Wealth Is a Slow Game, Don’t Rush the Process | June 17, 2024

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The Ramsey Show (June 17, 2024)
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Dave Ramsey & George Kamel answer your questions and discuss:
- "Should we combine finances in our unique situation?"
- "My girlfriend will lose her pension if we get married..."
- "My rent is more than my income, what can I do?"
- "When will the overbidding on houses end?"
- "Should I stay at my job until they close?"
- "Does it make sense to pay off my mortgage?"
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Опубликовано:

16 июн 2024

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Комментарии : 219

@natethegreat19821982 8 дней назад

I recently retired after 20 years in the Air Force. I did pretty well but after learning from Dave's stuff i had a pretty big awakening in finances. I'm debt free finally! Thanks, Dave, for what you do!

@alandalemorris 7 дней назад

O😊😊o😊

@user-cx9tp7wi9m 7 дней назад

Congratulations and thank you for your service.

@agentjacob4099 5 дней назад

The interest rate has increased eight times since March of last year, to 5% now. My retirement fund has suffered greatly over the past few years due to inflation at 7% and mortgage rates at over 7.5%, so I'm wondering how older people retire and survive in such an unsteady economy. Obviously, now is not the time for me to play the long term game.

@BaileyJames-zv2ddd 5 дней назад

I completely agree. As someone who recently retired, I had very little in retirement funds compared to my portfolio balance over the previous three years, no debt, and approximately 1.2 million in outside retirement accounts. Actually, one can only neglect rather than deny the importance of the invt-advisor. just need to conduct research to identify a reliable one.

@ms_jon1 5 дней назад

The important thing is to manage your money, not how much you save. It still comes down to income vs. expenses whether you work for a living or invest, so sure, you might check into financial consultants for a plan that works for you.

@agentjacob4099 5 дней назад

That's really interesting. I have a shrinking portfolio; how can I get in touch with the invt-advisor that is helping you?

@BaileyJames-zv2ddd 5 дней назад

for information on investing, insurance, ensuring retirement is adequately funded, and exploring strategies to provide a volatility buffer for investment risk, you'll probably get more information if you do an internet search for her

@Nigriff 2 дня назад

Let's Go Brandon

@byuvar 8 дней назад

Yes! Dave is the man!! Other personalities are good but they lack Dave’s wisdom

@bobbykhan4699 8 дней назад

John comes off as a dousch

@NMelter 8 дней назад

@@bobbykhan4699what? Disagree!

@flashthecorgi2053 8 дней назад

@@bobbykhan4699John is the BEST!!!! The kindest, most down to earth, and empathetic guy you will ever meet.

@ItsmeCote 8 дней назад

Dont like the others beisde Jane 🖤

@bbuggediffy 8 дней назад

Miss??? Is he out?

@alexisballard1459 8 дней назад

Finally Dave is back!❤❤❤❤❤❤❤❤❤

@ronr.9203 8 дней назад

“When will the overbidding on houses end” call/discussion was very informative.

@annanelsen8006 8 дней назад

WE LOVE DAVE NOBODY COMPARES. HE’S SO REAL & FUNNY & SMART 🩷🩷🩷

@GlaricRelic 7 дней назад

question about the app, how do I put money in the emergency fund?

@MrMustangrick 7 дней назад

No shouting.

@damnatiomemoriae1894 8 дней назад

Divorcee calling from Irvine, CA is full of it. "Going through a hard time" with 1.3m in the bank and 15k a month alimone???? Okay, lady.

@ryank2434 7 дней назад

Not all difficulty can be measured with money. Her husband was an addict and I’m sure that was not an easy thing. She’s also living in an expensive market. Dave’s advice was spot on, get out of that market and invest in a home elsewhere.

@damnatiomemoriae1894 7 дней назад

@ryank2434 she's telling 1/3rd of the story - her version - not to be mistaken with the truth and emphasizing his addiction so no one gives her shit about the divorce. Clearly if she's been a stay at home mom this whole time, he provided a top 1% lifestyle to his family. So it's like, he built all this for his family but now he's an addict so she wants her half, plus alimony, and for him to be gone.

@melanieabbondandolo481 7 дней назад

$8000 is basic house in Irvine, CA. 4 bedrooms are going for 5000 a month.

@bigm980 6 дней назад

@@ryank2434the point is her woes are her fault. Change your perspective. She can move, thats pretty easy. 1.3m is incredibly easy to live on.

@eileenwatt8283 5 дней назад

1.3 million California is not rich. That's about 100k

@stacey-anncampbell6369 8 дней назад

I say this with all the respect in the world. With age comes wisdom. The surety with which Dave speaks is a culmination of all his experiences. These young'uns will never have those experiences because they have taken the lessons from Dave and those who have gone before them, so their delivery will never be as succinct.

@pamdanner3274 День назад

You are correct but this isn’t a very popular concept these days.

@MachaLatte123 8 дней назад

The lady who complained about paying 8K/month in Irvine. She is renting the wrong house. She just needs a three bedroom apartment or townhome. Zillow shows multiple offerings of that size below $4,000/month. She can also move to nearby Santa Ana for $3,000/month.

@mmp495 6 дней назад

$8,000 is outrageous! I thought I heard that incorrectly. 😮

@KAinFL 8 дней назад

I enjoy the debate over paying off a low interest mortgage vs. investment earnings. I am paying off a 2.5% mortgage for the FREEDOM!!!

@christopheraquino4711 8 дней назад

we are so lucky, from 5.85 2006 mortgage modified after 3 yrs to 3.75% and 2020 2.35% we are winning, instead paying our house we put our money to investment.

@billscruggs5170 8 дней назад

2.6 here....42k left.

@Nigriff 7 дней назад

You'll always be paying for home insurance, repairs, upkeep, and taxes. If you want real freedom, live in the woods without any payments.

@MrMustangrick 7 дней назад

@@Nigrifftiny house?

@KAinFL 7 дней назад

@@Nigriff Repairs, upkeep and taxes = true. Insurance optional at that point. :)

@NeuginTin 7 дней назад

Thx so much Dave for your work and info. Eversince you introduced us to Abby Joseph Cohen Services, I now watch all of your content cus I believe I can succeed following your advice and wisdom. My main Affirmation and major plan for walking away from my 9 to 5 job is my 30000 USD weekly returns from my investment with Abby. Forever grateful to you

@KemmerlingKrebsbach 7 дней назад

Same here, I got to know about Abby Joseph Cohen Services on here in 2020. Since then I've paid off 160,000 USD of debt. Now I'm working on building an emergency fund. I didn't even have a savings account three years ago.

@TatomWyett 7 дней назад

How can i reach her, if you don't mind me asking?

@NeuginTin 7 дней назад

Well her name is 'ABBY JOSEPH COHEN SERVICES'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@hebergonzalez0ficial 7 дней назад

I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Abby Joseph Cohen. I am at $128k right now and LOVING that you have to bring this up here

@KimJimCastro 7 дней назад

Been debt free for two years thanks to Abby Joseph Cohen Services. So sad to see my friends in their 40s with car loans, mortgages and credit card debt.

@barmareddy5594 6 дней назад

I almost booked for this trip ... and then BOOM..... I have to be on baby step 4 and beyond. I'm still on baby step 2..... Dave practices what he preaches that's why I listen to him and his teaching

@jayd.8826 8 дней назад

1.1million? $15,000/month? $8,000/month rent? Boo Hoo. I got $100/month and had to move into the parsonage years ago when I got divorced. I can’t feel sorry for this ‘poor’ woman. ( my ex was also an addict- no sympathy or money )

@Freshprankstv1 8 дней назад

I know it’s crazy. I do lawn care and all the time old ppl or single moms are like sorry hunny 40$ is too much to cut the yard I’ll have to put it off. Meanwhile ppl are like “I have 1.1 mil in the bank I feel trapped what do I do lmao”

@MrDrTray 8 дней назад

Sounds like the lack of sympathy rubbed off onto you. At least she isn’t whining and comparing her situation to others. It’s just the truth of her situation. Notice Dave didn’t bat an eye when she told him those numbers? It’s because he understands how expensive that market is. Thank god you’re not the one giving advice to others 😂

@Freshprankstv1 8 дней назад

@@MrDrTray sounds like you aren’t giving empathy to the person who doesn’t feel sorry for the above caller. We could do this sympathy/ empathy bashing thing in a circle all day long on the internet.

@willtacoma2ndgen661 7 дней назад

Precisely, she believes people will feel sympathy for her earning $15k per month and paying $8k for rent. I think she called in to brag about how she ripped her husband off

@mandypdx 8 дней назад

Car accident lady… if she destroyed someones livelihood and ability to work, she should pay up. My mother ended up in a wheelchair after someone ran a red light, while speeding :( (My mom was 37 at the time)

@sandrasalman5767 8 дней назад

I’m so sorry about your mom.

@mmp495 6 дней назад

😢

@free.the.nation 7 дней назад

I love how Dave answered the "should we get married" call. When you claim to be a Christian, you got to support the Bible even when it hurts 100%. Let's continue standing up for the Faith!!!

@MONI-bj1ms 7 дней назад

He didn't stand up for his faith with the woman wanting to protect her riches from the victim of the accident SHE caused. He should have a shed to what extent was the person physically hurt

@cc-iq2bs 3 дня назад

For me , I like the pure fact . I owe nobody, no company, noo credit , no card, no car payment . I value my freedom on a high level , and now I'm super disciplined , my mind is focused . And I will not fall for the shiny advert, the signs hanging everywhere, Tv, none of it. My eyes are wide open these days , I will not go back to Fianance, credit, cards, or any payments ...... That world is over for me, i,ve become sharper minded over money, in a enlightening way several years ago, and now my discipline comes natural. Change your mind Change your life Change your focus And stay clear of debt , Thats the best life 💪💪💪👍

@jiangpkpful 8 дней назад

The guy who wants to marry the widow after 7 months of dating -- not giving me a good vibe at all. He's got no nest egg and his income is quite mediocre. If he married her and later it didn't work out, she'd lose her late husband's pension and she'd get nothing really from this guy. He doesn't have integrity but wants to APPEAR that he does. I would NOT marry him if I were the widow!!

@MONI-bj1ms 8 дней назад

They should date for a year at least

@BlakouttheMM 6 дней назад

I think a human being's worth can be measured by more than their income. I suppose the stay-at-home moms that call into the show all the time are worthless to you? Or people who take vocations that contribute greatly to the community, like teachers and pastors, but don't make nearly as much? I agree that they should date longer, but I wouldn't want to marry someone who looked at me and saw an ATM with legs.

@brookelondon8029 6 дней назад

I think it's funny that anyone would ask Dave if it's OK to cheat.

@EricGraddick 8 дней назад

I learned a lot from this show about life situations

@striperkid 8 дней назад

Divorced mom with (2) teens at home with 1.3 million in the bank and earning $5k a month can most certainly survive if she moves out of Irvine CA to someplace cheaper where she can buy herself a $350k home

@amy2284 7 дней назад

I really think George is so good with Dave. I’m learning so much from both of them.

@jodyhunt4001 8 дней назад

Gotta get my dose of Dave! Love all the personalities but still gotta have some Dave in there.

@ACpoker 8 дней назад

1.3 million in a HYSA. $15,000 alimony for 6 months. $8,000 rent in Irvine California. Calling for advice ????? MOVEEEEEEEEEEEEEEEEEEEEEE!!!!!!!!!!! LEAVE CALIFORNIA. How do you not know that 😣

@melanieabbondandolo481 7 дней назад

The house is a mini mansion. Rents in Irvine, CA are high but a 4 bedroom goes for 5000 a month.

@islandhopper100 7 дней назад

People are often trapped by their "best" thinking.

@danialsauter9638 8 дней назад

Dave’s comment about taking every loophole to pay as little federal taxes as possible but also hates paying a penny is spot on with every American. Dave Ramsey for President! 😂

@theunseenthings 7 дней назад

For Grace's call, they didn't mention so many offers are cash now and cash buyers have the upper hand

@CristinaE-dh9pd 8 дней назад

You’re back ! Thanks God!

@monicadhenderson8670 7 дней назад

David from Kansas get married & make extra $4K a month with your new wife!!! Father Yahweh will bless 🙌 your obedience beyond your wildest dream!! Trust me I know... when my first hubby passed away I was 38yrs & had a 16 month baby... SS told me if got married they would take my SS $$$ but I said OK I'm not living in sin, then they said OK and if you get a divorce before my baby was 16yrs you can get Social Security back SMH!! Well thank Abba Father I trust in God not man & We're still married after 16 years together & each year my income has increased!! I went from $24,000 a year to $168,000 a year!

@3roachkidsdhe 8 дней назад

Dave is back in the house!!❤❤

@brookebales2931 6 дней назад

PLEASE DO THE CRUISE AGAIN YALL!! 🚢 🏝️ 🌊 we will be ready at the next one. Bummed missing this one!! But not quite there…

@itssee5271 7 дней назад

I like the other personalities but Dave is another level. I hope he stay for another 10 years. His knowledge and experience is amazing. He needs to run for president.

@bettedavis9261 8 дней назад

25:00 a quick Google search led me to the NJ police pension documents. It states VERY CLEARLY that if a widow dies or remarries, the pension benefits stop. I doubt Dave from KC calling the governor or police commission, and pleading his girlfriend's case would change their minds and make an exception for her.

@HouseWifeSnob 6 дней назад

I totally agree with you. As soon as she gets married her pensions done! Hopefully the woman won’t do that because if this guy is willing to commit fraud, they will get caught and she will lose everything and he’ll probably leave her anyway. He knows That he cannot legally marry her so I don’t know what this game is all about except for the fact he doesn’t really want to take care of this woman and or just wants her extra income. This is straight up sad and I don’t know why Dave isn’t going in harder on this man.😮

@angelakyriacou 6 дней назад

Tough call I don’t blame her if she doesn’t marry him. He needs to move on or accept it’s going to be girlfriend and boyfriend ❤

@bettedavis9261 6 дней назад

@@HouseWifeSnob yes, for a person claiming to be so "Christian," in that he didn't want to live with a woman who wasn't his wife, he certainly has no qualms about skirting other moral issues to keep her money (getting married in church, so in the "eyes of the Lord," but then not make it legal for the state). Extremely questionable behavior, in my book.

@eldeaniaspeller6286 8 дней назад

🎉🎉yayyyy! Dave is back Woohoo 🙌

@aaronmoore8996 8 дней назад

Hallelujah, Dave’s back!!

@missburr1228 7 дней назад

Papa dave!!!!!! Woo hoo, it's not the same without you.❤

@missburr1228 7 дней назад

Hey ciro, leave her alone, dont mess up her security, care that much about her. Just be freinds.

@Joanna-jf3lr 8 дней назад

I just love Dave

@angelwings1 8 дней назад

Why are they feeling sorry for the lady who caused a serious accident, injuring someone? It was her fault. And she’s caused life changing injuries! And I say this because she’s very worried about her millions of dollars aren’t protected. She’ll have to take the hit.

@MONI-bj1ms 7 дней назад

I gree! I'm disappointed neither Dave or George asked about the extent of the physical damages at least. I gave the show a thumbs down

@angelwings1 7 дней назад

@@MONI-bj1ms you’re right. They should have asked.

@jiangpkpful 8 дней назад

You guys.. i understand Karen from Irvine. She's been a full time mom for 20 years and just got out of a long and ugly divorce. That 1.3 mill is all that she has, while she still needs to raise her children and live the rest of her life on likely no child support or alimony. It's a very scary feeling. She wants to make sure her next step is wise and safe. I do agree that she needs to move and adjust her standard of living. Imagine moving out of a 2-3 mill house... She must have lived a pretty pampered life before things started to go south.

@Nigriff 7 дней назад

Typical Karen

@amywaszak9624 7 дней назад

Scary feeling? I was a single mom receiving no child support, had zero money (let alone 1.3million) and clawed my way out by working really hard and building a career. This lady’s children are old enough that she can work without having to pay for childcare.

@melanieabbondandolo481 7 дней назад

Reality is 3 bedrooms are available for 4000 a month. She said she is in half the house and very basic. That's bull.

@livemarketscott 8 дней назад

Google says she can remarry and keep pension if she's 60 or older for state of New Jersey

@josephrodriguez5218 8 дней назад

Welcome back Uncle Dave 🎉

@noaspencer 8 дней назад

My two favorite hosts

@Nigriff 8 дней назад

The stat about "top 5 occupations of millionaires" Ramsey keeps alluding to is misleading. There are over 3 million teachers, 2 million engineers, 1.6 million accountants, and only 1.1 million physicians. To make the statistical analysis more meaningful, it should be based on percentages within the profession that are millionaires and not raw numbers. Otherwise, it's not a true representation.

@GlaricRelic 7 дней назад

question about the app, how do I put money in the emergency fund?

@bigm980 6 дней назад

Most teacher millionaires are more than likely there with a significant help from their husbands

@stevenjustice105 8 дней назад

The guy with the 2% loan on his house brought Up an excellent point. That all the millionaires survey did not earn their millions in a period of arbitrage when They could get FDIC guaranteed spreads.

@jenelsliger5108 8 дней назад

I wish Every Dollar was available to me here in Canada

@blakehomer5724 8 дней назад

It is

@islandhopper100 7 дней назад

what app you chose for budgeting does not make any difference in the outcome...financial discipline is the behavior that needs to be flexed. It is no different than claiming you need a specific vehicle to get to work.

@bigm980 6 дней назад

1.3million “i cant find a place to live”. Cry me a river.

@angelakyriacou 6 дней назад

Dave is the best, love his wisdom his back story’s, I love also. Dr John and ken are brilliant together so funny, every question that came through was perfect for them. Put them together more often. If it was not for George I would not be listening to the show I seen him on Lewis how’s show, I was hooked, great stuff George and of course I am a regular of smart money happy hour, there is nothing like it in my book. Ps bought your book George and Rachel’s , and Dave’s. 🎉🎉🎉🎉🎉🎉🎉🎉🎉❤

@KenistonKist 7 дней назад

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.

@agathacolleen 7 дней назад

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

@stephaniebeddis8069 7 дней назад

I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

@Piligarcia-zs7bo 7 дней назад

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

@pedroAgondel 7 дней назад

I'm new at this, please how can I reach her?

@WilsonCounty 7 дней назад

The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

@1seeshine 7 дней назад

We love Dave

@user-vp6dt2sc4e 7 дней назад

Welcome back Dave

@mal7175 8 дней назад

$15k a month for a 14 year old and a 17 year old?! Do those kids need their own apartments 😮

@JJ-yi2qo 8 дней назад

Dave is back!!!❤❤❤

@veerebel7112 8 дней назад

Yay!! Dave's back!

@Nigriff 2 дня назад

This show is one big insurance advertisement 😮

@AllieInCanada 8 дней назад

I don't understand about not paying off debt to keep a low mortgage rate. I quickly checked the amortization schedule and that 63 yr old would be paying an extra $11,000 in those 12 years. If you work so hard to invest, why pay an extra $11,000 to the bank?

@Luv2Ski4500 7 дней назад

Last year I made 22% on my investments. I’m not taking any of that money to pay off a 2.5% mortgage. I’m making more on my investments than I’m spending in interest.

@AllieInCanada 7 дней назад

@Luv2Ski4500 It still doesn't make sense in the long run... let's you buy a $300,000 house and at the end of you paying it off, you probably paid like $450,000 for that house because of the interest over your term. You just gave an extra $150,000 to the bank for your house. You say you made 22% in investments this year, but if you're really paying interest on debt elsewhere, that full 22% is not fully going into your pocket.

@Luv2Ski4500 7 дней назад

@@AllieInCanada I’m still making more money on my investments than what I’m paying in interest. In the end I will have more in my pocket. Last year I paid about $5000 in interest. If I paid off my mortgage I would have missed out on $25,000 I did make. This is only looking at how much I made on the amount of my mortgage. I’m ahead by $20,000. $20,000 more in my investments. And my investments are doing just as well this year.

@bigm980 6 дней назад

@@AllieInCanadawrong. Cant argue with percentages. 22% beats 2.5% (which, holy hell im jealous). What to do from an emotional perspective is a matter of opinion at the end of the day…but one opinion is objectively more correct. Invest if u can outearn interest by a significant margin. Eventually ull just pay the damn thing off with cash.

@amy2284 8 дней назад

Yay it’s dave!!

@garys.1415 2 дня назад

Listening to the lady from Irvine, CA made my heart feel happy for her ex husband. Sounds like he dodged a bullet.

@TheCookieFranco 8 дней назад

Thank goodness! I needed to hear Dave’s voice today. Longtime member of the skinny jeans crew here 😂.

@kaelaleedaley 8 дней назад

So glad Dave is back 🎉 Get the Children in line, Uncle Dave ❤ xx

@sassynerd747b2 7 дней назад

Regarding a couple from Florida, that did the debt free scream, gee I wish I knew what their business was because that’s really good money 💰 😄

@willtacoma2ndgen661 7 дней назад

The woman who called in and is making $15,000 a month but paying $8,000 a month for an apartment, what were her problems? She doesn't have a financial problem; she simply wants to keep up with the Joneses by living in Irvine. She could move to the next town over and pay less for rent. I think she called in to brag about how she swindled her husband out of his entire life savings from his hard work. I'm telling every man nowadays to make sure they have a prenup sign before they marry any woman.

@Nigriff 7 дней назад

Typical Karen mentality

@jpsy422 7 дней назад

She gets $15k in alimony for 6 months, then it goes to 0. She makes about $5600/mo but likely has expenses in the vicinity of $13k with an $8k/mo rent in CA

@Sheri-nx8cm 8 дней назад

Covenant Marriage for 13 years without state involved

@Sheri-nx8cm 8 дней назад

In my state we’re also Domestic Partners, we had a ceremony with a friend officiating

@akamarista 8 дней назад

Papa Dave is back!!!!!!!

@user-cn2kc3he5g 8 дней назад

Welcome back Dave!

@eileenwatt8283 5 дней назад

The woman with the pension should not marry this guy if she's going to loose her husband's pension. This guy has no money to replace it.

@tubenachos 7 дней назад

My gf is having a hard time selling her home at $700k. Great neighborhood and appraised accurately based on location and footage.

@user-vb6sq9ml7b 6 дней назад

Did Rachel almost just spit her drink out???? Ha ha that was great. As far as the money, always hard for me to "swallow" the high prices of drinks or food on vacay. But I try to breathe and go with it. It's a continuous fight for us Baby Steppers. I try to remember the open hand policy you talk about. Open to give, open to receive. Not ours anyway. All gifts from above.

@LordBass 7 дней назад

2:00:22 "Fool me twice, won't get fooled again. Heh-heh-heh." 😅

@InnaAndFrysOcean 8 дней назад

I've been really into the lessons and teachings for several weeks, trying to learn. Bought the Everydollar budget, but damn why does Dave have to insult left wingers? Like, why can't we learn and focus on finance and leave politics out. I'm a proud "left winger" and its just annoying to be insulted when I'm a customer. Probably done watching. I'lll just use the budget and listen to Kamel.

@Kevin.Grindel 8 дней назад

It seemed to me Dave was commenting that the left wing local newspapers like to attack him for his conservative and religious views not that be dislikes you personally

@InnaAndFrysOcean 8 дней назад

@@Kevin.Grindel that's fair. I just cringe when he seems to regularly point out Democrats or leftists. We are out here trying to pay debt and build wealth, not throw political barbs. Just seems gross and unnecessary.

@marysaltlife1427 8 дней назад

Our elected politicians generally represent us with their actions. We choose them by comparing our beliefs. Once they are in office, depending on the office, they make our laws, decrees, rules, and governmental bills. We live our lives according to these items. Basically, he doesn't like the work they produce because of the negative effects on his life. I hope this helps explain it. GOD bless and take care. EDIT: Because politics determine to an extent what we do with our money, they go hand-in-hand.

@brookelondon8029 6 дней назад

He has criticized Republicans many times. I think he tries to stay out of politics but he mentioned one day that he didnt like some of the policies of either party.

@1_knicks 8 дней назад

Its a scandel dave ramsey has a morgage 🤣🤣🤣🤣🤣🤣

@jodyhunt4001 8 дней назад

lol

@Nigriff 7 дней назад

*Scandal

@lobx3260 7 дней назад

It aint’t The Dave Ramsey Show if it ain’t Dave Ramsey on the show.

@GlaricRelic 7 дней назад

question about the app, how do I put money in the emergency fund?

@BeeDee-qs9so 7 дней назад

It’s the “Ramsey Show” specifically without the “Dave.” “Ramsey,” as in “Ramsey Solutions.” Still his brand but more inclusive of his next generation who appear to now be running the business. He’s said as much.

@pamsmith1665 7 дней назад

It's called The Ramsey show

@lobx3260 7 дней назад

Come on guys give this one to me. I was just playing with the words! 😅😅

@BeeDee-qs9so 7 дней назад

@@lobx3260 Okay, you got this. 😃🎉😄🥳 and by the way, you’re not wrong…

@NMelter 8 дней назад

Why does Dave have a co-host?

@bettedavis9261 8 дней назад

I guess so they can learn from him.

@Slow_of_speech 7 дней назад

Can someone explain the term life insurance ad for me? I’m confused when Dave says “they think they’re gon’ die or something?” And I hearing that wrong? Is he saying “they’re think they’re NOT gon’ die or something?” 1:10:24

@irenealfaro2195 7 дней назад

He has mentioned that people think if they get life insurance they’re gonna die.. I guess being superstitious 🤷🏽‍♀️

@Slow_of_speech 7 дней назад

@@irenealfaro2195 ahhhh okay that makes sense. Thanks!

@mbey2158 8 дней назад

13:36 Ppl are haters, Dave! 🤦‍♀️ As JayZ says….. brush your shoulders off! Let the haters eat your dust, Dave! 🤭😆 I can’t wait to get to Baby Step 7 so I can have some haters. 😂

@bbuggediffy 8 дней назад

Quoting JayZ lol

@Leiwen168 7 дней назад

The 15% is that just 401K and roth IRA or a also a normal account for stocks? (Brokerage account)

@MONI-bj1ms 7 дней назад

Pick any one

@sifeziwekubheka9174 8 дней назад

He must provide for his new wife so she wont need her late husbands money

@striperkid 8 дней назад

yeah well, why can't she provide for herself ? She crippled or something ?

@GlaricRelic 7 дней назад

question about the app, how do I put money in the emergency fund? can someone help me? :)

@GlaricRelic 7 дней назад

im talking once i received the paycheck

@dianem4188 7 дней назад

@@GlaricRelic You need to make it a fund. Once it's a fund, it will carry over to the next month. I think one of my funds is glitching right now but I haven't had the time to look into it.

@GlaricRelic 7 дней назад

@@dianem4188 mine too, but thanks

@tequiladenise7787 8 дней назад

Omg… I HATE the FED Income Tax as well. I scream about how they rip me and my husband off every year and then want more money playing around with taxes at the end of every year. We’re moving to Hong Kong in August. Their greedy asses ain’t getting another dime from me.

@Davefitz04 8 дней назад

Chinese government controls that area basically now lol. But good luck. I’ll take the Us gov over Chinese any day

@kilo8 8 дней назад

Are you a US citizen? If yes then I’m not sure that moving to Hong Kong will mean no taxes paid to IRS. You should probably google Foreign Account Compliance Act just in case

@MrMustangrick 7 дней назад

I would not pay off a 2% mortgage when I can earn 5% ++.

@eldeaniaspeller6286 8 дней назад

❤❤❤ yess

@mattlaeff724 7 дней назад

Dave is Back, back again! Please never leave again. The dreck from others is painful, as they have zero wisdom or experience.

@qepps7602 8 дней назад

I LOVE DAVE HES A WISE MAN OF GOD

@davidnelson759 7 дней назад

Okay wait how old is George ?

@amireallythatgrumpy6508 7 дней назад

@Nigriff 7 дней назад

It's a horrible time to buy in an inflated market with high interest rates... and you can't always count on getting a lower rate later... and even if you do, there are fees associated and the value of your home might even go down in the future, which creates another issue.

@NeuginTin 7 дней назад

Thx so much for your work and info. Eversince you introduced us to Abby Joseph Cohen Services, I now watch all of your content cus I believe I can succeed following your advice and wisdom. My main Affirmation and major plan for walking away from my 9 to 5 job is my 30000 USD weekly returns from my investment with Abby. Forever grateful to you

@johnparker4484 6 дней назад

Fake

@Nigriff 7 дней назад

Dave, if you believe taxes are against God's will, but pay 100% of them, that seems hypocritical. What would happen if we all just stopped paying federal income tax? 🤔

@MONI-bj1ms 7 дней назад

Leans on your property or jail time

@johnparker4484 6 дней назад

He never said it was against God’s will

@kel-kel1723 3 дня назад

Well you wouldn’t have schools, roads & a wouldn’t have to pay them anymore in JAIL

@Superliegebeest0 8 дней назад

I dont see David as a goeroe, but he's def on point in, step one is be debt free. Yes u can't drive the fancy car or go on holiday buy that guccibag ect. But u don't need that what u need is a good sleep at night. Not worried about bills. Step two would be climbing up on the ladder to better yourselve to the point where u can buy these things without a worry. But 90% of us will never reach there thats the system. If we all would reach there the system would crash. We need slaves that need money.

@bondjames652 8 дней назад

Get a job.

@jermiahmaxpower 7 дней назад

He is targeting her dead ex husband pension 😂

@islandhopper100 7 дней назад

lost everything to a divorce...let's do it again as soon as possible...let me guess: this time is different. If holy matrimony is so great then why does it end so poorly for the vast majority of divorces? Let dave jesus perform judgement on your life. fornication lifestyle=everyone is wrong unless they follow some religious rights dictated by zealots.

@johnparker4484 6 дней назад

Chill babe, Jesus loves you

@juliebommelman7335 8 дней назад

It’s all about you isn’t Dave? He is such a hypocrite.

@jamesdavis2106 8 дней назад

Shut it Julie!

@jennymeyer982 8 дней назад

You’re so lost

@isidorolopez265 7 дней назад

Hypocrite explain why you say hypocrite please??? Thank you.

@islandhopper100 7 дней назад

look out! here come the mindless trolls and fanbois out for some julie bashing! How dare you call out youtube Jesus! lolz

@TheMarie6952 8 дней назад

That’s ridiculous. You can buy a house in Upland Rancho Cucamonga brand new homes for way less mortgage payments. I come from Westminster California. Be wise and not ridiculous. ❣️🩺🫢