Those kinds of trips just to gamble and drink and spend a fortune on entertainment is HOW people get into debt! It's disrespectful to pressure other people to do something like that!
Yet you’re one of those people who go into debt and put everything on a CC instead of cash flowing it then you call Dave complaining you’re in debt !!! 🙄🙄
It's a good call from someone in step two, he realizes he has to spend up his emergency fund to do this trip. Dave's advice was good, he can also let his parents know that taking this trip is causing a month squeeze on him and accept it as a gift.
@WheresPaul#1981 I know, been to Vegas countless times and never gambled much, went to clubs or binge drank. But the whole premise of a 21st B day blowout in Vegas doesn't really speak family friendly activities.
No one regrets not saving $900 on something on their deathbed, but they definitely will regret not spending time and creating memories with loved ones.
If you on your deathbed, it won't make a difference either way, you can't take money or memories with you. We all know when you go to Vegas, you going to be spending much more than $900, so can you really control yourself and not be influenced by family, I highly doubt it. As someone else said rather do something else or you going to be miserable even if you do go when you got no money. I don't disagree with you, but I am mixed whether they should go.
Don’t go but have a nice dinner at home with her and the family celebrating her birthday with a nice cake, family pictures etc. My wife and I are debt free for years. We do not go out to restaurants, lousy service, no value to investment etc. instead we cook a theme meal every Wednesday night. If we are having Mediterranean night the background music is same. NO cell phones! It’s been great and our adult children and their families love it! I’m just encouraging people to spend real time together because in these busy times we really only get about 40- 65 nights per year or about 80-120 hours together. That is what I think about. Not much time really….also, all are debt free.
As an adult, there is really nothing interesting about a 21 year old's birthday party. Send her a birthday check. I guarantee she won't miss you as much as you think she will.
I agree, however, other family members might miss them. I lost my mom at 28 and would give anything to have spent more time with her and my dad. I know the 21 year old is there to party, lol!
Bad idea. She's 21 and likely moving towards a life away from the family. This is likely the end of the birthdays together. There's nothing more iNSULTING than a gift of cash which says, "Hey, listen, I think you're poor, and I don't know what to get you anyway, so I'll just throw a few hundred bucks in an envelope for you." With that money, he could have made the trip to Vegas and made a family memory.
So much overthinking for a birthday trip. Even more reasons to get out of debt so you don't miss out on life and have to overthink so much for only $900. Also, best idea for him is to send the sister a really nice cash gift and be done with it.
Dude, the best memory I have of my big brother is he took me to a movie theatre as a kid (dollar days) and then bought me popcorn. Girl doesn’t need a special trip for her 21st birthday. (I don’t even remember what I did on my 21st birthday…and guess what? I don’t care!) I did not go on a trip…and I don’t care one iota. Your answer to the statement is simple. Maybe one day when you are out of debt and she is married and out of debt, you can take a family vacation together (like I am about to do. And even then, we are driving a big vehicle, not flying bcs of cost)
If you genuinely wanted to go, just go, it’s not that much money. It’s only a month. But he clearly doesn’t really want to go, and not for monetary reasons. $900 to schlep out there for one night is not great, and I love Vegas. Just use the debt as an excuse and don’t go. Blame Dave Ramsey!
I am like this guy, I have no bad debt but I struggle to spend money on a vacation, I feel I can use that money towards my mortgage. It's hard to spend money on things when you think you can better use it for something more. I am spending $2K on a trip in July but in the back of my mind, I say to myself I can use this for my mortgage but I also have to remind myself I should live and enjoy life. When you in save save save mode, it's hard to spend. Things are expensive, $900 doesn't seem unreasonable for hotels, gas, I bet it will cost more than $900
I should note me and my family have been on three trips this year. Key West, Disney Cruise, Hawaii and another Disney cruise in November. I’m kinda of tired of trips… there are times where I think we should have spreed these trips out over the past years and extended paying off our home by a year or two. At the end of the day you’re thinking about this. MOST people do not. You’re doing great, but enjoy the journey. More importantly take care of your relationship! The rest is noise. Hope this helps, these thoughts are normal while paying off your home.
We downsized, moved to Florida from MN where I can work from home, no state income taxes, and paid cash for a small house so that we could travel anywhere anytime. And we have.
Don’t go. You’re just going to end up being a “knot on the log” in your family’s view because of your values. Tell them you don’t drink, dance, etc. and they can get over it.
Just go! There's plenty to do in Vegas. You don't have to go to clubs or drink. Your sister is only 21 once and it's not going to set you back that much. Your sister will also remember the trip with you being there for her.
@@fauxbro1983 Not true. I went at 20 and they wouldn't even let us sit at the bar for water. My friend and I still had fun. We ended up trying different restaurants, exploring downtown vegas, people watch, went to some shows, etc... If we wanted to venture out more we could have went hiking or did another activity...
What makes her 21st birthday such a milestone? Used to be cuz that's legal drinking age and presuming it's gonna be her first alcoholic drink ever with family. If she has not waited then it is no longer a milestone. If she has waited then go celebrate with her!
Looking at car rentals in San Antonio - you could rent a 4 cylinder that's going to almost get 2x the gas mileage of your Tacoma for $100. That would save you a couple hundred as well.
Just don’t go. If you say she and her boyfriend are serious and will get married soon, just get out of debt so you can go to her wedding and see all your family then. Make a whole week of it for the wedding festivities.
Not going on vacation when you don’t have the money is a rule i learned at a young age and on judge judy. But there are exceptions i just went to Tennessee and I didn’t pay for the plane ticket or food also going on a fishing trip where I won’t pay the gas. Family vacations should probably be treated differently.
Yup I bet it is more than $900, that's an under estimate not an over estimate, food, gas, hotels, and who knows what else. I guess if they stick to a stick budget.
He just doesn’t want to go. He could just go, spend time with his sister and, celebrate her. I wonder what the dynamic is with wife and the rest of his family… more to this story.
Are you kidding me?? Take a trip while you're in debt?? I wouldn't even take one right now even if well-off financially; not with these outrageous gas prices.
If your family wants you to go that bad they should pay because you are dedicated to paying off debt, have a nice family dinner for your sister after she parties in Vegas
If you have to think about it money wise, then you can't afford it. Don't go. And make it clear that you are on a journey and this will be detrimental to that journey. You can celebrate a number of other ways that she will remember and be thankful for later.
If they agreed to it before starting their plan then why? Did they values somehow change recently. If it's the money then let it be the money. Or likewise with the values. Seems a little wishy-washy my friend
Its a waste of money. Even if he had a 100k in the bank. All of that money for a dinner in Vegas with family?? I've booked an all-inclusive 4day trip to Mexico for 900 bucks.
John is not right! He does this "mediumship" dressed up as psychoanalysis, making predictions whilst not really listening to what the person is actually saying and then warping the person's words to fit his prediction. He called for Dave's Blessing on the trip that he REALLY wants to go on to celebrate a Sister that he dearly loves. His family will be upset if they don't go, regardless of the reason x
Flying out for one night is a terrible idea, even if you don’t want to do the club scene there’s a nice national park nearby, Hoover dam, Area 51 is cool. Especially if the entire family is going, just make the trip.
Driving is not economical right now, Dave. However the dude needs to get an Allegiant ticket up in Austin and fly out to Vegas from there. Might save him some money.
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It sounded like he did not want to go, and was phoning in on the hope that Dave said "no way dude!". Bottom line, as much as he would like to be there at his sister's birthday, the trip is not his scene. I would not go to something like that anyway. So shout her to an extremely nice dinner either before or after the event and stay home.
Dude…. I go to Vegas frequently. It’s gunna be more than 900 bucks haha. It’s cheap to fly there but everything like food, beverages, service, taxi, Uber etc everything is waaaay more expensive.
I didn't celebrate my 21st with my family. Was in college. We'd never go to Vegas either. Save your $. Your family sounds like a bunch of partiers. Celebrate at her wedding.
Lol. My 21 st bd. Friend took me to a bar. They didn’t even give me a drink. We left later. No bid deal. I’m not a drinker ever. Vegas is EXPENSIVE! Go after your debt is paid off
Something that wasn’t mentioned was the potential cost associated with blaming finances for not going. This isn’t an expensive trip and this type of thing really turns people off to financial responsibility. The truth is this isn’t just a financial choice so honor the family with the full truth, don’t just blame money.
$900 for a party sounds REAL expensive to me! There's plenty of ways to honor family without everyone wasting money on such a trip. That's how people get into debt in the first place!!!! Why are you watching Dave if you believe it's okay to waste more money when you're already in debt?
Don't go - what a waste of time and money and contrary to your values. Do something really special and personal and meaningful for her at home BEFORE her birthday. And if you're saving $900 on the trip you can spend more on her gift.
$900 to go to Las Vegas…. Yeah right. Dude you’re in debt, you know you do not have the funds, you are not that interested in going, and frankly you don’t want to act like a 21 year old and party. Just stay home, your sister will be fine. Take her to a brother sister brunch when she gets back, and explain why you and your wife decided not to go. 21 really isn’t that big of a deal once it comes and goes
40k in debt, and you tell him to go to Vegas ? I was waiting for you to ask if he can control his gambling, since he has a demonstrated difficulty controlling his spending.
Go or not, but make it a BIG deal for her including cheap balloons from the dollar store Gifts should be fun, not so serious...agree that you can't spend more than $10/person on hand soap or something silly AND practical like that
There are plenty of things to do in Vegas other than what you're just thinking there's to do and you really don't want to miss your little sister's 21st birthday because truthfully how you going to explain why you can't go because of a thousand bucks because you don't like to drink I mean there's other ways that you can celebrate her birthday during the day that won't involve that there's plenty of activities but each to their own of course
This is the kind of world 🌎 we've made for ourselves and our children, better have no enemies when the light goes out , due to the economic criss, wars and rate of unemployment I think now is the best time to invest and make more money for the future💯.
This guy should just go. The experiences that life has to offer are worth taking another month or so. He's letting that guilt of crushing debt stop him from enjoying life.
As an adult, if you need to phone another adult to get " permission" to go to your OWN SISTERS birthday then you need to have a good hard look at yourself. 900 ain't cheap granted but come on man 😂😂😂
The 900 Bucks dont matter in this case but i somewhat disagree with the sentiment here. Personally i always hate going away and i can guarantee you that i have never missed ANYTHING in my life since i honestly dont like any of it. But if its just the money than thats a stupid reason.
I’d go if I were him. He can look for cheap Airbnb! Also, no one is forcing him to go to a club! Really it’s dinner and then he can leave their are a lot of comedy shows for like 30 bucks in downtown Las Vegas