Investing Like a Millionaire | Dave Ramsey's Greatest Hits

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10 мар 2024

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Комментарии : 485

@DennisJack-km8ho 6 дней назад

Nobody can become financially successful overnight. They put in background work but we tend to see the finished part, One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.

@CrystalJoy-32 6 дней назад

Consulting with a financial advisor could be a wise decision as they can assist you in creating a portfolio that aligns with your personal objectives and risk tolerance.

@FrankPatrick-no8zo 6 дней назад

Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.

@RuthEvelyn-rc3bg 6 дней назад

Hope you don't mind if I ask you to recommend this particular professional you use their service?

@FrankPatrick-no8zo 6 дней назад

Monica Shawn Marti is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@Sampson-jh7yq 6 дней назад

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

@tahirisaid2693 Месяц назад

Fear is a dangerous component, hindering us from taking the bold steps we need in other to reach our goals. Nobody can become financially successful overnight. They put in background work but we tend to see the finished part.

@Benedictrud Месяц назад

About time ,Dave. I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

@Adambarking Месяц назад

well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

@GaryNicka Месяц назад

People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.

@kurtKking Месяц назад

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

@GaryNicka Месяц назад

Actually its a Lady. Yes my go to person is a ‘MICHELE KATHERINE SINGH '. So easy and compassionate Lady. You should take a look at her work.

@kurtKking Месяц назад

Thanks for the tip.

@EdmundGorczany 23 дня назад

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 30k in crypto and made about $246k, but guess what? I put it all back and traded again and now I am rounding up close to a million.

@EdmundGorczany 23 дня назад

Antonio Alex is my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

@EdmundGorczany 23 дня назад

he's mostly on Telegrams, using the user.

@EdmundGorczany 23 дня назад

@proAntonioDaily THAT IS HIS USER NAME

@MikeFife-gx5vr 21 день назад

Bitcoin is 💩 coin get out of crypto and stay out of crypto, ever hear of Bernie Madoff, crypto is a Ponzi scheme

@NicholasBall130 Месяц назад

Interesting video I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

@Wellerpage Месяц назад

You're not doing anything wrong, you just don't have the required skillset to profit off a down market, folks that are making profit in this market are pros and experts with in-depth knowledge and skillset.

@RafuqueAhmed117 Месяц назад

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@StocksWolf752 Месяц назад

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

@RafuqueAhmed117 Месяц назад

Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@lolitashaniel2342 Месяц назад

I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

@RodolfoJones208 5 дней назад

I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.

@AidanReichel 5 дней назад

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

@RodolfoJones208 5 дней назад

@VirgilKrajcikvd 5 дней назад

I started working with Antonio Alex back in June, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.

@RogersStanton 5 дней назад

It's amazing that you got to know Antonio . He has been a blessing to me and my family.

@WilfredoDurgan 5 дней назад

I know him, he is my family's personal broker and also a personal broker in many families I'm United States, he's a licensed broker and a FINRA AGENT

@chris-pj7rk Месяц назад

I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

@alexyoung3126 Месяц назад

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

@williamyejun8508 Месяц назад

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@jameswood9772 Месяц назад

@williamyejun8508 Месяц назад

Rachel Sarah Parrish is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@jameswood9772 Месяц назад

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.{

@ericmendels 2 месяца назад

Just discovered your channel with this video and you make a lot of sense-- case studies are useful and I'd like to see more in the future! Creating wealth entails establishing routines, such as setting aside funds for investments. Salary is a drug, Its never enough.

@Higuannn 2 месяца назад

You're right for near retirees and boomers. Investing is the best thing to do speaking from personal experience.

@Angelavaldess 2 месяца назад

@@Higuannn Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 23%. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

@Jaymilnere 2 месяца назад

@@Angelavaldess I recommend you seek the guidance of a financial advisor, I was in a similar position myself during covid. A colleague advised me to use an expert to save myself the hassle. I reached out to the popular lady and my financial life changed.

@Jaymilnere 2 месяца назад

I recommend you seek the guidance of a financial advisor, I was in a similar position myself during covid. A colleague advised me to use an expert to save myself the hassle. I reached out to the popular lady and my financial life changed.

@Angelavaldess 2 месяца назад

@@Jaymilnere Glad to have stumbled on this comment, I will like to give this a try. Please who is your advisor and how do I get in touch?

@bobbymainz1160 29 дней назад

What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.

@alexyoung3126 29 дней назад

There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

@williamyejun8508 29 дней назад

I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders

@jameswood9772 29 дней назад

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

@williamyejun8508 29 дней назад

My CFA ’Rachel Sarah Parrish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

@jameswood9772 29 дней назад

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing..

@MasonKalair 2 месяца назад

I just hit $100,000 net worth this last quarter from saving and i plan to invest in the stock market to see it grow in the next 3 years. What is the best way to navigate the stock market as a newbie?

@sometimesPimpin 2 месяца назад

I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.

@BeckyLouChrome 2 месяца назад

Consider allocating 30-40% to a High-Yield Savings Account (HYSA) and entrusting the rest to a financial advisor for investment. My advisor has significantly impacted my financial journey, fostering clarity and confidence in the stock market. Thanks to her guidance, I've grown my portfolio from $100k to $1.4m in just 5 years.

@Maniakkkkkk 2 месяца назад

Wonderful!!! I've recently sold property and aim to invest in stocks, seeking guidance. How can I reach them?

@BeckyLouChrome 2 месяца назад

’Jill Marie Carroll' is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

@Maniakkkkkk 2 месяца назад

I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.

@mayalucia- 2 месяца назад

Everyone has been preaching "buy now, stocks are at a discount" but I've been buying stocks since the beginning of the year and yet nothing's changed, but I've been reading articles of people still in the same market pulling off over 350k in just a couple months, what am i doing wrong?

@RomeroCarmen-4 2 месяца назад

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

@SofiaDiego- 2 месяца назад

@Adrianaluca-um6ny 2 месяца назад

@AlvarezDanuta 2 месяца назад

Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@Alejandrolucia-s 2 месяца назад

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.{

@BrettaANordsiek 2 месяца назад

Overall, 51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025

@Jadechurch-ql3do 2 месяца назад

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

@brianwhitehawker1756 2 месяца назад

Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

@yeslahykcim 2 месяца назад

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

@brianwhitehawker1756 2 месяца назад

Yvette Ruta Musto' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@PWIviefynn 2 месяца назад

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

@benitabussell5053 2 месяца назад

Recently, I've been pondering retirement. I've also put $800K into the stock market but i'm encountering fluctuations with limited gains. i need an approach that will align with my risk tolerance and financial goals. whats the best approach

@BenTodd-fl8nv 2 месяца назад

While the stock market is promising, expert guidance is essential for effective portfolio management

@judynewsom1902 2 месяца назад

Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2022

@HarrisRyan-oy8eo 2 месяца назад

Who is the coach that provides guidance for you? I urgently require assistance; my stock portfolio is stagnating, and I need investment advice for retirement.

@judynewsom1902 2 месяца назад

*Natalie Marie Gentry* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

@Debbie.Burton 2 месяца назад

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

@Alexandra13296 2 месяца назад

This is amazing. “How to build wealth

@Alexandra13296 2 месяца назад

The first step to building wealth is figuring out your goaIs and risk toIerance - either on your own or with the heIp of a financiaI pIanner, and foIIowing through with an inteIIigent pIan, you wiII gain financiaI growth over the years and enjoy the benefits of managing your money.

@Alexandra13296 2 месяца назад

I am fortunate I made productive decisions that changed my finances (gathered over 1M in 2years) through my financiaI planner. Got my 2nd house in Feb, and hoping to retire soon. Give this a try and attain good-returns.

@Alexandra13296 2 месяца назад

For more lnfo.

@Alexandra13296 2 месяца назад

FinanciaI-PIanner Rebecca Mart-Watson (in fuII)

@mikey43221 2 месяца назад

I have about $250k distributed across various investing accounts, with 35% of my capital invested in an IRA and 25% in index funds. In Q2, 2023, I suffered a great deal. I'm just searching for methods to get better in 2024 right now.

@tmer831 2 месяца назад

Many tactics exist for making mouthwatering profits, particularly in this bear market, but only qualified market professionals can execute such complex deals.

@DavidCovington-st2id 2 месяца назад

There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts

@WillieNickell 2 месяца назад

You and I both agree. When I first started investing on my own, I suffered significant financial losses. After the 2020 crash, I managed to extract roughly $200k. Using an analyst, I invested the money and made about $673,000 in profit in just seven months.

@tmer831 2 месяца назад

I've never done this before, so where can I locate a fiduciary? Could you suggest any?

@WillieNickell 2 месяца назад

“Vivian Carol Gioia’’ You can easily look her up, she has years of financiaI market experience.

@lawerencemiller9720 3 месяца назад

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

@alexyoung3126 3 месяца назад

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

@johnlennon232 3 месяца назад

I agree. Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

@jessicamoore3093 3 месяца назад

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

@johnlennon232 2 месяца назад

She is Melissa Maureen Ward. look her up

@jessicamoore3093 2 месяца назад

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

@jameswood9772 2 месяца назад

I agree that many people are considering NVDA as the "Stock of the year." However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, aiming to retire comfortably.

@alexyoung3126 2 месяца назад

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

@bobbymainz1160 2 месяца назад

I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.

@chris-pj7rk 2 месяца назад

Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

@bobbymainz1160 2 месяца назад

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with *‘’Melissa Maureen Ward”* for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

@chris-pj7rk 2 месяца назад

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

@carlsullivan11 3 месяца назад

My mother listened to Dave on the radio while I was growing up, now I listen and have followed the same financial footsteps

@miawoodland1556 3 месяца назад

I'VE BEEN TRYING TO FIND HIM ON THE RADIO - WHAT STATION IS HE ON??

@Ouro44 3 месяца назад

Hearing dave talk about 1% and 5% fees in 2024 is wild. How far we've come in a tech and computer-based investing environment. The 0% fee trading platforms came in and really shook up the fee structure these past 5 years

@amireallythatgrumpy6508 3 месяца назад

Most of these are clips from the 2010s though.

@Ouro44 3 месяца назад

@@amireallythatgrumpy6508 ya and the fee structure was relatively unchanged until 2018/2019. Nowadays, plain investing in the S&P 500 for more than 0.05% (read, a $5 annual fee for every $10,000 invested) is considered expensive.

@jonquindiagan7625 Месяц назад

Thank you for the information.

@huskiefan06 3 месяца назад

S&P index funds all the way. The problem with active funds is that there is survivorship bias. In other words, the only funds that survive are the ones who had the best past returns. However, once people find out about these funds, they buy them, and drive down future returns for these funds. All the while you’re spending much more in maintenance fees vs an S&P index fund.

@MikeNapoli1989 3 месяца назад

I love the S&P 500 index fund.

@sergiotostado8438 3 месяца назад

But didn’t you hear? It’s easy to beat the market, apparently! Just do that! 😂

@huskiefan06 3 месяца назад

@@sergiotostado8438 100% So easy! 😂😂

@timmytempleton2488 3 месяца назад

International is a waste of time.

@huskiefan06 2 месяца назад

@@TS-dv3qv As long as you’re debt free, I still think it’s a great idea. Owning real estate investments may give you a bit higher return, but it can be a huge headache. However, you can make much more by starting a business with that money though.

@RichardMiller-jv3vo 27 дней назад

Great content Dave. Thanx man!

@pattClifford 11 дней назад

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.

@SaadmaanShohid 11 дней назад

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading

@sakuracriticacorreooficial6907 11 дней назад

The very first time we tried, we invested $1000 and after a week, we received $7500. That really helped us a lot to pay up our bills.

@pedroAgondel 11 дней назад

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

@anatolyivan 11 дней назад

I'm new at this, please how can I reach her?

@ambinelson 11 дней назад

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

@Danzilly 3 месяца назад

Love these clips! Dave is the Dad that will knock some sense into you! His wisdom has helped me a lot his voice reminds me of my dad that I lost 12 years ago.

@DudeGamer 3 месяца назад

My mother-in-law said I could take over her time share when she dies. I ran away. My brother bought a Lincoln Navigator. My sister cashed out a portion of her 401k for a used car. I feel like a genius.

@eileenwatt8283 3 месяца назад

You are gem and a genius.

@markg999 3 месяца назад

If you have common sense these days you already doing better than most since it's so rare now.

@emaldon7 3 месяца назад

I just kept saving and made myself a nice homemade meal.

@derekcox6531 3 месяца назад

That all makes me sad

@andronickmartusheff 3 месяца назад

Index funds are still #1

@waltlivernois6241 6 дней назад

i love the Chanel wish i had started sooner but i will double the money the right way for 12 yrs

@MsOr12 Месяц назад

So many scammers under financial channels claiming an advisor helped them and giving the name of the advisor. With other bot account supporting the statement. Be careful people.

@brandonrunkel6290 3 месяца назад

The S&P 500 is not a mid cap fund! Seriously Dave? It is the top 500 largest companies which is LARGE CAP.

@ib3928 3 месяца назад

Thank you, very Clear. Greetings from The Netherlands

@rebeccalentoor6041 Месяц назад

Greetings from South Africa.

@florgarlotte3020 Месяц назад

Do you have any suggestions of Mutual funds to buy? Need help here. Thanks.

@darnelllewis5984 Месяц назад

Hey Dave Can you talk about LLC and ways to protect your real estate properties! Thank you 😊

@Neran12100 Месяц назад

Very interesting, but many studies have shown that active stock management underperform the stock market and then index funds on the long run. And the fees of these active managements are directly and unecessarily decreasing the yield. So as investing has to be done on the long term and as we know today that active management is unecessarily costly, why do not choose an index fund instead? This is what I am currently doing and I was a little bit surprised to hear this analysis. But that been said, I really like this channel, the tone, and the educational way you are sharing your knowledge. Thanks!

@garryparnell7727 2 месяца назад

Would you split between the 4 mutual funds equally or put more percentage into a large cap than small cap for example 🤔

@FearIess1221 2 месяца назад

This is great information. Thank you!!!!

@justinchamberlain3443 Месяц назад

6:10 pay a fee for mutual funds and pick them based out of their track record for rate of return; its worth it in the time you save to pay the fees

@peterm5555 3 месяца назад

17:17 and on. I think this part is the most important. Live for yourself, not to impress others. 'The valet is seldom impressed... until he gets the tip...' Be humble and down to earth and generous like you have millions.

@scottthomas8171 2 месяца назад

Agree but I do feel that having a nice car is viewed as a sin by Dave. I started my first companies for my love of cars and no way to afford them. I worked to buy what I wanted. Not to impress but to enjoy. I just don't feel that Dave accepts that reality, he only sees "fairly expensive car = bad".

@WhatWeDoChannel 3 месяца назад

I sure agree with all this! The only place where I differ is we have always driven nice sensible Chrysler products, RAM!

@EmmettDeclan. 3 месяца назад

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Elizabeth Wesley.

@ScottBingman 3 месяца назад

She is my family's personal Broker and also a personal Broker to many families In the United states, she is a licensed broker and a FINRA AGENT in the United States.

@ChristophAdelbert 3 месяца назад

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading

@EmmettDeclan. 3 месяца назад

she's mostly on Telegrams, with the user name.

@EmmettDeclan. 3 месяца назад

Wesley215 💯

@EmmettDeclan. 3 месяца назад

Remember to refer her after working with her

@Riaan3108 3 месяца назад

Tax smart investing is something to maximise and invest consistently. Dream and win big ppl.

@lyonk-tz8qf 3 месяца назад

All the data says that 93% of managed mutual funds under perform the indexes, over 15 time period. Daves mutual funds have not averaged 12% per year, they have returned about 10.6% cagr.

@latuman 3 месяца назад

Does that include fees? I'd guess not.

@manubisbee1 2 месяца назад

Which mutual funds does Dave buy?

@michaelcarter266 12 дней назад

In the older clips you see him say to use mutual funds to beat the S&P 500. In more recent shows he uses the S&P 500 funds as examples of what to invest in for retirement.

@acrobizer1238 3 месяца назад

Dave sidesteps fees in active funds more than likely for the fact he gets a legal kickback form the Smart Vestor folks which is extremely more profitable than his own personal 401k. Therefore his net worth grows in his business which makes him a smart shrewd businessman. The average investor is better off in index funds, continually investing and don’t touch it until retirement.

@robh1961 3 месяца назад

So the average person is better off investing in index funds versus investing in active funds? Is that what you're saying? Is a mutual fund and an index fund the same thing?

@AnjaliMukherjee-be9zn 3 месяца назад

The key word is 'index'. You can have index mutual funds and index exchange traded funds (ETFs). I am invested in a Vanguard index mutual fund. Blue chip companies only, over 1000 companies, growth fund. But I would stick to an index fund only with high returns over the long term.

@303Estates 3 месяца назад

Always love your video's Dave!! Your advice is SPOT ON!! Do you have a video on selling rental property and putting the proceeds into a retirement account to save on Capital Gains? Thanks!!

@psp797 3 месяца назад

Ramsey went bankrupt in real estate.

@Asymmetrization Месяц назад

@@psp797yeah, 40 years ago,and now he has hundreds of millions of dollars in it. how much do you have?

@TalesOfTrillions Месяц назад

The financial industry may focus on investing, but getting out of debt first is the real game-changer. 💪

@waltlivernois6241 6 дней назад

but i should have started saving sooner but I'm focused on you now thanks

@perfectlymprfct 2 месяца назад

Dave's advice is solid. Worked.

@FurryHippoFinance 2 месяца назад

Put 20% of your income into solid growth ETFs and let it run 20 years… over a million already ❤

@Miggy2222 3 месяца назад

Which mutual funds out beat the market?

@genzlegacy7988 2 месяца назад

Fncmx, fspgx, fsptx ;)

@jollama Месяц назад

He’d be out of a job if he revealed that

@joshuagharis9017 2 месяца назад

Carrying debt is bad, but Dave overlooks the fact that once in debt, it is nearly impossible to tackle. I had living expenses double unexpectedly last year, had to use credit to get by, have a 6k balance and pay on time, I literally cannot pay the balance, have paid 1500 in 6 months yet have decreased the balance by avfew hundred only. Its ridiculous the interest rates they're able to charge, 25 + %

@jonathonwood2868 Месяц назад

Where can i find the Alpo cookbook? 🤣 Sounds tasty

@jakepapa6516 Месяц назад

This dudes mad patient with callers lol.

@ploppy193 3 месяца назад

Love Dave Ramsey.

@Jess-T 3 месяца назад

I invest my SIPP (personal pension) in index funds. I choose companies or industries which are doing well or in demand, for example ASML, Nvidia and then select the index funds those companies are listed in. It's working well so far.

@zachschwartz1586 3 месяца назад

The problem is companies that are in demand now may not be in a year or in 2 years or 10 years.

@eileenwatt8283 3 месяца назад

@@zachschwartz1586 that argument makes no sense. That's why one keep up with what's going on and switch the fund when that happens. Warren Buffet did that when GE started loosing money. He sold all the stocks and bought Apple

@zachschwartz1586 3 месяца назад

@@eileenwatt8283 makes sense, I’m sure that could work great

@Jess-T 3 месяца назад

@@zachschwartz1586 you should probably look up who ASML are 💀

@truelove7751 3 месяца назад

Is it a good idea to do a “managed” mutual fund or “managed” IRA where my financial advisor company takes a quarterly fee? How else since I can’t look to manage it myself carefully day to day to buy/sell. No way around that I suppose. I’m not knowledgeable to be hands on and that why they have a team of people managing it daily where I get charged that quarterly fee.

@user-vx8mj3ne5r 3 месяца назад

If you're young, then absolutely not. "Passively managed" is the type of fund you're looking for. And if you're investing for your future, you shouldn't be buying/selling every day anyway. That will hurt your long-term returns. Invest an amount every month, that's it.

@Scott-cu8nf Месяц назад

I guess Dave has a lot better financial advisor than I had. I say had because he doesn't manage my portfolio now, so i don't pay him $250 per month to manage the portfolio, and my portfolio actually increases in value now.

@lepoj 3 месяца назад

The *vast* majority of actively managed funds don't outperform the market but Dave doesn't talk about that

@EricMoore790 3 месяца назад

Dave is the show!

@Clark16000 Месяц назад

i wonder how many different account you have to have if you wanna open a corporation account

@user-ij9jo7no9g 3 дня назад

How much do we need to invest in

@joeconnolly4353 2 месяца назад

Try ketogenic diet. First cut carbs to start fat burning. When you've lost the weight try to increase fat intake. No seed/vegetable oil. My problem is 53 divorced lost home supporting kids through university. Struggling financially and emotionally. Ireland. Kids in Spain. 23yo/25yo

@jollama Месяц назад

No your problem is talking about diets in a finance video comments section

@fabriziom0010 3 месяца назад

Awesome stuff

@JoeySmith101 3 месяца назад

Dave: Find a good mutual fund it’s not that hard. Also Dave not 5 min later: I don’t have time to look for mutual funds so I pay an advisor to do it for me

@rexmundi273 2 месяца назад

Conclusion: Buy the index

@TheRealTommyBear33 2 месяца назад

index funds arent bad but i think the growth funds/dividend funds are beter lol.

@poolmilethirty2859 2 месяца назад

Ramsey suggests 25% in an Intentional fund that mirrors the track record of the s&P but i cannot find any international fund with that performance. Any suggestions out there?

@nosvibes9786 2 месяца назад

I cannot find any foreign etf with stable growth

@Jasonshelton- 2 месяца назад

I want to invest $400k in profit-yielding dividend shares but am not sure which to buy into because dividend-paying stocks don't give rapid price growth and can provide a steady income stream.

@jimmydan12 2 месяца назад

Venturing into the market without the help of a professional and expecting profit is like turning water into wine you would need a miracle.

@ben_dukeson 2 месяца назад

The issue is most people have the “I want to do it myself mentality” but not equipped for a crash that comes afterwards. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 40%, summing up nearly $452k, since covid outbreak to date.

@pineedbydmoon 2 месяца назад

referal please .... much more info needed!

@Medge2sc 3 месяца назад

I invest heavily in rhe S&P I am in it for 25 years , should I move to mutual ?

@definitelynotlebronjames443 3 месяца назад

He’s great at getting people out out debt, but his investments long philosophies are bad. No money market fund over 10 years has out performed any of the top 500 index funds.

@Medge2sc 3 месяца назад

@@definitelynotlebronjames443 that was my understanding of the S&P and why I invested so much

@CatherineWilson8 3 месяца назад

Finance and Business books have been so helpful. I’m 50 and my husband 55 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. No longer putting blames on FED for our misfortunes. Saving and investing lifestyle in the stock market made it possible for us this early, even till now we earn weekly.

@ritalorrigan 3 месяца назад

You have done great for yourself. I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.

@MarkGrimm8 3 месяца назад

That is so amazing, I’m trying to get onto the housing ladder at 40. I wish at 55 I will be testifying to similar success..

@CatherineWilson8 3 месяца назад

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

@MarkGrimm8 3 месяца назад

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

@YahuasDisciple 2 месяца назад

Congrats sister . Which books ?

@Clark16000 Месяц назад

how much money should you have if you wanna open a franchies

@andrewkemp_ 3 месяца назад

Dave’s advice is great for people who don’t know how to invest. Not everyone has the ability to learn how to invest and setup an account online. But the rest of us it’s etf all the way

@andronickmartusheff 3 месяца назад

The Millionaire Teacher Book. For $15 you can learn the basics of index fund investing and realize why mutual funds are to the benefit of the middle men. Financial Advisors and Realtors fall in the same bucket for me, they produce nothing and are the cancer of their respective industries 👍🏻

@JJ-jn7ei 3 месяца назад

Yes, love ETFS-easier to buy & sell obviously

@cyberguru09 2 месяца назад

Gold.

@RebeenAmin1980 3 месяца назад

I disagree with you on this one. I would just buy an index fund or two and use will save on fees. Ur basically stock picking and that doesn’t work for 99 percent of the investors. Sorry ur wrong

@andronickmartusheff 3 месяца назад

Exactly. Picking stocks == picking mutual funds == picking some dude to pick your mutual funds.

@RebeenAmin1980 3 месяца назад

Sometimes he gives bad advice

@jaredgould2426 3 месяца назад

Dave Ramsey has not once, not ever revealed the mutual funds he invest in. Why? If he would just simply tell me the name of the fund, I would buy the funds he’s talking about.

@James-zy5lh 3 месяца назад

The Money Guy show did an analysis of this a month or so ago and was picking the top performers from the 4 mutual fund buckets that Dave recommends. Without saying the quiet part out loud, it seemed like the supposed funds Dave recommends to hit this rate of return don’t exist and you’d be better off investing in low cost index funds.

@sixxgunz3774 3 месяца назад

if he did and they failes you then hes at fault for misguiding you. its your job to research what and where to invest.

@jaredgould2426 3 месяца назад

That's upsetting. I've been invested in the S&P 500 index, and that seems like the safest bet. If these funds don't exist, that explains why Dave does not name them directly. @@James-zy5lh

@Fred2-123 3 месяца назад

@@sixxgunz3774 If he did, people would analyze those funds and tear them apart. And reveal that Dave is totally wrong and perhaps lying.

@jaredgould2426 3 месяца назад

@@sixxgunz3774 🙄 I haven't thought of that before.

@Clark16000 Месяц назад

if you have a house what amount of money should i have save to build another house

@janitoronfire 2 месяца назад

4:00 Just buy the index funds and forget about it. He makes it too hard and he gets kickback money from his endorsed local providers and most mutual funds over 80%. Don’t beat the end decks. Don’t make it too difficult and quit giving this guy a bunch of money on kickbacks endorsed local providers means he gets money to push their products. Just buy the index fund and fees. Do matter run a calculation on an investment calculator you’ll see that fees make a huge difference .

@charliec6318 2 месяца назад

I’m 25, I have a Roth IRA, & a brokerage. I have QQQM in them both. I’m considering adding in VOO & SCHD. But also 1 mutual fund. I’m going to do research but if anyone knows the best one LONG TERM, drop it down in the comments. Thank ya!

@paulc4732 2 месяца назад

The mental gymnastics needed to justify a loaded active fund vs a quality mix of index funds averaging under .1 is insane. He has to get kickbacks from American funds. I can’t come up with any other scenario where a knowledgeable investor would ever go this route.

@StephanDavisson 2 месяца назад

Because you are not factoring in human behavior. I’m a CPA and have referred many clients to an advisor who would have NOTHING saved if someone wasn’t holding their hand and encouraging them to invest, keep investing, and stay invested through turbulent times. Many people, left to their own devices, will bail when the stock market declines selling and buying at the wrong times. Human behavior.

@paulc4732 2 месяца назад

@@StephanDavisson if someone feels the need to pay an advisor to have their investments out of sight/out of mind, that’s fine. I’m referring to investing in loaded funds with high expense ratios.

@michellewrite2educate 3 месяца назад

Excellent video! Ur show may have gotten better ratings w/o you, BUT the show would NOT be the same w/o u!!! No one on the show have ur wisdom. U also know when to cut callers out, yes, sometimes prematurely 😂 BUT u give a lot of spot on info while I’ve heard some personalities gv questionable info!!! Like dude, what!!!!! And I use the term dude when referring to 👧 too!!!!

@rezlogan4787 3 месяца назад

Good investing is like good parenting. Feed your funds so they grow, but hang with them while they struggle and learn. If you have faith in them and make good decisions they will eventually come out ahead. Some are more volatile than others, but they all need consistent investment and patience for decades to see any return. Even a mediocre fund given enough investment can make you wealthy. P.S. To those wondering which fund categories Dave is referring to: Large Cap Value, Large Cap Blend (SP 500), Small Cap, and Developed Markets/International Blend. Picking these with maybe a slant towards value in the small caps is a solid strategy.

@alan_davis Месяц назад

Fees destroy compund interest. No one mutual fund has consistently outperformed the S&P 500 over long durations. Mutual funds are the financial equivalent of a car lease... putting money in someone elses pocket, not yours.

@Xenos-rx3bo 3 месяца назад

The problem is, growth funds typically regress to the mean in the longer term and end up being as good as or only slightly as good as an index fund (especially if you factor in the higher fees).

@yvonnebaket8161 Месяц назад

@flippindocks8183 3 месяца назад

HELP - I'm 52 with no retirement money. I now have $5000/mo to invest - but only have 10 years to work. I need to turn $5k/month into something ASAP. I need to know exactly which mutual funds - not just "good growth funds". Can you name the funds please?

@wifeybaby4001 3 месяца назад

Recommendations how to learn?

@janitoronfire 2 месяца назад

4:10 haha E L P kickbacks. 😂

@philh8829 3 месяца назад

Say I have $1,000,000, who do I talk to to invest? So many companies out there, have no idea why I would pick one over another, what’s fees to look out for, services I should be seeking… if buying a mutual fund was as easy as buying shares on Amazon prime, every American would be a millionaire.

@Fred2-123 3 месяца назад

@philh8829 Don't buy a loaded fund like Dave suggests. Buy a no load fund. Best to buy an index fund. VTI (total market fund) or SPY (S&P 500 index fund).

@shri2947 3 месяца назад

Put it in a SWP systematic withdrawal plan fund

@stephenwheeler9307 3 месяца назад

Lambo

@DamianBadalamenti 3 месяца назад

Fees are definitely important Dave, regardless of how you spin it. 95% of what you say is spot on but it's a complete swing and miss when you dismiss the effects of fees on your portfolio over time.

@butlerbees6639 3 месяца назад

There’s funds that beat SP500 even when you factor in expense ratios. It’s not hard to figure out.

@DamianBadalamenti 3 месяца назад

There are plenty of funds that beat the S&P 500 and also have low fee. What's your point???@@butlerbees6639

@DamianBadalamenti 3 месяца назад

@@butlerbees6639 Well I never mentioned the S&P 500, but there are a ton of ETFs that beat the s&p 500 and also have super low fees

@jonathan6665 3 месяца назад

@@butlerbees6639 lets see about that in 30 years.

@lyonk-tz8qf 3 месяца назад

Very few. the chance you will pick one is slim and none.@@butlerbees6639

@WelsonDas-wm4it Месяц назад

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

@DeepakSagar-bd9uo Месяц назад

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

@MartinAnderson-ds7fy Месяц назад

Agreed, It's essential to diversify your portfolio. While quality stocks are a solid foundation, you should also consider other assets to spread risk. Thankfully, I can attest to the success of this approach aided by professional guidance seeing my portfolio of $330k grow by 15% this year alone... maybe you should do the same.

@farrenmojela Месяц назад

I want to invest! How do I start and im not in the USA!

@ShukriVikas Месяц назад

Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

@REDSavage369 3 месяца назад

While I do agree with Dave on a lot of things, I must disagree on his stance on Bitcoin. Bitcoin has and will outperform the S&P500 and his mutual funds.

@Nigriff 2 месяца назад

II Corinthians 4:18 - While we do not look at the things which are seen, but at the things which are not seen. For the things which are seen are temporary, but the things which are not seen are eternal.

@rfernandez1648 20 дней назад

I’m not investing because I’m paying off debt with the snowball method, but time is flying, I’m 50 and 50k in retirement… tempted to maximize my investments🤤😮‍💨😧😵‍💫😑

@WALLYDRAG502 2 месяца назад

If you dont have the power to invest on the same level as a millionaire... you'll never have the fiscal mobility to ever realize such equity. This is the same truth that holds in professional poker... If you dont have a proper bankroll and manage it correctly, you'll be playing on scared money and taking unnecessary losses in spots where you should be making profits had you had a proper amount of money.

@alyxxa6182 Месяц назад

You CAN take money out of a Roth IRA and Roth 401k BEFORE the age of 59.5 IF it’s been in for 5 years, and IF you are only taking out the money you personally put in. You just cannot take out the INTEREST.

@agentcontrast9784 3 месяца назад

well it seems if you were in just in the q's over past 2 decades you would have beat the pants off any other portfolio; but past performance does not guarantee future returns.