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Stupidest Car Debt I’ve Ever Seen | Financial Audit 

Caleb Hammer
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Click this link j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months!! Terms & Conditions Apply.
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▶️Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: calebhammer.com/apply
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Chapters:
00:00 Coming up
00:12 Job and income
03:32 So we're diving right in
07:28 You have these at 20!
07:32 Moomoo
12:31 Your outlook on finances is insane
17:54 Stop acting like a child
20:10 She has TWO Jaguars
26:40 You don't care about anything...
31:41 Laser hair removal?
36:13 Overdraft queen
41:21 Why are you dating this child?!
43:10 Here's the plan?
46:33 SOFI
51:00 Hammer Financial Score
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▶Sponsorship and business inquiries: business@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.
▶Sponsorship and business inquiries: business@calebhammer.com

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30 июл 2024

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Комментарии : 8 тыс.   
@CalebHammer
@CalebHammer 5 месяцев назад
Click this link j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months!! Terms & Conditions Apply.
@Skunkyfunk
@Skunkyfunk 5 месяцев назад
Caleb can you do the federal government next plz plz plz
@michaelfries1443
@michaelfries1443 5 месяцев назад
your moomoo ad was like 10db louder than the rest of the video
@alixlarisa8592
@alixlarisa8592 4 месяца назад
She looks like Matt Rifes' little sister!!
@andrewferguson8032
@andrewferguson8032 4 месяца назад
Love the Adam Sandler impersonation! “I don’t make enough money!”
@classics-wz1bz
@classics-wz1bz 4 месяца назад
This girl spends more on groceries and going out to eat by herself than I do for my family of 5.
@aubpen
@aubpen 5 месяцев назад
She thinks 75k/year isn’t enough because she lives a 200k/year lifestyle
@dbased1915
@dbased1915 5 месяцев назад
i make only 50-55k a year in job income, and can buy most new cars in cash. My lifestyle from 25-29 was the opposite of hers. She could be in an incredible position by her late twenties by delaying gratification now, and investing versus frivolous spending. These lessons are usually learned later on.
@aubpen
@aubpen 5 месяцев назад
@@dbased1915 100%. Im fortunate for my income now at 26 years old and still live below my means so my wife and kids will never have to “want” for anything in the future
@ladya3302
@ladya3302 5 месяцев назад
And she’s taking care of a grown man! SMH
@wolfymaster
@wolfymaster 5 месяцев назад
I make well over 200k/year and don't even live a lifestyle like hers.. she's ridiculous. I have a decade on her, but I have a hard time recognizing people of that age. They think "having money" means you go blow it on "fancy" "bougie" objects. It's what they see in the flashy instagram influencer crap.
@wormer66
@wormer66 5 месяцев назад
@@wolfymaster what do you do for a living?
@EagleSpireGaming
@EagleSpireGaming 5 месяцев назад
shes 20, has totaled 5 cars, and doesn't realize the problem is her.
@stillsober19
@stillsober19 5 месяцев назад
Gen z has absolutely zero sense of personal responsibility
@jasonfreddie1276
@jasonfreddie1276 5 месяцев назад
@@stillsober19moreso that Gen Z have zero sense of accountability and can’t afford it. Any other generation also lacks accountability but weren’t financially devastated by it
@africanlily6107
@africanlily6107 5 месяцев назад
@@stillsober19 this is about a person not having self accountability. She said her father has a lot of credit card debt too. it comes down to the individual
@Nickearl1
@Nickearl1 5 месяцев назад
Also, not a great driver lol “wasn’t going too fast but hydroplaned, not my fault tho” cmon lol
@Oban2006
@Oban2006 5 месяцев назад
sadly i hear this quite a lot from women.
@ImArubis
@ImArubis 2 месяца назад
A nurse that doesn't understand the concept of a top priority is terrifying
@wattsont
@wattsont 2 месяца назад
she's 20. she's actually doing crazy good besides stupid financial decisions which schools don't teach she's a baby
@mircomuntener4643
@mircomuntener4643 Месяц назад
HE'S FLATLINING DO SOMETHING Hang on, I need to clean his fingernails first.
@carrieforrester7023
@carrieforrester7023 4 месяца назад
Am I the only one who caught her saying she ripped the carpet out of her bedroom in a house that’s not hers “during a manic episode”? If she’s actually bipolar and she’s not medicated, then her behavior, spending, and all the car accidents make SO much sense. If she is bipolar, I hope she’s getting help for it.
@RD-vz6cc
@RD-vz6cc 4 месяца назад
Yeah I caught that too. She really shouldn’t be a nurse until she gets herself together
@tibbydough2962
@tibbydough2962 4 месяца назад
No that is so true all her actions really align
@goblindvd
@goblindvd 3 месяца назад
Im actually scared knowing she wants to be a RN
@XerxesTexasToast
@XerxesTexasToast 3 месяца назад
RIGHT? Get this woman some mood stabilizers!
@Youre-Welcome
@Youre-Welcome 3 месяца назад
The other purchase decisions suggest that's what's up, including the school jumping
@thomastygret7378
@thomastygret7378 5 месяцев назад
Person: Hello, I would like to receive financial advice on your financial advice show. Caleb: *gives financial advice* Person: No, not like that.
@CalebHammer
@CalebHammer 5 месяцев назад
Trueeeeee haha
@sherriebreese3524
@sherriebreese3524 5 месяцев назад
Client: Help me! How do I fix this? Caleb: do xyz Client: NO! I'M NOT DOING THAT!!
@AaronTheImposter
@AaronTheImposter 5 месяцев назад
This is the one
@SpoonHurler
@SpoonHurler 5 месяцев назад
Me: I want to lose weight and feel less awful. Anyone with a brain: Stop eating Panda and go to the gym Me: Nah, fam... I was looking for a magic bean or something. 😂
@hopelessdecoy
@hopelessdecoy 5 месяцев назад
I think people come on here thinking they'll "own" Caleb or something and him approve of their lifestyle.
@zerina3276
@zerina3276 5 месяцев назад
1) loves expensive shitty cars but can’t drive 2) owes 3 college debts 3) is financially taken advantage of by boyfriend 4) doesn’t see $73k as a high income I was stupid at 20, but not this stupid
@maureenviola
@maureenviola 5 месяцев назад
Pretty girl kind of stupid. Daddy or a Prince Charming boyfriend will ride in and save her
@amp0647
@amp0647 5 месяцев назад
Jaguars are pieces of shit
@andrews5003
@andrews5003 5 месяцев назад
I frankly don’t give a crap about how much money you make,it’s what you do with it that counts…and clearly she has not learned a damn thing yet.she needs a reality check and learn from that,like I don’t know STOP BUYING JAGUARS and possibly don’t date a guy taking advantage of you
@linger4605
@linger4605 5 месяцев назад
Yes, I was dumb, never this dumb. She's going to ruin her life.
@lynlynb7139
@lynlynb7139 5 месяцев назад
To be fair, she is blonde.
@megancross3174
@megancross3174 3 месяца назад
At 22 in nursing school driving a 2015 car that’s paid off and the only thing I buy is gas and groceries and this hurt my soul to watch
@Gibb591
@Gibb591 Месяц назад
You are setting the foundation of a great future family, keep it up
@jaralodo33
@jaralodo33 4 месяца назад
The economy needs people like her. Thank you for your service
@thebabypete8516
@thebabypete8516 4 месяца назад
😂😂
@dookiepost
@dookiepost Месяц назад
Keeping the economy strong, I respect the hell out of that
@cannotlack6074
@cannotlack6074 18 дней назад
@@dookiepostGordon flowers fan?
@ActiveRehabMobility
@ActiveRehabMobility 17 дней назад
@@dookiepost It’s honest people like you that support this country
@George-W-Jenson
@George-W-Jenson 10 дней назад
and sacrifice
@SuperbChicken
@SuperbChicken 5 месяцев назад
She is so out of touch. $73k at 19 is absolutely incredible.
@jessecruz7902
@jessecruz7902 5 месяцев назад
Especially in fucking Oklahoma...oklahoma!!!!!
@_MDSasquatch
@_MDSasquatch 5 месяцев назад
73k in OKLAHOMA she’s a millionaire in many parts of the country
@blurglide
@blurglide 5 месяцев назад
And that's in Oklahoma! $ goes a long way out there. If you live in LA or NYC, pretend she's making $150k
@clouthouseent5114
@clouthouseent5114 5 месяцев назад
To a 19 year old whose grown up in the social media age she feels broke by comparison to her "peers"
@justhomas83
@justhomas83 5 месяцев назад
It just proves being completely comfortable doesn't exist when you account for greed. She doesn't understand how good she truly has it.
@RebeccaVanderwerf-qm4lz
@RebeccaVanderwerf-qm4lz 5 месяцев назад
Tik Tok has ruined her perception of a good annual salary.. wow
@TheSonyExperience
@TheSonyExperience 5 месяцев назад
Tick tock says the average man makes 500,000 lol
@KevinEF
@KevinEF 5 месяцев назад
90% of the people on there lie about their income too.
@ryanferguson4117
@ryanferguson4117 5 месяцев назад
Must have 3 revenue streams, all passive mind you, at 100k a month each……
@TheSonyExperience
@TheSonyExperience 5 месяцев назад
@@ryanferguson4117 minimum and you better be working toward more broke boy 😂
@Sunnydaysarehereagain185
@Sunnydaysarehereagain185 5 месяцев назад
@@ryanferguson4117revenue streams have side hussles
@WillHoltz
@WillHoltz 2 месяца назад
“I wasn’t going too fast”… by definition if you hydroplane you’re going too fast
@kimbrubaker9064
@kimbrubaker9064 9 дней назад
No. You can hydroplane at 35mph.. it depends on how much water/ice is on the road...
@Ammo.09
@Ammo.09 5 дней назад
​@@kimbrubaker9064so then 35 would be driving too fast for those conditions.
@ari_a2764
@ari_a2764 5 дней назад
​@@kimbrubaker9064then drive slower than 35mph Drive according to the conditions
@PC4ever
@PC4ever 3 месяца назад
She's making $75K as an assistant nurse and expects to make "double" as a nurse, I didn't know that nurses make $150K? That's more than a doctor.
@marinal2705
@marinal2705 2 месяца назад
Average physicians make more than 150k. 150k is super low for full time (maybe some ID or peds specialists make that much).
@Madamchief
@Madamchief 2 месяца назад
Depends on which state but it's definitely possible to make $150k/yr as a surgery nurse in California
@tyrajustice
@tyrajustice 29 дней назад
Depends on the state, in my state $150K is normal for a RN
@esehavek1
@esehavek1 7 дней назад
You're sick in 1980 foo
@ale-on7rf
@ale-on7rf 6 дней назад
lots of doctors make way more than $150k and nurses in california and nyc definitely can clear that or more
@tehSlushie
@tehSlushie 5 месяцев назад
So within the next year she expects to: 1) pay off $61k debt 2) buy a newer Jaguar 3) buy the house from her cousin 4) buy a flipper house 5) and double her income Wow... Maybe she'll look back on this when she is older and realize how insane that actually sounds
@hansendesigns
@hansendesigns 5 месяцев назад
You missed cash flow/borrow for RN school
@adamseidel9780
@adamseidel9780 5 месяцев назад
Don’t forget also buy a second car to basically have just in case she hits another elk so she has something to drive before she buys yet another jaguar
@AngelPerez-lm1ke
@AngelPerez-lm1ke 5 месяцев назад
How is she so stupid she just needs an accord or even a fucking Tesla if she wants to be boujee and at least it’ll have autopilot, with the amount of money she makes how tf is she in debt and then the school hopping how does she actually justify that it has to be more of a hassle to start at a new place than just stick it through
@dca3092
@dca3092 5 месяцев назад
And all this with a bad credit score getting screwed by interest all the way to the poorhouse.
@djruden
@djruden 5 месяцев назад
I don't think she gets smart enough to ever realize.
@confusednamused1161
@confusednamused1161 5 месяцев назад
Social media has this girl thinking anything under $300k annual is failing.
@deezelfairy
@deezelfairy 5 месяцев назад
Nothing wrong with aspiring to that - the bit they forget is there's a long process to get there. They want the lifestyle that a 300K salary brings but not interested in doing the work that represents £300K a year. Wanting a 300K job or 300k lifestyle are two subtly different things.
@bobbg9041
@bobbg9041 4 месяца назад
Whats the point of 300k a year she has shown she can't manage 75k a year, she is just going to spend all that too. And thats the point. You have to manage your money no matter what you make because nothing will be enough.
@hirrorstories
@hirrorstories 4 месяца назад
@@deezelfairyalso one has to be a dummy to earn 300k a year and live with 300k lifestyle
@deezelfairy
@deezelfairy 4 месяца назад
@@hirrorstories Not necessarily - a £300K life style doesn't mean spending £300K a year. It also means making the investments/savings appropriate to that lifestyle. A 'lifestyle' isn't just spending money.
@jecrpalier
@jecrpalier 4 месяца назад
Cause most gen z is delusional and barely functions
@boodge9747
@boodge9747 4 месяца назад
This episode made me cancel my 2023 BMW M2 that was gonna be financed at 8%. Thank you for your wisdom Hammer! Saved me making a silly decision at aged 30. Let the savings and investing begin!
@Jay-ld2ez
@Jay-ld2ez 3 месяца назад
Can sleep in your car can't drive your house
@Gibb591
@Gibb591 Месяц назад
​@@Jay-ld2ezcars go down in value but houses go up
@nhuynh555
@nhuynh555 Месяц назад
​@Gibb591 houses only go up? Didnt know that. Wonder what happened in 2008.
@Gibb591
@Gibb591 Месяц назад
@@nhuynh555 I didn't say "only go up". Feel free to ask for clarification before generating arguments for the sake of just wanting to show your dominance (I inferred that part). You and I possibly agree on this point but the way you have responded puts me either in the offensive or defensive and leaves no option other than to be contrary. Have a good one
@MrMustangrick
@MrMustangrick 26 дней назад
Smart move, BMW maintenance is very high as they age.
@estefaniacarbajal5964
@estefaniacarbajal5964 4 месяца назад
As a 20 year old in Oklahoma who makes 20k a year I’m literally in shock. Not to mention how low the cost of living in Oklahoma is.
@user-fv4ht2wk5h
@user-fv4ht2wk5h 5 месяцев назад
I'm a high school teacher and I play your videos for my lunch detention kids!! LOVE IT!
@NicholasLeicht
@NicholasLeicht 5 месяцев назад
Awesome!!
@kairosmvr1900
@kairosmvr1900 5 месяцев назад
Oh.... my.... god..... 😂 That is genius
@zeus6654
@zeus6654 5 месяцев назад
Hahahahaha. Thanks for the laugh today
@bobbg9041
@bobbg9041 4 месяца назад
Roflmao.
@bobbg9041
@bobbg9041 4 месяца назад
You really should teach an elective class on managing money. Actually it should be a required class and you have to pass it with a 78% score or retake it.
@SteveRossVideos
@SteveRossVideos 5 месяцев назад
She's going to live beyond her means no matter how much she earns. This was painful to watch.
@marknewton6984
@marknewton6984 5 месяцев назад
Run, man😮
@TannerisSmol97
@TannerisSmol97 5 месяцев назад
She drives, like, alot. Lol
@johndeluna692
@johndeluna692 5 месяцев назад
That goes for most Americans.
@triswilsful
@triswilsful 5 месяцев назад
I know many high earners like this
@TXNAT1VE
@TXNAT1VE 5 месяцев назад
Yeah eventually it catches up, I used up almost my 20s chasing materialistic things… just ended up surrounded by items I barely used but at the moment I needed it… now it’s just a reminder of many hours of work and years of my life gone when it could have gone into investments instead
@prissy90reacts80
@prissy90reacts80 3 месяца назад
At 19 I was making around $8 an hour so around $15,000 a year. I couldn't imagine making that much at that age. She's completely out of touch
@gamesofcontent
@gamesofcontent 3 месяца назад
Age is irrelevant in her case. She lives by herself, pays her own bills. It’s no different than if she was 35 or 55 or 75.
@kennethbergstrom3383
@kennethbergstrom3383 3 месяца назад
How is she spending over $1500 per month on food. Over $700 at the grocery store, and over $700 at the vending machine and to eat out? My family of 4 doesn’t spend $700 in a month on food.
@kail32966
@kail32966 Месяц назад
Honestly I spend $2500 a MONTH just at the grocery store 🫣🫣🫣. That’s the worse bill I have to get under control
@QwoRE112
@QwoRE112 День назад
@@kail32966damn how
@xXbananacrazyXx
@xXbananacrazyXx 5 месяцев назад
Caleb v Girl Math is the greatest rivalry of our time
@BSaggy
@BSaggy 4 месяца назад
This is beyond girl math, girl math at least makes some sense. This is delusional
@rosebudrosita3419
@rosebudrosita3419 4 месяца назад
😂
@andrewferguson8032
@andrewferguson8032 4 месяца назад
@@BSaggyblonde girl math?
@mithenerd
@mithenerd 4 месяца назад
⁠@@andrewferguson8032 low key this seems like fake blonde rich girl math
@Skywalkerog_
@Skywalkerog_ 4 месяца назад
@@BSaggy no it doesn’t make sense😂 for you to even think that tells me you might be in a bad money situation 😂
@kaitlyneg
@kaitlyneg 5 месяцев назад
This was insufferable. The whole episode was her saying “awwwww I’m soooo brokeeee 🥺🥺🥺” but then refusing to give up her jaguar
@tylerstanton494
@tylerstanton494 5 месяцев назад
Jaguar is such a trash brand too lmao
@GamingTaylor
@GamingTaylor 5 месяцев назад
I have a friend like this.... he was jobless until 31, and I literally got him a job with my company where he now makes $70k... Guess what? He still acts broke as hell, bought a $70k Truck that his Mom made him return, and then bought a $10k motorcycle that he literally does not use, and complains about bills. He's single and has no debt!! Some people are undeserving and will be poor and complain no matter how much money they make.
@TXNAT1VE
@TXNAT1VE 5 месяцев назад
@@GamingTayloryeah but capitalism loves people like that
@rj8542
@rj8542 5 месяцев назад
except their XJ ftype @@tylerstanton494
@WilC379
@WilC379 5 месяцев назад
​@@tylerstanton494 I get lots of compliments on my F-type R. It's fun to drive, sounds really good, and hasn't had any issues.
@aleahuggins
@aleahuggins 4 месяца назад
Never in my life have I heard of someone needing a back up car in case your other car gets wrecked unexpectedly. 🙄 She has a very odd way of “solving” problems to achieve her life goals. The constant school hopping is another example. Caleb, you’re absolutely right to point out that she is chasing too many priorities at once and screwing everything up in the process.
@AWesker99
@AWesker99 3 месяца назад
Yeah. Hedging against unforeseen risk is the textbook definition of insurance.
@chrismeyer8792
@chrismeyer8792 4 месяца назад
This girl 🤨. My sister was a nurse and didn't make $35 an hour in a much more expensive state than OK. And she was 26 when she got her NP and finally broke into $38-42 range.
@bilson7523
@bilson7523 2 месяца назад
Nursing salaries are inverted, you make more going to BFE because hospitals there can't get enough nurses to sustain the health system. For example, if you're an RN with ER experience and a trauma certification, there are hospitals in the Montana that will pay you the equivalent of 125k/yr to move there and work in their ERs.
@brandigabriella-vs3ez
@brandigabriella-vs3ez Месяц назад
It’s different if you are Fulltime, part time, PRN, Travel etc, I travel or work PRN and I won’t accept a position less than $50 as a RN, BSN. But I see many accept $32 and are content. You have to really negotiate which most women are afraid to do.
@obroni
@obroni 5 месяцев назад
This woman makes being rich seem so much worse than being poor.
@k.e.2658
@k.e.2658 5 месяцев назад
Mo money mo problems rings true with this one lol
@darkforcesjedi
@darkforcesjedi 5 месяцев назад
She could literally be a millionaire in her 30s by making smart decisions, but she's intent on keeping herself poor with short-term indulgences.
@chrissy9876
@chrissy9876 5 месяцев назад
She (and honestly many of these ppl on this show) is the reason why even if we turned in to a country that gives a basic income to all citizens the majority would still be living paycheck to paycheck. She’s making more than bad choices. She’s an idiot who just wants shit.
@phantom4167
@phantom4167 5 месяцев назад
People like this dont get rich, they complain about making a lot of money
@FordZda
@FordZda 5 месяцев назад
You just gotta be poor for a little bit, then you understand the value of money. Sometimes that means making mistakes that make you poor
@Jane_1994
@Jane_1994 5 месяцев назад
"We're here to talk about finances, you don't have to tell me if I'm a good driver or not" She may have an adult paycheck, but she's definitely still a child.
@Jane_1994
@Jane_1994 5 месяцев назад
@@kailaleebabineau3962 Poor driving is a financial consideration when you need to replace a totaled car.
@Driver8takeabreak
@Driver8takeabreak 5 месяцев назад
@@Jane_1994 AND pay more for auto insurance. Her poor driving is costing her a lot of money.
@AustinCameron
@AustinCameron 5 месяцев назад
@@kailaleebabineau3962if you suck at driving, you can buy an entire car for $500. No need to invest in a car you can’t maintain.
@Voyajer.
@Voyajer. 5 месяцев назад
@@kailaleebabineau3962 Nope, being a shit driver costs more money. Insurance, registration, and car payments.
@NickyBlue99
@NickyBlue99 5 месяцев назад
​@@kailaleebabineau3962 Except being a bad driver and getting in wrecks will cause her insurance cost to increase. She also will have to pay for repairs, or at least the deductible.
@AwesomePikachu808
@AwesomePikachu808 4 месяца назад
She’s got a jaguar and here I’m struggling to save up for the down payment for a basic car like ford focus. And with the medical bills I’m scared I’ll get into more debt. This girls way out of touch with what common people are struggling right now.
@Dadbeard89
@Dadbeard89 2 месяца назад
Infuriating. I made good choices financially and worked a welding job for 7 years and never made anywhere close to what she makes at 20. Wtf?!
@letstalkaboutgermany8288
@letstalkaboutgermany8288 2 месяца назад
Well, that’s the nature of health care jobs …. They are ridiculously well paid…and she does not even come across as very qualified… just imagine you are seriously sick and this air head is tending to you at the hospital….😱
@triplebbb291
@triplebbb291 5 месяцев назад
“I will have a jaguar until the day I die”, is one of the best lines in the history of this show 😂 for all the wrong reasons
@stevenesposito7889
@stevenesposito7889 5 месяцев назад
My brain almost exploded when that sentence came out of her mouth.
5 месяцев назад
Yeah crazy that she is so in love with an Indian car company with horrible QC and reliability.
@Th3Think3r
@Th3Think3r 5 месяцев назад
With her driving record, that day might come sooner than she hopes.
@user-xy8os4be1t
@user-xy8os4be1t 5 месяцев назад
She literally will die in one 🤣😂 car so unreliable and she a sht driver who has the f you attitude
@adamseidel9780
@adamseidel9780 5 месяцев назад
He should have kicked her out right then. She’s here to learn about what to do and the first bunch of things he recommends she flatly says “no.” Should have done right there.
@calathealady9997
@calathealady9997 5 месяцев назад
Hi Caleb! I am a houseplant enthusiast. The palm that is behind the guest doesn't look too hot - might be spider mites or lack of natural light. I would recommend a snake plant, a peace lily, or an agleonaema for your low light office - they do really well with some plant lights on them and they'll grow beautifully! you also could get a long pothos to hang from the ceiling behind the guest if you want something as a nice backdrop.
@mithicash1444
@mithicash1444 5 месяцев назад
The hero we didn't know we needed. I just want to acknowledge how awesome you are for taking time out of your day to post this advice.
@calathealady9997
@calathealady9997 5 месяцев назад
@@mithicash1444 aw thanks! I love spreading the plant knowledge! 🌿
@Zeldafan36
@Zeldafan36 5 месяцев назад
To add to this, majesty palms are notoriously hard to keep indoors without access to full sun, a cat or bamboo palm would be a much better palm option, though a little more expensive up front.
@visioneerone
@visioneerone 5 месяцев назад
semi-related. i have two plants in my office - a rubber tree and a golden pothos vine. both see inside light only. every three months i have to rotate the rubber tree because it keeps growing to cover my desk (despite the fact that the tree directly under the lights). i also have to rewrap the pothos as it keeps growing out the door one plant is trying to shelter me, the other one is trying to GTFO. What do they know about my office that i don’t?
@GJLynn-so4rx
@GJLynn-so4rx 5 месяцев назад
Try switching their placement? @@visioneerone
@amberflokstra88
@amberflokstra88 4 месяца назад
She had that 63% interest loan for 2 years. Paying $200 p/m, she paid $3504 interest. That’s more than the original $2000 loan! How the f is a loan like that even legal!
@frankherman5195
@frankherman5195 2 месяца назад
That payment doesn't sound right. Must be a fifty year loan
@hayvenb
@hayvenb 3 месяца назад
I wish some one would have yelled at me like this when i was 20 lol
@L3x4Pr0ne
@L3x4Pr0ne 4 дня назад
That’s what parents are for :(
@hayvenb
@hayvenb 3 дня назад
@L3x4Pr0ne not all parents know about finances, poverty can be a cycle that needs to be broken.
@Azuki-Maru
@Azuki-Maru День назад
@@hayvenb exactly this. My parents failed miserably and barely made it by when us kids were in the home. I took it upon myself to learn and not fall in the same traps and have my kids setup for the future.
@oxlilsis23ox
@oxlilsis23ox 5 месяцев назад
As a nurse, the number of doctors and nurses I know who live WAY beyond their means is INSANE. Some of the smartest people I know and make the dumbest financial decision
@erichendrickson8319
@erichendrickson8319 5 месяцев назад
Just because they are smart in one area doesn't mean it carries over to finances. 😀
@Tunechi65
@Tunechi65 5 месяцев назад
my brother inlaw who's doing residency right now is literally spending hIS FUTURE SALARY MONEY NOW! He spends all his paycheck because he doesn't believe his current money is "real" till he starts getting his doctor salary lmao saves 0 to 401k. so hes having all this debt because he will make a lot anyway... crazy
@safye4
@safye4 5 месяцев назад
It seems to run rampant in healthcare. My university was a major pipeline into healthcare so many of my friends were either premed/nursing/etc. and the amount of idiotic spending habits I saw was insane. A few stood out to me that were going into nursing who were always talking about how they loved how they only had to pay "$30" on their credit card each month but they weren't sure why their balance wasn't going down. I'm really interested in seeing how these people start living in a few years once they've been full-time nurses for a while. I'm already speculating $60k+ Mercede's and $3000/mo. rent lol.
@lvega5606
@lvega5606 5 месяцев назад
​@@Tunechi65he should save an emergency fund, but aside from that I agree with him. It doesn't make sense to suffer now, when he'll easily be able to make up for lost time in the near future. I started saving in my mid 30s, and 7 years later, I'm almost ready to retire. Some of it wasn't by choice - I was disabled for a while - but it's possible to delay savings if you can project your income curve.
@ta2034
@ta2034 5 месяцев назад
@@safye4 I'm a nurse practitioner, can confirm. Several of my classmates from undergrad bought themselves a new BMW or Mercedes with their sign-on bonus from the local hospital. The sign-on bonus was only $2k after taxes, and the starting pay was $24.50/hr lol. Just absolute dumbassery. Meanwhile, I bought a cheap Mazda 6 and paid it off in 2 years, went back to school, and now make $140k yearly, with no student loan debt.
@lindala2602
@lindala2602 5 месяцев назад
Girl took it way more personal to be called a bad driver than any of the yelling
@BokkoTheBunny
@BokkoTheBunny 5 месяцев назад
The truth hurts, but it's easy to sweep the responsibility of her debt under the rug if she blames everything else except herself.
@kylerowland1227
@kylerowland1227 5 месяцев назад
Because it was true
@M_SC
@M_SC 5 месяцев назад
It’s the main thing that makes her terrible. She’s 20 they do stupid stuff. Most smoke too much weed and fail college, she is better. But she is a terrible driver and doesn’t seem to know what good driving means. I hope she is a better nurse than that. In paying attention, reacting.
@imdva
@imdva 5 месяцев назад
she also pre plans her car crashes. never heard of that before now
@frozenheart7133
@frozenheart7133 5 месяцев назад
​@imdva yeah, brand new car she doesn't need the "backup" for break downs.
@DockNewellJr
@DockNewellJr 4 месяца назад
The more episodes I watch, the more I physically react like I'm watching sports. "OVERDRAFT FEES!?!?!?"
@Gibbysaurio
@Gibbysaurio 4 месяца назад
The Jaguar bit got me slamming my head on my desk
@SwanBelmont
@SwanBelmont 5 месяцев назад
Perfect example of how it’s not an income problem (most of the time) it’s a behaviour problem
@marknewton6984
@marknewton6984 5 месяцев назад
So true.
@melescobar8328
@melescobar8328 5 месяцев назад
Agreed!
@frankchris07
@frankchris07 5 месяцев назад
Facts
@firingallcylinders2949
@firingallcylinders2949 5 месяцев назад
Credit is like a carrot on a a stick for some people
@waldo-ot6ul
@waldo-ot6ul 5 месяцев назад
Finances are 20 percent knowledge 80 percent behavior
@Emery-xx8nc
@Emery-xx8nc 5 месяцев назад
I don’t understand how she can be a nurse. Her lack of common sense is alarming.
@marknewton6984
@marknewton6984 5 месяцев назад
Alarming airhead.
@93stang19
@93stang19 5 месяцев назад
Literally was thinking thank God I don't live anywhere near her. Doesn't have any common sense whatsoever
@marknewton6984
@marknewton6984 5 месяцев назад
Airhead alert!😅
@samplott8388
@samplott8388 5 месяцев назад
I’ve known many many really stupid nurses.
@cman5337
@cman5337 5 месяцев назад
I just can’t wrap my head around her making 75K as LPN unless working a lot of OT
@dookiepost
@dookiepost Месяц назад
Most of these episodes have two big issues: unaffordable cars and eating out every meal of everyday
@martinruiz398
@martinruiz398 4 месяца назад
My mom always told me if you don't have the cash to buy it, then you can't afford it. The only thing acceptable to take a loan out on is a house (with at least 20% down). The biggest thing people waste money on is cars. Just because you make $75k/year doesn't mean you can afford a luxury car, if the money is not in your account then you can't afford it. Your first car out of school shouldn't be over $25k, people need to understand needs vs. wants.
@briahtravels
@briahtravels 5 месяцев назад
Man baby, Jaguars, school-hopping, wanting to house flip, Lazer hair removal loan, and financing groceries. The Friday episode we all needed.
@dennisaraujovski
@dennisaraujovski 5 месяцев назад
Not worse than 61k in plastic surgery at 20yo
@tracy_cakkes
@tracy_cakkes 5 месяцев назад
I haven’t finished the video yet but I had to laugh at the laser hair removal loan, like what? Lol ain’t no way
@sarahkitts8611
@sarahkitts8611 5 месяцев назад
Not a care in the world.
@nnathanaubree
@nnathanaubree 5 месяцев назад
@@dennisaraujovski Her face is full of botox and she has perfect teeth lol, she's probably not very far off.
@Jon-nz3dm
@Jon-nz3dm 5 месяцев назад
@@dennisaraujovski what episode is that in??
@2williamsmk
@2williamsmk 5 месяцев назад
Your boyfriend went six months without a job because you pay for everything and give him the ability to not do it. Don't let him take advantage of you.
@mjbankhead9063
@mjbankhead9063 5 месяцев назад
He’s already taking advantage of her 😕
@2williamsmk
@2williamsmk 5 месяцев назад
I guess I meant don't let him continue to take advantage of you because yes you're correct
@rell660
@rell660 5 месяцев назад
Well she's the man and he's the women. Equality. I don't see the problem.
@JKRBW
@JKRBW 5 месяцев назад
​@@rell660what part of that is equality? I swear, the collabs with Graham have brought some of the most toxic men to this comment section.
@rell660
@rell660 5 месяцев назад
@@JKRBW Whoa whoa whoa now, are you saying women can't be the leader in a relationship. But you're calling me toxic???
@mattiestewart8371
@mattiestewart8371 4 месяца назад
I'm never been so angry at someone so selfish and so ignorant. Good grief
@rooster7762
@rooster7762 3 дня назад
I used to wonder why people would go into so much debt for a new car, then I got a job where I would travel and get to drive new rental cars all the time, including luxury cars at times. And guess what? It became harder for me to understand why people will be willing to lose all financial security for a new car.
@JayZC96
@JayZC96 5 месяцев назад
This girl trying to say $70k+ is “okay money” at 19 years old is delusional. She makes GREAT money, she just has horrible discipline.
@giantpune
@giantpune 5 месяцев назад
Well she also admits she doesn't know anything about money. So she really can't judge what is ok money and what isn't. $70k does not feel like OK money to be making when you owe $70k to a dozen other companies.
@smnbrgss
@smnbrgss 5 месяцев назад
I wonder what her parents are like
@martimmerland
@martimmerland 5 месяцев назад
Hard truth but her horrible discipline really represents itself through her choice of a partner.
@MFS45
@MFS45 5 месяцев назад
The Tik tok generation has a very strange view on money. Probably because they constantly watch all of these multi millionaire influencers. They’re completely unrealistic.
@giantpune
@giantpune 5 месяцев назад
@@MFS45 Correction: They watch all these broke people on tiktok pretending to be millionaires.
@evanchau6862
@evanchau6862 5 месяцев назад
"I should be making more at 20." That statement shredded my ears.
@linz2200
@linz2200 5 месяцев назад
I’m an RN and I don’t make that much 🙄
@Ericbomb
@Ericbomb 5 месяцев назад
@@linz2200 Gotta move to the middle of nowhere and do agency I guess?
@gracephillippe
@gracephillippe 5 месяцев назад
@@linz2200dude right! How on earth is she making this much without being an rn? Im sooo confused lol
@superbigblack
@superbigblack 5 месяцев назад
​@gracephillippe I made this as a CNA. All you need is to work 70+ hrs a week at $20/hr. Then never take vacations. 😂
@desireesalas5820
@desireesalas5820 5 месяцев назад
​​@@linz2200exactly! Who's overpaying this girl and WHY?? I found it hard to believe an LPN would earn this much. RN...yes/maybe. LPN...No.
@ryanallen6848
@ryanallen6848 3 месяца назад
73k a year is insane. Im 21 in England and 73k is absolutely insane, most people never get even half
@dunkblunk6045
@dunkblunk6045 4 месяца назад
You guys remember that one quote? Take care of your body right now cuz the doctors and nurses in training are not doing very bright things rn
@BriannaJoy00
@BriannaJoy00 5 месяцев назад
Gets in multiple crashes but wants to own 3 cars. LOL girl you are not a good driver. Just admit it.
@DeadLkeMe
@DeadLkeMe 5 месяцев назад
Also, it's not "just the roads". I live in Oklahoma and probably put around 2,000 miles on my car a month for work. The roads are bad, BUT there are always 2 lane highways and speeding and the inability to merge is pretty bad. 5 accidents in under 2 years is 100% her fault.
@RedPilledFit
@RedPilledFit 5 месяцев назад
You’re cute
@BriannaJoy00
@BriannaJoy00 5 месяцев назад
@@DeadLkeMe Blaming the roads was wild! Like what else do you drive on 🤣
@austinjacobsen7689
@austinjacobsen7689 5 месяцев назад
Surprised she didn't die in one of them... Jags had at one point one of the worst safety ratings.
@darkforcesjedi
@darkforcesjedi 5 месяцев назад
My last car accident was in 2010 and I've driven about 250,000 miles since then. There's no reason someone should be getting in accidents that frequently.
@nicolcacola
@nicolcacola 5 месяцев назад
I hope she's a better nurse than she is at making life decisions 😬
@JohanCody
@JohanCody 5 месяцев назад
This is a demonstrated lack of cognitive function, risk assessment, and understanding of cause and effect that would make someone a liability to employ. I would fire her.
@lilitulee
@lilitulee 5 месяцев назад
I'd never want her handling me is all I know lol
@josephbrown9685
@josephbrown9685 5 месяцев назад
Impossible to know for sure without actually seeing it, but I did wonder the same thing. Sometimes a person can be an expert at one particular skill and a dunce at everything else, but I have doubts.
@cindybecerra9052
@cindybecerra9052 5 месяцев назад
Omg seriously! 😂
@RedPilledFit
@RedPilledFit 5 месяцев назад
You’re cute.
@lildepressedcoffee2806
@lildepressedcoffee2806 2 месяца назад
She'll lock her dad in jail through debt and she still preffers her car What a horrible human
@Shedderdude1
@Shedderdude1 5 месяцев назад
2 jags by 20 with a sub 100k income is wild. Also 5 wrecks, and multiple totalled vehicles, definitely distracted driving.
@cutliss
@cutliss 5 месяцев назад
Her insurance is probably a car payment 😵‍💫
@wfm125m
@wfm125m 5 месяцев назад
You can totally tell that she is detached from reality
@freshhannahshae
@freshhannahshae 5 месяцев назад
my insurance ain’t bad
@ArtemisMaelstrom
@ArtemisMaelstrom 5 месяцев назад
​@freshhannahshae how much did your insurance increase after all your wrecks compared to when you had no insurance? Are you on your own insurance or on your parents' insurance plan?
@Odium.1k
@Odium.1k 5 месяцев назад
@@freshhannahshae400-600 a month?
@andrewcarlson4484
@andrewcarlson4484 5 месяцев назад
“How the fuck did she squander a 75k salary?” *pays no bills, has 2 jaguars, thinks there’s no issue* “Oh yeah that’ll do it”
@neganinja
@neganinja 4 месяца назад
Kissing butts gets you far
@frankherman5195
@frankherman5195 2 месяца назад
She should sleep with a brain surgeon and try and get a free transplant
@homer97027
@homer97027 4 месяца назад
Wow, I feel so much better about my finances after watching this. Thank you.
@frankherman5195
@frankherman5195 2 месяца назад
Me too and i'm just poor
@kennyclobers7310
@kennyclobers7310 3 месяца назад
Whenever I feel b ad about my spending I pop over to this channel and realize I'm doing fine
@dmvbenz7536
@dmvbenz7536 5 месяцев назад
She’s more worried about appearance than her own debt, she doesn’t want to sell the jag cause she thinks a 10k car is beneath her
@AldrichBorgr
@AldrichBorgr 5 месяцев назад
Her: What would be cheaper than a Jaguar? Me: 95% of cars on the road 😂😂
@M_SC
@M_SC 5 месяцев назад
This is not applicable to her but most cars depreciate in value but other, certain name cars, like jaguars can maintain their resale value
@droid2D2C3P0
@droid2D2C3P0 5 месяцев назад
​@@M_SC Who cares? How much is it retaining when she totals one every year?
@CobaltLobster
@CobaltLobster 5 месяцев назад
@@M_SC They absolutely do not. I have no idea why you think that. Something "you were told"?
@biggrocc19
@biggrocc19 5 месяцев назад
​@@M_SC yo lemme get your dealer's number, I want what you're smoking
@tjh7797
@tjh7797 5 месяцев назад
@@M_SCjaguars depreciate horribly
@trollinghoesandfarmingthingz
@trollinghoesandfarmingthingz 4 месяца назад
She is so privileged its insane
@KeryKatto
@KeryKatto 4 месяца назад
$9k a month would literally have me set for life. If I can live off of my $1200 budget I'd be florishing. Might look into health care 👀
@BalkanBoyBiH
@BalkanBoyBiH 2 месяца назад
Just do it!
@RedBeardMortis
@RedBeardMortis 4 месяца назад
$70,000 in Oklahoma goes pretty damn far. Insane how she's broke.
@Theaverageazn247
@Theaverageazn247 4 месяца назад
especially that she only pays 800 a month. she makes almost double the income of the avg amereican
@tomjones2056
@tomjones2056 3 месяца назад
You ain’t kidding. I looked it up you can get a pretty nice house for 200k 😅 gtfoh…:
@zebageba
@zebageba 2 месяца назад
Southwestern OK is a wasteland.
@WayStedYou
@WayStedYou 2 месяца назад
Not that insane when you see what she is doing
@moisesmuro4569
@moisesmuro4569 2 месяца назад
Trying to live a lifestyle you can't afford will do that.
@hughmiller9839
@hughmiller9839 5 месяцев назад
As an insurance agent I died when she said she's a good driver while also admitting to totaling multiple cars in a two year span. Hydroplaning and even hitting elk are usually preventable accidents. It's mindblowing she won't give up her Jaguar (that doesn't even look that cool) when she's probably going to wreck that too
@FransceneJK98
@FransceneJK98 5 месяцев назад
So please tell me how she gets to have low insurance rates (unless she’s lying) while others like us who have super clean records, no claims, pay double what she pays. Doesn’t make sense
@hughmiller9839
@hughmiller9839 5 месяцев назад
@@FransceneJK98 My only guess is insurance is dirt cheap in OK since traffic is less congested. Rates vary heavily from state to state
@scotchbingeington6761
@scotchbingeington6761 5 месяцев назад
If you're gonna be dumb and get a loan on a Jag way outside of what you should be driving, at least get an F-Type or something. An F-Pace just makes you look like a suburban mom in middle management with 2.5 kids who whines about the pink Stanley cup shortage.
@gabyana2235
@gabyana2235 5 месяцев назад
@@FransceneJK98it’s because of the state! My father-in-law was paying $400 in car insurance in Miami, FL. Now he lives in Alabama and pays $180 😓
@smallbutdeadly931
@smallbutdeadly931 5 месяцев назад
Imagine having a dream car so bland 😭
@NynZhan
@NynZhan 4 месяца назад
Caleb's ability to work with people who are oblivious to their own self destruction is outstanding
@catstickler
@catstickler 3 месяца назад
17:42: "I will have 7 first priorities." -- Dwight Schrute 😂
@cancerlaunched
@cancerlaunched 5 месяцев назад
"you are in the middle of oklahoma, nobody is gonna see the laser hair removal. no one lives there, just the deer that you hit" sickest burn for the entire show roflmao
@lilpandanesegirl
@lilpandanesegirl 5 месяцев назад
omg thank you for posting this! cracked me up!!! lol
@lorenzovonmatterhorn7402
@lorenzovonmatterhorn7402 5 месяцев назад
When he said it i just started dropped lol xD
@colleensarmento9660
@colleensarmento9660 5 месяцев назад
😂
@Estassi55
@Estassi55 5 месяцев назад
😭😭😭😭😭
@shanarobinson7672
@shanarobinson7672 5 месяцев назад
😂😂😂😂
@MrDeadpool980
@MrDeadpool980 4 месяца назад
I’m 25 almost 26 and am just starting my career, it infuriates me that she scoffed at your remarks about people in their 50s wishing they made her salary
@27Zangle
@27Zangle 4 месяца назад
Took me 20 years in the workforce to make what she makes. Mostly because of location as we lived in a seasonal state and town, in addition to my wife's health. Once we moved to a good city in a normal state that is not stupid expensive it took me less than two years to double my income. I was wondering the other day where I would be now had we made this choice 10 years earlier.
@tracy_cakkes
@tracy_cakkes 4 месяца назад
Same here. My goal is that salary lol
@wildmustangart1577
@wildmustangart1577 4 месяца назад
SOMEONE ...maybe it's just social media...is teaching young people that they have to have it all right now, that they should expect $100k right out of college and be living in a $600k house with a $60k car 2 years out of college. That's not real life. I didn't buy a house till age 40. I STILL haven't gotten anywhere close to $75K a year.
@mollyf5215
@mollyf5215 4 месяца назад
If she thinks it’s not good pay I’ll switch with less then 50 of mine 🤣
@MrDeadpool980
@MrDeadpool980 4 месяца назад
@@wildmustangart1577 social medias depiction of success is asinine, teaching kids that if they’re not making millions that they’re losers
@royalmac1011
@royalmac1011 2 месяца назад
I was 22 making 70K a year delivering furniture, i saved up and started a landscape business. Most people don't understand that when you have a cash cow you milk it and leverage yourself out by starting a side gig that developed into a full blown business. Now i haven't worked for anybody in over 10 years. I net close to 500K a year.
@RachelSpaghetti
@RachelSpaghetti 3 месяца назад
I looked up where you're from because of Lions shirt and saw youre from Kalamazoo then came back to the video to see your Kalamazoo, Michigan shirt during the sponsor portion of the video :) so cool. Great place. I'm a Michigander myself.
@SusanMurphy-xn5hl
@SusanMurphy-xn5hl 5 месяцев назад
"you can't chase two rabbits: you will catch neither" - a proverb which comes to mind hearing this young lady!
@DatsMac
@DatsMac 5 месяцев назад
you meant : "you can't chase two jaguars" right?
@GuapoG0tGuap
@GuapoG0tGuap 5 месяцев назад
Good saying, but doesn't match my experience as a rabbit owner. Just gotta like corral them in the same direction
@peeweeaim
@peeweeaim 5 месяцев назад
@@GuapoG0tGuapTake them outside and try to chase them
@GuapoG0tGuap
@GuapoG0tGuap 5 месяцев назад
@@peeweeaim I feel like that's kinda the equivalent of what she did with her finances and I will not be doing that
@Mizius
@Mizius 5 месяцев назад
love it!
@melissagonzalez1925
@melissagonzalez1925 5 месяцев назад
Wow. I thought I was dumb at 20. Turns out I'm a genius!
@madisvlogs3992
@madisvlogs3992 5 месяцев назад
I am no longer scared of the upperclassmen at my college. At least they didn’t get withdrawn from multiple others, though
@karelappelde3e750
@karelappelde3e750 3 дня назад
I wanna yell and scream. Thought i will listen peacefully to some financial advice, here i am with my brain toast.
@deadringer-cultofdeathratt8813
@deadringer-cultofdeathratt8813 4 месяца назад
I didn’t know interest rates were allowed to go above %50 and the highest rate I’ve seen irk is 37%… 63% is unholy
@Alex-nh7cl
@Alex-nh7cl 5 месяцев назад
63% interest?! Who is she borrowing money from, Tony Soprano?!
@Elmusiico
@Elmusiico 5 месяцев назад
😂
@Alex-nh7cl
@Alex-nh7cl 5 месяцев назад
AYYYYY TAKE IT EASY 🤌🤌🤌
@fulmer2020
@fulmer2020 5 месяцев назад
My brain fell out of my skull when I heard that.
@TXNAT1VE
@TXNAT1VE 5 месяцев назад
Loan sharks will survive
@seanmathis1755
@seanmathis1755 5 месяцев назад
Ayyy wadda you a wise guy? Don’t make me call my cousin Nicky!
@CrystalKat
@CrystalKat 5 месяцев назад
There is no way she is sticking to this plan. I bet she walks out that door and carries on with her life, the same way she came in.
@tully6648
@tully6648 5 месяцев назад
Oh, absolutely not. She got no praise from him, so there's no way she's going to listen to him.
@shane250
@shane250 5 месяцев назад
I bet she'll own a new Jaguar before she'll have her next meal!
@Trouble226
@Trouble226 5 месяцев назад
Bingo
@zedalvea841
@zedalvea841 5 месяцев назад
Probably wreck the car again on the way home
@NatalieMarie917
@NatalieMarie917 5 месяцев назад
Yeah the mental leaps she makes to justify her habits and decisions is not a good sign.
@LolNinja1234
@LolNinja1234 3 дня назад
This is the first episode that i might not be able to finish, this girl is so infuriating. Caleb has so much patience, i just couldnt you blessed man
@Adysayya
@Adysayya 4 дня назад
A 20 year old nurse made 9k a month, and somehow she's struggling. Wtf.
@KingCzar29
@KingCzar29 5 месяцев назад
20 years old, 35 dollars an hour. She SHOULD be doing just fine in life. Recover from the stupidity and she should excel.
@grantzolldan
@grantzolldan 5 месяцев назад
In Oklahoma too, mind you.
@KingCzar29
@KingCzar29 5 месяцев назад
@@grantzolldanI don’t know what the cost of living is in Oklahoma, but I understand 73k is livable in the majority of the US.
@grantzolldan
@grantzolldan 5 месяцев назад
​​@@KingCzar29I'm accentuating the fact that she lives in a relatively cheap area, so she should be even better off.
@tn684
@tn684 5 месяцев назад
@@KingCzar29Oklahoma is the 2nd cheapest state to live in with the median income being around $28,000 and the median household income being around $58,000.
@Democratsknowbidensucks
@Democratsknowbidensucks 5 месяцев назад
Cost of living is bigger than income. Someone who makes 200k in california can be closer to poverty than a 90k income in the south. Adjust cost of living to income in California and there's more poor people than all the other states...
@captainsparkles20202
@captainsparkles20202 5 месяцев назад
The fact that she’s trying to be an RN but has such a lack of self awareness, accountability, and in total disillusion is frightening. RIP her patients.
@midwestmack785
@midwestmack785 5 месяцев назад
I've met so many RNs that I wouldn't trust to tie their shoes
@SycaShow
@SycaShow 5 месяцев назад
Imagine how she will pay off her RN STUDENT LOAN 🤓 it’s like 20-40k
@austinjacobsen7689
@austinjacobsen7689 5 месяцев назад
​@@midwestmack785 A lot of RNs are like this, sadly
@austinjacobsen7689
@austinjacobsen7689 5 месяцев назад
​@@SycaShow she could have cashflowed school but she thought a jag would have been better
@tails300
@tails300 5 месяцев назад
I work in the medical field and I’ve had plenty of RN coworkers that were great nurses, but terrible at managing their finances.
@davic.4156
@davic.4156 4 месяца назад
Love it when Caleb’s voice goes supersonic
@iducatifan
@iducatifan 4 месяца назад
caleb is doing her a massive service.
@m_overture
@m_overture 5 месяцев назад
Ive never seen someone so committed at living a materialistic life to the fullest while being so oblivious to what the problem is
@jonathan.cruzate
@jonathan.cruzate 5 месяцев назад
You should've seen my ex-wife
@anubis4496
@anubis4496 4 месяца назад
"For sure" explains it all. She's thick asffff 😂
@MrMuzique
@MrMuzique 5 месяцев назад
Imagine getting the new version of a car every year like someone gets the new iphone every year. That's a new level of stupidity and finanancial irresponsibility...
@laurencrawford1173
@laurencrawford1173 5 месяцев назад
And I’m over here with an iPhone 8…😂 can’t even relate to getting a new iPhone let alone new car every year.
@samuelwahls8315
@samuelwahls8315 5 месяцев назад
​@laurencrawford1173 I get the current flagship model of Samsung phone every 4-6 years. I don't notice any significant changes that happen faster than that. And it's never anything I can't live without. It's mostly and issue of the phone breaking down from wear on buttons or the sensors going out.
@sophiapeters8206
@sophiapeters8206 5 месяцев назад
I have a family member who does this.. it blows my mind
@samuelwahls8315
@samuelwahls8315 5 месяцев назад
@@sophiapeters8206 new car or phone every year?
@Whatevadantewante
@Whatevadantewante 5 месяцев назад
Who gets a phone every year?! Lol I keep mine for at least 3 years😅
@halohalo7218
@halohalo7218 4 месяца назад
she is so selfish and immature. the lack of accountability is embarrassing
@chainsaw_nightrider
@chainsaw_nightrider 4 месяца назад
As soon as I heard Goodyear was the boyfriend's job I knew he wasn't making much. I work at a Goodyear and I don't make much
@ryansteffen-kw2ys
@ryansteffen-kw2ys 5 месяцев назад
Anyone else wondering how her car insurance is only $122 a month with 5 insurance claims at the age of 20?
@ayasensei5709
@ayasensei5709 5 месяцев назад
My daughter is 20 and she never had any accidents. I pay $180/month with GEICO now. Her insurance cannot be $122/months with that many accidents.
@josephwalsh7546
@josephwalsh7546 5 месяцев назад
She lives in Outer Dip Shit, Oklahoma !
@ChachoTrades
@ChachoTrades 5 месяцев назад
The only way possible if she's telling the truth about it is that it's on bare minimum insurance which ONLY covers other people if she does get in an accident. If any damages at all happens to her car nothing is covered on it
@rebeccazeman9309
@rebeccazeman9309 5 месяцев назад
​@ChachoTrades yep this! She either has liability only her insurance and car are both only in her dad's name and she's not even listed as a driver.
@zada2063
@zada2063 5 месяцев назад
Probably on the family plan still
@csmolko
@csmolko 5 месяцев назад
Yikes. I know she's 20 but holy immature. The Jaguar thing is insane.
@mcdonalduck
@mcdonalduck 5 месяцев назад
Especially since she said she drives 700 miles a week. The jag is gonna fall apart and get horrible gas mileage the whole way. Even at 20 i knew to buy a hybrid or at least a fuel efficient ICE if I'm going to need to drive a lot
@ac979
@ac979 5 месяцев назад
Let’s not pretend 99% of 20 year olds aren’t immature. She’s going to be doing better than a vast majority of people on here once she tightens up her spending.
@bladeofwar
@bladeofwar 5 месяцев назад
Worst part is Jaguars are literally hot garbage, horrible reliability and amongst the worst resale value and depreciation in the market.
@Voyajer.
@Voyajer. 5 месяцев назад
@@mcdonalduck Yeah, plugin hybrid is definitely the way to go. I used to have a 2 hour, 120 mile round trip commute and even with how gas around me is cheaper than most of the country it was a major expense.
@HawaiianMaugaMain
@HawaiianMaugaMain 5 месяцев назад
Id definitely say it is a bad debt, jaguars are not meant to be used the way shes using it and she certainly does not need a brand new one
@biggzgg
@biggzgg Месяц назад
He explained she'd have everything paid off in 14 months so she'd have to put off buying a house for two years "no I want to flip a house". She has a Jag and a daily, she thinks making 73k at 20 is being "behind" now she wants to flip houses? Someone ban her from tiktok she makes enough money to enact all the stupid shit she sees on there.
@phillytothej4001
@phillytothej4001 4 месяца назад
Dude, I came here from tiktok and I'm fucking exhausted just watching this episode. You have the patience of a Saint. I would have thrown her off the show 20 minutes in
@HaloTupolev
@HaloTupolev 5 месяцев назад
Anybody who insists that speed didn't contribute to their hydroplaning should not be licensed to drive a motor vehicle.
@frozenheart7133
@frozenheart7133 5 месяцев назад
In Oklahoma 100%. In mountainous places, if you're trying to go uphill while the water is rushing downhill, it can happen.
@criticalt3
@criticalt3 5 месяцев назад
​@@frozenheart7133brake pedal and park brake exist just FYI
@F3udF1st
@F3udF1st 5 месяцев назад
@@frozenheart7133 You mean a flood? That's entirely different from hydroplaning.
@unaveragejoe7107
@unaveragejoe7107 5 месяцев назад
too fast or using tires that don’t have any safe tread left. Either way still means the driver is the problem.
@frozenheart7133
@frozenheart7133 5 месяцев назад
@F3udF1st no, it's kind of hard to explain if you haven't seen it but it's not that relevant anyway.
@JMAN11ization
@JMAN11ization 5 месяцев назад
When she said "what could be cheaper than a Jaguar?" I thought Calebs head was gonna explode hahah🤣
@TheIronChainMaster
@TheIronChainMaster 5 месяцев назад
It's hilarious when people buy a Mercedes S class that costs >$100K brand new , maintenence service and insurance costs are high and after 10 years scratch their heads and wonder while their Benz is worth 20K as opposed to a Toyota that retains it's value after long period of time.
@bluebutterfly4308
@bluebutterfly4308 5 месяцев назад
it was getting there :D I thought smoke was gonna come out of his ears 😁
@thomasklewer6657
@thomasklewer6657 5 месяцев назад
@@TheIronChainMasterAt least the S-class is a good car and way better than a crappy Toyota so you enjoy it for 10 years but a Jaguar is a shitty car, probably the same league as a Toyota or Kia
@CrazyMunky84
@CrazyMunky84 2 месяца назад
This woman shouldn't be allowed to have a driver's license.
@kmkcowboy1
@kmkcowboy1 3 месяца назад
This is the kind of girl I don't feel bad for when she gets taken advantage of , she thinks ppl are beneath her and looks down on"poor" ppl
@TheScyy
@TheScyy 5 месяцев назад
“I wasn’t going too fast” you hydroplaned! By definition you were going too fast for the conditions! My god this girl is ridiculous.
@kayabe856
@kayabe856 5 месяцев назад
Or she had bald tires
@TheScyy
@TheScyy 5 месяцев назад
@@kayabe856 true, although that’s just stupidity in a different way.
@silntkll
@silntkll 4 месяца назад
@@kayabe856there’s no way she had bald tires if she’s had 5 cars in two years. she just can’t drive 😂
@erinlikesacornishpasty4703
@erinlikesacornishpasty4703 3 месяца назад
I live where it's common to hydroplane on our freeways. It's easy to drive through if you don't panic and keep going, don't brake. It's stupid to get in a wreck over it. It's very avoidable.
@fauxkiss
@fauxkiss 5 месяцев назад
Wrecked and hydroplaned multiple times with no intention of becoming a better driver, sounds to me that she's into Jaguars entirely for her image and perception to others. I'm a car/motorcycle junky and there is no way I would have that amount of brand loyalty while being in debt.
@atienzo98
@atienzo98 5 месяцев назад
yup, she's as delusional as they come.
@mithicash1444
@mithicash1444 5 месяцев назад
A lot of pretty girls today live in social media which skewes their idea of the real world. Like 75k at 20yo being bad. If you spend all day on social media, yeah, it will seem bad.
@brien1254
@brien1254 5 месяцев назад
Jaguars aren’t even that special anymore
@SixthSenseSynesthete
@SixthSenseSynesthete 5 месяцев назад
I kept thinking about the hydroplaning...either her tires are completely bald or she was going 90 mph.
@mrbubbleslikesnipples7003
@mrbubbleslikesnipples7003 5 месяцев назад
@@brien1254 Fr it’s literally just a nicer ford
@Fast4UrLife
@Fast4UrLife 4 месяца назад
People don't understand how much happier you are just getting your living expense as close to zero as possible.
@kaylynhansen5393
@kaylynhansen5393 3 месяца назад
I don’t think I can finish this episode. She drives me crazyyyyyyy 😆🤯
@bcm9821
@bcm9821 5 месяцев назад
I can't even imagine thinking about buying a new car every couple years because they "made upgrades" to it. Doing that with phones is ridiculous enough.
@stillsober19
@stillsober19 5 месяцев назад
I’m sure car salesmen love her
@nmfitts
@nmfitts 5 месяцев назад
Yeah. It’s going to cut majorly into the rest of your lifestyle. If you /can/ afford that, though, that’s what leases are for. If you’re not keeping a car long enough to pay it off, just get a lease for a lower payment
@andrewdiamond2697
@andrewdiamond2697 5 месяцев назад
For real. I normally buy 0-3 year old luxury vehicles, then pay them off in 3-4 years and keep them for another 6-7 years with no payments. I also keep phones for like 5-6 years. Vehicles and phones are just money pits.
@jenniturtleburger3708
@jenniturtleburger3708 5 месяцев назад
She’s out of her mind. I’ve never paid more then 5k for a car my entire life and I’m 40.
@casedistorted
@casedistorted 5 месяцев назад
@@jenniturtleburger3708yeah somewhere someone convinced her Jaguars were the best cars, they scammed her.
@AliciaMcIntire
@AliciaMcIntire 5 месяцев назад
This girl needs to get off social media. She is so out of touch with how much real people make and what a realistic lifestyle is.
@amandab6034
@amandab6034 5 месяцев назад
I was going to say this!!!!
@NickyBlue99
@NickyBlue99 5 месяцев назад
Tik tak melted her brain
@TheAphtar
@TheAphtar 5 месяцев назад
painfully obvious after she brought up buying and flipping houses. you're 20, you have zero of the skills to be able to remotely pull that off
@hustensaftvernichter3785
@hustensaftvernichter3785 4 месяца назад
@@TheAphtar Especially considering that, at 75k p. a., there are so many better options than ''flipping houses'' in terms of return on investment, taking into account the amount of time and effort she would inveitably have to put into it. I know someone who did that somewhat successfully teaming up with a friend, but the friend was a tiler and he was a plumber who also had years of experience in construction. It is not ''easy money'' nor ''quick money'', at all!
@mehmanuel
@mehmanuel 2 месяца назад
Social media is a blight to young, impressionable minds
@MrMustangrick
@MrMustangrick 26 дней назад
Kia dealer completely ripped her off.
@richardw2801
@richardw2801 5 месяцев назад
It's so sad to see someone this young being so blinded by unhinged consumerism. It is also beyond frustrating seeing someone be so flippant towards their own good salary and how they waste their money when so many other people struggle.
@TG-om1ue
@TG-om1ue 2 месяца назад
There are people in this life who will NEVER make 6 grand a month, and shes sitting here saying shes not making enough. Its absolutely insane
@DX-d
@DX-d 2 месяца назад
It’s her money, she can do whatever she wants with it.
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