The Trap: Inside the blackmail scam destroying lives across India - BBC World Service Documentaries

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Chinese loan app scam exposed by undercover BBC investigation.
Click here to subscribe to our channel 👉🏽 bbc.in/3VyyriM
Instant loan apps promise easy money. Millions of people have taken the cash, but many have found themselves trapped in a nightmare of blackmail, extortion, and abuse.
This BBC documentary investigation reveals that, in the last three years, more than 60 people in India have taken their own lives after being threatened or humiliated by loan apps.
But how does the scam work? And who is profiting from this abuse?
#BBCEye goes undercover to take you inside the loan app scam - and to expose the people making money from misery, fear and shame.
Key moments from the film:
00:00 Intro
4:04 How ‘The Trap’ is set
5:21 Bhoomi on her experience with Asan Loan App
11:54 ‘Rohan’ takes us inside a payment retrieving call centre
14:31 Who is Parshuram Takve?
17:25 We meet the parents of Mounika, a 24-year-old woman who has taken her life after being threatened by loan apps
20:20 Meet Sunhil, whose daughter has allegedly murdered his mother to repay loan apps
24:12 Inside a loan recovery call centre for apps like Paysense
26:42 Our undercover reporter meets team leader Vishal Chaurasia - he explains how loan recovery works
31:24 ‘Vikram’ and his experience with Navi Finance
33:59 We go to Takve’s village and meet his mother
36:45 Hong Kong, Li Xiang and the links to China
You can also watch this documentary in HINDI here 👉🏽 • Loan Apps Scam : BBC I...
In MARATHI here 👉🏽 • Loan Apps Scam द्वारे ...
In GUJARATI here 👉🏽 • Loan Apps Scam : BBC I...
In PUNJABI here 👉🏽 • Chinese Loan Apps ਬਲੈਕ...
In TAMIL here 👉🏽 • Exposed: இந்தியர்களின்...
In TELUGU here 👉🏽 • Loan Apps Scam: BBC In...
Or in CHINESE here 👉🏽 • 威脅、羞辱至自盡：BBC調查非法追債集團和背...
To watch more investigative journalism from our award-winning BBC teams check out this documentary playlist, perfect for the biggest screen in your home: • All BBC World Service ...
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#BBCWorldService #BBCEye #IndiasDeadliestScam #TheTrap

Опубликовано:

4 июн 2024

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Комментарии : 5 тыс.

@adammontgomery3213 7 месяцев назад

While Indian media slavishly sings bhajans to Modi, the real life stories of Indians goes unnoticed. Thank you BBC for doing this investigative work.

@vatsalvaishnav2062 7 месяцев назад

Bhagwan ke liye Bhajan na gaye to kya mujra kare ??

@anantgarg8741 7 месяцев назад

modi tere liye bhagwan hoga humare liye nhi@@vatsalvaishnav2062

@itn0687 7 месяцев назад

Very true... godi media has no time for real issues... its always has time for stupidity like religion

@windwind853 7 месяцев назад

Really

@mohit19907 7 месяцев назад

@@vatsalvaishnav2062to mujra roj roj kya accha lagta h... Sale koi khabar dikhate nahi bs bc modi ki bund main ghuse rehte h

@mosesstevens3214 7 месяцев назад

Finally someone Came forward and covered this filthy scam . Hats off to BBC. Huge Respect

@Mike-rw1jw 7 месяцев назад

all the scam call centers grew exponentially after 2014 to become a full-fledged industry. initially they were targeting elderly citizen of US UK canada... now they are targeting within India this is modi''s gujarat model of development

@krunalparikh8535 7 месяцев назад

BBC is not doing a charity.. Wake up to reality of where BBC is from.. Wake up honey!

@SurrealExposure12 7 месяцев назад

@@krunalparikh8535where is cricket from?

@roger_melly5025 7 месяцев назад

Another sensitive Indian 🤣🤣🤣🤣🤣🤣@@krunalparikh8535

@umeshsalve4385 7 месяцев назад

Yes they scam is real but they have played a skit this are not real victims or scammers, even Indian media has covered this way long back and the govt have taken actions on those apps this were Chinese financial companies who were giving a small loans and charging huge interests and once the customers pays they were used ask for more and blackmail them by editing the photo. Majority of this victims were from AP, and other rural areas.

@tobyihli9470 3 месяца назад

Shame on the Indian government for not stopping this.

@sushanthreddymile7842 2 месяца назад

They busy in other things

@ronraji Месяц назад

if u watched documentary , you would know lot of them were shut down and the main culprits are on the run...

@Elivinu 5 дней назад

@@sushanthreddymile7842yeah, like looting the country and defending criminals like Brij Bhushan.

@earlgreco8636 3 месяца назад

I commend BBC and its staff for reporting such abuse and making the public aware.

@sgtneosphere173 7 месяцев назад

As a former victim of Chinese loan apps, I am very grateful to you for comprehensively covering this widespread issue! Thank you!

@BBCWorldService 7 месяцев назад

Thank you for sharing!

@Samurai-ke5ie 7 месяцев назад

What’s the point of emphasizing on Chinese Apps when everything is taking place in India, by Indian, to the Indian .

@rmotfamily9846 7 месяцев назад

the easy loan approval itself with hardly any verification etc should alert people that these apps are scams which shouldn't even be there under Google, Apple, etc (it's not just scamming but paedophilia which are criminal issues in many nations where the scammers would need to be jailed for those too). unfortunately, many Indians by nature fall for these loans due to greed and sometimes desperation too where many I guess want to live above their means too. unfortunately, corruption and scamming have been part of the Indian blood (yes, corruption exists worldwide though India is 1 of the world leaders for scamming while amongst developed nations, only USA is amongst the world leaders for scamming)

@shubhamnarayan2077 7 месяцев назад

@@Samurai-ke5ie Didn't you watch the video, they are funded by chinese enterprises. Exactly same thing played out in china, this is the reason why India banned more than 100 chinese funded apps. Most of them were loan apps.

@sgtneosphere173 7 месяцев назад

@@shubhamnarayan2077 - I don't think, he did.

@snehark8797 7 месяцев назад

The guy Rohan is really great, he didn't let the evil consume him he stood for his morals. Thank you so much beother

@pavithrabalasubramanian7344 6 месяцев назад

This documentary proves yet again how cruel and wicked a human's mind could be...the lengths these people are going, to make money fully aware of the consequences...destroying many innocent lives.

@NoLeftNoRight12287 5 месяцев назад

the GREED for money bro, the GREED for money

@pavithrabalasubramanian7344 5 месяцев назад

@@GoreOB India is not the only nation where scams are happening. I am speaking generally, and my opinion applies to all the scammers.

@NoLeftNoRight12287 5 месяцев назад

@@GoreOB you will be scammed even by a nigerian or pakstani. dont worry.

@arijitroy2184 4 месяца назад

@pavithrabalasubramanian7344 duh you are addressing the capital of scam, the country of scam, India

@onekerri1 4 месяца назад

@@arijitroy2184 This particular scam leads straight to Hong Kong, ie. Chinese. Did you not watch the video? Did you simply read the title and make your comment?

@atulpatel9960 2 месяца назад

Hindustan times would not do such reporting, well done BBC

@ashwynspeaks 7 месяцев назад

As an Indian, this is where Indian media and BBC differ. Kudos to the entire BBC team!

@stanjanab 7 месяцев назад

Bhakt being Bhakt. You're just so blind, focus on the story. @@patelkhushbu11

@sys9208 7 месяцев назад

@@patelkhushbu11lol chapri hindi media..

@suipsy1 7 месяцев назад

BBC or any other media..these companies should be shut and people responsible punished severely

@mangopudding5979 7 месяцев назад

Lo w IQ leftist sc um. BBC is well known for its lies and propaganda.

@mangopudding5979 7 месяцев назад

@@sys9208kam akal BBC is well known for its lies and propaganda same goes for other western media.

@absolutelypitiful3837 7 месяцев назад

Poor father who is in total despair. You really want to hug and comfort that poor man. May he find peace.

@sesspess 2 месяца назад

Why did he have kids in poverty? This is his own fault..HE IS THE cruel one, making a woman pregnant being POOR,THAT IS CRUEL and that is HIS OWN FAULT

@dipeshdes3958 5 дней назад

@@sesspess Can a man not have the opportunity to be a father ? It's true people in poverty will give the whole family a hard time but it's to be noticed that poor people stays poor and rich will stay rich. If he had waited for children when he would be rich, his life would be in old age until he got rich u dum ass .

@comments94 3 месяца назад

I want this video dubbed in Marathi, so that it can be shared with my family members. In fact, it should be dubbed in all Indian languages to spread the awareness

@user-bt7cc4kk1m 6 месяцев назад

When something is free...remember...you are the product

@subhashisnag6090 7 месяцев назад

India must shut down all call centres. Call centres are a curse.

@chandra_himanshu 7 месяцев назад

Why all call Centers? There are many genuine one.

@chandra_himanshu 7 месяцев назад

Fall for BBC selective narrative building ? 😂😂😂 More dangerous and serious crime and scams are happening across the world including west which individuals are reporting.. The BBC will always try to target selective countries only by bringing only negative stroies from those countries. These call center scam stories often comes on local media.. periodic actions keep happening against them. BBC itself is the most deadly scam in the world from tax evasion, money laundering to propaganda and narrtive building in name of journalism.😂😂😂 Well those are saying that Indian media are not reporting these are probably are completely unaware of facts..😂😂😂 These stories keeps on comming in media. The point is that more dangerous crimes and scam happen in every part of the world including western world but BBC would only focus to traget certain countries to bring only negative stories from...that country.

@subhashisnag6090 7 месяцев назад

@@chandra_himanshu All miseries piled up on hapless poor in India originate from call centres.

@Dee-ow9fb 3 месяца назад

@@subhashisnag6090 helpless*. also all call centres? what about amazon ? lol amazon in india is like half the market in the whole of worldwide amazon lol

@metaphysicalrider1111 2 месяца назад

Not all buddy

@baqirhemraj7639 7 месяцев назад

Brave woman to have come forward to tell her story of abusive and dirty loan sharks in India. Why the police and the Indian government not doing anything to stop this malpractice?

@Rajesh-is2xh 7 месяцев назад

Why do you think we are not doing anything? These people are so wide spread and work in random manner that it becomes extremely difficult to predict their behaviour, common public is also involved in these things, who are situated very far apart from each other and are using various methods to mask themselves, still authorities are working day and night and we have uprooted plethora of them, it's a tedious and time consuming process but rest assured we are working tirelessly on this.

@baqirhemraj7639 7 месяцев назад

@@Rajesh-is2xh Still more could be done to ensure culprits are apprehended. Police employed should be competent and need more resources to ensure they are one step ahead of criminals. No crime should be treated as big or small and they should all be investigated thoroughly.

@ngindia 7 месяцев назад

some issues including political scams , loan scams like this , religious riots , corruption in public servants + political leaders + corporates , bad loans given and wiped out to leading corporates , land scams , inflation , poor law and order and bad judiciary system in India remains there with no change in the country as Indian government and judiciary do not want to change it may be , as it benefits them too hence let the people suffer , die , be depressed or cry no action at all .

@grapeshott 7 месяцев назад

RBI has done some things

@baqirhemraj7639 7 месяцев назад

@@ngindia Voters should not vote for corrupt politicians and voters should ensure that through their representatives tough laws are enacted to combat corruption of any kind. The government and judicial system need to change for the better if India has to progress and not stagnate economically in the 21st century.

@sonalmundhra248 4 месяца назад

This happened to a friend of mine and I now shudder to think what he must have gone through. Thank God he didn't take any drastic step.

@apnadesh9477 4 месяца назад

Proud to have brave Journalist and Rohan like Indians.

@Mayankpratapsinghyadav007 7 месяцев назад

By exposing these heinous instant loan app terrorists ,you have saved millions of innocents in future ,a million thanks to you BBC

@bigbarry8343 7 месяцев назад

can't all apps, including games, do that? you give them permission to access to your phone data in exchange for free games.

@neecii 7 месяцев назад

@@bigbarry8343But the differences is this loan apps terrorist the victims till the point of taking one's own life.

@amitthackrey5152 7 месяцев назад

Loan should be made for free for all Indians period ! Modiji should take a firm stand.

@bigbarry8343 7 месяцев назад

@@amitthackrey5152 why only indians? are you a racist, sir?

@amitthackrey5152 7 месяцев назад

@@bigbarry8343 Why should free loan be given only to Pakistanis ? we also have a right for free loan from China period !

@drklawz9179 7 месяцев назад

Mad respect to the guy who went under cover to video the whole operation. He didn't have to. He knew what these people are capable of, but bro still went not once, but multiple times to two places just to let people know what's going on.

@SkinniJ 7 месяцев назад

Yup, had the camera been expose that would’ve been the end of him.

@noviting6976 7 месяцев назад

@@SkinniJbut they should have altered his voice in the video...

@anthonymarshall9405 7 месяцев назад

@@noviting6976they did. It was an actor’s voice as mentioned at the start.

@MDASAD-pl7fl 7 месяцев назад

Thanks for the information. Salute you all.

@josephdsouza1515 7 месяцев назад

CBI and FBI should work on this together to return all public's money

@SoulSonder26 5 месяцев назад

This is, and i say this with 100% seriousness, the BEST investigative journalism I've seen in YEARS! Great work!!

@swatighosh6992 6 месяцев назад

Thank you for honest investigative journalism Poonam! What also bothers me is the permanent irreversible damage to the moral fibre of the country. All young people who work in these call centres are morally damaged forever. My heart breaks for all the lives lost and the families and friends impacted by their deaths. If you are stuck in this kind of an abyss, speak to someone you trust and ask for help. Turn to people whom you can meet, talk in-person, come out of the apps and the virtual world.

@gaurav795 7 месяцев назад

This is called as investigative journalism! Hats of BBC for doing such a brilliant documentary. An eye opener for Indian television media.

@nocompulsioninlove2148 7 месяцев назад

Indian media is sleeping.....Digital India

@Jams90. 7 месяцев назад

Step 1: make a fake account. Step 2: take out loan from scam app. Step 3: be happy! Step 4: repeat.

@nocompulsioninlove2148 7 месяцев назад

@@Jams90. linked to social security and bank accounts not easy

@Jams90. 7 месяцев назад

@@nocompulsioninlove2148 @22:18. My friend, Now is not the time to cry. Now is the time to get back at them. A man who has nothing to lose is the most dangerous person in the world when he puts his mind to it.

@hariharasudhanramajayan245 7 месяцев назад

😆 🤣 😂 india media is sold already

@be9683 7 месяцев назад

My dad always taught me that there's no such thing as free/easy money ...there has to be some conditions. SO never accept such calls or offers. I cant believe how dark and disgusting things are happening because of this.

@Jams90. 7 месяцев назад

Step 1: make a fake account. Step 2: take out loan from scam app. Step 3: be happy! Step 4: repeat.

@subhashhoreb 7 месяцев назад

@@Jams90.u need to give them your adhaar info for loan . That’s not have loan things work bro

@Jams90. 7 месяцев назад

@@subhashhoreb what is adhaar

@Jams90. 7 месяцев назад

@@subhashhoreb @22:18. My friend, Now is not the time to cry. Now is the time to get back at them. A man who has nothing to lose is the most dangerous person in the world when he puts his mind to it.

@subhashhoreb 7 месяцев назад

@@Jams90. it’s a Indian national identity card, which u need for everything

@Nerinav1985 Месяц назад

Salute to the lady for her courage to speak openly of her ordeal. Tears rolling down her face as she speaks. In a judgmental society like south Asia, telling truth to media is Praiseworthy.

@melodeev5487 6 месяцев назад

If it seems too good to be true, it ALWAYS is. Words to live by.

@sharadgovind1126 7 месяцев назад

Kudos to Punam and the guy who help expose the scam. Thank you BBC for this excellent piece of investigative journalism.

@BBCWorldService 7 месяцев назад

Thank you for watching.

@sujitchavan4813 7 месяцев назад

One thing is clear people go with easy route to get money... But fail to understand that there will be risk.. With every short cut in life..

@Jams90. 7 месяцев назад

@22:18. My friend, Now is not the time to cry. Now is the time to get back at them. A man who has nothing to lose is the most dangerous person in the world when he puts his mind to it.

@subhashdavid5933 7 месяцев назад

@@BBCWorldServicewe need more journalists like punam.

@seemadorman6844 7 месяцев назад

Great job BBC. This excellent investigative journalism shows that we still have journalist like Punam & team who are ready to investigate crime till end. A hope for the young generation, who are now a days watching chatukarita only in name of journalism. Thanks for your hard work.

@princepb3157 7 месяцев назад

Indian government should take stern action against these financial fraudsters, if they are considerate of the well being of Indian citizens...

@karnailsinghchadha213 7 месяцев назад

What Indian government ? They are andhbhakts who may be the real organisers of these loan apps .

@DragonSlayerRealThinker 7 месяцев назад

You are expecring more from this govt which they are not capable of. Unless its opposition party or its about wining election they wont take any action..

@user-or1ce7ez5w 7 месяцев назад

It's funny that after all this you still believe the government has nothing to do with it. I am willing to bet most politicians in India has some benefit out of this

@user-or1ce7ez5w 7 месяцев назад

@@seeker334 you're right expect an ED raid at BBC soon😅

@classnclassics7252 7 месяцев назад

They have already !! Read news - it’s been months

@ItsGarbagedaaay 6 месяцев назад

My friend was abused and repeatedly told no one would believe her if she told anyone and tortured her. Please don’t believe a word they say. Your loved ones will always believe you and take your side. Stay strong and tell your most reliable friends or family if you’re in trouble. The more you stay silent the worse it gets.

@user-gl7or6fq3x 5 месяцев назад

I will remain deeply indebted to BBC for this investigative documentary, thanks a lot. Please keep up your efforts on working and highlighting such issues. They have certainly saved many a lives. The indian system can do much more in banning and bringing those responsible to justice, but as we all know for sure they may be the foundation and the spring board from which these apps may be active and booming. Thanks again. Keep it up. Well done.

@ittakes2-2tango 7 месяцев назад

The Indian government was so quick to ban hundreds of Chinese apps based on retaliation rather than threat. Why are these harmful loan apps with Chinese connections not banned then?

@rainboworiental9521 7 месяцев назад

because they banned all formal Chinese APPs from well esthablished Chinese Internet firms. They tended to running legit businesses. Only things left is the criminals who running the shelled businesses and hard to recognize.😂 Even Chinese authority with iron fist can't totally diminish this kind scammed App from several major crackdown throughout 2010s. It's so profitable. Bold people always willing to burden some risks.

@bha3265 7 месяцев назад

we are busy in hindu muslim

@Kathakathan11 7 месяцев назад

They are banned as well. You need to complaint and that’s when action can be taken.

@Kathakathan11 7 месяцев назад

@@bha3265considering that Muslims support Hamas terror. We need to do Hindu Muslim and etc etc

@itcell5628 7 месяцев назад

They are banned and these apps not available on IOS and Android's Appstore & Playstore these scammers send sms to hook people in scam and make them download app through unknown links, to be fair gov cant ban these links actually no one can the only solution is to make people aware about these scams

@useless51 7 месяцев назад

After viewing this documentary, I am thinking if a journalist or a group of journalists can do such a detailed dig up of wrongs with the citizens of a country... What and How much more can the government agencies could.. should and would be doing to set things right ! Kudos to the journalists who exposed the underbelly of such scams !

@bloody_me_put-in 7 месяцев назад

Have you seen the Indian police? As soon as they get recruited into government jobs, they seem to believe their lives are all set, start slacking, and stop caring about their physical fitness. They look and act more like a fat and tyrannical mafia boss than a police.

@bikasahoo 7 месяцев назад

Be aware that some "investigative journalism" had been found to be "deliberate" too.

@jithingeorge8758 7 месяцев назад

Many apps are still running on playstore sadly

@Ankurjit_Deori_ 7 месяцев назад

the government is involved in such kind of activities as they get incentives from them

@anirudhnarayan89 7 месяцев назад

Yo, du3btuck! The government has already banned a lot of these apps. Even popular ones were shown the door. Before posting such comments, at least read an article or two 🤦

@raj0291 6 месяцев назад

Thinking about other people's lives. Thats divine work. Hats off

@andrzejs6523 4 месяца назад

Respect to all of You producers , reporters and victims to be so brave and disclose this system . I hope all of you stay safe . God bless you.

@mikii98541 7 месяцев назад

Well said “It’s not fear, it’s the shame”

@peaceoflife6707 7 месяцев назад

Shame on such celebrities who endorse such loan apps without showing any moral responsibility.. Just want to make money at any cost😢

@User67578 7 месяцев назад

Navi is a registered NBFC it's not illegal one , That's why the company apologise him

@user-vb7mq7lj7o 3 месяца назад

Indian celebrities will do anything for money! Just see how so many big-time Indian actors and cricketers are endorsing (cancer causing) paan-masala brands and online gambling apps. These greedy celebrities have no shame or any sort of moral obligations towards our society. For money they will even sell their mothers!!

@muhammedali7433 Месяц назад

Great Job by BBC in exposing the scam. The people should be careful while installing any app and most important do not give access to contacts, images, videos and other files

@bhanugopal7132 4 месяца назад

Such an eye opener and Bone chilling documentary. Hopefully people get to see this amazing edited documentary and learn a valuable life lesson. Thanks BBC for all the hard work.

@wath3ka 7 месяцев назад

Same thing was happening in kenya🇰🇪. Predatory loan apps were a menace until the government took the initiative to ban most of them.

@AlbertNTipster 7 месяцев назад

Yes, this is now happening in Kenya!

@Blueberries1984 7 месяцев назад

@@AlbertNTipsternot anymore,the government has put a data protection law and sent out a warning to all and any lenders who use borrower details to harass them and their contacts. 1 person has already been awarded 1.2million shillings by rhe court after reporting.

@chaaaaaaaaaaaad 7 месяцев назад

Good job by Kenyan govt to ban these chinese motherf0ckers

@liveinshyam 7 месяцев назад

@18:34 The father of 24 year old girl Mounika is addressing her as "Mounika garu" and her name under photo reads the same. This is a respectful way of addressing someone in Telugu language. It breaks my heart to see a father with such a deep reverence for her daughter and her personality had to go through this tough time of losing only child. May a ray of light bring strength to family in some form.

@test_account5610 7 месяцев назад

Did you see he touched the photo as we pray?. This is heart breaking .

@tasleem5677 7 месяцев назад

It broke my heart. Imagine losing your innocent child to this cruel world and not being able to do anything.

@vikasr1077 2 месяца назад

She is government employee...

@subrotos2020 7 месяцев назад

An eye opener, brilliant documentary 👍 my heart goes out to the victims. Hats off to the journalist who made this🙏

@amitlal436 4 месяца назад

I am glad that you are an honest journalist. I appreciate your hard work

@paulabraham1338 7 месяцев назад

Was a victim myself, let me tell you these agents are the most ruthless A**********. Its been happening for years now and suprising the authorities are having a blind eye to it. My heart goes out to the people who died cause of these bloody rascals. Thank you BBC India for this.

@youngdigholirecords2035 7 месяцев назад

How did you deal with it?

@anonymoussaitama725 7 месяцев назад

Why take the loan when you can't pay back on time? 🤔

@paulabraham1338 7 месяцев назад

@@anonymoussaitama725 get into the situation that i went through then you will know how it feels. easy to ask questions but when tragedy stikes is when you will know what it is. Do you even the scale at which these guys operate ? Or are you one among them trying to use a fake ID and ask questions ?

@anonymoussaitama725 7 месяцев назад

@@paulabraham1338 No, I didn't mean it in that way. They have no right to abuse anyone. But one can surely borrow little money from friends family, etc... , but I understand that they choose their target audience who might not have access to these. I am not from there Obviously.

@rememberme5928 7 месяцев назад

@@anonymoussaitama725 there r lot of scamsters and scam apps that show your debt uncleared even after you paid with interest and everything. Few other apps immediately deposit money as loan just after a session of debt cleared.

@theyouthblock8210 7 месяцев назад

Astonishing to see what independent journalism can do that the government and its countless agencies cannot

@Kathakathan11 7 месяцев назад

Agencies are tracking and trapping these people every single day. Read newspapers and you will see continuous cases

@pajeetsingh 7 месяцев назад

BBC. independent?

@TheMJsisters 7 месяцев назад

it's not they cannot, they don't want to

@rajanathanc5468 7 месяцев назад

government busy giving reservations and freebees to dalits and muslims. merit class no jobs, and stuck this loans to fill the emergency necessity

@tltarzan678 7 месяцев назад

Chinese are attacking inside India. They’re using Indian to attack Indian to commit suicide n take money ..

@cricketcavalry1824 6 месяцев назад

If you don't have cash don't buy it. Buy it when you have it all. Never take any loan unless you are running a business. These should be life lessons.

@ncr1723 4 месяца назад

Hats off🙏❤️👍👌 Heart felt thanks to every single soul who had contributed in making this documentary. 🙏

@SHAHNAWAZ32 7 месяцев назад

Everyone who has watched this documentary and appreciate the step taken by BBC, please share it as much as possible. This needs to be shared. I am doing my part. Please do yours.

@BBCWorldService 7 месяцев назад

Thank you for spreading the word.

@user-vf5gw6sm3m 2 месяца назад

🙌👏👏👏👏👏👏👏👏👏

@A_for_AML 7 месяцев назад

Call centre employees also must be punished very hard as they know their job is DIRTY JOB and its their VOICE CALL WHICH TAKES LIVES.

@Tate525 7 месяцев назад

*scam call centre employees

@charanteja5285 7 месяцев назад

Only scam call centre employees

@vishnupillai9336 7 месяцев назад

@@Tate525how is it scam they are not scamming thing they are doing is unethical but not a scam

@nyakwarObat 7 месяцев назад

@@vishnupillai9336go back to your worm hole and stay there. Don't come out. 🙄

@hiteshjha9789 3 месяца назад

Respect to everybody involved in this operation and bringing out the truth . I was about to do something stupid being frustrated from couple of these - thanks to BBC !

@eliottcallafe4700 3 месяца назад

Take care of yourself dude 😊❤

@Beerukachannel 6 месяцев назад

Experience the story with this cinematic experiences, I gained a lot of knowledge from watching this real journalism This is the first channel I've ever subscribed Well done BBC And Miss Agarwal

@monicaa9741 7 месяцев назад

Thank you BBC for exposing these scammers

@mdsameer-pf3jd 7 месяцев назад

What bbc doesnt mention is these loan scammers charge 100% interest per week. Like if you take 100$ and then in the second month you have to pay 400$. Some people paid as much as 1500$ on a mere 100$ loan.

@amanrana7900 7 месяцев назад

A scammer is exposing another scammer kek

@siddharthsrivastava31 7 месяцев назад

@@amanrana7900 indian media is scammer

@pauljordan4452 7 месяцев назад

@@mdsameer-pf3jdAgree. Currency symbol goes first.

@amitthackrey5152 7 месяцев назад

Loan should be made for free for all Indians period ! Modiji should take a firm stand.

@Goldenempire2008 7 месяцев назад

Sad thing is influencers like Dhoni and Many other celebrities do advertising for them. Hritink and Ajay with Rummy Circle, crickets for dream11 etc. They should know their value, money is not everything. Thanks BBC for bringing this up.

@pranjalpathak4498 6 месяцев назад

Respect to you BBC for uncovering this. Thank you.

@paulzeman3945 7 месяцев назад

Ive stopped my car to meaage you and say that you are a hero and a angel. Thank you for helping these pior victims of fraud. South Africa ❤

@nyakwarObat 7 месяцев назад

Why are you watching this while driving? That key needs to be taken away from you 🙄

@user-hn2tp9gd7f 7 месяцев назад

Fantastic journalism! This video should be circulated. It can save so many lives.

@vikas2412 7 месяцев назад

So heart wrenching to see how Parshuram's mother is in such a denial , just can't accept the fact that her son can be so cruel.

@moominmay 7 месяцев назад

@@yeeshatravellerexactly! The denial is almost like a mental illness she has

@agnuspaul3817 4 месяца назад

The best documentary ever 👏 kudos to BCC tean and journalist. Hope this scam ends at the earliest

@annamariarachnagonsalves2048 4 месяца назад

Thank you BBC and Ms Aggarwal for the awareness.

@JewellParis 7 месяцев назад

Great job done by BBC BBC should expose more unrecorded crime in the society

@alipro6783 7 месяцев назад

BBC needs to expose the rape against women and girls by Hindu males. We need this to take the world stage. On Feb. 23, 2016, an Indian woman, within hours of giving birth by C-section, was raped in a hospital near New Delhi. Some in India took consolation in the fact that at least she was not, like Nirbhaya-the 23-year-old female physiotherapy intern-beaten up after being raped. A few days later, on March 8, 2016, on Women’s Day, a 15-year-old girl was raped and set on fire. Indeed, Amnesty International reports that authorities have not effectively implemented new laws on crimes against women. The majority of rape cases still go unreported. In Prime Minister Narendra Modi’s India, the problem, instead of abating, has become worse: 2011 24,206 (reported rapes per year in India)2012 24,9232013 33,7072014 37,000😮

@biswajitroy3797 7 месяцев назад

Great job done

@MessiahManiac 7 месяцев назад

Never thought that I would say this but thank you BBC for making this documentary, the media doesn't cover this, it is so rampant in our society rn.

@Jams90. 7 месяцев назад

Step 1: make a fake account. Step 2: take out loan from scam app. Step 3: be happy! Step 4: repeat.

@MessiahManiac 7 месяцев назад

@@Jams90. they're getting smarter nowadays, it doesn't work like that I have tried

@Jams90. 7 месяцев назад

@@MessiahManiac hahaha what happened when you tried???

@Jams90. 7 месяцев назад

@@MessiahManiac @22:18. My friend, Now is not the time to cry. Now is the time to get back at them. A man who has nothing to lose is the most dangerous person in the world when he puts his mind to it.

@mchakrabortty1787 7 месяцев назад

Well done!!!! Such honest coverage is the need of the hour.

@antonyfernando674 6 месяцев назад

Kudos to the guy who helped in intruding the scam centers

@Manjukiran1986 7 месяцев назад

I was one of the loan takers long ago and they were all legally done. In spite of it being legal, they call you so many times and annoy you. I'm not saying they used bad language but the fact that they call you and keep reminding you everyday that you owe someone money makes you feel disgusted about yourself. I can only imagine in these scenarios how much pressure a person must have gone through that made them end their own life. That 26 year old girl's story just broke my heart 😢 Moral of the story, live on the streets if you have to, eat garbage if you got to, but never borrow money from anyone.

@Mr.VAGlNA 7 месяцев назад

You can borrow from legit organisations specially government organisations

@cdandanimelover3674 7 месяцев назад

Nobody borrows money for fun. Dire conditions force them.

@Narutospeed_ 7 месяцев назад

one of my friend was trapped by sextortion gang. he fought them on his own, no police helped him. Indian police don't help victims unless you have recoomendation

@Kathakathan11 7 месяцев назад

True

@abcdef5118 7 месяцев назад

Very true

@mtarkes 7 месяцев назад

How men can get sextorted?

@niteshthakur8836 4 месяца назад

What an eye-opening documentary. Hope it reaches the right people to benefit.... good job, Poonam ..

@paulinaannoh3771 4 месяца назад

I nearly fell into a scammers trap yesterday, thank God I listened to my instincts. Can happen to anybody !!!!

@WoodstockG54 7 месяцев назад

It’s all India is becoming famous for. It used to be known for their enlightened teachers, but that’s in the past.

@osho782 7 месяцев назад

Its hell...always will be like this

@deepakkumar-pb8dn 7 месяцев назад

@@osho782so you must have left,right?

@healthyself7941 7 месяцев назад

In the U.S., collection agencies must operate under certain regulations. For example, they cannot use abusive language, cannot call at night and so on. India should do something similar.

@Kathakathan11 7 месяцев назад

These are not legal lending agencies. These entities are completely illegal.

@themanincastle5432 7 месяцев назад

These are not legal companies. So they have no regulations

@eggbenedict-gt7mw 7 месяцев назад

This is india here cops take bribe Police are the real scamsters in india 😂😂😂😂, American hackers exposing them but police don't catch

@neutronstar5544 7 месяцев назад

These are illegal companies that do not follow RBI guidelines

@udaykhanna1 7 месяцев назад

No one follows any law in India unless media starts covering it and it builds up pressure on politicians and police to take some strong action.

@CrazyPig990 5 месяцев назад

Thank you everyone behind this master piece, one step closer to a peaceful World ❤❤❤🎉

@googlevoo9126 4 месяца назад

Thanks to Rohan and You for exposing this.

@rajivvishwa 7 месяцев назад

Kudos to 'Rohan' for speaking up. Other call center employees must realize what they do literally destroys the life of others and get out of this dirty business.

@believer2030 7 месяцев назад

Ethics don't matter when you are living in a poor country like India, where everyday you have to earn for survival.

@Sanket.vjadhav 7 месяцев назад

They have a family to feed

@suganthram7767 7 месяцев назад

@@Sanket.vjadhavit's better to die than feed your family by destroying others lives

@clickbaitpro 7 месяцев назад

@@believer2030 It doesn't for low value people but It does matter even if you're poor. There's always option to choose between right and wrong. Always, if you have working brain cells

@clickbaitpro 7 месяцев назад

@@Sanket.vjadhav If that's your mentality, you don't have enough brain cells to think. I see everyday even poor people being ethical and having moral values. If scamming others is what you're feeding your family on, I hope the worst for those lifeless people

@SOULDoctor111 7 месяцев назад

It resurfaced my trauma , I have experienced everything shown in this documentary. Third party RECOVERY AGENTS still call my family members and sometimes they call me too.but luckily my lawyer friends made me aware about laws and i understood my rights and RBI guidelines and with that awareness I can face these criminals and tell them what is right what is wrong. That trauma still haunts me.They threatened me ,my brother,my relatives and many of my known people.I guess it's just a start to crack the outer layer of this system because in reality there are many layers we need to know about. Thanks to the entire team.🙏 Special thanks to the brave Reporter for raising the voice against these Sharks. I hope our law and police help us on time so that we can prevent suicide and trauma disorders people face after such experiences.

@increasingsun 7 месяцев назад

Still they do? Are these new tech fintech companies that have come up or local apps?

@ajstilllovessh 7 месяцев назад

Brother I was saved by my parents but it hunts me to this day

@BBCWorldService 7 месяцев назад

Thank you so much for watching and for sharing your experience.

@josephdsouza1515 7 месяцев назад

CBI and FBI should work on this together to return all public's money, without interference of any pm or political parties.

@reimannx33 6 месяцев назад

This is terrible. Loan apps must be tightly regulated.

@birdmedicaldevices Месяц назад

Poonam you are a lady with an iron will. Hats off to your amazing work. Keep going & God bless

@sinandiwan333 7 месяцев назад

When being brave is the only option, Kudos to this lady for coming out openly so that others realize how deep does this rabbit hole goes..well done to team BBC🎉

@johnc3351 6 месяцев назад

Haha, BBC making fake accounts posting the same fake comments over and over and then giving them thumbs up. BBC is GARBAGE.

@lawteacher8337 7 месяцев назад

My heart goes out to Gauri's dad 😢

@sanjaykumarpadhi2246 4 месяца назад

Thank you bbc and team. Aisa bohut hota hai. Mere 2 pehechan wale loan liye the aur phone mere no par aya tha. Jab maine puchha mera no apko kahan se mila . To reply aya ki pehechan wale diye the . Lekin sach yeh ki woh group walon ne uski mobile ko hack karke sare save no liye the. Firse bohut bohut thanks bbc aur team apko yeh news banane ke liye . ❤

@rahallivex 6 месяцев назад

Thanks for helping people. My salute to everyone involved. It’s the job of the Indian government to aware people but they are doing nothing.

@abundela76 7 месяцев назад

The main problem is 'Why the people of India are opting for a Loan as low as Rs 2000?'

@Madoobe87 7 месяцев назад

Desperation caused by poverty

@Jams90. 7 месяцев назад

@22:18. My friend, Now is not the time to cry. Now is the time to get back at them. A man who has nothing to lose is the most dangerous person in the world when he puts his mind to it.

@sidheequeche8262 7 месяцев назад

After demonetisation, government looted peoples money and given to adani by loan and avoiding tax.

@ProLab. 7 месяцев назад

@@sidheequeche8262and you muslims became poor na??? That's all in your mind for Modi Government... And before Modi all the citizens of India were rich like Ambani's and Adani's , isn't it?? For everyone in this world, never ever listen and believe on any word said by muslims of India bcz they only know their religion, they just want to make India a Muslim country and for that they are doing whatever they can do...

@subhasreethakur2292 7 месяцев назад

Not always due to poverty but to maintain a wealthy lifestyle.

@gulrez1031 7 месяцев назад

Great work Poonam Agarwal! This doco was much needed to expose such scams happening in India.

@experiencewithme 6 месяцев назад

People are so evil. May God help those who have fallen prey to this evil and burdensome trap. Please pray for these people, and for the families of all those who have lost their loved ones do to this. How have people become so heartless and cruel.. what a shame.. 😞

@imankuok4699 6 месяцев назад

Thank you for revealing the truths!

@MHWorldwide 7 месяцев назад

This is the real reason behind the conflict between BBC and the Modi regime! Great investigation BBC!

@satyambishnoi 7 месяцев назад

That was fake

@Tyuiiiizxvb 4 месяца назад

What has Modi got to do with it.Perhaps you're the British stooge planning to destroy India from within.Perhaps you pine for the days to be a coolie of your white sahibs

@mosestushi2219 3 месяца назад

Thank you BBC World. Honestly, this video have enriched me with some insight and knowledge on it. I have received many message to receive loan online but I have decline myself in doing so as I was always suspecting, it might be scams or frauds. This video has open my eyes. Thank you🙏

@Jack-er2uj 3 месяца назад

"Great job on your reporting, Poonam! It's important to expose those who take advantage of the poor and powerless. I hope the Indian government takes action to prevent this from happening unless they are profiting from it in some way. My heart goes out to those 60 innocent lives and the countless others who are living this nightmare. 🙏

@user-hy4un2li8w 7 месяцев назад

Humanity is at an all time low. Thx BBC for showcasing the truth and making people aware.

@ashardeashley3599 7 месяцев назад

Kali- Yuga even at its golden age. It will get worse than this.

@user-rj9uw6pq9p 7 месяцев назад

Kali na bolta toh bhi logo ko pata chalta

@user-hy4un2li8w 7 месяцев назад

@@user-rj9uw6pq9pwhat do you mean ?

@bosco5282 7 месяцев назад

Kudos to the BBC and entire team behind this...our authorities should take legal action against these scammers instead of fighting with each other ...apart from the scam if you see how this call centres are using our youth and destroying there ethics and morale to get advantage for themselves...there is very less job opportunity for our fresh graduates in india and they end up joining these call centres for 8k to 10k rupees per month...my prayers and thoughts goes to all victims who had to face this...please don't loose your hope....we will fight this together...

@media-rn6zc 7 месяцев назад

BBC doesn't say anything about the mother terressa terrorist scam

@Sameer_S_Kulkarni 7 месяцев назад

Lose, not loose

@krunalparikh8535 7 месяцев назад

BBC is not doing a charity.. Wake up to reality of where BBC is from.. Wake up honey!

@uniqversal5030 7 месяцев назад

Thank U so Much For sharing this story Mam..🙏

@susisoedirdjo1533 Месяц назад

Salut to the reporter...need more stories like this to share with our loved ones in order not to get trapped in this filthy game...

@niteshjain7576 7 месяцев назад

Someone who had been trapped and coming out of it was an mental torture. Thanks BBC, i can finally share to my cousins & family what i actually went through. 😢❤

@musicaccount7240 7 месяцев назад

Which app was it?

@ad0906013 7 месяцев назад

Dhoni declined to comment. Obviously, when you're minting crores, the lust for money is insatiable.

@vikon170 7 месяцев назад

Dhoni will have no sense or responsibility, towards the people who suffer taking loans from this company, people may include his fans as well.

@Elivinu 5 дней назад

I have lost all the respect I had for Dhoni after watching the documentary.

@josephgachie870 6 месяцев назад

One of my greatest hits of them days.Thumbs up 4 Rufftone and Henry Mutuku not forgetting the guy doing the kigiriama part! Ive saved this song on my downloads.. cant get enough of it!!

@MoralScienceEducation 6 месяцев назад

Thanks for exposing another on line criminal enterprise. Keep going!

@indie.dog.parent 7 месяцев назад

With so many other videos , this Video from BBC is really an eye opener and applaud to the lady who risked her life in exposing such a big scam and who are all behind it. These loan apps are really a termite to our society and it always targets needy people and eventually getting harassed , they guys should be punished.

@Jams90. 7 месяцев назад

Step 1: make a fake account. Step 2: take out loan from scam app. Step 3: be happy! Step 4: repeat.

@kellyshomemadekitchen 7 месяцев назад

What an outrage! I hope the slimy company(s) behind these despicable stunts are jailed for life!

@animasindur3833 2 месяца назад

This is actual media work and investigation. Great job to disclose these cruels

@prithaa9139 2 месяца назад

This is the best directed and “must see” to understand what’s going on in India and put a stop to this Chinese invasion into Indian’s household 😢😢😢

@jyotivig3666 7 месяцев назад

Privacy is a human right, the fact they can see contact lists is scary.

@sys9208 7 месяцев назад

You gave them permission

@redleeks6253 7 месяцев назад

@@sys9208All apps require access to your information. Including contact list, without they don't work. Social media apps that people use everyday are the same. So Governments should create laws to make these apps not access contact list and dont request it.

@jumaalbalushi4204 7 месяцев назад

As an x police officer, we took serious actions against scammers, and we made sure they never saw the sun again

@hoochie7982 7 месяцев назад

Don't trust police officer also almost 90% police are corrupted.

@sri20141 7 месяцев назад

in which country ?

@yomajo 7 месяцев назад

X - like a twitter cop?

@ShivaChettri 7 месяцев назад

@@yomajoI think he mean't ex-police officer as in a retired police officer.

@rajendragupta1943 7 месяцев назад

Really

@loneranger5928 6 месяцев назад

The BBC brilliant work, exposing the scammers wreaking people's lives. The brave lady who went on camera, I wish her well . Also, thank you to the insider and the reporter doing this dangerous work Deepest condolences to the families and, friends of their loved ones , who tragically took their own lives. Due to the abuse, and threatening behaviour by vile people in the call centres. The Indian authorities, know what is happening how do they allow it to continue? BBC 👍👍

@AdnanAhmed-ee4ed Месяц назад

Hello BBC Team, I wanted to express my gratitude for creating such an great documentary. I'm from Pakistan, I have noticed similar apps operating here and engaging in similar activities with people. I believe creating a documentary here would shed light on important issues.

@itn0687 7 месяцев назад

My cousin who was just out of college too became a victim of this trap. They had every detail of him including his ID and had made his life miserable. When he started avoiding their calls these goons starts calling females from his phone contact list. Then we approached police, after that everything looks peaceful.. god knows what's going to happen in the future.