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@@ad5460 school is great. I speak to it quite a bit in my other videos that aren't specific to monthly dividends. It definitely makes my list of top dividend ETF in all my other areas.
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
With my demanding job, I lack time for investment analysis. For seven years, a fiduciary has managed my portfolio, adapting to market conditions, enabling successful navigation and informed decisions. Consider a similar approach.
Recently, I have been exploring the possibility of consulting with advisors. As a mature individual, I am in need of guidance, but I am curious to know how truly impactful their services can be?
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Sharon Marissa Wolfe for the last five years or so, and her returns have been pretty much amazing.
Thanks for sharing. I searched for her full name, found her website immediately, reviewed her credentials, and did my due diligence before reaching out to her.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Currently I'm just being smart and frugal with my money, I'm in the green 47% over the last 23 months and l've accumulated over $70K in pure profits from DCA’ing into stocks, ETFs, dividends and futures. However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait.
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
Finding financial advisors like Carol Vivian Constable who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. i'm gonna just incest with my 200K cash savings
there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
Working with an asset manager has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make over $400k like some people are this season.
I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.
I feel investors should be focusing on under-the-radar stocks, and considering the rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
Good video! Well, I'm so happy that I made the best decisions by making a good investment. Recently, I was able to acquire my third house even at my age and I believe that if things continue well, I will retire early
It's good! But how did you manage to achieve all this, even in the current economic context which is very bad? Please I would appreciate your help on how to proceed, I am desperately looking for a way to pay off my debts and achieve my goals.
No one gets rich with just one source of income, and a high salary will never land you on the Forbes list. The need for currency diversification is crucial, and trading remains one of the best.
I have about $250k distributed across various investing accounts, with 35% of my capital invested in an IRA and 25% in index funds. In Q4, 2023, I suffered a great deal. I'm just searching for methods to get better in 2024 right now.
Seek out reputable stocks with long-term growth prospects, then follow such stocks. I have discovered that making such excellent decisions requires a deep understanding of the market.
Without a sure, having the appropriate strategy is essential. My portfolio, which is ideally suited for each market season, recently saw a 100% increase from the beginning of the year. My CFP and I are aiming for a seven-figure ballpark figure, but it might take until Q3 2024.
I devoted to my financial expansion this year, started with ETFs which has given me 12 percent growth so far but I recently diversified into Forex which has made me over 70k with a 100k capital
I believe JEPI and JEPQ could fit well into my portfolio as I approach retirement. How can I maintain a high-risk investment strategy to pursue higher yields until I reach at least 55?
Adding JEPI and JEPQ is smart for nearing retirement. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals. Maybe consider diversifying your portfolio to spread out the risk.
Working with an asset manager has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
Your manager seems competent. Could you share how I can reach out to them? I've recently sold some property and am interested in investing in stocks, and I'm seeking guidance. Thanks
Agreed, people are considering NVDA as the "Stock of the year." However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, looking for companies to make additions to boost performance
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
AI stocks are poised to lead the market in 2024, with NVIDIA as my top choice due to its strong long-term growth potential and its role in supporting other AI companies. I know someone who saw over 200% gains with NVIDIA. While it remains my favorite, I’m open to considering other stock recommendations as well.
I have done better on individual stocks than I have on ETF. I bought SCHD, four years ago and I am still in the negative. I bought NVIDA the same time and we all know about NVIDA. Wow, I have never seen your channel before. Great information.
Seek out reputable stocks or EFT with long-term growth prospects, then follow such stocks. I have discovered that making such excellent decisions requires a deep understanding of the market.
My colleagues had a good laugh at me when I told them I started my journey with $80k capital and how I accumulated over 5 figures within a span of 7 months. They never believed me until I pulled out my P&L.
Amazing content! I am regretting not investing in stocks ever since but still grateful i kept money in the money market. With about $200k maturing soon, i plan investing in the stock market. What stocks should I look into as a newbie to safely grow my money?
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I stopped listening and taking financial advise from these RU-vidrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Natalie Marie Tuttle is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
I appreciate your thorough analysis of different ETFs and your commitment to helping us make informed investment decisions. Keep up the great work, Brian!
You are my kind of person! I'm all about the spreadsheets, and it makes me feel great that you value my work enough to keep it with its own folder. Thanks for the note.
Personally, I think investors will start to seek more market diversification. can i confidently invest about $350k into the financial markets in 2024? I'm still not sure how rates will effect the market just yet, which worries me a lot.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
Heather Lee Larioni is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
I am in my late 50s and have been in the market for almost 40 years(yes started young). Your verbal and spreadsheet presentations are very constructive, also kudos to the vibe you generate. Thanks for being a giver😇🙏
I’m already dollar cost averaging but I’ve been holding onto a lot of cash as well. I recently put most of it into stocks because it was just sitting there. Most of it went to dividend stocks so I’m not too worried. The goal is to invest for dividend and the stocks were at a recent low so I’m not worried long term. Sooner I start the more dividends I’ll have to reinvest.
Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!
saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k, but guess what? I put it all back and traded again and now I am rounding up close to a million.
I have 35% of my capital investments in an IRA, 25% in index funds, and the balance spread across other investment accts totalling over $250k. I took a big hit in Q4, 2023. Right now i am just looking for ways to recover in 2024.
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
*I remember having a consultation with a financial analyst last July, and it was incredibly insightful, can't stress enough how helpful experts in this field are!*
Biggest lesson i learnt in 2023 in the stock and crypt0 market is that nobody knows what is going to happen next, so practice some humility and follow a strategy with a long term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving
,,Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we're the market is wanting to go and keep it simple with discipline.
As an Investment enthusiast, I often wonder how top level investors are able to become millionaires off investing.. I've been sitting on over $545K equity from a home sale and I'm not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
The current state of the market may bring opportunities to increase profits quickly, but professional assistance is required in order to put such a plan into action.
Same here all thanks to Mrs Jennifer T Stones, she has always been there to guide me through with detailed analysis and recommendations that I wouldn't have access to otherwise.
I currently live in New Zealand and it works slightly different here. I think dividends might not be as good for me. If shares go up in value and I sell that’s a capital gain, but we don’t tax capital gains here, but dividends would result in a higher tax bill.
Great Video. One question I have, is does your spreadsheet account for dividends compounding on a monthly basis? I've found that most websites just take the dividend yield and add it to the NAV return, which is not accurate, especially for funds that pay on a monthly basis. The percentage miss can be off by a wide margin, especially during bear markets, where the number of shares purchased every month climbs.
I think there's a place in my portfolio for JEPI and JEPQ once I get closer to retirement. I am staying balls deep in high risk until I am at least 40.
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
Over two months ago I sold my 6,300 Tesla shares and bought Palantir, Nvidia and Super Micro Computer. Wow I was so lucky I made those moves because I am way further ahead.
Taking early notes from Warren as to the importance of sound asset diversification and risk management It can’t be overstated. I’ve been trying to grow my portfolio of $300K for sometime now, I would greatly appreciate any other suggestions.
Great video. I’ve been in JEPI for a few years now, great monthly income. Just sold an estate from a family member that passed, I will be dumping 6 figures into some of these other ETFs.
Biggest lesson i learnt in 2023 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.
“NICOLE ANASTASIA PLUMLEE’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for the question and answer section comparing the two ETFs! So many people get enamored by investments having great dividend yields and look past the whole picture in total return. Once again - thanks for the details and trying to help others understand investing a little better!
Thank you so much for the note. Trying very hard to help coach just a handful of people that may not fully understand dividend investments. I get a lot of questions on it, and I try to be proactive in oversharing. I truly appreciate your note
The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. I gained $150k dividends in 2023.
qq-please- Are ETFs also at a risk of going bankrupt as individual stocks do. And if yes, then what are the characteristics that make them suspectible?- thanks
Thanks for the video Brian. Suggestion - if you will make a video on how ETFs use puts/calls to manage risk, you might discuss XYLD and QYLD. Reasonable examples of this approach.
I’m new to this and probably doesn’t pertain to this video. What would be the point in investing in etfs like VOO that is $500 and you have only $5k that would give you only 10 shares and even a 20 percent gain would only be nominal. Am I wrong here or what is the solution?
Hi Brian, thanks for another GREAT video!! I also reviewed your linked spreadsheet and noticed SCHD wasn't included in it, I learned about SCHD in your other video vs VOO vs VGT. Curious, is there a reason it's not included, is SCHD not considered a High Growth Dividend ETF? Also, I noticed that in Column Q of your spreadsheet (5 year price CAGR) that many of the ETFs would actually have a negative return, or a slight one, with dividends pulled out. Assuming someone wanted to get income/dividends to live off of, why would an investor go with these High Growth Dividend ETFs vs say a Preferred Stock ETF like PFF that offers a 5-6% dividend and little YoY growth or a Bond ETF like BND? I'm trying to think through retiring in a couple of years and how I can balance needing income with still wanting some portfolio growth (and having more capital gains/qualified dividends vs income assets for tax purposes). Loaded questions LOL Any thoughts are appreciated for my learnings!
does a dividend etf make sense for a 61 year old who is late to the party of investing. Jumping in now with about 50k looking to maximize my growth in the next 10 years. Looking for the best growth with medium risk. Not sure dividends will add up in this short time?
It's simple to buy a stock, but extremely challenging to choose the appropriate one without a tried-and-true plan. Since I don't know the best entry and exit tactics, growing my $160,000 portfolio has been a huge difficulty for me. Any recommendations would be highly appreciated.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
“Angela Lynn Schilling’’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Good content. Thanks. I wonder why you have not considered SCHD and VIG as part of this analysis. Vanguard has handful of ETFs which would have fit the bill I assume.
Thanks for the note. The only reason why I didn't consider them in this specific video is because this is for monthly dividend ETF. But I do have a spreadsheet down in the description that shows all the different ETF that do payout monthly.
Thank you for the info. I watched your video on Div REITs and now they are part of my portfolio. I like that the price per share is low and doesn't fluctuate much. Please correct me if I'm wrong, but I think of them like an old-school savings account so I can compound the div/interest. I buy 500 shares of (example:SLG) @$46.00 = 23K (using margin). It pays .26$ a share per month div = $130.00. I can buy 2 more shares and collect $130.52 (after the ex div date) the next eligible month. Repeating the process monthly. Since I'm not looking to sell only buy I like the price stability. OK... All CONSTRUCTIVE CRITICISM is WELCOME. after all, it's how we learn. I don't know how to create a spreadsheet that would show how this shakes out over time, but I know the div is more than the interest I pay on the margin so I could buy more shares, and so far so good. THANKS !!
Problem for me is that the stock market is over valued dramatic! Dividend wont matter if the market eventually resets:) Just going with high yield savings for now
Unfortunately,not many people realize that. The exception may be retirees looking to receive additional funds to subsidize their income. But in my opinion, there are better ways than dividends. Thanks for the note.
Yes, I've had several videos that have schd as a top dividend etf. It didn't make it in this video because this video is specific to monthly dividend etfs. Schd is paid off on a quarterly basis, so it didn't meet the requirement. That's the only reason
It depends on your age. If you are 59.5 or older, you can pull from your Roth IRA, but anything younger and you can't withdraw without penalties. There are exceptions that you can look up, but for the average person that wouldn't be a good idea if you are younger. Let's say you are 35, then then if you wanted to pull funds out monthly, then you'd want this to be in a taxable account (just a basic brokerage, not an IRA). But keep in mind that dividends are taxed in the year they are earned (for a taxable investment account). Hope that helps. But if you are thinking about this seriously, you should reach out to a financial advisor to see if your circumstances give you more options.
Not First time here , but this video seems like it’s promoting other goods and services more than the expression of wanting the best for the shareholder/ imvestor
Please use specific facts and details to make your point. I speak to the items I research for my own investments. That's why I share my spreadsheets with all my research.
@@BusinessWithBrian nothing wrong with your investments, but the fact is out of RU-vidrs that are trying to teach this stuff and help others get to freedom this video advertise the most for other things besides the Interest of the investor. I still like the content, all I’m saying is just give us the meat and potatoes.
Trading without professional guide... Huh I laugh you, because you will remain where you are or even make huge losses that will stop you from trading, this has been one of the biggest problem to new traders
In recent weeks, lnvestors have become concerned that Nvidia has simply come too far, too fast, and they are wondering whether the hectic pace of AI adoption could continue. Nvidia answered that question with a resounding "yes," but given the stock's parabolic gains, blockbuster results simply weren't enough. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
I stopped listening and taking financial advise from these RU-vidrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@@BusinessWithBrian haha I was actually commenting on a different video and my playlist automatically switched to yours right before I pushed send lol. Sorry, I do not know your background but now I'm going to guess... Some sort of Competition Shooter?
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
Hey Brian! You should really make a video of this cultivated meat investment fund (Cult Food Science stock) 🌱🚀 I strongly believe it will be a 100X within 2-3 years! 📈💥
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
