Top 10 Unbelievable Moments On The Ramsey Show (vol 2) 

Nix the guesswork and scrolling. We’ll connect you with investment pros we trust: bit.ly/3hc6Pgt

HELLO! Ramsey Team. Please use the CHAPTERS feature. Thanks.

The lady with the "inheritance" that's not a randomly plucked out of the air number, he gave her exactly 20 times her annual earnings, it's a lump sum pension and if she invests it and follows a 5% withdrawal rate rule it will supply her salary indefinitely.

Do NOT tell anyone about what your boss left you!

Dave trying to keep a straight face on the "personal assistant" call 🤣

The lady who inherited 1.25 million from her boss earned that sum of inheritance in his eyes

First caller - make sure you pay your taxes first. Best advice Dave.

The 1st caller's boss had a heart of gold, and no doubt she wasn't the only one he showed kindness to

I heard the first call before but it's a very heartwarming and refreshing story. The boss clearly viewed her as family and probably realized she was more honest / loyal than his own family (I could be totally wrong of course, but just based on what we can gather from the call)... Kinda reminds me of the movie Knives Out. All his kids were scheming for his inheritance and meanwhile he gives it to his caretaker because she was the only one with a genuine soul. Not sure that's exactly the case here but you can tell she is a nice person just from how she conducts herself during the call.

Dave I just inherited 100 million dollars Dave: start delivering pizzas

The entire conversation about the "virtual" pigs and games was HILARIOUS!!!

On the first call... a lot of people believe all rich people are greedy and evil, but if you ever get to know some of them, they're usually very generous. I've had bosses that would literally do anything to help the people that worked for them, sometimes they feel as if they have a responsibility to take care of their people.

As a gamer, I'm glad to see Dave rail against micro transactions. I just wish others my age understood the asinine nature of paying 10 bucks for an outfit for your character in a game to wear 😑

She sounds genuinely still surprised. I hope she doesn't rekindle any previous relationships or new ones, focus on herself and the children.

That was a huge a blessing with that first caller. I know that man is in a better place. May he Rest In Peace. He was even a great man in death. Wow, I aim to be like that. ❤️

17:17 that’s why Dave is just the best. He may clown around a bit and poke fun but at the end of the day he will point out the core of the issue instead of taking cheap dismissive potshots at something he doesn’t understand. I know FOR A FACT that Dave Ramsey is not a gamer and it’s cool that even though he talked about how ultimately video games are escapism and a virtual hobby, they are still a valid hobby if you don’t engage in unhealthy amounts of escapism. Many people Dave’s age wouldn’t draw that distinction or speak in such good faith on something they don’t care for.

This just shows why The Dave Ramsey Show is on top of the radio stations right now

I love listening to your show Dave for my English listening practice and I thank you for the very high quality and helpful information.

“Can I have a snack? Can I have a snack? Can I have a snack?” 😂😂😂😂 every day!

That first phone call....dang. I cant even get a small cost of living raise from my boss, much less millions of dollars...lol That is crazy!!

I too heard these before. They are great! Some amusing, some funny and some so stupid they are funny. Dave's reaction is sometimes the best part.

I personally know several millionaires & I am not sure most of them graduated high school much less a fancy college! The majority made their money from their own hard work!

First lady-must be nice 😬. Even though I thought she was crying at first.

What a maniac. The first caller. The age of the kids!

I would love to see an update on the first caller

BTW… it’s ethical and common in for certain personal assistants, if highly regarded by boss and or family to receive a stipend/ upon end of life. Nothing shady, these type of people truly appreciate their assistants

On 42:18, 250k for a bachelor's is NOT worth it. I paid just shy of 200k, and even though it was a great education, it wasn't worth every penny. I love my job as a software engineer, and I make enough that I should have my loans paid off by the end of this year. Many of my peers that didn't have their education paid for them aren't as lucky.

With 1.2 Million in her shoes; I would have paid all debt. Sell the old car. Buy a new honda odyssey and purchase a house all cash. And then invest the rest. That would have been great advice!

I love seeing Dave Ramsey best Moments

That virtual stuff was hilarious

I need to get a job as a personal assistant

A lot of people need to hear from another person confirming their own take on what they already know they need to do.

Dave when he witnesses people who have a heart and are nice "😮 that's an arraignment"

great advice , thank you

"Animal Farm" hahaha, I love Dave but he is such a boomer 😂🤣

Dave like I aint gonna pay y’all that much hahahaha!

No bacon going to happen 😂😂 10:42

Stellar advice on every level.

For the last lady, I cannot imagine going to school for so many years, working so hard, then working even harder to pay off $300,000 of that student debt...just to retire from it all afterwards. Think long and hard about the road ahead before you commit; whether that is going in to become a doctor or leaving it all behind.

Love it!

The First Lady, just maybe she and her boss had more going on than work. That’s a lot of money for 8years. Maybe 20years or more.

Love to hear that 8 out of 10 largest US companies are run by CFO/CEO/COO's that graduated from state schools

Great information

Love the story about his grandpa. That's awesome!

Those are the boss kids lol🤣🤣🤣

I think i need an interior designer and a meta chef to cook for me virtually every day 😂😂😂

Love these clips.

LOL! I love this!

I like how Dave learned what a video game is in real time on air

41:23 Dave’s grandpa reminds me of Ove, from the book A Man Called Ove (recently adapted into a movie called A Man Called Otto).

Why do people not want to buy stocks when they are down. Its insane. These people are insane.

Dave with that "Mm-hmmm" 🤣😂😂

When I was a kid, being accused of getting your clothes or whatever at the blue light special was a supreme insult. And this is from kids who were all lower middle class.

I'm not for living in the metaverse but I'm not going to miss out on the money that can be made in it

killed that

lol. That lady at the end did it for me.

It would take her over 20 years if she saved every penny from her job to save that much lol. That’s an amazing gift.

1st caller - has young children but no bf? Apparently she was too good of a personal assistant! Lol

That inheritance story... I would make sure the family is not scamming her.

love the farnville story, lol.

Get well soon Dave xx

2nd caller had no husband, four kids, perhaps the boss was more than a boss.....just sayin.

How many of you get those car warranty calls? I get them constantly!! Used to be recorded, now it’s a live person.

42:45 to 43:03 NO..unless that graduating student has/had a career already lined up in writing promising to pay him at least half that each and every year as a guaranteed salary.

What you fear others pray for❤

I totally get the paying real money for virtual games. Mostly kids getting money from thier parents to go away and not bother them. Actually detracts from the game for other players as special items and even required objects cost more or get snapped up before anyone else gets a chance. As a gift for my ever loving wife I did buy digital money with actual money as she's retired. Not much money at all, but just so she could get one item. I rented vhs tapes, money for entertainment that you don't own.

4:05 large inheritance; her dad actually suggested she not work for years… no. That is a quick way to go broke. She was living paycheck to paycheck even when making $65k. She will be broke in 4 years currently

When I used to collect comics as a kid, I would get excited when the magazines would publish their spreadsheets on what they were worth. I’d run to my dad all excited that I had one that was worth $10 and he’d sort of scowl at me and say that it was only worth $10 when I found someone ready to pay me $10 for it. Not just because a magazine said so. Virtual things are the same. They’re not worthless if someone is willing to pay for them. I would agree that they tend not to retain their value for very long, and there’s probably a moral discussion to be had about selling them as well. But they do have value.

Pay -To-Win games are the worst, and they have consumed the lives of so many kids.

That’s when I heard the sweetest voice (Forrest Gump voice) No wonder her boss left her a million dollar this is the nicest person I’ve ever heard and I’ve never met her

I got a 2010 Japanese car in 2011 for 12k. It's only cost like 1k in repairs in 10 years.

Nice boss!

Was this first lady only his personal assistant? She's a single mother with kids younger than her length of service in the job... More to this..? Or am I being unfairly cynical? I'm not judging by the way.

Wait till Dave hears about Fortnite.... my brother has probably spent my parents retirement on it.

“I just have a quick question” No, you don’t. You’re going to talk for a long time.

She was definitely her boss lover lol traveling with the boss ha ha Dave read right through that lol 😂

Hey Dave, one way to avoid collectors using whatever means necessary to collect your past due debt is to actually pay your bills.

That virtual furniture needs to be illegal

Ab the 1st story, i bet the boss played a lot good games w/her

Love to hear yall talk about bitcoin? It was down 50% at the time of this post 2 years ago? How has it performed since?

Forget all the speculation. The advice was good

And he still doesn’t get what BTC is

"You married" no "how many kids do you have" 😅

That is just disturbing 😳

To be fair. A lot of high level firms and companies require high end Ivy League degrees. My uncle is a lawyer at a firm that requires Harvard degrees and nothing else.

Me laughing bc I think Im different but the Sims havs been screwing me for years.... I NEED IT

The possible argument regarding Cuban's health med-method? The health industry is on a fast-track to flip meds at lower costs with dangerous synthetic chems from off-shore manufacturer industries with loop-hole regulations.

The people that are going to Wharton, MIT, etc. probably have parents that drop $250k on their kid at the drop of a hat. This kid might be unhappy about the spoiled nature of his connections had he attended.

Wow that first call is truly unbelievable! My jaw dropped when she said 1.5 million!! I was thinking he left her a hundred thousand which was already incredulous. I was thinking an affair too, but now I feel bad for thinking that lol. I hope she's doing well

How are you going to become a Dr. Then want to NOT do it anymore. Spent all that money and wasted all that time for NOTHING🤯🤯🤦🏽‍♂️🤦🏽‍♂️🤦🏽‍♂️🤡🤡🤡🤡🤔🤔🤔🤔

The breathless, pearl-clutching lady at 27:32 says, "We have -- are you ready for it -- 1.5 MILLION DOLLARS." And then she drops the mic. Dave sits back with his arms crossed and says, "Yeah? So?" This is more money than this lady has ever seen. But $1.5 million is not that much anymore. It's enough to buy a house, a car, and fund EITHER a university fund or a retirement account. Especially considering she and her husband have another 20-30 years to live.

Good point by Dave on CEOs at "46:50". However, I have to push back on that a little bit. Yes, the current CEOs are from state schools, but I wish he would also tell us who pioneered those companies as well as who their early CEOs were. If he were to discover that they were also from state schools, then I would have to back him on his point. Consider: The current CEO of Microsoft attended U of Wisconsin and U of Chicago. But where did the founder come from??? That's my point.

Where the hell are good homes for under 200. You are buying a foreclosed home or one you can't even live in where I'm at

I went to a "part time" doctor 1 time with complex medical conditions. She had excellent training and fellowship credentials. I was shocked at how she was as a physician! Blind sided me. I don't think you can be an excellent part time physician. I don't see it much here where I live. You need to be dedicated and available. I want a full-time, sharp physician not a part-time keeping my hand in the business physician. Just my experience. I left her office never to return. Her skill set was inferior. I never mentioned her name, but when I told the vague story to another highly qualified full-time physician as part of my journey to him, because I won't smear people, he guessed her name in about a minute. Told me her skill set was very limited. Enough said. You can't have it all. Not at the same time. 70k is not enough for a family of 5 to live off of in this country, unless I misunderstood the numbers. Sounds like very poor planning of a very smart person. Banking careers are not high paying jobs that I've seen even as a vice-president. God bless her.

Any retribution if my Navient loans are paid off?

Is there a follow up on the first caller?

I think this virtual goods move is a strategy devised to help the nation with their debt right? Experience life safely right? Wow.

First call - get a fiduciary

I wish Anthony was still on this show.

Money is becoming virtual. Lol.