In this video, I use Microsoft Excel to explore the 4% retirement or withdrawal rule, a method suggested by Bill Bengen in 1994. I delve into the background of the rule, its assumptions, and implications and further demonstrate how to manipulate numbers according to various scenarios.
I consider variables such as stock market performance, spending habits, and inflation. I also address adjustments to the 4% rule recently suggested by Bengen himself.
Download the file used in this video here:
chrismenardtraining.com/Files...
The Long View Podcast Episode with Bill Bengen:
• The Long View: Bill Be...
Chapters:
00:00 Introduction
00:28 The Origin of the 4% Rule
01:17 Breaking Down the 4% Rule with Excel
02:08 Observations and Assumptions in the 4% Rule
03:34 Mathematical Illustration of the 4% Rule
04:33 Tweaking the Numbers in the 4% Rule
05:34 Impact of Market Fluctuations on the 4% Rule
06:15 Conclusion and Additional Resources
Check out my Excel Courses here:
courses.chrismenardtraining.com
Blog Post on the 4% rule
chrismenardtraining.com/post/...
And make sure you subscribe to my channel!
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#excel #4percentrule #chrismenard
3 июл 2024
