I Loved how they advised Miss Betsy! Very respectful. She also needs to be reminded that she will be able to collect half of the ex's social security if she needs to!
Double tipped today at the car wash. The attendant just looked at me. I said: "you guys found every French fry, broken Lego brick, lost homework assignment located in the tracks of the Van door or stuffed between the seats.
Agreed. I don’t even know why he called, completely dismissed the advice. Hate when people call in and then act like they know everything when they get the advice they asked for
I relate to the first caller so much. I also have bipolar. As cliche as it sounds, having a budget is the best way to manage bipolar. Every time I get paid, I go down the list in my budget and pay everything first, before I hey the chance to spend anything frivolously. For me, the worst thing about being bipolar is feeling like I don’t have control over my own body. Doing things like creating a budget give me some power back.
I had 50 great rides and on the night of my 51st there was an incident that inspired me to buy a dash cam… I’d do it again, but next time avoid the visibly intoxicated. ❤
Don’t listen to the creep franticiy7…as a female and someone who works in a field seeing harm that can be done by individuals…please keep yourself safe and trust your gut.
@@ghostriley1855 Not hating, just telling the truth. If they are in that kind of financial situation, you would think there would be some common sense attached 🤔.
It always shocks me to get through almost an entire caller’s question using “I” and “My” statements all for them to casually mention they have a husband / wife at the end 😂😂😂 like what
George does your investor pro charge you a % of your Assets Under Management? Sounds like he does when you said, “he moved my…” Can you do do a show on how much that reduces the growth of your investments?
George does your investor pro charge you a % of your Assets Under Management? Sounds like he does when you said, “he moved my…” Can you do do a show on how much that reduces the growth of your investments?
I've thought the same thing!! And "my kid is going off to college".. it makes me question whether it's a child from a previous relationship or from their marriage. Lol so strange.
Wait, so Isabelle from NY had $160k just laying around in the bank as an "emergency fund" and she was looking to buy a new car? What was she planning to buy, a Bugatti ? I feel like we were trolled on that call.
@@LordBass “We make decent money” literally… if Dave was present she never would’ve gotten a quarter of the way through that call. These two let her take too long to say nothing.
I'm glad you made this video, it reminds me of my transformation from a nobody to good home, honest wife, $75k biweekly and a good daughter full of love ❤️
Hello, how do you achieve such biweekly returns? As a single parent i haven't been able to get my own house due to financial struggles, but my faith in God remains strong.
The RV guy is all over the place. He has a 2 year plan, 10 year plan, and a 6 month plan. He says he has been following the Baby Steps for 5 years. But he is funding his retirement plan with a car loan of 19,500 making "double payments". I'm confused.
@@cristianca889that isn’t the question because you don’t make 525000. But you do make money equivalent to your housing. Just because you make half a million a year that doesn’t mean you are good with money. Lifestyle creep is a real thing. It’s why college kids make it work on nothing then make real money and they think they can’t live on what they use to make.
That one guy in Vancouver is saying everything he can to keep that expensive car and million dollar home. I’m sure they’re amazing but he needs to downgrade. Nothing wrong with kids sharing room if they have kids. If not, what does a couple need a 4+ bedroom home anyway, just a waste of space, only really being used to flex how big their house is which is not worth it.
@@jillkennedy6993do you live in Vancouver though?! I doubt it, because if you’d did, you’d understand what he’s going through and be a little more empathetic.
what is up with this caller who says he has no debt and follows the baby steps and then later he's like oh but my car payments just this... so he's got a car payment, what is investing and does not have an emergency fund. Dave would have tore this guy up he is not a Ramsey follower
Dang the guy with the roll over account didn’t even get help on his short call but the lady that is moving to Huston got so much more time kinda not fair how much time people get some get more then others
For the past 30 years, I have managed my own portfolio. I currently own 3 shares of Berkshire Hathaway Class A stock (BRK:A), which I purchased for approximately $17,000 in the mid-1990s. I am currently selling some of these holdings to make room for new investments. In 2021, I cautiously invested in emerging markets, Silver & Gold, NVDA, AMD, ASML, PLTR, and TSM under my fa, Milred Geneva Hyder.
Who is the first thing I thought of let’s all stick to what we’re good at there you go plain and simple. It’s the first thing I thought about when you’re talking about Dr. John let’s all simply stick to what we’re good at and then do that out.
I went to a restaurant in Palm Springs, California. I had just won the night before at a casino and took my whole family out for dinner. My family and I go every year in July. I gave a tip for a check for 15 people and the check was $500.00 and I gave him a $75,00 tip and he had the audacity to ask if I wanted to put more on the credit card and I said no give me back $25.00 so I left him $50.00. I thought that was F***ing Rude.
Nobody can become financially successful overnight. They put in background work but we tend to see the finished part, One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.
You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
The issue is most people have the "I want to do it myself mentality" Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
Amber Michelle Smith has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.
Why did Franklin In Miami need a HELOC? They missed the lifestyle choices that lead to credit card debt and a HELOC when he only had a $250,000 house and a $150k+ income?
🤷♀️Guys?? WTHeck??🤷♀️🤷♀️ I can tell you were both a a loss for the gentleman missing 17K in ‘fees’ from his 401k but what an abrupt cut off!😳🤷♀️😢 But if I was charged 17-33K in ‘fees’ switching because of a buyout I’d definitely want some answers!!! What happened???😳😢Could this happen to me in the future and how can I protect myself from it?? 🤔RAMSEY FANS WANT TO KNOW!!!🤔
They didn't know the answer, so even if they'd strung out an answer, it would have been the same. The caller needs to talk to a financial expert/planner, not some well-intentioned radio show goobs.
1:31:50 It appears that the problem in Canadia is the same problem as Downunder Aussieland. Greatly fluctuating variable interest rates with terrible short term fixed interest rates, that that people get stuck in when the rates come back up and the property value tank.... Controlled by inept politicians trying to please the masses and business in the short term without seeing the long term impacts.
I swear I have a hard time listening to John. A lot of what he says is just junk talk it's really aggravating 🙄 especially with the first caller what does a stool and dish have anything to do with what this young lady is calling for. Like stop trying to be so deep 😂then he couldn't even connect the "analogy" just talking
The analogy was about how the 5’1 person would use the stool to HELP them get the dish, she is using her mom to HELP her learn boundaries so that she can learn self discipline and learn to trust her self again! It may be strange to you but it helps John tie it back like at 8:14 and that’s all that matters plus he and George still gave great advice.
Don’t go chasing waterfalls just stick to the rivers and the lakes that you’re used to I know that you’re gonna have it your way or nothing at all but I rhunibyoy’re moving too fast
George, your hair style is looking better and better as you're letting your sides grow out. You are looking stylish, handsome with your gorgeous hair, and you're very well groomed beard. Loving your style again as you're slowly growing confidence in your own elegant style. Thank you!
There is a reason there is no concept of retirement in the Bible. We weren't put on this earth to try just to travel and visit disneyland whenever we want. Even if we can afford it, we will very quickly lose all meaning. The retirement for us is heaven. But the amazing thing is when u give up your life to be a servant to God and people, He rewards you with a fulfilling life that you could not imagine.
Exactly. I had that dream as well when I was younger. But as I get older I realize I was put on this earth to do more, ti contribute to society to do work I love. Traveling is cool but you can’t travel for 65 years that gets old.
That's actually a really smart way to interview someone. It helps ease them, and helps the question sink in to your own mind. Plus, it's helpful so I don't have to rewind lol
Look into state sponsored paid caregiver programs, especially if one of the ill parents is a veteran. She could stay home as a caregiver and still be available for the others who may not qualify.
31:30 ...oh George. You just killed it for this guy and many others listening to this call.... Don't do this for a message break.... No compassion.... Typical millennial...
You do realise this is a radio show first and foremost and the radio industry forces them to take commercial breaks at times set to the second. What does being a millennial have to do with it? Dave has been doing the same thing since George was 3 years old. So explain to me how it has anything to do with being a millennial. If you can. By the way, when the music starts that's a "You've got 30 seconds!" signal.
George flicked Eric off like he was a flea or something. The man lost 17thousand, call in for advice and he was just hushed away. George needs to learn to be a bit more flexible
George didn't know the answer, so even if he's strung out the answer, it would have been the exact same thing. The caller needs to contact a professional financial advisor, not some well-intentioned radio show goobs.
Yet another idiot that blames George when they should blame the radio industry for going to a commercial break at a set time, timed down to the second. THEY are the ones who need to learn to be flexible. George must operate within THEIR parameters. This is a radio show first and foremost. And the music had started. That music is a "You have 30 seconds!" warning.
It sounds like the caller didn’t even know what kind of account he had in the first place. No one can give him good advice unless he lays out an exact picture and timeline of what happened.
Why did Franklin In Miami need a HELOC? They missed the lifestyle choices that lead to credit card debt and a HELOC when he only had a $250,000 house and a $150k+ income?
