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✅ In This Video
Wondering if you should buy RV insurance? The RV Odd Couple share their RV insurance review.
RV Insurance Policies are not always transparent. After having our own issues with our RV Insurance Policy, we wanted to share what you NEED to know when getting RV Insurance. Long story short we weren't covered by our RV insurance so we want to share why, share what to look for when insuring an RV, and we want to recommend our insurance agent:
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We’re the RV Odd Couple. We sold our house and most of all our possessions to live in an RV, pursuing freedom, independence and adventure. We documented the process to transition into full-time RV living with our family and experienced the RV travel mistakes. This channel provides trailer travel tips and tricks, RV life basics, and motorhome beginners tips. We upload fifth wheel RV vlog adventures as we travel! If you’re into traveling vlogs, RV country traveling, or want to start full time RV living on the right foot, join the adventure of our lives.
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14 июл 2020

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Комментарии : 726

@gregorywright2022 4 года назад

Being an agent for nearly 40 years, I can tell you they are giving you very valuable lessons here. Kudos to you!

@RVOddCouple 4 года назад

We appreciate this Gregory :) We have brain damage from the research.....LOL

@scottscammahorn1452 4 года назад

John and Mercedes are giving good advice. I'm a former first responder. In Oklahoma the OHP has specially trained officers called "size and weight enforcement" or SWE. They carry in their vehicles special mobile equipment to weigh and calculate your vehicle and tow vehicle weights. Officers will generally not call an SWE unit for run of the mill accidents involving an RV. However if there is a more serious accident involving injuries they often times will be called. It doesn't require a fatality for the SWE to investigate. These officers also patrol the highways routinely, so if you are pulled over by one they may elect to do a random check. It takes them less than 10 minutes in most cases to weigh anything on wheels. I believe it's always a good idea to run your vehicle over Cat scales and be familiar with your weights and limits.

@RVOddCouple 4 года назад

Thank you for your Service and taking the time to share this information! This information is invaluable. This is why we love the RV Odd Squad and do everything we can to help. Saved this post in a note and will use in the future. Thanks again 🇺🇸👍😀🇺🇸

@TheEwarts 3 года назад

While I only have a small trailer, I hit the CAT Scales before any trip of significant length. I am always below my tow and axle weight ratings but doing this give me peace of mind that I didn't mess up and do something that causes an imbalance. For the $13 or so it costs its money well spent. Doesn't hurt there is one on my way out of town either.

@jeffreyfishlock2546 3 года назад

In Oz, our HWP don't have scales but special Police units do, very similar and we also have RMS scalies ( these are DOT inspectors) that usually setup roadside inspections at State borders but with Covid and now borders are closed again, they're on major roads throughout each State. The reason they setup at Boards is we have Japanese light trucks towing upto 3.5 Tonne (7716 lbs) and people get caught out with GCM and GVM hence fines Government loves fining you. I have a RAM 2500 and Caravan of 3.5 tonne so it's smile and wave, I don't get a flag in.

@uk7769 3 года назад

Good to know. Thank you. I will add Oklahoma to my no-go states. Would not want to go there anyway. lol

@eileenworks3766 3 года назад

Just got off the phone with Marty. He is FABULOUS! So understanding about what we needed. We are not full timers. He explained everything so well.

@mikewarren4397 3 года назад

My wife and I been full time almost 4 yrs she had a stroke about 2 yrs ago we r still living in our 5vr but not traveling need to redo policy, I’m having hard time opening link for Charlotte Insurance do u have Marties number? I tried to search web for Charlotte insurance and there r quite a few do u have their web address ? Thanks

@terriesmith8233 3 года назад

Do you have a direct phone number for Marty?

@puplover6265 4 года назад

I love how you two can laugh at yourselves and admit your mistakes. You're probably saving others stress, money, time, etc by passing on this valuable information. Thanks much. Hope Sage is doing well. Bless your family.

@RVOddCouple 4 года назад

Hi Pup Lover 💚 Sage is progressing amazingly well... Thank you & God Bless you

@shellygarza9364 4 года назад

Hi guys. What amazing information. I used to work for insurance company 18 years. It's so true to take good care of your clients. I would not have been able to sleep nights , if I hadn't taken great care of them. My mindset was treat them like your mommy. I always was so happy to get calls thanking me for making sure they were not exposed. It is to bad that people have to find out the wrong way. God bless all.

@RVOddCouple 4 года назад

We couldn't agree more Shelly

@christinaanderson4955 3 года назад

I have had the most excellent experience with Marty over the phone and by email over the last couple days. We are going to pick up our first RV in less than two weeks, so when I followed the directions after submitting my contact form and emailed directly letting him know about our time crunch, he was very quick to respond. I am a detail-oriented person, and he patiently walked through every question I asked, giving a thorough explanation to everything I threw at him. I even sent tables I'd created his way with different comparators I was looking at! Marty is seriously one of the most patient, helpful insurance agents I've had the pleasure of working with. Thank you so much for this recommendation! I would have never found him, otherwise.

@roydavis2242 4 года назад

I sold insurance many years ago and I know who to talk to. Have a real "fun time" policy covering what you need. I also have a million dollar umbrella policy. You even need protection if somebody trips and hurts themself cutting through your site. I have heard many people complain about insurance companies when they should have shopped for coverage not cost. I say all the time that, "cheap often cost you more."

@RVOddCouple 4 года назад

We couldn't agree more Roy! Thank you as always

@dianekirvan9906 4 года назад

I agree. I have an umbrella policy as well.

@mkarriker100 4 года назад

Agreed!

@Raszy63 4 года назад

Just watched your post on insurance. I am not an agent. I am an RVer having recently finished a 3 year tour of the US in a 43' motorhome. I can tell you from personal experience, you are still under insured. We were just driving our daily pickup in the Sierra's just outside of Truckee, California. It had been snowing and we drove over the summit with chains on. We were hit while removing the chains by a person illegally in this country, with a $25,000 max payout policy. That situation left us completely high and dry for recovery from him. Fortunately we had uninsured motorist coverage. That repaired our truck, but the amount did not come close to dealing with injuries to my spine and the traumatic brain injury my wife suffered. The financial limits to our policy were severely lacking and didn't get us back to normal. We now have $1 million in uninsured and under insured coverage on all of our vehicles.

@RVOddCouple 4 года назад

Thank you for taking the time to share this with us 😊👍

@1movista 4 года назад

23 years as a cop, and dreaming of FTRV after retiring in 5 years...I walk away, 8 weeks ago. I have a healthy(ish) savings, that got me a very nice (used) Class A coach. My only debt, is my Volvo S90, but I do have equity in it, so it will sell fast. My rig will be delivered any day now. I am so nervous. I haven't checked on insurance, yet - This made me feel better about that part. Thank you.

@RVOddCouple 4 года назад

Congratulations and thank you for your Service🇺🇸👍😊 We love our LEO’s! Please let us know how it goes and let us know if you have questions. We have a Private Facebook Group for the RV Odd Squad that you may find helpful.

@gbowman7344 4 года назад

I've got 20 years under my belt as a LEO and retired. You will love it, enjoy the ride. Hope to see you sometime, happy trails brother.

@1movista 4 года назад

George Bowman Thank you, brother. Be well. Shout out, if you have Twitter. @ contheoracies.

@jameswalker6806 3 года назад

Street_King I hope you have a wonderful retirement... Thank you for your service as a Cop! :-). I feel so bad what is happening with Cops now being disrespected. Stay safe.

@1movista 3 года назад

@@jameswalker6806 Thank you, brother.

@Assassin1959 4 года назад

$1000 medical coverage is like 3 Extra Strength Tylenols at a hospital...

@RVOddCouple 4 года назад

LOL Hector...Best laugh of the day for us😀😂

@kevinj8258 4 года назад

We have medical coverage via RV insurance. But we realize $1000 only covers the co-pay. We filed a claim and got the co pay back. But the second time we did that GEICO is fighting is on this. Still in process.

@roadburns 4 года назад

Kevin J .. what? Are you running over people?? 🤣🤣🤣

@ElRalphing 4 года назад

I don’t know about RV insurance. But on regular auto insurance, a lot of people decline being insured for medical payments because they already have separate health insurance. Paying for medical insurance on your car insurance is double covering yourself. Now if you do get in an accident you would come out ahead because you’d (maybe) get double paid. But if you drive safely, which you should be doing anyway, you probably won’t get hurt. So paying for double coverage in case something does happen seems excessive.

@Assassin1959 4 года назад

@@RVOddCouple By the way, I called them to get a quote and it came out double the amount for the year and that wasn't even including my tow. Staying with GEICO for now and the search continues.

@pursleydl2009 4 года назад

Im starting my journey with fulltime living on the road. Due to this pandemic I have lost my home and a good friend has opened up her home to me, but rather than start over with a rental home I've made the firm decision to hit the road and live. I'm a 63 year old retired office management professional, and currently a home health care giver. I still have an adventure ahead of me so I appreciate all of your great tips and information that will empower me. PLEASE KEEP THOSE VIDEOS COMING!

@RVOddCouple 4 года назад

Stay safe and let us know how it goes 👍💚😊

@LutherDCline 4 года назад

I just wanted to say thank you both for this video. Yes, I had insurance on my RV and truck through a MAJOR insurance provider and I asked them the questions about contents about roadside about all the things that are in this video in email. It has been waiting three and a half weeks for response and nothing. As of August ,5, 2020 I am with Charlotte Insurance and Marty is AWESOME!!!! This is the smoothest insurance experience I have ever had.

@mkarriker100 4 года назад

Aww shucks...Thanks Luther! You have a nice RIG!! Call me anytime.

@dewholdingsllc1050 4 года назад

Howdy from Austin. Always read your policy. Twice if you have to. It’s your legal contract with the carrier. All carriers are ready to take your money and ready to deny your claim. Even the best known brands and the ones on TV all of the time. Many years of litigation has proven this true. My clients have had to fight to obtain what they paid for against their own carrier on home owners, auto uninsured/underinsured etc. (when you have a covered claim and are entitled to the insurance proceeds as a matter of law). Please note. When things go south and you file a claim you are dealing with the other people’s adjuster and maybe your own adjuster. The agent that sold the policy is not really able to help settle the claim. I’m long time boat owner and my independent insurance agent told me long ago he used progressive for his boat and I shopped around and progressive was an agreed value for boat and agreed value for the trailer. When I bought the rv got quotes for Motorhome and most comprehensive policy for best price was progressive. Same limits as you posted on the video. I pay about $750/year. Which is less than your quote but I’m not running a business out of the RV. I can run the quote for doing that and then post it. I vouch for RV and boat insurance with progressive. Both are agreed value policies.

@RVOddCouple 4 года назад

Always great info! Thank you for taking the time to share 💚👍😊

@waynelytton7517 4 года назад

We had a different scenario but same result. We had good insurance while on the road, all the upper end limits, medical etc. Then we decided to come off the road and put the camper in a permanent spot in a campground near out sticks and bricks. We added a deck and top and got in touch with our insurance company(USAA) to increase our coverage only to learn that that since we weren't traveling we were not covered at all. What sense does that make more of a chance to be in an accident and a claim made ,covered ,sitting still little to no chance for an accident claim not covered. Now we have an agent who's speciality is RV's and we are now properly covered.

@RVOddCouple 4 года назад

👍😊

@hooahextreme 4 года назад

Great info guys. With our first RV we made the mistake of not having GAP coverage. That screwed us on a total hail damage claim. We now have State Farm which is how we found that we can get coverage if we are full time. With State Farm, the coverage depends on whether we own and insure a home or not. That can change the options. Now we had a hail storm that damaged home and RV in driveway. We have to file 2 different claims and pay 2 different deductibles. Tons of fun. Happy travels.

@RVOddCouple 4 года назад

Glad you found a good policy! So Important :)

@judymoodyslifevlogs4341 4 года назад

Boy am I sure glad you are doing these videos. My husband and I are hopefully looking to full time RV in the next 5 years, and I told him about your channel, and he has been watching as well as I have for quite sometime. We are looking to have a RU-vid channel as well, and you guys have really been a huge help in explaining a lot of things. We wish you guys the best and hope everything works out for Sage. She is adorable! Love and hugs to all, and hopefully one day we can meet you guys in person. You guys are awesome! ❤️

@RVOddCouple 4 года назад

Thank you Judy💚💚💚. Sage is amazing. Hope we cross paths with you

@dennisfleming5095 4 года назад

As my wife and I prepare for our one year (maybe longer) adventure as full timers, you guys have been a wealth of information for us. We've watched most everything you've done and this video is especially valuable. We've purchased our 5th wheel and added it to our AAA auto policy, which is good because someone hit it at the place we had it stored and damaged the front cap. Fortunately it's covered. Just didn't think the first time towing the trailer would be to a repair shop. I've been thinking about how we would have to modify our coverage when we are living in it, plus the contents, etc. Also the reminder about getting our stuff in storage insured. I hadn't thought about that. You guys are awesome. Really appreciate your servant hearts. Thank you.

@RVOddCouple 4 года назад

Love hearing this! We are on a mission to help as many as we can not make the mistakes we made 👍😊💚. Hope to see you out here and congratulations

@ftkinsella 4 года назад

Ah the two most trusted people in our RV community. Thank you for another great video with so much useful information for all RVers. This definitely helps us newbies and I’m sure it will help the full timers by making them have a look at their policies to see if they are covered correctly. Stay safe out there guys. Hi Sage! Cheers!!!

@RVOddCouple 4 года назад

Hi F & T 💚💚💚 Sage says hello😀👍

@TheNsdobbins Год назад

OMG!! So thankful I watched this video tonight. I'm closing on RV on 8/18/22 & just reached out to Geico, my auto insurance provider, just before watching the video!! After the video I emailed Charlotte Ins. Thx so much for sharing and helping newbies like me!!

@larryseroter 4 года назад

When the time comes that I purchase my RV I definitely will hire you guys during the whole process of purchasing and insurance. You truely are a great couple and a book of knowledge. Thanks... Larry

@RVOddCouple 4 года назад

Love you too Larry 💚

@mikayla9930 2 года назад

Anytime I need any info on full time rving I go to your page. Its so much more informational then any other channel out there. Thank you for going above and beyond for the RV Odd Squad!

@virginialemm864 4 года назад

Hi John, hi Mercedes! You’re so right about all those points regarding RV insurance. Absolutely, insurance is a very tricky but very necessary thing in RVing, whether you’re full-time or just a weekender or summertime traveler. Your friend, Marty, really is a terrific guy in explaining just where you were lacking in insurance. One other thing about weight though...when you have your “loaded” RV weighed, especially if you own a MOTORHOME! When you get professionally weighed, you MUST include the passengers who will be riding in the RV. It’s not just how much water, canned goods, hand tools, Instant Pots and toasters, clothes, hoses, and pretty outdoor string lights are being carried. PEOPLE (unfortunately 😬😳!) carried along with those other things are going to be the greatest single source of your added vehicle weight! Hope this helps you and other Odd Squadders (is that a real word?!) when figuring your weight. Love ya all, Virginia

@RVOddCouple 4 года назад

Always love your insights 💚💚💚

@dianekirvan9906 4 года назад

Thank you, John & Mercedes! Because of you I found out that I was not covered by Geico for Full Replacement value. They would not give me FRV. They did not offer me FRV when I took out the policy. The Geico agent said they do offer it now when people call to insure their RV. We are not full-timers but we ended up using Good Sam Insurance who uses National General Insurance. I had a very positive experience with the young man who signed us up and we pay no more than we were paying for Geico for Total Replacement Value. Now we have TRV through 2024 and great coverage for comprehensive, collision and liability. We have a Good Sam and a AAA RV roadside assistance coverage. We are covered by more than one roadside service because I we watched a video that says to carry more than one because in some areas of the country it is easier to get roadside service if you have multiple plans to call. And thanks for reminding us about being overweight. We don't full-time RV and try not to carry a whole lot of stuff with us.

@RVOddCouple 4 года назад

Always happy to help Diane💚👍😊. Glad you have proper coverage

@deasley2 3 года назад

When we bought our trailer in 2009 ($30,000) we chose National General. They said for the first 5 years they would pay full replacement cost. After that, for as long as we stayed with them they would pay us what we originally paid for the trailer if it was ever totaled. We have turned in a couple of claims over $3,000 each and sent in pictures with quotes from the dealer for repair. They paid with no hassle. If our 11 year old trailer is totaled they will pay us $30,000. The coverage included about $8,000 for contents. We have been very pleased with the service and coverage.

@TexasScout 4 года назад

You two are doing a great service for RV Newbies!

@RVOddCouple 4 года назад

Helping as best we can :) Loving the new purpose we found in helping the RV Odd Squad

@kenp9469 4 года назад

Giving advice is a wonderful thing. Having someone you can actually refer someone to. Even better, by a long shot. Hope all is well. Scary numbers coming out of FL. God bless.

@RVOddCouple 4 года назад

Hi Ken 💚 God Bless you as well & Stay safe our Friend

@michellegoodrich7115 4 года назад

The "scary numbers" have been proven to be off by 90%. Instead of 100% positive test results, it is actually about 9%. The chances of 300 facilities having 100% positives results are ridiculously low. Fraudulent numbers all over the place.

@conniesfinalquest9071 4 года назад

Just went through this last month. I have to say Progressive is awesome. We were on the phone for 90+ minutes. Covers everything. Even storage and airfare, car rental, and hotel if I have to fly back to Florida for medical reasons.

@RVOddCouple 4 года назад

Excellent👍😊

@antonyvc1 3 года назад

I just talked to Progressive and they do NOT cover you if you conduct business in your RV

@conniesfinalquest9071 3 года назад

@@antonyvc1 Wow. That's ridiculous.

@punnettonlinemediationllc5377 3 года назад

Our longtime auto insurance company is not oriented to the needs of RV coverage, so when we recently ordered our first RV, we called Charlotte Insurance after my wife watched this video. We're very happy we did. Agency president Marty Karriker and his assistant Clark Harrell were outstandingly conscientious, with great follow-through and with patience in responding to our questions and concerns, to make sure everything went right. We really appreciate the personal treatment. Before trying Marty I had earlier contacted a different insurance company with an RV insurance specialty, which felt like an assembly line operation. The contrast was remarkable. Thanks Marty and Clark, and thanks to the RV Odd Couple for pointing us in their direction!

@arthurleslie9669 4 года назад

Growing up, I was always told that your insurance is only as good as your agent. I’ve always kept that in mind and only deal with agents who I know are there for me. Case in point. In my working days, I was transferred to Oklahoma City. Had a new home and great insurance agent. While out of state, tornado demolished the home. Before I could even call my agent, he called me. Said he had already been by the home site and would have a check waiting for the full purchase price of the home, etc. It was months before some of my neighbors had any kind of settlement with their insurance. Something else I’ve always done. I’ve kept a ledger documenting every major item. What it is; model number; serial number and photos. Updated copy safely kept in bank and on file with insurance. Much easier with technology today. I had a custom pickup stolen that always carried expensive tools. Insurance company already had list of contents so everything covered. Takes time but worth it. So, can you document what you have in your RV and tow vehicle? (Sorry I got a bit long winded.)

@l.p.boudreaux1548 4 года назад

good info! Thanks!!

@arthurleslie9669 4 года назад

LoLo Sunshine ... The difference is being paid well for what you lost versus settling for some obscure figure the company decides to pay you, if any.

@RVOddCouple 4 года назад

Thank you so much for taking the time to share this Arthur

@RVOddCouple 4 года назад

💚

@dinorox4779 3 года назад

I'm so glad I found you on RU-vid! You have saved me thousands of dollars! Thank you very much for all of the valuable information. 😎👍

@Sixbears 4 года назад

Glad your situation wasn't worse. My wife and I were traveling in an ambulance RV conversion. All I had was a cheap liability insurance when we got in an accident in FL. We hit a car in FL. No damage to our vehicle, but did extensive damage to the car. Our insurance paid and our rates didn't even go up. Yes, we had a good insurance agent. Also had a shipwreck once and completely lost our sailboat. Full insurance on old boats is almost the cost of the boat. However, liability was cheap, which was good as it cost almost $10,000 to remove the wreck. Totally covered. Our home owner insurance covered $7,000 replacement costs of the boats contents.

@RVOddCouple 4 года назад

Soooo important to have a good Agent :)

@cavy16262 3 года назад

I just upgraded based on your recommendation with your insurance company. We plan on starting a ‘beginner full time journey in October or November of this year!

@keng5101 4 года назад

Great info. I have owned RV's for 12 years and didn't know all of the details that you laid out. Thanks. Going to check and verify my policy.

@RVOddCouple 4 года назад

Awesome Ken! Happy to help 👍😊

@N9710A 4 года назад

Great topic. As an insurance exec (currently, President), I am pleased that you covered a complex topic and covered the distinction between personal and commercial coverages. You could have created a distinction between ACV/RV/Agreed Value vs. GAP coverage for your loan. These are very different concepts.

@artfuldodger870 4 года назад

Great information for a newbie that just picked up my new travel trailer this past Friday for part time RVing. I sent this to my husband. We got our RV insurance from our SIL but will go over it more and make sure we have what we need. We will be looking at extended warranties later but didn't get one. We have a year on what we have which is a Rockwood Mini Lite 2204S Wanted to start small...but comfortable....until my husband retires in a few years.Hope to meet you all one day! Take care and thanks again for your wonderful videos.

@RVOddCouple 4 года назад

Always good to hear that we’re helping 😊. Just make sure that you completely understand your coverage and the small print 👍

@pammurphy4300 4 года назад

You guys are AMAZING! Thank you so much for sharing your experiences. Take care and may God Bless you.

@RVOddCouple 4 года назад

God Bless you as well Pan 💚

@doughasson2073 4 года назад

I have been with State Farm for 45 years and had an accident covered by them. My policy is like a homeowners insurance like one for a sticks and bricks home. They covered the towing cost for my class A. Covered all repair cost even though the accident was not our fault and the other persons insurance was Safe Auto. There policy was a minimal coverage. State Farm was great and covered everything. I would recommend State Farm for everyone. Great video. Thanks

@RVOddCouple 4 года назад

Excellent! Thank you for sharing 👍😊

@BossnurseCouple 3 года назад

Thank you so much guys!! Me and my wife are just starting and you guys are saving us so much time and money! God Bless! We all appreciate you guys helping newbies!

@RVOddCouple 3 года назад

Your very welcome Stan John 💚 Hope we get to see you out here

@Rolfunther 2 года назад

This comment is a bit old given that this video was released over a year and a half ago but I wanted to share my experience just in case it could help someone else. I actually called Marty at Charlotte Insurance. He wasn't able to help me with my particular insurance because I life in Massachusetts and he doesn't yet operate in this state but he picked up the phone for one (which is becoming a rare thing) but he also offered to review whatever quote I obtained to ensure it was correct. So he can't write the insurance but was still willing to help. That level of commitment and decency is very rare. He also specifically mentioned that he wanted to make sure that those who were referred by by the RV Odd Couple were taken care of. and although I got the sense that he was the kind of guy who would have helped anyway, I think it is important to provide feedback to you guys that he is certainly doing that. What a great experience. Thank you both and thank you to Marty.

@gretchenv4647 4 года назад

Thank you for this all important informative video 👍 My husband and I had purchased uninsured insurance because we had moved from Virginia to Florida last year and in Virginia it’s mandatory yet it’s not mandatory in Florida we discovered.... when we removed the uninsured insurance coverage, it saved us hundreds of dollars per year as it basically was double coverage for us. We were told that our collision Insurance coverage would cover everything else besides medical and after calling our medical coverage carrier, they said our medical coverage would cover for auto accidents 🏥 (not all medical coverages cover for auto accidents, so it’s important to check that before removing uninsured motorist insurance which is mainly there for covering medical). Any damage to the vehicle is covered under collision coverage 🚎

@RVOddCouple 4 года назад

Thank you for taking the time to share this 👍😊

@alvin816 4 года назад

Whenever I feel a little down, I watch one of your videos, I enjoy the facial expressions of John and Mercedes. Thank you.

@RVOddCouple 4 года назад

Thank you for writing us💚💚💚. These comments help get us through the tougher days. Thanks again Alvin

@schoocg 4 года назад

Such a great topic and great info. Your point that if your RV is over GWR your insurance won’t cover you, exactly. But also if your tow vehicle is over GWR and or GCWR, you are in the same boat. Also even if your tow vehicle is not over the overall GWR if any thing like over your tire rating, over the weight ratings of front or rear axles etc, insurance can and usually will deny your claim. Got to stay within specs. Just because you can tow it does not mean you should or even legal to do so. I would say 40% of people are over weight somewhere in their 1/2 ton trucks today. They can pull them and even stop them, but over spec somewhere. Beware or be sorry, visit a CAT scale.

@RVOddCouple 4 года назад

So important! Thank you for sharing 👍😊

@williamquestmagic 4 года назад

You two are the BEST. Thank you for representing the community with INTEGRITY. GOD BLESS YOU. bill in Florida

@RVOddCouple 4 года назад

Hey Bill 💚 God Bless you as well. Stay safe :)

@bethmikels3613 4 года назад

John and Mercedes... perfect timing with this video coming out today! I finally took the plunge and just bought my first fifth wheel RV today. It is brand new and the insurance is extremely important to me to make sure it's covered properly. I will pick it up in just two weeks. I'll just be part time RVing for the next year or two. I still plan to go full time eventually. I'll go to my agent (State Farm) who has been my agent for the last 15 years and discuss all this. They carry the insurance on everything I have. Thanks to you I have a better understanding of the things I'll need to make sure are covered. Thank you so much!! I'm planning to manage my brick and mortar retail store via cellular internet from my RV while snowbirding in Arizona in the winters. I'll be doing the book keeping, paying bills, handling the bank accounts, ect. So now I wonder if that would be considered commercial use of the RV? Even though I'll technically just be on a 5 month vacation? Really interesting points you brought up. I'll make sure to check that out with my agent too. I had never thought about the commercial use aspect before. Really glad you brought that up. It's kind of scary how easily you can think you're covered only to find out later you're not.

@RVOddCouple 4 года назад

Congratulations Beth 👍😊 Check out Charlotte Insurance. Hope we cross paths

@amyd7543 4 года назад

Thank you so much. Made us realize when we get our new trailer we need to carefully look over the policy and make sure all the contents are covered.

@RVOddCouple 4 года назад

Always happy to help Amy :)

@genehart261 4 года назад

I don't know if you have ever covered this so I thought I'd mention it. You mentioned weight of your RV! Also be sure that you are properly licensed to pull the weight of a large fifth-wheel trailer. In Nevada and California it is a "J" endorsement on your license which allows you to tow above 10,000 GVW, only a written test is required in these two states and it's pretty easy. Without this endorsement insurance company has another reason to deny claims and you can be cited by law enforcement. Gene Hart, Logandale NV

@RVOddCouple 4 года назад

Thank you for this Gene 👍😊

@williamhudon4065 4 года назад

You guys are awesome!! My name is will and i am a retired vet from the army. About half a year ago i decided i was going to sell my house buy a travel trailer, live in that and slowly make my back home to Anchorage Alaska. Now i didn't find your channel right away but when I did, I knew i was in the right place. You both are so welcoming and thoughtful. There were so many questions i had and so many i didn't know i needed to ask. Your channel, your family and this community is AMAZING. I am still gathering info and keeping my options open but you both have helped me so much with this process. Hopefully by September i will be making my move over to the RV life and starting my adventure. thank you for everything Will H.(San Antonio)

@RVOddCouple 4 года назад

Thank you for your Service 🇺🇸😊. Always happy to help where we can. Let us know when you launch 🚀

@donald6738 4 года назад

Hello John and Mercedes, Thank you for another great video! My wife and I have enjoyed your videos very much, and we appreciate your straight-forward approach to sharing information and in presenting yourselves as Believers! We have clients who are full-time RVers and running a RU-vid channel, and we're fairly certain they're not adequately insured as you identified. I've sent them a link to your video and and have requested they confirm their viewing of your important information. Keep up the great work you do, have fun, stay safe, and remain healthy! Best regards, Don and Sharon

@RVOddCouple 4 года назад

Hi Don & Sharon 😊. Happy to help. Many who full time and make money don’t properly understand their exposure. It good that you are trying to help your Friends. They are welcome to reach out to us 👍😊

@robertrancourt747 3 года назад

Great video. You are spot on about having an agent. Our Agent didn't sell us a policy he educated us and gave us many options. Our agent is also a RV'er. I think that is also a big plus.

@ADKMan 4 года назад

Living so close to the Canadian border here in the Adirondacks.....our insurance automatically gives us a Canadian insurance card. We are just a few miles away and crossing the border just to eat happens regularly. Well........it did before this COVID thing. Plus working in emergency services, the number of non insured drivers out there is pretty high......seen it a lot!!!

@RVOddCouple 4 года назад

Thank you for sharing 👍😊

@terristripstipsandtalk 4 года назад

Omg!!!! Thank you!!!!! And the camping world story really helped us!!!! We finally got our refund after calling an attorney!!! You guys always have great advice!!!! Priceless!!!! Thank you thank you x100000

@RVOddCouple 4 года назад

We love helping 👍💚😊

@TheEwarts 3 года назад

Mercedes and John - I just wanted to say thanks for doing this video. Like all of your videos, it was very informative, even though I currently only have a small travel trailer and are part-timing. Also, great recommendation with Marty at Charlotte Insurance! Just hung up with him and I will be changing my policy to him. Same carrier but went from ACV to Replacement Cost as well as discussing the other coverages I had/didn't have. I will be happy to have Marty (and Gigi when the time is right) in my "back pocket" when we decide to get a Class C in a year or two when all the new owners figure out they don't have time for this stuff.

@RVOddCouple 3 года назад

Always happy to help 😊👍 Please let us know how it all goes and thank you for supporting us

@ARepublicIfYouCanKeepIt 4 года назад

Great information that will benefit so many! New glasses for Mercedes and new shirts for both. Love it all guys!

@RVOddCouple 4 года назад

Hey John 💚

@RamonaRambles 4 года назад

Thanks, guys! I’m finally full time in a class c. Holy Moly I feel like Farmer Joe’s wife trying to run the farm with no help. Such a huge learning curve all day every day it’s something. On such a big learning curve!!! I actually think it will get easier when I’m on the road more. Hunkered down in the country on my sister’s property fightin’ chiggers, unlevel site, and dogs that take way too long to get their business done at night while I scan the dark woods for coyotes, snakes, scorpions, and god forbid feral hogs!😳 I think I’m ok on my insurance. My Farmer’s agent got me a policy with Foremost and for me most of the things you mentioned...I think. We laughed because he raised my tow coverage amount after he did a little research and found another agent who had to have an RV lifted out by helicopter. 😳 Told him if that happened he’d be dealing with my sons at that point cuz I would have stroked out as the RV flew off the road! BUT I do need to ask him about the pet part and storage. I got the storage after I got the policy! So thanks! Also need to ask about working in my RV??? If public school teachers have to teach from home does that make my home commercial??

@RVOddCouple 4 года назад

Thank you for sharing your experience 👍😊.

@familyrvwanderingfree1702 4 года назад

We plan on traveling here in about a year or two because of you guys I believe we are going to be so much better off thank you for everything that you guys do information and these videos

@RVOddCouple 4 года назад

Happy to help 👍😊

@haulinodie5548 4 года назад

Good video content for sure. We do not FT, however our insurance Company was very detailed in our policy including contents for our FW. Uninsured motorist portion was automatic, as it covered through the tow vehicle as well. Same as personal liability was mandatory. Agreed commercial is an option and must be carried if doing any business. Also not every insurance company does commercial. Also need to ensure coverages for natural items such as storms. Our last unit was damaged in a hail storm, was immediately repaired for several items. The right insurance is key and piece of mind. Safe travels!

@RVOddCouple 4 года назад

We love helping and want our Friends covered 👍😊

@daniesahshele3179 4 года назад

One thing i learned in owning big rigs is the right insurance policy. Great awesome video here you guys. Thanks for posting this.!

@RVOddCouple 4 года назад

You are very welcome Danie :) Thank you!

@daniesahshele3179 4 года назад

@@RVOddCouple 💞💞

@tedz. 4 года назад

A friend's travel trailer was destroyed (pics are on RV Tips facebook page) this past weekend by a large limb that broke from a tree on their site. It totaled the trailer. They have State Farm insurance. I do as well. I'm anxious to see how well they're taken care of. They bought theirs used from a private party and got a great deal. I don't know the details of their policy, but I'd be concerned with what State Farm valued the trailer for. When I bought my trailer, State Farm used the MSRP plus the installed accessories as the value. That said, I feel the need to double check all the other things you covered in this video. You guys are a great resource.

@l.p.boudreaux1548 4 года назад

can you update here on what happens to them re insurance coverage/claim??

@tedz. 4 года назад

@@l.p.boudreaux1548 Will do

@RVOddCouple 4 года назад

we're pretty sure this is an RV Odd Squad Member. This was their first trip if it's who we think it is. They posted in our private RV Odd Squad Group on FB. Appreciate an update Ted. Hoping that they are covered but we will see....Thank you These Guys have Integrity :) www.charlotteinsurance.com/coverage/rv-odd-couple/

@tedz. 4 года назад

LoLo Sunshine It took a while (2 weeks) to get things settled and the destroyed camper hauled away. They got the market value of the trailer, which was about 30% more than they paid for it. Like I said in my original post, they got a great deal, so the settlement was replacement cost for something comparable. The important thing is no one got hurt. The trailer can be replaced, but not loved ones.

@scottshutt1 4 года назад

This video was really helpful. Thank you. We just filed a claim with Safeco and since we did not check on the trailer every 2 weeks our claim was denied. If you have Safeco Insurance you are wasting your money.

@RVOddCouple 4 года назад

Rats! Sorry to hear this

@finned958 4 года назад

I still maintain my home warranty coverage for my home that I purchased 2 years ago. Sometimes they won’t cover a problem, but it largely paid for itself. I just replaced a faucet with labor worth $360 and paid $60 copay. The air conditioning visits were worth it since the ac is over 20 years old and broke down 3 times. They fixed a broken sewer pipe. They didn’t cover a leaky toilet and shower tub drain. Win some, lose some. Old houses have too many problems. Read the fine print. I might not continue the policy next year since I will replace the ac/heater soon.

@RVOddCouple 4 года назад

Thank you for sharing :)

@johndavid9633 4 года назад

Wow unbelievable incredible information to prevent being uninsured! Everyone that RVs should take this info and immediately re-check to see they are correctly insured. Thank you for this life 'savings' video! God bless + Proud RV odd Squad Member!

@RVOddCouple 4 года назад

Hoping that all RV Odd Squad Members check. We love helping where we can. Thank you John 💚

@vincejewart7431 4 года назад

This is Vince from Lakeland Florida. Hello again. I appreciate your help. I just got off the phone with my insurance agent. I'm covered pretty well. I asked her all your points you hit on. We got lucky. But thanks for the heads up! We also have coverage for anyone on our campsite or in our RV while we're camping. And we have GAP insurance because of the loan. $3000 for belongings. We're weekend warriors lol. Didnt need much. But did find out, that check is separate from the check they cut you if you have a total loss. Stay safe and enjoy life!

@RVOddCouple 4 года назад

Fantastic! Love to hear this! This is why you need an Agent looking out for you :)

@vincejewart7431 4 года назад

Yes sir. Yes ma'am

@stevelucier8346 4 года назад

Guess I had a big advantage with an Uncle who was a lawyer, judge, real estate agent and life long insurance agent who also provided the insurance of the state of Pennsylvania for many years. Wow good thing you didn't have any losses. You need to also check to be sure you have total health coverage outside the USA and it is always recommended to check with your agent before leaving the nation because sometimes the insurance company for what ever reason drops coverage you think you still have. Always check to be sure.

@RVOddCouple 4 года назад

👍

@Skips1964 4 года назад

Another awesome video with amazing content. The best part is how honest you guys are by sharing your mistakes and lessons learned!!

@RVOddCouple 4 года назад

Love to help Skip :)

@pami7597 3 года назад

We want to thank you for putting the word out about Charlotte Insurance. Marty and Mike were great to work with and boy were we being ripped off by our insurance company. Once again...thanks so much!

@RVOddCouple 3 года назад

Thank you for being a part of the RV Odd Squad Pami😊 We have only heard great things about Charlotte Insurance. We just passed 100 RVOS Members insured by Marty and his team.

@bradyrodgers1731 4 года назад

I've been RV towing since the early 70's. I have never in my life seen, or even heard of anyone, getting their rig (much less contents) being weighed at or after an accident. Otherwise, some good information.

@RVOddCouple 4 года назад

We've been told if there is a fatality, this is part of the investigation for fault & liability. Thank you Brady :)

@scottscammahorn1452 4 года назад

John and Mercedes are giving good advice. I'm a former first responder. In Oklahoma the OHP has specially trained officers called "size and weight enforcement" or SWE. They carry in their vehicles special mobile equipment to weigh and calculate your vehicle and tow vehicle weights. OHP will generally not call an SWE unit for run of the mill accidents involving an RV. However if there is a more serious accident involving injuries they often times will be called. It doesn't require a fatality for the SWE to investigate. These officers also patrol the highways routinely, so if you are pulled over by one they may elect to do a random check. It takes them less than 10 minutes in most cases to weigh anything on wheels. You should always run your vehicle over Cat scales and be familiar with your weights and limits. Will repost on the main comments.

@RVOddCouple 4 года назад

@@scottscammahorn1452 Thanks for explaining in greater detail Scott! Makes sense!

@rvdogfl 4 года назад

Back in the 1970's it was not that big of a deal. Now a days just turn on your TV and it is full of commercials with Attorneys Saying have you been in an auto accident call us and we will get big money for you.

@tray8411 4 года назад

@@RVOddCouple Scott is correct..Calif CHP does the same.. Not really looking for the RV er (mainly commercial trucking) but they can still hard time ya.. As far as the accidents go, and your a bit over weight, as long as they determine you were not at fault, they can list you as an associated factor.. They can cite but its rare. Its all up to the officer handling the accident.

@Markpatrickrich 3 года назад

Great information Just got off the phone with Marty thank you so much for making sure I didn’t get a bad policy I’m getting a new Fifth Wheel you guys are the best I have been enjoying your videos sending positive energy to your family 🙏🏼❤️🤙🏼

@RVOddCouple 3 года назад

Awesome Mark! Marty is a good man and runs a great company. Let us know how it goes 👍😊

@agm6095 4 года назад

When we bought our Class C motorhome, at the RV dealer we called our insurance company Geico and it was all covered like our 4 cars. It includes towing. I love Geico, we have been insured by them for many years and they continue to be the least expensive.

@RVOddCouple 4 года назад

Better dbl check 😊 We had Gieco

@gbowman7344 4 года назад

GEICO will drop you like a bad habit when you go to file a claim! Same as "Good Sams" denied one of my claims and and costed me 1400 bucks. I dropped them like a bad habit in return.

@rozsmith6850 Год назад

Just a thought that may help with night driving in your campground- SOLAR powered ground and overhead lights. I personally found them extremely helpful when walking my dog at night in another campground.

@ClassicCarTraveler 4 года назад

Great Info, glad you found someone to help you and the rest of us!! Thanks

@RVOddCouple 4 года назад

Happy to help 😊

@mjk4215 4 года назад

Hey you guys I really love your channel I do watch it all the time . One of the biggest things I appreciated your honesty I don’t know you but I have a good feeling about you guys, I am not a RV owner my wife and I are thinking about it and I’ve been watching a lot of channels but I really appreciate your information. Thank you and God bless you and your family

@RVOddCouple 4 года назад

Thank you :) God Bless you & yours as well.

@katherineb.3140 4 года назад

I used to be licensed in Property & Casualty Insurance. I could tell people horror stories. I used to work for Travelers. People do not understand Insurance and don’t take the time to understand. I cannot stress enough to find a very good experienced multiline agency. One that represents several carriers. One that understands what you personally need. I really urge people to research Agencies. “Captive Agents” are people that say work for State Farm, Allstate etc..they only sell those companies products. My biggest advice? Put a reminder on your smartphone/calendar once a year to call your agent to review coverages. Everyone’s needs change. You could be under insured or even over insured. Bottom line is that Insurance is the exchange of risk. How much can you afford to self insure vs how much do you want the carrier to take on the risk. Great video John and Mercedes!!! 👏👏👏👏👏👏

@RVOddCouple 4 года назад

Thank you so much for taking the time to share this Katherine 💚 You can't know what you don't know and we find ourselves on a mission to educate & protect our Members. Great information and tips here!!! So happy to have you with us from the beginning. Thank you Katherine 💚💚

@tinam7011 4 года назад

Omgoodness Thank you so much for this Information! We are preparing to go full time RV ing and don’t know all the ins and outs

@RVOddCouple 4 года назад

Glad it was helpful Tina! We didn't know either... and we were super exposed!

@RandisAdventures 4 года назад

Ikes... So many RV insurance misconceptions exposed... I did not know as a RU-vid Creator I need commercial insurance. 🤷‍♀️ It’s so important to be properly covered for all possibilities with the right coverage. I am going to read the fine print of my policy. Thanks for bringing this important front end information to all RVers attention. Sounds like Marty has integrity that both weekend warriors and full time RVers need!!! Thanks guys!

@RVOddCouple 4 года назад

Always happy to help Randi 👍😊

@thejourney1369 4 года назад

“Fiddle thumpin’”. I’m going to remember that! 😂

@RVOddCouple 4 года назад

Lol... our new word😂🤣

@minicooper966 4 года назад

We have full time coverage through Progressive. Something you didn’t mention but I found out in talking with them is that they have group coverages for certain categories. They will only pay out the total group cost for that category. Unless you schedule specific items and you exceed that group category coverage, you will not be covered. One good example is electronics. It was hard to get a straight answer even fro a supervisor about what those group limits were. Very frustrating! Thanks for doing the video.

@RVOddCouple 4 года назад

Interesting

@vm1776 3 года назад

overweight. haha. I remember meeting some rv'ers who were rock collecting around the country. they were on the east coast and about to return home. they said they even rented some storage facilities around the country to drop off their collected rock and pickup on the way back. when we met them their rv needed to be towed due to engine problems and the tow truck couldn't budge them. so they had to empty weight and the tow truck came back the next day to tow it in. fortunately they were at a campground. every storage spot was filled with rocks. passenger front seat floor area filled with rocks. shower filled with boxes of rocks. When others around realized that their rv was riding low due to their collection, before emptying and after emptying pictures were taken. the difference in how that rv's suspension was quite dramatic. I don't know how they faired in the end because they were staying longer than we were, but they did go out collecting with us and others, and we kept laughing and telling them that the creaks and groans of their rv was it protesting the weight they put in it and that the engine dying was it having a heart attack! when you said overweight, my mind went immediately to that couple. At least they were starting to realize that because it fits doesn't mean that it should and were talking about dropping more off at the storage sights instead of pickup those contents up on the way home!

@rgold02 4 года назад

I remember our Insurance Man coming by our home and having coffee with my Parents. Great video and good information. Goldie in Jax. Florida

@RVOddCouple 4 года назад

The good old days Goldie 💚 Miss them :)

@karengordon3030 4 года назад

My husband and I are ready to embark on our maiden voyage in our new RV. Full time! We were wondering if you have a honest and reliable connection who we might speak with at Thousand Trails. Proud to be a member of the Odd Squad!

@RVOddCouple 4 года назад

Congratulations Karen💚. God Bless and let us know how it goes 👍😊

@biancabehner744 3 года назад

Thank you so much for sharing your experiences! This has helped us so much! Just called to get our quote and mentioned you both! We are going to look at our Class A Used '98 Ford Residency tomorrow and your videos have been the best crash course to get our dream started!

@randycanoy7606 3 года назад

Thank you. This was very helpful. Reached out and was directed to National General, as we live in Oregon. Erin was very helpful and provided me a quote.

@RVOddCouple 3 года назад

Thank you for letting us know and your support 😊👍

@wrpiii 4 года назад

Stellar job of personal revelation and teaching on the subject! Continued joy and success!

@RVOddCouple 4 года назад

Thank you 👍😊

@Tsiri09 4 года назад

You're so right about that last one. Overweight vehicles are a big cause of accidents as they cause more blowouts and go out of control very quickly. I'm a fmr paramedic and this isn't a joke. Get proper insurance and be honest with the insurance company. Be prepared to fight to get claims paid from not only your company, but the other driver's as well.

@RVOddCouple 4 года назад

Sad but true Tina :) Thank you

@wannabefulltimers 4 года назад

lovely, now you have me digging through my RV policy :) GREAT INFO!!

@RVOddCouple 4 года назад

LOL...Har-V You might thank us 😀😂 Happy to help and thank you

@lorimayberry3534 3 года назад

Us too, only to find out that not only do we have actual cash value coverage rather than replacement value, but also, if we collide with someone else who is insured by the same company we're not covered! Is that common??? We're going to have a talk with our insurance agent soon.

@redbull8661 3 года назад

I'm an insurance adjuster and I can tell you I've never weighed anything. But if it's in your policy it could happen, I have never seen it though. If you ever do have a disagreement with an insurance company on the value of your property you always have the right to an appraisal from a disinterested party or a 3rd party adjuster that you agree on. 10,000 and 20,000 are below the legal limits in most states too.

@George-nw1io 4 года назад

Great video y'all. Taking 1st trip in Chinook tomorrow 🤞. As I tell folks all the time; Experience is the best teacher, especially if it's somebody else's!! 😉 Be safe, healthy and well. Best, George

@RVOddCouple 4 года назад

Congratulations Georgiana👍😊. Let us know how it goes

@descent815 4 года назад

Thank you for this information. I fall in a few of these category’s. Now I know a little more of what to cover my but. Thank you

@RVOddCouple 4 года назад

You are very welcome 👍😊

@scenicdriveways6708 4 года назад

Lucky for me my wife was an insurance agent for 17 1/2 years and she knew what to look for when we got insurance for our Truck and RV.

@RVOddCouple 4 года назад

You married well :)

@scenicdriveways6708 4 года назад

@@RVOddCouple I did indeed. Just passed our 24th wedding anniversary and we'e still on our honeymoon. :)

@linasoper3906 4 года назад

Thank you for all this information. Thank goodness you guys didn't have anything happening before you found what going on with your policy. God Bless you both.❤

@RVOddCouple 4 года назад

God Bless you as well Lina💚

@bccratemotoradventures2485 4 года назад

Awesome. Thanks for sharing and what you have said. My wife and I are leaving in October to be full timing this is amazing you spoke on this we have been wondering what we were going to do. Very informative and you guys rock. Thanks a lot were greatly appreciated. Hope to see you both on the road

@RVOddCouple 4 года назад

So happy to hear this and be able to help Bill & Chelle. Enjoy the ride and let us know how it's going :)

@danielcbush 4 года назад

Thank you for this video-- I took notes and I'm calling my agent tomorrow!

@RVOddCouple 4 года назад

Good to hear and always happy to help 👍😊💚

@JarheadAndGingersJourney 4 года назад

Hello from Okinawa, Japan! Only 46 days until we retire and move back to the USA to start our full time Rv adventures. We have been wondering about insurance. Thanks for sharing!

@RVOddCouple 4 года назад

Hoping to cross paths with you Guys :) You'll love Marty and his Team www.charlotteinsurance.com/coverage/rv-odd-couple/

@Tryke_Ryder 4 года назад

Outstanding video! (As was the previous video!!) I have many things to look at now, with the insurance and the service contract

@RVOddCouple 4 года назад

Always happy to help William 👍😊

@joonthego3781 3 года назад

You guys are just what I need! I am recently retired and in the process of buying my first travel trailer. Going from tent camping to cushy glamping. I am learning so much from your RU-vids on what not to do. My mother in law has a class c that I used and my parents and grandparents had air streams do I have been around rvs alot but boy have things changed. I'd be honored to be an odd squader and hope to meet up with you someday. Any special advise for an older single lady?

@RVOddCouple 3 года назад

Happy that we can help Jody😊

@ceciliapetrowsky2572 4 года назад

Thanks for this awesome video. I called my insurance company to ask some of these questions. I was shocked when she said I had to notify them two weeks before going to Canada so they can send me a special ID card as proof of insurance. Why? Makes no sense. Why can’t I show them my insurance page with the dates. She implied they ask for this special ID card that they can scan. Who knows this? I also asked about the medical coverage and uninsured motorist coverage and she said we don’t have that because our RV is a fifth wheel and does not have a motor so our truck policy would be picking that up.

@RVOddCouple 4 года назад

Excellent! We were hoping to make everyone be aware and check their coverage 👍😊. Thank you

@oscarduenez9816 4 года назад

What a great video guyz. I will look back at this video when I get my RV Toy hauler in the future.

@RVOddCouple 4 года назад

Awesome! Thank you Oscar!

@PortaParsonageDaveJenniPiatt 4 года назад

Wow! Great heads up! Thanks so much for absorbing the learning curve. Continuing to pray for you.

@RVOddCouple 4 года назад

You are so welcome! Thank you for the Prayers and God Bless you as well

@RVG9 4 года назад

Thank you for this video. Really wondered how to go about doing the insurance. I do not have an RV ...yet...working on it, but will check first RV insurance prices before committing to purchasing.

@RVOddCouple 4 года назад

You are very welcome Kathy😊 watch our last 3 videos before you purchase. These will help you a lot. Once you find a rig call Charlotte Insurance and give the the year model and vin and they’ll get you a quote quickly. They have a lot of integrity:). www.charlotteinsurance.com/coverage/rv-odd-couple/

@VT-ix5oh 4 года назад

Great video, my brother in law wants me to drive his RV to Miami and i need to call my insurance company, excellent information. No FIDDLE FUMPIMG on this vid 😃

@RVOddCouple 4 года назад

Great idea to check! No Fiddle Fumping!!! LOL😂 Have a safe trip :)

@TheMotor7 3 года назад

Thanks for the information, we are in Florida as well and will reach out to Marty. We are taking delivery Friday and finding alot of company's aren't insuring in Florida. Thanks again for the info!