can manually exchange from one to the other. In N26, you just have your account in your currency (ex: for the EU this is the EURO) and then when you pay somewhere else with a different currency the conversion is done at that moment.

Unfortunately neither of them offers credit cards at the moment. Revolut in some selected countries it has started from what I could see, but in general they don't have

N26 bank in Berlin - CRIMINAL - STAY AWAY FROM THIS BANK! I used this bank for four years, with nothing but praise for them BUT THEN ! N26 bank confirmed to me on 19th Oct, 2022 that they had closed my account and that I had no access to my funds. I had submitted a transfer instruction in favour of my bank in the UK, which they initially acknowledged but then they claimed that they had found irregularities in the account. This was false, as my funds had been deposited by my Lawyer in Spain following the sale of my property there which he completed, acting as my Power of Attorney, with all due taxes etc paid and the whole transaction had been endorsed by the European Court at The Hague. I have requested details from N26 of what irregularities they had purported to have found but they are unable to do so, which is hardly surprising. The fluctuation in the exchange rate since my initial instruction has added a loss to me of more than €1800 which I would expect them to cover plus other bank charges, where I have had to access loans to fill the gap. They're aware that I am 84 years of age and the worry, stress and lack of sleep that they have caused me has had a serious effect on my health. This should also be compensated for. I reported the facts to BaFin (the so-called regulatory authorities in Germany) on four separate occasions between October and when they eventually replied in June, they turned out to be a waste of time Is this state aided theft? There are hundreds with the same problem.

Yes, N26 offers a free card. Only if you loose it or want a second one you need to pay extra.

10 € shipping costs

@@ljubanpezer3878 I live in a island (Tenerife, Spain) and it cost me 0€, arrived a week ago

@@casanova8762 Do you recomend N26 for Spain? N26 it's also based in Spain

@@psibrunojusto Yea I totally reccomend it, and the app is just fantastic, best I had so far. Update: Yea it actually cost 10€ shipping, they just took a while to charge me lol

care to elaborate?

N26 bank in Berlin - CRIMINAL - STAY AWAY FROM THIS BANK! I used this bank for four years, with nothing but praise for them BUT THEN ! N26 bank confirmed to me on 19th Oct, 2022 that they had closed my account and that I had no access to my funds. I had submitted a transfer instruction in favour of my bank in the UK, which they initially acknowledged but then they claimed that they had found irregularities in the account. This was false, as my funds had been deposited by my Lawyer in Spain following the sale of my property there which he completed, acting as my Power of Attorney, with all due taxes etc paid and the whole transaction had been endorsed by the European Court at The Hague. I have requested details from N26 of what irregularities they had purported to have found but they are unable to do so, which is hardly surprising. The fluctuation in the exchange rate since my initial instruction has added a loss to me of more than €1800 which I would expect them to cover plus other bank charges, where I have had to access loans to fill the gap. They're aware that I am 84 years of age and the worry, stress and lack of sleep that they have caused me has had a serious effect on my health. This should also be compensated for. I reported the facts to BaFin (the so-called regulatory authorities in Germany) on four separate occasions between October and when they eventually replied in June, they turned out to be a waste of time Is this state aided theft? There are hundreds with the same problem.

@@iske1702 N26 bank in Berlin - CRIMINAL - STAY AWAY FROM THIS BANK! I used this bank for four years, with nothing but praise for them BUT THEN ! N26 bank confirmed to me on 19th Oct, 2022 that they had closed my account and that I had no access to my funds. I had submitted a transfer instruction in favour of my bank in the UK, which they initially acknowledged but then they claimed that they had found irregularities in the account. This was false, as my funds had been deposited by my Lawyer in Spain following the sale of my property there which he completed, acting as my Power of Attorney, with all due taxes etc paid and the whole transaction had been endorsed by the European Court at The Hague. I have requested details from N26 of what irregularities they had purported to have found but they are unable to do so, which is hardly surprising. The fluctuation in the exchange rate since my initial instruction has added a loss to me of more than €1800 which I would expect them to cover plus other bank charges, where I have had to access loans to fill the gap. They're aware that I am 84 years of age and the worry, stress and lack of sleep that they have caused me has had a serious effect on my health. This should also be compensated for. I reported the facts to BaFin (the so-called regulatory authorities in Germany) on four separate occasions between October and when they eventually replied in June, they turned out to be a waste of time Is this state aided theft? There are hundreds with the same problem.