Great analysis Aaron. We switched to using cash for all purchases about a couple years ago. (Except some monthly bills and gas for the car) We have saved THOUSANDS by doing this. Turns out it is easier to tap a credit card than it is to part with a $100 dollar bill. Its amazing how much more aware of our spending that we are now.
But if pay in full when your statement is before the balance is due on your credit card there is not a problem as your not paying interest . I se my credit card for paying my excess fares but I know my employer will pay it pack to me. Your correct about paying by card it dose not make us think about how much it costs or if we need the item. I see many people buy the latest top of the range mobile phones personally I don't buy the most expensive one I buy sim free one paid for in full by myself not on finance
Self custody bitcoin is the only asset that can not be legally taken from you with a court order. Stocks, money in bank, your car. My private key. You will kill me before you can have it.
