THIS Is How You Become A Millionaire In America Today | May 15, 2024

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The Ramsey Show (May 15, 2024)
Dave Ramsey & Rachel Cruze answer your questions and discuss:
"Should I improve the property that I'm renting from my family?"
"Should I wait for my ex to pay off debt in my name that he was court ordered to pay?"
How to know if you should keep repairing a vehicle or if it's time to upgrade
"How do I use EveryDollar with irregular income?"
A caller that finds out on air that he's finally a millionaire
"My boss hasn't paid me the last three pay checks but I'm concerned the company will go under if I leave"
"I have $360k in debt, just found out I'm having a baby, and I don't know what to do"
Rabbi Daniel Lapin joins to discuss his new book, The Holistic You
"I'm restarting my life after a divorce - can I afford to put 10% down on a house?"
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14 май 2024

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Комментарии : 305

@Based_Comment 12 дней назад

I appreciate that even though Dave is a strong Evangelical he is still able to cut off these "ill just pray and God will fix all my problems" people and bring them back to reality.

@BeeDee-qs9so 12 дней назад

“God knows math,” he says.😂👍

@MrTwade2006 12 дней назад

Yes because faith with works is dead. We have to be willing to do the difficult things when we know better.

@emphasisonafro 12 дней назад

Exactly God told us not to get into debt in the first place

@meljordan220 13 дней назад

We have two Toyota Camrys. Each one has over 300,000 mi on it. We got them both for free, one from a friend and one from my husband's mother after they both passed away. They still run like a dream and purr like a kitten. No car payments is heaven!

@DarthFurie 13 дней назад

Amen, no car payments ever!

@TomNook 13 дней назад

Bought a 97 civic for $4k at 80k miles 12 years ago. Spent around $1k in repair parts and $20 per oil changes (I'm a DIYer) over the years. Currently it's running at 200k miles.

@taylamayde 13 дней назад

⁠@@TomNooki smell cap a jug of oil is $27 dollars now alone not counting the filter

@joshuaboatright6678 13 дней назад

Just recently sold my perfectly running high millage vehicle it had 252xxx on it and regret selling it for my newer actually older lower millage vehicle with 247xxx on it😂. People who complain about 100xxx cmon get real that is practically new still.

@coffeegame4628 13 дней назад

As far as I’m concerned 100K just means time to get the car checked & change the timing belt. That’s it!

@suzycervin1401 12 дней назад

Worrying about 100,000 miles on a car that is still running well seems crazy. My car is at 206,000 and I expect to own it 3 more years. A $1000 repair or even 2 of them is a lot more manageable than car payments.

@Nigriff 12 дней назад

I was thinking the same thing. My Tundra is just broken in at 105,000 miles and the dealer offered to buy it back for what I paid for it 😂

@heatherdoeur114 11 дней назад

My Tahoe has 119000 miles on it and runs like a dream. I’ve kept up routine maintenance on it. It’s given me no trouble. I feel like I’ve just gotten it broken in😄

@marileegrace7697 10 дней назад

I'm at 283k on my Ford Escape. A/C has been only issue. I plan to drive it until the wheels fall off. I'm saving to get it detailed so I feel like it is a new car!

@survivingthetimes 9 дней назад

Exactly. My 2004 F-350 has close to 300,000 and still runs like a raped ape...and no 1,200 payments. Stupid is as stupid does.

@TH0KH 8 дней назад

My mechanic (who sells a few used cars on the side) asks about if we've thought more about a new car every time we have any little issue. Told him we can walk to work so we'll wait til the cars (2010 and 2009) completely die to decide if we even want another one lol. He always sounds surprised, so I assume he gets a lot of people wanting a new one before the car's even in its last legs

@bonnie5596 12 дней назад

kudos to those relationships where both spouses are engaged to making their financial lives better by sitting down together and working on a budget.

@RachaelStephanie 12 дней назад

I love how Dave’s man child voice sounds like Cartman 😂😂

@jasonarnold4536 11 дней назад

😂😅

@nathaliebasile6168 12 дней назад

My fav realization is when a millionaire dad is cool 😎 enough and humble to listen to his son ( and wife) ! Wish you the best !

@Nardaa-ox3be 13 дней назад

Ladies, you don’t need to borrow $200,000 in student loans to become a stay at home mom. Billions of women have done it for free. No PhD required.

@teapot6711 13 дней назад

Yeah you'd think that right. Unfortunately, we've become so ridiculously competitive that women are feeling 'less than' without the credentials.

@Nigriff 12 дней назад

That MRS degree is free

@Nigriff 12 дней назад

@@teapot6711thanks to third wave feminism that doesn't even know what a woman is

@Nigriff 12 дней назад

@@teapot6711now it's so competitive, you have men claiming to be women competing against women 🙄

@AndreaWhy-ky3zj 10 дней назад

Obviously but life changes

@kristinsewell2949 12 дней назад

My Sequoia is the same age as my youngest…18+ years! She’s got about 250k miles, has seen every type of sport equipment, hauled 8 million kids and dogs, and still carries us up the hill to ski. Just put in our 3rd timing belt. Hangin on as long as possible. 😅

@dafinashearryturner9695 12 дней назад

1:05:56 For Denise in Ohio...😢 I was you so much your letter gave me chills! Seek counsel. Stand by your ultimatum. Stay strong as you move forward. I just filed for divorce this week. I am praying for you. ❤️

@MrTwade2006 12 дней назад

It’s best to get out if ppl aren’t willing to change. I was in the same situation as Denise and was married to that person for almost 20 yrs. Been divorced for 19 yrs and married another wonderful man 10 yrs ago and we are totally debt free including our mortgage. That never would have happened if I had stayed married to that person because today he’s still doing the same thing. Hold on things will get better. It’s hard at first but stick to your plan, trust God and you will be just fine.

@brianarowland-smith7131 11 дней назад

Denise, this was also me! My first husband had a lot of extreme trauma. None of those things made him happy in the long run. We even did marriage counseling and separated the accounts. Sadly, he committed suicide. It was a tragedy, but I found out about financial infidelity and other addictions besides alcohol. I wish things turned out different, but I can not tell you the PEACE you feel when you're secure. I have remarried and am expecting another baby girl. I love my life and that I truly have a partner who is transparent with me and respects/values me.

@kmng3207 13 дней назад

I’m so happy Dave identified wants and needs. I hope that helps everyone in the future.😂😂😂

@BlahDeDah7 13 дней назад

Ugh the comment on the 100k car. You don’t need an upgrade everytime your cars get close to 100k

@Trustbutverify2651 12 дней назад

2007 Honda - over 270,000 miles and still going strong with no major repairs - but I did choose a drive chain rather than a timing belt (has never been replaced yet!) Most I've spent so far was getting the sagging headliner replaced as my car is outside all the time and the sun is very strong here.

@Nigriff 12 дней назад

My Tundra has 105,000 and is just broken in. The dealer offered to buy it what I paid for it 😂

@kenwilliams3279 12 дней назад

Generally a good time to upgrade is when it is difficult to keep the wheels attached

@Trustbutverify2651 12 дней назад

@@kenwilliams3279 🤣My 2007 Honda Accord - has never been garaged - paint job still perfect and almost no repairs other than routine oil checks and minor maintenance - 270,000 + miles!

@kenwilliams3279 12 дней назад

@Trustbutverify2651 I had a 1999 Nissan wingroad (model name in NZ) 300000km. Bless it. Started to become uneconomical to repair unfortunately. Got little Kia Rio now. Had 20 miles on it

@jeremybull6883 13 дней назад

100000 miles is just getting broke in for me lol that’s low mileage

@michelejohnson6459 13 дней назад

Absolutely ! Please this is foolishness 😒 Especially if it is a Toyota.

@genehutchinson5560 13 дней назад

Right my Hondas engine lasted 300k miles but it blew up on my on faults. The transmission is still original and still going

@SweeetLou 12 дней назад

I've never owned a vehicle with 100,000 - that would be like new! Current daily has 258,000 and still going strong 100+ miles a day. Bought it for $500 3 years ago

@Nigriff 12 дней назад

@@michelejohnson6459Yes!! I'm on my second Tundra. It has 105,000 miles and us just getting broken in. My dealer offered me what I paid for it

@AndreaWhy-ky3zj 10 дней назад

Def not low but not really high

@threeone6012 12 дней назад

Pretty much everyone that drives a used Toyota becomes a millionaire simply by saving up their paychecks at their job that pays $50,000 per year.

@bradellis7420 12 дней назад

100,000 miles is a very low mileage if the car is a Toyota or Honda. I just reached 100,000 miles on my tundra and it is still in phenomenal condition and looks brand new and it will last at least another 200,000 miles.

@wtech758 7 дней назад

Dave’s reaction at 1:29:20 when the caller says his wife is 23 and they’ve been married for years is hilarious 😭

@MegaLighthouse 12 дней назад

Of my 3 cars, my lowest mileage is 118,700 and otber 2 have 190,000 and 285,000. All still going strong and are Toyotas. One gets 20,000 miles a year

@striperkid 12 дней назад

I listen to this show and I feel so much better about my situation......lol. Some people are really out of touch with debt.

@Nigriff 12 дней назад

Our federal government leads the way with being out of touch with debt 😂

@Weezy4reezy 13 дней назад

Great stuff Dave

@conspansion 12 дней назад

I sure do like Dave and the way he talks to people

@aroundthehouse8472 12 дней назад

I drive a 2001 chevy silverado. Right now it has roughly 284,000 miles on it. Its 60.4 miles round trip to my work. If i drive it one more year, which i truly believe it will make it that far and even past that, i will have a little over 300,000 miles on it. A 100,000 miles is nothing. If you take care of the car, it will last.

@Nigriff 12 дней назад

Yep, Dave really doesn't give the best car advice. My Tundra has 105,000 miles on it and is just now broken in. My dealer offered me what I paid for it

@aiarochp 12 дней назад

I Love this show, watch it daily since March 2023 and have paid off about $35,000 in debt so far between my husband and I. But it bothers me so much that they never talk about saving for closing costs when buying a home! Additionally to Baby Step 3 and a healthy down payment, there’s an extra $8K-16K in closing costs alone. Why is this never talked about?

@hunter-qx1kj 9 дней назад

Jade Warshaw does. She says you need a stacked DECK. C stands for Closing Costs.

@TH0KH 8 дней назад

I'd hope people who are buying a home would have looked into it enough to know closing costs exist

@aiarochp 8 дней назад

@@TH0KH that’s the thing- I may be interpreting it wrong, but to me it sounds like some may not be aware. Whenever I hear first-time home buyers calling the show they always mention their 3-6 month emergency fund and the down payment. I just once heard someone say they had some extra saved for closing costs.

@MrsFJohnson День назад

Maybe because the closing costs can vary based on each property. Depending on your situation, you may not have to pay any. It'd be the deal your realtor can get.

@jasonarnold4536 11 дней назад

"The world is going to end, I'm putting all my money in silver" 😂😂😂

@shakilahmad9233 12 дней назад

Amazing show as always!

@adolfoc6284 12 дней назад

100k miles is not a lot. But it depends on the vehicle and the usage.

@Nigriff 12 дней назад

Shhhhh, I love buying vehicles with just over 100,000 miles. They are the best deals 😊

@dennis.teevee 12 дней назад

yay the dynamic duo! 💝

@eprofessio 12 дней назад

That lady living off $1,800 child support is a basket case. Our country is mess of people living off other people and estranged family members.

@Nigriff 12 дней назад

Yep

@hunter-qx1kj 9 дней назад

Probably lots of govt assistance

@AspergerGuy 12 дней назад

45:26 AND some equity in vehicles to add to it!!!

@dadwithalilextra 8 дней назад

I have a 2007 Ford Focus that has about 286,000 miles on it. I know its tempting to say that since it has over 100,000 miles , it's old. But just because it's old doesn't mean it doesn't run great.

@richardclark4383 12 дней назад

The stay home mom not working but she has a graphic design degree. Freelance remote gigs she could be doing but instead she lives off of her ex instead because she doesn't like it

@BeeDee-qs9so 12 дней назад

I know. That’s really sad. She has the potential to take back some personal power and advance her financial and spiritual progress by being proactive. I have yet to hear anyone getting out of debt say they loved doing Door Dash, for example. Some things are a means to an end, like becoming self sustaining and putting food on the table.

@12mschristina 10 дней назад

Thanks

@calzor 12 дней назад

Thank you.

@ck866 13 дней назад

I just can't wrap my head around these American women who go deeply in student loans in order to get a degree that they have no intention to use because all they want to become a stay at home mom. I mean: WTF is up with that? It must be some cultural difference I just can't understand

@Trustbutverify2651 12 дней назад

What happens is they get the degree to do what they THINK they want to do and then those babies come along and they just can't allow anyone else to have them for most of the day. The EMOTIONS of a mother rule the HEAD of a professional. And the case of the chiro last call is particularly poignant b/c with that degree, the entirety of the profession is based on a person's keeping current with physical manipulation of a person's spine and other advice (such as functional medicine, etc.) It's just not a profession where someone can stay out to raise kids and then go back 10 years later after all the technique has been unused and lost.

@Nigriff 12 дней назад

It's a cultural thing that makes no sense

@BT-mc2yd 12 дней назад

@@NigriffHere you are still flapping. Hush

@TH0KH 8 дней назад

It's a "plans change" thing. Don't plan on kids/plan on going back to work. And then for whatever reason (lack of childcare/it costs more than they make, emotions, mental health, physical issues, disabled child, philosophy/moral ideals change, whatever), they just never go back. A lot of the PhDs women tend to get don't exactly rake in money, so it's hard to pay off student loans while working before kids and the pay might not be worth returning to when childcare costs 2k

@bbx8229 4 дня назад

Staying home is cheaper then childcare a lot of the time

@candecarro 13 дней назад

Re: the guy with the farm that’s in the family trust- what if someone in the family has to go into long term nursing care?

@Good_Life87 10 дней назад

Good point. That can wipe out most or even all of your savings.

@joshuaboatright6678 13 дней назад

@B.-gb2sh 5 дней назад

I am curious about Dave's position on the argument if I can get a low finance rate, say 3%, and keep my money in an investment making 7% is that still advised against

@taylamayde 13 дней назад

1:19:36 he's not getting that judgment ...but that's OK....anyway lol vicious

@hunter-qx1kj 9 дней назад

Tim McGraw was Taylors first and best song, Dave.

@SarahNTheRanch 13 дней назад

Wow 3h Live you guys are rockstars💪🎉❤

@johncruikshank4763 13 дней назад

Love the show. Seems like Rachels really always trying to add something and dragging it out. Lol.

@Trustbutverify2651 12 дней назад

She does go on a lot and repeats herself - she needs focus for this show and save the lengthy explanations for her Happy Hour show with George.

@Nigriff 12 дней назад

That's exactly what John Delony does

@BT-mc2yd 12 дней назад

@@NigriffHUSHHHHH!!! Weird

@Trustbutverify2651 12 дней назад

@@Nigriff The Corgi's gonna get you!🤣🤣🤣

@LadyMatriarch. 12 дней назад

The Kimberly story, she’s almost certainly on food stamps. Not that there’s anything wrong with it temporarily. So the kids will be fed.

@heyitsjujuu 8 дней назад

I'm 32 single parent. No car payments, bought my car used and driving it for 7 years. Hybrid Sonata beats any BMW out there.

@joyodonnell5753 12 дней назад

Jeep Grand Cherokee- 246,000 miles & going strong.

@Nigriff 12 дней назад

My Jeep Cherokee has over 200k miles and running strong. .. and I can do my own repairs for cheap

@sarahferguson4657 16 часов назад

2013 Toyota Sienna, currently at 215,000 miles. I would LIKE a newer vehicle, but can’t justify it since it runs so well still!

@timknin 12 дней назад

Do you know my wife and I are aiming at our second Million dollars by still staying on the "Beans and Rice" ..."Rice and Beans" policy!!😂

@miriamm2978 12 дней назад

What are you gonna do with it? Why does it matter when you are depriving yourself? Sounds miserable.

@Trustbutverify2651 12 дней назад

Not a point to brag about as far as I'm concerned. At some point it's time to start enjoying life. What are you going to look back on - beans and rice? You only get one life and putting off enjoying it some will leave you with few memories and by the time you decide to spend some, your health will seriously limit what you can do. No one gets to take a U-Haul or a large bank account to heaven. Prepare for the future, yes, but when you do, live in the moment!

@SB0458 12 дней назад

Congrats!

@MadamT_ 13 дней назад

😊

@ellea2541 10 дней назад

1:24:57 Matthew's case is understandably a traumatic one for Dave. 20-something year old with 6-figure business debt at risk of bankruptcy... the dread is palpable.

@theothershorty 12 дней назад

100k miles is low miles for us! Lol

@taylamayde 13 дней назад

11:26 showed me he got a bad deal out of this break up. And she doesn't work and hates her degree field with a passion

@notso1471 13 дней назад

2000 child support+ alimony 😕

@MrTwade2006 12 дней назад

I was married to someone like Denise’s husband and we stayed married almost 20 yrs. That was 19 years ago. Today I’m remarried and we are totally debt free (thanks to financial peace university), including our home and that would have never occurred in my past marriage. I don’t know that much about him but I do know he’s still doing the same thing with his money. He never gave me a dime of child support and I just wrote it off. But if Denise’s husband isn’t willing to change she needs to divorce him. It’s may be tough in the beginning but she will be better off, otherwise, the stress of dealing with someone in her current situation will be detrimental to her future. I would probably be dead by now with the amount of stress this person brought into my life because he sounded just like Denise’s husband to a tee.

@user-sp3xc9qf2l 13 дней назад

love how Dave says send the link in an email to your friends lol! hes such a cute little old man

@2011Waiting 12 дней назад

Marathon. 26.2 miles

@thecuriousoutsider 5 дней назад

You aren't ready to swap your old car for a new one until you make some educated guesses/assumptions and project a monthly upkeep cost for the old car over the next two or three years. Then compare that monthly upkeep cost of the old car to the cost of financing a newer vehicle. It will almost always pay to tolerate the old car.

@RCWeldingsgarage 10 дней назад

Honda owers laughing at a 100000 Miles

@my2sats260 13 дней назад

Rachel was a not just smart - she also wise

@mbey2158 6 дней назад

37:01 Nowadays you don’t need to “afford” advertising. Social media is a great avenue to advertise your business. Get out there and make/ post videos about your business!

@tjb1225 12 дней назад

You’ll find the segment at minute marker: 1:36:15.

@Nigriff 12 дней назад

Dave isn't always right about houses going up in value and vehicles going down (at least to the degree he claims). My house is valued the same as it was when I purchased it in 2005. My truck is worth the same as it was when I purchased it in 2019. Houses are just boxes that need constant upkeep and repairs. Also, taxes and insurance must be constantly paid. It's often the land that goes up in value that helps offset the depreciating house.

@striperkid 12 дней назад

Your issue was, you purchased your home at the top of the market in 2005 before the housing crash of 2008. It took another anomaly (Covid and riots) to turn the housing market on it's head again. For the most part, housing does go up in value steadily.

@Nigriff 12 дней назад

@@striperkidMy point is, it's not a black and white rule.

@Nigriff 12 дней назад

@@striperkidadditionally, Dave pretty much has everyone depend on the stock market for retirement. If someone retires in a down market, they can be screwed. . And the market isn't really that old... anything could happen, especially with many countries no longer relying on The US dollar and our country being in record debt

@Nigriff 12 дней назад

@@striperkidhistorically, gold has outperformed real estate as an investment, and gold requires no annual taxes, insurance, or repairs... yet Dave NEVER tells anyone to invest ANY money into gold. Why is that if he's all about "the math"?

@Nigriff 12 дней назад

@@striperkidanother point that Dave makes that is not always a good idea... Buy a house "when you're ready" despite what the interest rate is while repeating "date the rate and marry the house". People should consider that refinancing involves having to dish out a lot of money on appraisal fees, refinancing fees, and if the house has depreciated, that can be an issue. Sometimes it seems like Dave is looking out for mortgage bankers, real estate agents, financial advisors, and insurance companies more than he is the actual consumer. This is also demonstrated by all the ads. His philosophy of getting out of debt is great, but beyond that, it's oversimplified and not fully explained.

@raylenecummings6744 12 дней назад

Dave is the best!!!!

@kaykark 10 дней назад

I’ve noticed that every time it’s a chiropractor that calls in, they always giggle when they answer Dave’s question, “what’s the degree in?”

@citigirlcountrified1927 12 дней назад

The first caller is putting the house in a trust to keep from property gains tax. Dave is wrong. Also food security is just as important if not more important than money right now.

@motoryzen 12 дней назад

So you're dumb enough to put money into something you don't own? Okay tell you what come to my place and pay the thousands of dollars my car needs body repair on from the idiot that hit me last year on July 31st from Richland Texas who ran two red lights and got away with it because Pearl Mississippi police department and MDOT both dropped the ball involving me getting access to the cameras on the lights that would have proven I was hit by an idiot running a red light after all you don't own my car that's not dumb for me to ask that of you, right?( facepalms) Yes..we get it...critical thinking skills skipped you by 10k miles😂

@motoryzen 12 дней назад

Play Miguel's you also believe it makes more sense to hold on to a mortgage and invest or allegedly invest the difference versus what you would have spent paying off the mortgage much faster. Again you love risk, got it

@Trustbutverify2651 12 дней назад

He mentions food as his first wall of security to provide for.

@citigirlcountrified1927 12 дней назад

@@Trustbutverify2651 dave is living in a fantasy world if he believes groceries will be affordable on the near future

@Thedevinmunoz 13 дней назад

Yall need to start leaving the sound track on these😭 them in between jazz beats are ill!!!

@caliopeknows844 11 дней назад

Companies that place too many of their top executives on the same plane or in the same vehicle at the same time, may be placing their operations at risk. - the Association of Corporate Travel Executives (ACTE). Goes for cruise ships too Mr. Ramsey. 20 BofA executives were on the plane that landed on the Hudson River. 6 executives from Bruno's grocery chain in AL died in a plane crash in GA in 1991 5 executives with Conoco Inc died in a plane crash in 1991 7 scientists from Crop and Food Research died in a plane crash in 2003, etc... There are more. Many corporations restrict the number of executives travelling together

@overweightgirl3112 13 дней назад

Kimberly 's story what about the ex. What is he suppose to live on? He is going to end up on the streets. Sometimes people just need to wait for their kids to get older before they do the divorce. He is also working his butt off to pay for her to stay home with their kids. Don't feel bad for her, feel bad for him.

@Nardaa-ox3be 13 дней назад

Yeah he’s not a high earner if that’s all the child support and alimony he can pay. Both parents are broke now with three young children to support. How tragic.

@notso1471 13 дней назад

She didn't told how much alimony he has to pay

@NYCmusiclover98 13 дней назад

Sounded like the 1900 was from alimony and child support. Then some additional income from selling pottery and selling things.

@6ix_Strings 13 дней назад

Yeah, the man was working to provide for their family while she's no longer "happy" so she asked for a divorce, she's willing to give up their family for her "happiness". And when her ex meets someone new, she will be freaking out because she wants him to be miserable like her. She just sucked the man dry, sell off the house he paid for and now she will get monthly support.

@republicunited2183 13 дней назад

Agree. I went to work and split custody with the father. If either parent suffers, the kids suffer.

@jeffreylong1478 7 дней назад

“God can do math” Love that response haha

@user-tb9ml6mz1v День назад

He would be a tough dad they are going to have works hard until he dies

@user-gj5sj4nx4n 11 дней назад

I think it's fair to pay rent. Any other money goes in savings

@ElectricBlueIX День назад

It’s comical to hear someone talk about a car with 100k miles like it’s about to fall apart on them. Our Yukon has 150k on it and it still rides and drives like it did when we bought it with 60k miles. Dave makes a great point about the type of vehicle. A neon was never meant to be reliable. A civic is.

@davewil3 11 дней назад

Dave missed he will pay rent, and that rental payment would be used to improve the property.

@bbx8229 4 дня назад

“God can do math” so true ❤

@monicalifornia_ 8 дней назад

Dream team

@elchapojr6219 13 дней назад

The lady from Colorado is broke and tripping talking about 1900 bucks a month 😂

@Qwackdawack 13 дней назад

Right!! Like get a job asap

@MONI-bj1ms 13 дней назад

I bet she gets foodstamps and help with rent.

@sjdesigns4942 12 дней назад

That's like a completely normal monthly salary for someone in England, United Kingdom

@kw3113 12 дней назад

1 hour 30 Benjamin and his wife need counseling. His wife ten years younger than him is running the house. Not good.

@Nigriff 12 дней назад

When the husband won't get on board with The Ramsey Plan, Dave blames the husband. When the wife won't get on board... Dave blames The Husband 🤔🤪🤑😬🙄

@BlakouttheMM 12 дней назад

He told a 34-year-old man to go groveling to his 24-year-old wife and beg her to get on board with his money plan. I thought the Bible said that the man should be the leader of his household? Dave's Boomer secularism of capitulating to the wife at all times and pedastalizing women is humiliating to listen to.

@pamsmith1665 11 дней назад

Am i the only one who finds Rachels voice grating?

@Divalive82 День назад

Im 😊

@MrMustangrick 12 дней назад

Oh not another chiropractor crazy high loan.

@myoldvhstapes 12 дней назад

My chiropractor is probably quite wealthy since she owns a house in Pacific Palisades which she paid off last year! But I wonder how much of that was due to her late husband's money.

@yankos_ 8 дней назад

58:00 Go elsewere and the cusotmers will follow you...

@kingofcorridosfilm2154 12 дней назад

Did Dave understand the first caller was improving the family property in lieu of paying rent? I thought his suggestions to the young man were ridiculous. "Hey grandpa I know your letting me and my wife move in but I'm gonna need you to put this place in my name to boot." Kids gonna end up homeless real quick.

@TH0KH 8 дней назад

Perhaps they should just pay rent then and have grandpa pay for improvements.

@tomaszsurdej8294 12 дней назад

5.18 - Tell the man/woman to sign a rent contract with the parents. The government will probably give you renters benefits or welfare, if you do. Taking welfare is not bad. I used my welfare benefits to finish law school without debt. It can be done. Let's be charitable but not ideological. Let's not be judgemental. Attorney Tomasz Surdej, Bar of Kielce

@Trustbutverify2651 13 дней назад

Matthew - dental school - Dave does not seem to understand that not everyone can choose the least expensive dental school. Choices are limited by where a person is actually accepted! Why don't the RS people recommend the military for medical, vet, pharma, and dental fields?

@crystalflores2502 11 дней назад

100k miles should be half-life at worst

@HisGloryAlone_Papa_Chap 12 дней назад

Benny is as high as a kite

@blkwng81 7 дней назад

What kind of used car can you get for $20,000

@DRhodesVision 2 дня назад

Daughter should consider taking notes.

@Nigriff 12 дней назад

Kelsie could buy a home from someone doing owner financing

@Trustbutverify2651 13 дней назад

Dave is much easier on women than he is on men. That's clear in this episode with situations that were very similar - a husband who did not want to get on the "program" and a wife in the same situation.

@republicunited2183 12 дней назад

Chivalry

@Based_Comment 12 дней назад

If it was the wife being a child he would be telling him to "convince her, dont use my name as a cuss word" Edit: lmao, he literally did that to the dork with the speech impediment who cradle robbed his wife who is 10 years younger 🤣

@Nigriff 12 дней назад

Yes, Dave and John always see the woman as a poor victim they must save

@user-gp7ky2xs6j 12 дней назад

Why does she hate Graphic Design? That’s my career and I am working from home part-time 20-30 hour a week, made $60K last year with 1 month vacation. My husband said of all the people he knows I have the best job.

@koremeltdown7258 4 дня назад

Rachael, love your stuff but you gotta tone down the ‘men and women are perfectly equal!’ Thing. I can agree but you seem really sensitive to any hint of suggestion in favor of a man. Its not necessary to qualify everything all the time.

@barbaracordell3197 12 дней назад

Although I have a great respect for Rachel’s knowledgeable contributions to the show and find it entertaining when she has to do a “ clean up on isle 5” when Dave speaks a hard truth, I find her voice a bit irritating-something about the pitch & scratchiness of it. A critique not meant to be unkind but I am sure honest comments are welcome.

@BeeDee-qs9so 12 дней назад

🙄

@pamsmith1665 12 дней назад

Maybe that is why avoid the shows she is on. I think she is very kind and does care about people but... Poor little rich girl who has never struggled is hard to take seriously

@michaelprout1684 7 дней назад

Recommending divorce 1:07 but no where in the baby steps does it help prepare you for divorce. Yea finances are a main cause but half the people calling in are going through it. Why @daveramsey do you preach togetherness and push marriage so hard but divorce is a seriouse reality for over 50% of people?

@michaelprout1684 7 дней назад

Where is that place n your financial planning?

@michaelprout1684 7 дней назад

Yes you mention counseling to reconcile and mend the relationship but you are recognizing divorce is a factor and can be the biggest wealth killer if you’re on the wrong end but may not even be at fault. How do we prepare for this while hoping and doing what we can for the best?

@michaelprout1684 7 дней назад

@theramseyshow

@tomaszsurdej8294 12 дней назад

Potatoes in Poland - 100 kg for $US20. Consider moving back to old country. Adwokat Tomasz Surdej

@brookebales2931 8 дней назад

🌸🌸🌸🌸🌸

@tmusa2002 13 дней назад

Nursing school can easily be extremely cheap

@donnamoore4494 12 дней назад

Different subject. My granddaughter loved your new book and also your first one. And she can not get enough of the kids adventure she begged for me to keep reading and we already did 4 chapters and it was way passed her bedtime. I had to threaten to go home so she would go to sleep

@JudyKAllen 4 дня назад

I hope he asked him if there is anymore grandchildren

@outdooraddventure 2 дня назад

Who the hell is Taylor Swift?

@daveshostack4950 День назад

DAVE, THIS IS NOT HOW IN REALITY YOU BECOME A MILLIONAIRE. THIS KID HAS A RELATIVE WILLING TO GIFT HIM A HOUSE AND A BUSINESS. WHY ARE YOU EVEN HIGHLIGHTING THIS ON YOUR SHOW. YOU DO AN EXCELLENT JOB OF SHOWING PEOPLE HOW TO GET OUT OF DEBT BUT I HAVE NEVER SEEN YOU HELP ANYBODY OR SHOW ANYBODY HOW TO FIND A JOB IF THEY HAVE A COLLEGE DEGREE AND DON'T HAVE CONTACTS AT THE COMPANY THAT A POTENTIAL APPLICANT IS APPLYING TO.

@CaptainPrice360 13 дней назад

Last caller almost gave Dave an aneurism XD

@striperkid 12 дней назад

Yup. She didn't seem phased at all with that much student loan debt.

@Trustbutverify2651 12 дней назад

For sure b/c he realized he really could not help someone with $200,000+ in debt who now wants to be a SAHM - and the look on Rachel's face is just painful.

@ellea2541 10 дней назад

2:07:35 Yeah, when Dave closed his eyes, I had to chuckle (as mean as it sounds) because I could just imagine him thinking "you will NOT raise my blood pressure.... lemme just breatheeee.... last call of the day .... in and out ..." 😅

@my2sats260 13 дней назад

Daves give such great advice - it’s a shame he won’t read the Bitcoin white paper… He’s probably smart enough to get it too.

@Nigriff 12 дней назад

I agree, and having some gold is a good idea, especially now

@BT-mc2yd 12 дней назад

@@Nigrifftell me you’re broke.

@my2sats260 13 дней назад

Put a 4+yr Bitcoin chart vs any other asset in the same time span…