Things I No Longer Buy That SIGNIFICANTLY Improved My Finances! 💸 + Money Saving Tips

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thanks for watching ✨ Here are 10 things I no longer spend money on that have had made a big difference in my budget, savings, and over all personal finance journey. I hope you enjoyed this video! Let me know in the comments something(s) YOU no longer spend money on 💸
I STOPPED BUYING THESE 10 THINGS & MY BUDGET IMPROVED SIGNIFICANTLY!
Video Chapters:
0:00 - About me & my personal finance journey
4:04 - Item 1
8:09 - Item 2
10:31- Item 3
13:44 - Item 4
16:30 - Item 5
18:06 - Item 6
19:41 - Item 7
21:36 - Item 8
23:32 - Item 9
25:23 - Item 10
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About me:
I'm a 25 year old from Canada, living in Montreal. I am always 100% honest and transparent, and love to talk about taboo subjects like anxiety, imposter syndrome, and my true thoughts on things like comparing yourself to others, money, etc. I hope you will join me on my journey through my videos!

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31 июл 2024

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Комментарии : 241

@ZoePritchard 2 года назад

Thanks for watching!! 💖 Let me know: What is something YOU no longer buy?? 💸💸

@purplepoppy07 2 года назад

Smoothies! In NYC, they’re around $7-10+ and they are so easy and cheap to make on your own. Used to treat myself to one after each workout and it just added up so fast 😬

@KyleePicc 2 года назад

Everything in your list! What you are going through right now I went through my freshman year of college. Something I would add would be takeout when hanging out with friends. Our friend groups activities seem to revolve around food. My husband and I will now plan to hang out with them outside of mealtimes, OR we will ahead of time coordinate for someone to cook. It ends up being way more fun, and we all split the cost of the groceries.

@KyleePicc 2 года назад

Also if I have to use the phrase “I’m treating myself,” it PROBABLY means I am in denial and will regret spending the money later. I have found that catching myself with that has saved a 💩 ton of money.

@caseygarcia17 2 года назад

Coffee at Starbucks!! I make it at home and save tons a year :)

@honhondaddy 2 года назад

Only select high quality product; ignore and no longer buy any product from prc 😅

@PetterHughes 2 года назад

Summary: 1) Ubereats 2) Amazon 3) Trips to the mall 4) Haircuts 5) Manicures 6) Alcohol 7) Home decor 8) Groceries (buying things you end up not needing) 9) Makeup and hair products 10) Plants From that list, I only spend money on haircuts since I'm not comfortable cutting my own hair lol

@ZoePritchard 2 года назад

you got it! can’t blame you for being scared to cut your own hair haha

@_Cheyenne 2 года назад

Wait I’m obsessed with your channel! I neeeed these money talks rn ❤️❤️

@ZoePritchard 2 года назад

ahh thank you!! 💖

@mandyyleofit 2 года назад

Just want to say I have been watching your channel for a while and love your videos. You remind me of what I was like in my early-mid 20s ! I was working in Toronto and was similar to you - I engaged in the frivolous shopping especially at Artizia/Toronto boutique stores, happy hour drinks, $5 lattes 3-4/week, $20 Poke Bowls, and expensive dining experienced. As you grow older and wiser which I think you are going through now, you learn from your past mistakes and can make better finance decisions. Now I make coffee at home (try pour over) and only go for lattes once in a while. I also try to cook at home and fancy meals are for special occasions. Also if you are like me and use to shop alot, clothes you may have a gotten a while back may be trendy again and sometimes you forget you had those items and its fun to style it with something current! Also what has helped me is budgeting every month and sticking to a regimented investing/savings schedule. Keep it up and cant wait to see your channel grow 😀

@ZoePritchard 2 года назад

Love this comment 💖 Thank you for sharing!! & for the kind words xo

@gc377 2 года назад

Thank you!!! This is so realistic and doable and relatable. I appreciate your channel :) I am a 27 yr old living in Bay Area CA trying to stay consistent with my finances. Thank you for your content!!

@ZoePritchard 2 года назад

Yay, I'm so glad you liked!! Your comment made me super happy 💖

@BrielleJuliet 2 года назад

Sooo agree with your point about not shaming people for spending !!! Everyone has different priorities & is at a different point in their journey, caring about making smart financial decisions is great, but spending money doesn’t have to be this thing we view as evil!

@ZoePritchard 2 года назад

yes!!! i think its all about balancing having fun in the moment with caring about our future 💖 life’s meant to be enjoyed, and for some that means saving every penny & for others it means spending more 🤷🏻‍♀️

@franny7105 2 года назад

I just came here from your "what i spend in a week video" from some time last year, and it's really inspiring to see the changes you have committed to since then!! Winners/Marshals are also my kryptonite... Love your videos :)

@ZoePritchard 2 года назад

Oh snap! Yes things are probably much different now from then 🙈 Thank you for watching and commenting 💖

@gabyd7364 2 года назад

i love listening to you talk! we’re at such similar phases of life. i stopped going into grocery stores altogether and that helped a ton. Pickup at Kroger is free where i live, so I’m able to create my list ahead of time and get exactly what I need and I can see the total price before i checkout. no more throwing stuff in the cart last minute or thinking to myself “well i COULD start eating granola” lmao

@annieschwartz4466 2 года назад

Thank you for being so vulnerable about your finances! I also started my journey by watching channels like Graham Stephan, but you are so much more relatable! A middle 20s girl with a normal job just cannot relate to Graham or other millionaires, though they have good advice. I love relating to your struggles and also being proud of the accomplishments. It's really been fun and you have been inspiring to me lately!! P.S. I have been into investing recently, would be happy to watch videos about your journey with that too :) I'm currently using index funds as a kind of "savings" account that earns more "interest" than my bank, would love to know if you are doing something similar. Thanks, from your neighbor in Minnesota :)

@ZoePritchard 2 года назад

Wow thank you so much! I also started with Graham Stephan, and can totally relate to your comment. The man is inspiring but also too extreme for me in some cases... As for the index funds, I've been doing the exact same as you! In Canada we have a tax free savings account, which can be invested. I put money into that occasionally to get that interest. At the moment though, I'm mostly saving for my emergency fund. I'm planning a walk-through video of all my savings and investments soon 💖

@hannahn6643 2 года назад

great video!! loved the plant tip :)

@ZoePritchard 2 года назад

Thank you!! I totally forgot to link the video. Adding it now :)

@mapforward 2 года назад

I love these ideas/suggestions, always good to reflect Zoey, thanks for the inspo. As for me, I no longer buy anything I can’t afford based on our budget. I no longer buy anything I don’t have a place for. I no longer buy seasonal decor. I no longer buy anything that will get me into debt. I also no longer follow or access accounts or apps that trigger me to buy stuff I don’t need, I’ve unsubscribed from many emails and accounts on Instagram/RU-vid.

@ZoePritchard 2 года назад

Absolutely incredible 😍 The emails & accounts thing is key for me too. I'm so easily triggered!

@Coastpsych_fi99 2 года назад

Love this video and so proud to see your growth! I honestly think your transparency is SO courageous as most people are not willing to be honest with their finances. Also you share many of the struggles many of us face in our twenties, especially as women. I'm trying to be intentional with smaller purchases/spending (I'm pretty good with big things like my car was $2-3k paid in cash). I've recently cut out takeaway coffees, alcohol because its gross & expensive (I used to drink to fit in), acrylic/gel nails (still do a mani/pedi every other month or two), UBER EATS / macca's run's and any other small purchases. Even though I'm decent at saving and automatically pay myself, when I'm stressed my spending is shit show. I'm trying to be more intentional and want to splurge on things I'll enjoy for years (handbags, travel, good quality pieces etc). Keep the content coming

@ZoePritchard 2 года назад

Thank you for sharing! It sounds like you’ve got a great system going & what a deaaaal on your car 🚗! I can totally relate to the spending when stressed 😫

@marlopez8586 2 года назад

Such an awesome video Zoe!!♥️

@ZoePritchard 2 года назад

thank youu 💖

@johannarahardt5129 2 года назад

Love the random dog content! 🐶💕

@throughlydia98 Год назад

Hey Zoe, I just found out about your channel and I'm a 24 years old from Singapore and really I'm trying to catch up on your personal finance videos and thank you so much for being transparent with the money mistakes that you've made and that I could learn from it, love your videos! :)

@marilynb4696 2 года назад

I knew you were gunna say take out and I cringed because it’s my biggest flaw in my personal finance. I work full time and go to graduate school full time and the little time that I do have I just don’t have the energy to make dinner and then clean up. I’m trying to make cooking a big goal for me this year!

@ZoePritchard 2 года назад

hehe sorry to touch a nerve!! But even just going to the restaurant to pick it up will save you a ton of $$$

@marilynb4696 2 года назад

@@ZoePritchard oh no worries!!!! I love you channel, it’s been a super helpful in my financial journey 💜 I def always take in the tips you give in your videos.

@Delkb89 2 года назад

I've been facing a lot of physical insecurities a lot-so talking about your desire to have the "perfect hair" certainly hits home and I appreciate you being real about this experience! I also like how you mentioned initially the kind of keeping up with the jones type behavior as well. Thank you for sharing!! Here for your content!!

@ZoePritchard 2 года назад

I'm so happy to hear you liked this video 💖 Thank you!

@BigbangVenezuela2 2 года назад

I love your channel and your honesty 💖 it's really refreshing and relatable while also being inspiring!

@ZoePritchard 2 года назад

that makes me so happy! thank you 💖💖

@emilytowi661 2 года назад

you are truly the ideal consumer target to every single marketing tactic

@ZoePritchard 2 года назад

me and lot’s of others girl

@rosemarie5489 2 года назад

Ohhh, I love the snow in the background. I come from a little town where it snows sometime even in April (we are down in the valley).Now I am studying somewhere else and it doesn't snow here so much....

@ZoePritchard 2 года назад

Aw yay!! Sometimes it snows here in April too 😭 This year I really hope it doesn't haha

@elizamartin4263 Год назад

Found your channel tonight and I'm so excited to go through your videos! The snow in the background is setting a great tone 🥰

@ZoePritchard Год назад

welcome 💖💖💖💖 hehe the snow will be back sooner than later 🙈

@elizamartin4263 Год назад

@@ZoePritchard same here in Chicago! ❄️

@KyleePicc 2 года назад

We love a money saving queen 💰

@ZoePritchard 2 года назад

!!! thank youuuu

@ChiaraGiovanni 2 года назад

Girl: I think your natural hair in the ballerina style is so iconic, and so good on you.

@ZoePritchard 2 года назад

omg thank you!! 😍

@ChisiAmandaXiong 2 года назад

Love this....keep it up ♡ I do love these videos

@ZoePritchard 2 года назад

Thank you so much 💖💖

@carloscolindres8148 2 года назад

Great list!

@kylieeliz 2 года назад

I find it so interesting that we're about the same age but our vices are so different, or at least the reasons are different. I definitely was spending way too much at the grocery store, but I found that going less often saves me more money because that's less chances to add extra items to my cart. I love to cook and do a lot of meal prepping, so food waste isn't really an issue for me; it's more so pre-buying stuff super far out or buying something on a whim. My other big vice is books (I have two entire bookshelves full), but I'm hoping a lack of physical space to put another bookshelf will slow me down lol.

@ZoePritchard 2 года назад

Goes to show that everyone is different 😇 which is really why theres no blanket advice or one size fits all budget 💖 I’m def jelly of your love of cooking and mealprepping! I wish I was like that

@user-jq6bf1re6p 2 года назад

Totally agree with all of these! I rarely use Amazon now since I would always find myself adding items I didn’t need to my cart to meet the $25 free shipping subtotal! Uber eats is a 1 or 2x a month treat on a Friday or weekend now. I make sure to cook during the week

@ZoePritchard 2 года назад

Amazing!! 💖

@Sarah-ty5ev 2 года назад

Something I’ve cut down on is buying things for some future me I think might exist some day. Like during quarantine, I had this idea that I was going to get into painting. I bought a bunch of stuff for it and ended up barely using it because it wasn’t fun to me

@ZoePritchard 2 года назад

Super interesting!! I had never thought of that, but great point. I also had a brief painting phase in quarantine... paint by numbers that never got completed 🙈

@OhSnapItsMaddyB 2 года назад

Yes! Don’t shop for your “future you” , I used to do that too! So many hobbies I only did for a month but I stocked up on supplies for.

@saraA16161 2 года назад

Great video . Just wondering what mail colour are your gel nails?

@isabelleiftimie3196 2 года назад

I love your energy! Been enjoying your content so much lately:)

@ZoePritchard 2 года назад

Thank you so much 💖💖

@Gcuve 9 месяцев назад

The dog!!❤😂

@idaliarice4773 2 года назад

Oh the peek a boo behind you made me laugh out loud!!!! That was everything! Thanks for sharing!

@josiem1343 2 года назад

Love hearing stuff like this from someone my age!! It's giving inspo to really reflect and it's so much more helpful then boomers just preaching and lecturing about what you should or shouldn't spend on

@ZoePritchard 2 года назад

hahaha amen to the boomers 😂 so glad you liked! 💖

@kwunnkzz 2 года назад

Hey Zoe, now that you’ve discussed continuing to shop and buy clothes while being frugal in other areas, can you make a more in-depth video about this? I thought I had to give up shopping to be more financially responsible, but I agree with you that we shouldn’t stop spending money on the things that make us happy, we just have to do it in a smarter way. X

@ZoePritchard 2 года назад

yes, great idea!! I will get to work on that :)

@AdelVinss 2 года назад

Eyebrows on point 🙌🏻

@ZoePritchard 2 года назад

thank you 😍😍😍

@ef9183 2 года назад

I bought a second monitor and ANC headphones on amazon for work which were a bit cheaper than in store. So sometimes it's awesome but I've definitely gotten into money pits when getting beauty and self-care stuff. I totally relate to spending way too much on there and not using a quarter of the things I buy

@ZoePritchard 2 года назад

so true! you can find amazing deals but need to know what you need and get in, get out! 😇

@SarahhhhhET 2 года назад

Yes Zoe! Even though I love clothes, I’m trying to stop buying clothes. With some good basics, I can make all the cute outfits I want! I might treat myself sometimes, but I’m like do I really NEED a new sweater when I have 10 already? No. 😂❤️ so I stopped buying haha

@ZoePritchard 2 года назад

Amazing self-awareness! Love it 💖

@ninabeena83 2 года назад

Completely agree with you on all of these. I’ve always done my own pedicures because I’m ticklish lol, but had to start doing my own nails years ago after having to end a period of NINETY DOLLAR full set 💅🏾 refills 🤦🏾‍♀️ y’all! Wtf lol The grocery one is particularly poignant - I used to spend $150 or more every couple of weeks stocking my fridge and the exact same thing would happen - so much waste because of lack of planning, forgetting about things, or just sheer laziness (and resorting to the dreaded food delivery or eating out 🥴). I had to think about it - I spend a lot of extra rent $ to live in the area I do, which includes being within blocks of SEVERAL quality grocery stores. So now I just go to the store every day or every couple days to get exactly what I plan on making that day. Works out way better and I’m only spending at most $30 per trip, which ends up being way less than the biweekly hauls and soooo much less waste

@goshinyhunter894 2 года назад

Good review,Awesome💗for crypto/guidance/investment🌎do you want to invest? 𝟷𝟽𝟽𝟹𝟽𝟷𝟽𝟾𝟻𝟼𝟻

@tejirioru Год назад

Me too. I had an Uber eats problem until I watched this. Thank you for this 🙏🏾

@kbd7391 2 года назад

This was such an inspiring video because it brought up some ways that I can absolutely cut back without giving up something necessary

@goshinyhunter894 2 года назад

Good review,Awesome💗for crypto/guidance/investment🌎do you want to invest? 𝟷𝟽𝟽𝟹𝟽𝟷𝟽𝟾𝟻𝟼𝟻

@jennycarrier 2 года назад

je magasine amazon mais pour la nourriture for la plus part! mais je connais mes prix set si juste si sa rencontre le prix des épicerie ..sa vaut la peine car au prix du gaz en ce moment. Mais bon ta bien raison faut ce recadré sinon...ont dépense en stuf pas vrm important!

@ManifestingMariah 2 года назад

Ok but can you do a tutorial on how to do your own gel nails omg they looks sooo good 😍

@ZoePritchard 2 года назад

I have a few clips in an upcoming vlog about how :) its really really just practice though. And its easier with gel than regular polish because it “cures” and gets hard in between coats

@maddies4121 2 года назад

Omg I ordered Uber Eats literally for dinner tonight and afterwards was reflecting yet again on how much money I’ve been wasting on it lately. I find your video on my recommended and the first item you talk about is UE - needless to say I completely agree with you and this video was my sign to officially delete the app! Thank you :) Happy to be newly subscribed!

@ZoePritchard 2 года назад

talk about a sign 😍😍 thanks for subscribing, so happy to have you here!!

@alexisz698 2 года назад

Some things I don’t spend money on/ will find means to save on: 1. clothes For me personally, I like to buy a couple pieces every season from tjmaxx / target that are simple and can wear for years. However, I don’t really shop the clearance sections anymore due to the fact that I always bought things just because they were on sale. 2. Alcohol, I barely drink to begin with, so I mainly buy one bottle of wine every other month. 3. Hair cuts / coloring My neighbor is a hairstylist so I’m able to get the coloring and trim I want at a fraction of the price. 4. Nails , they have always been something I do myself. However, I do love my monthly pedicures. 5. Coffee, I’m not a coffee drinker so I definitely save a lot in that area of life. 6. Home decor / furniture, I’m artistic so I like to paint / draw stuff and frame it!! For furniture, I bought most of it from Marketplace since they’re nearly perfect and is wicked cheap. 7. Public transportation, I live in the suburbs of Boston so I try to take public transportation whenever I can 8. One place in my life I splurge on is getting a housekeeper. She comes every other week for 3 hours and that is time I spend walking my dog, going to the gym or even playing my video games 9. Library, I like to go to the library for discounted museum passes and of course, free books! 10. Brown bagging lunches, I save so much money by just bringing breakfast and lunch to work

@ZoePritchard 2 года назад

All of this is so amazing! Sounds like you're killing it 💖 Thank you for sharing! Also - agree that a housekeeper can be a huge relief. I'm excited to get to the point where I can add that into my budget

@alexisz698 2 года назад

@@ZoePritchard I hope that day happens for you soon! Like you said, each person’s financial journey is different. 💕

@anitabizan4307 2 года назад

I currently practise all these. I also sold my car because I don’t really use it as much and borrow my mums when I need. I am however wanting a change to my hair so might splurge on that but do a low maintenance look.

@Cina-nae 2 года назад

Yes! Yes! Yes! Especially to the nail things. There are so many great ways to do your nails at home. I've gotten really into the nail stickers and they've gotten pretty good. What I like about them is they fit better and they don't pop off like press ons. You can even get gel nail stickers, customizable nail stickers, and even ones from specifically Women/ Black owned businesses . Regardless, they all will save you so much money and look just as nice!

@ZoePritchard 2 года назад

Ou I’ve never tried nail stickers! Do you have a fave shop you recommend?? 💖

@Cina-nae 2 года назад

@@ZoePritchard They work really well, especially with a top coat. I really like the brands Kyutee and the Dashing Diva gel nails from Target but you can also get custom ones on Etsy!

@adilah1000 2 года назад

hehe i love your videos because it makes me reflect & inspires me to check on the heath of my own personal finance!! happy these worked for you ♡ something i cut out a couple of years ago was uber. especially in the winter (pre-covid), if i didn't want to take public transport, i'd... call an uber! i'd take it a few times a week, so i started small by only letting myself call an uber once a week, then once a month, and now, never! covid helped too, but by then i was barely using it. another thing is bubble tea! i think drinks like coffees, teas, & smoothies can fall under this category too. for me, i'd order it multiple times a week, but like uber, i limit myself to a drink a week (max). my wallet (& sugar composition) improved quite a bit!!! :')

@ZoePritchard 2 года назад

Ah yes the Uber Everywhere trap! I was totally doing this too. It's funny because since covid many uber drivers have become uber eats drivers since there is more business that way. So crazy!

@RVswithGabby Год назад

Amazing once a month is good girl!!! I was buying things every other day 😅

@ZoePritchard Год назад

😂😂

@rivkahgroszman8695 2 года назад

Hi Zoe! What brand of gel manicure set did you get?

@ZoePritchard 2 года назад

it’s a brand called Madam Glam :) I’ll add the link to the video description

@evadamole 2 года назад

Instead of propagating plants, you can also grow them from pits and seeds. I never used to have plants other than kitty grass at home but I have planted the pit of every avocado I have eaten since the first lockdown, and now my apartment is a green haven.

@ZoePritchard 2 года назад

avocado trees!! sounds amazing 😍 I've only ever had luck with seeds outdoors

@jackiek4159 2 года назад

I still cannot believe how much the Uber Eats prices have been jacked up since covid! It is insanely expensive! Loved this video girl! xx

@ZoePritchard 2 года назад

Thank you!! Yes they are pure robbers haha

@johnpapalonishow 2 года назад

I like the convenience of Amazon, makes it easy to get stuff that I have no desire to drive to the store to get. I do agree with you though, that same making it easy to get stuff without going to the store is the same thing that makes it easy to order stuff you weren't sure about to begin with so you end up with more stuff then you "went shopping" for.

@goshinyhunter894 2 года назад

Good review,Awesome💗for crypto/guidance/investment🌎do you want to invest? 𝟷𝟽𝟽𝟹𝟽𝟷𝟽𝟾𝟻𝟼𝟻

@Its_timms 2 года назад

Such a good video

@ZoePritchard 2 года назад

yay, thank you!!

@dontbanmebrodontbanme5403 2 года назад

I feel that, more than anything, two things: 1. Have a budget and 2. Be realistic. What’s the famous phrase? Having a budget is telling your money where to go instead of wondering where it went! With a budget, I know, for example, ok, I get $100 a month to blow on Amazon things I don’t need, or I get $150 this month to blow on buying lunch. With the pandemic, since I work from home 100% of the time, there’s really no need for me to eat out so when I do, it’s rare. Regarding being realistic, if you tell yourself you’re not going to have any fun at all and this is the way it’s going to be for the next five years, you’re going to not only set yourself up for failure, you’ll be miserable while doing so. So I’d rather just say, look, $150 a month for Uber Eats and according to my budget, I can afford that. I think that’s the better way to go.

@ZoePritchard 2 года назад

great point!! what i wanted to get across with this video is that these are things that have totally fallen out of my budget, and I don’t even miss them. So while I could arrange my budget to allow for useless Amazon stuff, that stuff no longer serves me at all. :)

@pipounette2000 2 года назад

Hi Zoe, I enjoy your videos 😀 personally I rarely eat out. However I like to get a coffee from time to time. My favorite thing is to get an expresso. I enjoy coffee too much not to spend any money on it. One thing I proud of is the reduction of my purchase of produce like makeup, products for the hair etc. These days, I don't buy clothes unless I really need to. I will try not to buy any summer clothes. I have eveything I need. I rarely buy from Amazon, I guess that help.

@ZoePritchard 2 года назад

Thank you! That makes me super happy!

@davisamills597 Год назад

Love this video!!!! Can you link to your gel manicure kit? I spend $60/month on manicures and would love it just save the money and do my nails at home this year

@ZoePritchard Год назад

Hi!! I just made an Amazon list with all of the stuff I would put in my starter kit :) Here is the link: a.co/avNOkc2 (you don't need these brands, I chose ones on Amazon for simplicity but you could buy similar products at any beauty supply store)

@wolfchild9998 2 года назад

Super off topic but in the uk it’s called homesense as well! By any chance is Tjmaxx also called Tkmaxx in Canada too?

@ZoePritchard 2 года назад

It's called tjmaxx in Canada but I think the Australia it's called tkmaxx... so weird how its different, I wonder why!

@kgal1298 2 года назад

Oh those "Amazon Needs" are usually items from Aliexpress and often used by dropshippers.

@ZoePritchard 2 года назад

true!!!

@rebeccajones9757 2 года назад

That dog at 3:19 ❤

@ZoePritchard 2 года назад

she made her presence known!! 🥺💚

@MathildeG 2 года назад

Things I haven’t been buying: new makeup and skincare. Also I’ve really simplified these two routines. I’m okay having drugstore makeup and Cerave skincare. I also used to buy so many toys for my dog. Now much less. I also sewed back together one of my dog’s favourite plushiest. The stitching looks awful but my dog dgaf. I will say I have started getting my nails done. I hate doing my own nails 😅. I’m getting my first fill tomorrow. I don’t think I’ll do it each month though. And I have been getting a lot of haircuts because I’ve been growing out my pixie cut for more than a year and that’s a process. I’m getting married so I want my hair to be even ☺️. I also don’t really eat out. My fiancé is still really nervous about restaurants so we really rarely go.

@ZoePritchard 2 года назад

Thank you for sharing Mathilde 💖 It's deff all about balance! Love that you are fixing the dogs toys, they deff dgaf! 😂

@paulac4071 2 года назад

Uber period is nuts...lol...i have a set budget of 40.00 cdn for takeout for 3 people. We go and pick it up..lol. This is once a week only. Due to the rising costs currently I may do this every other week. You've progressed immensely Zoe. It's been great watching your vlogs every week. Keep up the great work kiddo. Love seeing Maggie in the vlogs too she was so funny today..lol

@ZoePritchard 2 года назад

Amazing!! $40 at the restaurant is totally doable, but $40 on Uber is for 1.5 people 😂 robbery! haha

@tackydidie 2 года назад

this makes me feel so bad...I used to be so so good with budgeting and not spending... I was cheap as **hell** Not that that's good, but it helped me build savings over the years. I feel that I've really slipped up recently. I find myself making a bunch of useless purchases...Digging into my savings a LOT. Specifically fragrances. I got literally 7 new perfumes in two months. I don't even wear them, I just like to keep them. But honestly... So ever since Zara came out with their new perfumes, its been a habit of mine to pick one every time I go. it's easily 30$ every single time. I think I've been spending loads out of boredom and I'm a student (not working currently). So I keep seeing my bank account go down as I pay for mandatory stuff ( CPA fees, uni, books, travel) and then since I feel bad about that, I reward myself with other stuff I don't need (Like sweets and clothing and perfume.) I just don't know what to do seriously

@3DSatelliteSky 2 года назад

Could you do a video about how to advance in your vareer or how to ask for a raise? ^^

@ashleybrenda___ 2 года назад

I also don’t spend on non of these things. Only hair if I have an event. The money 💵 you save it’s crazy!!!

@davidparnell4675 2 года назад

Hi zoe

@sarasworst 2 года назад

I dont drink anymore either!! Unless someone else is paying LOL, and even then it'll just be one drink and then I have to tap out. Same applies to meat, I don't buy meat anymore, but I'll eat it if someone else bought it or is offering it.

@ZoePritchard 2 года назад

hahaha shots on anybody but us 😂

@kathyhu4514 2 года назад

fun fact: most people in finance who uber eats every meal actually get their dinners expensed (coming from someone who works in finance who uber eats every dinner on my company.....)

@ZoePritchard 2 года назад

in that case I’d be uber eatsing every dinner too 😍😂 love that!

@josiem1343 2 года назад

kinda random but are you selling anything on poshmark or threadup?

@ZoePritchard 2 года назад

yes!! i sell on poshmark @zoexpritchard :)

@gianixaviersantanacastro1269 2 года назад

number 8 is good

@ZoePritchard 2 года назад

💖

@tealight3419 2 года назад

I've saved a ton of money by making cocktails at home. Obviously that's far from being a necessity, but food and drink are two of my greatest pleasures in life, so that's money well spent to me. With a SodaStream that I got for free from a friend, a couple of bottles that'll last a whole year, a $3 bag of discount limes a week, I can make a drink for a tiny fraction of what it'd cost at a restaurant and get to enjoy the process as a hobby. It also makes me way less inclined to spend money drinking when I do go out, because I immediately think about how I could recreate it at home.

@ZoePritchard 2 года назад

That’s amazing!! 😍😍😍 great hobby wow

@FrankHuynh 2 года назад

Go Canadian tire money!

@ZoePritchard 2 года назад

yeeehaw!

@angeliquechurilla121 Год назад

@@ZoePritchard hi what kit do you use for your nails? I'm definitely trying to stop spending so much money 💲😬

@shaniquelittle2211 2 года назад

SNOW!!!!!

@ZoePritchard 2 года назад

it was a crazy snowstorm day!

@JournalingWithNadia 2 года назад

OMG YESSS they really hiked up the prices on UberEats! It used to be my go-to "treat yourself" thing, but it just got way too expensive and it racks up so quickly. Not to mention the amount of DISAPPOINTMENT if your food wasn't as good as usual that day 🙄 I also learnt that a lot of those videos for "AMAZON THINGS YOU NEED" were people trying to get money from affiliate marketing so I try to scroll past it the second I see one 😂 some of them are so random, I saw a 100$ ✨electric garbage can✨... A GARBAGE CAN... LIKE WHAT?!?!? although I still splurge on my hair, it's the only "beauty" thing I allow myself to spend on after cutting out nails and makeup 😅

@ZoePritchard 2 года назад

wow i love this comment so much! I feel so naive for not realizing those amazon vids were TOTALLY just affiliate links 🙈🙈 also, from your display pic your hair looks AMAZING!

@JournalingWithNadia 2 года назад

@@ZoePritchard omfg girl you're too sweet 😭 i already love you so much and now you compliment my hair? #NotificationTeamForLife 🥺🥺🥺

@chibiaye637 2 года назад

Amazon does have amazing deals but you need to know your shopping list and not get sidetracked with recommended products. I bought some bridesmaids proposal items from Amazon for dirt cheap and everyone thought they were from Etsy.

@ZoePritchard 2 года назад

that’s awesome! yes, you gotta “get in get out” on Amazon… i could dilly dally on that site for days haha

@chibiaye637 2 года назад

Or maybe add to cart and think about it for a few days if the item still sings to you? If it doesn't, then you don't need the item.

@xoelisamarie 2 года назад

Ugh I tried to do my own gel nails but getting them off is a bitchhhh and i feel like I just damage them more :,( help

@ZoePritchard 2 года назад

i know i know!! you need 1. pure acetone & 2. a buffing tool. Split a cotton ball in two, soak in acetone, wrap around nail with tin foil. After 5-10 minutes remove that and buff / file, then put it back. It’s annoying but the same process as the salon ✨

@kirakrall4145 Год назад

3:20 😂

@cynthiar3013 2 года назад

You said Uber eats and I felt attacked 👁👄👁!!! But this is so true! I’m spending at least 24 USD everytime I use it for 1 person! But the convenience is addicting especially when you work from home!

@Clockwork_999 2 года назад

Theres a dude who was recently featured on Torontolife who spends 1300 a month on delivery. Youre good.

@ZoePritchard 2 года назад

toronto 🤝 uber eats

@winterspring3402 3 месяца назад

plants next to books cause books to mold :/

@debrafirestone861 2 года назад

So how do you eat. Your health is very important Hope your eating healthy

@maaarie24 2 года назад

I live in Québec and I went to do my nails for Christmas in December… 70$ plus 5$ tip 75$🥲 It’s now so expensive i’m making my own for like 5$ 😜

@goshinyhunter894 2 года назад

Good review,Awesome💗for crypto/guidance/investment🌎do you want to invest? 𝟷𝟽𝟽𝟹𝟽𝟷𝟽𝟾𝟻𝟼𝟻

@YourRav 2 года назад

A few months ago I would doordash every single day, sometimes multiple times a day. I couldn’t justify it but I kept doing it. THANKFULLY I’m out of that phase. My savings.. GONE… just from doordash.

@moneymomentum1846 2 года назад

More money vids!!!! Haha my name 😅

@ZoePritchard 2 года назад

hahaha yes!!

@luizachagas9398 2 года назад

uber eats is definitely my worst problem! this year I'm limiting myself to ordering uber eats twice a month and so far it's been working

@ZoePritchard 2 года назад

That's great!!

@sweettooth3356 2 года назад

Idk i’m from Sweden and i don’t know anyone who tips food services

@destiniez04 2 года назад

a friend said she spends around $3k/month on Ubereats for her family of 6 🤯

@ZoePritchard 2 года назад

HOLY COW!!!! That's like 3/4 of my previous job's income! 😱 Good for her though 🤷🏻‍♀️

@bR-gz5oj 2 года назад

I buy medical books on Amazon , they’re much cheaper 😅

@KeemIbarra 2 года назад

If you're gonna shop on Amazon make sure you get their credit card! 5% back on every purchase. lol

@kgal1298 2 года назад

I have a pathos I keep trying to propogate but my cats keep climbing to where I put them and take them out. It's so not obnoxious. Also, if you want to save money don't get cats.

@ZoePritchard 2 года назад

haha cats are so funny 😂 🐈

@Sarah-ty5ev 2 года назад

Uber eats literally doubles the price of so many meals! I won’t ever use them now. If I want to get food I will just go to the place lol

@ZoePritchard 2 года назад

yes!! Uber eats just slowly got us hooked, then JACKED up the prices. No thank you!

@interpretrebekah 2 года назад

and it also costs so much for restaurants that they also suffer and barely make a profit!!! better to just order directly from them

@Sarah-ty5ev 2 года назад

@@interpretrebekah so true!

@dorismogire8413 Год назад

I don't spend money on the items you have cut off on but I am still broke..lol

@suelyons531 2 года назад

Haha....I'm surprised you did not mention the cost of buying coffee at Starbucks or Tim Hortons every day. Here's a trick for Home Goods...don't grab a cart. It's amazing what one doesn't buy there if you don't have a cart to hold the stuff you really don't need.

@ZoePritchard 2 года назад

Luckily I never fell into the daily coffee habit, but you are so right!

@SamFerro 2 года назад

Not you saying Uber eats right as my order pulled up 😭😭😭 the shame

@ZoePritchard 2 года назад

this made me laugh 😂😂

@thewaterycrab5216 2 года назад

Not offended but personally I only go on Amazon when I need something. And I usually find it!! I only buy that item. I guess not all Amazon users are the same. 🤷‍♀️

@jennycarrier 2 года назад

ouin 40 dollard pour un poké c trop juste trop..jme les fait maison! tellement cheap de cette facon. sa devient a un moment donné q ont le sais que c juste to much :)

@SH-ly1uy 2 года назад

100 dollars a month for Uber is not too much

@goshinyhunter894 2 года назад

Good review,Awesome💗for crypto/guidance/investment🌎do you want to invest? 𝟷𝟽𝟽𝟹𝟽𝟷𝟽𝟾𝟻𝟼𝟻

@unique23itiswhatitis 2 года назад

Great video. New to budgeting community hope 🙏 for some love ❤️

@justinh5076 2 года назад

Well you're kinda perfect 😉

@ZoePritchard 2 года назад

that's kind but no way 😂😇

@chrysvest4746 Год назад

It must be more of a millennial thing, I have literally never gotten food from Uber eats.

@osorubio1593 2 года назад

I came across your site by chance and I thought I would respond. I am several generations older than you so my viewpoints are colored, perhaps, by age. As I understand it, you recently were laid off from your job and are sharing your financial decisions that have been forced upon you. I am assuming that while you have a stash of cash, you are not independently wealthy and need to work to sustain your life style (or any life style) And congrats on paying off your student loans! At the risk of inflicting "financial shame", I am shocked at what I am hearing. As with many people, I have been in your situation. The thought of going out to restaurants (much less having it delivered) would not have occurred to me. Certainly no new clothes while I am not working. Expensive trips to the salons would not happen. Nothing bought on the internet. In other words, total financial lock down. Hopefully, you are making some money from RU-vid. But until you get a full time job, eat noodles and wear your old clothes. And don't celebrate the fact that you are no longer buying plants! +

@ZoePritchard 2 года назад

Everything mentioned are tactics I put into place long before I was laid off :)