YOU Hold The Power To Change Your Situation! 

CONGRATULATIONS!!!🎉🎈🎊

Woot woot! Congratulations!

Congratulations 🎊

Congratulations to you!!! Way to go!!!🥳🎉🥳

Congrats

I dont even feel like my 2007 Camry is a hooptie 😂

I have the same feeling about my 2012 Kia Rio 😅

Neither is my 10’ Mazda! 🫡

😂😂😂

My 2009 land rover isn't either bought cash for 2k. I love it, I'm in baby step 2 but I will keep that thing even when I'm in babystep 7.!!😂

If you are looking at it from a financial perspective then yes, it doesn’t make sense. But, many people get solar panels for environmental and reliability reasons. Where I am the electric grid is not very reliable, so having solar with battery backup is a great thing to have. I don’t personally have solar, but there are more factors at play than just cost.

Holy cow $80 just to have the service?! I pay $5 for line charge!

​@danielkoontz6732 that's how it is where I am too. I use like $20/m max blasting AC in summer, but with fees it's near $100. Water also has like $40 in fees and gas is about 30

$80 for a lone charge sounds high. Ours is only $12. What utility do you use?

Did you see the Dave's video of the guy calling with an electric Audi having to pay $20k in replacements (~10k from battery)?

In that 7 months you lost more than that 10k in depreciation on your Etron your old truck held its value. In addition if the Etron filled the trucks shoes you weren't doing anything that required a truck in the first place.

​@taz24787 replacing battery? Don't they all have a warranty for the first 7 yrs or so.

@@julieann2315 Seems not all.

Amen

Move

She should be able to collect his social security too. And her kid is 15. He should receive some too.

And at 51 she still can work

She's probably never had to deal with anything like this before and is still shaken up. It's reassuring to have an expert give you options

6% is the national average.

$1500 is ridiculous. Your really expecting a real estate agent to sell 4 houses a month and only make 6k before taxes?

​@@juggernaut6771Hi, I think the average in the UK is much lower, around 1.5% & in some cases a fixed fee.

@stevenwilliamson6234 that sounds rough for British real estate agents.

If that 2011 is a hoopty then I’m gonna start calling my 99 dodge ram a classic.

The overall message is that the probability of needing to fix or repair either vehicle would be more expected on the 2011. At any rate that's when a lot of factory parts and pieces will begin to require replacement.

The man should get out from the RAV4 and keep the Camry - he can get another 150k + out of it

My car is a 2003 Honda. Not sure what Dave would classify that as.

My 2002 Honda Civic has 123K; 2003 Camry has 175K. Painted each a few years ago, so they still look good! Giving the Honda to my brother this weekend. I’ll drive the Camry until it dies, or the price of cars levels out. Paid for cars are a wonderful thing!

They are disconnected from reality in some aspects: inflation, stock market, rent, the price of a pizza, etc. They're mostly good though.

I agree. I love the show and we are working through the baby steps. But I do a little eye roll every time I hear about rent prices, 15year mortgages, and the work shortage. It sucks but the reality is that the price of things have gone up exponentially, and yes, the greedy companies who increased prices during COVID due to actual work shortages have not brought their prices down… even though they’ve got people working again. So yeah, my grocery budget was 96 for the week and we spent 145 even though we didn’t buy any “big” items. Thank god we have a good income and I can reduce and shift from our other sinking funds but I question every day how people with 50k income, 75k debt, and 2+kids with daycare do it. They don’t. The reality is just that they don’t get it. Their numbers no longer work since around 2021/2022

Prius? 😁

@@cosmic_giant1523 Ioniq

@@adamgronvold8608 132 miles a gallon, sheesh.. definitely a ioniq😁

Ioniq 5

I like the Bolt

Lmao stop your crying

@@PokeKon91 grow up

Even though Ramsey is a successful enterprise it’s still a business. There are still employees and overhead to pay. Would you rather pay to watch? This content is free. No subscription needed. Be grateful for the small inconvenience of a few ads.

Truth hurts…

@@viking0116 not even close...makes me doubt he knows what the f he is talking about. You are a 🤡

On gas 🤣

It was stupid for the guy who called in tho? 60 finance to save a few bucks ? I think that's what he was talking about

Dave is pretty backwards. He will say to do one thing but does the thing he says not to do.

My boss did. She told me ot wasn't smart and I was making a mistake.

The world doesn’t care about your struggles and they’re glad you have them. I guess it’s best to keep things to yourself

Jealousy! They think they can't "get ahead," do they don't want you to either.

Your math is incorrect. The average new car price in the US is $47,000. A $60,000 Tesla - $47,000 = $13,000. $13,000/$2,665 = 4.88 years. That’s not including all the other maintenance expense associated with a gas car. You can’t compare the price of a new car and cost of ownership with your existing used car. A new gas car will be more expensive than your existing car too!

@@NextGenEvs fair points thanks for the corrections

@@KentPittsburgh any time 🙂

@@NextGenEvs Tesla has bumped its prices up. Base model Y = 69,000+ Wall charger ($2500) including installation. 71500- 47000 = 24500/2655= 9.19 years.

@@twattgurll False. Tesla Model Y starts at $63,000. Tesla Model 3 starts at $48,500. Just $1,500 above the average new car price in the US. Breakeven would be less than 1 year. Also, charger installation isn’t always required and is on average $500-1,500. Also helps with your homes resale.

I drive 45 mins one way to work and my gas bill went from $100 to $200... not much of a budget breaker. Car choice matters as well.

Here in CA where I am gas is almost $6.00. We paid almost $100 to fill up our Honda pilot 😭

@@meleenabradley3017 same. I’m also in California and it’s hitting almost $70 to fill up my Toyota matrix 🥵

@@BeastMacin11 we go to Costco were is the best deal to get gas at. We go really early or 20 minutes before they close.

@@meleenabradley3017 that’s at Costco lol. I was just agreeing at how high prices are even for the “gas friendly” cars

Now that's big brain thinking 🧠

Just pick one that tracks the S&P500

likewise... real cars use gas and have engines

@@thegreatcoward im just saying a 1% high yield savings account is laughable to be called high yield. It just doesnt sound right. Still love you Kamel.

@@platinumhandymansolutions we aren’t just making up descriptions here. They have different structures and rules. The actual result being high or low to YOU is your own problem

For once George isn't the cringe one here, it's you.

I have been happy with both Ramsey ELP Real Estate and Financial adviors. I did, however, interview three of each before choosing one of each, which is recommended. Don't just go with the first one bc they are ELPs. Go with the one that fits you!

Yeah he gave poor insurance advice when I went to check it out my insurance people were like that's not how it works. This is regarding homeowners insurance. I am glad I checked and now I understand it more but not the right info