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TOP Health Insurance *MISTAKES* to Avoid 😱 | Don't Buy Health Insurance | Gurleen Kaur Tikku 

Gurleen Kaur Tikku
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Navigating the complexities of health insurance can be daunting, and people often end up making wrong choices that prove costly in the long run.
In this video, we have shared the Top Health Insurance Mistakes that one does while buying Health Insurance for themselves or the family.
This is mainly to ensure that people have the best coverage and avoid unnecessary financial burdens.
WATCH THE VIDEO FOR MORE DETAILS : -
✅ To buy insurance policies, click here - hareepatti.com/contact-us/
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For any queries:
📲 WhatsApp : wa.me/message/VJCYEKX3EWHOE1
📞 Call : 9650706699
💌 Mail us at: info@hareepatti.com
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✅ TIME STAMPS :-
0:00 Introduction
0:47 Replicating Someone's Health Insurance Policy
2:07 Under Insurance
3:24 Hiding Pre-Existing Conditions
5:38 Waiting Periods & Exclusions
8:02 Not Checking the Proposal Form
8:50 Health Insurance Policy Without Capping
9:30 Conclusion
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You can also reach out to us on our Social Media:
📸 Instagram: / gurleentikku
/ hareepatti
🎬 Facebook: / hareepatti
👩🏼‍🏫 LinkedIn: / gurleenkaur
🐦 Twitter: / gurleen011
✍🏻 Website: hareepatti.com
Do SUBSCRIBE to our channel for more such informative videos:
/ gurleenkaurtikku
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health insurance 2024 , health insurance mistakes , health insurance portability , best health insurance , health insurance proposal form , health insurance in India , health insurance capping , health insurance sum insured , health insurance mistakes to avoid , best health insurance 2024 , don't buy health insurance , health insurance fraud, financial advisor , gurleen kaur tikku , insurance agent , hareepatti
#healthinsurance #healthinsurance2024 #gurleenkaurtikku
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

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6 авг 2024

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Комментарии : 112   
@kkgupta6114
@kkgupta6114 3 месяца назад
Your channel is best on health insurance topics
@dheeraj787
@dheeraj787 Месяц назад
Gurnleen, what all we need to tell in pre-existing condition? Does it also include if i ever had fever, covid, gastritis, Postrate issue etc ?
@ramanprasad100
@ramanprasad100 4 месяца назад
Thanks a lot for ur informative videos helping us take proper decisions. I have a query which if resolved will be of great help in getting my decision materialised . I want to know which will be better- buying a policy from an intermediary like policy bazar or any other agent or buying it direct from the insuring company . Will one get any sort of additional support & advantage if one takes a policy from intermediary like policy bazar?
@DineshSawant-qf6ce
@DineshSawant-qf6ce 6 дней назад
All your videos are very informative and to the point. You and your team are doing great work about health insurance education and support.
@yousufpasha8184
@yousufpasha8184 4 месяца назад
Ma'am abhi cashless anywhere aaya hai. Aur meri basic cover alag company se hai aur super top up alag company se hai to is situation me mujhe super top up me bhi cashless milega ya nahi, aur milega to kaise , Is k upar ek video banaiye it's very important matter
@Shivani-xq6ys
@Shivani-xq6ys 3 месяца назад
Mam, do Nova Bupa reimburse hospitalisation expenses in Reimbursement claim which was not claimed earlier in Cashless claim availed
@kavinash.
@kavinash. 4 месяца назад
HDFC optima secure is pricey but the most reliable one.
@thor3932
@thor3932 2 месяца назад
Chor company hai.....New India Assurance is the best
@ach336
@ach336 4 месяца назад
Max. Sum assured will have a heavy cut on pocket after 10-15 years ,to reduce it later it's better to take as per your eco condition to survive later years. Another good thing is Premium will increase as per inflation not sum assured.
@Tej_Tech
@Tej_Tech 4 месяца назад
Mam TATA aig ke bhi product ki details videos banayiye
@manojkumarmunna5270
@manojkumarmunna5270 4 месяца назад
I like the topic...
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Thank you jee, keep watching 😊
@sanjaykadage9063
@sanjaykadage9063 4 месяца назад
Thanks
@siddharth_j92
@siddharth_j92 4 месяца назад
Hello Mam, can you advise for 31 year old couple staying in UAE should take niva bupa health reassure for 1 cr titanium+ as we might need a sound insurance policy near our retirement and moving back to India. Considering both parents has history of cancer post age of 55 years.
@bharatsaini9862
@bharatsaini9862 4 месяца назад
You can Go for the Niva Bupa reassure 2. 0
@darshanvaghela2831
@darshanvaghela2831 4 месяца назад
THANK You So Much
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
KEEP WATCHING 😊
@kamalrathaure4768
@kamalrathaure4768 4 месяца назад
Please guide us on terms insurance also
@martinaugustine7598
@martinaugustine7598 4 месяца назад
Thankyou soo much 🙏🙏
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Keep Watching !
@sattisubhashree8094
@sattisubhashree8094 4 месяца назад
Madam Namasthe, resident small city, required Health family pack, age 35, 30, 07. Advice pl.
@onestopsolution619
@onestopsolution619 3 месяца назад
Great Gurleen
@GurleenKaurTikku
@GurleenKaurTikku 3 месяца назад
Thank you jee, keep watching !
@SERVICECONNECT
@SERVICECONNECT 4 месяца назад
Mam health insurance agent banne se kya-kya benefit hai? Please 🙏
@dptmshr
@dptmshr 2 месяца назад
Hi great video. Can you please also review SBI super health insurance
@GurleenKaurTikku
@GurleenKaurTikku 2 месяца назад
Thank you jee, keep watching ! Yes, we will bring up a video soon .
@rajgajbhiye12
@rajgajbhiye12 4 месяца назад
Mam HDFC ergo ki ican insurance policy par video banaye.
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Thanks for the video suggestion, we will try to bring up a video soon 😊
@gopalsinghkitawatbabu4746
@gopalsinghkitawatbabu4746 3 месяца назад
Thanks u maim
@prasadbhaste9067
@prasadbhaste9067 4 месяца назад
madam tell me any such insurance, everything is converged, the premium will have to be paid more, but the benefit should be obtained. i m already confused
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Hello jee, it depends on your requirements & medical history. If you want any assistance in choosing a suitable plan, connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊
@govindrana4646
@govindrana4646 4 месяца назад
Gurleen ji mare policy nibha Bupa reasure hai 5 lc sum insure Main reasure 2.0 main upgrade ker sakta hoon ? COVID ke time Li thi policy
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Yes, you can upgrade and it will be done as per underwriting guidelines
@govindrana4646
@govindrana4646 4 месяца назад
@@GurleenKaurTikku Koi nuksaan toh nahi .or wating period dobara toh nahi lagega
@pepper4code31
@pepper4code31 4 месяца назад
One query, If i took health insurance for family and assume premium is 50K and this premium will vary every year ? As age grows?
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Yes, it can increase as per age and health inflation
@JaiShreeRamIndustries
@JaiShreeRamIndustries Месяц назад
India ka top one health insurance plan kon sa hai
@MrBlackjack456
@MrBlackjack456 3 месяца назад
Gurleen Kaur Tikku talks about the common mistakes people make when buying health insurance. She starts by pointing out that despite India's large population, only 37% have health insurance. Gurleen, a certified financial planner with almost two decades of experience in the insurance industry, believes it's crucial to avoid certain pitfalls when choosing a policy. She stresses the importance of not blindly following others' choices. Just because a friend or family member has a particular policy doesn't mean it's the right one for you. Gurleen emphasizes the need to assess your own needs and requirements carefully. Another key point she makes is about understanding the features of different policies. It's not enough to just pick one randomly; you need to know what you're getting and whether it matches your needs. For example, she talks about how some couples opt for maternity coverage even if they don't need it, just because their friends did. Gurleen also warns against underestimating your coverage needs. Many people think a certain amount will be enough, but they forget about inflation and rising healthcare costs. It's essential to regularly reassess your coverage to ensure it's adequate. Lastly, she touches on the importance of knowing about portability when switching between insurance providers. This ensures there are no gaps in coverage during the transition. Overall, Gurleen's insights highlight the importance of making informed decisions when it comes to health insurance. By avoiding these common mistakes, you can better protect your health and finances. However, for a deeper understanding, it's best to watch the entire video.
@BALVINDER-Singh
@BALVINDER-Singh 4 месяца назад
SSA Mam, earlier i have Manipal Cigna Pro health now i upgraded my policy with Manipal Cigna Lifetime health with 50 lakh sum assured. I have never take any claim in my last 7 Years. Hopefully my all the decease will be covered in my policy. Please share your views. How's my Policy and will i be covered for all the deceased except exclusions mentioned by policy.
@smartyharsh0905
@smartyharsh0905 4 месяца назад
Not good policy
@BALVINDER-Singh
@BALVINDER-Singh 4 месяца назад
@@smartyharsh0905 i already got the reply from Gurleen Mam and she suggested as a Good Policy so please Keep you Gyan with you.
@smartyharsh0905
@smartyharsh0905 4 месяца назад
@@BALVINDER-Singh you will know it soon. People like you deserve bad advice only. Get lost now.
@kingamitin
@kingamitin 4 месяца назад
Mam Niva bhupa reassure 2.0 ke bare mein video banaen. And Policybazaar se policy Lena sahi hai ya nahin?
@DebajyotiSaha
@DebajyotiSaha 4 месяца назад
Buy through agent
@shivpratapsingh8411
@shivpratapsingh8411 4 месяца назад
I bought same policy from policy bazaar and they helped me a lot
@ratuldas7437
@ratuldas7437 4 месяца назад
Buy through agent
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-44gZgVa9p1w.html Detailed video on Niva Bupa Reassure 2.0
@rohitkankarwal1085
@rohitkankarwal1085 4 месяца назад
Buy only from policybazaar... Best in the market
@markdelwin
@markdelwin 4 месяца назад
Hello Madam, what is your opinion on Aditya Birla Active One Nxt for someone who is having hypertension in 40s age. Aditya birla is relatively new, so is it reliable, I liked the policy but but afraid of its claim process.
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Hello jee, we have our detailed review video available on the same. Please check the link : ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-4LTtX0is2GE.htmlsi=zQZMiB-fminm9f2d
@soumitraguha4095
@soumitraguha4095 4 месяца назад
Madam Namaste, Apka Online or Offline koi training hai to details digiye, hum attend karna chahta hai
@vakeelmohammadansari8525
@vakeelmohammadansari8525 2 месяца назад
very good Info..
@GurleenKaurTikku
@GurleenKaurTikku 2 месяца назад
Glad it was helpful, keep watching !
@kunjpabuwal9196
@kunjpabuwal9196 4 месяца назад
Mam kya pnb metlife star group health insurance policy kasi hai meri umra 73,wife 68
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.
@Kumardeven440
@Kumardeven440 2 месяца назад
Hello mam, a long time ago I had an accident in which I got injured and I got myself treated for that, but now again I have started having pain in my head and neck. And now I want to get my treatment done by taking medical insurance, so which medical insurance should I take so that I can get treatment including MRI and CT SCAN. Plz guide me ma'am.my age 30years।
@GurleenKaurTikku
@GurleenKaurTikku Месяц назад
Please buy insurance policy after disclosing old accident history
@divisandeepKumar
@divisandeepKumar 24 дня назад
Madam Can you please suggest me regarding best health insurance Father age is 60 years - Diabetec patient taking daily Insulin patient Mother age is 61 years - BP patient and suffering rhuematoid arthritis patient
@vinny_3376
@vinny_3376 4 месяца назад
Dental insurance kahan covered ha??
@virsinhrajput4576
@virsinhrajput4576 4 месяца назад
Future janarali company ki health absolute policy per vidio banao. Maam
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
sure, Thank you for the video suggestion. We will try to bring up a video soon😊
@virsinhrajput4576
@virsinhrajput4576 4 месяца назад
@@GurleenKaurTikku thankyou
@christopherfernandes796
@christopherfernandes796 4 месяца назад
work appreciated..need to know what possible questions the insurer can ask me if I have to increase my sum insured or disclosure for any new ailments contacted at the time of subsequent renewal consideration my pre existing clause is superseded ..thank you for spreading your valuable knowledge
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
You have to disclose all the material information which is past medical history, regular medication, hospitalisation if any
@bittochadha890
@bittochadha890 2 месяца назад
मैडम एनुअल हेल्थ चेकअप की रिपोर्ट कंपनी से शेयर करनी चाहिए या नहीं जो कंपनी द्वारा ही दिया जाता है
@jatindersinghpandher
@jatindersinghpandher Месяц назад
Hello mam mery knee surgery huye hai kya yeh baat insurance company ko batana jarory hai ?
@vikashaggarwal69
@vikashaggarwal69 4 месяца назад
Mam acko health insurance pr bhi video banaye. Iss company se health insurance krwana chahiye ya nhi
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
We already have a few videos where we have shared the details but we don't have any first hand experience in the same. So, can't exactly comment on the services. Please do your due diligence before buying the policy.
@akashgadelwar1711
@akashgadelwar1711 4 месяца назад
Niva Bupa ki claim settlement ki procedure share kijiye...Maine suna hai bahut slow hai....aur ajent kya kya madat kar sakta hai.. police claim settlement me
@sunnyarora4224
@sunnyarora4224 4 месяца назад
Mam Mera reasure plan liya hua hai Aspire me port ho sakta hai Pehle claim liya hua hai tified ka baby ka
@abhisheksolanki5283
@abhisheksolanki5283 4 месяца назад
Port to hdfc ergo
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Currently Aspire me migrate nahin ho payega
@shivpratapsingh8411
@shivpratapsingh8411 4 месяца назад
First view ❤ I have seen all video of yours
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Thank you so much jee 😀 KEEP WATCHING 😊
@dibakarchakraborty8712
@dibakarchakraborty8712 2 месяца назад
Top up and super top up policies pe please video banaye. 🙏
@GurleenKaurTikku
@GurleenKaurTikku 2 месяца назад
jee, thank you for the video suggestion. We will try to bring up a video soon.
@navrangpaints6936
@navrangpaints6936 4 месяца назад
Mam I am 51 year and my wife is 47 I am owning hdfc ergo optima restore policy of sum assured ten lakh since 3 years and I have not taken any claim , should I migrate in hdfc optima secure of should I continue with hdfc optima restore, please suggest me. Thanks
@abhisheksolanki5283
@abhisheksolanki5283 4 месяца назад
Optima secure
@kingamitin
@kingamitin 4 месяца назад
Can anyone suggest me which is best NivaBhupa reassure 2.0 or HDFC Optima?
@abhisheksolanki5283
@abhisheksolanki5283 4 месяца назад
@@kingamitin go for hdfc or icici if u want smooth claim
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Consider migration to Optima secure for better features
@shreematimaryadiintercolla5543
@shreematimaryadiintercolla5543 4 месяца назад
Maim v. Nice. Maim pratically Policy term padh ke meaning bata de to khoob samajh me ayega.
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Thank you jee, keep watching !
@akashgadelwar1711
@akashgadelwar1711 4 месяца назад
Ajent zut bol kar policy bechte hai...unpar case kar sakte hai kya
@sriramvs8180
@sriramvs8180 Месяц назад
10:28 You are giving very useful information, but if you talk in English it will be very useful to all the Listeners.
@GurleenKaurTikku
@GurleenKaurTikku Месяц назад
Got it, Thanks a lot for your feedback.
@ramyadav6687
@ramyadav6687 4 месяца назад
इंश्योरेंस कंपनियां पॉलिसी पेपर हिंदी में देती है कृपया बताएं 🙏
@chiranjib8989
@chiranjib8989 4 месяца назад
mam only opd ke opar ek videos banaye
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Sure, we will try to bring up a video soon 😊
@JaiShreeRamIndustries
@JaiShreeRamIndustries Месяц назад
I want port my policy of TATA AIG PREMIER TO top one health insurance plan premium no matter but I want top one plan my date 8 August 2024
@SumanSingh-vo6fr
@SumanSingh-vo6fr 28 дней назад
OPD aur day care par detail se samjhe
@navrangpaints6936
@navrangpaints6936 4 месяца назад
Should I opt 25k deductible or not
@ratuldas7437
@ratuldas7437 4 месяца назад
No
@GurleenKaurTikku
@GurleenKaurTikku 4 месяца назад
Yes, a smalll deductible is a good idea to opt. DEtailed video on deductible for your reference - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-7E-Rfd7kdMo.html
@MrBlackjack456
@MrBlackjack456 3 месяца назад
1. How can individuals determine their specific health insurance needs? 2. What are the key features or benefits to look for in a health insurance policy?
@davindersinghturbantrainer9998
@davindersinghturbantrainer9998 4 месяца назад
Hello sis
@akashgadelwar1711
@akashgadelwar1711 4 месяца назад
Jis company ya plan par ajent ko jyada commission milta hai...vohi policy ajent betchte hai
@BALVINDER-Singh
@BALVINDER-Singh 4 месяца назад
SSA Mam, You promised me on make the updated video on the below link 7 months back. I am still waiting there you have not responded to my question- ye Breast cancer, cervical Cancer screening, oarian cancer screening and all policy mein cover nahi hai ? Ye wirf rider lene par he cover honge? respond?ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-mpXW17x2a8s.html
@srirupghosh9486
@srirupghosh9486 4 месяца назад
National Insurance Best Mediclaim Policy.
@ravisharma9721
@ravisharma9721 4 месяца назад
Seeta ram ji
@divyaalok5538
@divyaalok5538 4 месяца назад
जय भद्रचारू
@divyaalok5538
@divyaalok5538 4 месяца назад
जय श्री कृष्ण
@pankajlakhwani1059
@pankajlakhwani1059 4 месяца назад
Buy heath insurance from the agent near your home don't buy from policy bazar or any other RU-vidr it gives problem at the time of claim
@veeranarayana
@veeranarayana 4 месяца назад
Super golden words
@gajendrasharma7437
@gajendrasharma7437 Месяц назад
Right
@nandhinidevi5894
@nandhinidevi5894 14 дней назад
Very true
@sabyasachichatterjee7375
@sabyasachichatterjee7375 4 месяца назад
Govt. Insurance company has no hidden features
@AkshayB.555
@AkshayB.555 2 месяца назад
Madam Apki co. Ka email / gmail id batye please .
@GurleenKaurTikku
@GurleenKaurTikku 2 месяца назад
Hello jee, we are available on WhatsApp/Call at 9650706699. Our team can assist you 😊
@GurleenKaurTikku
@GurleenKaurTikku 2 месяца назад
Hello jee, we are available on WhatsApp/Call at 9650706699. Our team can assist you 😊
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