Think its too early to say on the "can't pay off" - debt isn't necessarily bad if you're able to handle the payments of interest & principal (we didn't cover it in this video but 2022 interest was around £3m).However, bank loans are more rigid than loans direct from owners - we may have to dig into this more when the 2023 accounts have been submitted. Appreciate the watch and have a good weekend yupyupyup