Sir, Good explanation, I had recently got introduced to this plan at SBI branch when I visited for PPF account. Seek following clarification from your video as it seems slight discrepancy: 1. As per your excel sheet you have given both 11 & 12 year as cool-off period, where as in your video the illustration shows only 11th year is cool-off period. 2. The excel sheet formula used was for IRR instead of XIRR. 3. The bank representative with whom I meet for this policy for 1.5 L annual premium for 10yrs payment term, had mentioned that the annual expected returns around 9%.
I have choosed this plan in guaranteed income.. 7 /15/23 (premium year/payout/term year) annual premium 50000/- but they don't pay 100.24% of premium during payout period according to their brochure 😢 they only pay 24800 /- annual only in guaranteed income.. Sir can you explain it with reason why ?.. or they making fool us? Please reply sir..
Sir ....... Mera sbi life smart platina plus insurance Hain and usmay 10 year Tak money jama karana h totall amount 11lacks to mujhe uske bad 15 years tak 1 lacks one lack milegi na or end year m 11 lacks milegi ki nhi please reply
Why you tell about investment it is insurance know. Why you compare with lic? Because investment is different insurance is different SBI also insurance ryt. Why you made IRR calculations is there is any joke going there. Don’t invest in LIC means Why you do this?
