Stick To A Proven Plan With Proven Results! 

Sounds like the pharmacist should work and let dad who makes 45k be a stay at home dad

I made a point listening to Dave everyday and many times in a day. Because I have a tendency to forget my mission. My mission is to be financially free and my goal is to build a wealth !! Let’s all DO IT! We can do this!!

Did that first caller said she "wants to STAY HOME to have SEVERAL MORE CHILDREN" on her husbands 33k income" ? News flash Dave, she still making" 19 year old decisions"

You know, I'd love to meet Dave; he's such a powerhouse. I'd also like to meet Jade's MOTHER. Yes, I bet she's something, raising such a great daughter. Love this pair!

I get it! “Rice and Bean” diet can suck but eating cheap and on the budget can be good if you know how to cook and where to shop. I’m a chef and I cook for a living. Being on a budget and living fugally requires discipline but well worth it. Anyone can do it!

Jade almost has the same mentality as Dave

I love Jade and Dave together, they're so focused and intentional with their adivce.

Debt takes your choices away.

Say that EVERY DAY Dave!!! The greatest enemy of excellence is the okay." That was 100% me. I got out of debt shortly after listening to you about 17/18 years ago. But I was okay so I didn't do steps 3-7. We added a little debt but not much. But when my husband got sick and can no longer work, we got back on board and we think we are going to be able to pay off the house THIS WEEK!!! We were always okay for our whole lives, never stressing about where our next meal will come from or our next house payment. I'm so glad you added all the wonderful personalities to the team. Keep up the great work!!!

These multimillionaires calling in worried about buying a new car??

People listening to the show and not working the 7 baby steps, is the cause of the band-aid on Dave’s head!

When cloning will be a real thing, can we please clone Dave?

After watching your content! I would never want to get a car loan or any kind of debt again! Sacrifices now and your life will be easier later and more sustainable

The first caller, the obvious solution is that she goes to work and the husband is a stay-at-home dad since he's only making 33 grand a year.

Great Dave rants today! Spicy! Haha.

Dave was on fire in this episode! Excellent, no BS, just calling it out. Perfect. No walking on eggshells. This is why I followed him and why it worked.

Jade we love you lady.

If she wants to be an OT she shouldn’t go for nursing. Some science classes may transfer but otherwise it’s totally different. Also a lot of people don’t make it through nursing school ( registered) it’s a lot harder than most think and a lot drop out or flunk out.

Watching from Ireland 💚

😂 Dave Interrupted Jade cuz he’s not the only one who notices she rambles too damn much with pointless responses

Jenny from ORANGE COUNTY is simply showing off (she knew she could afford a brand new fridge with all the bells and whistles).

Girrrl, how were you going to be a sahm when your husband makes $30k? And you talking about wanting several more kids? How??

I was waiting for Dave to rip into the Salt Lake City lady looking to buy a $800k house. She claimed she had $300k saved for a down payment and then by the end corrected that to say it was their total assets including retirement. With a $100k income you could maybe afford a $400k house. She never clarified how much she had for the down payment though. They let that slide too easy lol

Dave has said more than once that the rice and beans thing is just a saying he doesn't mean to actually eat only beans and rice he is just meaning stretching your money and buying cheaper things than buy filet mignon when you cant afford it.

I listen to Dave every day to stay on track. I love how straight between the eyes he is. "Your plan sucks!" lol Such truth. I was the same way the question of the day was. And my plan did suck! Debt was normal. Now I am debt free and headed toward paying off my house so I can go into retirement owing nothing. I'm gonna travel the world!

George and horses and you and motorcycles 🤣

Stephanie from Texas, have a look at Contract Research Organisations and any other companies that are vendors within clinical trials. So think of companies that provide medical imaging, cardiac safety, clinical adjudication services. And they’re all struggling for staff. Many of these are fully remote roles too, or give you company car. So you have greater flexibility.

I would ❤ to hear Jade speak her opinions more.

I actually love eating rice and beans. 😅

It's sad that multimillionaires are stressed out about replacing a 30 year old refrigerator 🤔

She could become a LPN (still a nurse but right under RN) in 12 months and make $30+/hr depending on where she lives, plus get a sign on bonus and tuition reimbursement. After 6 months of experience, she could do agency nursing and easily make $40+/hr (and even get same or next day pay!) She can then work towards more independence and work on becoming an OT and may be able to pay out of pocket for school or get a job that will help pay for it. Nursing is 24 hours! So the amount of money she can make is LARGE. Therapy isn't always guaranteed money but is VERY expensive (and longer) compared to a nursing degree. She could even look into becoming an Occupational Therapist Assistant through a community college, they still make decent money and it's less of a risk, if she doesn't know if she wants to be an OT. Heck there are CNAs making 18+/hr which is usually only 3 months of schooling and again she could work for an agency making more after 6 months of experience. Healthcare, if done right, can make you money without SO much schooling.

Dave has helped me so much with understanding finances and navigating relationships. I never had a father figure but I consider Dave my internet father. ❤

Go have babies, ready set go 😊

Dave is better ALONE!!!

Here we go again with the debit card for travel. I was demied by hertz and the hilton because i used my debit card and demanded and denied me because they wanted a cc. So yes some companies wont take debit.

Powdered butt syndrome 😂😂😅. I listen to my kids. My youngest son told me about Dave Ramsey. Now i have to get my husband on board.

Half measures availed us nothing.

My husband’s company does this but we pay out of pocket and they reimburse us. It’s annoying as hell! With his old company he had a company card which obviously much easier.

Robert from OHIO is simply showing off (HE KNEW HE COULD AFFORD A NEW CAR WITH ALL THE BELLS AND WHISTLES).

Love ya Dave, but don't call out school counselors! Some of us are following your teaching and are NOT encouraging kids to sign up for a bunch of debt. Signed, a veteran high school counselor.

Occupational assistant. COTA. 18 months. Can make 75k if will to travel.

That gal with dave is very good. 🥰

1st caller: Husband has to up that income before she stays at home !! If they didn’t have ANY debt and lived in a low cost area they could live off 45k. They cannot live of his income with that much debt

Dang Dave tore Johnathan apart. Lol!

Min 45. Stay paying ur parents rent until u buy home cash. No interest. Parents win. U win

Oh My God Dave 😂😂😂 wambulance!!’ Hahahaha I can’t with him!

You are not okay until you buy Ramsey’s product

Great team with wonderful compassionate understanding.

Love the haircut Dave!

There are RU-vid videos about rice and bean dishes. They look good!😃

Seems like there were a lot of ads today

A 2 year associates degree to be an RN is possible and much cheaper.

Band-aid is because Dave wanted to get a motorcycle.... :)

This video was for me

Doctor laurel would want her home with the kids.

I have the $6500 to pay off my student loans in a high interest savings account earning interest for the last 2 years. Once the loan payments resume I will pay them in full but why not collect the interest until then? Also morally the corporate bailouts that were handed out in the pandemic along with the fraudulent debacle California allowed with the unemployment during the pandemic has made me feel like why should I not take the $10,000. My taxes will be paying for it. That being said I don't support the forgiveness but I am not going to be to righteous to take it

You need to make a cookbook lol Honestly people just need to look into other cuisines and spices. Indian, Mexican, all the Asias, First Nations, Middle Eastern, Irish potato farmers... people have been making dirt cheap delicious amazing food for millennia and we have access to ALL of it if we are just willing to try something new

Shohna. Sacrifice financially while your kids are young. They're only young once. Go back to work once they're school age! It will be worth it!

Shona in Indianapolis. My parents both worked in a factory. There would be a week straight not seeing my mom. They worked swing opposite shifts to afford day care for us 4 kids. Zero help from family. We were not damaged and appreciated our parents more knowing they were working hard. I have worked all of my kids 24 & 17 years, they are not damaged. They see the hard work and no one is saving you and not the stress of money. You can do this!!! Lead by example for them.

I love Dave's shirt 😍

Pay debt and leave later What if later never comes Life is full of surprises you don know what is coming tomorrow Better live a life normal then all for some later day Thanks

My father was a WWII veteran and there were no Japanese or German cars in his driveway.

Love Jade and Dave duo

Dave Ramsey for US President 2024 🇺🇸

We are getting out of debt. We know we are doing a good job because our household income is 4x my wife's boss's is, but the other day he said to my wife if we have financial problems he can look if he can give her a raise. 😂 He is about to have financial problems, we're gonna do great!

On a lighter side, love Jade's blouse and earrings!

Is incredible how mgtow solves all the problems you hear here!

Not the cough during the intro screen 💀

1:54:15 jade ready to switch jobs👀😂💀

Who is Eddy? Never saw him or heard of him...

Man, Dave’s got a chip on his shoulder today.

Can she be stay home mom with her husband income to be low income class while waiting for Joe Biden's student loan forgiveness to kick in?

What’s wrong with the first caller??? Many would change place with her earning good money. Wow!

What happened to Kristina Ellis ???

Jade is the goat Ramsey “personality”

Why is Dave so harsh, damn!

How do you reconcile being a Christian and investing in corporations that support things like abortion, slavery, and war?

Dave is a little bonkers with the, "if you don't do my plan like I say, your plan sucks" 🤔

I miss Christina Ellis's kindness and knowledge. Whenever Christina and Rachel were on aire together it was great!! I've noticed several times that when Jade gives an opinion and Dave jumps in with a totally different approach she acts like she was in agreement all along !!! I just don't appreciate her style . I don't think she is a good fit with the rest of the wonderful Dave Ramsey family. Even when Dave is upset with a caller , he shows compassion and care.

Was this actually live or not

Jonathan got told to stfu essentially for simply asking a question lol...

12:35 Wow, I've never seen Dave Koresh quite this triggered.

Why does she want too stay at home when she went to school for 5 years in an extremely difficult field?

1:27:53 Oh no he did NOT just cut Jade off like that. Dave can be so rude sometimes. Makes me wonder if that’s why so many Ramsey personalities have left (AO, Christy, Christina). Keep it up Dave and you’ll lose a good one.