Investing on historical data is quite driving forward and watching the mirror. However we don't know what the future will bring. Therefore it's rather religion. You're believing in the US market what is totally fine. I think they reached bubble territory and dividend yield isn't so attractive but this is my opinion. I prefer core+satellite style. My core holdings: Euro 30 dividend payer ETF and Emerging Market ETF. My satellite holdings are not so diversified: couple REITs, BDCs, mining and energy sector companies with some other exceptions. I hold local governmental bonds and crypto also however I lost some of the latter one because bad behavior of Celsius and Luna.
Hi and great approach, that's the beauty in investing, there is no right or wrong, many ways to grow your portfolio and if that works for you then that's perfect. Thanks for sharing 👋
Do you generally prefer non-hedged ETFs because you believe the USD will outperform the Euro over the long term, or is there another reason behind your strategy? I’d be curious to hear your thoughts on hedged ETFs, especially when it comes to broad indices. How do you weigh the pros and cons of hedging against potential currency volatility, and do you think it's worth the cost for long-term holdings?
Hi, didn't hear about it before. Just had a look. Not quite sure I get it as I did not see the interest it returns and overall returns are rather low, so unless I missed something I would not be too tempted by it. Cheers
Hi, that's amazing. You manage to have zero expenses, wow, nice one. Well then, if you have built up a bit of cash to keep on the side lines for emergencies or certain wishes you have, the rest you could all invest, otherwise just looses value 👌
You and I seem to be on similar paths of investing. I don't quite have as much in botcoin as you, as I'm in a few other crypto, but similar amounts in stocks, so that's why I enjoy tracking your investments on your channel, thanks again 👍🏻
Hello kai Please help with this,i m interested in one etf in particular is ucit domicile in Ireland but in lse only the gpb , i want the dollar version i found it listed only in Amsterdam with $ in this case, it is the Ireland tax still applied or the Netherlands tax,because im buying like you from the gulf region outside Europe
Hi 👋 When you buy an ETF domiciled in Ireland, the tax treatment typically follows Ireland's tax rules, regardless of the currency or exchange it's traded on. So, even if you buy the USD version listed in Amsterdam, the Ireland tax rules should apply. Cheers
Hi and yes, also great option but then you have a sector risk. In the case of s&p you are more diversified across different sectors which I personally prefer.
Hiiii Kai (it rhymes 😅), amazing video like always. I always learn something new from your videos. I was curious about one thing. if you would have park all of your bitcoins (hypothetically) into Nexo with Platinum Tier. how much interest/cash back would you get everyday? I am guessing it would be mind blowing or ? I asking it just for fun!!!😋
Thank you so much Vivek 😉 Actually not that much, currently on Platinum on flex (means I can withdraw anytime) and earning it in BTC would be 4%, of course, still great but given the platform risk for me not worth it. What I do consider however is converting some of my EUR & USD to USDT keep it on Nexo and get 10% interest on my USDT, that's more attractive and rather stable compared to BTC's volatility, so I could quickly exchange the money back to EUR or USD if I needed it. Will make a video on this topic this Sunday. Cheers
Hi, no I do a EUR bank transfer from Revolut to Nexo, totally free and takes few seconds to arrive. Then I convert EUR to USDT for staking or EUR to Bitcoin and then withdraw them to my Ledger wallet 👌
Hi Ana, thanks a lot and my pleasure 🙌 Depends on which currency you want to invest in and whether you prefer accumulating or distributing ETF. I buy the State Street S&P 500 ETF called SPY5 listed in London in USD and is distributing, meaning the quarterly dividends are paid to me. This is the cheapest S&P 500 ETF for Europeans at only 0.03% expense ratio. The same SPY5 could also be bought in EUR you can check it here www.justetf.com/en/etf-profile.html?isin=IE00B6YX5C33#stock-exchange Another popular one is the Vanguard S&P500 ETF called VUSA, but a bit more expensive at 0.07%, but still great. Cheers 👋
Hi, depends where you live, I am UAE based so there is no difference either way as there is no taxes on any of that and I prefer receiving the dividends, just keeps me motivated as an investor and I can choose whether to reinvest or use it to pay for things. In most other countries, there is no difference between the two taxation wise since even accumulating is a taxable event and needs to be declared, only few countries I know have different rules about it, but most treat those two the same, otherwise nobody would ever invest into distributing ETF's 😉 BTW, in the US there aren't even any accumulating ETF's. So then it comes down to your personal preference. Cheers
