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Step by Step walk-through | My Monthly Money Management System 

Demi Zhuang
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Building the right foundation and systems will take you to places you can't imagine. This is my money management system that helped me reached $200,000 before 30.
Watch This Next: • How Moomoo SGD Liquidi...
Affiliate Mention
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If you enjoyed this video, give it a like, it'll really help with supporting this channel! Constructive feedback is always welcomed!! 🙂
Affiliate Links
------------------------------------------------
How I Manage My Money
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🛒 2 in 1 Personal Finances Tracker - ko-fi.com/s/12b3ae7641
🛒 Annual Budgeting Spreadsheet - ko-fi.com/s/e45fe60c1b
🛒 Net Worth Tracker - ko-fi.com/s/d99366e5b5
🛒 My $ Foundation (FREE) - ko-fi.com/s/878c3211cb
------------------------------------------------
Investment Platforms I Use
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🎋 Moomoo - j.moomoo.com/00x8FW
🎋 Syfe Trade - www.syfe.com/invite/demi
🎋 Webull - a.webull.com.sg/i/DemiZhuang
🎋 StashAway - www.stashaway.sg/ref/demizhuang
------------------------------------------------
Connect With Me
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📫 Email - demi.zhuangg@gmail.com
💛 Support - ko-fi.com/demizhuang
👋🏼 Instagram - @demiizhuangg
🌐 My Website - demizhuang.com
------------------------------------------------
Books that Changed My Perspective (Life & Money)
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📚 The Pathless Path - amzn.to/3vxYqOu
📚 The Psychology of Money - amzn.to/3vB4g1p
📚 Die with Zero - amzn.to/3ShqkHb
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Disclaimer
Hey guys, I just wanted to mention that with all the videos I've posted to-date should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡 Some links above are affiliate link. I earn a little at no cost to you!
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#demizhuang #moneymanagement #personalfinance
TIMESTAMPS:
00:00 - Introduction
00:30 - Start of the Month
02:48 - End of the Month
06:25 - March Budgeting

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Опубликовано:

 

10 авг 2024

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Комментарии : 44   
@kingseiryu929
@kingseiryu929 5 месяцев назад
Congrats well done 💪 keep saving and making money for rainy days
@vic-sd9mi
@vic-sd9mi 5 месяцев назад
I think it's a really nice mindset to have - setting a budget aligned with life goals like spending time with family, reading more, learning new skills etc. I've learned a lot as a beginner budget-er (and broke uni student haha) thank you for sharing!
@DemiZhuang
@DemiZhuang 5 месяцев назад
Haha nice to start young!! Jiayou 💪🏼
@jn5902
@jn5902 5 месяцев назад
Miss ur monthly budget diaries so much too!
@DemiZhuang
@DemiZhuang 5 месяцев назад
Coming back~ hehe
@biaofo5258
@biaofo5258 5 месяцев назад
which clubhouse membership you refer to in your video?
@kaspertheroundghost
@kaspertheroundghost 5 месяцев назад
thank you demi for this video hehe. i also wanna start my own savings soon!!
@DemiZhuang
@DemiZhuang 5 месяцев назад
Hehe that sounds great!! Jiayou! :)
@MakanPeluru
@MakanPeluru 4 месяца назад
Book Keeping Level 100
@kohlee888
@kohlee888 5 месяцев назад
👍
@Jinsh0
@Jinsh0 4 месяца назад
For the Fixed Expenses, the Hospital Plan and Accident Plan are empty.. Does that means you stop buying them? Or simply not paying for this particular month (maybe pay per year instead)?
@DemiZhuang
@DemiZhuang 4 месяца назад
Paid yearly
@smeraldan56
@smeraldan56 3 месяца назад
Should CPF savings counted as net worth in portfolio ? i see it as retirement/ unemployment insurance payout from gov after 55.
@DemiZhuang
@DemiZhuang 3 месяца назад
I do take it into account now!
@ColouredPixels
@ColouredPixels 2 месяца назад
@@DemiZhuangbut it’s not liquid so why?
@KelvinTan808
@KelvinTan808 5 месяцев назад
does your 100k include cpf ordinary account?
@DemiZhuang
@DemiZhuang 5 месяцев назад
back then the 100K video in 2023? nope, didnt count CPF.
@waiyanthetpaing
@waiyanthetpaing 5 месяцев назад
Let'date. we are going to have combined 200k together.
@reubenswims4886
@reubenswims4886 4 месяца назад
Hi Demi, regarding your journey to learning swimming, if you have learned how to tread water in the deep end 1st, you'll gain a lot more confidence to 🏊‍♀️.
@DemiZhuang
@DemiZhuang 4 месяца назад
🥲 would you meaning learning to swim in a deeper pool? Haha
@reubenswims4886
@reubenswims4886 4 месяца назад
@DemiZhuang It will be very scary for you to learn in the deep end, especially if it's your very first time 🏊‍♀️. If you master treading water, 🏊‍♀️ should feel easier. Hopefully, you can get a good and patient swim instructor.
@Applecreamifyable
@Applecreamifyable 5 месяцев назад
I am just wondering if you are planning to buy a house anytime soon and how would you budget a mortgage? Btw love ur insightful tips!!
@DemiZhuang
@DemiZhuang 5 месяцев назад
haha i'm still looking into this but definitely not anytime soon. I don't want to sell out my investments just for a house downpayment. I'll incorporate it into my budgets and share on this soon!
@stevenchan7366
@stevenchan7366 4 месяца назад
I have 100k saving. I have intention to invest S&P 500. Shall I go for lump sum or DCA?
@dwh6455
@dwh6455 4 месяца назад
Suggest to DCA
@TheDestineyAngel
@TheDestineyAngel 4 месяца назад
Reasons why I dont have 100k right now; 1) gambled 40k 2) paid school fees of 35k 3) I bought a car 40k 4) I live alone 5) I spend 1k monthly on food and gas 6) this is where the rest of money goes If I didn’t have to worry about reason 3 & 4; and 1 & 2, I would have been at 200k already lol oh wells. Good luck to everyone else.
@jn5902
@jn5902 5 месяцев назад
Including cpf OA only or total bal? 😊😊
@DemiZhuang
@DemiZhuang 5 месяцев назад
Total!! Haha should I not be counting the others?
@jn5902
@jn5902 5 месяцев назад
@@DemiZhuang hahaha idk 😂 i guess im obssessed with the details to get a full picture! Thats pretty awesome! 200k with cpf total balance and cash at your age. Such an inspiration
@DemiZhuang
@DemiZhuang 5 месяцев назад
haha maybe i shouldn't count in Medisave since that is technically not 'touchable'. When I've actually hit that amount next month or so then i'll do a breakdown! Keep going, on this journey with you guys!
@jn5902
@jn5902 5 месяцев назад
@@DemiZhuang i count medisave as part of my networth also hahaha. As well as my insurance surrender value etc.
@ColouredPixels
@ColouredPixels 2 месяца назад
btw demi, wouldn’t you already hit 200k by now if including ur CPF? i’m only a year older than you (i think) and my OA alone is at 91k. but you hit 100k before i did so i was wondering how is it ur CPF isn’t already a lot more as well
@ColouredPixels
@ColouredPixels 2 месяца назад
also, $70 for one lesson is so expensive! i could literally teach you for way lesser 😩😩😩😩
@cathhl2440
@cathhl2440 5 месяцев назад
10 years… you can see the impact of inflation in daily life.
@DemiZhuang
@DemiZhuang 5 месяцев назад
already feeling it
@laichongchao8266
@laichongchao8266 5 месяцев назад
No budget for shopping (clothes, accessories, gadgets, household items etc.)?
@DemiZhuang
@DemiZhuang 5 месяцев назад
I was still thinking about that then 🫣 will cover this for march results. I overlooked some areas while budgeting for my first month back.
@paradaiseu
@paradaiseu 5 месяцев назад
​@@DemiZhuang curious about this too! do you have a mid-term sinking fund for any expenses like e.g. replacing spoilt earphones or shoes or household items etc, or even having a travel fund? or do those just come from your "emergency liquid funds"?
@DemiZhuang
@DemiZhuang 5 месяцев назад
got it! I'll make sure to cover this in march money diaries! @@paradaiseu
@connietan5012
@connietan5012 5 месяцев назад
Coming back for good?
@DemiZhuang
@DemiZhuang 5 месяцев назад
singapore or money diaries? haha
@connietan5012
@connietan5012 5 месяцев назад
@@DemiZhuangboth ❤
@DemiZhuang
@DemiZhuang 5 месяцев назад
Singapore tentatively! Trying to get my FA Licensing. I want to help others for insurance planning, closing the gap between wanting to get coverage but also worrying if they are being oversold. As my income source isn’t reliant on FA alone I believe I can do this but only if there is a demand. If the demand isn’t there then yes I’ll be digital nomading again haha. Money Diaries yes will be for good I try to cover all months but the last 2 months was a mess 😂
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