Your first part was good which gave the real picture of the product giving 5.5 approx returns... But I didn't understand the need of the second part in which you consider death and then calculating xirr... I mean if you do that with term insurance it will give more than 1000% return but that's not investment...
@@EveryPaisaMatters I did... I see you are suggesting people not to mix insurance and investment which is positive... But I was just worried about those who would see the 40% number and jump to buy the product... Had you kept it 5.5, people can take rationale decision... Anyway thanks for all your efforts...
Sir please help. If i stop giving premium without surrendering the policy after 2 premium will i get my money back. I was given the policy by an agent who misguided me now i cannot pay so much premium.My premium amount is 156000 and for 10 years.What to do sir please help.