Student Loan for International Students | Prodigy Finance Honest Review

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An international student sharing his honest review about Prodigy Finance's loan approval process.
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Опубликовано:

4 фев 2022

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Комментарии : 122

@BaniAbroad 2 года назад

📲 Book a 1:1 strategy session: calendly.com/banisingh 📚Book my study abroad consulting service: collegiado.com/ 📷 For snippets of my life: instagram.com/bani_abroad/

@RMONISH-xc9jh 2 года назад

I have completed my batchlors in hotel management and now looking for hospitality in Lambton college Could you please tell me the scope of hospitality in canada

@S_N_ 3 месяца назад

Thanks a lot

@UrslurStarSky7 Год назад

The interest rate may be low but it's not an apples to apples comparison. 6% loan taken in USD is equivalent to 11% INR loan

@bmd4467 2 года назад

Thanks for sharing insightful video.. I just have a question, for non-SDS process, how much amount usually need to show as proof of fund for visa after getting support from Prodigy ? Usually prodigy issues funding letter, but any additional amount need to show for proof of fund to cover required amount?

@toshangugnani1078 2 года назад

Then which international loan providers are approved under SDS Category?

@user-fn8nb1fu1k Год назад

6.8% ???? I'm applying right now and they're asking for 14-15% ROI !!

@ChSumailUpdates 8 месяцев назад

Yes you are right they now give on 15 to 16% rate

@akashamrutsagar9828 8 месяцев назад

Is that current interest rate...?

@ChSumailUpdates 8 месяцев назад

Yes

@jeewansingh007 2 месяца назад

You can refinance once you start earning in US. 7-8% Interest.

@shruthisuresh880 24 дня назад

@@jeewansingh007Can you elaborate more on the refinancing part? I just got my loan approved of $35k from prodigy with 13.11%(14.25% - APR), with repayment tenure of 20 years. My monthly EMI post my study period comes around $530.

@illyushen9856 2 года назад

Does interest apply for the 2 years we spend on studying?

@akibkhans9982 Год назад

one more question, I think you have noticed it already, if you look at various courses and different universities, for some they offer 80 - 100% COA and for some upto 100% COA and for some max and min amount mentioned, on the other-hand average funding also mentioned. what is all about ? Furthermore, if my courses is with upto 100 0r 80- 100 range do I get same funding or there will changes as popular says average funding is 70% rest I have to show. Did you got 100% COA or you had to show proof of funds to them Pls answer

@karankumar-yq6ep 2 года назад

hi in a video , you mentioned instead of ielts we can submit a letter from our college .. im unable to find that video again ... kindly mention the name of letter its a little urgent .

@b.tech_master8626 2 года назад

Very informative video Bani, thanks.

@sandeepsinghsandhu8418 2 года назад

Is it possible to live a decent life in canada on minimum wage during student life? I know students are allowed to work only 20hrs per week. Do you think if an individual doesnot spend recklessly can he live a decent life on minimum wage?

@RMONISH-xc9jh 2 года назад

I have completed my batchlors in hotel management and now looking for hospitality in Lambton college Could you please tell me the scope of hospitality in canada

@divyangkaushik1026 2 года назад

Thanks for such a candid video. What was the tenure for the loan, and is there any limit to it?

@jintoyacob1107 2 года назад

Can we get prodigy loan on pg diploma? Or is it only for masters?

@Abhishekkumar-ri4zc 2 года назад

THANKS A LOT FOR CREATING THIS ONE❣🙏

@adithyaprakash6922 Год назад

Thanks for the great video!! How much was your emi?? & Is it possible to present the sanction letter from prodigy for proof of funds while we are applying for UK or Canada visa?

@S_N_ 3 месяца назад

Thanks a lot, you have helped many guys...

@harshavardhan2771 Год назад

can we repay our loan at one time after graduation without any emis?

@saranmandal6794 Год назад

Is it aplicable for studying in uk for masters?

@jazzybrown8607 Год назад

Can we apply it after moving to USA from this bank?

@luliamiller599 11 месяцев назад

If m facing financial difficulties nd settled in india now ...ehat are the repurcussions of not paying the loan

@user-bw8se2fz9w 7 месяцев назад

Is the prodigy finance reliable? I want to apply for a master from Turkey. But i dont know its scam or sth like that

@RagulCJ 9 месяцев назад

At this moment, bank loan is better than prodigy. My current interest rate is 12%

@kalyanchandrakongari5856 2 года назад

If possible make a video with a supply chain management professional. About scope and future after completion of the course, in Canada.

@yogeshhogale5675 Год назад

@kalyan liya admission scmme

@sahejdhillon5630 2 года назад

It was an informative video i must say,learnt some useful things before applying for a loan. BTW For the first time in my life i saw someone with the same name that i have

@sehersajed Год назад

I have the same name but ending with an ‘r’ haha😹

@jaskaransingh-qh6yv 2 года назад

Does Prodigy finance give loan for diploma?

@MandeepSingh-ue5fh Год назад

Does prodigy finance provide education loan for ug Diploma programs ?

@surajitchandra357 Год назад

does prodigy disburse loans to any university??

@shieyawe3691 8 месяцев назад

Bani is absolutely gorgeous!

@MrPrithwiraj Год назад

Is there any Co-applicant required?

@oprushabh513 Год назад

Does prodigy finance cover other expanses like gic account , visa fees , living expanses???

@jeewansingh007 2 месяца назад

Yes

@Dipayan_Biswas_ Год назад

CIBIL scores required ??

@kamnajadhav9651 2 года назад

did you need co signer ?

@sumit9807 2 года назад

Bani ek baat batade,management ke courses ke liye Canada accha hai or UK/other countries?

@shikhavij5536 2 года назад

Canada is way better bro

@warnerbros...5886 Год назад

Apply kaise krna hai ? Prodigy mai ?

@laibach9389 9 месяцев назад

how can we reach them in pakistan for loan ?

@bhavyasaivolepu9795 2 года назад

what find of proof should we provide for showing shortfall of the loan ? Say they are giving 80% of loan how do we have to show 20% to them?

@BaniAbroad 2 года назад

Parents sponsoring you, bank statements etc.

@aishwaryaarora1845 2 года назад

Hi Bani, Firstly, thank you so much for creating this video. It is indeed really helpful for students like us who are looking for collateral free education loan schemes. I just had one question, Sehaj mentioned some issue about the visa. Could you please elaborate a little on that? Can we show sanction letter from Prodigy Finance as a proof of funds while we are applying for UK Visa? I would love to hear back from you. Thanks in advance. Cheers!

@sagarskrishnamurthy5806 2 года назад

Did you get an answer for this?

@sreedivya25 Год назад

@justinokpalaobi6350 10 месяцев назад

I am interested

@LaaluLaalu-zf8gg 2 месяца назад

Is this bank ukvi approved?

@yashukhan2173 2 года назад

Ye jo 1200 usd hain ye kyun le rhe hain ye lekar bhaag gye to kahan pakdenge jake kisko kahenge

@vv6130 2 года назад

Thanks a lot...

@sijojoseph3716 10 месяцев назад

I got offer letter from uk universities .how to take loan from prodigy finance.plz help me

@NishaSharma-xh1bm 21 день назад

Apko loan mila kya??

@shreyasrao9682 Год назад

What is SDS Visa?

@Aadidev7530 28 дней назад

Will this cover my gic also?

@divyaraheja6840 Год назад

how’s UniCred ?

@paulsunday1624 10 месяцев назад

Does it work for international student and can the loan be also use for house rent

@jeewansingh007 2 месяца назад

Yes

@rehanmind2990 2 года назад

In case of prodigy! Apart from the offer letter, no documents needed for loan application!?

@saisanthosh8370 2 года назад

Bank statement and address proof

@rehanmind2990 2 года назад

@@saisanthosh8370 thanks, can we show bank statement of family members! In my case they asked gaurantor's itr! Or pay slip!

@saisanthosh8370 2 года назад

@@rehanmind2990 yes you can no need of guarenter for prodigy they only ask for statements

@bhavyasaivolepu9795 2 года назад

@sai Santhosh what find of proof should we provide for showing shortfall of the loan ? Say they are giving 80% of loan how do we have to show 20% to them?

@venkey1231 Год назад

Do they provide loans for undergrad too???

@tothepoint295 2 года назад

Gic dete hai loan me

@63122911 2 года назад

Please start adding subtitles

@KenzKarumarot 2 года назад

yeah that would be helpful for the audience who don't know Hindi well

@satyamsinha5429 Год назад

6.8% LIBOR = Prodigy / Indian Bank = MCLR .

@Virkboyzpersonal2180 2 года назад

Can include gic

@najeerbashasnr345 Год назад

I am going to uk my university not in list

@mavishmazhar3024 5 месяцев назад

Seems I still have hope to pursue my Masters Degree.

@pxrish2410 Год назад

Would be better if you can convey in english. Non hindi speakers watch your videos too!

@roshanishah5312 2 месяца назад

They charge 2 years 2.6 % interest charge

@Hussainshah283 Год назад

Prodigy fiance can offer loan for Australia?

@shivaramg262 11 месяцев назад

Yes only for two universities currently

@kushaln4222 2 года назад

6.8 Percent?? I was said around 9.5 percent!

@itsvRecord Год назад

now its 12

@shaikmansoor9716 Год назад

Now it is 13.49

@sanless Год назад

now its 15.23

@nazmeenfatima9608 Год назад

Lol😂😂😂

@samuelkika6611 Год назад

No subtitle!

@sivaa2803 2 года назад

So he has been paid 80% of tuition fee by Prodigy right! So what about his accomodation and living expenses? Did he paid by himself? And also, If I avail loan from PSBs will I be given only the major portion of tuition fee or do they cover other expenses as well, If I ask them? Also If possible do an interview with someone who availed loan from Banks Bani. that would be useful for people like me to choose the better option. P.S I know he said something about living expenses after 8 mins, but I couldn't understand what he said, that's why I'm asking this.

@BaniAbroad 2 года назад

Yes, he paid his living expenses on his own. I will see if I can interview someone who took a loan from one of the banks.

@shivaramg262 11 месяцев назад

@@BaniAbroadhi is just sanction letter is enough for upon the VISA INTERVIEW Because they told they gonna the disbursement when we arrive at the university which is from prodigy finance?

@shrivastwaravi4509 2 года назад

Very good

@mnreddy6443 2 года назад

Can you do one on MPower financing. I have a loan offer from them. Interest is quite higher compared to prodigy but I have no option.

@ushnikputatunda5820 2 года назад

How much loan are they offering and for which country?

@mnreddy6443 2 года назад

@@ushnikputatunda5820 They offer for several universities across countries. upto 50k USD

@ushnikputatunda5820 2 года назад

@@mnreddy6443 i think they recently increased their limit, to 100k usd without co signer, but did u got a loan from them?

@mnreddy6443 2 года назад

@@ushnikputatunda5820 Yes. For Canada

@samarkhan5505 Год назад

What is review about them I am thinking the same for Canada it would be really helpful if you could reply to me

@akashkumar-ni9ec 2 года назад

Atleast consider subtitling it !

@harshinibalaraman7426 Год назад

I need help for US MS

@lilianemmanuel4201 2 года назад

English subtitle?

@prs97 Год назад

Unfortunately this has backfired because of Fed rate hikes 😢

@esialb6902 Год назад

What happened exactly??

@akashdeepganesh2420 2 года назад

Do one with Gulshan

@BaniAbroad 2 года назад

For?

@akashdeepganesh2420 2 года назад

@@BaniAbroad He also moved to Canada recently, it might help your clients regarding the queries! Plus appa ko to usse bas camere pe dekhna hai :p

@lordcalls280 Год назад

Mam pls explain how to apply for prodigy finance

@Dattebayo3089 10 месяцев назад

Luch bhi fek raha hai. Now prodigy is giving loan on 11-11.5 intrest

@TheProbabilityPlayer Год назад

6.8 bhai kya baat kr raha h

@millionaire_claims Год назад

Is this possible to get education loan amount of 30 Lakh from any bank for study abroad. I don't have anything for collaterals & my parents don't have proper income source if anyone can help please contact me.

@donnelshinto9706 Год назад

Did you get the loan?

@bhumberg3243 Год назад

Same question please reply

@shaikmansoor9716 Год назад

Prodigy will help you.. if the college you got the admit is in tie up with Prodigy

@akibkhans9982 Год назад

@@shaikmansoor9716 one more question, I think you have noticed it already, if you look at various courses and different universities, for some they offer 80 - 100% COA and for some upto 100% COA and for some max and min amount mentioned, on the other-hand average funding also mentioned. what is all about ? Furthermore, if my courses is with upto 100 0r 80- 100 range do I get same funding or there will changes as popular says average funding is 70% rest I have to show. Did you got 100% COA or you had to show proof of funds to them Pls answer

@shaikmansoor9716 Год назад

@@akibkhans9982 Actually i don't know about 80% to 100%. In my case and the other cases I know, They will have a rough estimate for tuition cost and living expenses for the course you want to pursue and the cost of living in the country. They will offer both tuition and living up to $100k($50k for 1st year and $50k for the second year). You will get the conditional offer of amount sanctioned for 2nd year.(you have to apply for the second year loan again before 3 months of beginning of second year) In my case, I got 100% funding for the tuition fee, no living expenses. It depends upon the profile. Some may get both tuition and living expenses. Prodigy will transfer the funds to college.. if the funds transferred are more than required for tuition fees, you can claim it from the college for living expenses, else it will be sent back. Repayment starts after 6 months of course completion.