5 Questions that doubts whole podcast: 1st - If he and his brother draws 1.5Cr each, means 3Cr per year that is 25 lakh per month, then how 30 lakh SIP, 3 lakh rent and 3 lakh Other Expenses 2nd - He Said he earns 1 Cr salary when he was in London in 2008-09, then how come in 2010 he couldn't afford 10k SIP? 3rd - at 18:20 Kushal Confronted this guy 1 lakh becoming 52 lakh at 60 age, we should consider inflation, abhi bike na lu aur 60 ki age me 2 Mercedes aayegi ( 52 lakh m at age 60 Do Mercedes aayegi Joke😅) 4th - at 42:27 he said world travel kro, km SIP bhi chalega because his biggest priority is travelling over cars, house, enjoying decent life, exactly people have different priority just like he doesn't have car till now but have visited 25 countries, some person have 2 house 2 car for them and their family. So no logic 5th Question - He said he paid 30 lakh tax last year, then assuming he given "gyan" On importance of white money, he would have earned not more than 1.4Cr, that is around 12 lakh h month, he said initially he was giving 22 lakh a month SIP. See I'm not against this guy or any hate, but IMO he have not given clear picture of what he earns and does. Whole Podcast seems suspicious, and Kushal also felt this. Hope audience gets to understand and those getting inspired have some common sense.
Thanks for taking out time to watch the entire video and also for posting your queries. These questions are really useful and needs to be addressed. Let me revert to you one by one on this 1. Total Rs 30 lakhs SIP goes from our individual account and also from our company account (Rs 10 lakhs per month) 2. I lost almost all the money in F&O in 2008-09 while I was leaving in UK and thereby starting from 0 again in 2010. 3. The idea was to just share the Cost of Delay. I started investing seriously at age 30 and today I regret that I should have started earlier. The power of compounding is really magical but we realise it only late in our life. 4. All I am saying is one should enjoy in the present as well as plan for future. Yes every person can have different goal and one should work towards achieving the same. 5. I started with Rs 10,000 SIP in 2010 and then every year kept on increasing it as per increment in our income. The idea of this entire podcast was to share a genuine story and thats why I tried to be as transparent as possible. I hope this helps.
@@gajekoth Sir I dont want to do SIP, but want to invest lumpsum or when ever I get money i will keep on adding, what do you suggest? sip or lumpsum.. like monthly I will do 10K but not as sip, when ever I want I will add, can you give me your company details?
I am his target audience ....one day i will also make 100 crore ...in next 25 years ....this message when liked or being commented will remind me my journey ...i am doing sip of 1.28 lakhs per month ....one day i will achieve 100 crores .till now my compounded capital is 60 lakhs
भाई मैं एक बात कहूंगा, आप लिखने से ज्यादा बात करने पर ध्यान दिजय कभी कभी कुछ लिख लिया कीजए। इससे वीडियो देखने में अच्छा लगता है। नही तो ऐसा लगता है की एक आदमी बोल रहा है और आप अपने काम में लगे हुए है
Kushal Lodha seriously are you a CA ??😂 Today my opinion on CA got changed after looking at your questions. Who can ask a question like Real estate how much black how much white. Really ??? This question from a CA ?? You are just asking about numbers nothing else... You could've asked many relevant, interesting and important questions to him. You are asking for Post tax pre tax returns. 🫢🤦. Kothari sir sorry he didn't took full benefits from you.
Our country's finance minister mrs. "NIRMALA SITHARAMAN" feeling happy in heart, liked& watched the full video without saying anyword in the comment box 😂😂😂😂😂
This is by far the best video on the power of SIP, timely savings, and the concept of simple living and high thinking..... Many thanks to Mr. Kothari for sharing his journey.
Hello I want to share my experience before 11 years at age of 21 started SIP 4K only started increasing 50 % now I’m investing 1 L monthly my plan is for next 20 years for my next generation… ❤
@@kirangandhi6156 I am not a financial advisor but having a strong conviction in equity market. Please don't mind, don't ask about investment from any random person. First make your future plan then start investing with the help of good financial advisor. All the best.
Now my age around 21 but i was also start sip before 2 years with the amount 1000 but now i am invested in mf through set-up sip around 7000 and my total invested amount 123000 and total return 45000 (I know the power of sip and also power of compounding) And always increase my sip amount 10% per annum
I am not sure if my maths is that bad. 20 cr to 40 cr in 10_11 yrs and yeild was 18% compounding.. 2010 FD simple interest was 9 percent . That means either i am dumb or... FD se 8 saal mein paisa double of jata. 18 percent ke hisab se 20 crs 10 saal mein 112 crs honey chahiye 😢😢
nothing is useful out of this video, make soemthing useful video for working class who barely manage to invest 30000 rupees, that will be real help, why focus on people who are already earing in crore what value they bring
He ended in such a way, that I dropped all my reasons and strategies ki bhai ek hi cheez me kyu itna paisa dal rahe ho? And he is like. Bhai mai nahi hu genius, i am simple. And he wins without even a debate😊
Awesome podcast made my day, totally relatable for me, I also did started my monthly SIP with 2K only 12 years back and today approx 2.5 L going in SIP and almost near my FIRE before 34 yrs of Age. Thank you!!
Wa sir I salute u mane bi asa he kiya hai apne bacho ke liya but mare pass pase kaam hai isliya 2000 he dala hai but focus 20 25 saal ka hai apne bacho ke liya. Jai hind sir
From his business which he has relentlessly build over 15 years. Pay your self salary from that business. Live a simple lifestyle. Invest regularly. Don’t build physical asset. Only one house in which you stay is enough.
at 39:40 timestamp : paid 30lkh tax for 1.5 cr yearly income....doesn't fit the maths how is tax so less ...should be 50% more around 45-50lkh...what is the loophole here :)
Still maths is not working 1.5cr is his salary and similar of his brother: 3cr, for investing 30lkh a month u need 5cr with zero spending and 6 lkh he said rents n other and so total 6cr pre tax is needed to invest 30lkh per month What is the catch here?
I think all you need is an expert assigned by a brokerage company that will trade for you and handle your capital professionally and give you weekly returns of investment Without any extra fees attached
Kushal yaar kya question puchta h tum…. Ab har podcast me beginner ki tarah cagr kya hota h…ye sab puchte ho time pass k liye… first decide level of your audience
I am not sure he actually answered Kushal's question about how he went from investing 10,000 to 30 lakh per month. Went on a movie recommendation instead 😮
Hundred percent Kushal is doing a great job. But I think he needs to be cautious of the guest evading questions which are particularly useful for viewers. The guest never talked about how he invests such a big amount monthly (which funds and why), what his thought process is behind just putting the money in MFs, etc. At one point it was appearing to me that the guest was mainly here to just get some eyeballs by showing off his corpus, not much interested in talking about investing strategies that he follows.
2000 crores Aum he makes 1% that’s 20 crores. Usme salaries aur other expenses deduct karlo say .25-% that’s 5 crores. 4 crores he can easily invest. Credible to build such a big business. End of the day kamaoge to sip karoge na. Plus he is smart khud ka ghar bhi nahi so no major Emi. Good learning 👍
The best returns one can always earn is from his / her own business as you are putting your energy and sweat in it. I spent last 15 years working very hard on my profession of guiding people to make their money work harder with the same thought process that I am using to invest my family money. I invest all my money in MFs since this is a great long term vehicle to achieve all your goals. As my income from business kept increasing I started increasing my SIPs. I hope this answers your query.
At 21:53 ye bol rha h ki ye aur iska bhai 1.5 crore ka salary leta h individually...total 3 crores hua income ..aur monthly sip 30 lakhs ka to yearly 3.6 crore sip kr rha h ...how is this possible....
Most ppl don't understand in future the cagr returns from index / large cap stock market will come down to 8 to 10 percent or even lower . This is because nifty is hovering around 25000 as of early August 2024 , and even if it doubles, triples that will happen over decades unlike earlier .
@@arindambairagi_ thanks, before investment I read 5-7 books on businesses, investment psychology and about money. And so many more in my collection which would really helpful 😀😀
Very good interviewed. Gajendra Kothari is truly an inspiration for the young generation. Enjoyed the interview very much with so much good information and facts!
Kushal sir your content is insightful but just a suggestion You may be curious but don’t interrupt the guest randomly, it makes you sound obnoxious and guest loses his flow, try to match his energy and then wait for him to pause before you speak make it sound like conversation not interrogation
We requested to you please make 1 video for Mutual fund. Today this year 10,000 people who invested in mutual funds 1 schemes flexi cap worth Rs. 1,00,000 Each then after all has 20 year target they all are regularly invested in SIP every month. After 20 years this 10,000 people are withdrawn money at that time what happens?? If CAGR 15% Invested amt: ₹2,40,00,000 x 10,000 Withdraw amt: ₹15,15,95,497 x 10,000 what happen?
Q: Why not diversified? A: Steve Jobs quote, Arjun, Simplicity, Dosa, Shirts, ... Chotti chotti chizo me jyada mat socho, so on. And this guy is investing 30 lakh per month.
15 mins into the podcast , there's something wrong about this podcast .... bilkul convincing nhi hai ( i feel like even Kushal felt this during the conversation)
There seems to be inconsistencies in the narrative, even if brothers combined salary is 3cr a year (1.5cr each), the post tax income will be 2 cr or less. And once we deduct personal expenses, the number will be even less, so how can sip be 30l a month, i.e. 3.6 cr a year... Numbers don't add up
First-of-all, I am unhappy, sad & angry with myself & YOU for having come across this podcast at a late stage of my life , almost near my retirement. I am currently investing 29K/month in PPF . 1) What if I stop this investment NOW & invest the same amt I'm MF for the next 4 years? 2) Can I have a direct conversation with Gajendra sir wherein I can sort out this issue & some others?
Thank you @gajekoth Mr Gajendra Kothari. Loved this conversation. Got so much motivation and inspiration. Looking forward to poscast post 6 years..😊 Thank you Kushal.
[❤❤❤I m thinking about tht extra 2.5 wch was introduced during this budget in 2024 (increased in cap gains tax) ,sir must b Giving a big chunk of his cheeze cake after gaining tht 100 cr mark] He must b th3 only one to hate tht max... But stil salary fr 1cr is also his hard work 😢
@@gajekoth Thank you Gajendra Sir for Awesome 🤩, Honest 😃 & Transparent Eye 👀 Opening 😎 Podcast. Already watched that Movie "One Idiot" 🎥 and was able to relate as 22 yr Old! 🔥
2010 me 10000 se SIP start ki,aur inhone 2010 se 2013 tak 50 Lakh invest kar diye ? Note print karne ki machine le aaye kya ji. Kya ullu banaane ke liye bula lete ho aise log ko.
Is he the guy who asked on reddifguru, the 30 lakh a month SIP is good or not question. He actually wrote 30 lakhs in brackets so that people don't think it's a typo, height of showoff. Please confirm this from the guest😂
Thoda tajoob ho raha hai ki kushal CA hai, aur CA regarding channel hai, discussions kiye hai aur ELSS ke baare mein nahi pata aur uski baarikiyaan bhi.ELSS is one of the best tax saving instruments along with wealth creating potential as it automatically locks in your money for 3yrs
Anchor pls listen to what accomplished Gentleman has to say instead of thrusting your checklist questions‼️‼️you missed a very important thing on chakravati formulae that he wanted to talk about.
How can arts background students can get MBA finance jobs and build a career in it? I would appreciate it if you can bring any person from an arts background and build his career in MBA finance. please if there is any possibility around you to make a content on this it will help me.
Propaganda prodcast just showing off and motivating ppl not to buy house and car give money to them so that they can earn 1.5Cr. Never invest in any of the MF invest in ETF
I'm sure he travels by locals only. This is not life for sure, sometimes you're addicted to only saving and never spending. Such people are given the responsibility of only earning and living poor😢 very poor...
What is your age Kushal? How much have you seen the world? From your age seems you are a teenager and being so why do you call yourself as a financial entrepreneur? RU-vid is full of these kind of videos. Please avoid these people.
First of all thanks a lot @kushal Lodha bhai... Gajendra sir I will meet you that day because you have invited, I will go to Mumbai after 6 years, I mean when your target of 100 crores will be achieved and my best wishes to you…
Bhai ye pakka businessman hai. Many lies he talking, trying to pitch the clients through this podcast. Just see he has not named any single MF name where hes putting SIP from so many years. Try to stay away
I came down to read comments, Is that only me who is ediot there are others, thanks to sensible folks here. The entire number game don't add up. Levaing content after wasting 10 minute on fake podcast.
I am on your footsteps Similar experience from 2016 Same Ovid experience But one faith and principle that market always upward ⤴️ in long term And result today 1cr plus
