STOLEN Social Security Number? | This is What REALLY Happens

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This video discusses what happens when your social security number is stolen. It also touches on what to do when your social security card is lost or stolen and you suspect identity theft.
Important Links:
Free "Retirement Ready" Checklist:
holyschmidt.com/checklist/
Federal Reserve Board Survey of Consumer Finances:
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Social Security Administration Application for Benefits
secure.ssa.gov/iClaim/rib
Current Social Security Cost of Living Adjustment
www.ssa.gov/cola/
Social Security Payment Estimator
www.ssa.gov/benefits/retireme...
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Disclaimer: this video is for educational and entertainment purposes only and is not meant to be a substitute for legal, accounting, tax, or professional advice. If you have any specific questions about any legal, accounting, tax or other professional service matter you should consult the appropriate professional services provider.

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23 июл 2024

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Комментарии : 181

@uncareid5557 3 года назад

Fraudulent tax return happened to me. Now the IRS mails me a pin I need to file with. It is time to make this upgrade for every taxpayer. And maybe we need better security than a nine digit password that is spread everywhere.

@kennethshaw2412 Год назад

Amen

@wethepeople1896 Год назад

Yes INDEED do u think we American people can make it possible if we come together??

@dub2536 Год назад

Ty agreed

@siekerstudios9207 Год назад

Everyone needs to get protected! Get a VPN for all your devices. Scan the dark web. It can take up to 600 hours to process your own identity. Who has that kind of time? What if a criminal commits a crime in your name? You'll need a lawyer to!!!

@p4h10oso 9 месяцев назад

This video didn't answer on what to do when all of your I.D. was stolen ALONG WITH my Social Security card. Actually even more afraid now.

@donreinholz8121 3 года назад

Great information! Your videos are very helpful. The video on keeping track of how much you spend and on what was spot on. Many people have the spendees and you end up broke with stuff you don't need. I'll keep watching. Thanks!

@HolySchmidt 3 года назад

Thanks Don

@frednewton9323 2 года назад

@@HolySchmidt ⁰0

@savagegod1 2 года назад

@@HolySchmidt I’ve a question what If my ssn name is spelled wrong

@Abigailjay497 Год назад

@@savagegod1 For anyone going through identity theft, I recommend the service of FOCUSUTENSIL. They’re agency of FTC .they helped me.

@dannyboy020 Год назад

I wish the government would come up with a new way to identify people.. we do have technology now..

@michaelguillot8242 3 года назад

Sobering How about another video covering what to do if this actually does happen to you Also, what do you think about companies like LifeLock etc? Thanks for this content!

@kvndreamteam 7 месяцев назад

FYI: the IRS reps will NEVER contact you by phone. If you're ever in trouble with them, you will get an official letter in the mail, instructing you what to do and if you have any questions, you will be calling them and not the other way around. Therefore, if anyone claims to be calling you on behalf of the IRS, be brave and tell that person to butt out... Pure and simple.

@skinnybub5237 7 месяцев назад

Dude I’m freaked out I just gave my number name and birthdate out over the phone. I’m so effing stupid is there anything I can do or should do?

@kvndreamteam 7 месяцев назад

@@skinnybub5237 Look for ways to check your credit score. Sadly, it won't let me enter any links here, but you get the idea. That way, if anything fishy has happened on your behalf, you'll know. Good luck!

@John24Z 6 месяцев назад

@@skinnybub5237sad to say. I’m in the same predicament. Any update?

@oldsesalt8496 3 года назад

My mother had trouble when my parents tried to get a mortgage because another woman had her same first and last name. She also had bad credit. Forget the SS#.

@holywaterandgreentea 2 года назад

Excellent Thanks

@sandrarichardson761 2 года назад

Well someone got a hold of my social security number and opened several fraudulent utility accounts in my name and it has been a nightmare.

@kilihawaii1390 2 года назад

How did you handle it? Please let me know

@insvil8783 5 месяцев назад

Update on how you handled this?

@user-yc7jr7of9y 4 месяца назад

Any updates?

@Phinnigga 4 месяца назад

Update?

@Raccoon_Murphy 11 месяцев назад

Great video, what about the criminal applying for jobs using the stolen ssn? How will the person get notified and how should he/she act>

@MrCalvinbridges 2 года назад

Also report all Identity thief Matters to your Local police Department so you can send the reports to all 4 Major Creditors

@ManuelPinner 3 года назад

Pay Really Good Attention Here!

@zehracobanoglu8203 Год назад

I have applied for job in LinkedIn and I received three time call from “ recruiter” at the end of the interview three of them asked my SSN. I hung up the phone…. Why is human being become that much mean and dangerous? How am I sure that person is not gonna fraud my information!

@ytr8989 3 года назад

I always wondered about that.

@calbob750 2 года назад

Going to Ancestry and other genealogical sites, if you look up deceased relatives information the death records show Social Security numbers. Spend a lifetime securing your SSN and they publicize it when your dead?

@runfromneko1512 Год назад

They dead why would it matter

@KayDot_40 Год назад

@@runfromneko1512 Exactly.

@Nessamoniiqueee 2 года назад

What happens if someone is using your social to rent an apartment?

@davidregan9872 Год назад

My stepson said someone was getting his unemployment over a year ago, and now the IRS wants him to pay $20,000 back. I know he didn't get it because he was always broke waiting for the money to kick in. My wife was helping him out with money. This is FUC_ED UP! This will screw him up for LIFE!!!

@dub2536 Год назад

My sincere condolences to him and you all. I am in a weird situation myself. Best wishes to all!

@ownsilver 3 года назад

After working at my place of employment for 10 years they asked me for my SS# they said they needed it for a diploma for a class i took I refused to give to them they said the would not issue my class diploma, I suggested that they make up a ID# for the employees that is not related to your SS# they took the Idea and implemented it I finally got my diploma 6 months later

@billl1127 3 года назад

Wouldn't your place of employment already have your SS number? How would they credit your earnings to SS and the IRS?

@johnc2438 3 года назад

@@billl1127 You're so right, Bill. What kind of employer was this? Strictly cash under the table, with no withholding or FICA tax taken from the employee's pay? If the employee had withholding and paid into Social Security through the FICA tax, the employer had the employee's Social Security number already.

@Bushidough Год назад

Someone filed for unemployment using my social and they received 17k, and now the irs sends me a mail saying i owe 3500… would you get an attorney?

@michaelgriffin3230 2 месяца назад

They can buy homes and cars under your name with just a SS card. Happen to me in 1995, police showed upp at my mother house looking for me and showed her a picture and she like that not my son. Then 1 year later CID with the army showed up at my mothers and other family members looking for me for being AWOL, yet I wasnt in the Army. Picture they had was same guy as before. He did finally get caught 2 more years later turned out he had same name as me and he got my SS number from a public index with my county, before they did whiteout. I fought in court spending a lot of money on lawyers to get most of the stuff he charged under my name like a Honda Prelude removed. Think I spent close to 12k dollars getting most removed.

@lisalovessoulslifecoach360 2 года назад

my x stole my sos crd and my id and birth certificate and ive been hurt bad changed my name is system of dmv to maria im marie and put stuff on my credit .. i did the process to report identity theft so can i still uswe my number to work if i did a freeze>

@BradyGoneBrazy 2 года назад

Thanks , successfully more anxious

@BrianLopez-gz8ux Год назад

I just gave some phony employer a picture of my ID front and back and my social security number through text. I put out a fraud alert on the 3 major credit bureaus and also a freeze. I’m worried they might file a tax return

@jasonsherpa9298 Год назад

Same thing happened to me today and I’m freaking out

@BrianLopez-gz8ux Год назад

@@jasonsherpa9298 sucks man worried they open a business in my name

@user-yc7jr7of9y 4 месяца назад

Any updates?

@BuzZTo0l Месяц назад

Any updates guys??

@osideish Год назад

Can there be a court case against your social security?

@rachelwhite3286 Год назад

my entire wallet was stolen so my ID and social were both in there...

@LRZay Год назад

The same exact thing happened to me, idk if your still here but can I get a update on your situation

@mckinniesmovies3598 Год назад

Me too

@jadbaroudi1668 Год назад

same here I lost my wallet a couple of days ago and it had my DL and social and I'm starting to lose my mind

@posicore 10 месяцев назад

Same😢 last week

@user-yc7jr7of9y 4 месяца назад

Any updates? What did you guys do?

@marylandmom 2 года назад

I just received notice today that not only my social security number showed up on the dark web, but also my drivers license number, phone number and state I live in. I pulled copies of all 3 credit reports, placed a fraud alert on my credit reports and also subscribed to a credit monitoring service. Is there anything else I should do? I'm worried.

@ngkngk875 2 года назад

Just happened to me, same with drivers license and stuff too. Weird because the zip code they have is really old.

@WavyBennyBlanco 2 года назад

@@ngkngk875 wow same thing just happened to me. I was here breaking my head on who could i have given it too. I have the same issue that they have old phone numbers and and drivers license. Even tho its stressing me out. I have more comfort knowing im not the only one and it seems the problem is more abroad. I have capital one is that the same bank you have?

@ngkngk875 2 года назад

@@WavyBennyBlanco no sorry I don’t have capital one. It must have been a mass hack though if all of these factors are adding up. Normally you hear about large data breeches, and I can’t find anything yet. I know it sucks but all we can do is try to protect ourselves and not live in anxiety, we will make it through this.

@WavyBennyBlanco 2 года назад

@@ngkngk875 thanks for reply 🙏🏼 guess im going to call my bank so they can have on record that i reported it

@ngkngk875 2 года назад

@@WavyBennyBlanco yeah freeze your credit also. You have to do all three bureaus separately and also contact one to flag for potential fraud. And online said it would be good to file a police report so you have that on record. Finally you can also let the irs know so they send you a pin to use so no one tries to file your return.

@davidnichols1568 2 года назад

I just lost my ss. Card. But nothing else was lost with it with my name on it.

@JaredandTasha 2 года назад

I gave away my license and Social Security number to a scammer yesterday, what is the best approach to do from there other than freeze my accounts

@MOHA-tj8dx 2 года назад

Just happened to me please let me know what you did

@AyeshaAlamx 2 года назад

@@MOHA-tj8dx what do yall mean gave away? I gave an agency i wanted to work with my ssn and dl but idk if they're legit so is there anything to worry? Or do yall mean something else by give away

@kilihawaii1390 2 года назад

Did you ever figure it out?

@arabar6312 Год назад

@@AyeshaAlamxI also gave my info to a scam job Now I’ve done all I can possibly think of to avoid then using my ssn hopefully it works this is so stressful

@kenlangille9050 2 года назад

it happand to me ,I change my debit card & they still mange to get in my account ,bank notify me sombody change my password & I called bank was put on hold very long time like 2 hours meanwhile criminals having grat time ,1000 of drinks even went into branch withdrew 5000, they manage to steel 20,000. in few hours

@pamthompson4600 2 года назад

What happens if it’s family? They know all the other pertinent information….

@nigelporter8461 Год назад

Can I end up in jail/prison bescause of identity theft? My ssc was stolen

@DimensionalGaming4 Год назад

Mine was stollen and my family made me out to be the bad guy.

@Wicholoco200 10 месяцев назад

I just found out someone stole my debit card with my ssn and my insurance card what can I do to make sure they can't use it

@nelsonzou3890 4 месяца назад

Either freeze your ssn account and get norton or Aurora

@Retiredmco 3 года назад

Geoffrey, if you freeze your credit reports all 3. Someone can't open a C. C account. I just tried to get a priceline C. C and DIDN'T thaw my freeze's. And they declined me saying I need to thaw my freeze's.

@michaelguillot8242 3 года назад

Thanks for this info! Do you freeze via a phone call? Letter? Thanks!

@Retiredmco 3 года назад

@@michaelguillot8242 contact all 3 bureaus and they assist. Or you can do what I did, go Clark. com that's Clark Howard's website. He has a guide to walk you through the process. Wish Geoffrey had done the same.

@billl1127 3 года назад

@@Retiredmco Everybody should listen to Clark Howards podcast or use his website.

@Retiredmco 3 года назад

@@billl1127 exactamundo!!

@virginiamoss7045 3 года назад

I have always kept my credit bureau accounts frozen. I unfreeze them when I know I will be applying for credit which is not often. Afterwards I refreeze the accounts. That should be standard practice for everyone. Leaving it open for businesses to constantly look at you and bug you to open lines of credit is lunacy. The whole thing is an invasion of privacy. I stopped getting all those credit card offers in the mail when I first froze. Get one or two credit cards and keep them for decades. Don't ever respond to those offers of a free this or that to open an account.

@sjay175 Год назад

I was a victim to fraudulent rental application. I filled it out with my id and my social..I know I'm an idiot but I'm scared and worried. I froze my bank accounts and filled out a police report. After watching this video I'm very scared and now I know they'll probably use it to make a credit card. I feel like I've ruined my life. Can someone please reply with what I should do? I'm really scared

@mariyazahid9557 Год назад

Hey make an account with the three credit beaureus and place a freeze on your account

@arabar6312 Год назад

This happened me with a job scam I’ve froze my credit like the upper comment said and well I’m on the same boat Keep an eye out with your credit score if it looks weird then there is a problem

@kohut124 Год назад

Same here with a job app as well. All papers were legitimate, English speaker as well

@marieelol Год назад

@@arabar6312did anything ever happen to you?

@ManuelPinner 3 года назад

The IRS don't do Phone Calls,

@HolySchmidt 3 года назад

Lol. Not usually.

@lizbethcarrillo6466 2 года назад

Or even a police officer asking for a SSN

@lizbethcarrillo6466 2 года назад

I meant as when an officer calls you and asks for SSN because I heard they impersonate that they got this person.

@denisefal5491 Год назад

So many people listen too people on their phones but don't worry they will fund out and hell to go for those heathens

@sandrasews3765 2 месяца назад

I’ve been getting stalked by this chic had a small car lot, our credit wasn’t even checked, she’s related to a friend , 17 years ago we purchased a truck, she no longer has this business but about 1 year ago I noticed weird phone calls, weird ppl in social media, check with Robokiller… background check, credit check, all my addresses that I lived before, in about 62 companies that you can check anyone’s info. Public records supposedly, but I tried filling a police report in my town , I explained to the officer and he told me that’s public records, which is bs , I’m sure she was trying to use my social security I know she’s a pure scammer, she committed fraud with food stamps in Texas yes you pay $1 or $20 dls for all reports, so I even checked my credit score … 2 companies I didn’t know existed and supposedly I worked for them. I’m going to call these places … I need to find out why they came up with. 😮😮my social and credit report. I’m afraid she doing something evil how can ppl get away with this? What kind of lawyer should I get?

@sammyb1001 2 года назад

EVERY Doctor's office wants yr ssn. I have complained and insisted on another number generated for their bookkeeping but it never works.

@HolySchmidt 2 года назад

Very true

@leahrmartinez Год назад

What if you're a victim of prescription fraud and it was the pharmacy and state government who refuses to protect you from having it happen to you again? What if that person can't get their prescription filled because it was stolen by the pharmacy technician or doctor's office?

@dianebarron8362 Год назад

I just say no , you have my insurance card and number and that is all you get.

@tomkn777 Год назад

Hi, everyone. I have a question. How to alert state government that you are a victim of identity theft. So if someone file a unemployment. It's would be denied right away?

@birdiehelpaso1524 Год назад

In my case I disagree I had enough money to make it worthwhile for them

@lquidsp 3 месяца назад

Okay but what are the steps

@andino_usa3302 Год назад

I just lost my wallet with my ID and my SSI in there I'm screwed I'm going to be homeless 🤦

@xxSk8ing4christxx Год назад

Then report it.

@briannasiguenza7048 7 месяцев назад

Please this just happened to me a few days ago what did you do I am so scared

@edwardkim2511 7 месяцев назад

It happened to me call Police and report it. Take care of it right away. Notify the Social Security office and let them know what happened.

@tylerdphoto 2 года назад

My mother is using my social security number to create credit accounts in my name😔

@AlbertKimMusic 2 года назад

Dude what????? I’m sorry but you’re going to have to talk to someone like the authorities about that, your credit rating is everything…

@frankiecarterTooCoolFaDaBull 2 года назад

Honey believe me they work overtime like comeing my house and stealing my card and birth certificate

@lisalovessoulslifecoach360 2 года назад

use sorry

@fuvet 11 месяцев назад

Starts at 3:31

@user-lg6wj2ph4w 2 года назад

But what about if your ssn was comprised and the address was availbe too along with name firsy and last but no birthday cuz im in that boat now 😭😫

@richardgomez5008 2 месяца назад

This is what REALLY Happens.😱😱😱Believe it or Not! In Texas years ago, my son's SS number was being used by some illegal person in New Mexico. The Texas law enforcement, the New Mexico law enforcement, the company which had employed the fraud individual, and the SS Administration were no help in resolving this fraud. IRS was trying to hold my son responsible for two yearly wages in two different States. Impossible to work those two jobs. Distance and time made it impossible to work those jobs by one person. No one would help. They don't CARE! The SS Administration told my son to get a new number which if he did, he would lose all pass years' contributions to his SS number. Unbelievable! My son kept his old number and only paid his taxes for his one job in Texas. We are target to more fraud by having a Hispanic name by illegals. Maybe if my name was Biden it would be different 🤣🤣🤣🤣. Oh, my son's SS number was used several years later. The IRS was more cooperating the second time. They don't prevent fraud with red flags in placed. They don't care! There is no way of preventing someone from using your SS number. They are just numbers. Just keep paying your taxes.❤❤

@brendaedmondson8792 Год назад

They got into my bank account and changed it to a green dot account

@bluesdirt6555 3 года назад

Can I turn my IRAs into cash if the markets start to crash? I’m not 59.5 yet or taxes get me .

@virginiamoss7045 3 года назад

I'm no expert, but you can simply turn all your investments into cash like into a money market account. A small part of my IRAs are in such a vehicle. The thing is that you shouldn't panic like that; it's never good to run from a crash if you are talking about that being a downturn in the market. The best thing to do is to ride out the downs along with the ups; it's a proven long term strategy. If you mean a real crash, well, we're all screwed unless we see it coming in time to make the transfers before most people realize it. After it starts happening it's too late.

@billl1127 3 года назад

You can't take the money out of the IRA without incurring taxes and potential penalties but you can shift assets to safer investments like a money market fund within the IRA. As another commenter says that's not wise generally. You should consult a fee only financial planner.

@kevinjarchow8812 3 года назад

If the markets crash and the economy tanks, it won't matter how much paper money or gold you have. Hopefully, you live in the country with a very well stocked pantry and hidden stores, plenty of ammo on a farm in the middle of nowhere and prepared to live like it's 1820. No electricity, no flush toilets, no central air, bartering for everything and living very minimally without a car. Do you know how to ride a horse?

@virginiamoss7045 3 года назад

@@kevinjarchow8812 It won't be pretty, that's for sure. I can ride and care for a horse and have a small vegetable garden on 5 wooded acres in the country where I can trade for horse feed and forage. I know how to can and preserve some things, but I have no rifle and ammo to hunt anything more than squirrel, rabbit, dove, turkey and coyote. At age 72, I'm not really going to worry too much about this low possibility.

@kevinjarchow8812 3 года назад

@@virginiamoss7045 At least you have skills to survive. Most don't. Ammo is so that you can keep what you have.

@packzmenace3025 2 года назад

Thanks bro, ig we will see in 6 months if i have 30000 dollars in credit card debt😅,

@kilihawaii1390 2 года назад

How did it go?

@brendaedmondson8792 Год назад

My credit is dropping

@nazeos8419 2 года назад

My ex has my social security number and that’s it am I’m good

@dotnet9830 2 года назад

unless your ex is a psycho you should be good

@nazeos8419 2 года назад

@@dotnet9830 thanks bro

@kimberlyquick6979 Год назад

0:38

@brendaedmondson8792 Год назад

They moved my bank account to a diff account somewhere it was a green bank

@brendaedmondson8792 Год назад

Rather green dot

@brendaedmondson8792 Год назад

I lost mine form an irs call. He knew everything about me. Told me I was gonna be getting a 10 percent raise. He said he was in Texas.

@brendaedmondson8792 Год назад

The minute I hung up I knew I had said to much he had my bank numbers

@kimberlyquick6979 Год назад

1:13

@Honestandtruth 3 года назад

My Comment is before I finish watching the video. My Social security letter from the SSA, I No longer receive/ Missing for around 10 years now. I am kinda Concerned don't know what.

@susanalexander4683 3 года назад

They stopped sending letters but you can register and get your info online

@uncareid5557 3 года назад

Create an account online and check it regularly. I check my wife's and mine once a month.

@oldcountryman2795 3 года назад

You look a lot like Robert Sean Leonard (Wilson from House MD). Or he looks a lot like you. Maybe you could steal his identity. 😉

@Jerometruss- 2 года назад

I just received back my lost Cryptos after loosing 239k to several scam platforms..I'm making a promise to myself never to make an investment online again

@Jerometruss- 2 года назад

Elinare$olve made this possible

@Jerometruss- 2 года назад

She's on the Instagram platform

@yokito0496 Год назад

I got scammed I was calling my bank to change my pin and the guy with an Indian accent asked me for my sin number, birth date, and my card number. I gave him my info Idk what to do so I'm here

@whothefoxcares 2 года назад

What can a convicted felon slumlord do with your SSN?

@michaeld4090 3 года назад

Why are people waiting years to collect 10% more when you can have more fun with $ at 55 or 62 ? There is a reason you get more $ waiting. You die a lot sooner. I would rather be able to buy a $50,000 car verse $50,000 wheelchair because I can't drive.

@robles100 2 года назад

😳 Clearly, you don't know much about money. Most people who are investing aren't doing it to make 10% on their investments. But to create wealth and a secured source of income after retirement. More likely, they have enough money to live a good and conformable life now, but at the same time, they're preparing for when they call it quits. It is all about the mentality of the poor against the rich. I totally get your comment tho and by the way, I LMAO when I read it. That's exactly the way I used to think about money when I didn't know better.

@JoanMcCants-cs9tq 10 месяцев назад

THEY WILL GET CAUGHT SOONER OR LATER

@richardmccombs617 3 года назад

FYI I had my ss number used to make work in greater New York. I was never there. FBI informed me that it was being used and I had no impact on my credit rating, tax status or anything. Agent said it was probably just someone who just used the numbers as any guess of numbers in order to work. He said it was unlikely that they would ever find the person. All I know is my name was not used , my social security number was used, and the person was white. (Not that means anything). Agent said European students often overstay their visas ( illegal aliens) and just pick a number out of the sky. Anyway all bs aside it was nothing to fear. Be good!

@nazeos8419 2 года назад

I gave my ex my social security number to help me with my my cash app now she treated me to do stuff

@cudda1025 Год назад

My social security card (the one I've had since I was a child) got stolen w the number on it, my expired drivers licence my GED card w reference number on it ! Dallas Police are coconspirator to it,,...now what ?!? I need a freaking lawyer here Dallas !!!